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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>iniebms.info</title> <atom:link href="http://iniebms.info/feed" rel="self" type="application/rss+xml" /> <link>https://iniebms.info</link> <description></description> <lastBuildDate>Fri, 21 Jul 2023 18:30:24 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>French Insolvency Law – Leaseback Issues</title> <link>https://iniebms.info/french-insolvency-law-leaseback-issues.html</link> <comments>https://iniebms.info/french-insolvency-law-leaseback-issues.html#comments</comments> <pubDate>Fri, 07 Apr 2023 00:27:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Law]]></category> <category><![CDATA[Law and Issues]]></category> <guid isPermaLink="false">http://iniebms.info/?p=45</guid> <description><![CDATA[Opening of an insolvency procedure against your French debtor: What should you do?The process of lodging a claim or proof of debt with the competent official of the insolvency proceedings (Liquidator or Creditors’ Representative) is called ‘Déclaration de créance’. Until a creditor has filed its proof of debt, any discussion with this official is, in [...]]]></description> <content:encoded><![CDATA[<p> Opening of an insolvency procedure against your French debtor: What should you do?The process of lodging a claim or proof of debt with the competent official of the insolvency proceedings (Liquidator or Creditors’ Representative) is called ‘Déclaration de créance’. Until a creditor has filed its proof of debt, any discussion with this official is, in most cases, ineffective. ‘Déclaration de créance’ Claims must be filed either with the creditor’s representative, whose duty is to represent the interests of the creditors and list all claims, or with the Liquidator if the company is already in liquidation.The court-appointed cditors’ representative has an obligation to contact all known creditors within 15 days from the date of the judgment.Proofs of Debt must be very carefully drafted. Some essential points to consider are as follows:- Drafting the proof of debt in French<br />- Mentioning whether the debt is a preferential one or not;<br />- The legal interest on unpaid sums should be included. Interest stops accruing at the date of the commencement Receivership Order;<br />- All sums must be converted in Euro with the exchange rate applicable at the date of the Order;<br />- The ‘Declaration de Créance’ is to be signed by a legal representative of the foreign creditor, or anyone holding a special power of attorney, or the creditor’s solicitor;<br />- Above his/her signature, the creditor or its legal representative must handwrite a special Statement of Truth;<br />- All supporting documentation evidencing the claim should be listed on a document called ‘Bordereau de documents justificatifs’Debts incurred before insolvency must be declared except employees’ wages or maintenance payments. Debts incurred after the onset of the insolvency should be declared too if they cannot be paid when due.The time-limit for filing claims is two months from the date the Receivership Order is published. Such publishing normally takes place around three weeks following the date of the Order. The time limit is extended to 4 months for overseas-based creditors. Caims are time-barred if not made within the time limit unless the insolvency judge rules otherwise.All declared debts are verified by the court’s agent and the debtor before being submitted to the Judge for approval. Creditors receive a certificate confirming that the debts are final. Subject to admission of their claim, creditors have a right to a share in the net proceeds, if any, at the end of the insolvency procedure. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://iniebms.info/french-insolvency-law-leaseback-issues.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Consumers Eager for Life Insurance, Buck Life Insurance Myths</title> <link>https://iniebms.info/consumers-eager-for-life-insurance-buck-life-insurance-myths.html</link> <comments>https://iniebms.info/consumers-eager-for-life-insurance-buck-life-insurance-myths.html#comments</comments> <pubDate>Thu, 06 Apr 2023 22:11:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[life insurance]]></category> <guid isPermaLink="false">http://iniebms.info/?p=43</guid> <description><![CDATA[Deloitte LLP, a financial advisory firm, has released the findings of its recent survey of life insurance buyers-and it has found something surprising: Many individuals don’t have insurance coverage because no carrier has tried to sell them their products.Deloitte said that, in fact, even insured individuals who are interested in purchasing new coverage reported not [...]]]></description> <content:encoded><![CDATA[<p> Deloitte LLP, a financial advisory firm, has released the findings of its recent survey of life insurance buyers-and it has found something surprising: Many individuals don’t have insurance coverage because no carrier has tried to sell them their products.Deloitte said that, in fact, even insured individuals who are interested in purchasing new coverage reported not having been solicited by carriers-pointing to a new opportunity for insurers (and, of course, for insurance professionals who already have a life insurance continued education or insurance CE) to exploit.”From our survey it is clear that life insurance is very much on the minds of many consumers,” said Rebecca C. Amoroso, vice chairman and U.S. Insurance Leader for Deloitte, in an interview with insurancenewsnet.com. “A significant percentage of respondents have simply not been offered coverage recently; many also noted that they never shop for coverage on their own initiative. Not soliciting their business exacerbates this gap between insurers’ interests and consumers’ needs.”Sam Friedman, insurance leader for Deloitte Research and survey-project leader said: “A significant number of respondents frankly don’t know if they need more insurance-or if they do, they don’t know how much they might need to buy.”Deloitte said the survey, “The Voice of the Life Insurance Consumer,” was designed and conducted to give life insurers insights into how people value life insurance, especially where coverage ranked among their other financial priorities, and how consumers wanted to be reached. In addition to priorities, the survey looked into buyers’ and nonbuyers’ beliefs, influences, motivations, and preferences.Meanwhile, InsuranceHotline.com attempts to bust some myths about insurance, the least understood insurance line among buyers.Myth 1:No need to buy insurance while still young. In truth, there are more good reasons to get coverage when still young than when one is older. One major reason: lower premiums. Another reason: the younger and healthier the individual is, the easier it is to qualify for coverage.Myth 2. Insurance is expensive. Not really-not if the buyer shops around enough. There are ample options on the market today to make life insurance affordable for just about anyone. Term insurance policies are surprisingly affordable.Myth 3.No-medical-exam insurance is the choice for you. Not always and certainly not for everyone. InsuranceHotline.com still recommends a traditional policy. Traditional policies give more options in policy length and coverage amounts.Myth 4. Buyers must choose: term insurance whole life insurance? There really is no need to choose between the two because the wise decision is to have both. A whole policy is for the long-term, while a term policy is for the period when a life need requires a larger coverage.Myth 5. Senior citizens cannot qualify for insurance. False. Insurers catering to seniors are widespread and more reputable than ever before. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/consumers-eager-for-life-insurance-buck-life-insurance-myths.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Credit Cards Advantages</title> <link>https://iniebms.info/small-business-credit-cards-advantages.html</link> <comments>https://iniebms.info/small-business-credit-cards-advantages.html#comments</comments> <pubDate>Thu, 06 Apr 2023 19:41:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://iniebms.info/?p=41</guid> <description><![CDATA[A lot of people associate credit cards with just personal credit card which an individual posses and uses for shopping etc. However, there is another category of credit cards and that is called small business credit cards. As suggested by the name itself, the small business credit cards are meant for small businesses or people [...]]]></description> <content:encoded><![CDATA[<p> A lot of people associate credit cards with just personal credit card which an individual posses and uses for shopping etc. However, there is another category of credit cards and that is called small business credit cards. As suggested by the name itself, the small business credit cards are meant for small businesses or people running small businesses.So how does the small business credit card differ from the other credit cards in general?The very obvious difference is that small business credit cards have the credit account in the name of the small business and not any individual, though the benefits indirectly accrue to the business owner. The other difference is with the terms and conditions that come with the small business credit cards. Finally, there are some subtle benefits with small business credit cards which would not be applicable to personal credit cards. Let’s check all these things one by one.We know that the credit cards provide a lot of convenience and security for an individual and a lot of other benefits too. Most of the benefits related to personal credit cards apply here too. What is interesting here is the indirect benefits that ensue from using a small business credit card.The indirect benefits associated with small business credit cards are so great that it makes them almost indispensable. The most important benefit is that you can easily segregate your business and personal expenses. So if you have been wasting a lot of time keeping track of your business bills and trying to keep them separate from personal bills, small business credit cards could help. You just need to ensure that you always make all your business payments using your small business credit card. When the credit card bill comes at the month end, you will have itemized account of all the business expenses as a single document. Thus small business cards reduce (and in some cases completely remove) the need for bookkeeping for a small business. The credit card company does that for you for free, although indirectly.Another important benefit comes from rolling credit. If you have to pay for your purchases upfront and still invoice your clients later (a situation faced very often with small businesses), you can roll the credit, you are providing your client with, to your credit card. Moreover, since these purchases are mostly urgent, arranging for money immediately can sometimes be a problem. In such cases, the small business credit card is the one which can bail you out. Well, if you are thinking that your personal credit card could do the same for you, you are a bit off the track on two fronts. Firstly, you want to keep your business expenses separate from your personal expenses and secondly, the APR on business cards is generally lower as compared to personal credit cards. A lot of the small business credit cards don’t require you to pay an annual fee even.So if you run a small business but haven’t got a small business credit card yet, it’s about time that you considered this wonderful option. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/small-business-credit-cards-advantages.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Explore Vibrant Places Off the Beaten Track As Part of Your Next Exotic Travel Plans</title> <link>https://iniebms.info/explore-vibrant-places-off-the-beaten-track-as-part-of-your-next-exotic-travel-plans.html</link> <comments>https://iniebms.info/explore-vibrant-places-off-the-beaten-track-as-part-of-your-next-exotic-travel-plans.html#comments</comments> <pubDate>Thu, 06 Apr 2023 17:49:22 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Travel]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://iniebms.info/?p=38</guid> <description><![CDATA[Visit the odd yet beautiful at least once in your lifetime. This is an advice shared not just by travel & tour operators but travelers themselves who have experienced the best of both worlds – the simple jarring city streets alongside the most fabulous remnants of history and fascinating works of architecture and enjoyable nature [...]]]></description> <content:encoded><![CDATA[<p> Visit the odd yet beautiful at least once in your lifetime. This is an advice shared not just by travel & tour operators but travelers themselves who have experienced the best of both worlds – the simple jarring city streets alongside the most fabulous remnants of history and fascinating works of architecture and enjoyable nature trips. The destination: far-flung places where authenticity is the credo and where the wanderlust will not likely say “been there, done that.” Think Botswana, Pattaya, and Ho Chi Minh City, or all the way to Catalonia, Spain — all interesting exotic travel options which have drawn the interest of a growing number of travelers & adventure-seekers from all over the world.If your heart has been won over by Thailand, you are in for a wonderful exotic travel destination that you can enjoy to the hilt with your spouse or friend. There are elephant rides, floating markets, and water sports and unique Thai massage & cultural shows that can add to an unforgettable trip. For accommodations, Pattaya has hotels that offer first class accommodations at a rate that won’t break the bank.Ho Chi Minh City or Saigon, another great exotic travel option, is a place that remains rooted in ancient culture while also displaying a reasonably modern metropolis. Every avenue in downtown Ho Chi Minh has restaurants and shops. Art shops carry remarkable reconstructions of the world’s most famous paintings. Must-see attractions are the tunnels that show visitors how Vietnam endured one of the most horrid wars in Asia. A controversial museum also depicts Vietnam’s violent past and showcases airplanes, helicopters, tanks, and artillery form a bygone era. After taking in the sights of Saigon, relax in one of the hotels brimming with character and charm, situated in the heart of Saigon. Ho Chi Minh has several hotel options that can cater to the requirements of international travelers at reasonable cost. Some are also a stone’s throw from the city’s business, entertainment and shopping districts.Another exotic destination which has impressed many travelers with its famous landmarks, great climate, beautiful beaches and tasty delicacies is Barcelona, capital of the autonomous region of Catalonia. Before hoeing off to the modernist city which counts among its most famous landmarks Antoni Gaudi’s Basilica of the Holy Family, you can book yourself in one of the hip boutique-style hotels in the city center. Some rooms overlook Gaudi’s Casa Mila, the residential apartment building-turned-museum dedicated to the famous artist. Other alternative hotels include those which are part of a worldwide hotel chain and provide convenient access to the city’s architectural wonders, museums and eateries. Some hotels have spacious upper floor suites offering lovely views of the city. Off-season rates may be obtained. Also worth checking out is a stunning 124-room hotel housed in a 19th century palace structure whose rooms are adorned with original Egyptian, Roman and Hindu art. A trip to exotic Spain will not be complete without savoring the local produce, so enjoy dinner in the hotel cloister or dining room of the hotel where you’re staying which offers a whiff of the past. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/explore-vibrant-places-off-the-beaten-track-as-part-of-your-next-exotic-travel-plans.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Everything You Need to Know to Repair Your Own Credit!</title> <link>https://iniebms.info/everything-you-need-to-know-to-repair-your-own-credit.html</link> <comments>https://iniebms.info/everything-you-need-to-know-to-repair-your-own-credit.html#comments</comments> <pubDate>Fri, 24 Mar 2023 11:47:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://iniebms.info/?p=36</guid> <description><![CDATA[I am going to teach you how to fix your credit. I am not going to share everything that I know with you about credit scoring models or algorithms but I am going to share the process with you. I am doing this because I want you to know what you are doing when you [...]]]></description> <content:encoded><![CDATA[<p> I am going to teach you how to fix your credit. I am not going to share everything that I know with you about credit scoring models or algorithms but I am going to share the process with you. I am doing this because I want you to know what you are doing when you go about fixing your credit. If you have bad credit and are a DIY type of person this article is for you. I am going to cover everything in this article from A to Z.The first thing that you need to do is review your credit for inconsistencies. A full 79% of credit reports have one error or another. Cases of mistaken or stolen identity, same or similar names reporting on the wrong report, incorrect amounts, duplicate accounts, and many other forms of errors being reported on credit profiles abound. Go over your credit report very carefully looking for inconsistencies such as those listed above.Once you have identified the errors that you want to correct it is time to move on to the next step. You will want to dispute those items with the three major credit bureaus. Write a letter you each of the three credit bureaus explaining to them what you believe the error is and request that they delete the item being reported in error from your credit report. Proper formatting is an important ingredient in order to ensure that your dispute is handled properly. The credit bureaus are going to want to make sure you are who you say you are. For that reason you must always submit your dispute letters with a copy of your driver’s license and a bill with your address on it (such as a utility bill). If you have recently moved they may want to see additional verification so include a pay-stub, social security card, or W2 form.There is no guarantee that disputing an item with bring about a removal of that item from your credit profile. If the item is genuinely being reported in error there is a high likelihood that it will be deleted. Creditors have 30 days to validate an account that has been disputed otherwise it is automatically deleted. If an item is validated but you are certain that it is being reported in error you can challenge the validation. That process begins with first requesting the documentation from the credit bureaus that the creditor used to validate the account. A good example would be if an amount is being reported incorrectly. Such as if you paid off an account but it is still reflecting an amount owed. In that case, obtain dated proof of your release from the debt obligation to compare to the documentation used for validation, which may show that the validation is dated.If you are unable to have an item deleted through the dispute process there is a good chance the collection agency or creditor may be more pliable and willing to negotiate after an item has been disputed, validation challenged, or is currently in dispute. As a last resort you may want to attempt to negotiate a settlement with the creditor; this is only if you are unable to have the item removed through any other means. However, there are a few ground rules here that you need to take into consideration. Again, if you are certain that the item is being reported incorrectly or is not yours all together; do not acknowledge the debt as being yours.The first thing that you should ask for when the creditor answers the phone is for the agent to come back on an unrecorded line. You have the right to speak on an unrecorded line and generally the agent will be happy to oblige. He or she will put you on a brief hold and come back on a line that is not being recorded. Once they are back on the line with you tell them that you are calling about account # (fill in account number). If you do acknowledge ownership of the debt, that could restart the statute of limitations back to 0 days since last date of activity. It is important not to make that acknowledgement in the event that you are unable to reach an agreement. It is not uncommon to get the settlement down to around 40% or 40 cents on the dollar. Collections and profit & loss statements come off on their own seven years from last activity while items discharged in bankruptcy come off in 10 years.Cleaning bad credit from your credit profile is the first step in establishing repairing your credit. The next step is to re-establish credit. Sometimes when you make a lot of changes to your credit profile in a short period of time you may see a dip in your credit score in the first month after. The reason for this is because while you are deleting derogatory items you are also deleting transaction history. This is normal and it will rebound in the subsequent month so long as you have established some new trade-lines (credit account).Those with perfect credit have multiple seasoned trade-lines varying in type. Usually a couple of revolving account, an installment loan or two, and an amortized loan such as a mortgage. The more seasoned a trade-line is the more weighted it will be on your credit report. If you have the option of having a friend or relative add you as an authorized user on a seasoned trade-line that will accelerate the time-frame in which you are able to increase your credit score. However, with a clean slate you should still be able to significantly increase your score over the next couple of months.Open a couple of credit card accounts to start with. You will want to limit your inquiries to no more than 3 in any 6 month period. For that reason it is a good idea, if you have cash on hand, to start out with secured credit cards. Secured cards come with a guaranteed approval and do not require a credit pull so you will be able to limit the inquiries on your account. Another great option is Aarons Sales & Lease; they are the only rent to own company that I am aware of that reports to all 3 major credit bureaus. When establishing new credit try to limit your new credit inquiries as much as possible.After establishing a couple of new credit card accounts make sure that they are open and active. You will want to use the cards to build up some positive transaction history. At the same time you will have to use them carefully to maximize your credit utilization. Never exceed 30 percent of the available balance as that is the sweet spot in where your account is open and active while still maintaining a large percentage of available credit. It’s a good idea to make a small purchase or two once a month and then pay your bill after you receive it in the mail to ensure that it posted and the activity on the account will be reflected on your credit profile.There is a lot more that goes into it than the information that I have provided here. There are specific calculations that we can do based on credit scoring models that allow us estimate scores at particular intervals. Though, in order to remain compliant I never quote time-frames or make guarantees because there are always variables that could disrupt the work that we are doing. The information provided here is more than enough for you to go out and fix your own credit. There is nothing that we can do in that regard that you cannot do yourself. You can take the steps outlined in this article and fix your credit.If you do not have the time to put the work into this process or would rather just leave it to the professionals we are here to help. Northern Finance Group employs highly trained credit repair professionals and we are willing to work with you in every step of the way. Our rates are reasonable for the high level of service that we provide and we can ensure that your credit reach the heights that you are striving for. If you have been turned down for credit and need to get your credit repaired as quickly as possible please give us a call for a free consultation. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/everything-you-need-to-know-to-repair-your-own-credit.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is Buying Business Insurance the New Texas Holdem Poker?</title> <link>https://iniebms.info/is-buying-business-insurance-the-new-texas-holdem-poker.html</link> <comments>https://iniebms.info/is-buying-business-insurance-the-new-texas-holdem-poker.html#comments</comments> <pubDate>Fri, 24 Mar 2023 10:11:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://iniebms.info/?p=34</guid> <description><![CDATA[If you’re looking to buy Business Insurance you’ll have a certain level of power over a number of insurance brokers, insurance companies and insurance providers all wanting to do business with you.With this in mind we’ll put you in the position of the dealer in our game of Business Insurance Poker so you can watch [...]]]></description> <content:encoded><![CDATA[<p> If you’re looking to buy Business Insurance you’ll have a certain level of power over a number of insurance brokers, insurance companies and insurance providers all wanting to do business with you.With this in mind we’ll put you in the position of the dealer in our game of Business Insurance Poker so you can watch the game develop. Are you sitting comfortably? Then let’s begin:If you already have Business Insurance we’ll give your existing insurance provider the dealer button as they really have the best seat at the table. They’ve already built some kind of relationship with you and they can sit back and wait to see what the competition does before they decide to act.So next is the small blind. The small blind has an interest in your business as they’ve put in some of their own money in the hope they can win your business. You may have seen an advert for them, they may have sent you a letter or they may have called you to see if you’d like a quote for your Business Insurance.Next is the big blind. The big blind when it comes to Business Insurance could well be an insurance provider you’ve heard of. They’ve spent a sizeable amount of money to get your attention (maybe a television advert or some promotion in the National press) and they aren’t likely to give up without a struggle. So those are the 3 insurance providers who definitely are interested in you and your Business Insurance:- Dealer button – Your existing insurance provider- Small blind – Maybe an insurance broker who would like to help you- Big blind – Perhaps an insurance company who has a large marketing spend and has got your attention.It’s possible that this is only a 3 player game but as is becoming more common with insurance brokers and insurance companies other parties enter the game. These other insurance providers generally fall into 2 categories:1. They are likely to offer something (or have a hand) similar to either your existing insurance provider (who still has the button) or the small or big blind.2. These new insurance providers will offer you something different. They get your attention as they have noticed an element of weakness with the other people at Business Insurance table and are planning on showing you how good they are. So how are they going to do this? Well more often than not they will raise and when it comes to Business Insurance this means they will give you more than the other people at the Business Insurance table.Let’s play the Business Insurance Poker hand to explain in more detail:1. Your existing insurance provider sends you your renewal terms but you decide to look around for alternative insurance quotes as it’s either more expensive than last year or you just want to see what else is available.2. You receive a letter from an insurance broker who seems similar to your existing insurance broker but they save you a little on your insurance premium. It gets your attention but it is enough?3. You are now contacted by a direct insurer. You know their name, you’ve seen their adverts and they knock even more off your renewal price. Sounds great yes? Well maybe but let’s see how the game develops.4. Another player enters the game and makes a bet (or in this case makes you an offer). Their offer is different in that:a. They specialise in the type of business insurance you are actually looking forb. They appear to focus more on you and your business rather than on how good they are and how cheap they can get your premiumc. They quote you a very good premium but in addition to this offer you advice, guidance and tell you that if you do suffer a loss with them they will be there to help you. They don’t have call centres’, they don’t keep you waiting in queues. Instead they employ people who understand your business, understand your needs and are here to help you.So with the bets (or business insurance quotes) all on the table it’s possible you may want to play one off against the others with bluffs, raises (or in this case reductions in premiums) until everyone has played their hand and you have to decide who to look after your insurance for another year.Will you choose?1. Your existing insurance provider – who gave you your renewal premium but only really started to play when under threat from other providers2. Someone who offers you the same thing but saves you a little money3. A company who saves you a little more money but doesn’t really stand out from crowd4. An insurance broker who seems to understand what you need and will do whatever it takes to make sure you are satisfiedInsurance companies and insurance brokers need to pay attention as although insurance is still a very price sensitive business the reality is customers and people buying business insurance want more than a cheap premium.They want cover tailored to their needs, they want an insurance provider who will work for them and with their interests at heart and they want someone to speak to when they need them most.They don’t want to be held waiting in queues or even worse be keep waiting only to be cut off. They also don’t want to speak to someone they don’t understand or who doesn’t understand them.Texas Holdem Poker is a great game but insurance for your business is a serious matter. Make sure you get the cover, service and insurance provider you deserve and don’t muck it up.Is buying Business Insurance the new Texas Holdem Poker was brought to you by Mark Burdett, Marketing Manager of Northern Counties Insurance Brokers. As one of the UK’s Leading Insurance Brokers Northern Counties have been providing Business Insurance to companies since 1928 and specialise in Business Insurance, Motor Trade Insurance, Nursery Insurance and Care Home Insurance. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/is-buying-business-insurance-the-new-texas-holdem-poker.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why We Need More Skepticism in Environmental and Health News</title> <link>https://iniebms.info/why-we-need-more-skepticism-in-environmental-and-health-news.html</link> <comments>https://iniebms.info/why-we-need-more-skepticism-in-environmental-and-health-news.html#comments</comments> <pubDate>Wed, 22 Mar 2023 17:26:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://iniebms.info/?p=31</guid> <description><![CDATA[Skepticism is the act of refusing to believe a claim without proof (unlike climate-change ‘skeptics’, who refuse to believe claims with very credible proof). Environmental news is filled with extremism or conspiracy theories, with people unscientifically predicting the end of world. Health news is similar, with snake oil salesmen and miracle cures being sold by [...]]]></description> <content:encoded><![CDATA[<p> Skepticism is the act of refusing to believe a claim without proof (unlike climate-change ‘skeptics’, who refuse to believe claims with very credible proof). Environmental news is filled with extremism or conspiracy theories, with people unscientifically predicting the end of world. Health news is similar, with snake oil salesmen and miracle cures being sold by almost every site that claims to provide health news.The biggest problem in environmental news by far the amount of conspiracy theorists, with sites like ENEnews telling of a world-wide cover-up of the Fukushima “disaster” despite the lack of a realistic disaster scenario. The second largest problem is both the Global Warming and Climate Change deniers and extremists. The deniers help to spread the lies that Climate Change or Global Warming isn’t real, using non-arguments like “global cooling” (which never had any following among the scientific community) or that a few degrees in temperature change isn’t really that bad. Extremists are unscientific as well, promoting conspiracy theories that predict the end of the earth, and while I agree pollution and global warming are both awful, and they should be one of our priorities, they aren’t the most important thing.The field of health news is by far worse, with hugely popular sites promoting pseudoscience of the miracle cures of homeopathy, faith healing, or chiropractic medicine. People who go against their manufactured grain in this area are beaten down by the promoters of quackery, mainly because emotions are far easier and faster to use as a source than actual data. These promoters of quackery will call anyone who doesn’t believe in alternative medicine a paid shill, someone who promotes the pharmaceutical industry in their writing, despite big business’ being behind much of alternative medicine as well, especially homeopathy. Another problem in this field is the co-opting of issues like organic food, which is now an awful industry that exists solely to make a profit on people who think they’re actually eating good foods, the local food movement is far better if you want to have a healthy meal. Modern day organic is simply a re-branding done by big-business, with a few changes in how they operate, yet it is still the same corporations doing all the farming.There are a few sources of skeptical information, mainly sites run by people who are already far too busy to debate with every person with an illogical point of view. The skeptics are by far less numerous than the promoters of quackery or “woo”, which is why we need more sources of skepticism. </p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/why-we-need-more-skepticism-in-environmental-and-health-news.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://iniebms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region.html</link> <comments>https://iniebms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region.html#comments</comments> <pubDate>Sun, 05 Feb 2023 09:22:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://iniebms.info/?p=28</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An Inside Look at the Importance of a Smile in Sales</title> <link>https://iniebms.info/an-inside-look-at-the-importance-of-a-smile-in-sales.html</link> <comments>https://iniebms.info/an-inside-look-at-the-importance-of-a-smile-in-sales.html#comments</comments> <pubDate>Sun, 16 Oct 2022 19:37:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Streaming]]></category> <category><![CDATA[Banner Advertising]]></category> <category><![CDATA[Blogging]]></category> <category><![CDATA[Businesses Online]]></category> <category><![CDATA[E Books]]></category> <category><![CDATA[Ecommerce]]></category> <category><![CDATA[Forums]]></category> <category><![CDATA[Internet Marketing]]></category> <category><![CDATA[Link Popularity]]></category> <category><![CDATA[List Building]]></category> <category><![CDATA[Podcasting]]></category> <category><![CDATA[Publishing]]></category> <category><![CDATA[Search Engine Marketing]]></category> <category><![CDATA[SEO]]></category> <category><![CDATA[Site Promotion]]></category> <category><![CDATA[Social Media]]></category> <category><![CDATA[Social Networking]]></category> <category><![CDATA[Traffic Building]]></category> <category><![CDATA[Video Marketing]]></category> <category><![CDATA[Web Design]]></category> <category><![CDATA[Web Development]]></category> <category><![CDATA[Web Hosting]]></category> <guid isPermaLink="false">http://iniebms.info/?p=24</guid> <description><![CDATA[If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in [...]]]></description> <content:encoded><![CDATA[<p>If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).</p><p>Smile: Your Sale Depends on It!</p><p>Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:</p><p>• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!</p><p>• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.</p><p>• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.</p><p>But What If You Don’t Like Your Smile?</p><p>If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!</p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/an-inside-look-at-the-importance-of-a-smile-in-sales.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Where to buy beautiful rugs, floor mats and more.</title> <link>https://iniebms.info/where-to-buy-beautiful-rugs-floor-mats-and-more.html</link> <comments>https://iniebms.info/where-to-buy-beautiful-rugs-floor-mats-and-more.html#comments</comments> <pubDate>Sun, 16 Oct 2022 19:36:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://iniebms.info/?p=22</guid> <description><![CDATA[Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide! QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in [...]]]></description> <content:encoded><![CDATA[<p>Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!</p><p>QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.</p><p>The artist And Designer QueenNoble</p><p>Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)</p><p>QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.</p><p>“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)</p><p>QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)</p><p>One Of A Kind Products You Can Buy On QueenNoble</p><p>One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.</p><p>Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!</p><p>What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!</p><p>From the author’s words:</p><p>If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.</p><p>I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.</p><p>Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.</p><p>QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.</p>]]></content:encoded> <wfw:commentRss>https://iniebms.info/where-to-buy-beautiful-rugs-floor-mats-and-more.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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