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  22. <title>Law and Consumer Report Agencies</title>
  23. <link>https://himibusms.info/law-and-consumer-report-agencies.html</link>
  24. <comments>https://himibusms.info/law-and-consumer-report-agencies.html#comments</comments>
  25. <pubDate>Fri, 07 Apr 2023 00:43:40 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Law]]></category>
  28. <category><![CDATA[Law and Issues]]></category>
  29.  
  30. <guid isPermaLink="false">http://himibusms.info/?p=45</guid>
  31. <description><![CDATA[Laws were made to help people bring justice to their lives, and it is the violation of these laws what makes a person go through harsh time. The Federal Trade Commission (FTC) designed the laws that assured people&#8217;s right to obtain, maintain and use credit. But the laws do not promise everyone a credit. It [...]]]></description>
  32. <content:encoded><![CDATA[<p> Laws were made to help people bring justice to their lives, and it is the violation of these laws what makes a person go through harsh time.  The Federal Trade Commission (FTC) designed the laws that assured people&#8217;s right to obtain, maintain and use credit. But the laws do not promise everyone a credit. It only guarantees that everyone is equal in matters of credit issues.The FTC is also responsible for correcting any credit mistakes that people could have made.Due to the legal inspection of your credit rating by many companies, it is advised you maintain a good rating. Said rating is inspected every time you apply for:- Credit- Employment- Insurance- LeasesEverybody depends on their credit histories, especially in cases of credit business.  Companies, based on your credit payment history, will grant or reject applications. Therefore, it is people&#8217;s responsibility to maintain a positive and accurate credit payment history by reviewing once in a while their report.Usually credit problems occur due to:- Temporary loss of income- Sudden illnesses- Computer errorsSolving possible mistakes of credit problems can take some time and lots of your patience.  In order to fix your report yow will not need to pass any difficult tests. Your credit payment history is recorded in either a file or a report.  These files are kept safe by CRAs (Consumer Reporting Agencies), such as a credit bureau. You certainly will have a credit file in any of these CRA agencies if you have ever applied for a credit, a charge account, a personal loan, an insurance (of any kind) or a job.The credit record contains information about your income, the source of it, debts and your whole credit payment history. It also shows if you have ever been involved in any criminal activities, been sued, arrested or if you have filed for bankruptcy.The law guarantees that people will get equal treatment, without considering issues like gender, race, marital status, religion, age or national origin.The Fair Credit Reporting Act&#8217;s (FCRA) main job it is to guarantee that all CRAs bring credible and correct information to any businesses that require it when evaluating someone&#8217;s application.You have a right that the Fair Credit Reporting Act states, which is to get a copy of your credit report whenever you request it. This copy of your credit report has to include all the information in your personal file at the time you request it. You also have the right to know the names of the companies or anyone who requested your credit report within the last year for any purposes or in the last two years for employment purposes.If a company declines your application, it has the obligation of supplying the name and full address of the CRA they contacted, and the reason of denying the application.  You have the right to receive a free copy of your credit report when someone rejects your application due to the content of the credit report itself or because of the information supplied by the CRA.  You must make the request within 60 days after receiving the rejection notice.Given the situation that you are completely in debt, you have found the best help with us.  We can and will settle your debts into easy-to-pay monthly installments. We are here to make sure that you become a debt free individual.  Settlement is the safest, fastest and most reliable way to become debt free. Sign up for free through our website and receive professional help. </p>
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  36. </item>
  37. <item>
  38. <title>Facts You Need to Know About Life Insurance</title>
  39. <link>https://himibusms.info/facts-you-need-to-know-about-life-insurance.html</link>
  40. <comments>https://himibusms.info/facts-you-need-to-know-about-life-insurance.html#comments</comments>
  41. <pubDate>Thu, 06 Apr 2023 22:29:05 +0000</pubDate>
  42. <dc:creator>admin</dc:creator>
  43. <category><![CDATA[insurance]]></category>
  44. <category><![CDATA[life insurance]]></category>
  45.  
  46. <guid isPermaLink="false">http://himibusms.info/?p=43</guid>
  47. <description><![CDATA[In today&#8217;s uncertain economic climate, buying an insurance is a smart and astute financial move for people who want their family or other dependents to be financially secure even after they die. Sadly, however, many policy holders are under insured, putting their loved ones at risk. On the other hand, many are also over-insured, paying [...]]]></description>
  48. <content:encoded><![CDATA[<p> In today&#8217;s uncertain economic climate, buying an insurance is a smart and astute financial move for people who want their family or other dependents to be financially secure even after they die. Sadly, however, many policy holders are under insured, putting their loved ones at risk. On the other hand, many are also over-insured, paying for coverage they don&#8217;t really need.Finding the right balance in buying the right insurance for both you and your family has never been more confusing and difficult. Though there is a lot to say about consulting with insurance agents, there is still no substitute to teaching oneself the basics of life insurance policies.Here are some important facts that you need to know about life insurance Australia:How long should the plan holder insure?The length of insurance policy depends on your reason for taking out a policy. At the very least, you&#8217;re taking out in order to replace your income for some years-until your kids, spouse, or dependent relatives have the means to fend for themselves; or until your spouse can tap into retirement savings (usually at age 65). It could even be timed until some key date in the future like for mortgage protection purposes where you could insure yourself for the same number of years that are remaining on your mortgage. Working back from that date to now can help you determine the number of years for which you need life insurance cover.Most insurance companies regard 2 years as the minimum, but 20 &#8211; 25 years as the most common length of time to be covered. Most insurance companies will not offer insurance past the age of 70. However, a few still will insure beyond 70, but the premium would be very expensive.For how much should your coverage be?Coverage is largely based on your income. Usually, a common rule of thumb is to take out a policy that is worth 7 to 10 times your income. Make sure your family&#8217;s needs are adequately covered. You must take into account that your will not only replace your income. One must also consider the family&#8217;s future expenses. It could be that, once you die, your family may incur medical or funeral expenses, or you may want to ensure that the mortgage can be paid in full.So adapt your insurance coverage to your current needs as well as to the possible needs of your family in the future. You don&#8217;t want to pay for more coverage than you need. Buy a insurance policy that provides you all the coverage you need when you need it.When is the right time to buy insurance?The younger and healthier you are, the cheaper the policy. Older people and those not in the best of health pay steeply higher rates for insurance &#8211; so buy as early as you can, but don&#8217;t buy until you have dependents. The amount of premium you&#8217;re going to pay will be based on your medical exam, as well as your age, medical records, family medical history, and other factors.However, even if you have a pre-existing condition or are older, don&#8217;t assume your premiums will now be much more expensive. Medical advances have made many conditions manageable, even cancer. For those with preexisting conditions, you can shop around to see which company offers the best insurance quotes for you.What life insurance policy do you need?There are various types of insurance policies available to suit different needs and situations. However, the most common types of life insurance are term and permanent life insurance. Both of these policies are considered guaranteed life insurance policies. This is because each of these brands of insurance has a guarantee in them.Term life insurance basically provides coverage for a specified amount of time. It can only provide coverage until a certain age, such as 75 or 80 or until 95. It is more affordable and preferred by young people. It can also be changed into a permanent policy. This could be a good idea to protect against failing health as you grow older.Term life insurance has guaranteed renewability. This means that that the policy is renewable, but premiums keep on increasing with each renewal. Most companies offer term life policies that allow for coverage up until the age of 95. If you pass away while the policy is in force, then your beneficiary is guaranteed a death benefit in the amount of coverage you selected on the policy. These types of policies are very good for covering expenses such as outstanding debt or preparing for burial expenses. However, it might be wiser to switch to permanent life insurance later on, especially if you are only using term life insurance to cover a short-term need like university education.Permanent insurance, can provide protection for your entire lifetime. It is guaranteed to accumulate cash value on the policy while paying fixed premiums. The coverage of a permanent life insurance will be guaranteed regardless of any change in health as long as the premiums are paid on time.In order to qualify for whole life insurance, you are most likely required to take a medical exam.A more flexible type of permanent life insurance is universal life. This is a blend of permanent and term. This means that it is similar to whole life insurance, but you can choose how much you pay for a certain period of time. If you want guaranteed coverage while accumulating more interest and cash value on your policy, then this type of policy would be best.Guaranteed or a Reviewable Policies?In a &#8220;Guaranteed&#8221; policy, the insurer (the insurance company) guarantees that it will never raise your monthly premium.In &#8220;Reviewable&#8221; policy, the insurer reviews its premium at regular intervals &#8211; usually at intervals between 1 and 5 years. At the Review date, your insurer has the right to increase your premium and as you get older, increases will become larger.In the medium to longer term, a Reviewable policy will cost you more than a Guaranteed policy.On the other hand, Reviewable policies do have the benefit of a lower premium at the outset. For this reason, this might appeal to many people, especially if budgets are tight. However, through the review system, Reviewable policies&#8217; premiums can soon catch up and overtake. </p>
  49. ]]></content:encoded>
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  52. </item>
  53. <item>
  54. <title>Top Goal for Small Businesses: The Eight Most Important Checkup Questions for 2021</title>
  55. <link>https://himibusms.info/top-goal-for-small-businesses-the-eight-most-important-checkup-questions-for-2021.html</link>
  56. <comments>https://himibusms.info/top-goal-for-small-businesses-the-eight-most-important-checkup-questions-for-2021.html#comments</comments>
  57. <pubDate>Thu, 06 Apr 2023 20:05:46 +0000</pubDate>
  58. <dc:creator>admin</dc:creator>
  59. <category><![CDATA[Business]]></category>
  60. <category><![CDATA[Advertising]]></category>
  61. <category><![CDATA[Branding]]></category>
  62. <category><![CDATA[business]]></category>
  63. <category><![CDATA[Business Travel]]></category>
  64. <category><![CDATA[Careers Employment]]></category>
  65. <category><![CDATA[Consulting]]></category>
  66. <category><![CDATA[Furnishings and Supplies]]></category>
  67. <category><![CDATA[Industrial Mechanical]]></category>
  68. <category><![CDATA[International Business]]></category>
  69. <category><![CDATA[Interviews]]></category>
  70. <category><![CDATA[Management]]></category>
  71. <category><![CDATA[Marketing]]></category>
  72. <category><![CDATA[Networking]]></category>
  73. <category><![CDATA[Sales Management]]></category>
  74. <category><![CDATA[Sales Training]]></category>
  75. <category><![CDATA[Security]]></category>
  76. <category><![CDATA[Small Business]]></category>
  77.  
  78. <guid isPermaLink="false">http://himibusms.info/?p=41</guid>
  79. <description><![CDATA[Are you happy with your business this year? What are you going to do differently? How can you hire the right people to support your vision? Sadly, many small business owners do not spend enough time planning for the future. It&#8217;s quite understandable. Managers must keep pace with the daily demands of their businesses, including [...]]]></description>
  80. <content:encoded><![CDATA[<p> Are you happy with your business this year? What are you going to do differently? How can you hire the right people to support your vision? Sadly, many small business owners do not spend enough time planning for the future. It&#8217;s quite understandable. Managers must keep pace with the daily demands of their businesses, including payroll, taxes, product/service delivery, and customer expectations.Fortunately, the end of the year is the perfect time for a comprehensive evaluation of your company. Your business needs a checkup. Most people can relate to a checkup with their local doctor, depending on their background and personality characteristics (age, sex, family medical history). The doctor will conduct a variety of tests, including blood, vision, heart, and hearing.In fact, one element like an individual&#8217;s weight is not the only indicator of overall good health. Likewise, small businesses could benefit from a good checkup too. Successful entrepreneurs think strategically when engaged in a hostile, global environment.After 27 years of managing projects and conducting over 100 organizational evaluations of business organizations, I realize that both large and small organizations struggle in implementing their operations effectively. This article examines how small businesses need to conduct an effective checkup of their organizations.Welcome to the New Normal! Yet, nearly a year after this pandemic, the full impact on the U.S. economy is unclear. According to recent studies, more than four million Americans have left the workforce, and nearly 10 million are now unemployed compared with last February.In fact, the number of unemployed people continues to rise. According to a business study conducted between March 28 and April 4, 2020, small businesses have been heavily damaged by the lockdowns due to Covid-19.In an analysis of more than 5,800 small businesses (reaching a network of 4.6 million small businesses), the research highlighted the damage caused by the pandemic. The results showed evident damage of the pandemic. At this juncture, 43% of businesses had temporarily closed, and nearly all of these closures were due to COVID-19.Respondents stated that they had temporarily closed, largely pointed to reductions in demand and employee health concerns as the reasons for closure. In fact, the businesses, on average, reported having reduced their active employment by 39% since January.All industries have been impacted. However, retail, arts and entertainment, personal services, food services, and hospitality businesses showed significant employment declines exceeding 50%. Some businesses hope for assistance from the government.According to a Babson&#8217;s Goldman Sachs report, 88% of U.S. small business owners have already exhausted their Paycheck Protection Program (PPP) loan; the Small Business Association gave these loans specifically to help businesses keep their workforce employed during the pandemic. These loans were helpful.Yet, these successes do not diminish the fact that more than 32% of PPP loan recipients already have laid off employees or cut wages. In fact, Forty-three percent of Black small business owners reported that their businesses&#8217; cash reserves would be depleted by year&#8217;s end due to Covid-19.Today&#8217;s small businesses and entrepreneurs must retool themselves, given the potential impacts of Covid-19 have the necessary capacity to change their way of thinking because of their passion. However, small businesses must be willing to evaluate their current operations and make the required changes.For example, customers have largely gone online to purchase services due to the lockdowns. If a business does not have an online presence now, this company does not exist. Internet pioneer and CEO of PSINet Bill Schrader explains the significant of online visibility: &#8220;Almost overnight, the Internet&#8217;s gone from a technical wonder to a business must.&#8221;With the appropriate diagnosis of an organization, a business can develop more sustainable success. Thus, the right checkup is critical.Below are some critical questions to help you conduct your own self-checkup:</p>
  81. <p>Do you have a clear vision for your business? What is it?</p>
  82. <p>Do you know why your customers buy from you and why others do not buy from you?</p>
  83. <p>What results are you getting from your marketing? Do you have an effective online presence on the web?</p>
  84. <p>Are you collecting data or the right kind of data on your customers and competitors?</p>
  85. <p>Are you keeping pace with your industry trends? If so, what are the key trends?</p>
  86. <p>How are you measuring results (i.e., key performance indicators like cash flow and revenue)?</p>
  87. <p>What are your key competitors&#8217; marketing strategies?</p>
  88. <p>Have you evaluated your strengths and weaknesses (i.e., SWOT Analysis)?</p>
  89. <p>In summary, successful global businesses, like IBM and Google, have continuous systems in place to evaluate their performance. Let&#8217;s call this process an organizational checkup.Small businesses that want to succeed in this global and technological climate must be able to conduct this self-evaluation or checkup. This article demonstrated the relevancy of a good checkup to help improve a business by asking probing questions. In many cases, small businesses do not have to take on this organizational checkup along.There are various organizations like the Small Business Administration and local universities that can assist in this process. Have you conducted a checkup for your business this year? It&#8217;s not too late. Start the new year with a healthy business checkup.© 2021 by D. D. Green </p>
  90. ]]></content:encoded>
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  92. <slash:comments>0</slash:comments>
  93. </item>
  94. <item>
  95. <title>The Ultimate Entertainment Center Shopping Experiences</title>
  96. <link>https://himibusms.info/the-ultimate-entertainment-center-shopping-experiences.html</link>
  97. <comments>https://himibusms.info/the-ultimate-entertainment-center-shopping-experiences.html#comments</comments>
  98. <pubDate>Thu, 06 Apr 2023 18:01:55 +0000</pubDate>
  99. <dc:creator>admin</dc:creator>
  100. <category><![CDATA[Entertainment]]></category>
  101. <category><![CDATA[Animation]]></category>
  102. <category><![CDATA[Movies TV]]></category>
  103. <category><![CDATA[Music]]></category>
  104. <category><![CDATA[Music Industry]]></category>
  105. <category><![CDATA[Performing Arts]]></category>
  106. <category><![CDATA[Photography]]></category>
  107. <category><![CDATA[Tattoos]]></category>
  108. <category><![CDATA[Visual Graphic Arts]]></category>
  109.  
  110. <guid isPermaLink="false">http://himibusms.info/?p=38</guid>
  111. <description><![CDATA[With so many malls and shopping centers in the world, something must be said about the unique entertainment center experiences that one can find all over the world. With top cuisine options and various exciting activities, these shopping malls provide you with so much more than just shopping. They are really a retail extravaganza that [...]]]></description>
  112. <content:encoded><![CDATA[<p> With so many malls and shopping centers in the world, something must be said about the unique entertainment center experiences that one can find all over the world. With top cuisine options and various exciting activities, these shopping malls provide you with so much more than just shopping. They are really a retail extravaganza that will keep you coming back time and again. Here are the most popular, largest shopping entertainment center options in the world:The Dubai MallWe all know that everything in Dubai is bigger and better, and when it comes to their premier mall, none can compare. It is truly an entertainment hotspot with more than 150 food and drink outlets to choose from and the largest Cineplex in Dubai consisting of 22 screens showing all the latest box office hits. Aside from this, the expansive 12.1 million square foot mall is filled with over 1200 retail stores, and plenty of attractions for visitors to marvel at including the largest single volume Aquarium in the world with a 180 degree tunnel for shoppers to walk through. Additionally, you will also find the world&#8217;s largest indoor Gold Souk here, as well as SEGA indoor theme park, and Kidzania, an innovating edutainment zone for the little ones. To top it all off there is an Olympic size ice rink for the entire family to enjoy. This entertainment center is a must if you are in Dubai.The Bali CollectionThis is a shopping, dining and entertainment center situated in the heart of Nusa Dua, offering plenty of live theater and music every night until about 11pm. The high end Blackstone Terrace and bar is a popular spot for locals and visitors to enjoy and provides most of the entertainment in The Bali Collection. Aside from this, there are around 30 other top restaurants and cafes to choose from, making The Bali Collection an ultimate dining and entertainment center.SM Mall of AsiaThis mall located in the Philippines offers an ice rink, huge cinema complex and a Science Discovery Center which is enjoyed by young and old alike. The entertainment center consisting of 4 buildings connected by walkways and covers a massive area of 4.4 million square feet.West Edmonton MallLocated in Canada, this is the largest shopping complex in North America, and offers visitors various amusement areas including an indoor wave pool, a hotel, an ice rink, Sea Life Caverns underground aquarium, adventure golf course, and plenty of world class restaurants.Berjaya Times SquareWith over 1000 shops and over 45 restaurants, this entertainment center is the most popular in Malaysia. It offers plenty to do with its large theme park and impressive 3D Digi IMAX Theater, as well as IT Center. The building is said to be the largest ever built in Malaysia and it is graced with over 2.5 million visitors each month who come to marvel at this international landmark and entertainment shopping destination.There are many other massive, entertainment rich shopping complexes all over the world. If shopping and travelling is what you love most, make a plan to visit all these exciting entertainment center options to see what they have to offer. </p>
  113. ]]></content:encoded>
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  115. <slash:comments>0</slash:comments>
  116. </item>
  117. <item>
  118. <title>Another Kind of Horse Brand: Business Branding in Equine Marketing</title>
  119. <link>https://himibusms.info/another-kind-of-horse-brand-business-branding-in-equine-marketing.html</link>
  120. <comments>https://himibusms.info/another-kind-of-horse-brand-business-branding-in-equine-marketing.html#comments</comments>
  121. <pubDate>Wed, 22 Mar 2023 16:06:31 +0000</pubDate>
  122. <dc:creator>admin</dc:creator>
  123. <category><![CDATA[Uncategorized]]></category>
  124.  
  125. <guid isPermaLink="false">http://himibusms.info/?p=36</guid>
  126. <description><![CDATA[It&#8217;s winter time, the breed inspection season has come and gone in North America, and along with it branding season.Branding season for horses&#8211;NOT for horse BUSINESSES.If you have any business or marketing background, or have done any reading on the subject, you have heard of branding in the business context. Let&#8217;s take a look at [...]]]></description>
  127. <content:encoded><![CDATA[<p> It&#8217;s winter time, the breed inspection season has come and gone in North America, and along with it branding season.Branding season for horses&#8211;NOT for horse BUSINESSES.If you have any business or marketing background, or have done any reading on the subject, you have heard of branding in the business context. Let&#8217;s take a look at what that actually is.Brands on horses and other livestock in the Old West showed ownership. There was some level of claiming recognition for owning a quality animal, but primarily the point was to keep livestock from being stolen. Branding helped to legally retrieve stolen livestock.In Europe, brands on horses were not an indication of personal ownership, but rather indicated the horses&#8217; affiliations with one of the regional registries.That idea, which is behind modern-day branding of horses in European-affiliated breeds and some of the other breeds in North America is closer to the concept of business branding. In fact, it IS business branding for the individual horse breed.So What is Branding Exactly?It isn&#8217;t a string of freeze-branded symbols or a set of moose antlers or other breed symbol. Those are likened to a business logo or trademark, but those things aren&#8217;t brands in the business sense, either.A brand on a horse signifies everything the breed represents: the quality, history, performance record, origin, and so on. A horse that carries a breed&#8217;s brand mark ostensibly possesses all of the attributes of the breed, and is theoretically capable of performing to the standard established by that breed association. For example, when you see a horse with a Holsteiner brand (assuming you have familiarity with the mark), you recognize the horse as a Holsteiner. You immediately know a little bit about the horse&#8217;s lineage, background, and the kinds of activities it might be good at.That is why some registries require a physical inspection and approval of the individual horse before giving it a brand&#8211;the branded horse is a representative of the breed&#8217;s identity, a walking advertisement. It makes sense for the breed organization to want to control the quality of those advertisements.Likewise, a brand is the embodiment of all the information connected with a product or service. A brand typically includes a name, logo, and other visual elements and encompasses the set of expectations associated with a product or service which typically arise in the minds of people. (reference: wikipedia.org).Logos and such&#8211;like brand marks&#8211;are a shorthand symbol for the brand. Those marks are meaningless until the brand is built.Build Your Brand from the Ground Up:As Chevy Chase&#8217;s character, Ty Webb, says in Caddyshack, &#8220;Be the ball.&#8221; Live the brand. Branding is everything you and your business represents. You establish a brand through the quality of your horses, your competitive record, the standard of service you provide to your clients, the manner of your business dealings, trust, your reputation. A brand is a business&#8217; identity. Consistency in all of these elements builds a brand.Paradoxically, I am on the fence about whether to brand horses or not. Maybe just the bunny-hugger in my personality coming out, but I think branding hurts the animal.For your horse business, definitely, branding shouldn&#8217;t hurt. It might take a little mental stretching to grasp the concept, but the actual establishment and building of your brand need not be painful.But one thing is certain: There is no end to the branding season for businesses! </p>
  128. ]]></content:encoded>
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  131. </item>
  132. <item>
  133. <title>How to Create Good Web Design</title>
  134. <link>https://himibusms.info/how-to-create-good-web-design.html</link>
  135. <comments>https://himibusms.info/how-to-create-good-web-design.html#comments</comments>
  136. <pubDate>Wed, 22 Mar 2023 14:02:47 +0000</pubDate>
  137. <dc:creator>admin</dc:creator>
  138. <category><![CDATA[Uncategorized]]></category>
  139.  
  140. <guid isPermaLink="false">http://himibusms.info/?p=34</guid>
  141. <description><![CDATA[There are many different types of web design, from those built using website templates and &#8216;build your own&#8217; site building applications to complex content managed and e-commerce web designs such as those used by big brand names like Amazon, eBay and Tesco. Some companies, even some big name companies, have unprofessional looking and badly designed [...]]]></description>
  142. <content:encoded><![CDATA[<p> There are many different types of web design, from those built using website templates and &#8216;build your own&#8217; site building applications to complex content managed and e-commerce web designs such as those used by big brand names like Amazon, eBay and Tesco. Some companies, even some big name companies, have unprofessional looking and badly designed websites. Some have amazing looking websites but because of their high graphical content and minimal text content can take an age to load, are not user friendly and do not provide what the visitor wants.Good Website DesignThough many aspects of website design differ from site to site, many things remain the same throughout the majority of websites on the internet. Most notably is the navigation or menu. The way in which a website&#8217;s menu works and looks is very important, as ultimately, visitors to a website are looking for certain criteria that will make them either stay and interact or leave. This ability for a website to keep visitors interested is sometimes referred to as stickiness. Visitors want an attractive visually exciting experience, but perhaps more importantly, they want &#8216;ease of use&#8217;. Website usability is a key factor for websites that want their visitors to stick around, make an enquiry and ultimately complete a transaction and order a product or service.Easy to Use Web DesignInternet users tend to prefer easy to use websites, because they do not want to have to learn how to use a website every time they find a new one. They should be able to use a website after only a few seconds of looking around a homepage, any more and they will leave and browse elsewhere. The need for fast user interaction is vital and therefore having a fast loading website is also important for a website to succeed. Even with faster internet connections such as broadband, internet users don&#8217;t want to wait around.Just imagine, if you go to a shop on the high street and are totally ignored by shop assistants at the counter for 5 minutes, even after you have made it clear you want help. There is a correlation here to how an internet user may feel, when they arrive at a website that has been poorly designed, is difficult to use, unfriendly and slow to load. Making sure that a website has been well thought out and designed with the user in mind, displays a company&#8217;s unique selling points within easily recognizable eye catching calls for action and has a clear, easy to use menu is key to its success.Flash Web DesignWith recent web design advancements, such as the introduction of Flash animation and high definition video content, impressive websites have been produced to take advantage of much higher levels of visual effects and interaction. However with this &#8216;high end&#8217; web design, comes a price, more often than not, web designs which rely heavily upon Flash content are often ridiculously slow to load. They often have a progress bar, which slowly goes across the web browser to signify when the website will finish loading.This is much like the progress bars that you may be familiar with if you use video editing or 3D rendering software, or if you use games consoles where they are displayed whilst you wait for games to load. Internet users on the whole do not want to wait 3 &#8211; 5 minutes for a web page to load even if it does feature high resolution images, animation or video. They want fast informative content rich websites. If they wanted to watch an animation or video they would watch TV.Good Flash Web DesignThis is not to say that Flash animation is all bad news and shouldn&#8217;t be used in web design. If used subtly and in small amounts it can make a website more visually appealing without slowing the load time down too much. Suitable uses for Flash animation in web design are things such as; Flash banner advertisements, Flash video and interactive Flash forms for online questionnaires or business presentations.Using Flash for a whole website design however, is not such a good idea. It slows the user&#8217;s experience down because they have to wait for elements of it to load. Also, sites totally developed in Flash tend to use unfamiliar menu structures and features. This can confuse visitors who just want to quickly interact with the website and not be amazed by the way the menu animates. Just because you can do these things in Flash, it doesn&#8217;t mean they have any real working value in the real world. They may look pretty, but if they are not functional and only irritate the visitor then they have no real value.Flash Web Design &#038; SEOAnother argument against using Flash to create a whole website is that it dramatically reduces the effectiveness of your websites&#8217; Search Engine Optimisation. Flash web designs are made up of one main file within a web page which search engines find difficult to index. This is because the text within them is usually graphical text and therefore is not usually accessible by search engines. Some recent developments allow some text to be displayed for search engines in Flash websites, but this is nowhere near as effective as text content within traditional HTML based websites.Don&#8217;t Write Off Flash in Web DesignAlthough Flash does have its limitations it also has its good points if used correctly. For instance; Flash animation is usually smaller in file size than traditional gif animation and because of the way it is made the animation flows smoother than gif animation too. Having said this, I would recommend only using Flash in small areas within a site to compliment other imagery that makes up the overall design. Finding a balance between minimal graphical elements, imagery, Flash and good quality informative text is the key to a successful user friendly website. This isn&#8217;t to say that web design needs be boring. By working with quality web design companies there&#8217;s no reason why you couldn&#8217;t have a visually exciting, well designed, easy to use and successful website.Visually Stimulating Web DesignWhen visitors first arrive at a website, they want to be impressed and engaged with what the website has to offer. This will be determined by the ways in which the web designer has laid out the website&#8217;s content text, images and features. Arranging elements such as imagery, text, graphics, flash and video in such a way as to keep the visitor interested in the website is the key to good web design. If a website has poor design and doesn&#8217;t grab the attention of the visitor in the first few seconds, then it may well be dismissed as just another average website. This ultimately means the visitor will go elsewhere to spend their time and, more importantly, money.Good Web Design LayoutA lot of time and money is spent making sure that the right elements of websites are positioned in the right places. Companies spend large amounts of money conducting research into how internet users use their websites. This type of research shows where their visitors&#8217; eyes concentrate the most, which elements of the website they click on first and generally how they interact and use their websites. Most internet users will look primarily from the top left either across the page, or down the left hand side of the web page through an internet browser via a computer, mobile phone or TV set.I would hazard a guess, that they are looking for the company&#8217;s name or logo, their main selling points or slogans and then what the website has to offer in terms of what is featured in the menu. After which their eyes are probably drawn across the page content and over to the right hand side. Successful web design usually takes this into consideration and will ultimately affect the way a website looks.There are of course rather famous exceptions to this rule for instance one rather well known search engine has a web design which is quite different. The main focus and core functionality in their web design is located right in the centre of the page. This however, isn&#8217;t any ordinary website with tens or even hundreds of pages of products and services to display, its main focus is its recognisable logo and of course its search box. It does however feature a small minimal menu across the top of the web design, which flows from left to right. So even they have taken onboard some of the research undertaken into internet users&#8217; habits. If you go looking at websites after reading this article, I can guarantee that most of the web designs you&#8217;ll see, will have a left hand menu and a defined header bar with a company logo and slogan across it. </p>
  143. ]]></content:encoded>
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  146. </item>
  147. <item>
  148. <title>Product Launch Formula &#8211; Don&#8217;t Make This Critical Mistake!</title>
  149. <link>https://himibusms.info/product-launch-formula-dont-make-this-critical-mistake.html</link>
  150. <comments>https://himibusms.info/product-launch-formula-dont-make-this-critical-mistake.html#comments</comments>
  151. <pubDate>Wed, 22 Mar 2023 12:20:43 +0000</pubDate>
  152. <dc:creator>admin</dc:creator>
  153. <category><![CDATA[Uncategorized]]></category>
  154.  
  155. <guid isPermaLink="false">http://himibusms.info/?p=31</guid>
  156. <description><![CDATA[&#8220;Product Launch Formula&#8221; is the current hot topic in the world of &#8220;internet marketing.&#8221; Jeff Walker is on the verge of releasing his much awaited &#8220;Product Launch Formula 2.0.Those who own the original Product Launch Formula wonder &#8220;what&#8217;s different in version 2.0&#8243; and those who didn&#8217;t get the original, wonder if it&#8217;s right for them. [...]]]></description>
  157. <content:encoded><![CDATA[<p> &#8220;Product Launch Formula&#8221; is the current hot topic in the<br />
  158. world of &#8220;internet marketing.&#8221;  Jeff Walker is on the verge<br />
  159. of releasing his much awaited &#8220;Product Launch Formula 2.0.Those who own the original Product Launch Formula wonder<br />
  160. &#8220;what&#8217;s different in version 2.0&#8243; and those who didn&#8217;t get<br />
  161. the original, wonder if it&#8217;s right for them.  On March 25th,<br />
  162. the noise level will reach a peak, and thousands will decide<br />
  163. that the new Product Launch Formula is right for them.Strangely, it&#8217;s at that point that many will make a HUGE<br />
  164. mistake, when that mistake has never been easier to avoid.The mistake they&#8217;ll make is that they&#8217;ll buy Product Launch<br />
  165. Formula 2.0 on emotion rather than logic. They&#8217;ll buy it on<br />
  166. impulse rather than taking a few minutes to actually shop<br />
  167. around.I&#8217;ve known Jeff Walker for many years. I think that we first<br />
  168. met in 2003 at a Joel Christopher workshop.  I use Jeff Walker&#8217;s<br />
  169. teachings almost every day.  I&#8217;ve so steeped myself in his<br />
  170. tactics that I often use them without conscious thought.So, to me the decision of whether or not anyone launching or<br />
  171. relaunching a product over the internet can benefit<br />
  172. tremendously from getting and using a copy of Product Launch<br />
  173. Formula is a non-question.Since Product Launch Formula even teaches you to treat a major<br />
  174. affiliate product promotion like a product launch, I honestly<br />
  175. believe that serious affiliate marketers should consider<br />
  176. getting a copy. Many of Jeff&#8217;s case-studies are of affiliate<br />
  177. marketers who applied Jeff&#8217;s teaching to affiliate promotions<br />
  178. and easily earned high five-figure commissions. To me, that&#8217;s<br />
  179. impressive!I&#8217;m going to make the very big assumption that after careful<br />
  180. analysis, you&#8217;ve concluded that Product Launch Formula is<br />
  181. right for you.Your next logical question should be, &#8220;Who do you get a copy<br />
  182. from.&#8221;  Product Launch Formula will be promoted by a lot of<br />
  183. affiliates, and many of them (including myself) will offer<br />
  184. bonuses as a way to differentiate THEIR offers.Since you&#8217;ll end up with the same basic product no matter who<br />
  185. you get it from, doesn&#8217;t it make sense to buy on the basis of<br />
  186. who offers the bonus most appropriate for you?That&#8217;s where that &#8220;critical mistake&#8221; that I warned you about<br />
  187. in the title comes in. That&#8217;s where that critical mistake can<br />
  188. so easily be avoided.You get the very best deal on Product Launch Formula by taking<br />
  189. your time (not reacting on emotion or impulse) and actually<br />
  190. comparing bonuses.  I&#8217;d go as far as to jot them do on a sheet<br />
  191. of paper, with columns for comparing them.  Just make a list<br />
  192. of affiliate offer which caught your attention, and list them in<br />
  193. one column. Then have other columns where you list major<br />
  194. benefits.<br />
  195. Then simply fill in your decision grid and make a logical<br />
  196. decision.Here are some of the tools that you SHOULD use in making the<br />
  197. best decision&#8230; in locating &#8220;The best Product Launch Formula<br />
  198. Bonus&#8221; &#8230;1) Use the search engines.  There will be a LOT of people<br />
  199. talking about, and comparing bonuses, so just tap into their<br />
  200. discussion&#8230; to capitalize on their research. Go to Google<br />
  201. and &#8220;google&#8221; phrases such as &#8220;Product Launch Formula Bonus,&#8221;<br />
  202. &#8220;Best Product Launch Formula Bonuses,&#8221; &#8220;Jeff Walker&#8217;s<br />
  203. Product Launch Formula,&#8221; etc., and then check out leads that<br />
  204. seem promising.This approach may point you to a Product Launch Formula bonus<br />
  205. that is more appropriate for your needs that you would have<br />
  206. otherwise COMPLETELY missed.Take your time and actually look around. Since many affiliates<br />
  207. have already started promoting, this is something that you<br />
  208. can actually do now <img src='https://himibusms.info/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> 2) Use discussion forums.  Many popular internet marketing<br />
  209. discussion forums will likely have threads where bonuses are<br />
  210. compared. There are even people who will start forums just<br />
  211. for that purpose.Other forums that you should check out include The Internet<br />
  212. Marketing Warriors, and for insiders, The Internet Marketing<br />
  213. Inner Circle.On these forums, caring people actually share what Product<br />
  214. Launch Formula Bonuses they have uncovered.  Depending upon<br />
  215. how the forum is setup, you can join the discussion and discuss<br />
  216. the pros and cons of each bonus.  Some forums restrict<br />
  217. discussion more than others, so find one that meets your needs.The search engines frequently spider popular forums, so you&#8217;ll<br />
  218. even be able to find forums discussing Product Launch Formula<br />
  219. Bonuses through the search engines.3) Ask for recommendations. Simply email, PM or Skype your<br />
  220. friends and ask them about bonuses that really caught their<br />
  221. attention.4) Ask if a given bonus is really right for you.  No matter<br />
  222. how great a Product Launch Formula Bonus sounds, if you&#8217;re<br />
  223. not going to use it, it&#8217;s worthless to you.Look for bonuses that fit in with your plans in actually<br />
  224. using the product.Avoid bonuses that will side-track you from completing<br />
  225. important projects, and will just add clutter to your harddrive.A logical bonus, if you are actually on the verge of launching<br />
  226. a product, or relaunch a product, or doing a major affiliate<br />
  227. promotion would include things  such as:- A mailing to a large list which could jumpstart your launch,<br />
  228. leading to direct sales, new affiliates, new JV partners, and<br />
  229. lots of buzz for your launch.- A live seminar where you could brainstorm with potential<br />
  230. launch or joint venture partners, where you could perhaps<br />
  231. put YOUR project on the hotseat, or where you could clarify<br />
  232. things that you need to understand to pull off a successful<br />
  233. product launch.- One-on-one consulting with someone who has actually done<br />
  234. product launches before.  Be careful with consulting though,<br />
  235. since there are a lot of &#8220;pretend experts&#8221; out there. That&#8217;s<br />
  236. where you can use the search engines to actually check out<br />
  237. the consultant BEFORE entrusting your business to him or her.Ok, let wrap it up since this article is getting long <img src='https://himibusms.info/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> Product Launch Formula 2.0 is a great product. Once you<br />
  238. realize that it meets your needs the only real decision that<br />
  239. you have is who to get it from.  When you condense that<br />
  240. decision down to its very essence, the decision-maker should<br />
  241. be whoever offers &#8220;The Best Product Launch Formula Bonus.&#8221;You decide what &#8220;best&#8221; means to you, then you get the one<br />
  242. that matches up to your needs.Follow that simple formula and you can&#8217;t go wrong.  You&#8217;ll<br />
  243. be acting on logic and intelligence rather than emotion<br />
  244. and being rushed into a decision.   Since you&#8217;ll then make<br />
  245. a great decision, you&#8217;ll also be much happier with it <img src='https://himibusms.info/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
  246. ]]></content:encoded>
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  249. </item>
  250. <item>
  251. <title>There is an excessive amount of traffic coming from your Region.</title>
  252. <link>https://himibusms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region.html</link>
  253. <comments>https://himibusms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region.html#comments</comments>
  254. <pubDate>Sun, 05 Feb 2023 07:44:33 +0000</pubDate>
  255. <dc:creator>admin</dc:creator>
  256. <category><![CDATA[Uncategorized]]></category>
  257. <category><![CDATA[accounting]]></category>
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  260. <category><![CDATA[google]]></category>
  261. <category><![CDATA[near me]]></category>
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  263. <category><![CDATA[restaurant]]></category>
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  267. <guid isPermaLink="false">http://himibusms.info/?p=28</guid>
  268. <description><![CDATA[#EANF#]]></description>
  269. <content:encoded><![CDATA[<p>#EANF#</p>
  270. ]]></content:encoded>
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  272. <slash:comments>0</slash:comments>
  273. </item>
  274. <item>
  275. <title>An Inside Look at the Importance of a Smile in Sales</title>
  276. <link>https://himibusms.info/an-inside-look-at-the-importance-of-a-smile-in-sales.html</link>
  277. <comments>https://himibusms.info/an-inside-look-at-the-importance-of-a-smile-in-sales.html#comments</comments>
  278. <pubDate>Sun, 16 Oct 2022 19:37:37 +0000</pubDate>
  279. <dc:creator>admin</dc:creator>
  280. <category><![CDATA[Uncategorized]]></category>
  281. <category><![CDATA[Auctions]]></category>
  282. <category><![CDATA[Audio Streaming]]></category>
  283. <category><![CDATA[Banner Advertising]]></category>
  284. <category><![CDATA[Blogging]]></category>
  285. <category><![CDATA[Businesses Online]]></category>
  286. <category><![CDATA[E Books]]></category>
  287. <category><![CDATA[Ecommerce]]></category>
  288. <category><![CDATA[Forums]]></category>
  289. <category><![CDATA[Internet Marketing]]></category>
  290. <category><![CDATA[Link Popularity]]></category>
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  292. <category><![CDATA[Podcasting]]></category>
  293. <category><![CDATA[Publishing]]></category>
  294. <category><![CDATA[Search Engine Marketing]]></category>
  295. <category><![CDATA[SEO]]></category>
  296. <category><![CDATA[Site Promotion]]></category>
  297. <category><![CDATA[Social Media]]></category>
  298. <category><![CDATA[Social Networking]]></category>
  299. <category><![CDATA[Traffic Building]]></category>
  300. <category><![CDATA[Video Marketing]]></category>
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  306. <description><![CDATA[If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in [...]]]></description>
  307. <content:encoded><![CDATA[<p>If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).</p>
  308. <p>Smile: Your Sale Depends on It!</p>
  309. <p>Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:</p>
  310. <p>• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!</p>
  311. <p>• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.</p>
  312. <p>• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.</p>
  313. <p>But What If You Don’t Like Your Smile?</p>
  314. <p>If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!</p>
  315. ]]></content:encoded>
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  317. <slash:comments>0</slash:comments>
  318. </item>
  319. <item>
  320. <title>Where to buy beautiful rugs, floor mats and more.</title>
  321. <link>https://himibusms.info/where-to-buy-beautiful-rugs-floor-mats-and-more.html</link>
  322. <comments>https://himibusms.info/where-to-buy-beautiful-rugs-floor-mats-and-more.html#comments</comments>
  323. <pubDate>Sun, 16 Oct 2022 19:36:43 +0000</pubDate>
  324. <dc:creator>admin</dc:creator>
  325. <category><![CDATA[Uncategorized]]></category>
  326. <category><![CDATA[Building]]></category>
  327. <category><![CDATA[Buying]]></category>
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  330. <category><![CDATA[Construction]]></category>
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  334. <category><![CDATA[Investing]]></category>
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  338.  
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  340. <description><![CDATA[Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide! QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in [...]]]></description>
  341. <content:encoded><![CDATA[<p>Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!</p>
  342. <p>QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.</p>
  343. <p>The artist And Designer QueenNoble</p>
  344. <p>Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)</p>
  345. <p>QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.</p>
  346. <p>“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)</p>
  347. <p>QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)</p>
  348. <p>One Of A Kind Products You Can Buy On QueenNoble</p>
  349. <p>One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.</p>
  350. <p>Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!</p>
  351. <p>What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!</p>
  352. <p>From the author&#8217;s words:</p>
  353. <p>If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.</p>
  354. <p>I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.</p>
  355. <p>Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.</p>
  356. <p>QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.</p>
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