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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>Making Money Online</title> <atom:link href="http://gjnrjms.info/feed" rel="self" type="application/rss+xml" /> <link>https://gjnrjms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:41:45 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Home Improvement Projects: Do They Add Value To Your Home?</title> <link>https://gjnrjms.info/home-improvement-projects-do-they-add-value-to-your-home,html</link> <comments>https://gjnrjms.info/home-improvement-projects-do-they-add-value-to-your-home,html#comments</comments> <pubDate>Fri, 07 Apr 2023 21:35:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=76</guid> <description><![CDATA[Why do so many people pour countless dollars into their home improvement projects each year? There are several reasons for this.1. They want to improve the look or function of their home to make it a better or more ideal place for them to live.2. They need to make repairs to keep the house and [...]]]></description> <content:encoded><![CDATA[<p> Why do so many people pour countless dollars into their home improvement projects each year? There are several reasons for this.1. They want to improve the look or function of their home to make it a better or more ideal place for them to live.2. They need to make repairs to keep the house and up and running well.3. They want to add value to their home’s bottom line through upgrades.But, do home improvement projects really add money to the value of a home? There are several different reasons that it can and several reasons that it may not. For each individual, the specific considerations must be considered. What are you planning to improve? How will you improve it? What is the value of the investment over what was already there?There are many things to ask yourself when looking to increase the value of your home through home improvement projects. One of the most important things is knowing what will actually improve the value. Here are some things to think about in that regard.o Does the home improvement project add space, function or added benefits to the area?o Does the home improvement project make the area more attractive, not only to you but to others?o Does the home improvement project make significant positive changes to the home?Each of these things is something to take into consideration. If you were to walk into a home like yours without the improvement project in it, would you pay more for the home if it did have this feature? Of course, what your thoughts are do not matter as much as what the potential buyer’s thoughts are either. Since the value of a home is more defined by the actual way that it is valued by the buyer, if your home is for sale, then it is really up to pleasing them with these projects.One way to learn more about the value of your potential home improvement project is to talk to a home appraiser. Locate one that is licensed and talk to them about the potential added value to your home through the home improvement project. What you must realize, though, is that adding $10,000 to your home through this investment does not mean that the value of your home goes up that much. It could be more. It could also be much less too. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/home-improvement-projects-do-they-add-value-to-your-home,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Daniel Chiriac: Creating a Life of Art by Painting Beauty</title> <link>https://gjnrjms.info/daniel-chiriac-creating-a-life-of-art-by-painting-beauty,html</link> <comments>https://gjnrjms.info/daniel-chiriac-creating-a-life-of-art-by-painting-beauty,html#comments</comments> <pubDate>Wed, 05 Apr 2023 09:05:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=74</guid> <description><![CDATA[Daniel Cristian Chiriac, born 1972 in Romania, paints oil on canvas. His preferred styles are realism and surrealism. After a long period of abstractionism (before 2006), Chiriac rediscovered the beautiful paintings of the old masters. Being more and more interested in the old masters techniques, he slowly abandoned the abstract art style and turned to [...]]]></description> <content:encoded><![CDATA[<p> Daniel Cristian Chiriac, born 1972 in Romania, paints oil on canvas. His preferred styles are realism and surrealism. After a long period of abstractionism (before 2006), Chiriac rediscovered the beautiful paintings of the old masters. Being more and more interested in the old masters techniques, he slowly abandoned the abstract art style and turned to surrealism, fantastic realism and classical realism style. Most of his time is dedicated to his little daughters and wife and of course, creating art. Here today, he brings to us his story complete with perspicacity and personal anecdotes relating to his experience of life as an artist.What is the story behind the works you wish to focus on “Till the end of time” and “The last love of Don Juan”?Well, it’s not so much the story behind them than the fact these two paintings are my favorites.”Till the end of time” is a painted love poem to my sweet lady, Daniela. She is the sitting model for my painting.The picture is a symbol of time evanescence. Being so, all that counts in the end is love which must be preserved along the years.This painting is also my first conscientious attempt to deal with the golden proportion. I never ever, before or after this have done so many calculi for a single composition! Who’s that to tell that love isn’t mathematics?! Well, my love is mathematics… Daniela is a math teacher.As for the second painting, I was thinking about this subject for a couple of years before getting started painting it. I saw this title on the street. It was a theater play. The play is quite obscure and I didn’t see it so my composition has nothing in common with it except for the title. All the inspiration came from that title around which I developed the story starting from this question:- What if Don Juan didn’t go to hell after his last “love”?I looked over this question with an optimistic vision, somehow pre-raphaelistic, and not in a pessimistic, post-modern philosophical view ( If post-modern, I would have needed to think upon Don Juan’s last love as the term itself says: last..so, the very last of Don Juan’s loves. As if he knew it is the last one and then think what would have been his feelings about… well… I digress… let’s go back to the main story…So this is my story:What if Don Juan had stopped flying from one flower to another? According to the legend of Don Juan, he didn’t stop seducing women and his end was in hell… but, being myself a romantic type, I thought that, in certain circumstances, Don Juan could have also been seduced and so, to find “the only one” that was truly for him.This is the subject of my “The last love of Don Juan”… well, I think that the title should be “The only love of Don Juan” because I think all his “activity” was only a performance not love because I do believe in true love comprised of devotion, respect and sacrifice (unfortunately, so depreciated in these days of exacerbated egoism)… and therefore this is my version of the legend of Don Juan ending: I think that Don Juan could have found his true love with divine help only.The foreground sculptural element including the chalice, the hand and the pomegranate, represents the life of Don Juan as we knew it: full of lust, carnal pleasure, in a continuous hunt to feed the personal pleasure, all of these, under a demonic influence.With divine help – which is represented by the dodecahedron which is a symbol of the heaven substance (according to Aristotle) – Don Juan found a woman who embodied all the meanings of a virgin (note the Virgo constellation on the dodecahedron). Only a perfect Virgo could “capture” the soul of Don Juan, I think.After that, Don Juan realized that his previous life was just a mask and casts it off and then flew for his love on a silver string to the Moon. The Moon itself is at the first quarter which means that the new love is growing.I don’t know if what was in my mind is well transposed onto the canvas, but I hope I managed to do it at least a half of that.Tell me which old masters influence you:Actually, when is about influence, I can’t give a particular name I very much like Caravaggio and he influenced me. Then there are various Old Dutch painters. But, the main influence in my realist art comes from contemporary realist artists who I think are better in depictions, yet, maybe not as good on the crafting-side of making a painting. I mean by that in regards to the use of techniques that ensure a very good and long preservation of paintings.How long have you considered yourself an artist?Maybe since I was 16 or 17… not sure exactly, but I’m sure I was thinking that I have artistic skills. This was also a time when even though I wasn’t drawing a single line I considered I made art simply by walking on a street or talking to friends. My mind was way way too open to what art making is. Anyway, I became confident that I’m an artist when I began making a living through art.Tell me about your first experience painting with oil:Oh, that’s so far in the past! I was a child… Was I 7 or 8? Not sure exactly what was my age when the family friend, who also is the one who initiated me in art, made me a gift box of oil color tubes. He gave it to me and nothing more. No instructions, no guidance… nothing! As you would give a chocolate to a kid and it’s something obvious that kids know what to do with. Also, he didn’t give me a canvas. So that I painted my first oil painting on paper. That kind of paper you can find for children’s watercolors. Had no thinner either, so of course, my brushes were ruined.I remember that the greatest surprise was to see how long oils take to dry! And also, how many things get dirty… I still remember the subject was a still life of a handcrafted vase having some roses applied on it like a high-relief sculpture. In the vase were roses, too. It was my “early masterpiece” a thing for my mother to praise to her friends long afterwards. Well, quite surprisingly for me, I liked that painting, too. It’s a rule for me not liking my paintings more than a few weeks… well, with 2 – 3 exceptions.What things inspire you to create art?Things that I think are beautiful. And that can be everything. It depends by the artist’s eye. After all, isn’t the artist’s job to identify beauty where the ordinary eyes see nothing but ordinary things and so, to bring them face-to-face with that beauty through the work of art?I remember a funny situation about a thing that inspired me. Well, it’s true that it was when I was abstractionist, so I’ve got excuses. So, being at toilet and having nothing, I saw some cracks in the walls with ceramic tiles and found that design interesting. I looked over them, canalized then and came to the conclusion there’s a nice subject for a painting. If you look over my abstract gallery, you will see a polyptych painting (4 pieces), green colors predominant, few of reds and blues. That’s the resulted artwork inspired by the crackled bathroom ceramic tiles.What are you trying to convey through your art? What does it mean to you?Well, I believe that an artist is to bring up to the worldview beauty, simply beauty as the main rule. The rest must be a rare exception. I think that what doesn’t fall under this rule is not art. As I think that an artist’s eye must be trained to see beauty, I don’t try to convey nothing but beauty and this means the whole philosophy to me. No other philosophy, not any alembicated discourse like “spotted in light of art, anchored in the synergy of facts, the recourse to reality, do not elude the meanders of concrete space.”I’m walking at vegetable market and see a tasty sweet pepper for soup; I see a nice still life painting. Also, like the answer to the previous question, one may only see some cracks in the tiles, I may see a painting. So, my mission is to reveal the beauty there where no other eye sees it but the artist’s eye does.Tell me about your creative process, from the beginning of a work to its completion:Day after day, night after night, I keep ideas on the first support I may find when the inspiration strike. Most of time, the only available support is my own memory… which, unfortunately, is not my best support for the purpose. So that way many ideas are lost for good. Although, I have stored a lot of ideas on written notes or fast sketches.Funny thing is that, so often I don’t use that pile of ideas to start a new painting but the most recent idea that struck me. This why an artist must be a monk if he want almost all his ideas transposed onto the canvas (or any other support… or else learn to paint much faster, not so slow like me. As I said before, ideas come from all over the place from the restroom or vegetable market, to the actual reality at dream reality.When it is about realist paintings, I set down the model, I do the composition, and then I start painting. Quite simple. I don’t make multiple compositions to choose from as I’m confident on my first impulse. Painting process itself is a love / hate activity for me. Until 2006, all of my life, even as a kid, despite suggestions of that early mentor who gave me the first oils and who really hated abstract art, I loved abstractionism and I created accordingly. Well, there was such a joy to paint so! On good days (OK, nights) I had been painting 2, 3 or even 4 paintings! The main problem was that that joy was short lasting… like an energy drink… There’s only one painting from that period I still like – Solar Incandescence.Since surrealism and realism, I almost hate painting process itself because it’s so slow – 2 days for a small ACEO miniature (2.5 x 3.5 inches) to sometimes months for large paintings like “Till the end of time”. The reward of this pain comes greatly when the painting is ready. Yes is true, the joy of picture I have done disappears eventually, but it lasts much longer and gives me much more satisfaction and gives me a complete feeling and confidence that I’m really an artist. I didn’t see much difference between me and a carpet designer when I was abstractionist (forgive me carpet designers).When it is about surrealism, an idea becomes sketch then sketch a preliminary composition drawing. Then I search for models of objects in my surreal composition. If human bodies, it’s time for photo shooting session: me, my wife and my children. If objects of any kind, a photo shooting too. Of course, there’s always need for hand drawings as well.Then, to speed up the process, I use my computer to mock-up from photos and hand drawings into an image as close possible to the final painting picture. I may or not (most often, not) do some color studies. With that image on the display monitor, I start drawing on a paper at the same size of canvas. I make changes if I feel it is needed, I transfer it onto the canvas… and… again, the slow process of painting starts.No matter realist or surrealist, when I get the painting ready, I hide it from my view for a day or two then, I hang it on the wall. If a week or so passed and nothing on the picture “scratched” my eyes, I then consider my job done and I sign it.What exposure have you had?I had no live exposure, I mean no show in brick and stones gallery. And this is because I never could keep the required number of paintings for a show. Internet is my gallery and place for competitions. Yet, I didn’t apply to online paid competitions as I’m not a gambler. There are so many wonderful artists applying so that you must be lucky to win even when you’re very good.Yet, I have won 2 awards:First place in a competition held by ArtJudge.com – oil painting contestHonorable mention at “Genbaku Dome” art contest by Japanese PostThe most beautiful recognition for me is when my customers send me pictures of my paintings hanging on their home walls along with enthusiastic thanks.What has been the most unexpected reaction your art?It happened recently. Someone found my website last year (2012) and was amazed by an abstract expressionist triptych of 3 horses that I painted many years ago. She sent me a very surprising email according to which I’m quite a genius, at least at that moment of creation. I was very surprised by such a flattering feedback moreover finding her graduated from art academy. After this all, I had a commission. Even though I had stopped painting abstract long ago, I accepted her commission and I started painting it. She wanted me to paint for her something of same subject, same manner. I’ve told her it won’t be a copy. Something looking like it at most.I was very excited as I had rediscovered the joy of abstract painting. So excited than I didn’t see my work in an objective manner… she told me to “go wild” onto the canvas… and so, thinking that the painting was finished, I sent her pictures of it. It wasn’t the most pleasant reaction. It seemed it would be better if I had been done a copy… which I can’t.Well, I continued the work at the painting until it got a closer look to the old painting and I found it even better than the first one. Even so, the enthusiasm of my commissioner was lost for good. I found it so unexpected because of the huge difference between her first reaction and the last one. Now, you can see that commissioned painting here for sale:Do you have any regrets in your life as an artist?I may have… Not so sure… Because I don’t know if my life would be the same now… and my life it is. So, if it be to call this a regret, this is the fact that I didn’t go to art academy. When I finished up high school, I thought about what I wanted from my life and I decided I want to get rich. Soooo, I went to the Law school, where else to go in order to get rich without a dead rich relative. I was a good law student until the true calling emerged and made law study impossible for me. Hardly, I finished that school but I never practiced.Even though I consider art school not something a painter must do, yet it offers an impulse for sustained work. You know, a natural gift is nothing without training and when nothing but your own will and self-determination put you to work, the chance to become lazy is quite big.What plans do you have for the future of your art?Plans… I want my realist art to be good enough to get short-listed at the artrenewal.com annual painting contest… well, and at the BP portraiture contest (UK). I also want to do a first one-man-show in a real gallery. I don’t strive for that, but I want to take the only advantage therein of a regular job: sure and constant salary. Yes, I’ve got a job. Times are hard for making a living from art only.Do you have any advice for emerging artists?Keep hard at work always practicing and learning from any source. Promote your art as much as you can but keep watch on time spent on it. There are so many promoting a lot and creating less and so coming to a point when there is nothing new to promote. Be more artist than advertiser. Keep watching for artists you think make art better than yours. Don’t strive for a “personal touch.” Strive for a better technique first then that thing which makes your art unique, that cognoscible personal touch will appear naturally.Share something interesting in your life that relates to your art:As I told you above, I was student of Law school and during that period I barely picked up a pencil. So, my girlfriend, my lady today, didn’t know about my artistic background. I didn’t tell her a word about it. After almost an entire year since our coup de foudre, my change back to art resurfaced and I painted a couple of paintings. One day she visited my home and I showed her my work telling her my plan to make a life as an artist. A few seconds after, she was weeping silently… and this was not of joy… 5 years later I married her.How do you show your art to the public?Nearly all of my collectors are outside my country yet I do promote myself locally too in my small city. The local gallery curator still awaits my paintings for a show. I was close to achieving that 3 years ago, when I managed to keep all the necessary paintings less 4 or 5 more, when my first baby girl was born. This event needed money… so I had to sell all my available paintings and so the show was postponed.I also have a Fine Art Gallery online with photos of completed works and my own YouTube channel where viewers may watch my creative process. </p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/daniel-chiriac-creating-a-life-of-art-by-painting-beauty,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why You May NOT Want to Use Your Health Insurance for Counseling</title> <link>https://gjnrjms.info/why-you-may-not-want-to-use-your-health-insurance-for-counseling,html</link> <comments>https://gjnrjms.info/why-you-may-not-want-to-use-your-health-insurance-for-counseling,html#comments</comments> <pubDate>Tue, 04 Apr 2023 22:55:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=72</guid> <description><![CDATA[Why not use your health insurance for counseling? Isn’t that what it is for?Perhaps.But using health insurance for mental health services is a little different than other medical issues. Sometimes mental health issues are not covered by your health insurance. Once you use your health insurance for mental health, you will have a mental health [...]]]></description> <content:encoded><![CDATA[<p> Why not use your health insurance for counseling? Isn’t that what it is for?Perhaps.But using health insurance for mental health services is a little different than other medical issues. Sometimes mental health issues are not covered by your health insurance. Once you use your health insurance for mental health, you will have a mental health diagnosis on file – a mental health disorder/mental health illness must be on the insurance claim in order for insurance to pay for treatment. This will be in your permanent medical record.Of course you want to consider using your health insurance for counseling, but there are some good reasons for you to consider why you may not want to use your insurance for counseling services.Why doesn’t my counselor accept my health insurance?Many counselors choose not to accept health insurance for very good reasons. They want to focus 100% of their time in treating you. If they accept health insurance, there is a lot of extra work involved in accepting insurance, in addition to agreeing to work for a discounted fee. The counselor may spend hours on the phone getting benefit information, authorizations, or following up on claims payments. The counselor has to wait a month for payment from the insurance company. The counselor has to file progress reports with the insurance company. The counselor is required to submit treatment reports and other details about your medical history with the insurance company.It’s not that counselors don’t like insurance companies, or don’t want you to use your insurance (we have health insurance too!), but many counselors prefer to focus 100% of their time and energy in helping clients, rather than doing paperwork for insurance companies.But this isn’t the only reason counselors may not be in network with your health insurance company.The other reasons are more compelling, and you need to consider them BEFORE you decide to use your health insurance.Many counselors prefer not to work in network with health insurance companies so that they can better protect your confidentiality. Any information (claims, reports, or treatment plans) filed with health insurance leaves the protection of their office and their locked files and your personal, private, emotional information is outside of your counselor’s office. In order for any insurance company to reimburse or pay for counseling (both in network and out of network), you must be considered “ill”. You must be diagnosed with a mental health illness or disorder. If you are not ill enough to warrant a diagnosis, then insurance will not pay for counseling services. If you do qualify for a mental health diagnosis, your illness will be listed in your permanent medical record. Many counselors don’t like this “medical model” of declaring someone ill, so they choose not to accept insurance because they want to focus on their client’s strengths, and not label them as mentally ill.Do you want to be considered mentally ill? If you have a mental health diagnosis already, because you have been to counseling or psychiatric appointments in the past, find out what your diagnosis on file is. If you already have a mental health diagnosis, this may not be a concern to you, but if not, you may not want this in your medical record.Counselors also do not like releasing information to others to protect your confidentiality. Once a claim is submitted to the insurance company, who knows how many people take a look at it and rubber stamp it while it travels through the system? If insurance pays for any counseling sessions (in network or out of network), then the insurance company has the right to audit your complete file. They can request copies of counseling notes, assessments, and other personal emotional information to determine if you really are “sick enough” to warrant their payment. They can deny services to you if they think you aren’t sick enough or if they think your counseling is not “medically necessary”.Additionally, there are many counseling issues that are not even covered by insurance at all. Stress management and anger management are usually not covered. Marriage counseling is usually not covered. Certain medical conditions/mental health conditions may be excluded (such as attention deficit disorder or adjustment disorder). Even if your illness or disorder is covered by your insurance plan, they may limit the number of visits they will cover (sometimes only 20 per year), and they will set a maximum amount they will pay per calendar year or in your lifetime.Additionally, counselors prefer not to have someone in the insurance company telling them how to treat their clients. Insurance companies can decide what type of counseling is covered, what diagnoses are allowed, and how many times the client needs to come before they are cured. Many counselors prefer to work directly with clients to serve their needs, without interference from an insurance company.Using your health insurance for counseling services can also affect your security clearance, life insurance rate, employment, or future health insurance coverage.For the above reasons, I recommend that you be informed about using health insurance for counseling. You may choose to file anyway, but be an informed consumer.</p><p>Be an informed consumer.<br />Know your mental health diagnosis.<br />Talk to your counselor about the diagnosis.<br />Ask your counselor about your treatment reports.<br />Decide if you have, or want to have, a psychiatric illness.<br />If you have clinical, severe depression, anxiety, or other issues, then you probably already have a diagnosis.But if you are stressed, having relationship problems, or trying to figure out your purpose in life, your symptoms may be minor, and you may not want to have a mental health diagnosis in your records.Once an insurance claim is submitted to your health insurance company, your diagnosis becomes part of your permanent medical record, and can affect future life insurance, preexisting conditions, or the cost of private health insurance. </p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/why-you-may-not-want-to-use-your-health-insurance-for-counseling,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Portfolio Risk Software Tips and Techniques</title> <link>https://gjnrjms.info/portfolio-risk-software-tips-and-techniques,html</link> <comments>https://gjnrjms.info/portfolio-risk-software-tips-and-techniques,html#comments</comments> <pubDate>Tue, 04 Apr 2023 19:22:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[yahoo my portfolio]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=69</guid> <description><![CDATA[Portfolio risk software can be a highly useful tool that substantially increases the amount of investment returns you can generate in your portfolio over time. This is something most investors don’t get from their brokers or portfolio managers, yet you can purchase and run it yourself for less than a single share of stock!Here is [...]]]></description> <content:encoded><![CDATA[<p> Portfolio risk software can be a highly useful tool that substantially increases the amount of investment returns you can generate in your portfolio over time. This is something most investors don’t get from their brokers or portfolio managers, yet you can purchase and run it yourself for less than a single share of stock!Here is how this technique works: First, you input your current portfolio’s stocks, bonds, etc. You may need to download or upload some historical market data as well (this is usually the case). This is pretty easy and you can get most of this data for free from Yahoo Finance, Google, etc.Once you have your current positions and historical data in the portfolio risk software, you select your universe of potential other investments available to you. This is the “what if” part of the process the software will use to decide which stocks or bonds are better suited than others, and in what quantities. There may be another data step here as well. One of the easiest ways to do this is to use a bunch of ETFs to act as substitutes for specific stocks or bonds.The next step depends on what you want to accomplish. If you want to create an optimized portfolio, you can tell the software to do a simulation to find the right investments to add or subtract. If you want to find out what might happen if you added 1000 shares of stock X, then select the “what if” computation. If you want to see how your portfolio performed against a benchmark such as the Nikkei 225 or a Gold ETF, you can select the benchmarking analysis. Finally, if you want to know how much your portfolio is likely to gain or lose over a single day, week, or month, you can select the Value at Risk or Expected Return option.Portfolio risk software can be purchased for very little investment, yet it can help generate excellent risk-adjusted returns over time and limit your losses in stressed market conditions. Software packages range from under $25 to over $100,000, depending the type of user you are. For the individual investor, analyst, or student, it’s often best to start on the lower end. There are several tools available for Excel, or as standalone applications that can really help your investing success by providing the analytical capabilities used by Wall Street portfolio managers. If you could increase the probabilities of high returns with limited losses, it could have a tremendous effect on your retirement portfolio over long periods, even if you only get 1% extra per year!Considering the highly effective uses and limited costs, it’s well worth trying out a portfolio risk software package. </p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/portfolio-risk-software-tips-and-techniques,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Your Home Based Business! How To Start?</title> <link>https://gjnrjms.info/your-home-based-business-how-to-start,html</link> <comments>https://gjnrjms.info/your-home-based-business-how-to-start,html#comments</comments> <pubDate>Mon, 27 Mar 2023 05:24:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=66</guid> <description><![CDATA[When you are planning to start a home based business keep in mind that it is pretty much the same as starting a traditional business. In my point of view in any given business my number one motto is be a people’s person. BUILD RELATIONSHIP from your first encounter, I learnt this when I worked [...]]]></description> <content:encoded><![CDATA[<p> When you are planning to start a home based business keep in mind that it is pretty much the same as starting a traditional business. In my point of view in any given business my number one motto is be a people’s person. BUILD RELATIONSHIP from your first encounter, I learnt this when I worked as an Activities & Entertainment Manager in the tourism industry for over 19 years.When you learn this one skill then the rest will just fall in… intelligence, courage, energy, perseverance, commitment, market researching, product development, marketing, advertising, sales, planning, time management, patience. Despite of what you hear or read online this is not going to be an overnight thing. When you see these types of promises and programs. RUN!There are lot’s of competition and opportunities out there. At the beginning you will need to work more to get your home based business up and running and then you can start implementing the strategies necessary to succeed.You MUST set a goal before starting a home based business. Ask yourself these questions. WHY do you want to start your home based business? To accomplish the objectives of your business, what are the steps you will need to take? How much time and money you are going to need for your business? Are you going to have an office for your business? In your own home when will be the best time for you to conduct business? If you are one of these people who dislike’s having to get up in the morning at set times to go to work, then I suggest you take up this challenge. Challenge your life in doing something new…Having a home base business will give you some flexibility also it’ll eliminate the commute, but as I said earlier you are going put in some work at the beginning to get your business up and going. At least you won’t have to listen to bosses dictating what you can do and cannot do.You will need to implement self-control in your life to avoid all of the distractions that take you away from your business. Your home based business is your life and blood so you are going to treat it as a business, which calls for commitment, perseverance, self-discipline, patience on your part to make it work.There are several approaches to making money in your home based business. You can choose to create your own products or join several established affiliate programs. Creating your own products is a very long process. You have to deal with payments, refunds, shipping, complains etc. But if you decide to take this approach then it’ll payoff at the end, but then you are left with twice or three times the load compared to my favourite method of home based business. Which is Affiliate Marketing.With affiliate marketing all you do is help someone else sell their product and you get 50% to 75% of the total cost of the product. This type of home based business and can be setup on autopilot, which means you set it up right once and it’ll earn money while you sleep or on a vacation… You can work on your home based business 2 to 3 hours daily by monitoring it and driving traffic to it consistently. It’s up to you… you are the boss!You don’t have to choose affiliate marketing to make money for your home based business. If you have a professional skill set or as an independent contractor you can do some freelance work, this is one way for starting your own business. There are typing works, virtual assistant, network marketing, sell you 2nd hand stuff on eBay, and there are lots and lots other business out there.Hard work, Intelligence, Resourcefulness, is all required for creating a successful home based business. I encourage and challenge you to START your home based business. Trust in yourself and believe in yourself that you can do it… and don’t quit! I believe you can do this…You never know what you can do unless you try.Please! Feel free to read this article and my other one’s by visiting my link in the resource box below. </p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/your-home-based-business-how-to-start,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Be A Success In Making Money Online By Using These Ideas</title> <link>https://gjnrjms.info/be-a-success-in-making-money-online-by-using-these-ideas,html</link> <comments>https://gjnrjms.info/be-a-success-in-making-money-online-by-using-these-ideas,html#comments</comments> <pubDate>Thu, 16 Mar 2023 10:25:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=64</guid> <description><![CDATA[Many people dream of working from the comfort of their home. More and more people are getting fed up with the indignities of commuting and fighting traffic. They might desire to stay home and comfortably earn their income. This possibility is very real. These suggestions are a great place to begin earning money on the [...]]]></description> <content:encoded><![CDATA[<p>Many people dream of working from the comfort of their home. More and more people are getting fed up with the indignities of commuting and fighting traffic. They might desire to stay home and comfortably earn their income. This possibility is very real. These suggestions are a great place to begin earning money on the Internet.</p><p>Watch out for scams. There may be many ads for making money online, but you need to keep an eye out for those that are a waste of your time. Do some research online to see what others have to say about any company or website that you are interested in working for.</p><p>If you are a writer, consider writing on a revenue sharing website like Squidoo. You will be developing articles on topics that you like, and you receive a portion of the income that is made. They also have affiliate opportunities with Amazon, making it potentially even more lucrative.</p><p>Start taking surveys. Lots of online survey opportunities exist. They can really help you earn extra money. Depending on where you are taking these surveys, they often won’t pay very much. However, you can easily do these things when you have some down time, and you can make quite a bit of money when things add up.</p><p>Be prepared to prove who you are before you can make money online. Many places need validation and identification just like they would in the real world. Get a copy of your ID before you apply anywhere.</p><p>Determine how much value your time has before you begin working online. What is the least amount per hour you’re willing to take for any given job? If you do not mind working for a lower wage, you will never raise your earnings. People will assume that’s all you are worth and never offer you more.</p><p>It can take time to learn how to earn cash online. You will need to find what you are best at and stick to it. Find a mentor and learn everything you can from them. Keep your eyes open for new opportunities, as these are emerging daily. In this way, you will be an “online making money” success!</p><p>Diversify your income for best results. Making a significant amount of money online can be tricky. Something you may make money with now might not be there tomorrow. Spreading your income streams out can help you get through it. Then when one stream starts to slow down or dries up, you have other options to pick up the slack.</p><p>Most making money online ventures are legitimate, but scams are out there, so be careful. That’s the reason you have to investigate any opportunities before signing up. One of the best ways to check out a company is through your local Better Business Bureau.</p><p>To generate income online, consider affiliate marketing. It does require a website with steady traffic. Find a topic you’re interested in to write about. Then locate a website with an affiliate payout program and apply to be a part of it. You then receive a percentage of the things visitors purchase.</p><p>Publish a book to make some money online. You can sell it in digital form on a site such as Amazon. There are many people earning sizable incomes in this fashion.</p><p>The things in which you excel in offline life can be great money makers on the Internet. Enjoy being in a book club? Write a blog about the books that you read and add links Amazon’s page for the book on your page. Do you love crocheting things? Those crafts are in high demand on etsy.com.</p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/be-a-success-in-making-money-online-by-using-these-ideas,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top Tips About How To Make Money Online That Anyone Can Follow</title> <link>https://gjnrjms.info/top-tips-about-how-to-make-money-online-that-anyone-can-follow,html</link> <comments>https://gjnrjms.info/top-tips-about-how-to-make-money-online-that-anyone-can-follow,html#comments</comments> <pubDate>Thu, 16 Mar 2023 10:25:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=62</guid> <description><![CDATA[Millions of people across the globe find themselves struggling financially or simply wanting to be their own boss. Unfortunately, these people have a hard time knowing how to change the situation. The answer is making an income online. The following paragraphs can help you learn the fundamentals about doing it. Look out for online scams. [...]]]></description> <content:encoded><![CDATA[<p>Millions of people across the globe find themselves struggling financially or simply wanting to be their own boss. Unfortunately, these people have a hard time knowing how to change the situation. The answer is making an income online. The following paragraphs can help you learn the fundamentals about doing it.</p><p>Look out for online scams. The range of online work is vast, but some of the work may be unsatisfactory. Always do your research and try to find reviews from other users to figure out what is a good opportunity and what isn’t.</p><p>If you want to make money on the Internet, you have to decide what niche is the best for you. Do you have a knack for writing? Become a content writer. Are you excellent with graphic design? You can get hired to work on the designs of people’s sites. Personal introspection can help you identify skills and talent for making money online.</p><p>Writer’s may find that Squidoo’s revenue sharing system is a good fit for them. You can write about things that interest you and you make money from it. Even better, you can use Amazon affiliate opportunities on these sites to make even more.</p><p>Try doing surveys. There are a multitude of surveys for you to complete. You can earn a decent amount of money just filling out surveys in your free time. They will not get you rich but can help a lot. Yet it is simple to perform these tasks during your free time. Over time, this revenue accrues nicely.</p><p>You should be ready to offer proof of your identity when pursuing online work. Most websites that offer pay for work need to verify your identity just like any other employer. Prepare for this eventuality by storing digital ID documentation on your computer ahead of time.</p><p>Tutoring is escalating in popularity. E-teaching is a great way to work online. There are sites that can help you put your knowledge to use. If you do good, a lot of doors will open up.</p><p>Your downtime should be put to good use. There are tasks you can do which will make you money without much focus. Using a website like Mechanical Turk for small tasks are great for this. Do a few tasks while you’re watching television. You’re not going to make a whole bunch of money with these things, but it can help you to earn a little when you’re bored.</p><p>Be careful not to get sucked into online income scams. Research every company before you sign up with them. Do a bit of research on any online company that you are interested in working for.</p><p>Offer to advertise for others. Putting advertisements on your own website is a great way to make money. If you run a blog that attracts a loyal readership, companies may want to pay you to put their ads on your site. These ads take viewers to another site that offers them items or services.</p><p>You can go into affiliate marketing if you want to make money online. You just need a blog or website with good traffic. Look for a topic that interests you to write about. Look for a company that has an affiliate program and request an affiliate membership. You’ll get a percentage based on what people purchase.</p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/top-tips-about-how-to-make-money-online-that-anyone-can-follow,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Use Your Personal Interests To Make Money Online</title> <link>https://gjnrjms.info/how-to-use-your-personal-interests-to-make-money-online,html</link> <comments>https://gjnrjms.info/how-to-use-your-personal-interests-to-make-money-online,html#comments</comments> <pubDate>Thu, 16 Mar 2023 10:25:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=60</guid> <description><![CDATA[The digital economy has enabled people of all ages to utilize their passion, hobbies and interests as an approach to making money online using just a laptop and internet connection. It offers a more exciting and fun avenue to starting a business. For example, if you love sports, do something related to games, sports gear, [...]]]></description> <content:encoded><![CDATA[<p>The digital economy has enabled people of all ages to utilize their passion, hobbies and interests as an approach to making money online using just a laptop and internet connection. It offers a more exciting and fun avenue to starting a business.</p><p>For example, if you love sports, do something related to games, sports gear, ticket sales for a game or sports apparel. If you’re fond of traveling, think about promoting a variety of destinations and work with travel agencies to create vacation packages or set up interactive blogs and websites that can be used for affiliate marketing.</p><p>Sure you can do freelance work or even work from home selling products or services on Amazon, eBay or Odesk, but the true value of earning money online is promoting and monetizing the things that you love doing most. Think outside of the box and be creative. You can literally create something out of nothing on the Internet and find a way to earn money.</p><p>It will be much easier for you to start building and maintaining your own website, online store, blog or other income-generating platforms if you are doing it with something that you are passionate about. Don’t think that your ideas are limited due to the number of competition out there in the digital marketplace. Pursue what it is that you love to do and use it to live your life at its best without regrets! The lesson here is to tie your talents and skill sets with your dreams and ambition and it will definitely take you to the top of the mountain.</p><p>If you are not a good writer, then maybe blogging is not for you. You don’t need to push yourself into writing articles. If sales is not your forte, then try making a website or blog that can be monetized using affiliate marketing opportunities. The sky is the limit in terms of what you can do!</p><p>Take some time to think creatively and do some brainstorming. Look at what is out there now, and see if you can make something that everyone else is not doing yet.</p><p>Let your passion, hobbies and interests take center stage as you decide what to do for your upcoming online business ventures. You can make money online doing what you love and enjoy, and it just takes some hard work, dedication and persistence to reap the rewards that the Internet can offer you.</p><p>If you would like help to find the best niche for you and make you become a successful entrepreneur then make sure you grab our free videos that will teach you the most profitable online strategies.</p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/how-to-use-your-personal-interests-to-make-money-online,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Making Money Online: Quick and Easy to Follow Tips for Making Money Online Successfully</title> <link>https://gjnrjms.info/making-money-online-quick-and-easy-to-follow-tips-for-making-money-online-successfully,html</link> <comments>https://gjnrjms.info/making-money-online-quick-and-easy-to-follow-tips-for-making-money-online-successfully,html#comments</comments> <pubDate>Thu, 16 Mar 2023 10:24:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=58</guid> <description><![CDATA[You can start making money online even if you are not yet prepared. Go through this article properly, for information in this article will help you generate an online source of income. Making money online from the comfort of your home has never been easier. This has been made possible because the Internet world is [...]]]></description> <content:encoded><![CDATA[<p>You can start making money online even if you are not yet prepared. Go through this article properly, for information in this article will help you generate an online source of income.</p><p>Making money online from the comfort of your home has never been easier. This has been made possible because the Internet world is growing tremendously in the “online money-making” field, that’s why many people have had their lives changed completely for the best. Anyone willing to put in those hardworking hours will definitely succeed in the Internet marketing world. Yes, it won’t be easy trying to generate a good source of income online, but it is definitely possible with some extra hours and hard work.</p><p>First, you have to find a niche that employs your particular skill or passion to make money online. It could be in the field of sales and marketing, translation and languages, writing, product sourcing & manufacturing or even in the field of graphic design. You can turn your passions, or interest into a way of generating a good source of income online. You could be hired by any person or firm that is interested in your set of skills. So don’t be reluctant in finding what you are really good at.</p><p>Plan your time with wisdom. Your earnings are directly related to your hard work daily. There are no easy ways to getting rich quickly. You need to be hardworking day after day. You can determine a time in your schedule that will enable you to work day after day. Just having an hour set aside for this can cause a change.</p><p>Consider what your time is really worth before you commence to work. What is the minimum amount of time per hour you are willing to consider for any job? If you set yourself to work for less, that’s actually what you will ever receive. You won’t find any person or firm that will be willing to pay you more than the required effort necessary for that particular job.</p><p>You can also make a good deal of income through affiliate market. It is an excellent way of making money online. For you to be successful in this field, you’ll need a working website with good traffic. Search for a niche that is suitable to you and write about it. Search and join sites that offer affiliate income then get a commission from what people buy.</p><p>Another good way of making money is by writing and selling an electronic book online. Those who are skilled writers can make money with ease in a particular subject through self-publications. Search for self-publishers online, for there are many of them with commissions of up to 75% of the sale price.</p><p>You now have a good understanding on how to make money online. It doesn’t come without the prize of hard work, but it guarantees success, and many people have been using these tips to make money online. Follow these simple tips and you will be guaranteed success.</p><p>In light of all this, be careful of Internet scams. There are so many opportunities online on how to generate a good source of income online, but you also have to be aware of the fact that there many forms Internet scams online as well.</p><p>Believe in yourself and in your ability to transform your knowledge and passions into income. There is no other better way of trying to earn a living online using your knowledge and passions. If others have been prosperous, why can’t you be prosperous as well? The only thing or person that can hinder you from becoming a success is you.</p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/making-money-online-quick-and-easy-to-follow-tips-for-making-money-online-successfully,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>My 5 Favorite Ways To Make Money Online</title> <link>https://gjnrjms.info/my-5-favorite-ways-to-make-money-online,html</link> <comments>https://gjnrjms.info/my-5-favorite-ways-to-make-money-online,html#comments</comments> <pubDate>Thu, 16 Mar 2023 10:23:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gjnrjms.info/?p=56</guid> <description><![CDATA[There are so many ways to make money online. But you’re probably wondering what is the best online business strategy for you. Well I’m hoping I can help! In this article I’d like to share with you my favorite ways to make money online. Let us get started. E-commerce – We might be in the [...]]]></description> <content:encoded><![CDATA[<p>There are so many ways to make money online. But you’re probably wondering what is the best online business strategy for you. Well I’m hoping I can help! In this article I’d like to share with you my favorite ways to make money online. Let us get started.</p><p>E-commerce – We might be in the information age but selling tangible products with e-commerce is still big business. Amazon.com is a perfect example of this. There is a wealth of information online (a lot of it free) that will teach you how to set up your own e-commerce site to sell tangible items.</p><p>Information Marketing – Most people come online to freely consume information. But did you know you can make money online selling information people have a want and need for? Yup! Internet marketers make good money online selling information in the form of eBooks, courses, and Private Label Rights products. You can too! Simply do the Google search “how to make money selling information products” and you should get tons of results to get you started in the right direction.</p><p>Sell Traffic – Selling traffic can be one of the most rewarding and lucrative ways to make money online. You don’t even need to be a big internet company to get into the traffic business. If you have a reasonable sized list you can “sell clicks” to other internet marketers in the form of solo ads. A solo ad is basically an 8 to 10 line text ad you send out to your list, only difference being it’s not to your offer, it’s to the internet marketer who is buying the clicks from you. Selling solo ads will always be an evergreen way to make money online since internet marketers will always be starving for traffic!</p><p>List Building – I believe the best way to make money online is by building a list of email subscribers, this is what internet marketers call list building. I highly recommend an email service like Aweber. Aweber is what we call an auto-responder and is your all-in-one solution for everything email marketing. With Aweber you can collect optins, create webforms, and send out your email subscriber base emails on a daily basis. Email is still the best communication channel and is the most effective way to sell your products and services online.</p><p>Membership Site – One of my favorite ways to make money online is with your own membership site.This online business strategy could be quite lucrative if you base your membership site around a niche you have a passion in. You can make some serious income by charging people a monthly membership fee. The secret to success with this business model is updating your site with valuable content on a monthly basis. This will help with retention so people will be willing to pay you membership fees on an ongoing basis.</p><p>There you go, my 5 favorite ways to make money online. If you’re new to online marketing I highly recommend you plug into a “done-for-you” funnel. In other words you need a simple sales system that you can have up and running in just a few hours or less. Then all you do is drive traffic.</p>]]></content:encoded> <wfw:commentRss>https://gjnrjms.info/my-5-favorite-ways-to-make-money-online,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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