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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>fyjtdpcms.info</title> <atom:link href="http://fyjtdpcms.info/feed" rel="self" type="application/rss+xml" /> <link>https://fyjtdpcms.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 22:19:21 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>The Crucial Pointers To Be Aware Of Before Your Loan Application</title> <link>https://fyjtdpcms.info/46</link> <comments>https://fyjtdpcms.info/46#comments</comments> <pubDate>Tue, 18 Jul 2023 07:05:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=46</guid> <description><![CDATA[When you’re strapped for cash, applying for a loan is one of the practical solutions you can pursue. Nonetheless, there are still a few frustrations involved like when you apply for it and the loan doesn’t get approved quickly. Others are easily intimidated by the seemingly rigid terms and conditions of a loan document. Still, [...]]]></description> <content:encoded><![CDATA[<p> When you’re strapped for cash, applying for a loan is one of the practical solutions you can pursue. Nonetheless, there are still a few frustrations involved like when you apply for it and the loan doesn’t get approved quickly. Others are easily intimidated by the seemingly rigid terms and conditions of a loan document. Still, there are those who go ahead and take out loans but they end up handling them improperly and falling into a worse financial situation than ever. All of these situations have one common denominator and that’s the fact that they applied for loans without considering the vital details. So in case you’re the one who will be caught in a financial fix, try to think about these essential points first.First, never let your ability for sound judgment be clouded by the financial emergency no matter how urgent it may be and assess your situation properly. Note that there are so many types of loans you can actually apply for so you should secure one that is most suitable for your needs. Try to evaluate your current income and other assets as against the financial contingency you’re facing to determine just how much you will need to boost your budget. In case the amount you need is not that huge but the contingency calls for quick action, a short-term loan is proper. With a short-term loan, you will have a shorter and more efficient processing time owing to the minimal requirements for approval of the loan. But if you need a more substantial amount of money, then you might as well go over some long-term loan products.Second, acquiring adequate knowledge of the various types of loans is very essential. Let’s take the case of short-term loans as against the features of long-term loans. Generally, short-term loans are unsecured loans since the borrower is not required to put up any collateral or security for the loan. For this reason, short-term loans usually sport higher rates of interest and fixed time periods for making payments. The reason here is to reduce the risk on the part of the lender who can only depend on the promise to pay of the borrower. In contrast, long-term loans usually require security or collateral in the form of either real or personal property. You cannot be approved for a long-term loan unless the security or collateral you put up has been determined to be sufficient.Finally, you should know where to go in order to secure specific types of loans in a faster and more efficient manner. For example, if you want to apply for a payday loan which is a short-term loan, the best venue would be the internet. There are so many online payday loan sites these days that can provide you with highly efficient services so you can get approved faster. A payday loan application can be granted in only a matter of one to three days while the funds are deposited directly to your account. Hence, the next time you’re going through tough financial times, do not be fazed and apply for the right kind of loan. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/46/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Learn the Advantages of Online Auto Loans Right Now</title> <link>https://fyjtdpcms.info/44</link> <comments>https://fyjtdpcms.info/44#comments</comments> <pubDate>Tue, 28 Mar 2023 15:57:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Auto Loans]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=44</guid> <description><![CDATA[If you need an car loan right away and are worried because you have bad credit, then relax, because there are plenty of online banks that are making loans right now, to people whose FICO scores are most likely a whole lot worse than yours.Why did I say, “online lenders”?Well there are lots of land-based [...]]]></description> <content:encoded><![CDATA[<p> If you need an car loan right away and are worried because you have bad credit, then relax, because there are plenty of online banks that are making loans right now, to people whose FICO scores are most likely a whole lot worse than yours.Why did I say, “online lenders”?Well there are lots of land-based lenders that will probably give you a loan, but the online ones will almost always give you a far better deal because of the cutthroat competition.Having emphasized that you’ll almost certainly get a better deal from an online lender than a land-based one, I should perhaps add that you shouldn’t expect to get the preferred interest rate that somebody with a five-star credit rating will be offered, because you definitely won’t be.The essential thing to do if you want to get the best online auto loan, or any other loan for that matter, is to carefully check out numerous banks, and I mean “numerous’, and not just two or three of them. Please don’t be like the majority of people with bad credit that are so happy to be offered a loan at all, that they jump at the first one that’s offered.Moreover, don’t just check the interest rates, but check the monthly payments too, because by doing so you’ll quickly become aware as to whether or not there are hidden charges. If the interest rate is lower, but the monthly payments are higher, then the hair on your neck should stand up, and you should find out what’s causing the inconsistency.What’s really neat about applying for a loan on the web, is that it seldom takes more than a few minutes to fill in a form, and after you’ve filled in several of them, then you’ll normally get replies within 24 hours. Moreover, keep in mind that with hardly any exceptions, that it costs nothing to apply for an online loan, and that you’re also under no obligation to accept what’s offered you.Now let’s consider the advantages of making your car purchase, after you’ve already received loan approval.The most common scenario is that someone with poor or bad credit goes to a car showroom and completes a loan application. After the reply comes back, he or she gets offered a choice of just one or two cars that they’re qualified to buy, and because they generally feel so lucky to even be offered a loan, they take a car that they don’t really want, and they don’t even check the cost of the loan.Compare the above with going into a showroom when you’ve already qualified for a loan, knowing exactly how much you have available, and how much the loan is going to cost you. Apart from the added confidence it brings,it also means that they’ll be a greater number of cars available to you, and you’ll also be in a much better bargaining position.The differences between the two experiences is night and day, with the second one being a different world completely.A small note of caution would not go astray here, and that’s that whilst it’s always smart to check the details of any document that you sign, it even more important in the case of a loan to someone with bad credit. The reason for this is that whilst you’ll get lots of loan offers, the costs will vary greatly, and some of the deals will be verging on usury.So don’t be lazy, and don’t feel that you’re in a desperate situation because you’re not, and if you’ll spend just a little extra time getting the right loan, and then continually make regular payments, you’ll not only end up with a car that’s yours, but you’ll also improve your FICO score at the same time. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/44/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Second Chance Auto Loans</title> <link>https://fyjtdpcms.info/42</link> <comments>https://fyjtdpcms.info/42#comments</comments> <pubDate>Tue, 28 Mar 2023 13:46:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=42</guid> <description><![CDATA[Second Chance Auto Loans OnlineIn years past, if you had bad credit, a bankruptcy, or repossession in your credit history, it was virtually impossible to apply for auto loans through automobile dealerships or even directly through the auto finance firm; the answer was almost invariably “no”. This created an uncomfortable and embarrassing experience for many [...]]]></description> <content:encoded><![CDATA[<p> Second Chance Auto Loans OnlineIn years past, if you had bad credit, a bankruptcy, or repossession in your credit history, it was virtually impossible to apply for auto loans through automobile dealerships or even directly through the auto finance firm; the answer was almost invariably “no”. This created an uncomfortable and embarrassing experience for many people that found the car that they wanted at a dealership, only to be turned away. With the advent of the Internet, giving consumer’s ability to search for an online auto loan, automobile dealerships and auto loan finance companies now have to compete much more vigorously to get a consumer’s attention, let alone their business; today, it is a borrower’s market. As a result, second chance auto loans and other online auto loan products have become readily available to consumers looking to apply for auto loans online to purchase new or used cars, regardless of their credit history.All Second Chance Auto Loans are Not Created EqualAlthough automotive dealerships and auto finance companies are currently operating in a highly competitive “get every buyer that they can”; type of environment, not everybody applying for second chance auto loans will be in the same boat. One important thing to remember is that automotive dealerships and lender’s will consider you and your vehicle loan in regards to how much risk that they feel you represent as a borrower (i.e. what is the chance that you will make your car payments on time and completely?) This assessment of risk is based upon a formula, unique to each dealership or lender, that is calculated using facts about you that you provide, facts about you available through the credit reporting agencies, your income, and other factors. Some negative factors that might be considered when you apply for auto loans are:• How long ago was the last negative entry on your credit report?• Do you have accounts that are currently in arrears or in default?• Have you had a car repossessed in the past few years?• Are you currently in bankruptcy, or has your bankruptcy been discharged?• How low is your credit score?• What is the ratio of how much credit that is available to you (e.g. credit cards and open loans) as compared to your debt?That being said, there still are factors that can mitigate an automotive dealership or lender’s risk to positively influence the outcome of your application:• Do you have money for a down payment available? Even if a down payment is not required, making one can be a smart thing to do. The down payment can be a smaller token amount, like $250 or $500. This will let the dealership or lender know that you mean business and that you are more likely to make your payments in a timely manner, as you now both have a stake in the vehicle. Still and all, it makes great sense for you to make as large of a down payment as you can afford. Doing so will give the dealership or lender confidence in you, and it will give you the ability to negotiate a better interest rate.• Is there someone that you know with a good credit history that would be willing to cosign on your online auto finance application? A cosigner with good credit, usually a family member or close friend, would immediately put you into a better loan with better terms and a lower interest rate.• What is your income? Obviously, the higher your income, the better that the dealership or lender will feel about approving your auto loan.Note, see also our recent article “How to Get Approved for an Auto Loan with Bad Credit if you have Low Income”; for more information.• What is the ratio of your rent or mortgage payment as compared to your gross income? A scarcely known fact is that automotive lenders and dealers pay close attention to this figure. For example, if you make $1,500 per month income, and your monthly rent or mortgage payment is $500, then your housing cost takes 30% of your monthly income. Anything beyond 40% or so will send a warning to the lender or dealer and they might need to be convinced that you will be able to make your monthly car loan payments on time. Take this into consideration when you fill out your auto finance application. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Customer Finance Programs Key to Increasing Sales</title> <link>https://fyjtdpcms.info/40</link> <comments>https://fyjtdpcms.info/40#comments</comments> <pubDate>Tue, 21 Mar 2023 15:42:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=40</guid> <description><![CDATA[While studies show that technology spending is once again on the rise, there’s a reason you haven’t heard a collective sigh of relief from the software industry. While many budgets are once again allowing for the purchase of enterprise software, hardware and peripherals, there’s no question that today’s purchasers are smarter, savvier and more selective [...]]]></description> <content:encoded><![CDATA[<p> While studies show that technology spending is once again on the rise, there’s a reason you haven’t heard a collective sigh of relief from the software industry. While many budgets are once again allowing for the purchase of enterprise software, hardware and peripherals, there’s no question that today’s purchasers are smarter, savvier and more selective than ever.Even though the purse strings have loosened, competition is at an all-time high. It’s no longer enough to provide a software solution that meets the potential customer’s needs, or even to provide it at the best price. Today, smart vendors are constantly looking for ways to stay one step ahead of the competition.While increasing sales is always part of a competitive business strategy, software development companies often overlook a simple method of accomplishing this objective – making it easier for customers to buy.One option increasing in popularity among software vendors is to establish a customized finance program that provides no-hassle financing solutions for your prospective clients. In addition to “one-stop shopping,” your customers can reap the other benefits of financing that make it easier for them to commit to technology purchases, including:100 percent financing — Many finance companies offer 100 percent financing for the cost of software and maintenance contracts, which requires no down payment. Because customers don’t have to come up with a down payment, they can make a purchase immediately, rather than hold up the sale with a “wait and see” mentality that often accompanies a dip into cash reserves. It also allows your customers to invest more capital in revenue-generating activities.Improved cash flow management – With software financing, your customers can conserve capital for reinvesting in their business and improve budgeting accuracy through fixed monthly payments. Financing also makes it easy for customers to access multiple-year budgets by paying for the benefit of your software over its useful life.Flexible payment structures – Customers can optimize project budgets by taking advantage of the flexible payment structures available through financing to maximize the return on their investment. For example, with software financing, customers can ramp up payments to match the revenue generation of a new technology project that is utilizing the software being financed.While financing provides a clear advantage for the buyer, when a program is well planned, the list of advantages for software developers, distributors and resellers can be even more beneficial.Improved Customer RelationsAs noted above, financing packages add value for the customer by enhancing their buying power, offering greater flexibility and providing convenience. It also increases their satisfaction through the ability to leverage their budget to acquire the total technology solution – which could include software, hardware, service, support, integration and training – rather than only the parts and pieces they could afford through an outright purchase.Shorter Sales CyclesOn the sales side, any customer who expresses some interest in a product seems like a good lead. However, there are many times when the question of how to pay for the new software prevents the sale from happening. Time lost on dead-end deals can be eliminated when financing is part of the sale, as the ability to pay is immediately considered in the equation. In addition, many finance companies now offer fast, easy credit and documentation processes, so you can complete a sale quickly and avoid costly processing delays.Another benefit is that as software needs are being discussed in the sales process, the finance specialist can work with the chief financial officer or accountant to determine which financing option and payment plan best suits business needs and cash flow.Direct customer financing can also save software vendors millions of dollars each year by reducing the number of days a sale is outstanding. Consider a company with quarterly cash sales of $50 million. On average, it can take 45 days to collect payment. Assuming a borrowing rate of 6 percent, the 45-day lag in payment results in a carrying cost of $371,204. If the same numbers are run with a leasing finance program that generates payment within 2 days, the carrying cost drops $82,253, saving the company more than $288,951 in one business quarter.The Big PictureOverall, equipment financing programs can:Generate larger, more profitable sales faster;Increase account control;Improve sales efficiency and productivity;Lower days-sales-outstanding;Improve cash flow;Differentiate your company from its competition; andProvide complete solutions for your customers.Taking the Next StepAfter identifying an interest in offering flexible financing as part of the sales process, the next step is to develop a finance program. By partnering with an experienced leasing company to develop a finance program for your customers, you can transfer all of the uncertainties of extending terms to your customer to the finance company.Partnering with an experienced finance company also means you can concentrate on what your company does best – developing software – while letting a finance expert handle the intricacies of a finance program. Put simply, by working with a third party, your company will receive all of the benefits with none of the risk.Whether you choose to refer your clients directly to your financing program partner or to work with a third-party finance partner to develop an in-house program, it is essential to choose an experienced equipment finance partner. During the sales process, the finance expert will be working closely with your customers, and it’s important that his or her actions and service levels reflect your company’s ability to meet your customers’ expectations. When searching for a finance partner, look for a company that:Is flexible and willing to work with your management team to develop a program that will meet your financial objectives;Is experienced in the IT and software finance world, since the sales process, client-decision criteria, and revenue recognition issues are different than that of capital asset sellers;Provides marketing support and materials to help you promote your financing programIs willing and able to provide your sales team with materials and training to ensure sales team members are comfortable and easily able to raise financing as an option with their clients; and Is a financially stable, long-term business partner.Companies in search of a leasing partner can visit Choose Leasing (www.ChooseLeasing.org), a Web site developed by the Equipment Leasing Association, where you can find answers to commonly asked questions about leasing and search for an experienced leasing company specializing in vendor finance programs. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Ace Your Consulting Interview</title> <link>https://fyjtdpcms.info/38</link> <comments>https://fyjtdpcms.info/38#comments</comments> <pubDate>Tue, 21 Mar 2023 14:42:22 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=38</guid> <description><![CDATA[Our topic for today is focused on what it takes to face a consulting interview and ace it. We will split the topic into areas of generic interview and preparation and at a bird’s-eye view touch upon specifics of understanding what technology related interview versus process related interview.So do you have what it takes to [...]]]></description> <content:encoded><![CDATA[<p> Our topic for today is focused on what it takes to face a consulting interview and ace it. We will split the topic into areas of generic interview and preparation and at a bird’s-eye view touch upon specifics of understanding what technology related interview versus process related interview.So do you have what it takes to ace a consulting interview?While you spend time analyzing whether you are ready for a consulting interview, let us look at what it takes to prepare for the interview.While a consulting interview in many ways may be similar to a regular job interview, there are areas of the interview that grossly differs from any other job interviews.As is the case with every other interview, this interview would start with the interviewer asking you to explain something about yourself, your experience in the consulting industry. If you do not have any experience in consulting, there is a high probability that the you would be expected to map your current experience to consulting experience requirements. But if you do not have any experience at all, there is a high likelihood you are not shortlisted for an interview in a consulting firm.For experience consulting professionals this part becomes easy as all you do is explain your current role and how it maps to the new role you are seeking. For newbies, it becomes a bit more challenging to face a consulting interview. So it would help newbies to connect with consulting professionals as a part of the networking exercise prior to presenting themselves for a consulting interview. This will help you get familiarized with the consulting industry and specifically the role of a consultant. You could best leverage networking sites and informal communications for this purpose.Ensure you research enough about the consulting firm you are taking the consulting interview with. Typically consulting organizations showcase case studies of their client problems and the solution they provided as a part of their case studies. They may be available in brief on their website. Take the time to read and understand these case studies. It may help you during your consulting interview.Indeed, it may not be wise to assume that these cases would be presented to you during your consulting interview. But reviewing these cases may help provide you with insight on what the organization is looking for.It is also advisable for you to review their service offerings and align your experience to one of the service offerings. While it is great that you may carry some experience, it is vital that the experience maps to what the consulting firm offers to its clients. This would definitely be tested in your consulting interview. Ensure that you take the time to understand their service offerings and convince the firm of your value add to the offering.Be well prepared to solve for a case study. If you are an experienced and a seasoned consultant attending a consulting interview, there is a very high likelihood that you are not presented with a case study to solve.But if you are a newbie, there is no skipping this step. Please note that during your consulting interview, the firm will not look for you to solve the case study. It is more vital and probable that the firm will be examining your ability to think outside the box, structured thinking, your analytical skills, your problem solving abilities and your communication skills though the case study. Prepare for multiple case studies is vital for your consulting interview success. Check to see if you can get insights for consulting case studies from HBR magazine or others of similar nature for your consulting interview.So how does this impact my consulting interview?The answer is quite simple if you think about it. Consulting spans in different forms. As always, given the boom in IT and ITES outsourcing, the demand for management consultants in the process and the technology space has been on the rise. If you are aware of the outsoucing industry, you would know that the most common processes that any organization would look to outsource are its finance and accounting operations. Interesting isn’t it?On one hand some of us think Finance and Accounting are one of the safest jobs in the world, on the other they are the easiest to be outsourced.So when it comes to consulting, you could be either a process consultant or a technology impacted management consultant. If you are a process consultant, the expectation is that you shoulder in-depth expertise and process knowledge in your area of expertise. I’m sorry to disappoint all new graduates out there. But process consulting essentially requires prior experiences in the area/ domain you wish to consult in. So you will need to work your way up the ladder from being a newbie to someone with experience in specific processes and domain to become a process consultant. This will definitely be tested without doubt during your consulting interview. If you are from a finance background with a consulting touch, process terms like Quote to Cash, Order to Cash also called O2C. Procure to Pay (P2P) and Record to Report (R2R) should not be new to you.Also, if you think gaining some knowledge and jargon from the consulting industry will help you get through your consulting interview, you are highly mistaken. This will only get you a bad repute in the industry making you unsuitable for consulting jobs.The other consulting arena I was hoping to touch upon through this blog is Technology related consulting – When I state technology related consulting I’m certainly not referring to IT consulting here. I’m referring to management consulting in which firms leverage technology extensively to solve for business problems (not IT problems but business problems). For example – leveraging business objects solution to reduce the time to report or using a tax bolt on software to perform tax accrual better and releasing cash flow for better investment and reduce litigation fees.Irrespective of your consulting area, there are few things you can be assured of being tested in your consulting interview.a) A common question in your consulting interview would be on domain and area of expertiseb) During your consulting interview also expect questions on definition of your client’s problem statement and the solution delivered and your role as a consultant in delivering the solution.I believe in today’s world, it is extremely challenging for one to be an exclusive process consultant. Technology touches our lives every day. So even if you are a core process consultant, in my opinion, you would be forced to brush with technology at some point in time making you a technology related management consultant. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>22 Great Tips For Commercial Property Investment</title> <link>https://fyjtdpcms.info/35</link> <comments>https://fyjtdpcms.info/35#comments</comments> <pubDate>Tue, 21 Mar 2023 12:42:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=35</guid> <description><![CDATA[When considering a commercial property investment it is wise to set some standard rules for the review so that you can compare opportunities that the various properties bring you.Investment properties typically exist in the retail, office, and industrial property markets. We will not go into the other property types of tourism and leisure here in [...]]]></description> <content:encoded><![CDATA[<p> When considering a commercial property investment it is wise to set some standard rules for the review so that you can compare opportunities that the various properties bring you.Investment properties typically exist in the retail, office, and industrial property markets. We will not go into the other property types of tourism and leisure here in this article as they themselves take more comment and lengthy review.Here is a useful list to consider with investment property.Some Key Property Concerns</p><p>Rent: The levels of the existing rent are important to the investor or landlord but more important are the levels of rent in the future. It is a matter of what rent escalation the lease allows for and in what time frame. A good lease with a good rent review profile in a sound and well managed property will always attract property investors.</p><p>Outgoings: These are the property running costs. Importantly they should be in balance and in comparison to other properties of similar types in the same region. If the outgoings are out of balance to similar properties then you need to know why as any astute property buyer will ask about the outgoings. They know what are the averages of outgoings in the area and will not want to pay above the average unless there is a solid and sound reason to do so.</p><p>Supply and Demand: How much other property is coming into the market in the next few years? Will that property affect the property that you are looking at? Could this impact on the tenant profile or interest in your property? This equation or consideration is called supply and demand. It will impact on buyer and tenant interest in the region in which your property is located.</p><p>Location: Does the property give good exposure to passing traffic or customers and does it have good access for people and motor vehicles? Add to this the consideration and availability of car parking.</p><p>Design: Is the property user friendly and attractive? A good property investment usually looks good and is well maintained. This is to maintain interest in the property from the tenant and the customer perspective. If these people feel good about the property when they visit it or use it, then you are well on the way to good property performance. As part of this process you can conduct interviews with people as they use the property to see and identify any latent concerns. In the case of retail property this is highly recommended as retail property is strongly geared to the sentiment of customers.</p><p>Amenities: Are you providing everything that a modern business, tenant, or customer needs? Amenities are many things and it really depends on what the property is doing or serving. Most people that use the property expect ease of use and access to the amenities including toilets, car parks, common areas, etc. Retail property has a higher level of consideration in this category.</p><p>Services: Are your property services modern and performing well? This would include water, gas, roads, electricity, lighting, telephones etc.</p><p>Parking: Are customers and tenants well served with respect to the parking of vehicles? Ease of access to the property is critical and at a premium today. Motor vehicles are part of business and life for all people. If parking is not well catered for on the property then the interaction of the property with public transport is critical.</p><p>Tenant Covenants: This relates strongly to the leases and documents of occupation on the property. The word covenant relates to the clauses or lease terms. Every lease can be different so it pays to read all occupancy papers or leases. Are the leases and tenant profiles strong and attractive to future occupancy?</p><p>Tenancy Mix: Perhaps this is more critical in a retail property however it can have impact in an office property. Some landlords must be very careful as to the tenants that they select for a building. It is quite possible that a low profile and poorly selected tenant will detract from the customers that visit the building. Other tenants will also then become concerned and potentially have little interest in ongoing occupancy. This then says that not all tenants are good tenants for the property. Add to this another question of proximity and placement of tenants to each other. Are the tenancies well balanced to satisfy the customer demands? Can tenants that are located near to each other affect each others business through impact of customers, product, service, hours of trade, or staff?</p><p>Management: The strength and processes of a property management team will make or break a property. The property management processes will impact on so many things including rent, operating costs, tenant sentiment, and lease stability. For this reason ask the tenants about the property management experiences that they have seen over recent time. Any negative comments should be explored for hidden problems.</p><p>Lease Agreements: Are they landlord favorable and do they provide long term attractive and stable occupancy? What is the length of tenure or terms of all the leases and do they expire at the same time? Does this present an issue to the landlord as to property stability and exposure?</p><p>Transport Routes: All modes of transport to the property should be looked at. Make your assessment as to whether they are convenient and modern. Do they serve the tenants and the customers to the property and how is that done?</p><p>Source raw materials: In the case of industrial property the access to raw materials can be an issue for the tenant. What raw materials are needed by the business or tenant and can they get to them easily?</p><p>Power Supply: Industrial property will usually need a serious amount of power for machinery on the property. Access to that power is a decision factor for the tenant that occupies the premises. Ask the local power authority if 3 phase or high tension power is nearby or available.</p><p>Labor Availability: Business tenants need a labor source as part of their operation. This labor supply needs to be stable and convenient. This is why businesses are located near to transport corridors on the radial road points to a city or town. Is the labor market nearby and active? Can that labor supply reach the property easily? Public transport will enhance this situation.</p><p>Goods end market: If your tenant is to manufacture anything, they will need to move it to their customers. How close is the product buying market for that tenant and how will they get to it? Is the market for the tenants goods or services growing and strong?</p><p>Rent and Vacancies: These are always a concern in investment property and need monitoring. Shifts in population and zoning regulations regards property can quickly shift the attractiveness to occupy a property.</p><p>Pre-lease market: These are the newer properties that are coming on the market soon. They are usually keenly priced or rented and will impact on other existing property in the area. The property investor or developer in the newer property has one goal only and that is to fully lease the finished property as quickly as possible. Expect them to chase the tenants in your building.</p><p>Owner Occupiers: Investment property moves in cycles between renting and ownership. Many businesses will do either depending on what is more attractive to them in the economic conditions prevailing.</p><p>Investors demand: The balance between the property market and the share market is interesting to monitor. Investors move into property when they need longer term investment stability. If the share market is volatile and unpredictable, then property investment moves to the front of the line and becomes the investment of choice. The only problem investors can have is in getting the finance from the banks when they need it. This movement between investment types says that you should monitor levels of return that are possible between shares and property.</p><p>Corporate Businesses: Major businesses like to off-load capital from balance sheets. This means a potential sale and lease back of property from time to time. This is also usually done when the property is in the last stages of use or need for the tenant. They may sell the property and take a lease for a term of years whilst they create the next level of property strategy. Always look for tenants and businesses that are in the stages of change or flux. Mergers, acquisitions, expansions, contractions, etc. all create pressures on the property that the tenant may occupy.</p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Creating an Outdoor Entertainment Area for Your House</title> <link>https://fyjtdpcms.info/33</link> <comments>https://fyjtdpcms.info/33#comments</comments> <pubDate>Sun, 26 Feb 2023 15:39:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=33</guid> <description><![CDATA[Nowadays, an outdoor entertainment area such as a deck, gazebo, terrace or patio has become one of the things that many homeowners make sure that they have because of the countless benefits that it offers. An outdoor entertainment area is generally described as an outdoor space or an outdoor extension of the floor area of [...]]]></description> <content:encoded><![CDATA[<p> Nowadays, an outdoor entertainment area such as a deck, gazebo, terrace or patio has become one of the things that many homeowners make sure that they have because of the countless benefits that it offers. An outdoor entertainment area is generally described as an outdoor space or an outdoor extension of the floor area of a house which is intended to be used as an additional living space. Here are some of the benefits that outdoor entertainment spaces offer.1. They provide an area where you can hang out with your family and friends on both sunny days and not-so-sunny days, as they allow you to enjoy the feeling of being outdoors without being subjected to any of the harsh weather elements such as extreme heat and rain.2. Outdoor entertainment areas can also be used for a wide variety of purposes. They can be used as a place where you can: relax after a stressful day at work; entertain friends and family; and have formal and informal dinners. You can also use them for parties and other special events as they outdoor entertainment spaces can usually easily be decorated.3. If you have young children, you can also set up their swing or slide sets in your patio or gazebo. Your kids would surely enjoy playing with their toys outdoors without you having to worry about them getting burnt by the harmful rays of the sun or being drenched in the rain.4. You can also use your outdoor entertainment area as a place where you can do your yoga and meditation. You can have it decorated with candles, mats and other yoga equipment and you would have a yoga studio right in your own backyard.5. They also serve as a wonderful accent to your outdoor area. For instance, if you have a large garden or backyard, having a gazebo or deck could automatically enhance its appearance and ambiance, especially if you would be choosing furniture that would complement or accentuate the existing style of your home.These are just some of the advantages of having an outdoor entertainment space can offer. It is important, however, that if you are planning to set up one in your home, you would be making sure that you have done your research and shopping around. The reason for this is because of the wide array of choices you have for building an outdoor entertainment space, you might be choosing some which might not be the best for you and your needs. Here are a couple of tips that may be able to help you out.1. Make sure to conduct your research on which materials would be best for your outdoor living space. There are a lot of material options which are available in the market today and you need to be careful in choosing which ones you would be using. Some of the most advisable pieces to use would be rust-resistant tables and chairs, mildew-resistant cushions and other durable furniture pieces that are not only stylish but are also able to withstand sun, rain and other harsh outdoor elements. Although such pieces would be on the more expensive side, they are good investments that would allow you to enjoy your outdoor entertainment space for many years.2. You could also consider having your patio or deck screened-in, especially if you have a bug problem to make sure that hanging out in your outdoor living space would be comfortable.3. If you intend to use your outdoor entertainment area for entertaining people during parties and other gatherings, it would be advisable to set it up near the part of your house where you keep food and beverages. You could also set up a small kitchen or pantry on your deck or patio to make it even easier and more convenient to serve food and drinks during special events when you have guests over. Aside from this, you can also have a restroom built so that your guests would not have to go inside your house anymore to go to the restroom if they need to.4. Aside from decorating the outdoor entertainment space you have with furnishings that complement your style, you can also consider making your garden or yard more aesthetically pleasing. By planting some fruit trees and flowering plants, you would be able to create shade and a beautiful view for you, your family and your guests to enjoy. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Have You Ever Planned to Take Your Future to a Higher Level Through Foreign Currency Trading?</title> <link>https://fyjtdpcms.info/30</link> <comments>https://fyjtdpcms.info/30#comments</comments> <pubDate>Sun, 05 Feb 2023 23:51:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[Exchange]]></category> <category><![CDATA[forex]]></category> <category><![CDATA[Investor]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[Traders]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=30</guid> <description><![CDATA[In the present economic scenario, there are many people who are either unemployed or are finding it difficult to get a job. This is on the account of intense competition in the employment field. But there is a ray of hope for such individuals and the easy solution is to start working from home.The immediate [...]]]></description> <content:encoded><![CDATA[<p> In the present economic scenario, there are many people who are either unemployed or are finding it difficult to get a job. This is on the account of intense competition in the employment field. But there is a ray of hope for such individuals and the easy solution is to start working from home.The immediate question that would arise is what kind of job can I do? There are jobs like data entry, online advertising, trading in securities, freelance article writing, freelance consulting or freelance recruiting that can be done from home. Apart from all these jobs, foreign currency trading is liked by many people. You can do trading by working from home at your own convenience. There is no restriction or any fixed working hours. Flexibility & Convenience are some of the basic benefits while working from home. Plan Your Schedule Accordingly.Foreign Currency Trading is nothing but buying and selling of foreign currencies in the foreign exchange market. Previously currency trading was restricted to big corporate like banks and multinational companies. But now even individuals can participate and do currency trading.No doubt it is more or less similar to share trading. There is lot of volatility and you need to be little careful while trading in foreign currency.Careful analysis of the market conditions and the vision to make more money can no doubt make you a trading expert.There is a base currency and counter currency. There are Foreign Currency Quotes and it is traded in pairs like USD/JPY (USD – US Dollars and JPY- Japanese Yen), EUR/USD (EUR- Euro). If you feel that on a particular day the US Dollar is likely to increase against the Japanese Yen (JPY), you can buy it. When the exchange rate goes up, you will sell the same and thereby make good profits.The entire market depends mainly on global conditions, economic conditions, political factors as well as industrial performance. Any unforeseen events could trigger the market either way.How to trade foreign currency? There are some important tips that need to be followed in foreign currency trading.The 12 most important tips for trading to be done efficiently are:1) Start Saving Money: It is important for you to start saving money. Once you have enough money in hand, you can easily invest 5% to 10% of your savings in the foreign exchange market.2) Plan Your Strategy or Trading Plans: There should be good planning before you start to trade. There are lots of momentum’s in the market. Sometimes it might go up or go down, at times there could be swings. It is important for you to decide which position you are going to take, whether you are looking for short term gains or long term gains. So you need lot of exposure to the market and do intense research or take guidance from your broker or tips from the company through which you are trading. Study the Market Conditions Very Carefully and do a thorough Analysis of the Market before putting down your hard earned money. Whenever you get time, devote time to do research on the market. Study and doing research will definitely help you in becoming a trading expert.3) Be ready to face any Uncertainty: Once you start doing Online Trading, you should be ready to face anything. There is no doubt that volatility is the core of foreign currency market. So be prepared to take little risk. Decide your risk appetite before trading. It is important for you to be careful and at the same time, take little risk if not too much of risk.4) Pick the Right Quotes or Right Currency Pair: It is important to ascertain the market climate and pick the right pair. Study the market carefully. It is important to use technical charts while trading.5) Take suggestions or tips from your Broker/Company: Take the guidance from your broker or company through which you are doing the trading.6) Do not be greedy: Do not become desperate to make profits as this could erode away your savings. It is important to plan carefully your risk appetite as well as trading strategy. Be contented with what profits you get. If you have made a good profit for the day, stop trading and plan for the next day. There is a saying that man’s wants are unlimited. So you need to remain content with what you get. Slowly you can build up your finance. There are opportunities in the market every day. On some days, the market may not favor you and you may not succeed in making profits. So try to control your emotions.7) Start trading with a small amount: It is better to start trading with a minimum amount. Invest 5% or 10% of your savings and this primarily depends on your financial capacity.8) Check credentials of your broker/company before opening an account: Always trade through a reliable broker and check their track records.9) Use demo accounts before actually starting online trading.10) Attend a training session before entering the online market.11) While trading, always maintain a stop loss and watch for currency pairs that have less spreads.12) Have a tab on market charts, market fluctuations and timings.While going for online foreign currency trading, there are certain procedures that need to be followed. In case you are operating through a broker or company, you need to open a foreign currency trading account which could either be a single account or joint account.There are certain documents that need to be furnished along with a minimum amount for trading.The following are the list of documents:- Account Opening Form or Online Application- Tax Form (W-8 BEN for Non-US Customers)- Photo Identification, Residential Proof- Funding account for participating in trading- Other Supporting Documentation- Trading AgreementAdvantages of Online foreign exchange Trading:There are lots of advantages involved in Foreign Currency Trading as it is easy to get started with a minimum amount. The basic plus point is that it can be done from anywhere and is done in many countries. The market is opened for 24 hours. There are different markets like Asian Markets, European Markets, New York Markets etc which open at different timings. Choice of Currency and zero percent commission in some of the countries are the major benefits involved in Currency Trading.There is no doubt that there are some disadvantages also while doing foreign exchange Trading. Markets are volatile and hence there is risk factor. Losing capital is also quite high. The market is primarily dependent on economic factors and political climate. So you have no idea what is in store for tomorrow. These are the major disadvantages involved.But without taking risk, you can not earn good amount of money. Once you study the market very well and become an expert trader, there is no need to fear.Foreign Currency Trading is a good idea of making money. But my personal recommendation is that do a solid research on the market, undergo training and then start online trading. The basic idea behind this is that on account of lack of knowledge and volatility in the market, there are chances that you might lose your hard earned money. But with good knowledge and intense research, you could earn very well sitting from home. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/30/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Best Bank For Business Checking Accounts – What to Look For</title> <link>https://fyjtdpcms.info/28</link> <comments>https://fyjtdpcms.info/28#comments</comments> <pubDate>Sun, 05 Feb 2023 05:47:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://fyjtdpcms.info/?p=28</guid> <description><![CDATA[Owning a small business usually means wearing many hats – as head of sales, production, office administration, payroll and yes, accounting. Choosing a business bank is often done impulsively. Many business owners look for one that is near their place of business or their home – or one that is on the way to work. [...]]]></description> <content:encoded><![CDATA[<p> Owning a small business usually means wearing many hats – as head of sales, production, office administration, payroll and yes, accounting. Choosing a business bank is often done impulsively. Many business owners look for one that is near their place of business or their home – or one that is on the way to work. Others choose based upon fancy advertising or a catchy slogan. Still other business owners might see a featured special offer and just make a split decision to choose that bank.Truth is, most small business owners feel that they are just too busy to take the time to choose the very best bank for business checking accounts.However, if you think about it, choosing wisely can mean the difference between finding a business ally and ending up stuck with a fee-hungry institution who seems like they merely are out to increase their annual profits at your expense.If you are looking for the best bank for business checking accounts, here are some tips on what to look for:1. Make sure they are FDIC-insured:This one is pretty obvious, but not being FDIC-insured should be an instant disqualifier for any bank you are considering. You see, the bank that you end up choosing may not necessarily be one of those big banks with the large advertising budgets who place ads in major newspapers and make flashy TV commercials. In fact, your business may best benefit from becoming the customer of a small local or regional bank. This can be a very advisable option. But, all the more reason to ask about whether they are FDIC-insured.2. Be sure you understand their fee structure:The banks you consider may tell you they offer free business checking. That’s all fine and well, but make sure there is no catch. The catch, in many cases, is an over-the-top fee structure related to any number of regular bank services.For example, some banks charge fees relative to your average daily balance, or they require a minimum balance during the course of a given month. Others charge for processing checks after granting you a certain number of free transactions. Be sure to ask probing questions about all of the possible fees you could encounter while a customer with the bank, given the anticipated banking habits of your particular business.3. Understand, in particular, their overdraft policy:Overdraft fees have become a big money drain for personal and business checking accounts alike. The need to have to pay large amounts of money to your bank in overdraft fees can usually be traced back to participation in overdraft protection programs. These programs, while sounding benign or even helpful to the customer, can actually be structured in such a way that bank customers end up spending more each month than if they had not been enrolled at all. Be sure to inquire carefully with your prospective business bank about their overdraft policies.4. Find out whether they offer additional business services:One of the biggest potential benefits of being a business banking customer is having access to other valued-added bank services, such as payroll services and small business loans. Make sure to check out the full range of services available to you as a bank customer.Resisting the temptation to impulsively choose a business bank based upon geography or clever advertising can pay off. Spend some time doing your homework and you will increase your chances of finding a bank that will satisfy your business needs for years to come. </p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title> <link>https://fyjtdpcms.info/26</link> <comments>https://fyjtdpcms.info/26#comments</comments> <pubDate>Sun, 09 Oct 2022 13:48:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Accounting & Auditing]]></category> <category><![CDATA[Banking Services]]></category> <category><![CDATA[Credit & Collections]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Financial Services]]></category> <category><![CDATA[Insurance]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[Personal Finance]]></category> <guid isPermaLink="false">http://www.fyjtdpcms.info/?p=26</guid> <description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most [...]]]></description> <content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p><p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p><p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p><p>Step1. Finding Your App in Appstore</p><p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.</p><p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p><p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p><p>1. Users are informed, and they know what they are search</p><p>2. Users are exploring possibilities, have no precise information in mind.</p><p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p><p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p><p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p><p>Step 2. Installation</p><p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p><p>1. Keep the application file size small.</p><p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p><p>Step 3. Onboarding</p><p>After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p><p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p><p>Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p><p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p><p>Step 4. Purpose and UI<br />Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p><p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p><p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.</p><p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.</p><p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>]]></content:encoded> <wfw:commentRss>https://fyjtdpcms.info/26/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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