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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>gqdhttums.info</title> <atom:link href="http://gqdhttums.info/feed" rel="self" type="application/rss+xml" /> <link>https://gqdhttums.info</link> <description></description> <lastBuildDate>Tue, 21 Mar 2023 17:20:37 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Study to Investigate Perception and Role of Teachers,Parents,Management About Religious Education</title> <link>https://gqdhttums.info/49</link> <comments>https://gqdhttums.info/49#comments</comments> <pubDate>Tue, 21 Mar 2023 17:20:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=49</guid> <description><![CDATA[Introduction: One’s education is not complete without a study of comparative religion or the history of religion and its relationship to the advancement of civilization. The purpose of this study is to foresee the perception of teachers, parents and management … <a href="https://gqdhttums.info/49">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Introduction:</p><p>One’s education is not complete without a study of comparative religion or the history of religion and its relationship to the advancement of civilization. The purpose of this study is to foresee the perception of teachers, parents and management about religious education at primary schools. Religion and beliefs gives awareness of our norms and values. Religious education teaches the ethics of living a peaceful and loving life. It teaches individuals, families, communities that how they should take decisions for living a better life full of peace and harmony. Patrick (2006) said that religious practice benefits individuals, families, and communities and thus the whole world.Religious education is very important for students at early ages. It teaches them how to response others and tells them ethics of living a better life. Religion plays a significant role in history and society as well, study about religion is essential to understand both the nation and the world. It also makes great beneficence to other parts of school syllabus such as liberty, civil, crafts and disciplines for supportable development. John et al (2003) mentioned in his report that the curriculum needs to cater the child’s affective, aesthetic, spiritual, moral and religious needs in order to develop the individual’s full potential. RE plays specific role in developing spiritual and moral values of a child as well as to be aware to knowledge of God.<br />Literature Review</p><p>Religious education make student broad minded but it happens when teachers teaches them with these clear concepts and practices about how to practice these thoughts as well as to communicate and deal with others in adverse community. Religious Education teachers need to have in depth knowledge of content and pedagogy as well as need to have quality assessment skills to deliver effective instructions as they are the pillars of teaching process. Dinama et al. (2016)Liagkis (2016) supported the concept that pedagogically, all instructions are determined in the curriculum sequentially but religious education teachers are responsible to deliver effective teaching to learners to make them able to practiceGeoff Teece (2009) proposed an article on learning about religion and learning from religion or religious education. In this article researcher said there is a lack of clarity in terms of learning and actually mean from the religion. Researcher also argued that the term religion is understood by applying a second order explanatory frame work that actually refers to the concept of study of religion such as rituals and myth. Religious education or religious instruction was a serious concern in education system.To figure it out Gardner (1980) gave a solution that, not to make students committed towards any of the religion and instead of this teach about the events and lifestyles guided in different religions. The question arises after this given solution that is it appropriate to grow students up with the brought minds in sense of their beliefs in educational scenario? Or is it better not to go against the grain and follow the traditional style accordingly? The explorers of these questions were Gardner (1993) & McLaughlin & Hare (1994)Leahy & Laura in 1997 gave their notion that religion is not restricted to be taught in inflexible environment. Religious concepts can be integrated in other subjects of curriculum to enhance knowledge (P.329).Leahy (1998) considered that should the parents be allowed to take decision about their child’s learning method of religious education by censoring the curriculum of school but she herself deny it because it will spoil the rights of other religious groups and kill the ways for different groups producing social imbalance.According to John M.Hull there is a part for the school in preparing pupils to take an informed and thoughtful part in a pluralistic culture. When the society contains not one but several religions, the necessity for a thoughtful study of religion becomes greater, not less. (1984, p. 48.)While standards such as admiration, acceptance, and treating people with kindness are clearly important plus constantly have been, new public currently furthermore prerequisite to understand the causes of, and possible solutions to, complex and global issues. (Nord and Haynes, 1998, p. 36)Ethical reflection contributes to that understanding by helping young people see that tolerance of others is not enough; that a global, interconnected world calls for harmony by others whose outcomes and futures are intertwined, and that they want to be prepared to turn, not just personally, but also collectively and politically. (Freiler, 2009, p.15)Susan D. Holloway in his article “The Role of Religious Beliefs in Early Childhood Education: Christian and Buddhist Preschools in Japan”. Off and on in western writing the Japanese are mark out as a non-religious people apart from it Japanese are considered the faithfulness that conflict with Americans. Japanese show up more prepared to put together and meet the doctrine that often appealing Shinto at the beginning and wedding whereas the Buddhism stand with silence/external rest through in spite of circumstances that work to darken the noticeable philosophical contribution of different doctrine, definite direction of Christians ideology and Buddhism are observed that pressure the school of Japanese.<br />Objectives of the study:</p><p>To find out teacher’s perception about religious teaching as an aspect of education.</p><p>To identify the role of teachers for children character development.</p><p>To find out parent’s perception about religious teaching.</p><p>To explore the role of school management for teaching religious subjects in curriculum.</p><p>Methodology of the Study:</p><p>A quantitative research design was selected to conduct this study. In this study questionnaires were used as a research tool. In the educational research field questionnaires are worthily considered as a popular technique mostly used for investigating the opinions, attitudes, perceptions and preferences.Questionnaires constitute an important and popular technique that is widely used to study the attitudes, opinions, perceptions and preferences in the field of educational research. Muijs (2004), Reid (2006)Oppenheim (1992: 100) described questionnaires as: “The questionnaire is an important instrument of research, a tool for data collection. It is considered a set of questions arranged in a certain order and constructed according to specially selected rules”.[Creswell (2008), Cohen et al (2007), Raid (2006)] all categorized questionnaires information as there are three types of data that may be collected about respondents through using questionnaires including Factual, Behavioral and attitudinal. Demographic characteristics of respondents are covered in factual questions; behavioral questions are used to investigate about the actions, habits, and experiences of participants; and to know about interest, belief, values, opinions and attitudes investigator uses attitudinal questions. In this study research tool is consisted on two elements from mentioned categories including factual and attitudinal questions.Three questionnaires were designed for each category of respondents. Respondents of the study were teachers, parents and management belongs to primary schools of Karachi. Total number of statements was 10 for each category of respondents. 30-40 minutes time duration was decided to fill questionnaires after the pilot study. Closed ended statements were used in questionnaires and respondents were asked to give their point of view by chosen rubrics of Likert Scale (Strongly Agree, Agree, to some extent, Disagree, and Strongly Disagree).<br />1. Pilot testing of Questionnaires</p><p>Oppenheim (1992: 48) mentioned this “everything about the questionnaire should be piloted; nothing should be excluded, not even the type face or the quality of the paper”. 50 respondents were selected for pilot testing of questionnaires (20 teachers, 20 parents and 10 management staff). Piloting the questionnaires was aimed to ensure the layout of questionnaires, to cater the language difficulties, to check instructions needed to improve and to improve validity and reliability of questionnaires. The feedback received through pilot testing provides the clarity about statements of questionnaire, layout, instructions and validity as well.<br />2. Sample selection</p><p>Teachers, school management of primary schools and parents of primary grade children of Karachi, Pakistan were selected as a population of this study. Sample was selected district wise; there are 6 districts in Karachi namely Central Karachi, East Karachi, South Karachi, West Karachi, Malir Karachi and Korangi Karachi. By using convenient quota sampling technique 4 districts out of 6 were selected including East Karachi, South Karachi, Malir Karachi and Korangi Karachi. Total 200 sample size was selected for conducting this study. 50 samples were intended to select from each district approximately. For desired sample primary schools were selected through searching on internet and developed communication with concern authorities of all schools for asking their willingness to fulfill research needs.<br />3. Data collection procedure</p><p>Researcher visited schools district wise one by one and distributed 250 questionnaires to participants more than actual sample size to get maximum return rate. 30 out of 250 participants did not return their questionnaires. 220 participants returned questionnaires on time.20 questionnaires out of 220 were excluded due to incomplete responses. So finally researcher got desired sample size 200 out of 250. Remaining questionnaire responses was 40 (principals, wise principals), 100 teachers and 60 parents selected collectively. Whereas, 10 (principals, wise principals), 25 teachers and 15 parents were selected from each district. 5. Analysis of Data:SPSS version 21 was used for data analysis procedure. 5-Likert scale responses were converted into numeric scale 1-5 to enter the data in SPSS. Through using SPSS researcher calculated the frequencies and percentages. After calculation, result is presented through generating graphs showing frequencies and percentages of responses of each category.Analyzing the findings of research questionnaire statements is given below.1. Management CategoryStatementFrequencies & PercentagesStronglyDisagreeAgreeTo someextentDisagreeStronglyDisagreeReligious education defines Virtue, Grace, Law and Sin.1435%2255%410%—-Religious education is a part of each individual’s statutory learning pathway.1640%2050%410%—-Religious education gives importance to moral values in life.1742.5%1845%512.5%—-The school should have no role in the religious formation of the child.–922.5%820%1537.5%820%It should be the priority to have a religious education in the school.512.5%1947.5%820%820%–Religious topic in curriculum enhances the explanation of the spiritual side of life.512.5%2460%615%512.5%–Content is related to the student’s life during teaching.820%2357.5%922.5%—-The curriculum is adopting instructional approaches to meet student’s religious need.820%2050%1230%—-Curriculum is supporting their responsibility to educate children through sharing resources.615%2460%1025%—-There are authorities in school to access overall effectiveness of religious practices.–2357.5%1742.5%—-2. Teacher CategoryStatementFrequencies & PercentagesStronglyAgreeAgreeTo someextentDisagreeStronglyDisagreeReligious education gives importance to moral values in life.3535%5151%1414%—-Religious education is a part of each individual’s statutory learning pathway.4040%4949%1111%—-Religious tradition cannot survive without recalling the chain of memory.3030%4848%1616%66%–The school should have no role in the religious formation of the child.–2222%1919%3838%2121%You being a teacher relate content to the student’s life during teaching.2323%4646%2626%55%–Teachers are adopting instructional approaches to meet student’s religious need.1414%4040%2929%1717%–Opportunities are provided to students to investigate religion practices and teaching explanation.1818%4646%2727%99%–Schools are creating opportunities to persuade parents and teachers to play the role of religious educators.1818%4242%1717%2323%–Schools are providing spiritual support to enable staff and students to understand the concept of faith.1717%3131%2929%2323%–There are authorities in school to access overall effectiveness of religious practices.–3737%2323%2727%13133. Parent CategoryStatementFrequencies & PercentagesStronglyAgreeAgreeTo someextentDisagreeStrongly DisagreeMy child shows enthusiasm for the teaching of R.E (Religious Education)1321.7%2440%1525%813.3%–The teaching of RE has an impact on my child and is done well at this school1016.7%2948.3%1321.7%813.3%–The school acts quickly on parents’ suggestions and concerns–1830%1728.3%1220%1321.7%The attitude of your child to Religious Education is positive1220%2338.3%1626.7%915%–You are satisfied to the teaching of Religious Education at your child school711.7%2745%1525%1118.3%–I provide good level of care and support to my child at home1321.7%3253.3%1525%—-My child participates in religious programs.–2135%2745%1220%–I provide religious enrich environment to my child at home1525%2846.7%1728.3%—-I am providing spiritual support to enable my child to understand the concept of faith.1220%3253.3%1626.7%—-Schools are creating opportunities to persuade parents and teachers to play the role of religious educators.1321.7%2745%1016.7%1016.7%–It is interesting to note that most of the people supported RE and learning about religion. Also support for RE helping children to understand a range of religious values and beliefs. But some gaps are found in management role in adapting instructional approaches in curriculum to meet student’s religious needs, not providing enough resources and absence of authorities to monitor effectiveness of religious practices.Somewhere teachers and parents also blame management for not providing spiritual support and not creating enough opportunities for teachers to play the role of religious educators. Hence, findings provide clear perception of teachers, parents and management about RE.6. DiscussionReligion has direct relationship with the learning habits of an individual. It may directly influence the belief, attitude and ideology of an individual. Due to this fact the educators always try to devise curriculum keeping in view the religious backgrounds of the students, through which personal, social and moral development of an individual may fulfill.According to Flourish (2013): Establishment of religious education is a fundamental part of national curriculum for primary education. It could astonishing but it is all about the truth of some of unique people showed religious relations with socially intimation and they also have discussion that religion is not applicable or transferable whether in workplace or schools. Meanwhile many believe religious education encourages students within the careful faith.For centuries religious education has been supported the values of many qualities like intelligence, fairness, respect and standard for living styles. Religion in education showed appreciating effects among the children.Religious education is also familiarized with the changing in the environment including practicing and outcome religious authoritarian in nearby society as well as globally (QCDA (1993). One of the major obstacles has been recognized that to give respect and consciousness for diverse religious customs and beliefs is a sign of an effectual learning environment. It develops skills in students to deal with different religious perspectives present in a society where they live.To come to know about others belief is not enough for students. Beside the review the cognitive domain, also promoting and contributory aspects of affective domain must be the part of learning environment. Student- centered activities should be used to fulfill the developmental needs of students and activities that are used in learning atmosphere should be according to age of students. Celebrations, traditions, dishes or role plays may be the source of getting experiences.Beside all, it should provide an opportunity to express what must be learned. Therefore, an effective religious education environment must be student centered, engaging and relevant, respectful of diversity, inviting and inclusive, participatory, interactive and collaborative, reflective and celebratory, integrative, challenging and inquiry based. 7. Conclusion:It is true that it is quite difficult for the teachers to integrate religious diversity in learning but we could make an effort to devise our curriculum in such a way that caters the religious needs of an individual. To be able to live in society of diverse religions it is important to understand and acquire religious concepts and beliefs.Mainly it is the role of school management then teachers and parents to promote peaceful environment and the concept that we live under the same sky but with different living standards. Similarly, we share different faiths and traditions but with different characteristics. Thus, in short school management is somewhere not providing and promoting opportunities for effective religious education this carelessness may affect the learning of children.After the whole research the major aspect I found that religious education has great importance and it is a compulsory part of education in other religions including Christianity, and Buddhism. Being an Islamic state there is a need to focus more seriously towards religious education as an effective part of children education. As it is found in researches that use of curricula, teaching and learning materials introduced the learners to an understanding and an appreciation of their cultural heritage. So, the teaching methods for RE should be based on practical, participatory and contextualized learning techniques that are linked to the community’s social, cultural and religious needs. 8. Recommendations:<br />Religious education should be included in curriculum with authentic knowledge.</p><p>Religious must be a part of curriculum not only on content base it should be integrated with student’s daily life.</p><p>The existing condition of curriculum has already the religious concept but there is need to teach and develop instructional approaches according to understanding level of student’s concept and synthesis process should be implemented.</p><p>According to children’s age different programs should be arrange related to knowledge about religious, moral and Islamic teachings.</p><p>Quranic ayah and Hadees should be introduced through the impatient instructive stories in the course at primary level.</p><p>School management should promote religious education through tableaus, dramas and use of multimedia at primary level.</p><p>Arrangement of Naat and speeches competition related to religious topics can be the cause of promotion and religious spirit.</p><p>Educational institutions should arrange the celebration of religious festivals as well as religious historical days.</p><p>Most important school management should coordinate with parents and ask for their opinions for enhancing religious teaching.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/49/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Health Anxiety and Solutions</title> <link>https://gqdhttums.info/47</link> <comments>https://gqdhttums.info/47#comments</comments> <pubDate>Tue, 21 Mar 2023 16:38:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=47</guid> <description><![CDATA[It’s always important to take care of oneself using all the principles of good health. Regular check-ups, proper nutrition and healthful living all enable one to keep on top of their health in a careful yet reasonable way. Often one … <a href="https://gqdhttums.info/47">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It’s always important to take care of oneself using all the principles of good health. Regular check-ups, proper nutrition and healthful living all enable one to keep on top of their health in a careful yet reasonable way. Often one becomes overly concerned with health issues and caught up in a cycle of health worries. One health issue is reconciled when another immediately pops up to take its place. These worries become all encompassing and exhausting after a while.Eventually, the individual realizes that this cycle of health anxieties has intruded upon the quality of their life. A dark cloud, always hovering over daily living, this intrusive form of anxiety has to be addressed. One begins by determining why this is occurring, what purpose does it serve and how to interrupt this behavior.Reason for Health AnxietyHealth worries actually serve a purpose and this purpose is not difficult to detect if one looks deep enough into this pattern of behavior. Often this pattern involves the brain distracting from specific emotions which the individual finds difficult to address.Many emotions are so overwhelming, such as anger, grief or fear, that the brain looks for ways to distract. Health worries fit the bill because when one worries intensely about their health, there is little room to address an upsetting emotion.Health worries blanket every other thought and this WORKS. This is the perfect distraction from unsettling emotions. When one worry is reconciled, another takes it place to veil the unaddressed emotion. Each health worry has a strong purpose, as it masks the true upsetting emotion, which is much more difficult to face in the long run.Solution- Recognition and acknowledgment of the Health Anxiety habit, one worry quickly following another in a noticeable loop that never ends. Awareness of this cycle is always the first step to reconciliation of the issue.- Determining if this health worry is a true physical problem by visiting one’s primary physician and ruling out a definite physical cause for the difficulty. Always rule out a physical cause before assuming it is merely health anxiety.- Noticing that these health worries settle down when you become intensely interested in another topic or swept into a new relationship, job or cause.- Identify your patterns. Do you experience twinges of symptoms that often jump from one area of the body to another? Do you find yourself overestimating physical intrusions and instantly jump to the conclusion that they signify danger or warrant the attention of an alert?- Find interests that involve your entire being. Lose yourself in things that allow you little time for inward thinking. True illness does not surface through boredom as do these behaviors. True health problems do not generally follow the same time table as health anxieties do. Health worries are stronger during times of boredom and when one lacks interests. An intelligent mind requires challenges and goals.- Activity is an important therapeutic tool against health worries. Exercise and movement invigorate and stimulate the mind and body in a positive way. Endorphins are released and Serotonin levels are boosted naturally when activity is a part of a daily routine. Moderate walking, jogging, tennis, swimming and dancing are all helpful activities that bring forth positive results.- Nutrition is also essential to good health which in itself helps eliminate the strong habit of negative thinking, often concerning health worries. When eating properly, Serotonin levels are naturally boosted and blood sugar levels remain stable. This helps settle down an over-reactive mind, leading to a lessening in health anxieties.- Talk back to the brain by firmly telling it to stop when health worries enter the mind. Shift into a more positive mode of thinking because you always have a choice in what you think about.The mind will respond by quieting down as negative thoughts subside. The brain, caught red handed in this behavior is instantly embarrassed causing it to suspend this cycle of negative thought. This is comparative to a child being caught with his hand in the cookie jar. Embarrassment at being caught, stops this intrusive behavior.- Be aware of “what if” thinking. If the majority of sentences you think begin with “what if” then this is proof of a strong health anxiety habit. Change “what if” thinking to “so what” and watch the cycle break.Most of all, understand that worry solves nothing. Health worries, in particular will only serve to exhaust and deplete both mind and body. Consciously make a concerted effort to change the way you think and you will succeed in changing your life. You will go from self victimization to freedom from the intrusive habit of fearful worry.You always have a choice. Life can be wonderful and fulfilling when you learn to alter your perspective and chose a more positive point of view. You always have a choice. Never define yourself by your habit of worried thinking. Do not be victimized by health anxiety and fear. With a few simple corrections, especially in thinking, you will find your life changes from being difficult and upsetting to becoming easier and much more fulfilling on a daily basis. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/47/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Accountancy Career – Qualifications and Regulation</title> <link>https://gqdhttums.info/45</link> <comments>https://gqdhttums.info/45#comments</comments> <pubDate>Tue, 21 Mar 2023 15:25:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=45</guid> <description><![CDATA[If you are planning to get into Accountancy Career then it is very important to understand all the rules and regulations to practice as an accountant in different countries. In some countries accountant has to be certified and financial expert. … <a href="https://gqdhttums.info/45">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> If you are planning to get into Accountancy Career then it is very important to understand all the rules and regulations to practice as an accountant in different countries. In some countries accountant has to be certified and financial expert. Just like other professionals every country has their own training and certification which maintain the quality of accountant in their jurisdictions.Qualifications and RegulationBefore getting in accountancy career you need to understand the qualification and regulation depending upon the country you need to practice.Accountants may be licensed by a variety of organizations and are recognized by titles such as Charter Certified Accountant, Charted Accountant (term used in British Common wealth countries and Ireland for a person who work in all fields of business and finance), Certified Public Accountant (term used for qualified accountants in the United States who have passed the Uniform Certified Public Accountant Examination and met other state education and experience), Certified Management Accountant (This is offered in Australia, Canada and United States), Certified General Accountant (designation representing members of the Certified General Accountants Association of Canada), Certified Practicing Accountant (one of three professional accounting bodies in Australia). Many countries recognize two or more accounting bodies.AustraliaIf you want to start your accountancy career in Australia then there are four main local professional accountancy bodies<br />Certified Practicing Accountants<br />Professional National Accountants<br />Member of National Institute of Accountants<br />Chartered AccountantsAustriaIf you want to start your accountancy career in Austria then the accountancy profession is regulated by the Bilanzbuchhaltungsgesetz 2006CanadaIf you want to start your accountancy career in Canada then there are three recognized bodies<br />Canadian Institute of Chartered Accountants and the provincial and territorial Institutes<br />Certified General Accountants Association of Canada<br />Society of Management Accountants of Canada (Certified Management Accountants)Hong KongIf you want to start your accountancy career in Hong Kong then the accountancy industry is regulated by the Hong Kong Institute of Certified Public Accountants under the Professional Accountants Ordinance.New ZealandIf you want to start your accountancy career in New Zealand then there is only one local accountancy body<br />New Zealand Institute of Chartered AccountantsUnited KingdomIf you want to start your accountancy career in the United Kingdom then there are no license requirements for an individual to practice as an accountant but certain titles requires membership from appropriate professional bodies.<br />Chartered Certified Accountant must be member of the Association of Charted Certified Accountants.<br />Chartered Accountants must be member of one of the following Institute of Chartered Accountants in England and Wales or Institute of Chartered Accountants of Scotland or Institute of Chartered Accountants in Ireland or recognized equivalent body from another Commonwealth country like Canada.<br />Chartered Management Accountant must be a member of the Chartered Institute of Management Accountants.<br />Chartered Public Finance Accountant must be a member of the Chartered Institute of Public Finance and Accountancy.<br />International Accountant must be a member of the Association of International Accountants.United States of AmericaIf you want to start your accountancy career in the United States then legally practicing accountants are Certified Public Accountants, and other non-statutory accountants are Certified Internal Auditors, Certified Management Accountants and Accredited Business Accountants.Accounting processAccounting is the process of identifying, measuring and communicating economic information so a user of the information may make informed economic judgments and decisions based on it. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/45/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why You Should Ask Your Home Inspector To Refer You To Your Agent</title> <link>https://gqdhttums.info/42</link> <comments>https://gqdhttums.info/42#comments</comments> <pubDate>Tue, 21 Mar 2023 13:24:22 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=42</guid> <description><![CDATA[Usually, when someone is beginning the process of purchasing a home, they first choose their real estate agent, they finally find a house, and then that agent refers them to a home inspector. However, it may actually be more beneficial … <a href="https://gqdhttums.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Usually, when someone is beginning the process of purchasing a home, they first choose their real estate agent, they finally find a house, and then that agent refers them to a home inspector. However, it may actually be more beneficial for home buyers to reverse this, choosing your home inspector first and then asking their opinion on a real estate agent.Do not get home inspectors wrong here. We know that a vast majority of real estate agents really do care about the home buyer. However some can be influenced and motivated to act in ways that are less in the best interest of the buyers. We have known real estate agents to never use a home inspection company for anyone except for themselves or family.Real estate agents are paid on commission, and that commission doesn’t come unless a home buyer makes a purchase. The agent needs you to buy the home, and there are a few unethical real estate agents who aren’t above lying to a client or downplaying a home’s issues to make sure a sale goes through. The commission can be enough to alter the level of being above board an agent will be.An established, well reviewed home inspection company most likely knows which agents you can put your trust in. A well established home inspection company also knows which agents have asked them to leave details out of the report. The inspection company may not tell you negative things specifically regarding an agent, however they could easily suggest an agent to you. You can trust the home inspection company because the company needs you to have a great experience with them, as reviews and word of mouth are very important to them. How will their company look if you discover your new home has structural problems shortly after moving in when it becomes an issue? In addition, the home inspection company gets paid whether or not you purchase the home; this means they don’t have possible motivation to lie to push a sale that the real estate agents have. A home inspectors best interest is to be accurate and honest.Of course, there are amazing real estate agents out there who care very much about their clients. You just have to take your time and take care in who you choose. Your home inspector is a great person to ask when you are beginning your search for agents and a home. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Do Most Home Based Businesses Fail?</title> <link>https://gqdhttums.info/40</link> <comments>https://gqdhttums.info/40#comments</comments> <pubDate>Thu, 09 Feb 2023 09:57:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=40</guid> <description><![CDATA[Each and every day there are thousands of people who start their own home based business and thousands more looking into starting a home based business. The problem is that the vast majority of home based businesses fail. It’s a … <a href="https://gqdhttums.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Each and every day there are thousands of people who start their own home based business and thousands more looking into starting a home based business. The problem is that the vast majority of home based businesses fail. It’s a fact we all know. But why does it happen?Well there are a number of reasons, beyond the scope of this article, why home businesses fail but one of the major reasons is because the aspiring entrepreneur fails to see that the business opportunity they joined was complete junk to begin with! Is this something that can be avoided? It certainly is! All it takes is learning how to spot scams and schemes, and find the good business opportunities.Here are five of the main reasons why many home based businesses fail:1) Unproven Opportunities.The fact is that many of the home business opportunities are just too new. The market for the products and services is not well-established, the owners may not have enough experience, it may have incurred huge debt starting up, etc… There are about a thousand things that could be a problem with a new opportunity. For the most part opportunities that are brand new are too risky!While it is possible that they may end up being the greatest opportunity in the world and you would have been well off if you got in early, the chances of that happening are slim and if you are just starting your home based business you are much better off going with a proven opportunity.2) Same Old Crap.Most of the home based business opportunities are the same old recycled plans and programs. Many opportunities claim to be completely new or “never before seen,” but really aren’t. Do a little research and you will find that there is nothing new about them at all. Sure they might have put a little twist on things but overall they are just the same as a million other programs out there. It’s important is to find a home business opportunity that really is different and better than most others.3) Recruiting.Many home based business opportunities rely heavily, or even entirely, on recruiting. So unless you are very well skilled at marketing or have a huge contact list the chances of success are greatly reduced. More often that not those considered to be “heavy hitters” or “super affiliates” are the only ones who make any real money because they are the ones who have all the connections. When choosing an opportunity of this type be sure that they have very good training and good information to help you with marketing.4) Immoral and/or Illegal.A significant amount of home based business opportunities are immoral or downright illegal. Obviously these opportunities should be avoided at all costs! Don’t ever get involved in any opportunity that violates ethics and laws. Usually you can figure this out by doing a lot of research before joining. Also, if it just doesn’t feel right then stay away.5) Hype, Hype, Hype.Many home business opportunities are pure hype with no “real” product or service behind them. There is no firm foundation for the company. When all the hype runs out, the opportunity collapses on itself.Always be sure to figure out what the product or service is behind the opportunity, what kind of market this product or service has, and if it is possible to build a good income without all the hype. Never join a home business opportunity based purely on hype and no real product or service!That’s it! Five major reasons why many home based businesses fail. Be sure to find a legitimate home based business opportunity from the start. Taking the extra time to find out everything you can about an opportunity will greatly increase your chances of success!But do remember one last thing… No opportunity is perfect in every way. Don’t waste your life trying to find it because it doesn’t exist! You just need to find a good, legitimate home business opportunity and stick with it. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What’s Going on With the MLM Home Based Business?</title> <link>https://gqdhttums.info/38</link> <comments>https://gqdhttums.info/38#comments</comments> <pubDate>Thu, 09 Feb 2023 05:08:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=38</guid> <description><![CDATA[Are you looking to own a network marketing home based business? If you are, it can be a very profitable for you to own a home based business. But you will have to do your homework first; to make sure … <a href="https://gqdhttums.info/38">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Are you looking to own a network marketing home based business? If you are, it can be a very profitable for you to own a home based business. But you will have to do your homework first; to make sure you are getting into a home based business that is worth your time, invest and make sure it isn’t a scam.You must look at the positives and the negatives of an network marketing home based business before just jumping in. That’s extremely important remember that.Being aware you are getting yourself into a legit, honest home based business will save you a lot of money and heartache later on. Just jumping into the first home based business you see can be a killer for you, if the business turns out to be a scam.You don’t want that right!So with a network marketing business it involves you doing direct selling of services or products through recommendation or promotion by a independent representatives.If you are the one who’s endorsing or recommending the product or service you will get a commission from any sale you made.Remember a lot of these products are not sold in stores, commercials or any type of advertising that is mainstream.So when you are trying to see which network marketing home based business is legit, it can get a little difficult because the pyramid schemes are closely similar to the legit, and honest network marketing home based business concepts. A ponzi or pyramid scheme is big time illegal and participating in one and not knowing it can end up being a nightmare for you.So make sure you do that research on the company you are looking to join. Make sure if the company has been around for sometime. You want a company that has a proven track record. Let me mention, this usually the investment you make is proportioned to that product or service you are promoting. Means your home based business is legit.There many positives when you own a network marketing home based business. But I will break down a few of them.1) With your own network marketing home based business, you will be your own boss. You have the ability to work from the comfort of your own home. That’s what drives many people to join a home based business.Also when comes down to the products you don’t have to worry about creating them. The products are already created, there’s no inventory you have to keep. Most of the time The company will have a written out marketing plan.There’s many people who don’t have a clue on how to market products or if they do know how to market products they don’t know the most effective ways to do it. But with an network marketing home based business biz you don’t have to worry about it because its given to you an a step by step plan.There disadvantages when having a network marketing home based biz that is it depends your character or personality. If you are a action taker, have good leadership qualities then having a network marketing home based biz will be less of a problem for you.On the other hand, if recruiting others and selling gives you problems or if you are not a peoples person then maintaining and growing a network marketing home based biz may become a challenge for you. In the network marketing home biz this business consist of recruiting new people and building your downline.If you can get over your fear. Just think what a network marketing home biz will mean to you and your love ones. You can (live your dreams, be your own boss, work when you want to, make more money etc…) With this business you don’t need any experience just hard work and being consistent.Remember you must do your research before just jumping into a network marketing home based biz. You have to make sure the business is legal and worth your time, energy and investment. So when you find that right network marketing home based biz, you must put in the hard work and the consistency. You will enjoy the freedom and the money the network marketing home based biz can give you.All rights reserved. Article may be reprinted as long as the content remains intact and unchanged and links remain active.”For more information about network marketing home based business be sure to follow the link in the resource box below now.” </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://gqdhttums.info/35</link> <comments>https://gqdhttums.info/35#comments</comments> <pubDate>Sun, 05 Feb 2023 06:37:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=35</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Health Care Solutions From Outside the Political Arena</title> <link>https://gqdhttums.info/32</link> <comments>https://gqdhttums.info/32#comments</comments> <pubDate>Tue, 24 Jan 2023 20:04:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=32</guid> <description><![CDATA[The American health care system is one of the most talked about issues surrounding the upcoming 2008 presidential elections. Both Democratic and Republican candidates have outlined new health care plans that may have a drastic impact on how many voters … <a href="https://gqdhttums.info/32">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The American health care system is one of the most talked about issues surrounding the upcoming 2008 presidential elections. Both Democratic and Republican candidates have outlined new health care plans that may have a drastic impact on how many voters choose to cast their ballots.The current economic recession has lead to financial trouble for many American families. With the cost of health care services and pharmaceuticals on the rise, this means some people are not able to afford the health care they need. Thousands of Americans, including children, are currently without any type of health care coverage.The presidential candidates have each outlined plans for health care reform that should address this issue. Democratic candidates Hillary Clinton and Barack Obama are lobbying for a more universal health care system supported by the government. Republican candidate John McCain supports the privatization of the American Health Care System.Research estimates 80 percent of healthcare spending is used by the sickest 20 percent of patients. This uneven distribution of funds can be adjusted if patients are given proper care at the start of their treatment to prevent the worsening of their conditions and the need for readmission to care facilities.Some companies are already helping to alleviate some of the burden of health care costs from Americans, regardless of the election outcome. Health care services provider, McKesson has recently introduced new programs intended to combat unnecessary health spending through prevention and thorough care.Community Care Advantage helps hospitals and other provider-based organizations provide high-quality care to indigent, chronically ill and newly discharged patients in a timely manner. This offering comprises three solutions that help to address preventable readmissions that cost Medicare $12 billion each year.Community Health Services, Community Health Technologies and Consumer Convenience Solutions work together to ensure all patients have access to the high-quality care they need following initial treatment. Through these programs McKesson facilitates the monitoring of recently released patients and provides them and their caregivers with access to information about their condition and treatments, improving patient safety. Community Care Advantage empowers both patients and providers to follow treatment plans for proper condition management.Patients are being effectively cared for and health care costs are being reduced thanks to community care programs. While health care reform may be getting considerable attention to its political relevance, these solutions are already beginning to improve the heath care situation. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/32/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Health Care History</title> <link>https://gqdhttums.info/30</link> <comments>https://gqdhttums.info/30#comments</comments> <pubDate>Tue, 24 Jan 2023 20:03:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=30</guid> <description><![CDATA[The early nineteenth century witnessed the initial stages of the home health care industry that offered qualified nurses to take care of the poor and sick in their homes. In 1909 when Metropolitan Life Insurance Company started to write policies … <a href="https://gqdhttums.info/30">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The early nineteenth century witnessed the initial stages of the home health care industry that offered qualified nurses to take care of the poor and sick in their homes. In 1909 when Metropolitan Life Insurance Company started to write policies that comprised of home health care, this industry became very popular. This company is credited for paying the first compensation for home health care industry. This gave rise to the birth of organized home health care.The Great Depression in 1929 caused several businesses along with home care industry a lot of hindrances and struggle. This went on till the follow-up visits made by nurses after hospital discharge became reimbursable by the Medicare Act of 1966. The home care industry became most feasible and practical when Medicare in an attempt to reduce hospitalization costs set up DRG’s program (Diagnostic Related Group). This laid down that some disease or hospital practice needed a certain stay period. So the discharged patients were more sick compared to their DRG counterparts.The story does not finish with DRGs. This in fact was the commencement of patient care vs. medical ethics debate. This subject shall be soon addressed in the present health care reform segment. The price of health care is the issue. Questions like how much does a human life cost and how long one should pay for keeping alive a person after he ceases to be a contributor to the society need to be addressed.Home health care industry needs to answer these questions. The main intention of the DRG programs was to cut down the hospital stay in order to lower hospitalization costs. Thus this becomes a challenge to the agencies. But gradually home care started becoming expensive. The Balanced Budge Act of 1997 hand one major side effect. It limited the benefit days to the patients under home health care thereby lowering the compensations to the various home health care agencies. This resulted in many of these agencies going out of business.The price to take care of a patient will always stay an issue. There was a growth of nosocomial diseases in hospitals that lead to heavy health care costs. Patients started getting discharged in a much sicker condition than before. This put additional burden on the family of the patient to make available good care once the family member is home. Also majority of the people were working. Home health care agencies that provide services were unable to discharge patients when they exceed their Medicare days if they are in a bad condition or its not safe to depart from them without any nursing services.In case the home care agency declines admission of a patient who seems sicker than the number of reimbursement days allowed by the government, the patients’ family does not have too many choices. In case of the patient being discharged without any adequate follow-up care, the patients’ family can seek services of a qualified agency that could strain on emergency room visits and re-hospitalization leading to more compensation issues. Such questions are difficult to answer more so in cases where cost is to be taken care of. But, as time passes, such questions will continue to haunt till there are satisfactory answers to them. </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/30/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Smoke and Mirrors of Health Care Reform for the Elderly</title> <link>https://gqdhttums.info/28</link> <comments>https://gqdhttums.info/28#comments</comments> <pubDate>Tue, 24 Jan 2023 20:01:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://gqdhttums.info/?p=28</guid> <description><![CDATA[I’m deeply concerned that the American public, especially our nation’s elders, will be relying on our government to provide long term care services they’ll never see. They’ll only see the “smoke and mirrors” of Health Care Reform.Our nation’s seniors are … <a href="https://gqdhttums.info/28">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> I’m deeply concerned that the American public, especially our nation’s elders, will be relying on our government to provide long term care services they’ll never see. They’ll only see the “smoke and mirrors” of Health Care Reform.Our nation’s seniors are the most vulnerable segment of the U.S. population; vulnerable both health wise and financially. They’re silently discovering the savings they thought would be enough is not enough. They’re silently fearful of running out of money with no one to care for them as they become more frail. The silence is about to become deafening.Regrettably, when Health Care Reform proudly announced New Long Term Care Services, it discouraged many American’s from purchasing Long Term Care Insurance.The New York Times reported on ‘Options Expand for Affordable Long-Term Care’ THE NEW OLD AGE. The Associated Press announced ‘New Health Care Law Has Benefits for Seniors’. Point being, the casual reader was relieved to hear their government will “take care of them” when they need long term care services. We now know that is not about to happen.Fortunately our representatives in Washington discovered that Health Care Reforms answer to the problem of Long Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was expected to be raised for the new “long term care” program would have been counted as “deficit reduction”. The long term care benefits it was intended to finance were assumed not to materialize in the first 10 years. However, that money was not accounted for anywhere in the legislation.The new legislation proposed to “trim” $463 billion from Medicare. Yet Medicare is currently having trouble balancing its books today. Yet, why does the health care bill tell us Medicare can operate more cheaply going forward without the accompanying reforms?Our national media gave enormous fanfare to the CLASS ACT when it passed. Unfortunately the media has given the CLASS ACT’s demise little attention. Now what?Projections show that the federal deficit is expected to exceed $700 billion annually over the next decade. This essentially will double the national and $900 billion represents interest on previous debt. Would the CFO of any major corporation in the United States allow the company he worked for to end up in this type of financial position? Absolutely not.Our officials in Congress have been elected to protect the best interests of the American people. “Robbing Peter to pay Paul”, and once again printing more currency, has become our government’s mantra for the future. Yet the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.The United States of America cannot continue to mismanage its financial future. Future Congresses will have to deliver a multitude of future reforms and, regrettably, history tells us THAT will never happen. Proposals for financing health reform were based on more “smoke and mirrors”. The “Cadillac” tax is scheduled to begin in 2018.The health care legislation that has been forced on each and every one of us is known to be fiscally unsound. Where do we go from here? It’s too easy to point the finger at the President and his administration. Yet Congress owns the responsibility of passing Health Care Legislation. And THAT is the problem.The 535 voting members of Congress shared the responsibility equally. If one clear thinking, intelligent, honorable Congressman had the entire responsibility for Health Care Reform, he or she would not have forced a fiscally unsound Health Care Reform Bill down our throats.Now let’s again evaluate how Health Care Reform will work against our senior citizens.A most recent government report identified that in 2000 there were 1.8 million available nursing home beds. As the year 2010 came to a close, there were 1.7 million nursing home beds; a net 5 percent reduction in available beds. And, there are no new nursing homes being built.Today there’s less than 1.5 million Americans confined to nursing homes. Reportedly 10 percent of these nursing homes are operating under bankruptcy protection. It’s well known that most of these facilities are understaffed and many don’t have competent help.Next, let’s consider that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s after age 85 is 50 percent. By 2030, they tell us that the number of people age 65 and older with Alzheimer’s disease is estimated to reach 7.7 million, a 50 percent increase from the 5.2 million age 65 and older currently affected.The logical question I must ask is “if we cannot take adequate care of 1.5 million people today, how can we possibly take care of 7.7 million people in 2030?” We cannot. More simply put, when you or your spouse or your parent has Alzheimer’s, there is no place for them to go. Not to be cruel, but if you ever think for a moment about taking in an aged parent with Alzheimer’s into your home, please think again. Ask any caregiver who’s been through it. It’s GUARANTEED to destroy any families’ peace of mind and harmony.Why aren’t our political leaders actively working on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable problems.America’s seniors became more hopeful reading that Health Reform will help them with added Long Term Care services. And we now know THAT is not going to happen. There are no plans in place to help our nation’s seniors think they’ll receive the comfort and dignity of adequate long term care services. What’s worse is the silence shared by all our political leaders. The silence is now deafening.Now there’s newfound hope on the horizon. We have a new President election just starting to evolve. What the Republican and Democratic candidates have to say about our nations seniors need for long term care services? What do they think about the need for 7.7 million Americans with Alzheimer’s that need a place to spend the night and be cared for when we can’t take care of 1.5 million seniors today?The national media needs to start reporting that our nation’s seniors will have no place to spend the night when they become too old or frail to take care of themselves. Then the upcoming election presents one more opportunity for our political leaders to pay attention to our nation’s elderly and their need for long term care services.Copyright 2016Allan Checkoway, RHU </p>]]></content:encoded> <wfw:commentRss>https://gqdhttums.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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