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  22. <title>Why You Should Access an Online Auto Loan Calculator?</title>
  23. <link>https://goreaclms.info/47</link>
  24. <comments>https://goreaclms.info/47#comments</comments>
  25. <pubDate>Tue, 28 Mar 2023 15:56:29 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Uncategorized]]></category>
  28. <category><![CDATA[Online Auto Loans]]></category>
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  31. <description><![CDATA[The importance of an online auto loan calculator should not be undervalued. People can easily calculate the monthly amount of money they need to give to a dealer as part of the repayment of the car loan he or she has taken. It is very easy to access a calculator over the internet. You just [...]]]></description>
  32. <content:encoded><![CDATA[<p> The importance of an online auto loan calculator should not be undervalued. People can easily calculate the monthly amount of money they need to give to a dealer as part of the repayment of the car loan he or she has taken. It is very easy to access a calculator over the internet. You just need to visit a car dealer website and access the same free of cost. Usually the home page itself contains the EMI car loan calculator. You need to select the interest percentage, type in the lending amount, and choose the maximum number of months within which you prefer to pay back the money to get the monthly equated amount with a single click of the computer mouse.Auto dealerships selling brand-new cars as well as used ones usually offer new car loans plus used car loans, 24/7 whenever a person asks for. The process of loan application is also pretty easy and hassle-free. Whenever you plan to buy a car and for that matter need the required sum of money, what you can do is simply access the internet. For people who don&#8217;t have an internet connection at their home, they can go to a nearby cyber cafe to open a couple of reliable dealer sites to go through the car loan application procedure.Every website contains comprehensive information about auto loan rules and policies. One of the main benefits of applying for a new or used car loan from a dealer is that they don&#8217;t hesitate to approve loans to people with a bad or no credit rating. A soft-copy loan form is available in these sites. A potential car buyer needs to fill up the form adding his personal details such as name, permanent address, age, gender, phone number, email address, etc. The data in each online form gets stored in the database of the dealer for them to access the same anytime of the day or night for getting in touch with the car leads for successful conversion.The primary advantages of using an auto loan calculator are given below.Measuring Per Month Payment &#8211; To make it easier for people to repay the lending amount, almost all car dealers of today have introduced the concept of EMI or Equated Monthly Installment. The borrowers should calculate the payment amount in advance to save money and also avoid confusion using an online calculator.Saves Time &#8211; Of course you don&#8217;t have to run after the dealers to know the amount of money you need to pay back. You can easily do calculate the amount yourself using an EMI car loan calculator.Saves Money &#8211; You can become a better decision maker once you calculate the auto loan options that best suits your monthly budget and lifestyle. You should choose the car loan plus payment option that is within your budget.Crack the Best Deal &#8211; Numerous auto dealers offer loans against different interest rates. However, you need to identify the dealership who is giving car loans against a small rate of interest and calculate the amount of money you need to pay every month. A car dealer who is giving loan against a small interest rate and for an extended period should be preferred. </p>
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  37. <item>
  38. <title>Subprime Auto Loan Lenders</title>
  39. <link>https://goreaclms.info/45</link>
  40. <comments>https://goreaclms.info/45#comments</comments>
  41. <pubDate>Tue, 28 Mar 2023 13:45:06 +0000</pubDate>
  42. <dc:creator>admin</dc:creator>
  43. <category><![CDATA[Uncategorized]]></category>
  44. <category><![CDATA[Auto Loans]]></category>
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  47. <description><![CDATA[A sub-prime buyer is a person who need loan to buy auto but has bad credit or a lower credit score than the prime borrower. If you are a sub-prime automobile loan lender then do not get upset there are many auto financing groups available online, that would help you in finding the best of [...]]]></description>
  48. <content:encoded><![CDATA[<p> A sub-prime buyer is a person who need loan to buy auto but has bad credit or a lower credit score than the prime borrower. If you are a sub-prime automobile loan lender then do not get upset there are many auto financing groups available online, that would help you in finding the best of the car loan available online. There are many websites that will provide you with financing that are extremely lenient and have easy requirements to get approved too.The online financing party understand in giving second chances to everyone who deserves it. Traditional lenders only care on getting the loan amount back with interest. If they see a chance for a default loan payment then they will not approve your auto loans for bad credit. But, the online car financing provider will make sure they understand you support you in your financial despair.Consider Internet to be your main domain for couple of weeks. Search for the best website that provides with lenders from all over the nation. There are many financier lenders online so do not worry for the customer service. With the help of online car loan you will only get the best of all. Why? Because of the heavy competition it becomes crucial for all the lenders to provide you with best auto loan rates online.Why online lenders are good options to get auto loans for bad credit?Firstly, be realistic! You have a bad credit and no traditional lender will approve you and auto loan with a credit like that. They all want confirmations of the loan payments back to them. It is your priority first to get a car loan and increase your credit score by paying off the loan amount. There are many financier&#8217;s available online that are ready to provide car loan financing based on credit score. There are many people online who have already received the benefits of auto loans for people with bad credit. If you think you are a bad credit score, then I would recommend you to apply for sub prime car loan online. If you are someone who is going through tough times in life, then I would strongly recommend you to buy a bad credit auto financing online. All you have to do is to show confidence that you will be able to return the money back to the financiers irrespective of the personal financial or social crisis like death or divorce.The world economy is collapsing, and US is not only the one in economic downturn but there are different countries that are going through the same situation. Considering this condition, some of the financiers have come forward in giving a helping hand to all the auto loans for bad credit. You can use auto finance calculators available on all the online websites just to help you know the final figure so you can decide on which sub-prime auto loan you should finalize. When you go online and search for the best car loan rate website makes you have the complete power. From all the financial deals, car finance deal is the second largest and the most happening one online. People are going online every now and then for each and every commodity shopping. </p>
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  53. <item>
  54. <title>Evolutionary and Philosophical Insights Into Global Education</title>
  55. <link>https://goreaclms.info/43</link>
  56. <comments>https://goreaclms.info/43#comments</comments>
  57. <pubDate>Tue, 21 Mar 2023 17:15:09 +0000</pubDate>
  58. <dc:creator>admin</dc:creator>
  59. <category><![CDATA[Uncategorized]]></category>
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  62. <description><![CDATA[I know that I know nothing &#8211; ipse se nihil scire id unum sciatHe himself thinks he knows one thing, that he knows nothing (Socrates)Education is learning what you didn&#8217;t even know that you didn&#8217;t knowThe word education is derived from the Latin term &#8216;Educatum&#8217;, which means the act of teaching or training or to [...]]]></description>
  63. <content:encoded><![CDATA[<p> I know that I know nothing &#8211; ipse se nihil scire id unum sciatHe himself thinks he knows one thing, that he knows nothing (Socrates)Education is learning what you didn&#8217;t even know that you didn&#8217;t knowThe word education is derived from the Latin term &#8216;Educatum&#8217;, which means the act of teaching or training or to lead out. In a wider context, however, it penetrates and influences almost every aspect of our lives, from birth onwards. Education affects what kind of people we and our families will become.Education is everywhere and it is supposed to be available for everybody. We can read, hear and see education and its diverse multi-cultural and multi-media implications and implementations in books, theatres, films and advertisements, as well as in kindergarten, schools, and universities, at work, all over the Internet and in all aspects of daily life. Across the world media are saturated with a variety of educational information, research reports and teaching methods.Our need for education is increasing rapidly. The basic need is significantly enhanced by the advancement of science and technology. In other words, advances in science and technology mean that the workforce needs to be better educated.<br />
  64. Educational systems worldwide are changing in an attempt to meet this demand, supported by governments and private providers.Meeting the increasing demand for education requires novel methods and sometimes unorthodox approaches to transferring knowledge to the next generation.The most significant changes in educational systems occurred during the last century although change has been continuous from the very earliest times.Education, religion and morality are the most significant components of human society. In this work the terms religion refers to all religions, as we will not discuss the differences between Christianity, Judaism, Islam or any other religions; neither will we discuss the influence of specific religions and their associations with particular ethnic groups.The discussion here focuses on the impact of religion and morality on education and on the relationships among them.Throughout human history religion has had considerable impact on our way of life and societies throughout the world have benefited from education and knowledge.Religious leaders are concerned about the increase in secular scientific education as they believe it may have a negative impact on religious faith. This concern is corroborated by social scientists who argue that educational and scientific advancement can lead to reduction or even loss of religious faith.My observations indicate that there is a clear asymmetry between biblical literalism and secular education. A biblically literate qualified person will not be as open to carrying out or accepting the findings of secular scientific research as his or her counterpart. In other words, a scientifically literate individual will be more open to, and accepting of biblical studies than a biblically literate person would be with respect to scientific knowledge and research.This asymmetry is obvious in many mixed societies, such as Israel. This observation also suggests that a person who has had a secular education is more inclined to absorb biblical influences than the biblically literate person to absorb secular influences.We face several problems when we investigate religion and morality, especially when dealing with the claim that there is a conflict between the two. It is sometimes claimed that morality is embedded in religion, or that religion is moral, but a moral education does not have to be a religious one.There are, of course, obvious differences between religion and morality, especially with respect to their objectives and aims. The purpose of moral education in schools is to nurture virtue and to start a cultural conversation about certain moral issues, which are part of our traditions.In modern times education has become dependent on economic and technological developments.However the essence and the meaning of life come from morality and religion rather than materialism.Religious leaders argue that without a religious component to education we might lose our ability to discuss virtue, love, self-sacrifice, community duties and justice. The absence of religion from educational curricula is generating hostility amongst religious groups and may come to divide communities and start unnecessary cultural wars.Atheism asserts that there is no link between morality and religious behaviour and that we should therefore teach about morality without reference to religion. Religious groups demonstrate by their practices the falseness of the claim that morality is independent of religion and therefore there is no need to distinguish between them. By practicing the religious beliefs, there are many psychological influences in the morality arena. In other words, endorsement of religious beliefs entails a specific perspective on morality.After my family immigrated to Israel from Hungary I attended the religious school at the Orthodox Chasidic quarter of Bnei-Brak called Wischnitz. It was a small village named after Wischnitza, a town in the Ukraine. The teacher, who was also the Rabbi complained to my father that I was disturbing the peace by constantly asking questions. I couldn&#8217;t accept the Rabbi quoting from the Bible, &#8220;Naaseh V&#8217;Nishma&#8221;, which means &#8220;first we&#8217;ll do and then we&#8217;ll hear and understand&#8221; or, in plain English,<br />
  65. &#8220;Just do what I tell you to do, explanation will follow&#8221;&#8230; I wanted the explanation first&#8230;History clearly demonstrates that there is a compulsion to bring religion and morality or the lack of it into politics and that this makes for a dangerous combination. One of the reasons for involving God in fights, conflicts and wars is to unite as many active and non-active believers behind one&#8217;s cause, whatever that may be.Let us illustrate this with a small-scale example. Assume that in a small village somewhere people have blond, black, red or white hair. The four hair colours are distributed evenly among the people of the village. The blonds don&#8217;t like the blacks. The blacks don&#8217;t like the whites and nobody likes the reds, so there is complete harmony&#8230;The only thing that unites the blacks, reds and whites is their religion; they believe in EGO God Almighty, whereas the blonds consider AGO as God. The villagers built two houses to worship these two gods.All the villagers have small farms on the same tract of land drawing from the same source of water. The blond men are more creative and invest their knowledge, money and energy in their farms, working day and night with their spouses in the fields. The rest of the village men are lazy, smoking pipes and playing cards; only black, red and white women work in the fields.One day two neighbours, a blond and a black have a dispute over garden pests.<br />
  66. It is nothing serious and it should be resolved quickly and amicably, but it escalates into a big fight involving some of the protagonists&#8217; neighbours.The reds and the whites just smile, as they are not involved in the conflict and don&#8217;t like either the blacks or the blonds.The case is eventually brought to court and a jury composed of equal numbers of blonds, blacks, whites and reds is selected. During trial the blond farmer claims that snakes, scorpions and other pests from his black neighbour&#8217;s farm are destroying his garden, getting into his house and endangering his children. He says that he has several times asked his black neighbour to deal with the problem but that his neighbour just ignored him. To prevent the problem getting worse the blond farmer built a fence. Now his black neighbour is suing and asking that he be ordered to take the fence down as it disturbs the neighbour&#8217;s view and stops the neighbour walking through his yard as he was won&#8217;t to do.It becomes obvious that the judge and the jury are going to support the blond farmer&#8217;s case and so the black farmer plays his last card. He claims that he has been unable to worship EGO because of the fence. He also claims that the blond farmer not only doesn&#8217;t believe in EGO, but has also been cursing almighty God and that if all the blonds were to build fences this would make it difficult for anyone to worship EGO. Religion unites the majority of the jury against the blond and he loses the case.<br />
  67. As long as the case was a local dispute between neighbours about responsible farming, it could be resolved by the parties directly involved. However when it became a religious issue, it involved and united villagers behind their respective faiths. They were prepared to do a lot to achieve their goals, especially if their actions were supported by their religious leaders.I had a religious and conservative education, and later a scientific and secular education and this has led me to believe that moral education must be separated from religious education if it is to be rational, independent and free.Religion and morality should be taught in an agreed and appropriate manner if societies are to be healthy, strong and harmonious.The signing of the Magna Carta (Great Charter) on June 15th 1215 was an important education-related event. The charter was agreed between King John of England and a group of rebel barons as part of peace negotiations. It guaranteed that the rebel barons would not face imprisonment, promised them justice and exemption from certain taxes and payments levied by the crown.The parties did not honour their respective commitments and later the charter was annulled by Pope Innocent III, leading to the First Barons&#8217; War.<br />
  68. It is interesting to note that the mistrust between the parties was such that the barons insisted that the agreement should be written. They realised that oral promises would not hold.These events took place at a time when the vast majority of the population was illiterate. The production of such a detailed written chart was therefore a significant achievement.Magna Carta, which was a political agreement, has become an international symbol of freedom. Its consequences can be seen in later English history, the history of the United States, and the modern world. It has been researched, quoted and used by lawyers and historians ever since it was written. Magna Carta was an influence on the American colonists and the American Constitution which was written in 1787 and became the supreme law of the United States.Analysis of the foundations of American colonial education in the seventeenth century makes it clear that the education system was significantly influenced by European teachers and intellectuals. This is not surprising as the early colonisation of America was mainly by Europeans. They believed that the primary goal of education was to save souls and so most education was based on the scriptures. The first schools to be established followed the Puritan tradition. Some groups of European immigrants tried to maintain their religious beliefs, morals and even their original language.Teaching was informal and performed within the family circle, usually from books and publications with basic references from the Bible.<br />
  69. The change from theoretical to practical and more up-to-date education began during industrialisation in the nineteenth century.It was illegal to educate slaves, but although this law was applied more strictly in the South it was not universally adhered to.Most schools were for boys only and girls were educated at home or in all-girls schools where they learned domestic skills such as sewing and cooking.<br />
  70. If one could read one could be a teacher. Teachers were using the Old and the New Testaments and students were required to memorise as much as possible. Bible knowledge was the measure of success.Teachers were responsible for inflicting harsh corporal punishments on all those who couldn&#8217;t follow their instructions.At about the middle of the nineteenth century education was enhanced by use of dictionaries and limited maps of world geography. The curriculum was extended to include certain patriotic and moral subjects in order to unite students behind American nationalism and instill in them a shared set of virtues.Two hundred years later there were significant evolutions and revolutions in the education systems of the USA.A lot has been done to improve the USA education but a lot remains to be done. The graduation rate should be higher, particularly among Black and Hispanic students. The number of dropouts is too high and at present too many students fail to graduate on time. Teachers should be more highly qualified and should be paid more to attract and retain better quality teachers into the profession.This is very important as the quality of teaching is one of the main determinants of educational success.In general, high schools should be responsible for educating and preparing students for after graduation studies. This phase of education is critical to students&#8217; futures and to the future of the nation.Civic education is essential if future generations are to understand, be familiar with and cherish democratic values.The last decade has seen the advent of the Internet, social networks and other technological innovations and a decaying of our morality. Materialism is the new religion and the aim of education has become the generation of financial wealth. This has resulted in certain professions being neglected in favour of others. Subjects such as law and certain technologies are now favoured over social and moral studies.We cannot distinguish between money and education. Most of us seek to acquire an education in order to earn more money, which will enable us to have a better life. This is the logic which governs basic and intermediate levels of education; however a lot of money is required to access higher education at famous, affluent universities and institutes.This is one of the reasons for the polarisation of societies, the process by which the rich become richer and the poor become poorer.The rich and famous are heroes and role models, to be followed and envied; at least that used to be the case, today things are changing.Television, reality shows and advertisements are shaping the minds of our young children. The distance between parents and children and parental supervision has changed as well. The increasing availability of previously censored material such as pornography has a negative effect on our children&#8217;s development and their understanding of right and wrong.Certain forms of education or lack of education have a devastating effect on our society. Analysis of the origins and causes of violence, terror, robbery, murder and other crimes indicates that bad education, lack of education and ignorance are major factors.The porn industry requires ever-changing faces and employs or rather exploits many young girls, mainly aged 18-21 years or younger. These girls come from middle or lower class families living in small towns and villages; some of them have been abused by family members or neighbours, some are runaways and never finished school. Most of them spend only a very short period of time in the porn industry, but that short period changes the rest of their life for the worse.The economic law that where there is a demand there will be a supply suggests that there will be an endless supply of young girls coming to work in the industry.<br />
  71. Legislation will not eliminate this industry, but with the help of parents and schools it can reduce its size and power.Most social studies put the blame and the responsibility for those girls&#8217; exploitation mainly on their parents. Involved parents, especially a strong father, are very important to prevent those girls to leave home. Parents should enforce appropriate rules and create an environment where certain behaviours are not tolerated. In educating the next generation we, as parents, must set the rules in order to preserve our beliefs and morality.It is acceptable and even predictable that we will have questions about everything we encounter in our earthly life. The love of wisdom or philosophy leads us to philosophise about our way of life, the many problems we encounter, our values, our existence and our possible future.The future is unpredictable; however, it is possible to guess at likely developments in the educational area. The application of technology to educational processes and models has the potential to revolutionise current educational methods.Implanted and wearable devices are another exciting application of technology. In the future, at a higher level of the scientific applications in education we may see nano-robots acting as teachers in higher education.Developments in genetic engineering may enable certain educational capabilities and maybe even knowledge to be embedded or engineered at gene level so that the individual is guaranteed to be smart or intelligent.At present we can only imagine what such technological developments would do to global educational systems and teaching methods.Unfortunately, when evil and ignorance meet we have what I call a social bomb. The nineteenth century German philosopher Friedrich Nietzsche believed that evil had a negative effect on human behaviour. Evil is promoting those humans that are weak in spirit and it will suppress the strong ones. He claimed that evil arose out of the negative emotions of hate, jealousy and envy. Ignorance is often used as an excuse for evil deeds or behaviour which causes harm without justification. This excuse depends on the assumption that we are not responsible for our ignorance. Some would argue that evil is actually ignorance that is generated as a result of self-deception.I would argue that the only way to reduce threat posed by this &#8216;social bomb&#8217; is to educate people in order to reduce ignorance and self-deception.I am worried about the next generation. Society must tackle the extreme inequalities between the rich and the poor, the educated and the uneducated and the increase in racism.Children of affluent or upper-middle class families do not have the necessary and expected motivation to learn. Sometimes they display a reckless disregard for education whilst also neglecting their physical appearance and health. Increasing consumption of junk food and lack of physical exercise will lead to significant health problems in the future. We are already seeing rises in obesity, use of alcohol and drugs and other health problems in young people. These and related consumption behaviours will have an impact on global warming and the extent to which the earth is subject to a greenhouse effect. We must educate the next generation so that they have the multidisciplinary understanding needed to save our planet, earth, which is essential to our future survival.We also have to improve our interpersonal relationships and accept the different and the unusual. Respect and tolerate all humans and living creatures: Love Thy Neighbour. </p>
  72. ]]></content:encoded>
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  76. <item>
  77. <title>Where Can You Get Affordable Health Insurance?</title>
  78. <link>https://goreaclms.info/41</link>
  79. <comments>https://goreaclms.info/41#comments</comments>
  80. <pubDate>Tue, 21 Mar 2023 16:33:09 +0000</pubDate>
  81. <dc:creator>admin</dc:creator>
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  85. <description><![CDATA[What is health InsuranceThe main reason why you need an affordable health insurance is to help you plan ahead in case of unexpected costly emergencies. The only way you can accomplish this is to compare prices from most leading insurance companies and also choosing a health insurance plan that best suits you. Back in the [...]]]></description>
  86. <content:encoded><![CDATA[<p> What is health InsuranceThe main reason why you need an affordable health insurance is to help you plan ahead in case of unexpected costly emergencies. The only way you can accomplish this is to compare prices from most leading insurance companies and also choosing a health insurance plan that best suits you. Back in the days, getting a cheap health insurance plan was simply unaffordable. But these days, individuals, small groups, families and students can choose a health insurance plan that is best for them, e.g. like acquiring a help insurance plan that ensures that an individual suffering from any previous medical condition is not excluded.Private health insurance plan is totally an unrestricted open market, so those who do not yet have a health insurance plan should consider taking out a plan. For those who are seeking good medical health insurance program, having one is possible through the help of specific companies which specializes in providing health care insurance for individuals and also meeting their requirements and also staying within your budget.Also for individuals who do not want to use a company, then they can use the internet. One major way Americans get health insurance coverage is mostly through their employers. Many employers them receive health insurance coverage for their workers for a limited time thus enabling them receive health insurance coverage. The internet provides an option for a cheaper health insurance. There are lots of companies that provide all types of health insurance plans, making it possible for you and your family to have a specific reasonable and affordable health care insurance plan. Finding out what kind of reputation the company has and how long the company has been in business is a smart idea.Having a kind of ideal they have for you is advisable also making sure they have been licensed in your state, because it is of no use getting an insurance with a form which has no license and cant get the exact health insurance you want, many agents will help work hard for you, so you could have an affordable health insurance plan which you and your family could live with without great cost. Everyone wants the best health insurance both for themselves and for their families, but only the best health care insurance can do this with low premiums and full coverage.What are the advantages of health insurance?Having the right and the best health care insurance is difficult. In order not to get confused, one needs to decide which the best is by doing his or her research thoroughly. The first step to take includes checking out the credentials and also their past performances of the very company you are considering. Just as on insurance outfits does a background check of individuals before accepting proposals, one should also review the financial status including the customer care services of the insurer, by so doing; you stand the chance to know which health insurance company&#8217;s best for you. One major way for you to get ratings of these agencies such as A.M best or Moody&#8217;s is by using the better business bureau. Many employers use the health insurance scheme to either attract or even retain their quality employers. The health insurance coverage might be a personal scheme or a group scheme organized and sponsored by the employers for employers who work between 20-29 hours per week.Companies also do not add cost of fringe benefits alongside health insurance, to the price of their product and service. Over the past decades, the cost of health insurance has increased tremendously, surpassing the general rate of inflation in most past years.The different types of health insurance includes individual health insurance, affordable employee health insurance which is also known as group health insurance, affordable family health insurance, affordable business health insurance etc, your monthly insurance is determined by certain numerous different things. For instance, most premiums based on or according to your age. So your health insurance rates changes accordingly with the type of health policy you have. If your health insurance is basically for yourselves or your entire family, the procedures must surely have an impact on any quote you are young or advanced in age, self employed receiving health insurance companies will adjust your premium based upon your age and this will also affect the cost of your health insurance.What are the Disadvantages of health insurance?Since unforeseen occurrences may occur any time, one will never know when an accident is likely to happen, be it the need to be admitted in the hospital for stitches or a broken bone, you may be in the position to receive help quickly without the worry of receiving a huge bill, unlike when you don&#8217;t have a health insurance your credit rating beers all the cost. But you can prevent all this problems from happening and also protecting your credits for your future health financially. Increasing the amount of your health insurance deduction is another way in which you can help make sure your insurance rates are lowered. This higher monthly premium is necessary for anyone who has an existing health problem that requires an extensive medical treatment getting variety of quotes from insurance companies which meets for your health and budgets standards, is a wise decision when selection an health insurance. Searching can be done online and this will have saved you money as well.Many people feel that they are healthy enough, so they don&#8217;t need health insurance because they have never had any major medical problems but one thing to note against the possible health insurance is the protection against the possible health problem that may happen in future. It might happen to you in particular or any member of your family, so why not plan on having an affordable health insurance plan today. </p>
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  91. <item>
  92. <title>Pursuing a Career in Accounting? Opportunities Are Yours For the Taking</title>
  93. <link>https://goreaclms.info/39</link>
  94. <comments>https://goreaclms.info/39#comments</comments>
  95. <pubDate>Tue, 21 Mar 2023 15:20:27 +0000</pubDate>
  96. <dc:creator>admin</dc:creator>
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  98.  
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  100. <description><![CDATA[If you&#8217;re interested in pursuing a career in accounting or auditing, the opportunities may be yours for the taking. According to the Bureau of Labor Statistics&#8217; Occupational Outlook Handbook, 2008-09 Edition, the accounting profession will experience strong job growth over the period from 2006 to 2016. Accounting jobs are expected to grow by 18 percent [...]]]></description>
  101. <content:encoded><![CDATA[<p> If you&#8217;re interested in pursuing a career in accounting or auditing, the opportunities may be yours for the taking. According to the Bureau of Labor Statistics&#8217; Occupational Outlook Handbook, 2008-09 Edition, the accounting profession will experience strong job growth over the period from 2006 to 2016. Accounting jobs are expected to grow by 18 percent between 2006 and 2016. This growth is faster than the average for all occupations. It is projected that almost 226,000 accounting jobs will be created during the ten year period. The strong growth in accounting and auditing jobs is expected to result from economic expansion, changes to financial laws, and stricter corporate governance. Accounting career opportunities will also be created by changes to financial reporting standards, business investments, mergers and acquisitions, and other events that are expected to lead to greater scrutiny of accounting practices and company finances. Growth in accounting jobs will also be driven by the desire to make government agencies more accountable. According to the Handbook, candidates with a master&#8217;s degree, who obtain certification or licensure, or who are skilled at using accounting and auditing computer software will have the best career opportunities.What jobs do accountants and auditors do? The role of accountants and auditors is quite broad. Generally speaking, accountants and auditors prepare, analyze, verify and communicate financial information for clients that may include corporations, governments, non-profit organizations, or individuals. But the specific job descriptions of accountants and auditors vary depending on the type of accounting and auditing job.What types of accounting career opportunities are there? There are four major fields of accounting and auditing: public, management, government accounting, and internal auditing.Public accounting jobs: Public Accountants provide a wide range of consulting services relating to accounting, auditing, tax, and other financial activities. A career in a public accounting involves providing services such giving advice to companies or individuals to help them get certain tax advantages and preparing and filing income tax returns. External auditors are responsible for auditing financial statements for companies to ensure that they have been prepared properly. Many public accountants have the professional designation Certified Public Accountant (CPA) and they may work on their own or in public accounting firms.Management accounting jobs: Management accountants prepare and analyze the financial information of the companies for which they work. If you pursued a career in management accounting, you would be responsible for maintaining budgets, managing expenses, analyzing financial information, preparing financial reports and managing company assets.Government accounting jobs: A career in government accounting means you would be employed by a Federal, State, or local government agency. Government accountants are responsible for maintaining and analyzing the financial records of these agencies. They may also be responsible for auditing private businesses and individuals. For example, accountants for the Internal Revenue Service are employed by the federal government to review taxes received by businesses and individuals. In addition, they are tasked with the responsibility of ensuring that the various government agencies are making expenditures in accordance with applicable laws and regulations.Internal auditing jobs: Internal auditors are responsible for ensuring that the financial records of a company or individual are accurate. They check for fraud or non-compliance with laws, and they help to prevent financial loss. Other responsibilities of an internal auditor may include reporting on audits, advising on or recommending changes to a company&#8217;s operations an/or financial activities, reviewing data regarding a company&#8217;s assets, liabilities, stock, income and expenditures, preparing reports and financial statements, and reviewing compliance with corporate policies and government regulations.What are the educational requirements for a career in accounting or auditing? Your duties as an accountant will vary according to what type of accounting you decide to specialize in or what kind of accounting job you want to pursue. Accordingly, if you are pursuing career opportunities in accounting or auditing, the education and training requirements can vary depending on your role. Most accounting jobs require at least a bachelor&#8217;s degree in accounting or a related field but some employers will only consider job applicants with a master&#8217;s degree in accounting, or a master&#8217;s degree in business administration with a concentration in accounting.Licensure and certification for accounting jobs: Only a Certified Public Accountant is permitted to file reports with the Securities and Exchange Commission (SEC). Accordingly, if you&#8217;re interested in a career working for a public company that&#8217;s registered with the SEC, you need to be licensed as a CPA by your State Board of Accountancy. Most States require CPA candidates to be college graduates and to have some accounting experience. To become a CPA, you must pass a four-part examination prepared by the American Institute of Certified Public Accountants (AICPA). This is required by all States.Things that can help increase your accounting career opportunities:<br />
  102. o Previous experience in accounting or auditing, such as experience gained in summer or part-time internship programs, will help your chances of getting an accounting job.<br />
  103. o Knowledge of computers and financial software applications will make you a stronger candidate for an accounting job.What skills do you need to succeed in an accounting career? If you&#8217;re interested in accounting career opportunities, you must:<br />
  104. o be proficient in math and you must have excellent analytical skills<br />
  105. o communicate effectively<br />
  106. o be good at working with people<br />
  107. o have basic accounting knowledge<br />
  108. o be familiar with accounting softwareIf you&#8217;re seriously thinking about accounting or auditing career opportunities, information is available from the following organizations:o AACSB International<br />
  109. o American Institute of Certified Public Accountants<br />
  110. o National Association of State Boards of Accountancy<br />
  111. o Institute of Management Accountants<br />
  112. o Accreditation Council for Accountancy and Taxation<br />
  113. o The Institute of Internal Auditors<br />
  114. o ISACA<br />
  115. o Association of Government Accountants </p>
  116. ]]></content:encoded>
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  119. </item>
  120. <item>
  121. <title>How We Chose a Nursing Home for Our Mum</title>
  122. <link>https://goreaclms.info/36</link>
  123. <comments>https://goreaclms.info/36#comments</comments>
  124. <pubDate>Tue, 21 Mar 2023 13:19:22 +0000</pubDate>
  125. <dc:creator>admin</dc:creator>
  126. <category><![CDATA[Uncategorized]]></category>
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  129. <description><![CDATA[A nursing home (also known as a skilled nursing facility) is for older retirees who can no longer cope with the tasks of daily living. It is staffed by trained nurses and carers who are experienced in looking after the elderly.The services provided by a nursing home are comprehensive and, besides nursing care, include: 24-hour [...]]]></description>
  130. <content:encoded><![CDATA[<p> A nursing home (also known as a skilled nursing facility) is for older retirees who can no longer cope with the tasks of daily living. It is staffed by trained nurses and carers who are experienced in looking after the elderly.The services provided by a nursing home are comprehensive and, besides nursing care, include: 24-hour supervision and assistance with everyday tasks, as well as all meals and recreational activities.Some people enter a skilled nursing facility as a half-way step on their way home from a hospital stay. They are there for just a week or two until they recover fully from whatever surgical procedure they underwent.These facilities are also used to give respite to family carers who are devoting their time to look after an aged parent. The parent spends a week or too in a safe, professional environment which the person caring for her in her own home enjoys a holiday.However, most residents in a nursing home live there permanently because they have physical or mental infirmities that require constant care and supervision. This is the case with my mother.Choosing a nursing home can be very stressful for any retiree as it was for my mother who, sadly, was both physically and mentally impaired.As a skilled nursing facility is likely to be you last permanent home on this planet, you need to plan ahead and consider all your long-term actions first. This was not possible for my mother. She had always stated her opposition to entering a nursing home.She had a fall, one of many, and ended up in hospital. Up to then she had refused to consider entering a nursing home. But her doctor would not discharge her back to her own home, so she had no choice.Fortunately, myself and my siblings had done a lot of research during the previous years&#8230; as we knew from her failing physical health and her increasingly obvious dementia that going to a nursing home was inevitable.We had already researched the local nursing homes and knew which one we wanted for Mum. As luck would have it, there was a vacancy.This article is based on our experiences looking for a suitable home for our Mum.Deciding on your best optionBecoming enfeebled is not a sudden thing. It&#8217;s happens gradually as we get older. We become less able to take care of ourselves or our homes.It was heart-breaking to witness my mother&#8217;s slow 5-year transition from a vibrant, very sociable, highly energetic lady into a bent old woman who shuffled about.Entering a nursing home only becomes necessary at the last stage of this process of enfeeblement. At the earlier stages you have several options. These include:<br />
  131. daily assistance from a carer who comes in several times a week or each day to help you do your daily tasks</p>
  132. <p>having a live-in carer, often a retired nurse, who can help with getting in and out of bed, washing, dressing etc, as well as cooking, cleaning and keeping the home tidy</p>
  133. <p>independent living communities in which you live in an apartment complex with on-site facilities such as banks, gyms, fitness programs, a beauty salon and barber&#8217;s shop, a communal dining room, and even a doctor who makes regular round</p>
  134. <p>assisted living communities for older people who need more support than they can get living independently but who don&#8217;t need complex medical care on a daily basis&#8230; they usually offer meals, housekeeping, and planned activities, but not medical services.</p>
  135. <p>Before choosing a nursing home, take time to consider whether any of these options might be more suitable for the time being.My mother went through the first two of these stages for several years before her incapacities made it impossible for her to remain at home.Steps in choosing a nursing homeWhen you are making the decision yourself, you need to have the support of your family and close friends in making your decision.Bring them in on the option-weighing process to help you with making your final decision. Our whole family made the choice on behalf of our mother.Consider your needs in the final years of your life &#8211; nursing care, physical therapy, special care needs, religious needs, physical decline, dementia care and so on &#8211; when weighing up your options.Once you have finally decided that you wish to or must enter a nursing home, here are the three basic steps to follow:Step oneDo an in-depth search on Google and made a list of all the nursing homes in our area. We asked for recommendations from other older persons you knew and trust.Step twoResearch the quality of the nursing homes you are considering:<br />
  136. check their websites for the facilities they offer</p>
  137. <p>check the inspection reports made by the regulatory agency for nursing homes, which you can find on the nursing homes&#8217; own websites or on the website of the regulatory agency.</p>
  138. <p>type the name of individual nursing homes into Google and search for comments from residents or other persons.</p>
  139. <p>Next list the homes in order of preference, ie create a short-list.Step threeVisit the nursing homes on the short list.If you are checking out the homes yourself, looking for a place to spend your last years, I&#8217;d suggest bringing along a family member or close friend.Or have someone you trust undertake the visit on your behalf.Visiting provides a chance to see the residents, staff and setting of the home.Note:<br />
  140. Before your visit, consider and decide on what is important to you &#8211; nursing care, meals, therapy, a religious dimension, location near family and friends etc</p>
  141. <p>Call ahead to ensure you&#8217;ll be received</p>
  142. <p>Ask questions and make sure you get clear answers.</p>
  143. <p>Ask staff to explain anything you don&#8217;t understand</p>
  144. <p>Ask who you should call if you have further questions</p>
  145. <p>Get a copy of their standard contract so later you can peruse it carefully.</p>
  146. <p>Bring along the checklist that you&#8217;ll find below to help you.Pay a second, surprise visit to the facility without calling ahead. On this visit try to arrive during late morning or midday, so you can see the residents when they are on their daily routines or mealtimes.I hope you find these pointers useful.Myself and my siblings undertook all these investigations on our mother&#8217;s behalf and, as my mother&#8217;s attorney, I made the final decision taking into account what I knew of her wishes.I can tell you now it&#8217;s quite a job and fairly time consuming. Yet it must be done properly if the retiree is to be happy in his or her final home.Here&#8217;s a checklist I devised to help you when visiting a nursing home.&#8212;&#8211;Nursing Home ChecklistName of Nursing Home: ____________________________________________________________Date of first visit: ____________________________________________________________Who visited: ____________________________________________________________Date of second visit: ____________________________________________________________Who visited: ____________________________________________________________Basic InformationIs the nursing home registered with the appropriate regulatory body?YesNoCommentsHave you checked inspection reports?Is a brochure available?Has the home the level of care needed?Is a bed available?Is there a waiting list?Can the nursing home provide care for those with special needs, eg dementia, disability, residents who wander?Is the nursing home located close enough for friends and family to visit?Is the nursing home clean and well-kept?Have you checked corners and carpets for ingrained dirt?Are noise levels in common areas are comfortable?Is the temperature in the nursing home comfortable?What are the arrangements for visits by family and friends?Are there areas where residents can meet visitors privately?Are care plan meetings held with residents and family members at times that are convenient, whenever possible?Are residents allowed to make choices about their daily routines?Does each resident have storage space?Are there smoke detectors in the rooms and hallways?Are there are policies and procedures to protect residents&#8217; possessions?Is the nursing home free of bad odours?Does the nursing home accept residents who smoke?Are smoking regulations in place and are these acceptable?Clinical CareYesNoCommentWhat is the management structure of the home?Does the home provide therapy services?Are chiropody services provided?What medical arrangements are in place?Under what circumstances does the facility call the family or doctor?How are medical emergencies handled?Does the nursing home have a policy on self-medication?What are the arrangements for ensuring that assessed health needs are reviewed and met?StaffYesNoCommentsIs the relationship between staff and residents warm, polite and respectfulDo all staff wear name badges?Are staff actively engaging with residents?Does the nursing home do background checks on all staff?Are staff numbers adequate?What is the staff to residents ratio?What is the qualified nurses to residents ratio?What is the ratio of carers to residents?Does the home provide staff with training and continuing professional learning?Menus and FoodDo residents have a choice of food at each meal?Are special diets provided?Are menus available for you to look at?Do staff help residents eat and drink at meals if needed?Is the dining room attractive, cheerful and comfortable?Social ActivitiesIs there a variety of social, cultural and educational activities?Are residents free to choose to participate?Does the nursing home offer the religious or cultural support you need?Are arrangements made to accommodate religious worship?Does the staff offer individual activities, to residents who are confined to bed?Does the nursing home have outdoor areas residents can use?Do staff help residents to go outside?Are outside trips planned?What is done for holidays and birthdays?Is there a residents committee?FinancesWhat is and what is not included in the weekly or monthly rate?Is a deposit required?Are payment plans available? </p>
  147. ]]></content:encoded>
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  150. </item>
  151. <item>
  152. <title>Make it a Better Day With Children&#8217;s Party Entertainment</title>
  153. <link>https://goreaclms.info/33</link>
  154. <comments>https://goreaclms.info/33#comments</comments>
  155. <pubDate>Sun, 26 Feb 2023 15:48:06 +0000</pubDate>
  156. <dc:creator>admin</dc:creator>
  157. <category><![CDATA[Uncategorized]]></category>
  158.  
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  160. <description><![CDATA[Let&#8217;s think about children&#8217;s parties. Now, who is usually left to organise the entertainment? That&#8217;s right: the same poor folk who are left to organise the food, clean up the wrapping paper, get the jelly down off the ceiling and tend to at least one of the little darlings until they are old enough to [...]]]></description>
  161. <content:encoded><![CDATA[<p> Let&#8217;s think about children&#8217;s parties. Now, who is usually left to organise the entertainment? That&#8217;s right: the same poor folk who are left to organise the food, clean up the wrapping paper, get the jelly down off the ceiling and tend to at least one of the little darlings until they are old enough to fend for themselves (which, these days, doesn&#8217;t seem to happen until they&#8217;re 30). The parents. Well, maybe it&#8217;s time for a change. Given that the parents have to do the whole entertaining and looking after job for the first two decades at least of a child&#8217;s life, why not leave that one stressful day in the hands of professional children&#8217;s party entertainment?The goal of entertainment, at children&#8217;s parties, has always been damage limitation. Put any gathering of little people in a place where there&#8217;s a ton of sugar and a centre of attention (the birthday boy or girl), and things are apt to get a little frantic. Entertainment is not so much a frill as a necessity on these occasions. It gives the little boys and girls something to focus their hyperactive communal energy on &#8211; which, if one is lucky, means one&#8217;s home comes out of the whole experience relatively unscathed.Now with such a big job to do, it makes perfect sense that the children&#8217;s party entertainment be left to a professional. If only because that leaves the parents free to act as roaming police officers, capturing wayward party-goers and patrolling the grounds to make sure that no-one has thrown up in a bush. How a parent is supposed to keep a proper eye on things, while trying to persuade a bunch of fractious sugar-addicts that pin the tail on the donkey is still fun, is beyond the grasp of normal human intelligence to work out. No &#8211; what all kid&#8217;s parties need, without reservation or exception, is proper children&#8217;s party entertainment. Some guy or lady dressed as a clown who can do magic tricks and make funny animals out of balloons. The kind of stuff, in other words, that no normal parent would have a clue how to do.Professional kids entertainers have a very special arrow in their arsenal &#8211; one that no parent can ever hope to draw. A pro kids entertainer is not related to any child in the room &#8211; and is therefore able to entertain impartially, without accidentally highlighting one or two guests to the chagrin of all the rest. That&#8217;s a skill that comes at an inestimable premium, when trying to control over excited small folk. There&#8217;s nothing that sets off an attack of the tantrums quicker than the birthday boy or girl feeling that they aren&#8217;t getting enough attention &#8211; or everyone else feeling that they&#8217;re getting too much.In the powder keg environment that is a child&#8217;s party, the only safe way to proceed is by hiring children&#8217;s party entertainment. It pays for itself in terms of safety, peace and an assurance that everyone is going to enjoy themselves. Even the parents. </p>
  162. ]]></content:encoded>
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  167. <title>There is an excessive amount of traffic coming from your Region.</title>
  168. <link>https://goreaclms.info/31</link>
  169. <comments>https://goreaclms.info/31#comments</comments>
  170. <pubDate>Mon, 06 Feb 2023 00:00:00 +0000</pubDate>
  171. <dc:creator>admin</dc:creator>
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  182. <content:encoded><![CDATA[<p>#EANF#</p>
  183. ]]></content:encoded>
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  186. </item>
  187. <item>
  188. <title>There is an excessive amount of traffic coming from your Region.</title>
  189. <link>https://goreaclms.info/28</link>
  190. <comments>https://goreaclms.info/28#comments</comments>
  191. <pubDate>Sun, 05 Feb 2023 06:30:51 +0000</pubDate>
  192. <dc:creator>admin</dc:creator>
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  210. </item>
  211. <item>
  212. <title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title>
  213. <link>https://goreaclms.info/26</link>
  214. <comments>https://goreaclms.info/26#comments</comments>
  215. <pubDate>Sun, 09 Oct 2022 13:48:16 +0000</pubDate>
  216. <dc:creator>admin</dc:creator>
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  230. <description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most [...]]]></description>
  231. <content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p>
  232. <p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p>
  233. <p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p>
  234. <p>Step1. Finding Your App in Appstore</p>
  235. <p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store&#8217;s search engine and 53% app users on Android confirmed the same.</p>
  236. <p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p>
  237. <p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p>
  238. <p>1. Users are informed, and they know what they are search</p>
  239. <p>2. Users are exploring possibilities, have no precise information in mind.</p>
  240. <p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing &#038; communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p>
  241. <p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p>
  242. <p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p>
  243. <p>Step 2. Installation</p>
  244. <p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p>
  245. <p>1. Keep the application file size small.</p>
  246. <p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p>
  247. <p>Step 3. Onboarding</p>
  248. <p>After the user has successfully downloaded your mobile application, don&#8217;t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p>
  249. <p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p>
  250. <p>Precise Information: Don&#8217;t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p>
  251. <p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p>
  252. <p>Step 4. Purpose and UI<br />
  253. Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p>
  254. <p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p>
  255. <p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and &#8216;obvious&#8217; in an interface.</p>
  256. <p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don&#8217;t need to navigate here and there.</p>
  257. <p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>
  258. ]]></content:encoded>
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