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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>hsnadms.info</title> <atom:link href="http://hsnadms.info/feed" rel="self" type="application/rss+xml" /> <link>https://hsnadms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:22:44 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How To Start An Online Business and Some Online Business Ideas</title> <link>https://hsnadms.info/how-to-start-an-online-business-and-some-online-business-ideas,html</link> <comments>https://hsnadms.info/how-to-start-an-online-business-and-some-online-business-ideas,html#comments</comments> <pubDate>Tue, 18 Apr 2023 12:34:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[business ideas 2023]]></category> <category><![CDATA[business insider]]></category> <category><![CDATA[business maker]]></category> <category><![CDATA[business maker 14]]></category> <category><![CDATA[business maker 2]]></category> <category><![CDATA[business motivation]]></category> <category><![CDATA[home based business]]></category> <category><![CDATA[how to start a business]]></category> <category><![CDATA[lyrics the business]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[the business]]></category> <category><![CDATA[the business lyrics]]></category> <category><![CDATA[the business music video]]></category> <category><![CDATA[the business tiesto]]></category> <category><![CDATA[the business tiesto video]]></category> <category><![CDATA[tiesto the business]]></category> <category><![CDATA[tiesto the business lyrics]]></category> <category><![CDATA[tiesto the business video]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=73</guid> <description><![CDATA[With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right information that will teach you how to start an online business. Also I am going [...]]]></description> <content:encoded><![CDATA[<p> With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right information that will teach you how to start an online business. Also I am going to leave you with some online business ideas as well as tell you things that you should avoid.The internet is growing at a phenomenal rate every single day. There are over 700,000,000 people that have access to the internet daily. So with all the online businesses in existence we have only just scratched the surface of this incredibly fast growing behemoth. There will always be plenty of room for anyone that wants to learn how to start an online business. I hope this article helps inspire you to come up with some online business ideas of your own.I have been on the internet marketing for approximately 2 years now and I am here to tell you that it gets more exciting every single day. I can hardly contain myself when I think about all that is going on with the internet and the changing economy. I know people become apprehensive and afraid when they think about the state of the future economy however I cannot help but be ecstatic. The reason for this overwhelming feeling of euphoria that I experience daily is not only a positive attitude which helps by the way, but the knowledge that the economy has always gone up and down usually in 7 year cycles give or take a few years. Also is my belief that where we are going is exciting and filled with unparalleled opportunity. Let me explain.What we are going through I believe is what is called a paradigm shift. The world we live in has been and continues to become an information based society. The way we communicate is almost instantaneous in most cases due to technology and the internet. We can talk to people anywhere in the world in mere seconds with our computers and an internet connection.That is the beauty in learning how to start an online business. Here are some of the benefits.<br />Unlimited Income Potential<br />Absentee Ownership<br />Freedom To Live Anywhere And Anyway You Want To (provided you have internet access)<br />Inexpensive Start Up Costs<br />Some Of The Best FREE Training Available If You Know Where To Look<br />You Control Your Time And Income<br />Easily Work From Home<br />Unlimited Supply Of Prospects<br />These are just a few of the benefits. There are many more of course as you will find out for yourself if you decide to head out on your own internet adventure. The possibilities are unlimited. You never know from day to day who you are going to meet. The world you experience on the internet is so much bigger than the world we go out into as a general rule. You can go anywhere in the world you choose in a moments notice. You will meet people all across this huge planet of ours. Below are some online business ideas designed to get you thinking about what you want to do and maybe come up with some ideas of your own.Choose Your NicheThe first thing you need to do in your endeavor to learn how to start an online business is decide what your niche is going to be. There are 1,000′s of things you could possibly do online. Affiliate marketing, network marketing or MLM (multilevel Marketing), eBay, ClickBank. ClickBank deals in all digital products such as e-books etc. You can sign up for an account and become an affiliate of the different products they promote. You could also create your own product. My personal niche is network marketing because I like the walk away income potential. The hottest things that sell on the internet are software and e-books.Find The Proper Training And SupportThe next thing you will need to do is find the right place to put your trust in for the correct training and support to help you learn how to start an online business. You can Google online marketing training. Just be very careful because I know this is hard to believe but there are those who just want to make money off you and do not care about your success. However there are many good marketers. Here are some things to watch out for<br />Wild crazy income claims: Make $12,248.56 in3 days etc.<br />No real product behind the promotion. Get details of the product and how it will be used<br />No congruent message. They use gimmicks to get you to click on their ad and when you get there what they are selling you is something totally different than what they lead you to believe.<br />No good iron clad guarantee. I know this is questionable however anyone serious business person should be willing to stand behind what they are selling 100%.<br />No testimonials. This too is something to watch for because there are those who get paid to give testimonials<br />The main thing to remember is that you have to do your due diligence to find that one individual that you feel comfortable with to train you. Go to a lot of sites and you will eventually see the ones that are good over and over again. See if their testimonials are verifiable. When you decide on one then stick with that one until you learn what you need to before going on to another otherwise you will end up with tons of e-books and courses that you download and none are used and you are even more confused than when you first started out. Keep everything you download saved to a file with that programs or the trainers name.Another Thing To Remember is do not opt in to every offer you see that promises you to make a fortune online especially in an incredibly short period of time, not that that can’t happen but that it is unlikely. Any business takes time, work and some investment. The internet is no different however you can start a business easier online than offline with a very small investment if you get the right training from the correct source and the rewards of owning an internet business as opposed to an offline business are phenomenal. You can start an online business and succeed. Like any other business it is a skill that can be learned. Realize that it will require some investment just like any other business also.Do not make an investment in hosting for your website, when you are ready, or any other tool in learning how to start an online business that you are not sure you can keep. Once you start don’t give up and just keep at it and I promise you will make money if you do what they tell you to do, but don’t start opening 100′s of e-mails from tons of offers you have opted into and get discouraged and not do what they ask you to do and then blame the teacher. Follow a system and you will be successful. Also support from your spouse is essential if you want to be successful in your efforts to learn how to start an online business.I will have more articles that will further expound on what I have already written with more ideas and do’s and don’t's in your endeavor to start an online business.With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right information that will teach you how to start an online business. Also I am going to leave you with some online business ideas as well as tell you things that you should avoid.The internet is growing at a phenomenal rate every single day. There are over 700,000,000 people that have access to the internet daily. So with all the online businesses in existence we have only just scratched the surface of this incredibly fast growing behemoth. There will always be plenty of room for anyone that wants to learn how to start an online business. I hope this article helps inspire you to come up with some online business ideas of your own.I have been on the internet marketing for approximately 2 years now and I am here to tell you that it gets more exciting every single day. I can hardly contain myself when I think about all that is going on with the internet and the changing economy. I know people become apprehensive and afraid when they think about the state of the future economy however I cannot help but be ecstatic. The reason for this overwhelming feeling of euphoria that I experience daily is not only a positive attitude which helps by the way, but the knowledge that the economy has always gone up and down usually in 7 year cycles give or take a few years. Also is my belief that where we are going is exciting and filled with unparalleled opportunity. Let me explain.What we are going through I believe is what is called a paradigm shift. Go to http://www.taketheleap.com/define.html for a fantastic explanation of a paradigm shift. The world we live in has been and continues to become an information based society. The way we communicate is almost instantaneous in most cases due to technology and the internet. We can talk to people anywhere in the world in mere seconds with our computers and an internet connection.That is the beauty in learning how to start an online business. Here are some of the benefits.<br />Unlimited Income Potential<br />Absentee Ownership<br />Freedom To Live Anywhere And Anyway You Want To (provided you have internet access)<br />Inexpensive Start Up Costs<br />Some Of The Best FREE Training Available If You Know Where To Look<br />You Control Your Time And Income<br />Easily Work From Home<br />Unlimited Supply Of Prospects<br />These are just a few of the benefits. There are many more of course as you will find out for yourself if you decide to head out on your own internet adventure. The possibilities are unlimited. You never know from day to day who you are going to meet. The world you experience on the internet is so much bigger than the world we go out into as a general rule. You can go anywhere in the world you choose in a moments notice. You will meet people all across this huge planet of ours. Below are some online business ideas designed to get you thinking about what you want to do and maybe come up with some ideas of your own.I will have more articles that will further expound on what I have already written with more ideas and do’s and don’t's in your endeavor to start an online business. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/how-to-start-an-online-business-and-some-online-business-ideas,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fast Weight Loss – A No-Brainer</title> <link>https://hsnadms.info/fast-weight-loss-a-no-brainer,html</link> <comments>https://hsnadms.info/fast-weight-loss-a-no-brainer,html#comments</comments> <pubDate>Mon, 17 Apr 2023 21:07:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Weight Loss]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=67</guid> <description><![CDATA[It is common knowledge that the key to opening the door of weight loss is eating lesser calories and exercising more often -but just a few people actually use that key. Why…? It’s because they all attempt finding quick weight loss plans that might work in the short-term (i.e. helping them lose a few pounds [...]]]></description> <content:encoded><![CDATA[<p> It is common knowledge that the key to opening the door of weight loss is eating lesser calories and exercising more often -but just a few people actually use that key. Why…? It’s because they all attempt finding quick weight loss plans that might work in the short-term (i.e. helping them lose a few pounds quickly), but definitely wouldn’t work in the long-term because it really does not provide measures to maintain the loss.If you fall under the category of those that believe that the next rapid weight loss fad would work for them, then I guess you should have a complete rethink. To be candid, this quickie diets have nothing to offer except for the loss of water weight and surprisingly -muscle mass.What does this mean? It means that achieving a true weight loss actually involves a long-term commitment to restructuring one’s lifestyle from start to finish, most importantly when it relates to one’s diet and exercise. Although, there exist a few situations when perhaps an instant weight loss would be satisfactory.Although fast weight loss methods do come handy in some situations, but for a sustainable results, you need to show commitment and eagerness towards re-planning your lifestyle that mainly targets your diet and exercise. Other fast weight reducing methods only result in water weight loss or muscle mass loss. A genuine weight loss requires time, patience and commitment. However, in some situations, you can use these fast weight loss plans that can come handy.Can’t wait? Need Fast Results?Are you just a few extra pounds far from reaching your ideal weight? Do you want to get rid of these few extra pounds? And do you really want to get rid of these extra pounds within a couple of weeks? If your answer is yes then the only solution for you is to show strong willpower and start working on your fast weight loss plan now.One of the most important parts of any weight loss method is excessive drinking of water. Whether you are using shorter and temporary weight reducing plans or long-term and permanent weight reducing plans, drinking excessive amounts of water is a must in every weight reducing plan.Drinking more water results in flushing more fat; hence hydrating your body. Another advantage of drinking more water is the fact that by doing this, you will eat less because your stomach would be already filled with water. So it is always recommended to drink a glass of water before your start your meal, in this way, you will eat less.Eating less is really a difficult task if your stomach is empty and you have your favorite meal in front of you. However, even if you have your favourite meal in front of you but you have had enough water before it, then you would be eating less than what you would have eaten if you hadn’t had enough water before it.In a fast weight loss method, you will be required to cut off the intake of sugary drinks, also called as fizzy drinks. You can substitute fizzy drinks with skimmed milk or zero calorie drinks. If you can continue this, it will guarantee weight loss of approximately 15 pounds in a year. But this can’t be achieved if you haven’t cut off fat and carbohydrates from your daily diet.Here are some more useful ideas.If you join any club with the intention of reducing weight by not using fast weight losing methods then you require really strong willpower since it will take time. If you goal is to reduce weight then you must show strong willpower. However, as mentioned earlier, there are times when a fast weight loss method can actually help you.You can use these methods during your struggle for reducing weight using traditional diet and exercise methods; making fast weight loss as a secondary method accompanied by the primary diet and exercise.The Hidden Secret of Negative-Calorie Foods – One secret to shedding that excess pounds is that practiced by most fast weight loss experts which is the taking-in of negative calorie foods in place of high calorie foods. One has to keep in mind that every food contains calories but for a particular food to gain that negative calorie label, the body would have to expend more energy in digesting it for further absorption.Examples of these fast weight loss foods include cucumbers, lettuce, carrots, papaya, celery, apples, cranberries, spinach, broccoli, cauliflower, grapefruit etc.If you want to achieve fast weight loss then the combination of increased intake of water with negative calorie foods and exercising often would pose no difficulties in losing those few pounds that would transform you to your dream-size within a few weeks. But remember, the temporary loss of weight is only a stopgap unless you start a long-term dietary plan. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/fast-weight-loss-a-no-brainer,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Create A Positive Team Environment</title> <link>https://hsnadms.info/how-to-create-a-positive-team-environment,html</link> <comments>https://hsnadms.info/how-to-create-a-positive-team-environment,html#comments</comments> <pubDate>Sat, 01 Apr 2023 17:59:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Environment]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=65</guid> <description><![CDATA[Ability to create a positive team environment is an important characteristic of any good leader. If you are in any position of leadership in your company, organization, institution or business, you have to build a strong team that can help you to achieve your goals and vision. In any place of work and in any [...]]]></description> <content:encoded><![CDATA[<p> Ability to create a positive team environment is an important characteristic of any good leader. If you are in any position of leadership in your company, organization, institution or business, you have to build a strong team that can help you to achieve your goals and vision. In any place of work and in any business you will start, you need people. You need people to work with. You need people to do business with. Knowing how to get the best out of the people who work for you is a key to the success of your organization, company, institution or business. How do you then create a positive team environment?In this article, I would like to share with you some of the practical ideas that have enabled me not only to build effective teams in my workplaces, but also to build a home business.1. Build a trusting relationship with your staff or your customersBuilding a trusting relationship with your staff and with your targeted customers helps to achieve your goals. Always live by what you say. Your actions should reflect your words. If the two are not in any way connected, then it’s difficult for you to create a positive team environment.Let your staff or customers see you as a reliable, responsible and accountable person. You need to consistently exhibit trust in what you think, say, decide and do for your team members to believe in you. Trust protects you. I have always said this and I will always continue to say it. Most successful leaders and businessmen you see around you rate so high in this aspect. If you cannot pass the test of credibility, the chances of you succeeding in your endeavors are minimal.To create a positive team environment, you have to maintain a high level of quality service and to deliver what you promise to do. You have to believe in your words and your promises. You have to be honest. You have to show natural respect for your staff or customers. You have to listen to them and ask them about their expectations, feelings and opinions.2. Communicate positively and assertively.Every human being wants to feel valued. You have to be sensitive to what you say and how you say it. You need to exhibit good communication skills whereby you listen to them, you are open to them, you respect them and you support them.Always communicate to them assertively. Assertive communicators believe that the people they communicate to have the same rights as them. They communicate constructively and clearly and in many cases, they become winners because people feel they are for them. Assertively communicate the vision, mission and values of your organization to your staff to build a positive and lively team environment.3. Understand yourself before you understand othersMost people easily see mistakes and bad behaviors of others. It’s very rare for them to realize that they also have much to do in order to connect with others. If you want to build strong teams that can support you to achieve your goals, then it’s important to begin by understanding yourself. Develop an understanding of self and how you may be seen by others including your colleagues. Know your strengths and your weaknesses.After knowing your strengths and weaknesses, you can then try to recognize others’ behavioral styles and learn how to respond to their needs effectively. The most important thing here is to learn how to respond to their needs positively and effectively. This means that you need to learn how to connect to them by exploring effective strategies in dealing with different people, including the so called “difficult” people. By so doing, you will easily realize the benefits of a team approach.4. Expect to get the best from your teamOur mind is made in such a way that what comes out of it depends largely on what you feed in it. If you really want your team to perform well, treat them as if they are already competent and capable of achieving their objectives. Support them to set high expectations and walk with them to achieve them, they will obviously achieve. Inspect them in order to get what you expect from them. They will be excellent team members and will rise to greater heights in their performance.5. Appreciate and recognize your team members.There is nothing as energizing as being appreciated and recognized for something good you have done. During my working experience, I have noticed that when you appreciate and recognize others, you make them feel good. And I rather work for someone who pays me little but appreciates my work than working for one who gives me a good salary but does not recognize my input. So do others. The word “Thank you” is simple but far reaching in the hearts of most people.When you appreciate and recognize someone, let it be real. Let it come out of you enthusiastically so that one really sees that your appreciation is genuine. If it’s not genuine, then better not say it because it will be misinterpreted.6. Create a good physical environment for everyone to enjoy the workYou should endeavor to create a healthy environment for your team members. A good physical environment is where the workplace is clean, free of pollution, cheerful, attractive with enough space and light. It also refers to any other thing that physically impacts on you and your team members.7. Have fun with your team members.I have seen many bosses, who never joke, have fun and celebrate with their subordinates. That does not create a positive team environment. You should not only focus on work. Though work is given priority, sharing with your team members in good times makes you be a better leader. Always have fun with them!8. Make your team members be passionate about what they do.When your team members are passionate about what they do, they always get energized and self-driven. They can initiate and pursue things to the end. It’s therefore important for you as a leader to be enthusiastic about your work and what you do. This will make everyone see that you love what you are doing and they will consequently love being part of your team.9. Be approachable.Creating a positive team environment necessitates you as a leader to make yourself available to the team members. Do not build a concrete wall around you. Let everyone, irrespective of his position and status, find it easy to approach you and speak to you. Let them feel that you are there for them.In one of the organizations where I worked, there was a culture of calling co-workers by their first names, irrespective of the position one held. This made it easy for people not to focus on seniority but to deal with one another harmoniously.10. Create a team spiritTo create a positive team environment, there must a feeling that everyone belongs to the team and everyone’s contribution is important to the success of the team. You should therefore inculcate a spirit of cooperation among your team members but not competition. You should be open to everyone and allow each member to feel a valued person in the team. Establish clear communication channels that are known by every member of the team.Finally, remember that you are a leader and not a ruler. You are a server and not a boss. Much is expected from you. Your success is built upon other team members’ success. If you bear that in your mind, you will obviously create a positive team environment for everyone. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/how-to-create-a-positive-team-environment,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The American Dream: Immigrants and Entrepreneurs</title> <link>https://hsnadms.info/the-american-dream-immigrants-and-entrepreneurs,html</link> <comments>https://hsnadms.info/the-american-dream-immigrants-and-entrepreneurs,html#comments</comments> <pubDate>Sat, 01 Apr 2023 06:57:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Immigration]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=63</guid> <description><![CDATA[The United States has long been the destination for people in pursuit of a better life. The “American Dream” draws immigrants seeking out freedoms including the opportunity for prosperity and success. These dreams include the chance to start their own businesses. The recent U.S. Census found that immigrants own 18% of small businesses in the [...]]]></description> <content:encoded><![CDATA[<p> The United States has long been the destination for people in pursuit of a better life. The “American Dream” draws immigrants seeking out freedoms including the opportunity for prosperity and success. These dreams include the chance to start their own businesses. The recent U.S. Census found that immigrants own 18% of small businesses in the U.S., a six percent increase from 1990. To put this into perspective, immigrants only account for 13% of the total U.S. population (Arora). Although immigrants have had to confront the poor economy and the lack of opportunities to secure traditional financing, they have proven themselves to be formidable entrepreneurs using determination and hard work to create successful businesses.The entrepreneurial drive demonstrated by immigrants was born through the sacrifices made coming to the United States. Leaving their country and family behind in hopes of finding a better life provides the drive to succeed. Jim Blaine, CEO of the State Employees Credit Union, said “Latinos are following in the footsteps of European immigrants a century ago. They all come in, and they have to be entrepreneurs” (Deconto). The numerous immigrants that I have interviewed over the past decade have shared that they have sacrificed to come to the United States in order to have the possibility of a better life for themselves and their children. They don’t mind working multiple jobs to support themselves and their families both here and back home while they also save up to start-up their own business. Although the current economy crisis has had a major impact on many within the United States, and many are fearful of the uncertain future, it is the immigrants who hold onto hope that even through these challenging times there is room for growth and a chance at a better life that what they left. There are many reasons for people to immigrate to a foreign land but most come hoping for the possibility to embrace a new life where they are in control of their destiny through certain freedoms that are afforded to all within the United States. These freedoms include freedom to: choose your own religion, operating in a capitalist society, seek out an education, and make a better life for your family.Even before the financial crisis started and funding became more challenging, immigrants faced the reality that seeking traditional financing would be difficult. Traditional lenders request a variety of documentation and proof of financial stability to support loans. This can be challenging for many immigrants. Any immigrant who recently immigrated would not have a credit score, nor access to credit or a solid job history, even if they earned a decent living in their home country. The culture of holding tight to family bonds and supporting each other collectively is what makes financing possible for many new start-up ventures of immigrants. Stieber writes, that although “there are many government resources available to would-be entrepreneurs, most still rely on family and friends for most financing and other forms of support” (Stieber).Interestingly enough, the majority of the immigrant entrepreneurs do not have college degrees (Arora). Even when immigrants have a degree from a higher educational institutions, their qualifications are often not recognized within the United States. Due to the limited employment opportunities, immigrants decide to start their own businesses and hire other immigrants to work with them and help run their businesses. However, an estimated 4.7 million U.S. workers are employed by immigrant owned firms gathering some $776 billion in revenues, according to the most recent figures in the Fiscal Policy Institute report (Koba). This observation that immigrants who do not have any formal higher education are able to start-up businesses in a foreign country is an example of how attitude and hard work go a long way in the entrepreneurial realm.History has shown that immigrants in the United States of America provide remarkable economic strength. The U.S. attracts immigrants with its pro-growth culture and outstanding universities who often stay and create valuable, fast-growing startup firms. The current fear surrounding the economic crisis has capped visas and green cards available to immigrants, which has led to a decline in foreign workers in Science, Technology, Engineering and Mathematics. As a result, the U.S. is currently at risk of losing its footing as the “brain magnet” compared to other nations (Immigration & Entrepreneurship). What will the future administration decide in regards to immigration? One thing is for sure: the passion and drive that is required to be a successful entrepreneur can be found in many immigrants who come to the U.S. seeking out a better life.Sources:Arora, Rohit, Immigrants and the American Dream of Small Business Ownership, FOX Business. July 03, 2012.”Census Bureau Reports Hispanic-Owned Businesses Increase at More Than Double the National Rate” The United States Census Bureau. September 21, 2010.Deconto, Jesse James, “Small loans build Latino business dreams” News & Observer Newspaper, August 17, 2010.Immigration & Entrepreneurship, Entrepreneurship, Policy Dialogue on Entrepreneurship, Kauffman Foundation.Koba, Mark, How immigrants are changing US Businesses, CNBS.com, Sept 4, 2012.Stieber, Zachary,Immigrant Entrepreneurs Lean on the Familiar Government help available but families provide most support, Epoch Times. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/the-american-dream-immigrants-and-entrepreneurs,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Desktop Management: Saving Your Small Business Resources!</title> <link>https://hsnadms.info/desktop-management-saving-your-small-business-resources,html</link> <comments>https://hsnadms.info/desktop-management-saving-your-small-business-resources,html#comments</comments> <pubDate>Fri, 31 Mar 2023 20:54:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Management]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=61</guid> <description><![CDATA[Table of ContentsIntroduction……………………………………………….1Importance of PC Management…………………….1Effective PC Management……………………………2Alternatives for Acquiring Good Tools: Build, Software as a Service, Outsource…………………………………………………………2Building an Internal PC Management Infrastructure…..3Software as a Service……………………………………………3Outsourced PC Management………………………………….4Morton & Morton’s Perspective……………………………..4IntroductionPersonal computers have delivered on the promise of productivity for knowledge workers. As a consequence, desktop and laptop computers have proliferated to almost every knowledge [...]]]></description> <content:encoded><![CDATA[<p> Table of ContentsIntroduction……………………………………………….1Importance of PC Management…………………….1Effective PC Management……………………………2Alternatives for Acquiring Good Tools: Build, Software as a Service, Outsource…………………………………………………………2Building an Internal PC Management Infrastructure…..3Software as a Service……………………………………………3Outsourced PC Management………………………………….4Morton & Morton’s Perspective……………………………..4IntroductionPersonal computers have delivered on the promise of productivity for knowledge workers. As a consequence, desktop and laptop computers have proliferated to almost every knowledge worker in a company. Advances in network bandwidth and the availability of wireless connectivity options have radically increased the number of home and remote workers. However, the increased use of personal computers and remote access has added significant workload and coordination to the already busy IT schedule.For many companies, desktop management is not a core competency and there are other IT tasks that are considered mission critical or more strategic. Yet for many knowledge workers, the desktop is mission critical. Schedules, correspondence, contact lists, presentations and work in progress all live in the desktop for most office workers. Take away the desktop and work stops until the desktop is back up and running.Most small and medium businesses do not have the IT staff and tools to treat desktop management issues with the attention they deserve. IT shops in small and medium sized companies are generally over-taxed and doing the best they can to keep the IT infrastructure running smoothly. Budgets are much smaller than those of their large enterprise counterparts, staffing is limited, and toolsets are few and far between. Too often manual processes and “just enough to get by” scripting is the answer to desktop management in the small and medium sized company. Individual users can be left to handle minor issues for themselves, and pseudo power users often get themselves into trouble and require IT staff assistance to resolve problems they have created through their self-help efforts. It is no longer a viable answer for small and medium sized business to treat desktop management casually.Importance of PC ManagementThe task of PC management has become too large and too important to be handled on an ad-hoc basis with limited tools. The number of personal computers is significant. There are many versions of operating systems and many different software applications. This is also complicated by the number of employees working from remote offices. The scale has become rather large, even in a small to medium sized business. Now add in the constant stream of Microsoft patch updates (security, operating system and application software updates), periodic operating system upgrades, user initiated software installations and configuration changes, antivirus updates, and IT configuration changes. The rate and volume of change is significant, if not overwhelming. Not to mention the problem of Microsoft phasing out their support of old office applications and operating systems. Windows 95 is no longer supported and 98 is now no longer going to be supported.The risks of doing a poor job of desktop management are now quite high given the security risks to every PC every day. Left unprotected, PCs are subject to Trojans, Keyloggers, Root Kits, Spyware and Viruses. One of the best ways to be protected is to apply all patches to operating systems and applications in a timely fashion. However, coordinating, staging and testing these patches is time consuming and something that should not be left to end users or ad hoc processes by the IT team. Every desktop needs Anti-virus software that is constantly updated, and users cannot be trusted to keep their virus data files current. Mobile users should also be protected with personal Firewall software, but again, users cannot be depended upon to install and keep such software current. Leaving this to chance can put the entire network and subsequently the entire company at risk.<br />The employee desktop today contains significant corporate data, both data taken from corporate repositories for use on the desktop as well as work-in-process data not yet stored on a secured and backed-up repository. Employees handle important and sensitive data that needs to be protected. This can include price lists, customer lists, customer data, human resources data, strategic plans, product plans and corporate financial information. Security breaches, viruses, and spy-ware can lead to stolen, lost or corrupted data. Regular backups can mitigate the risk of lost or corrupted data, however most users are not disciplined enough to perform regular backups. Mobile and remote users complicate the backup problem and render home-grown backup scripting ineffective.Dealing with the disruption and potential data loss of security breaches can represent significant productivity loss. Work-in-process data on the desktop can represent weeks of effort and may be difficult or impossible to recreate. The loss of such data can affect project time-lines, which in turn can cause customer satisfaction issues and/or contractual penalties. Desktop data loss can also affect revenue if a desktop problem interrupts critical timeframes for customer proposals.Another factor driving the need for good desktop management is the increasing regulatory compliance issues that are affecting businesses of all sizes. Consumer and patient privacy laws such as HIPAA (Health Insurance Portability and Accountability Act) and the wave of trend setting privacy laws out of California affect businesses of all sizes. Sarbanes-Oxley compliance includes rigorous asset management, change management and other controls for IT. This should be of concern for more than just the public companies covered by the law. Many small and medium sized businesses are working toward an eventual acquisition as an exit strategy, and most such acquisitions are by companies that are subject to Sarbanes-Oxley. It is much easier and faster to work through the due diligence phase of the acquisition if the company being acquired has implemented the types of controls required by Sarbanes-Oxley. Good desktop management can assist a company in certain aspects of regulatory compliance.Effective PC ManagementEffective PC Management begins with knowing what you have to manage. Complete and accurate asset and license management is key. Knowing how many machines of what type, their location, memory, hard drive, processor speed, etc., is a big step forward for many small and medium sized businesses. Tools available today have automatic discovery capabilities and excellent management reporting which can assist IT staff in establishing and maintaining good processes for asset management. With an accurate picture of the installed hardware base, it becomes much easier to assess operating system and business suite software upgrades.Keeping track of software licenses and where they are installed is another important function. Accurate information of which machines have which software installed is a major starting point to effectively manage PCs across the company. This information can minimize the number and duration of on-site visits by IT support personnel. It can also ensure that software licenses are appropriately managed; paying for only those copies of a particular software that are needed and reducing the risk of fines in a software license audit.Another good practice is to keep software installs to the minimum required for each employee to do their job. This will shorten install time, reduce updates and patches required, and use fewer resources leaving more capacity for each user’s needs. Some systems administrators will attempt to make things easier by standardizing the desktop to one image for everyone. PC management is one place where “one size does not fit all.” Overcomplicating the software image for every user by installing all applications everywhere will increase work in the long run and make everyone unhappy. A better practice is to define unique user types by department or job function, and to define a standard image for each user type. This can limit the time to upgrade applications and allow for better service for each user.With an accurate inventory of all hardware and only the software needed on each desktop, the next step toward effective PC management is to automate software distribution. Automated software distribution minimizes the number of onsite visits IT staff must make. This lowers the cost of support and allows for more frequent updates. This can be applied to virus data files, operating system patches as well as updates and new versions of application software. Changes should be staged in a separate environment for testing and then rolled out based on individual or group user profiles.Automated software distribution is the first step in remote management. Full remote management includes the ability to remotely control the desktop and make all required configuration changes through a networked connection. This is a critical function as the number of remote and mobile workers has increased. IT staff must be able to perform administrative functions from their office as if they were sitting in front of the PC of remote and mobile workers.When considering how to implement desktop management best practices, companies need to acquire management tools to automate the management tasks. Companies can license tools and build an in-house management infrastructure, access management tools through a hosted Software as a Service (SaaS) model, or outsource the entire desktop management process. Each of these alternatives is explored in more detail below.Alternatives for Acquiring Good Tools:Build, Software as a Service, OutsourceA company with as few as 2-20 employees can strugglewith manual desktop management processes. The moredesktops to be managed and the more mobile and remote workers to support, the more difficult it becomes to deliver good service with manual processes. The severity of issues that can arise from poor PC management requires that the problem be taken seriously and therefore automation should be given significant consideration.There are now many options available to automate some or all of the PC management functions, and some of these options are cost effective even for small and medium sized companies. However, tool selection should be made carefully to ensure that the necessary functions are addressed by the tool, to keep training time to a minimum and to avoid selecting a tool that requires more effort to administer than it saves. As with any decision, all of the alternatives should be considered before making the decision. PC management is no different, and it can be accomplished through several approaches: management tools deployed in-house to internally manage PCs (the “build” approach), using a Software as a Service hosted management tool with internal staff, and outsourcing the management of PCs to a third party.Building an Internal PC Management InfrastructureThis traditional approach to management involves identifying tools to purchase, purchasing those tools, deploying the tools, training IT staff on how to effectively use the newly deployed management tools, and staffing sufficiently to manage the PC infrastructure on an ongoing basis. One of the advantages of this approach is that the IT organization retains full control of the management infrastructure and functions because the solution is an internally deployed solution. However, the control also brings with it the responsibility to manage the management system/software itself.The build approach typically requires a larger initial budget outlay for purchase/licensing costs, with on-going maintenance fees, and any investment in additional hardware that is required to run the<br />management infrastructure. In addition to these initial licensing costs, it is also important for IT organizations to realize that there is an associated cost of management. The IT staff is naturally responsible for managing the IT infrastructure, but in addition, they are also responsible for managing the IT management infrastructure itself. For example, in the case of internally deployed management software tools, these costs reveal themselves in deployment costs of the management tools, maintenance of the management tools (upgrades, patching), support personnel for ongoing operational support, management tool consulting services, training, software licensing costs (both initial purchase and recurring maintenance costs), hardware costs for additional hardware that is required to run the management software, and the cost of integrating tools in-house.The cost of management depends on several factors; the ease-of-use and ease-of-deployment of the management solution, the stability of the management code, the frequency of new releases, and the maturity of the IT organization. Most of these factors translate to IT staff time that is required to manage the management infrastructure. In addition to these direct costs, maintaining a help desk to assist users with PC issues is another additive cost of management. For geographically dispersed companies, the help desk may be required to operate 24×7, which adds significantly to the cost of ownership.Software as a ServiceAnother way for IT organizations to employ PC management functionality is through management software delivered as a service. This option shifts the responsibility for the management software deployment and maintenance to the service provider. Software as a Service (SaaS) results in eliminating the following costs for enterprises: deploying the tool, maintaining the tools, consulting services to deploy the tool, software licensing, internal tool integration, hardware to run the management software, and troubleshooting when the tool is not working properly. Instead of these costs of ownership, the cost of the hosted software is in the form of fixed monthly subscription fees.PC management SaaS can bring additional advantages beyond the features of the tool. Virus protection and automated update of virus data files is a feature often available. Some services include significant coordination of new patches; simplifying the staging, testing and deployment of patches. The service may include automated backup and offsite storage features providing excellent data protection with little additional effort or hardware costs. Hosted software solutions also provide news and information on new practices and trends which can assist the small to medium enterprise IT staff.Some IT departments may be concerned over the loss of control by using a management infrastructure provided as a hosted service. The quality of the service provided must be excellent and the reputation of the service provider is critical. However, only the infrastructure itself is under third party control in this alternative. Company IT staff remain in control of the actual end user interface and the actual processes and actions taken on individual desktops.The SaaS model provides access to a full suite product without the upfront license and setup costs. It allows the IT staff to maintain control of the desktop management process without the effort required to setup and maintain the management environment. It does require training and good internal processes. It also requires a way to track service requests and problems. To provide effective support, a help desk is useful, and for some companies a 24×7 help desk is necessary.Outsourced PC ManagementThe point of acquiring good PC management tools is to provide effective PC management. There are a number of full service outsource options available to small and medium sized businesses for desktop management. This alternative solves the effective PC management problem by turning the work over to a service provider. The service provider is responsible for tool selection, deployment and operation. The service provider also brings trained staff and proven procedures.Like the SaaS model, the outsourced model eliminates the costs of licensing the management tool, deploying the tool, consulting services to deploy the tool, integration costs, maintenance costs and hardware costs. Additionally, the outsourced model eliminates the costs of internal staff for PC management and the costs of an internal help desk function for PC management. Outsourced PC management is typically charged on a per desktop per month fee. It is more expensive than a SaaS model as the service includes the staff and the help desk functions.Outsourced PC management brings good tools and good processes to the problem of PC management, protecting the assets of the company while providing professional performance enhancements to maintain top performance expectations from the PC. Some businesses have experienced higher individual user costs for desktop management as individual users can spend more time attempting to solve their own problems rather than look to the third party provider for help.The quality of the service delivered by the service provider must be excellent, and the services must be flexible enough to fit in with the way the company works. A collaborative working relationship must be established. This can require a different kind of management oversight than exists in some small and medium sized businesses. An outsourced service may bring improved service by providing a 24×7 help desk, a tremendous resource saving feature for a small business productivity need.Morton & Morton’s PerspectiveDesktop Management is a critical business practice that, when done well, can keep employees productive and keep external threats to the company network in check. The traditional approach to managing PCs has been to deploy the management software in-house or use manual methods. Most companies now realize that manual efforts are no longer viable given the number of desktops, the frequency of changes and the risks to employee productivity and data. However, outsourcing the process to a competent third party company is by far the best method to reduce the cost of the company’s resources and protect the intellectual assets of the company at all times.We will provide you the best protection of your assets and reduce your small business resource requirements to manage the desktops and keep the performance level up the expected user level for the best productivity and do it at a cost that you can afford.L. P. Morton, Ph.D.Morton & Morton Inc. (www.morton-morton.com)820 Northwood rd.Fort Worth, Tx 76107817-625-5980drmorton@swbell.net </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/desktop-management-saving-your-small-business-resources,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Spa And Resort Management Careers</title> <link>https://hsnadms.info/spa-and-resort-management-careers,html</link> <comments>https://hsnadms.info/spa-and-resort-management-careers,html#comments</comments> <pubDate>Fri, 31 Mar 2023 18:31:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=59</guid> <description><![CDATA[Job OpportunitiesDue to the continuous growing demand for physical beauty and an extravagant lifestyle, job vacancies in spas and resorts are increasing dramatically. Although no basic qualifications are necessary to enter in this profession, a formal training program will help you to acquire a better pay and position. There are numerous job opportunities available in [...]]]></description> <content:encoded><![CDATA[<p> Job OpportunitiesDue to the continuous growing demand for physical beauty and an extravagant lifestyle, job vacancies in spas and resorts are increasing dramatically. Although no basic qualifications are necessary to enter in this profession, a formal training program will help you to acquire a better pay and position. There are numerous job opportunities available in this field, ranging from manicurist -pedicurists specialists to masseurs and therapists to cosmetologists.Beside these positions, you can also apply for positions such as electrologists, skincare specialists and beauticians. There are numerous beauty schools offering training programs and courses that will help you to build a career in this field of hospitality. While working in a spa, you can also enroll in other courses related to the spa. This will only help you to grow in your career.Job RequirementsAs a spa professional, your main objective will be to provide your client with supreme royal treatment and ultimate pampering. In order to do a satisfactory job, you should also be able enjoy what you are doing. If you are able to satisfy your customer completely, only then can you expect them to return to your spa, time and again. People go to spas in search of peace and revival of the body, mind and soul; and return back to the real world rejuvenated.As a spa professional, it is not only your duty but also your responsibility to ensure that the customer attains complete ‘nirvana’. Your disposition should reflect positive energy and your vibrant spirit should be able to immediately put the customer at ease. As your job profile largely requires you to provide healing through touch therapy, do not let other aspects of your life interfere with your work, otherwise this will hinder your performance.Popularity And Future Of The Spa IndustryThe spa and resort industry is growing at an alarming rate and very soon will be the global retreat choice for millions of people, all over the world. They are famous and renowned for providing natural remedies and therapeutic water treatments like ‘balneotherapy’. The concept originated from the Belgium town of Spa where people with iron deficiencies were given ferruginous water to drink. However, in today’s modern world it has a broader scope. Depending on the treatments provided, spas can be categorized as destination spa, a health spa, a day spa or a spa town.As with any other job, you also need to seriously consider the positive as well as negative aspects of a career in the spa industry. Better still, you could consult a career counselor to guide you.As a spa specialist, you will be highly appreciated for providing relief to people from their daily grind, but there will be times when you too will need to take a break and unwind in the spa. Although managing a spa can prove to be quite tedious at times, it is a very rewarding and enriching profession as you are not only acclaimed for your miraculous healings but also get a chance to interact with the rich and famous from all over the world. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/spa-and-resort-management-careers,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Mind, Body, Spirit – Your Temple and The Power Within</title> <link>https://hsnadms.info/mind-body-spirit-your-temple-and-the-power-within,html</link> <comments>https://hsnadms.info/mind-body-spirit-your-temple-and-the-power-within,html#comments</comments> <pubDate>Fri, 31 Mar 2023 16:50:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=56</guid> <description><![CDATA[Your body is your temple – We hear that time and time again because it’s the truth. A healthy and fit body promotes great mental health – and how we look and feel about ourselves correlates directly with how we treat others. When we look and feel good we can build others up – confidence [...]]]></description> <content:encoded><![CDATA[<p> Your body is your temple – We hear that time and time again because it’s the truth. A healthy and fit body promotes great mental health – and how we look and feel about ourselves correlates directly with how we treat others. When we look and feel good we can build others up – confidence and positivity rubs off on those around us.There are two types of people in this world, those that build people up and those that tear people down. Obviously the overall message here is focused on building people up as I would rather be constructive than counterproductive and hopefully be able to help anyone reading this that might need it.From building your own temple to sharing a few of your “bricks” – May this be a blueprint that will not only pave the way to a better you, but to build up others around you.Whether you’re a kid having a hard time with self-esteem and the social scene, a mature adult with a slowing metabolism and starting to gain weight, or a person who is troubled by a parent or someone at home; no matter the age, time, or place – the power is in YOU!If you are that kid that is self-conscious and not feeling great about yourself, the first thing that you need to understand is that IT’S OK! It’s completely normal for a kid. But also understand that you can’t be hard on yourself about it as that will only make things worse. So don’t dwell on it, buddy – you’re going to be ok, just keep reading.If you’re that adult with the slowing metabolism….stay tuned, the following applies to you as well as it applies to everyone.Firstly – I should say that I’ve never been one to preach but rather lead by example, so the best thing I can do here is base this on my own life experience. Sadly, the example I’m about to use is one from a kid that was demonized by that someone at home. Fortunately, the message I intend to send about growing up with that someone, a step father (that I will refer to as my T-Rex for the perspective of this article only) is ten-fold with much light at the end of the tunnel. In turn it will present an outlook on life from an individual who takes care of himself and his body vs. one that does not.Whether you grew up in a broken/dysfunctional home or had a structured environment with some great role models for parents but facing a different type of T-Rex, the following is solely intended to display the character building and power of positive vs. negative.We’re all faced with adversities, our own T-Rex’s in some form or other. Whatever it is that’s bringing you down…. don’t sit, get fit.DON’T SIT – GET FIT! – LESSONS FROM A YOUNG CAVEMANLet’s face it, I wasn’t the coolest kid growing up – at least I didn’t think so anyway. I was tall and scraggly and didn’t have any direction as there was no structure in my family. All my step dad did when he got home was lie on the couch, watch TV and drink beer. Every time he pulled into the driveway my brother and I would run downstairs to our rooms to avoid him. Not a cool thing for a kid growing up at all.Hiding in my room (or cave dwelling as I call it) and playing video games got my mind off things for a bit, but it was taking to exercise that got me through it all.Getting your mind off of your T-Rex with a video game, movie, or music isn’t a bad idea. Do whatever it takes to put your mind, focus, and energy in a better place but go ahead and throw a few push-ups and sit-ups in there every 15-20 minutes or so. And if you can get out for a run, by all means – go for it. You’d be surprised at how therapeutic it is to get your body into motion and doing what your body is meant to do. (Yes, by nature, exercise is genetically what each and every one of our bodies is meant for.) Like any machine needs oil to run efficiently, when we “oil our machines” by exercising, like the machines, we also operate more efficiently. It all around makes us feel better. When we feel better we’re able to take on and complete our everyday tasks more effectively and efficiently.Research has shown time and again that statistically, kids that exercise do much better academically than those who don’t, and I’m living proof. I was getting D’s and F’s until I started playing football in high school when my GPA jumped to a 3.6. And staying true to my regimen provided me with much success throughout life. I had a very successful 10 year stint in the US Navy and now own and operate my own business, all the while staying fit. I’m in the gym at least 6-7 times per week getting in good cardio and hitting weights and machines. I feel great and I take every opportunity I can to help someone else. For me, that’s especially what makes life worthwhile is when a big part of your life is devoted to helping others. It’s great fuel for the soul let alone the relief you provided that person by removing a burden.As you can see, what I consume myself with is what my life is all about. I stay fit and I keep my mind busy, allowing myself to share my positive energy and experience with others.IF IT’S NOT CONSTRUCTIVE, IT’S COUNTERPRODUCTIVESitting in front of a TV watching movies or playing games for hours on end isn’t good for the soul. It’s not constructive, therefore it’s counterproductive. If you’re not making an effort to make forward progress during a lengthy cave stay then you’re more than likely to subconsciously tap into the “reverse gear” mode that enables people to be the couch tater, beer drinking T-Rex’s that chases us into our caves. The kind that have no ambition and no regard to or respect for others, and no desire to do better or be better.DO BETTER, BE BETTERI believe that inherently, deep down we all want to be better and do better. Maybe the bullies at school or at home seem like they don’t have a heart, but they do. They just don’t look within. It’s the confidence and the will they’re lacking that enables them to be the T-Rex.If you ignore in yourself what you know is inherently good and make compromising choices that go against your intuition (like they did), you’ll sink down into the deep, dark abyss along with the very people that are trying to pull you down.Use your intuition and bring out that stuff deep within to do better. Stay within your temple and use it as your place of peace and worship while oiling your machine. Don’t think about what’s on the outside that you can’t control. Forget about the T-Rex as it’s not about getting back or getting even. Life itself will take care of them, so use the good energy inside to produce more good energy. Don’t stress the poor soul that’s trying to bring you down. They have issues of their own that they’re obviously unable to deal with… powerless. Furthermore, you are in control of your own destiny – not them.For those just worried about the extra weight gain, like I said before with “don’t sit – get fit,” so get up and get moving.In closing, whatever your T-Rex is – keep oiling that machine as life will always have its obstacles. Take the tools you’ve been given and use your intuition. Do whatever it takes. Challenge yourself. Whether it’s more running, push-ups, and sit-ups, or setting and achieving other life goals, stay within your temple. Let your mind, body, and spirit work together to not only construct the solid foundation that will provide you with the most impenetrable of temples, but also allow you to “share your bricks” with others. For each brick you share – your confidence, your experience, your positive energy – is all a direct reflection of your spirit that will help encourage other to build as well.A T-Rex is no match for a solid temple, let alone a fortress.Keep building my friends. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/mind-body-spirit-your-temple-and-the-power-within,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Four Rules to Save on Travel and Cruise</title> <link>https://hsnadms.info/four-rules-to-save-on-travel-and-cruise,html</link> <comments>https://hsnadms.info/four-rules-to-save-on-travel-and-cruise,html#comments</comments> <pubDate>Thu, 02 Feb 2023 05:34:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=54</guid> <description><![CDATA[Ah, it is the time of the year when you start looking for your next vacation destination and book for flights and hotels or cruise. And there is no better way to begin your search than looking for ways to save on your trip. Now, you may already be aware that the cost of a [...]]]></description> <content:encoded><![CDATA[<p> Ah, it is the time of the year when you start looking for your next vacation destination and book for flights and hotels or cruise. And there is no better way to begin your search than looking for ways to save on your trip. Now, you may already be aware that the cost of a vacation doesn’t entirely depend on your destination. Partly, it is in the way of searching and bargain hunting that will determine how much you will spend on your vacation. Here are four most expensive aspects in your vacation and how you can save on them.AirfareAssuming you have selected your destination, don’t book at the most popular airline yet. Check each airline that makes flight to that destination. Budget airlines may not always appeal to you, but they provide excellent discount of up to 40%-70% compared to regular and more established airlines. It’s good to search online and get familiarized with the going rate of each airline. Watch out for special offers and last minute deals that are sources of some very nice bargains. Book early – there are airlines that sell flights at great discounts of you book three to nine months in advance. So if you have plans to travel in the near future, start your bargain hunt as early as now.HotelsThe best way to save on a hotel is to schedule your trip during the off season when hotels rates are much lower. But should you decide to go when everyone else goes, it is important to learn the following tips:1. Go online and visit travel websites. They provide comprehensive list of hotels and offer great discounts, especially if you are traveling to a high demand tourist destination<br />2. Integrate your hotel with a flight or as part of the tour package. Here, you will be paying for a 5-start hotel at a 3-star price<br />3. Staying for at least two nights at the same hotel will save you money on booking fee<br />4. Coupons will also help you get discount<br />5. If you are a travel club card or time share, it is a great time to use itCruise LineCruises do not normally offer great discounts as often as airlines do, but it also pays to check online and watch out for deals. On board a cruise, it is tempting to splurge on a little luxury, but like all the other luxuries, there are things you often can live without. Example, soda and coffee have a hefty price tag on a cruise. Skip the spa as well – you can do that at home. Skip the casino too. Bring everything you need so that you avoid shopping on board. Stores near the pier are designed for tourists hence, they can be very expensive. But shore excursions are much cheaper at pier agents than the cruise-arranged. Or, if you know the itinerary of the excursions, research online beforehand and learn how to get there. It will save you a lot.DestinationPicking your destination is as crucial as picking your travel dates. The least crowded the destination is, the least it will cost. Alaskan Cruise from May to September is usually cheaper while Caribbean Cruise in January and February can be cheaper. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/four-rules-to-save-on-travel-and-cruise,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Payday Loan, Also Called a Cash Advance</title> <link>https://hsnadms.info/the-payday-loan-also-called-a-cash-advance,html</link> <comments>https://hsnadms.info/the-payday-loan-also-called-a-cash-advance,html#comments</comments> <pubDate>Wed, 01 Feb 2023 18:55:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=52</guid> <description><![CDATA[At a time of financial distress, the payday or cash advance can be utilised to protect your good credit rating. Not everyone is aware of this opportunity, although companies granting these short-term loans proliferate on the internet. Most are reputable organisations; however, you should be aware that there are a few bad apples in this [...]]]></description> <content:encoded><![CDATA[<p> At a time of financial distress, the payday or cash advance can be utilised to protect your good credit rating. Not everyone is aware of this opportunity, although companies granting these short-term loans proliferate on the internet. Most are reputable organisations; however, you should be aware that there are a few bad apples in this barrel of pounds. You can protect your best interests by verifying the reputation of the company you plan to apply to. The Better Business Bureau is a good resource to use as they will have a record of any complaints lodged against a business.Once you have selected a lending organisation with a clear record of doing business, ask questions about any fees over and above the interest you will owe when the loan is repaid. Ask about any additional fees that will be assessed if you need to rollover, or extend the payment or partial payment on the loan. Some payday loan companies will rollover the money owed; however, this can be expensive. Some will offer a weekly payment plan, which will also add an additional fee to the amount you owe.The short-term payday loan is convenient. You may apply from the comfort of home and use the internet to do so. You will not have to provide any supporting documents by fax or post. Check advance processing is quick. In some cases you may file your application in the morning, get an answer by noon and have the money in your checking account by the end of the day. This is an added convenience when the funds are needed in a hurry.Some people misinterpret the practicality of these loans. They are what they are intended to be, short term loans that must be repaid on the payday following your fund being deposited into your checking account for immediate use. They are not intended to be heaped on the backs of the destitute poor. They are intended to be used by working people who have steady employment and a checking account in their name. They are not intended to take advantage of anyone. The loan is more risky for the lender; therefore, it stands to reason that the interest rate will be higher. The only collateral the lender has is the income of the borrower.Often someone has maxed out all credit cards, run out of family members to borrow money from and an emergency arises out of nowhere. The individual is either left unable to cope or use the more attractive option, the payday loan. The interest rate may be high, but when it is repaid on time, it is only a one-time charge. Any additional fees are disclosed to the borrower before a contract is signed. If the borrower is certain he or she can repay the loan on time, there will be no unforeseen fees added to the amount to be repaid.What is the Procedure for Obtaining a Payday Loan?The payday loan service is offered online. There is an upper limit to how much you can borrow. That amount is calculated based on your earnings. You apply online and the lender makes a decision in your favour or against it. You must have a steady job and a valid checking account for making the loan and repayment transactions. The lender will deposit the loan funds into your checking account after you are approved. Then, on your next payday, the lender will use a post-dated check provided by you to be repaid the loan amount plus interest and any applicable fees. If you keep your part of the agreement, the payday loan company will keep theirs.The advantages are rapid funding, regardless of your bad credit and you will not owe the money for a long time, which will limit the amount of interest you will pay for the privilege of getting the loan. A payday lender uses another financial institution to lend them the money to finance their loan to you. Since the loan company is asking for a secured loan, which means they have collateral to offer, they pay a considerably lower rate of interest. They must charge a higher rate of interest when they grant a high risk loan to you. It may seem high; however, consider the fact that they are in business to make a profit.A Payday Loan Has BenefitsThe payday loan is beneficial only when you use it as a short-term solution to a problem. When repaid on the payday following the loan, it will get you out of a bad situation by providing the emergency funds you need. If you do not have a credit card, or you have used it up to the limit, you may be in danger of eviction, or having the heat turned off in your flat. To avoid this, the payday loan is the ideal solution. The high interest rate is likely not as high as late fees charged by your landlord or your utility company. Unlike the credit card, with your payments will going on month after month, your payday loan will be finished in two weeks to one month. You may know how compound interest works. On a credit card, the interest you pay is charged not only on the balance owed, but also the accrued interest is added to the balance each month and you end up paying interest on the interest. With a short-term payday loan, you make one interest payment along with the repayment of the original loan, and that is the end of your debt.You Can Avoid Ruining Your Credit by Taking out a Payday LoanIt is fast and easy to accrue credit card fees and penalties, which will then have compound interest piled on top of those fees and penalties. If you have reached the upper limit of your capacity, you will be without money to pay the bill and without money to compensate for not being able to charge merchandise you may need.Avoid accruing those late fees for non-payment on your credit card. Apply for a payday loan, make the payment on your next payday and you will not have to pay interest on the money month after month. The direct debit loan is fast and easy, but without the disadvantages of using a credit card for an emergency. Paying the credit card or another bill that may be close to overdue will preserve your credit rating.A late payment to your credit card company will be a blot on your credit rating for five years. Saving your good credit score is worth any amount of interest paid to the payday loan company. The payday loan will be repaid in two weeks to one month. If you make a late payment on your credit card, it will linger on your credit record for five years. The advantages of the payday loan far outweigh the disadvantages, which are minimal compared to destroying a clean credit history you may be building to qualify to purchase a home or new automobile in the future. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/the-payday-loan-also-called-a-cash-advance,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Main Uses for Different Garden Buildings</title> <link>https://hsnadms.info/the-main-uses-for-different-garden-buildings,html</link> <comments>https://hsnadms.info/the-main-uses-for-different-garden-buildings,html#comments</comments> <pubDate>Wed, 01 Feb 2023 15:18:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://hsnadms.info/?p=50</guid> <description><![CDATA[If you’re looking for a garden building, you might be surprised by the amount of various buildings to choose from. We would like to break down the different types of garden buildings. If you think that a garage is just a garage, you are about to learn that there is a lot more to it [...]]]></description> <content:encoded><![CDATA[<p> If you’re looking for a garden building, you might be surprised by the amount of various buildings to choose from. We would like to break down the different types of garden buildings. If you think that a garage is just a garage, you are about to learn that there is a lot more to it than that. Garden building is typically a very simple and small wooden structure in the garden. These buildings can be used as garden offices, wooden garages, storage sheds, summer houses, and log cabins. If you need more space for unused garden tools and other equipment, it is extremely important to decide which type of building you need in your garden because there are many options for garden buildings. Nowadays, the demand of these buildings has increased extremely.A garden building is a simple wooden structure, mostly used to store unused equipment or gardening tools. These buildings may also be used as workshops. Small garden buildings are common buildings in many gardens because they are sturdy, durable, and functional. If you grow vegetables or fruit for you and your family members, you need a place to keep all your gardening tools. Of course, people are very curious and they want to be sure that the new building will meet their needs. Garden shed or log cabin is the most common choice because of the great look and curb appeal.Garden buildings can be made in a lot of styles and sizes, but always with the one purpose of providing as much storage space as possible. These buildings are usually of a very simple design that makes it easy to take care of them. Garden buildings are very popular in many gardens because they are extremely sturdy, durable, and functional. There are many types of these buildings but garden shed is the most common choice among the gardeners because of the great look and curb appeal. Of course, keeping your gardening equipment somewhere in the corner of your garden isn’t bad, but many people want something more than this. You should build a great garden building where the gardening equipment, mower, and other tools have their place. Most of the gardeners can do most of their work without a garden cabin but when the gardener’s yard is full of gardening equipment, a small garden cabin no longer seems a bad idea. Garden buildings now are common items in the yards.If you work from your home, you may want to buy a small garden building to act as your garden office. Garden offices come in a number of different sizes, shapes, and it is very easy to turn your log cabin into a perfect office place. There are many great benefits of creating a special place to work which helps to make you much more productive. One of the key advantages of working from home is that there is no rush hour commute to work and no parking costs involved. Work life can be left in your garden office allowing your house to be just your house again and not the place you work and live. What is more, the price of the this building is lower than having a house extension built and most garden buildings do not need planning permission.All garden buildings can be fully insulated and the walls offer great insulation properties. For example, these buildings are cool during the summer months and warm during the winter months. You should look for the garden buildings that come with double glazing fitted as standard. You should also know that these buildings tend to be very durable and sturdy because they’re built from the logs. The main characteristics of these buildings are curb appeal, noise reduction, energy efficiency, simple and fast maintenance. However, many people think that these buildings are of short-term value but this is not true. Think about your log cabin as an investment. The great look of your building can increase the value of your building and cultivate your investment.Garden buildings are coming back to our lives and gives us a chance to enjoy living in environmentally friendly houses. These buildings are very popular in many countries such as the United States, South Africa, United Kingdom, Norway, France, Lithuania, Latvia, Estonia, and Denmark. Wood is a natural building material without any negative effects on our bodies. According to the University of the France, these buildings offer lower cooling and heating costs because of the density of the logs and it is very important for both the builders and the consumers. Build a garden building in your garden if you want to save on the heating and cooling bills. The best thing you will find when you are using a garden building is that you can customise this building for your needs and your space requirements.A garden building is a beautiful and comfortable place for your family and friends to meet and relax. What is more, all these buildings can be used for almost anything but the most common uses are as a guest room, sitting room, garden office, wooden garage, log cabin or summer-house. You can see that there are many garden buildings available these days, tailored to many functions. Remember that having a wooden house in your garden can be a charming accessory to add. It can give your garden a style like nothing else. With a little bit of planning and research, you can be on your way to building a great building for a reasonable price. </p>]]></content:encoded> <wfw:commentRss>https://hsnadms.info/the-main-uses-for-different-garden-buildings,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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