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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>jmskjsbms.info</title> <atom:link href="http://jmskjsbms.info/feed" rel="self" type="application/rss+xml" /> <link>https://jmskjsbms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:44:33 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Home Improvement Product – Bargains Galore</title> <link>https://jmskjsbms.info/home-improvement-product-bargains-galore,html</link> <comments>https://jmskjsbms.info/home-improvement-product-bargains-galore,html#comments</comments> <pubDate>Fri, 07 Apr 2023 21:08:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=59</guid> <description><![CDATA[Find the right home improvement product for every occasion. If you enjoy adding new things to your home or changing the look and feel you may be one who shops yearly for home improvement products. You will rarely find just the item you need when you need it so it is a wise to pan [...]]]></description> <content:encoded><![CDATA[<p> Find the right home improvement product for every occasion. If you enjoy adding new things to your home or changing the look and feel you may be one who shops yearly for home improvement products. You will rarely find just the item you need when you need it so it is a wise to pan out your projects ahead of time and begin shopping now.Plan Ahead and Save Big BucksIf you have a home that will need several home improvement projects in the future you may want to sit down and put together a long term plan of action and them start shopping or be on the look out for bargain deals for all the home improvement product that you may need to complete the job.Check with the Local GuyYou can find many bargain deals on home improvement items by checking with local builders and asking them to let you know when they have overstock items. It is very common that builders and contractors will have too much of many items left over from a job. They may be willing to sell you their left over home improvement product for a very good price if the timing is right.The Big Boys Lose Money TooYou might be surprised to know that many larger retail stores are often selling items well below their cost just to clear it out. Often times when they are faced with too much inventory they will pay stocking penalties and it makes it more advantages for them to unload the inventory at a drastically reduced price to the consumer. If you are lucky enough to find the great home improvement product deals you will find some real bargains for sure. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/home-improvement-product-bargains-galore,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Deep in the ART of Texas: Economic Impact Study Shows Significant Impact of the Arts in Texas</title> <link>https://jmskjsbms.info/deep-in-the-art-of-texas-economic-impact-study-shows-significant-impact-of-the-arts-in-texas,html</link> <comments>https://jmskjsbms.info/deep-in-the-art-of-texas-economic-impact-study-shows-significant-impact-of-the-arts-in-texas,html#comments</comments> <pubDate>Wed, 05 Apr 2023 08:38:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=57</guid> <description><![CDATA[The results of a 2003 economic impact study out of Austin confirms the suspicions of many Texas cultural art lovers, demonstrating that the cultural arts have a Texas-sized impact on our economy. The purpose of the study, produced by leading Texas economist Dr. Ray Perryman, was to comprehensively examine the economic impact of the arts [...]]]></description> <content:encoded><![CDATA[<p> The results of a 2003 economic impact study out of Austin confirms the suspicions of many Texas cultural art lovers, demonstrating that the cultural arts have a Texas-sized impact on our economy. The purpose of the study, produced by leading Texas economist Dr. Ray Perryman, was to comprehensively examine the economic impact of the arts on Texas. The study concludes that the arts have an extraordinary impact on the Texas economy ranging from billions of dollars in total expenditures, gross product and personal income, to almost two million permanent jobs.The study raised awareness of the total contributions of cultural activities within the state and offers a perspective on future patterns and prospects. The report focuses on the full integration of the arts into the entire spectrum of production in the state.Key findings of the study include:1. The Arts as a Component of the Entire Economic SystemWhen viewed in terms of their contributions to all sectors of the economy, the cultural arts account for $190.2 billion in total expenditures (12.3% of the state total). The cultural arts also result in $98.4 billion in Gross Product, $61.7 billion in Personal Income and 1.918 million Permanent Jobs (15.7%).2. THE ARTS AS TRADITIONALLY MEASURED (Visual, Literary, Media and Performing)The overall effects of the contribution of the arts as traditionally measured (visual, literary, media, and performing) include $63.7 billion in Total Expenditures, $31.5 billion in Gross Product, $18.7 billion in Personal Income, and over 600,000 Permanent Jobs.As traditionally measured, the cultural arts are responsible for about 19.8% of the total tourism in the state.3. THE NONPROFIT SEGMENT OF THE ARTSThe nonprofit segment of the arts brings a net benefit to Texas of $19.0 Billion in Total Expenditures, $9.5 billion in Gross Product, $5.9 billion in Personal Income, and over 200,000 Permanent Jobs.The nonprofit arts sector is the incubator for the vast role of cultural activity in the economy. For every $1 spent on those activities, more than $298 of long-term cultural impact on the economy occurs, as well as $9.20 in State revenues.4. RURAL IMPACTApproximately 5.5% of the economic impact of traditional cultural arts occurs in rural segments of the state.Rural regions of Texas enjoy 6.6% of all nonprofit arts activity.STAND UP AND TAKE NOTICE, Y’ALL!Governmental investments in arts and cultural organizations are no longer about intangibles. Arts and cultural organizations in Texas make very real and significant contributions to the local economy and are worthy of community support and advertising dollars. These contributions are significant and sustained. Even in the face of economic slowdown, arts and cultural organizations continue to impact the Texas economy substantially, in addition to the enjoyment and fulfillment they provide to our citizens and visitors each year.One look at the numbers will surely cause any Texas advertiser to stand up and take notice of the potential when linking up with artistic and cultural endeavors as part of this year’s promotional campaign. They need your support and you need their audiences.In 2003, arts and cultural organizations in Texas generated over $55 million in economic activity and impact from construction and capital expenditure activity to new and existing facilities. These same organizations generated about $320 million in economic activity from indirect audience spending associated with attendance at arts events during that same year. Nearby, the total economic impact of the arts in Fort Worth in 2003 was about $250 million; in Dallas, over $500 million. Other metroplex communities generated about $23 million.Do the math: that’s nearly $800 million! The Governor’s office has noticed. Have you?ARTSY COMMUNITIES MEAN BUSINESSBear in mind, when we talk about “the cultural arts,” we’re including everything from Art Museums to Texas Music and Dance. We’re talking about the ethnic culture here from Polish to German, Mexican to Italian. From Texas Indians to the history of our great educational institutions, people want to know so they can go! They want to visit and they want to learn. It’s ALL of interest to SOMEBODY and people are spending good money in Texas to be part of what the Lone Star State has to offer.The legacy of every civilization is, in large part, found in the art they leave behind. No wonder that, when the one hundred most influential people of the past were named, over one quarter of those named represented the cultural arts. In addition to the arts being so important to our social structure, they are, as shown, an important part of our economy and are worthy of our attention. They are, in fact, completely, immovably, forever engrained into our economic system.Blu Dornan, a local artist from Stephenville, said, “I have been received very well since I started promoting my art [in Stephenville] a year ago… Art within the community reflects the local environment. It gives us pride as a society and lets visitors know who we are as a community and what we are about. Remember, an artist’s greatest fear is that his or her work will never be seen and the vision never realized.”SPEAKING OF STEPHENVILLE…As a Civil War and Alamo buff who has done his share of painting, writing, sketching and illustrating on a professional level, this writer would love nothing more than to see my home town of Stephenville, Texas – the Cowboy Capital of the World – become the State’s next hotbed of artistic and cultural activity as well. We have so much to offer and so many people would benefit by visiting here. Fact is, folks are coming here in droves and tourism numbers are way up for each of the past three years. Among other things, they’re visiting our local museums and historic points of interest including the Cowboy Capital Walk of Fame, Heritage Square, the Dublin Dr Pepper Museum, and the Stephenville Historical House Museum. Tarleton University has much to offer including their Planetarium, the Dora Lee Langdon Cultural and Educational Center in Granbury, and the W.K. Gordon Center for Industrial History of Texas.Currently, thanks to the Cross Timbers Fine Arts Council (CTFAC), there’s a surprising amount of cultural arts activity in our community. Last August, we thrilled to the Glenn Miller Band outdoors and the Fort Worth Symphony makes a stop in town every other year. We are always looking forward to more of the same. The Stephenville Chamber’s Hispanic Business Council, entering its second year, has already taken steps toward tapping into the talents and cultural expertise associated with the area’s Hispanic population. And we’ll be seeing more from them as well.Where fine arts are concerned, we have art galleries the likes of Brian Drake Studios, the Thompson Fine Arts Gallery, Brooks Art Gallery, Tarleton’s Clyde H. Wells Fine Arts Center and Gallery and, of course, the Cross Timbers Fine Arts Center’s River North Gallery.Debbie Reynolds, Director of the CTFAC, says, “The gallery provides a place for artists to exhibit their work without a fee, where they can offer their art for sale and is open free to the public…” Mrs. Reynolds reminds us, “Not only do the arts have an economic impact, but they also improve the quality of life. Not just through entertainment, but education as well. Statistics show that students who participate in any form of the arts: band, theater, visual art, choir, dance, etc. are higher academic achievers. They score higher on tests, develop leadership and cognitive thinking skills, time management, self discipline, creativity and problem solving skills.” She added, “In September 2004 the State Board of Education adopted new curriculum requirements for grades K-5 regarding increased arts education in Texas schools. These new initiatives will start with the 2005-06 school year….we are exposed to art forms every day all day long, whether it is through the music we listen to, through magazines, movies, TV, billboards, architecture, auto design, textiles, clothing design, home decorating, floral design and the like.”Dan Delgado, President of the Stephenville Visual Arts Booster club says, “…the Arts are a basic component of a healthy, well-rounded person…The Arts cause us to stop, remember life and relive….they capture the wonder of life and pass it on in a manner that allows others to enjoy it, even if it’s through a vivid imagination, or a dream. The mind is a wonderful tool and enjoying the Fine Arts is the perfect way to put it to use…there is no right or wrong way to appreciate the Arts. There’s only your way!”To the local business person, looking for the right place to spend your ad dollar, in this writer’s professional marketing opinion, we need to sponsor all cultural arts events and activities as if there were no tomorrow.So, put your money where your ART is. You’ll be glad you did. </p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/deep-in-the-art-of-texas-economic-impact-study-shows-significant-impact-of-the-arts-in-texas,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Comparing Health Plans: Elective Surgery Waiting Times</title> <link>https://jmskjsbms.info/comparing-health-plans-elective-surgery-waiting-times,html</link> <comments>https://jmskjsbms.info/comparing-health-plans-elective-surgery-waiting-times,html#comments</comments> <pubDate>Tue, 04 Apr 2023 22:22:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=55</guid> <description><![CDATA[Australia’s public health care system strives to ensure that every citizen has access to quality medical services. Although Medicare guarantees every Australian will see a health care practitioner even when no private health plan is in place, waiting times for certain procedures, including elective surgery, can be extremely long.Your health insurance plan offers additional coverage [...]]]></description> <content:encoded><![CDATA[<p> Australia’s public health care system strives to ensure that every citizen has access to quality medical services. Although Medicare guarantees every Australian will see a health care practitioner even when no private health plan is in place, waiting times for certain procedures, including elective surgery, can be extremely long.Your health insurance plan offers additional coverage to take care of procedures and expenses not covered by Medicare, and probably allows you to bypass the lengthy waiting periods experienced by individuals who depend solely on Medicare for their health cover. However, different health cover providers offer different waiting time options, which is why it is so important to compare health plans to find the one that best suits your needs and the needs of your family.The Australian government has been trying to address the problem of long waiting times for elective surgery, since so many Australians have no private health cover and depend on Medicare alone for their health care. But change takes time, particularly when it is dependent upon increased funding at the national level. Since private cover is widely available, and different providers offer a variety of plans and options to suit every budget, your health insurance premium doesn’t have to be beyond reach.By comparing health cover policies, you can find insurance that will safeguard you and your family if you have unexpected health care costs not covered by Medicare. Elective surgery doesn’t always mean cosmetic surgery; cataract removal, gall bladder removal, coronary bypass graft, tonsillectomy, repair of a perforated eardrum all fall under the category of elective surgery. Many conditions that require elective surgery are painful, making the waiting period very difficult.No one is immune from illness or injury; your health insurance can provide peace of mind when it is most needed.An added incentive to purchase private insurance is the 30 percent rebate available to policy owners through the Australian government, which was set up to encourage Australians to purchase private health cover. The rebate increases to 35 percent when you turn 65, and 40 percent when you turn 70. Your health insurance monthly premium will be established according to the cover package you choose, which is why it’s important to compare health plans before choosing one. You may tailor your private plan to your individual needs in order to save money and avoid paying for unnecessary coverage. For instance, if you’re under 35 and beginning a family, you probably don’t need coverage for cataract surgery or hip replacements.When comparing health cover policies, it’s important to understand life stage concerns, which helps determine what coverage is best suited to you according to your age, lifestyle, and level of protection you are looking for. Insurance needs change as we age, and it’s always best to review your health insurance plan yearly to make sure you have all the coverage you need, and aren’t paying for coverage you no longer need.Remember, you can’t put a price on good health. Compare health cover plans that meet your needs and the needs of your family, and rest assured that the safety net you put in place will protect you and your loved ones when the unexpected happens. </p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/comparing-health-plans-elective-surgery-waiting-times,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Choosing Beautiful Kitchen Glass Backsplash Tiles</title> <link>https://jmskjsbms.info/choosing-beautiful-kitchen-glass-backsplash-tiles,html</link> <comments>https://jmskjsbms.info/choosing-beautiful-kitchen-glass-backsplash-tiles,html#comments</comments> <pubDate>Tue, 04 Apr 2023 19:00:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[backsplash tile]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=52</guid> <description><![CDATA[Glass backsplash tiles are used to decorate your kitchen. These tiles would help you to give a new and exclusive look to your kitchen. Kitchen is considered to be the best place for trying new experiments. It is place where you try different tiles. You can decorate your kitchen with the help of the stone, [...]]]></description> <content:encoded><![CDATA[<p> Glass backsplash tiles are used to decorate your kitchen. These tiles would help you to give a new and exclusive look to your kitchen. Kitchen is considered to be the best place for trying new experiments. It is place where you try different tiles. You can decorate your kitchen with the help of the stone, glass and metal tiles. But you need to spend time on creating new and beautiful design. You should also use your imagination power to make your own design.You will find variety of glass backsplash tiles. Choose the tile that attracts your attention. Glass backsplash ties are available in different color, shape, size and texture. Decide which tiles are best for your project. Choose the tile that would fit into your need and demand.You would find various types of designs in kitchen backsplash tile. These tiles are long lasting. There are many backsplash tiles which are not durable. So, you don’t limit your choice. Try to experiment with different colors and design before you actually decide your design. Don’t be afraid of using these tiles. These tiles are hand made. You would get a wide range of backsplash tile.The most important factor about backsplash tile is that they are easy to clean and they are easy to maintain. These tiles have beautiful texture but very soon these tiles become dirty. There are tiles called stone tile. These tiles can be used to decorate the kitchen the only disadvantage of these tiles is that is quite spongy. But don’t worry these tiles can be sealed to make them suitable for your kitchen. These tile are expensive are compare to other types of tiles.Kitchen is considered to be the smallest area of the house. So, it becomes expensive to decorate these smallest are of the house. But kitchen is the place where you feel comfortable. It is considered to be the most luxurious area of the house. If you decorate this smallest area of the house then it could make a huge difference in decorating your whole house. It is that part of the house that attracts the attention of the outsiders. It is that part of the house that reflects the attention of the outsiders.Sample tiles are considered to be the best way of finding whether this tile would suit your kitchen or not. Put these sample tiles on the countertop and bend them against your old decoration. Leave them for few days in your kitchen then you will come to know that which design is best for your decoration.To select the perfect design for your kitchen try different tiles with different textures and be afraid of using different materials for your decoration. These tiles would help you to renovate your kitchen. So, take your own time to find the best design for your kitchen. These wonderful tiles would change the looks of your kitchen. These tiles would help your kitchen to look unique. These tiles would provide you such designs which would be admired by all. </p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/choosing-beautiful-kitchen-glass-backsplash-tiles,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Halal Investment Options for Muslims in Canada</title> <link>https://jmskjsbms.info/halal-investment-options-for-muslims-in-canada,html</link> <comments>https://jmskjsbms.info/halal-investment-options-for-muslims-in-canada,html#comments</comments> <pubDate>Wed, 22 Mar 2023 15:30:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Investing]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=50</guid> <description><![CDATA[I’ve always been a huge advocate of avoiding Riba (Interest), either earning or paying. There are definite financial, social and religious reasons for this and we, as Muslims, are aware of them.There has always been a concern among the Muslim community in Canada of where they should put their extra money in terms of Savings [...]]]></description> <content:encoded><![CDATA[<p> I’ve always been a huge advocate of avoiding Riba (Interest), either earning or paying. There are definite financial, social and religious reasons for this and we, as Muslims, are aware of them.There has always been a concern among the Muslim community in Canada of where they should put their extra money in terms of Savings or Investments, earn money from that or at least hedge against the Inflation and other factors. Based on my knowledge and experience (Allah knows best), I was able to dart down the following investment opportunities available in the Canadian market.Investing in Commodities e.g. Gold and SilverGold and Silver have historically been the best source of securing your wealth over a long period of time. From my research of historical Gold prices, they have tripled in last 20 years. Silver is not far behind. Rather, silver has outperformed gold if we take different time ranges. So let’s say you are not someone who has huge sums of money and can make big investments, investing in gold or silver is definitely an option for you. This is purely a halal investment and if you are looking to invest for a longer period of time, let’s say saving money for your child’s education, investing a couple of hundred dollars a month should not be difficult. This way you are preserving your wealth and, in the meantime, saving money for your child’s education. You can buy gold from banks or can even purchase from an accredited gold dealer in Canada.There are other commodities you can invest in but for a domestic investor it would be hard to store those commodities over a long period of time.Investing in company Stocks i.e. sharesBasic reasoning as to why stocks are halal investments is as investors you will be rewarded with profits of the company and will also to have bear losses, if any. There are different types of stocks you can invest in based on your investment horizon i.e. time period you want to invest for and the amount of risk you can handle. Moreover, it also matters what kind of income stream you have in mind i.e. do you want regular dividend payments or you are more interested in Capital Gains (IPO’s i.e. companies that are recently launching their stocks into the stock market, are best for Capital Gains).Examples of stocks you can invest in as Muslims are:<br />1. Retail companies<br />2. Oil and Gas companies<br />3. Trading companies etc.There is a list of type of companies we, as Muslims, should not invest in i.e. these won’t be considered as Halal investments. Companies that primarily deal in:<br />1. Financial institutions i.e. banks, loaning companies<br />2. Alcohol<br />3. Pork and pork related products<br />4. Tobacco<br />5. Weapons and ammunition<br />6. EntertainmentThe list provided above is just an example and is not extensive.As a normal person who does not have much knowledge about how to invest in stocks in Canadian Stock markets, best thing is to reach out to someone who knows. They may be your relationship managers at the bank, a muslim scholar who has finance knowledge as well and knows financial markets or contact brokerage companies.You will need to make sure you have explained to them in detail the criteria for your investments i.e. type of companies you are looking into.Some banks such as RBC Royal Bank give you an online account that you can use trade stocks online. For this you need to have reasonable knowledge of how stocks work and how to analyse an investment opportunity.Land and propertyIf you have enough spare cash that you have saved over a period of time and looking to invest in halal options, property and land present another option for you. People do engage into buying houses through mortgage and increase their asset base, but that is definitely not a halal option. So, if you are someone who likes to avoid interest, you should not go into buying houses through mortgage.Now there are 2 scenarios:<br />1. You have enough money to buy a house. In this case you should be on the look for best investment opportunities in terms of property and land. I’ve seen people usually invest more into buying houses than buying land in Canada. This is not a bad option and is more secure. But investing in Land around the areas that have potential in terms of future growth and have developmental projects in the pipeline is something that can generate higher returns for you.2. You don’t have enough money to buy a house in Canada. In this scenario, since almost all of us are immigrants here, there is always an opportunity available in your country of origin. You can invest in smaller properties there and once you have collected enough money, you can bring it back here (if your goals is to own property in Canada).<br />Investing in new companiesA large number of Muslim business men/women want to start their new projects, they have good ideas but do not have the money to invest. You can find these people in your community or social networks and discuss about their ideas. If you have the financial knowledge, try and analyse their ideas, both in terms of practicality and future revenues. If you don’t have the knowledge, have them create a business plan and then present that business plan to an investment advisor.You can also create a pool of money with your friends, acquaintances and start a business that you normally can’t afford. Investing in new projects i.e. businesses, is riskier than investing into an already running business but if weighed and measured properly and work hard on, can generate much better returns.In the end, my knowledge is limited and above mentioned options are just suggestions, but I am hopeful they can give you an idea about investing halal and saving yourself from the curse of Riba (Interest). I’d be more than pleased to help with any of the above. </p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/halal-investment-options-for-muslims-in-canada,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://jmskjsbms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://jmskjsbms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://jmskjsbms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://jmskjsbms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://jmskjsbms.info/fear-and-greed-in-the-market,html</link> <comments>https://jmskjsbms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://jmskjsbms.info/5-areas-where-interest-rates-matter,html</link> <comments>https://jmskjsbms.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Utilize Colors strategically in website design</title> <link>https://jmskjsbms.info/how-to-utilize-colors-strategically-in-website-design,html</link> <comments>https://jmskjsbms.info/how-to-utilize-colors-strategically-in-website-design,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:30:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Computers]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://jmskjsbms.info/?p=29</guid> <description><![CDATA[Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine [...]]]></description> <content:encoded><![CDATA[<p>Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine the way they feel about it and whether or whether they’ll return.</p><p>What makes color important for Website Design</p><p>Colors can increase the visibility of your brand and can also entice visitors to your website to engage. The impression they form subconsciously about your company could be based on your website’s color scheme. So when a web design firm is first deciding to design your site, they first look at two aspects – the feelings your brand wants to create, and the cultural and philosophical contexts that it would like to be in line with. This is the initial step to choosing the right colors for the design of your website.</p><p>Color Psychology – colors trigger emotions<br />Psychology of color is the term used to describe the impact that color can influence a person’s feelings behaviours, feelings, and moods. Although the rules are not fixed in stone, we are drawn to certain colors because they affect our feelings. The context here is crucial. Red could mean fear and risk to certain people, but enthusiasm and passion to other people. When using colors in web design, it should blend seamlessly with aspects of the website including copy, typography, and images.</p><p>Below are some colors and the emotions they bring. While they aren’t fixed in stone, these are generalizations and can have an impact on the people who are watching. This will help you determine the color of your choice in accordance with how you would like your viewers to feel and the actions you would like them to do.</p><p>• Red Power, Love passion, danger exhilaration</p><p>• Orange: fun, warmth, comfort, freedom, playfulness</p><p>• White Peace, Clarity pure, purity, and cleanliness</p><p>• Blue: calm, confidence peace, trust and logic, as well as reliability</p><p>• Purple: luxury, sophistication, mystery, loyalty, creativity</p><p>• Pink: gentleness, sincerity, nurturing, warmth</p><p>• Green: health, nature, prosperity, abundance</p><p>• Brown nature protection, security, support</p><p>• Yellow: happiness, creativity, optimism, friendliness</p><p>• The Black: class, control power, sophistication and depression</p><p>Cultural Context<br />While various colors could have different meanings for individuals, colors can are also associated with cultural significance. In many Western countries, it is believed that black symbolizes mourning and death, while the same color is used in a variety of Eastern nations.</p><p>The color Red is thought to be associated with focus and pressure in Western culture, while many Eastern cultures believe it is associated with luck. It is important to consider the context when making a selection of colors. Most of the time, you’ll prefer to select the colors of your company based on the audience you want to reach. Based on the location where your market is located the colors displayed on your site could convey significant messages in different ways.</p><p>However, it’s not always the case particularly when it comes to massive and well-known brands that have images already embedded in our consciousness. The red color of Coca-Cola or KFC, for example, will typically have no negative associations anymore, considering the extent to which well-known and loved they are.</p><p>The Basics of Color Theory</p><p>Theory of Color is an established set of rules that can be helpful in understanding and creating complementary colors and combinations. These basic principles can assist you in creating a color colour scheme that is appropriate to your company’s specific requirements.</p><p>Primary Colors: They are three in total – blue, red and yellow.</p><p>Secondary Colors: These colors are created using primary color combinations like the green (yellow and blue) and orange (yellow and red) along with purple (blue plus red).</p><p>Tertiary Colors: These are colors made by mixing primary with secondary color.</p><p>Shades, Tints Tones: The colors listed above are referred to by some as “pure shades”. But, these colors can be used to create other colors. Tints are created by adding white to pure colors, which makes them less intense and lighter. Shades are created by adding a lack and making them heavier and more powerful. It is possible to use white and black in different levels to create tones using pure hues.</p><p>Contrast: Contrast is the perception of the difference between two hues when put next to each other. The greater the contrast, the more the two colours stand out from one another. This is a crucial idea since different levels of contrast can make an entirely different look to your site. A text that is colored and placed with a background that is low in contrast could cause issues with reading. Contrast may also make certain elements stand out (or even deflect attention from particular elements when used effectively) in your website and can make them stand out visually.</p><p>Color Models</p><p>When designing graphic designs, color is defined using color models. This is due to the fact that it is possible to find millions of different colors and it’s impossible to list every single one. The standards were developed to allow us to easily define colors by using numbers.</p><p>RGB Model: The model that is used when working with designs on the screen. RGB refers to Red as well as Green and Blue. The three colors are assigned a value of zero to 255, and the different combinations give us different shades. The colors are typically displayed as color codes, six-digit hexadecimal code numbers. It’s an “additive” color model.</p><p>CMYK Model: This model is utilized to print for printing purposes. It is a combination of Cyan, Magenta, Yellow and Black Each color is described using its proportion of these colors. It is a “subtractive” colour model.</p><p>the LAB Model: The word LAB means lightness, A channel as well as B channel. It’s a more complicated model. It includes the lightness factor, which is a range of zero to 100, an A component that is located on the red-green axis, and a B component that is located on the blue and yellow axis. This means that the color description is more akin to human perception when compared to RGB and CMYK models.</p><p>Making Color Palettes</p><p>The first color you select for your website is the primary color of your company’s branding (Red is the color of Coca Cola, for example). This is where the psychology of color is particularly useful. The color you choose is in accordance with the feelings and the personality you want to communicate. Following that, you build your color palette with the colors that complement the base color. This is the time when the color wheel is used.</p><p>Color Wheel: A color wheel can be described as an instrument that is used to illustrate the connection between different colors. It’s basically an abstract drawing that arranges different hues of color within a circle.</p><p>With the aid of a color wheel, you have are five primary types of color palettes you can make with the help of color wheel</p><p>Analogous Palette: Analogous colors are put on top of each other in the form of a color wheel. They are in low contrast against each other and work well together, giving an elegant effect.</p><p>Monochromatic Palette: The palettes are made up of one hue that is distinctive, and is complemented by elements of various colors and hues. The palette is appealing to look at. To prevent an uninteresting look it’s beneficial to add different colors, or even complimentary elements to your website.</p><p>The HTML0 Triad Palette – This palette is composed of three colors, which are evenly spaced from each other on the wheel of color. This method should be employed with care, and not only to select colours that go well with each other and blend well but also to utilize the colors in a way that doesn’t appear too cluttered and loud.</p><p>Complementary Palette: The Complementary palette is made up of colors that are on opposite sides of the spectrum of colors. This is a great way to create striking art designs that attract attention to certain parts of your site.</p><p>Split-complementary Palette: The palette is similar to complement palettes, but it has another color placed beside one of the colors that complement each other on the wheel of color. If used correctly this design can be effective in creating a natural appearance without too much sound.</p><p>Effective Tools to Inspire</p><p>Inspiration for new colors can be found everywhere from competitor websites to nature, and the beautiful outdoors. It’s also beneficial to keep abreast of the new trends in branding. Here are some helpful tools to help you get going with fresh color concepts right away.</p><p>Pinterest The website Pinterest is a wealth of color palette concepts developed by designers from all over the globe. They can be an incredible source of ideas.</p><p>Pantone: The color Pantone has been the leading company in the area of color. It is an index of color that determines the various shades of the various hues. The most recent trends in color in fashion and design generally stem from pantone.</p><p>color-scheme Creation Websites: There are many dedicated color websites for designers that can assist you in creating colors and play around with the palettes in any way you would like. This is a fantastic opportunity to try out and create new palettes for yourself. Websites such as Adobe Color Wheel, Color Collective along with Design Seeds can be great for quick ideas.</p><p>Conclusion</p><p>While color alone may not be the sole factor in website design, it does play an important role. If used properly and in a way that is appropriate, the color(s) that you use be a defining factor for your company’s image. Utilizing the tricks and tips that were mentioned earlier, you will not have any issues using colors in your web design to get the most impact.</p>]]></content:encoded> <wfw:commentRss>https://jmskjsbms.info/how-to-utilize-colors-strategically-in-website-design,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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