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  22. <title>Things to Consider in Starting Your Online Business</title>
  23. <link>https://iubiems.info/things-to-consider-in-starting-your-online-business,html</link>
  24. <comments>https://iubiems.info/things-to-consider-in-starting-your-online-business,html#comments</comments>
  25. <pubDate>Tue, 18 Apr 2023 12:28:00 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
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  28. <category><![CDATA[Business]]></category>
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  37. <category><![CDATA[how to start a business]]></category>
  38. <category><![CDATA[lyrics the business]]></category>
  39. <category><![CDATA[online business]]></category>
  40. <category><![CDATA[small business ideas]]></category>
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  50. <guid isPermaLink="false">http://iubiems.info/?p=73</guid>
  51. <description><![CDATA[Nowadays, a lot of people are experiencing tight budget problems on their everyday expenses. Searching for an extra source of income is hard if you don&#8217;t have any experience in starting a business. For this reason, it is advisable to read some informational articles about starting a business. But above all, the most important thing [...]]]></description>
  52. <content:encoded><![CDATA[<p> Nowadays, a lot of people are experiencing tight budget problems on their everyday expenses. Searching for an extra source of income is hard if you don&#8217;t have any experience in starting a business. For this reason, it is advisable to read some informational articles about starting a business. But above all, the most important thing to consider is to determine first your target market. The most promising among the possible target markets around is the online market as possible buyers are from all over the world and there is an unlimited round the clock possible transaction. Upon starting, your online business must fit your area of expertise as well as your time, capital and capabilities. In searching for an appropriate business, considering the following factors can help you in deciding about which online business will fit you:CapitalIn every business, the capital is very necessary. Without it, you cannot start any part on any business. Generally, there are two types of capital: the monetary capital and the knowledge capital. The monetary capital is very necessary in businesses that require initial purchase of product that will be used in starting the business. On the other hand, the knowledge capital is a non monetary capital where all your capital will be sourced solely from your mind. This is applicable for businesses that require extensive thinking for strategies and business output like selling of EBook and internet marketing.TimeTime is important in every business. This serves as your parameter in your online business. If you have job other than your business, then, it will be advisable to engage in an online business that will not take most of your time. This includes online businesses that do not require constant monitoring like internet marketing. But if you can devote reasonable amount of time, then, go for an online business that requires plenty of time to manage like an online store.Field of ExpertiseLike what most experts say, it is ideal to start a business in a field where you are specialized. This is helpful in managing the business wisely. For example, if you are expert in html codes and internet strategies, then, you should go for internet marketing. But if you have a great sense of fashion, then, it would be appropriate for you to start an online fashion shop. It is also significant to consider the field that you want to pursue so you will not be forced in managing the business you entered.When starting your online business, make sure to consider the abovementioned factors in order to know the right online business appropriate for you. Considering your capabilities is helpful as well, but if you lack one, you can always take some training and seminars in order to fill the gaps that you need. Studying and doing some research in the online business that you are planning to start also contributes a lot in managing the business wisely, so always take time in doing initial preparations before starting an online business! </p>
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  57. <item>
  58. <title>Legalization Creates Business Opportunity in Internet Gambling</title>
  59. <link>https://iubiems.info/legalization-creates-business-opportunity-in-internet-gambling,html</link>
  60. <comments>https://iubiems.info/legalization-creates-business-opportunity-in-internet-gambling,html#comments</comments>
  61. <pubDate>Mon, 17 Apr 2023 21:01:20 +0000</pubDate>
  62. <dc:creator>admin</dc:creator>
  63. <category><![CDATA[Uncategorized]]></category>
  64. <category><![CDATA[Gambling]]></category>
  65.  
  66. <guid isPermaLink="false">http://iubiems.info/?p=67</guid>
  67. <description><![CDATA[In Tom W. Bell&#8217;s address before the National Gambling Impact Study Commission, he presumed that eventually, internet gambling will be legalized. There are ongoing debates on the advantages and disadvantages of the legalization. It is also studied whether the claim of creating business opportunity in internet gambling is true. But experts say that, sooner or [...]]]></description>
  68. <content:encoded><![CDATA[<p> In Tom W. Bell&#8217;s address before the National Gambling Impact Study Commission, he presumed that eventually, internet gambling will be legalized. There are ongoing debates on the advantages and disadvantages of the legalization. It is also studied whether the claim of creating business opportunity in internet gambling is true. But experts say that, sooner or later, other states will also demand the same leeway that is given to Las Vegas in terms of gambling legality.But even though there are designated gambling sites in the country, the development of technology makes it easier for people to access gambling sites online. In fact, people responded in recent studies that they will not fly to Las Vegas just to play in a legal casino. This is probably the reason why illegal gambling sites and fly-by-night gambling areas in the suburbs are created.Well-meaning people who want to prevent gambling from being legalized have other interests to protect. Because the internet is readily accessible even to the youth, they fear that legalizing internet gambling might expose the young to early gambling activity. But currently, there are indeed minors who do play in online gambling sites. And there is very little that the government could do because the World Wide Web is too immense a sea of information to be monitored constantly to prevent minors from accessing it.Another good thing about the business opportunity in internet gambling is that competition will beef up among gambling site operators. Each site will invest in its website and gambling games, making it as close to the physical gambling games as possible. The recreation of the experience in a real casino will become the ideal. And contrary to claims that gambling in one&#8217;s home is addicting and dangerous, it is not true. Going to a real casino poses real danger because that place is a controlled, carefully studied layout of making people spend everything that they brought there. Everywhere people go, there&#8217;s a slot machine waiting to get played. But if people would rather gamble online, people are still subject to external hindrances such as a crying baby or a spouse warning they&#8217;ve to stop after they&#8217;ve reached their 8th hour in gambling online.Legalizing internet gambling is the best way to regulate these businesses. There is nothing much that laws can do in order to curtail gambling online. So instead of inhibiting online gambling, the government must legalize it and regulate it once it has been legalized. For now, they can simply focus their efforts on studying how to legalize the activity in order to generate more tax for developing social services. Once it has been legalized, online gamblers can be assured that this move will encourage more companies to join the online gambling industry.With enough competition in the field and with regulation from the government, there can really be a lucrative business opportunity in internet gambling. Besides taxes that can help the government earn more, the creation of more gambling sites online will also create business opportunities for many people. </p>
  69. ]]></content:encoded>
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  73. <item>
  74. <title>Getting Your Automobile Insurance Quotes</title>
  75. <link>https://iubiems.info/getting-your-automobile-insurance-quotes,html</link>
  76. <comments>https://iubiems.info/getting-your-automobile-insurance-quotes,html#comments</comments>
  77. <pubDate>Sat, 01 Apr 2023 17:55:16 +0000</pubDate>
  78. <dc:creator>admin</dc:creator>
  79. <category><![CDATA[Uncategorized]]></category>
  80. <category><![CDATA[Chemicals Allied Products]]></category>
  81.  
  82. <guid isPermaLink="false">http://iubiems.info/?p=65</guid>
  83. <description><![CDATA[As with all other vehicles you don&#8217;t just rush into getting your insurance. You would first have to get your quotes from various companies and then choose which is best for you. As stunning as this may seem, motorcycle insurance rates are rapidly increasing and this is so because, the costs of repairs are rising, [...]]]></description>
  84. <content:encoded><![CDATA[<p> As with all other vehicles you don&#8217;t just rush into getting your insurance. You would first have to get your quotes from various companies and then choose which is best for you. As stunning as this may seem, motorcycle insurance rates are rapidly increasing and this is so because, the costs of repairs are rising, parts are also rising, and there is an increase in claims made. To meet with this demanding need, many insurance companies have been established as a result and discounts and deals are even offered. Because of the increase different insurance companies will vary in their rates and also coverage, hence the reason for getting your automobile insurance quotes before making a decision.The insurance company is trying to determine both how much you will be riding your motorcycle and how much experience you have riding motorcycles. This is very important to the insurance companies because they realize that your chances of having an accident will increase based on how often you ride your motorcycle. The years you have been riding your motorcycle will also be contributing to the determination of your rates. It makes no sense in getting a plan which is not only over your budget but also does not cover accidents which are more likely to happen in your specific case as compared to someone else. Very often people get confused on this topic but it can be simple once some research is done or an insurance agent is consulted on the matter. There is always help out there waiting for you to ask, whether it be online or in person, you have the chance to learn and educate yourself on the variable that make a significant change in your insurance rate.There are also certain restrictions which will apply for persons who deliberately engage themselves in hazardous situations with their motorcycle. For example if you use your bike to race, you will find it difficult to find an insurance policy that will cater to your lifestyle especially since you are more prone to an accident occurring. However, if you own a motorcycle just for the enjoyment of riding it, you will need to obtain a personal disability insurance policy which will protect your income as discussed earlier in the event you become disabled.By knowing exactly what you will be using it for and for what reasons will help dramatically. It is a good idea that before going to any insurance company you sit and make a list of everything concerning your motorcycle, that way when the insurance company looks at it they can efficiently determine what type of coverage you would need and what type of rates you would get. Of course if you have some bad riding habits it is best to rectify them before actually going to your insurance, that way your record looks good which will also help with the price you will be charged. At the end of the day the most important thing is to have you and your motorbike covered for any possible damages that may occur. </p>
  85. ]]></content:encoded>
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  87. <slash:comments>0</slash:comments>
  88. </item>
  89. <item>
  90. <title>Commonly Asked Questions of an Elder Law Attorney &#8211; Part III</title>
  91. <link>https://iubiems.info/commonly-asked-questions-of-an-elder-law-attorney-part-iii,html</link>
  92. <comments>https://iubiems.info/commonly-asked-questions-of-an-elder-law-attorney-part-iii,html#comments</comments>
  93. <pubDate>Sat, 01 Apr 2023 06:53:22 +0000</pubDate>
  94. <dc:creator>admin</dc:creator>
  95. <category><![CDATA[Uncategorized]]></category>
  96. <category><![CDATA[Elder Law]]></category>
  97.  
  98. <guid isPermaLink="false">http://iubiems.info/?p=63</guid>
  99. <description><![CDATA[What is Medicaid and how does it differ from Medicare? Medicare is a federal health insurance program for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease, meaning permanent kidney failure requiring dialysis or a kidney transplant. Most people get their Medicare health care coverage in [...]]]></description>
  100. <content:encoded><![CDATA[<p> What is Medicaid and how does it differ from Medicare? Medicare is a federal health insurance program for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease, meaning permanent kidney failure requiring dialysis or a kidney transplant. Most people get their Medicare health care coverage in one of two ways, the original Medicare Plan or the Managed Health Plan. Your costs vary depending on your plan, coverage, and the services you use.Medicare is divided into four parts. Part A covers hospital care, Part B covers physician and outpatient services. Part C is an HMO alternative that covers the same as Parts A and B. Part D is the prescription drug benefit. You can also purchase privately a Medigap or Medicare Supplement policy that fills in the gaps in Part A and B coverage.Medicare is a federal entitlement program, meaning both rich and poor alike are eligible for Medicare if they are over age 65 and are entitled to receive social security benefits or come under one of the previously mentioned exceptions. Even if you are not covered by social security, you may buy your way into the Medicare program. With reference to long-term care, Medicare covers only acute care in a hospital, medically necessary care in a nursing facility or at home. It should be noted that these benefits involve large co-pays and limited coverage.Medicaid is a federal and state program based on need with stringent financial eligibility requirements. Unlike Medicare, when dealing with long-term care, Medicaid covers custodial care in a nursing home. Custodial care includes assistance with eating, bathing, toileting, transferring from the bed to a chair, and dressing, which are what we refer to as activities of daily living.To qualify for Medicaid you must be a resident of the United States, who is either a citizen, a lawfully admitted alien, or otherwise permanently residing in the United States under color of law. You must be over age 65, blind or disabled to be eligible for Medicaid. In that Medicaid is administered by the individual states, each state handles Medicaid differently.The following discussion of Medicaid applies to residents of the State of New Jersey only. You must contact an Elder Law Attorney in your state in order to learn how Medicaid works in your state. The resource limits are $2,000 for an individual and $3,000 for a married couple when both apply for benefits. Under New Jersey&#8217;s medically needy program, the resource limit is increased to $4,000 for an individual and $6,000 for a married couple.Resources are cash and any other asset, including real or personal property that an individual can convert to cash. The key to eligibility is whether or not a resource is available. A resource is available when a person has a right to liquidate it. Unavailable resources are resources that the applicant cannot convert to cash. Only countable resources are considered in determining Medicaid eligibility. Noncountable assets include one automobile, the family home if it is occupied by the Medicaid applicant or the community spouse, property used in a trade or business, property used for self-support or employment, personal effects and household goods up to $2,000, wedding and engagement rings, medical devices, life insurance with a total face value of $1,500 or less, or term insurance, regardless of the value. Medicaid law provides for the pooling of the couple&#8217;s total resources and allows the community spouse to retain a community spouse resource allowance, which is a portion of the total assets, as a protection against impoverishment. Please keep in mind that even from the assets that are excluded, the Medicaid estate recovery unit may come back against the estate to recover payments made to a Medicaid recipient after the death of the recipient and their spouse, if they are married. Because of this pitfall is important to discuss these issues with a qualified elder law attorney who can properly advise you on the current Medicaid laws.For Medicaid eligibility, an individual must meet the income test as well. New Jersey has an income cap of 300 percent of the SSI benefit rate. The income of the Medicaid applicant is the only income that counts toward the cap. The income of the community spouse is not deemed to be available to the institutionalized spouse for the cost of care. The community spouse is also entitled to a monthly minimum maintenance needs allowance, which comes from the income of the institutionalized spouse&#8217;s income. As they say, please do not try this at home. You need to consult a qualified elder law attorney to advise you on Medicaid qualification as well as other long-term care issues. </p>
  101. ]]></content:encoded>
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  103. <slash:comments>0</slash:comments>
  104. </item>
  105. <item>
  106. <title>Revenue Management Is A Sign Of Success</title>
  107. <link>https://iubiems.info/revenue-management-is-a-sign-of-success,html</link>
  108. <comments>https://iubiems.info/revenue-management-is-a-sign-of-success,html#comments</comments>
  109. <pubDate>Fri, 31 Mar 2023 20:50:37 +0000</pubDate>
  110. <dc:creator>admin</dc:creator>
  111. <category><![CDATA[Uncategorized]]></category>
  112. <category><![CDATA[Management]]></category>
  113.  
  114. <guid isPermaLink="false">http://iubiems.info/?p=61</guid>
  115. <description><![CDATA[Nitty-gritty of Revenue ManagementRevenue management first noticed and accepted by the airline industry. Many travel and hospitality companies have been focused to the &#8220;adapt or perish&#8221; hymn while moving towards revenue management. Today, revenue management processes and systems are implemented in number of industries, including manufacturing, advertising, energy, hi-tech, telecommunications, car rental, cruise line, railroad [...]]]></description>
  116. <content:encoded><![CDATA[<p> Nitty-gritty of Revenue ManagementRevenue management first noticed and accepted by the airline industry. Many travel and hospitality companies have been focused to the &#8220;adapt or perish&#8221; hymn while moving towards revenue management. Today, revenue management processes and systems are implemented in number of industries, including manufacturing, advertising, energy, hi-tech, telecommunications, car rental, cruise line, railroad and retail. In the future, companies that ignore revenue management will be at a serious disadvantage.Actually, revenue management is the concept of adopting the number of implementation of emerging and changing business strategy to revenue management, where you can generate additional revenue from 3% to 8 % and it resulting in possible profit increment of 50% to 100%.Revenue Management is the application of exercised strategy that estimates consumer behavior at the micromarket level and make the most of product availability and price to maximize revenue growth. Revenue Management is about optimizes revenue from offered business.Revenue Management is a solid management science that utilizes statistical and mathematical concepts, based on operations research and management science methodology and tools in changing marketing environment to provide information to:. Precisely review prospecting consumer behavior under dynamically changing market environment<br />
  117. . Establish the most effective way to price and assign inventory to reach and every prospecting consumer, each and every day, formulate real-time modification as market conditions change, with the consumer in real-time<br />
  118. . Convey this information immediately to distribution and sale outlets which deal with the consumer in real-time<br />
  119. . Work as a decision-support reserve for marketing and operational purpose, containing but not restricted to: pricing, product development, advertising, sales, scheduling, distribution, human resource utilization and capacity planning.Businesses worldwide are going under remarkable pressure by having giant capital investments occupied to their capacity/resources up to bottom line and to optimizing and recovered revenues from their fragile capacity, products and/or services. So, what can be done to execute RM effectively is very important.How to reduce the execution pains and optimize the benefits?In fast changing supply and demand circumstances, how do you handle your resources and price your products and services? The challenges are find out the following:. How do you predict requirement for distinct products and services?. How do you assign and set aside the capacity/resources for high revenue/profit customers and products?. How do you optimize capacity employing as well as revenue realization?. How do you rework capacity/resource allocations set up on demand on a customary basis to optimize revenues?. How do you maximize overbooking to lessen service failures costs?. How do you distinguish product arrangement to maximize revenues?. How do you chase surplus capacity and propose discounts at the right time to speed up demand without mitigate revenues.. At what time you change capacity/resources to compete long-term supply and demand?Adopting the right method of revenue managementFrom a CEO&#8217;s point of view, revenue management is serious as it allows companies to successfully direct the challenges of supply, demand and other issues. Revenue management is a course of action and method brings in to order a company, provides it a strategic benefit over the competition by allows the company to sell the &#8220;right product to the right customer, at the right price, at the right time.&#8221; Revenue management strategies stable the tradeoffs amid revenues, capacity utilization and service failures. Revenue management has been shown in many purposes to offer strategic, competitive and financial rewards.Revenue management systems and processes can provide marvelous strategic return. By implementing revenue management systems and processes, American Airlines observed more than a billion dollars in incremental annual revenues after airline deregulation.Though RM concept is very simple but execution of revenue management systems has kept very difficult. The availability of current RM system are either in-house or vendor-related and are very costly and time intensive to put into practice and very complex to use in which they upset the processes and people during and after execution.Unluckily, revenue management execution and applicability have not been focused appropriately and stay behind with two of the biggest obstruction for companies to entirely assign to and profit from such systems. Many users of current systems have objection about the &#8220;black box&#8221; method used in applying compound revenue management prediction and maximization models. There are many revenue management models available like hybrid class of revenue management, advanced pros revenue management system, Navitaire&#8217;s Revenue Management System, Portal&#8217;s Revenue Management System etc to achieve the additional revenue and are vary depending upon the industry in which it is applied. Before implementing a revenue management system any organization must study whether the methods can be useful in their business and the necessity in which, it can push further to develop.Reducing the Execution PainSo how do you reduce the pain related with revenue management execution and applicability? Here are some implications:Open Systems (Internet, Intranet or LAN client/server platform): Companies should force collectively made to order Internet / Wireless application standards, protocols and platforms. By applying software and using open standards investment in IT infrastructure, it can be maintained and comprehended for long periods of time. Revenue management software should harmonize a company&#8217;s accessible investment in the infrastructure. By leveraging accessible software/hardware/networking infrastructure, companies can reducing the cost of execution and prevent training or failure costs.Framework flexibility: Components-based and completely integrated revenue management software solutions should be chosen and it should available with existing database and Web/application servers of software built on a flexible framework and can be easily integrated. To apply revenue management systems it should avoid monolithic proprietary systems that propose very little flexibility for ad-hoc decision support or future improvement and software that does not combine with the bequest systems well.Execution of Phase: Revenue management includes composite estimation and maximization models. When executing such systems today, benefits cannot be completely grasped until all models are entirely incorporated. This could get cost of millions of dollars and more time. Companies should evade ideas that need two to three years and multi-million dollars. A phased approach that gives entry to essential revenue management metrics should be adopted. Although optimization models will be required to maximize supply and demand or maximize resource allotment, the real emphasis in first phase should be to make out and collect the precise data, obtain users comfortable with RM metrics, and apply and make small adjustment of forecasting models until adequate historical data is pull together. This will reducing predicting fault and set up self-assurance in predicting models to lead better RM applicability. Maximizing models should be executing in second phase or soon after. Revenue management systems and processes should address business problems and give activity that generates a path for maximization twelve months after implementing first phase.Front-End Platform (as opposed to back-end transaction processing platform): In general extremely automated and closely integrated with reservation or transaction systems of companies executes revenue management system at a large. The systems are operating in the back-end and compel extremely practiced analysts to control and manage this method. An easy to use front-end to the compound revenue<br />
  120. management system can develop analyst productivity and get better results. Revenue management systems should agree to users to make what-if analysis to study the influence of parameter or input changes on the prediction and maximization model yield. It should be in such a manner it create any type of ad hoc report as users reflect and analyze.Time &#038; Cost: Cost of revenue management systems is generally $1 million to $3 million and takes more than two years to put into practice. Companies should look at low-cost, high-value substitute and choose solutions with lessen inadequacies in designing, developing and executing revenue management software. By offering resources to high-priority matter and functionality and by claiming on reducing avoidable functionality and consulting actions, costs and execution time can be considerably lessen.Demand forecasting and pricing: Demand forecasting is the key tool from which all other revenue management subject goes around. While implementing revenue management systems some times an Achilles heel appears so CEOs should look to demand forecasting and consider that point too. Without precise demand forecasting there will be no optimization of resource provision to products/customers completed. It also include the question, what prices should be specified to which customers through which channels for all products? (Including group, corporate, incentive, Internet.). For example, various demand forecasting methods are used in revenue management in cargo industry are, booking profiles, moving average models, exponential smoothing models (with seasonality and/or trend effects), causal (regression) models, auto-regressive time series models, kalman filters, neural nets, adaptive forecasting models etc.Automation of Revenue Management:Automating the method to take out, transform and load data into revenue management data warehouse, run statistical and mathematical models on a periodic basis, and provide easy interfaces to execute the operation are necessary for considerably improve analyst productivity and business performance.Inventory Control and Sales Management:The sales strength is also a user of information from a revenue management system. Whether it is computerize inventory control or relationship-based sales, companies recognize noteworthy progress in revenues if appropriate RM ideology is incorporated at all sales levels. The buy-in from sales management and cooperation in set up procedure to pursue RM techniques and in generating corresponding incentives plan is serious for long-term success.Apart from the above the following points and analytical procedures are also to be considered.The Revenue Management LifecycleRevenue management is a lifecycle of course of action to create, confine, and accumulate revenue for each customer. It has become a significant element of the enterprise. The Revenue management lifecycle also covers a continuing process of examines, appraise, and maximize each phase of the lifecycle.Revenue CaptureRevenue capture optimizes market share by means of rival pricing models and flexible balance and credit control to allow any service for any subscriber.Revenue AnalysisOn the total revenue management lifecycle revenue analysis is considered and to recognize the revenue relationships with customers and partners it builds up satisfaction. Revenue analysis guarantees all transactions are carrying out with the fullest viable control, integrity, and completeness. It gives real-time verification, reporting, analysis, and control of all procedures and actions which assist optimize revenue and minimize loss linked with fraud and revenue leakage.Profits of implementing Revenue Management and its futureCompanies that want to accomplish something, not just to survive, must put into practice strategic technologies that permit them to constantly alter to vibrant and real-time supply and demand circumstances. Although airlines initiate and exhibit revenue management, it is showing to be a very efficient cutthroat tool in many industries. Unlike other technology vogue, revenue management is extremely rooted in management science and information technology and above all, brings discipline to an organization.Today, many manufacturers and service providers are facing the problems of revenue generation due to intense competition, margins are shrinking more and more, customer loyalty is spoiling gradually and segregation is critical. More than ever before, industry toppers require reacting rapidly to varying market conditions and shifting customer necessities. To meet these threats, global leaders are heavily shiftingtowards revenue management solutions that facilitate them to increase an in depth understanding of the services that customer&#8217;s value and how they can be brought for maximum profit.Because creating revenue and optimizing profit are greatest in mind for service providers, they should depend on revenue management solutions to allow them to react to new market opportunities and squeeze the competition by attracting the customer, introducing new services, and in the end driving value to the bottom line. End-to-end management of customer revenue across offerings, channels and geographies are achieved only through revenue management.The future of revenue management was aptly explained in The Wall Street Journal as follows: &#8220;Re-engineering has run its course. You manage your quality totally. Where do you turn for future gains? Perhaps to the marketplace, with &#8216;revenue management.&#8217;&#8230; Now with computing costs plunging, revenue management is poised to explode.&#8221; </p>
  121. ]]></content:encoded>
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  124. </item>
  125. <item>
  126. <title>Spas and Spa Hotels Seeing Growing Numbers of Male Customers</title>
  127. <link>https://iubiems.info/spas-and-spa-hotels-seeing-growing-numbers-of-male-customers,html</link>
  128. <comments>https://iubiems.info/spas-and-spa-hotels-seeing-growing-numbers-of-male-customers,html#comments</comments>
  129. <pubDate>Fri, 31 Mar 2023 18:27:02 +0000</pubDate>
  130. <dc:creator>admin</dc:creator>
  131. <category><![CDATA[Uncategorized]]></category>
  132. <category><![CDATA[Spa and Wellness]]></category>
  133.  
  134. <guid isPermaLink="false">http://iubiems.info/?p=59</guid>
  135. <description><![CDATA[The spa industry is worth an estimated 1.5 billion pounds in the UK alone, and statistics now show one-third of their customers are now men, discovering the feel-good factor of a relaxing treatment for themselves. As we all endure constant bad news regarding the economy, and the stresses and strains of everyday life, it seems [...]]]></description>
  136. <content:encoded><![CDATA[<p> The spa industry is worth an estimated 1.5 billion pounds in the UK alone, and statistics now show one-third of their customers are now men, discovering the feel-good factor of a relaxing treatment for themselves. As we all endure constant bad news regarding the economy, and the stresses and strains of everyday life, it seems men are seeking to enjoy some pampering &#8211; and how better to do this than at one of the many spa hotels in the UK.With Fathers Day approaching, rather than giving your dad the traditional gift of tools, tie or socks, surprise him with a stay at a luxurious spa hotel and make his day.It remains to be said, however, that the vast majority of men are still uncomfortable with an overly girly environment &#8211; they don&#8217;t want to be surrounded by fuss and frills and given a pink bathrobe to wear! Spa hotels and spas are now increasingly offering a gender neutral environment, and special treatments are being designed with men in mind. Deep-tissue massage and other massages which suggest the resolution of a sports injury whilst being relaxing and enjoyable are popular with men as are facials packaged towards the male customer, such as the hangover busting facial.Spa hotels have been extremely popular with hen parties for many years, and now the stag party is discovering the benefits of a weekend break filled with relaxation in the run up to the big day &#8211; at a luxury spa hotel this can be combined with an amazing meal and more than a few glasses of champagne, along with that spa glow. Golf weekend breaks can also be combined with a trip to the spa at one of the luxury hotels that offer both a fantastic golf course and top-class spa.What&#8217;s more, it seems the weary male business traveller &#8211; who may have checked into a spa hotel with no intention of visiting the spa for a treatment &#8211; is also wandering down for a massage or facial. Men are increasingly aware of the importance of unwinding and shaking off the day&#8217;s stresses in order to combat their effect on health and well-being. Spas and spa hotels are now focusing on mind, body and spirit, not just nurturing the outer appearance but the inner-self also &#8211; and when people are paying significant sums to go to a spa hotel, they expect a wide-ranging, holistic approach.As more and more men visit spa hotels their loved ones can only benefit from a more relaxed, groomed and glowing partner. However ladies, don&#8217;t be anxious about missing out &#8211; why not pamper yourself too and book into a spa hotel together for a well-deserved break. </p>
  137. ]]></content:encoded>
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  139. <slash:comments>0</slash:comments>
  140. </item>
  141. <item>
  142. <title>The Re-Education Of Me: Mind, Body, Spirit Connection</title>
  143. <link>https://iubiems.info/the-re-education-of-me-mind-body-spirit-connection,html</link>
  144. <comments>https://iubiems.info/the-re-education-of-me-mind-body-spirit-connection,html#comments</comments>
  145. <pubDate>Fri, 31 Mar 2023 16:46:23 +0000</pubDate>
  146. <dc:creator>admin</dc:creator>
  147. <category><![CDATA[Uncategorized]]></category>
  148. <category><![CDATA[Mind Body Spirit]]></category>
  149.  
  150. <guid isPermaLink="false">http://iubiems.info/?p=56</guid>
  151. <description><![CDATA[&#8220;Body, Mind, Spirit&#8221; is not some far-out thing only attained by 8 hours of meditation a day, hours of intense Yoga, or starting to dress like your Guru. It is our innate way of being. Sometime in the early 1900&#8242;s, societies moved us away from this natural state of being by making a creating a [...]]]></description>
  152. <content:encoded><![CDATA[<p> &#8220;Body, Mind, Spirit&#8221; is not some far-out thing only attained by 8 hours of meditation a day, hours of intense Yoga, or starting to dress like your Guru. It is our innate way of being. Sometime in the early 1900&#8242;s, societies moved us away from this natural state of being by making a creating a &#8220;split&#8221; or division of who we are as humans. The mind went to the government in the form of state education, body to scientific/medical realm (Doctors etc.,) and the spirit to organized religion &#8211; our churches.And so our inner split happened. Let&#8217;s address all three areas.1) The Medical/Science ProfessionsDoctors treat symptoms, not Human Beings. If you have a problem with your liver, it&#8217;s not only the liver that needs attention, it&#8217;s the whole of who you are and literally the interconnectedness within your physical body as well your mind and spirit. Let&#8217;s not forget that no two people are alike. We do need the science to treat the symptom, but we should also look closer at the individual. There are numerous studies that prove that biochemistry is inseparable from emotions and from our energy. Our brain, glands and immune system are in constant communication.2) Organized ReligionMuch of religion asks us go on blind faith and to completely cut yourself off from your own internal information. Many religions ask their followers to believe that only god knows and we should succumb and surrender to this Omnicient being who is &#8220;higher/above us&#8221; and very separate from us &#8211; instead of looking within. This &#8220;spiritual&#8221; way of being is to be held separately which is impossible because we are a spirit. Religion has put an emphasis on our mind&#8217;s relationship to God or the highest Spirit (often a fearful relationship!) Instead of teaching that we are connected to, and part of God.3) EducationIn our modern educational institutions, parents and family are completely taken out of the equation. All focus is on our mind and brains as a giant collective. There is no thought given to the individual, creativity, emotions, nor spirit. Which is a continual overriding of who we are innately. Children learn from an early age &#8220;don&#8217;t feel &#8211; just think&#8221; which is detrimental for our well-being.But the truth of our very being is that you have all the information you need inside of you. We&#8217;re just not conditioned to talk about it, because a lot of business models are based on invalidating and disempowering us in order to buy or use their services. Yet our core &#8211; our connectedness is there. It IS underneath all that invalidation and disempowerment which we carry in our Bodymind.You would never talk to a friend the way you are talking to yourself. So inhale. Wave good-bye to the invalidation and say &#8220;hello, validation.&#8221; This is a process of letting go of all that old energy.Take two small steps to get started:1) When you notice you are stressed, angry etc, pay attention. Acknowledge the emotion. And STOP where you are. Yes, no matter where you are. Stop. And breathe five full amazing Breaths. Emotions might come up &#8211; let them. If you need to cry, great go ahead. If you are angry, just let that happen too. And Breathe&#8230; and then go to step 2:2) Write down or think of 5 things you are grateful for and really feel them &#8211; even say them out loud. You will also feel a shift in how you were feeling.Easy, right? Just allow yourself to be in the present moment to do this. And once you start this practice, it will get easier and easier, until it just becomes second nature. Breathe in the essential amazing-ness of who you are. An amazing Human being no matter what you have done in your life, no matter who you are. Enjoy.Start by breathing and validating yourself and let gratitude be an amazing light. </p>
  153. ]]></content:encoded>
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  155. <slash:comments>0</slash:comments>
  156. </item>
  157. <item>
  158. <title>Travel Lodge Hotels</title>
  159. <link>https://iubiems.info/travel-lodge-hotels,html</link>
  160. <comments>https://iubiems.info/travel-lodge-hotels,html#comments</comments>
  161. <pubDate>Thu, 02 Feb 2023 05:28:28 +0000</pubDate>
  162. <dc:creator>admin</dc:creator>
  163. <category><![CDATA[Uncategorized]]></category>
  164.  
  165. <guid isPermaLink="false">http://iubiems.info/?p=54</guid>
  166. <description><![CDATA[Summer sun is out and a good dip in a nice, cool beach, sipping cold fruit juices and eating native delicacies seem to be in everyone&#8217;s agenda. As such, my little daughter and I are planning our next Summer get away scheduled in a month&#8217;s time. And as much as I&#8217;d like to treat my [...]]]></description>
  167. <content:encoded><![CDATA[<p> Summer sun is out and a good dip in a nice, cool beach, sipping cold fruit juices and eating native delicacies seem to be in everyone&#8217;s agenda. As such, my little daughter and I are planning our next Summer get away scheduled in a month&#8217;s time. And as much as I&#8217;d like to treat my little girl to some fancy 5-star hotel accommodation, we will have to choose something less expensive and more affordable without sacrificing the comfort and safety of my family.A search for the best inns and travel lodge hotels generate a long list of affordable accommodations. And as I check each site, I found myself weighing more than two choices. Each one offered different accommodations and amenities and here are some of the observations and considerations that I drew up based on my last year&#8217;s travel:1. Travel Lodge Hotels are all the rage. With the recent economic slow-down, people have either put off taking vacations or have chosen closer destinations, all to save some money. But I realized that travelling and vacationing has become very affordable during these times with the presence of travel lodge hotels. A number of tourists are seeking to discover new culture, new food to taste and new adventures, and this kind of accommodation provides them a comfortable place to sleep in at night.2. Travel Lodge Hotels are budget friendly. With prices ranging from USD 35 to a high of USD 100 a night, depending on your choice of tourist spot, these hotels provide affordable accommodations. This gives you more flexibility on your budget, and gives you more room for sight-seeing, dining out and yes, shopping. Check out vacation packages being offered by these types of accommodation. They carry amazing value rates for all types of travelers: family vacations for an affordable rate on family rooms and free breakfast packages; backpackers who wish to see multiple city locations; couples on weekend escapades etc.3. Travel Lodge Hotels are safe and clean. Known for consistent clean and comfortable accommodations, these travel lodge hotels are also known to make the safety of their guests a top priority. At the one I stayed in, fire extinguishers and fire exits are duly identified at each floor. Fire alarms and exit maps are also evident in every room. Furthermore, 24-hour security is carried by these places, and the obvious presence of guards, hotel staff and concierge assures you of a peaceful and secure slumber.4. Travel Lodge Hotels are known for personal touches, and hospitable ambience. Similar to bed and breakfasts and inns, these travel lodge hotels pride themselves of that personal and homely feeling we travelers like to experience. With friendly and caring service, we can be assured of nothing but top of the line hospitality.5. Travel Lodge Hotels can be found in notable, ideal and key locations. There won&#8217;t be much of a hassle if you need to tour around the city&#8217;s famous landmarks or to look for local convenience store or a doctor&#8217;s clinic. As businessmen often use travel lodge hotels for their accommodations, you can be assured that the place has free wiki and office amenities giving you access information to the city&#8217;s best beaches, clubs or noted tourist destinations.Having found all these in my choice of travel lodge hotel, I am well on my way of taking my little daughter for some good rest and recreation. More importantly, we are set to experience a one of a kind summer vacation within our set budget.Happy summer! </p>
  168. ]]></content:encoded>
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  170. <slash:comments>0</slash:comments>
  171. </item>
  172. <item>
  173. <title>How to Get an Emergency Payday Loan</title>
  174. <link>https://iubiems.info/how-to-get-an-emergency-payday-loan,html</link>
  175. <comments>https://iubiems.info/how-to-get-an-emergency-payday-loan,html#comments</comments>
  176. <pubDate>Wed, 01 Feb 2023 18:49:06 +0000</pubDate>
  177. <dc:creator>admin</dc:creator>
  178. <category><![CDATA[Uncategorized]]></category>
  179.  
  180. <guid isPermaLink="false">http://iubiems.info/?p=52</guid>
  181. <description><![CDATA[What Are Payday Loans?Payday loans, sometimes referred to as payday advances, are short-term, unsecured loans, usually for small amounts. The only collateral that is generally required to apply for these specific loans is some form of employment records, like pay stubs, although the term payday loans has become a shorthand for any type of small, [...]]]></description>
  182. <content:encoded><![CDATA[<p> What Are Payday Loans?Payday loans, sometimes referred to as payday advances, are short-term, unsecured loans, usually for small amounts. The only collateral that is generally required to apply for these specific loans is some form of employment records, like pay stubs, although the term payday loans has become a shorthand for any type of small, short-term loan even if it&#8217;s not technically backed by a direct reliance on a borrower&#8217;s next paycheck. Payday advances, like any loan vehicle, are regulated heavily. These regulations vary widely from state to state in the United States, and from country to country internationally.Payday Loans Are A Booming BusinessPayday lenders have had seen booming success worldwide, and credit that success to offering a service that was not formerly available. They point out that emergency cash loans offer an attractive alternative to people who are not able or willing to use less expensive conventional routes to borrow money. Some companies that offer emergency cash advances in the UK have described their approach as a handy financial service for young, Web-savvy borrowers, accustomed to the ease and convenience of instantaneous online communication. These applicants often feel left out of the conventional banking system. Today&#8217;s modern consumer, raised entirely with social media, can even apply for these micro-loans using their smartphones, with money transferred to successful applicant&#8217;s bank accounts within minutes.Compare Payday Loans With Other Loan TypesMany types of short-term loans can seem expensive when the fees associated with the loan are factored as yearly APR. For that reason, payday lenders prefer to compare their loan products to bank overdraft fees and other charges that traditional lenders use to recoup funds. Many payday lenders don&#8217;t even characterize their business as banks, simply as another form of Internet technology, used to connect willing borrowers with willing lenders.Payday Loans Are Available 24/7As traditional outlets for loans become harder to find and are requiring larger and larger amounts of paperwork for even small loans, payday advances have stepped in to fill the vacuum. They&#8217;re available day and night, seven days a week, and in many cases the process is so fully automated that loans are granted without the borrower ever having to speak to another person. After applicants have established a track record of successfully paying off cash advance loans, some lenders only require applicants to text the amount of the desired loan, and the term of the loan desired, and the money is instantly made available.So Why Would I Pay the Added Interest?Sometimes it&#8217;s an unexpected emergency, or it may be that an opportunity has come up you couldn&#8217;t possibly pass up. Is it tickets to the playoff? Has a friend obtained access to ringside seats at the &#8220;fight of the century&#8221;? Or maybe you have committed an unforgivable sin and forgotten your significant others birthday&#8230;Whatever the reason, you&#8217;re short on cash. If you haven&#8217;t got credit cards and maybe your friends and family are not in a position to help out. What do you do?It&#8217;s increasingly common for those in immediate financial need to approach a short-term lending company for a &#8220;payday loan&#8221;. These loans are often unsecured, meaning the borrower has no collateral to provide. This makes the loans a high-risk cash advance for the lending company. If the borrower bails, there&#8217;s nothing of value to collect. They compensate for the increased risk by charging very high-interest rates.The applicant usually must provide proof of employment, and government issued identification. The idea is that when the applicant&#8217;s next pay check is issued, the funds will be used to pay off the loan. In some cases, the loans may be made for the borrower to purchase a car or other big-ticket item. In these cases, there is somewhat less risk involved for the lender. The item may be re-possessed should the applicant fail to repay the loan as promised.So What is the Bottom LineCompanies around the world offer payday loan services including Canada, the United States, Australia and Great Britain. The rules and regulations regarding how much interest may be charged, and limits on the amounts of the loans vary depending on the country, state, province or county where the payday loan company is located.The industry is growing; possibly the fastest in the UK, where there are fewer regulations on how payday loan companies may operate. UK firms have expanded into Canada and Australia. In a few states in the United States, super high-interest loans (such as those provided by payday loan advance firms) are illegal.On the spot check-cashing is another service that is frequently offered by payday advance companies. Perhaps the customer does not have a bank account or wants immediate access to the cash. A flat charge or percentage of the check amount will be charged as a fee. Short term loan companies often open early and close late to take advantage of those who need immediate access to cash.Many companies now offer online applications for payday loans. They usually offer a quick decision on the client&#8217;s application, sometimes within an hour. The cash can then be deposited into a bank account or collected by the borrower at a company office. </p>
  183. ]]></content:encoded>
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  185. <slash:comments>0</slash:comments>
  186. </item>
  187. <item>
  188. <title>Creating A Beautiful Superb Garden Requires The Right Garden or Hydroponic Supplies</title>
  189. <link>https://iubiems.info/creating-a-beautiful-superb-garden-requires-the-right-garden-or-hydroponic-supplies,html</link>
  190. <comments>https://iubiems.info/creating-a-beautiful-superb-garden-requires-the-right-garden-or-hydroponic-supplies,html#comments</comments>
  191. <pubDate>Wed, 01 Feb 2023 15:14:30 +0000</pubDate>
  192. <dc:creator>admin</dc:creator>
  193. <category><![CDATA[Uncategorized]]></category>
  194.  
  195. <guid isPermaLink="false">http://iubiems.info/?p=50</guid>
  196. <description><![CDATA[Choosing the best supplies is the key determinant of healthy, quality and outstanding plants thus, giving your garden a more pleasant look. There are varieties of garden supplies that will help you give your plants all the necessary care required during growth. The hydroponic supplies are meant to improve your plant&#8217;s performance as well as [...]]]></description>
  197. <content:encoded><![CDATA[<p> Choosing the best supplies is the key determinant of healthy, quality and outstanding plants thus, giving your garden a more pleasant look. There are varieties of garden supplies that will help you give your plants all the necessary care required during growth. The hydroponic supplies are meant to improve your plant&#8217;s performance as well as making your organic gardening work easier and fun.The aim of this article is to provide you with more insight that will help you make better decisions based on the following gardening categoriesWater Filtering Systems: It ensures that your plants remain healthy by pre-treating your water. Water that is used to water your plants is passed through these filters that remove any chlorine from water that can cause adverse effect to soil and plants in your organic gardening. Water filters eliminates the chlorine which could have otherwise killed soil microbiology in the soil. Therefore, purchasing a good water filter system will ensure that your garden soil remains fertile by providing the much needed minerals and vitamins that ensure your plants grow healthier in your garden.Soil Treatment: Treating your gardening soil is the first step that you should emphasize on to ensure your plants get the required optimum soil conditions for proper growth. Major soil treatments in gardening usually focus on nutrients level, soil PH and mineral deficiencies.Bud Trimming Machine: They are useful garden equipment that helps you prune the unwanted protruding leaves. You can as well use them to cut roots and in the preparation of flower petals. They ensure that you handle your plants safely without making any unnecessary damage. They are found in different varieties to suit your gardening preferences.Grow Tent: Grow tents enable you to develop a perfectly controlled garden area a micro-environment Grow Room / Grow Cabinet where you can specifically control temperature and humidity levels and photoperiod lighting. They are made of light proof construction that does not allow light leaks which can lead to possible plant problems during the growth and flowering period.Aeroponics Systems: Aeroponics systems have widely been used by many individuals in their effort of growing clones, veggies as well as herbs. The method entails growing of plants without use of any soil. Water with nutrient solutions is used where the roots of the plants are spread in order to absorb the essential nutrients. Aeroponics systems are available in different varieties at affordable prices.Greenhouse Controllers: Use of a green house controller in your garden ensures that your plants are within the optimal environment for proper growth. All your crops will be protected from harmful pests and diseases as well as from harsh environmental conditions. Purchasing a greenhouse controller will ensure that your plants remains protected at all time and you are assured of better quality produce at the time of harvest.PH/EC/TDS Meters: They are necessary equipment that every gardener must have. Whether you do indoor gardening, hydroponic gardening or green house gardening, they are equipment that will help you test for many issues. This equipment will enable you test your soil pH levels quickly so that you can know the best ways to adjust the soil Ph. In addition, they will also help you make calibrations on your Ph meters.Plant Pots and Containers: Growing your plants in plant pots or containers is the most convenient form of gardening. There are many benefits that come with containers gardening. Plant pots and containers are easily movable and thus, you can even choose to grow your plants either on your balcony, courtyard, indoors and many other places. With containers, less weeding is needed and you also avoid using heavy gardening equipment. Plant pots and containers also give your plants an optimum environment for their growth because monitoring is easy.Garden Accessories: Having proper accessories makes your garden appear more attractive and eco-friendly. These amenities will make your gardens a better place to visit and enjoy. Garden accessories such as furniture for gardens, lightning, outdoor cooking or outdoor heaters are some of the best garden accessories that you should consider purchasing so as to give your gardens an elegant look and style.Hydroponic Nutrients: Use of plant nutrient in gardening is a modern trend that every gardener needs to embrace. It involves growing your plants without soil and instead uses solutions containing essential nutrients that your plants require for proper growth. Hydroponic nutrients provide an easy way of farming as it does not require any soil testing or much labor which saves you a lot of gardening costs. It supplies your plants with all the required nutrients thus ensuring that your plants are grown in the best conditions.Pest and Disease Control: Controlling pests and diseases in your garden is very essential. For your plants to grow and thrive well, they require a disease and pest free environment. Therefore, you should ensure that you have set aside proper mechanism for your pest and disease control. In fact, pests are the ones that transfer diseases to your plants. Thus, purchasing the proper supplies will ensure that all your plants remains healthy and yields more at the harvest seasons.Rooting and Propagation: This type product provides faster plants generation by rooting the stem cuttings and propagating the cuttings. They easily produce roots after a short while and you can use them to increase the amount of crops that your garden produces. This method saves you the cost of purchasing seeds and it also reduces the germination period of some plants. The process of rooting and propagation is not labor intensive because plants take less time to produce roots and develop.Growing Media: Despite the fact that hydroponic gardening is a soil-free gardening, growing media are necessary as they provide support to your plants roots. They also help in maintain the necessary oxygen/water ratio so that your plants remain healthy. There are different varieties of growing media to choose from in the market that comes with different features according to your preferences.Fans and Blowers: Are you having problems with frequent falling leaves in your garden? To maintain cleanliness and keep a good condition in your garden, fans and blowers are the best choice for all your landscaping needs. Blowers ensure that you remove fallen leaves from your garden with ease compared to using other tiresome tools such as hand rakes. Fan and blowers are available in the market with different features at affordable prices. They will help you conduct all your landscaping needs with ease.Grow Lights: Grow lamps are the best choice for your indoor gardening. Especially when you want to start seeds, growing lights provides optimal conditions that ensure you get healthy green seedlings. Selecting an indoor lighting system that matches your preferred plants will ensure that your crops grow in a well controlled environment with the right light intensity required by plants.Odor Remover: Bad odor smell in our gardens is something that can make them unpleasant for us to visit and work. That&#8217;s why it&#8217;s necessary for us to ensure that we get rid of all odors and make our gardens fresh and smart. Odor removers are found in different forms that you can spray to your garden and they eliminate any bad smell in your garden and you stay protected for up to one month. Charcoal filters are the preferred choice for indoor gardens.Air Ducting: Air ducting equipment ensures that your gardening containers or greenhouses remain air-tight. They are designed to give you a tight waterproof and prevent unnecessary leakages. They are also primarily used for moving air in and out of your indoor garden or green house.Garden Irrigation Systems: Garden irrigation systems have gained a lot of popularity in modern gardening today. They have been designed to ease the gardening work and make it enjoyable. By relieving the gardener of the hassles and legwork of irrigation, gardeners now spend little time when watering their plants. The other benefit of using the garden irrigation systems is improved efficiency through systems such as drip irrigation compared to traditional methods. Gardeners should embrace these irrigation systems for optimum gardening benefits.Hydroponic Supplies by Good Guys Gardening </p>
  198. ]]></content:encoded>
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  201. </item>
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