![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>jswrtms.info</title> <atom:link href="http://jswrtms.info/feed" rel="self" type="application/rss+xml" /> <link>https://jswrtms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:16:51 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Operational Advice For DIY Projects Using Home Office Desks</title> <link>https://jswrtms.info/operational-advice-for-diy-projects-using-home-office-desks,html</link> <comments>https://jswrtms.info/operational-advice-for-diy-projects-using-home-office-desks,html#comments</comments> <pubDate>Sun, 16 Apr 2023 16:11:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[home office desk]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=66</guid> <description><![CDATA[In this article we will be exploring some very interesting topics that are aimed at offering valuable advice to anyone thinking of designing and decorating their home office. The main theme will be cantered around home office desks but we will also discuss some home DIY project principles that will not only assist you with [...]]]></description> <content:encoded><![CDATA[<p> In this article we will be exploring some very interesting topics that are aimed at offering valuable advice to anyone thinking of designing and decorating their home office. The main theme will be cantered around home office desks but we will also discuss some home DIY project principles that will not only assist you with your home office but also stand you in a good footing to tackle any domestic project.Being in the industry for any hears I have seen many different levels of office design and decorating. These levels range from the phenomenally designed, ultra modern and contemporary style that has everything you could ever imagine from a home study, including sofas, liquor cabinet and golf club cupboard. To the not so grand half storage space, half filing cabinet excuse for a home office, some you couldn’t even call a makeshift study let alone home office. The latter description is due to the fact that the home office was an afterthought and something that was not planned or budgeted for.Do not fear, no matter what state your office at home is in there is always something that one can do to get it to the stylish and chic, inspiration filled space that you desire. The first and most important rule when considering a home office is that you must treat this space in your home as a place of work so the design as well as decor of the space needs to reflect that. All clutter and stuff that used to be stored in this space must be taken out – only office at home related furniture and accessories must remain.The home office desk UK is perhaps the most important piece of functional furniture that one can have in this room. It is the epicenter of you workplace and must at all times reflect this. Think of how de-motivating and uninspiring it will be to have to drag yourself to a makeshift desk that has no drawers, uneven legs, scratches and not enough space to put two piles of paper. My strongest suggestion, if you are kitting this space out for the first time is to start off with the planning phase. I know that this may sound like “Pie In The Sky” stuff but if you have any idea of how many home DIY projects fall flat, are half done because no planning whatsoever had gone into it.No when I talk about planning essentially I mean these two important topics – budgeting and requirements. They will have to be addressed in that order as the budget is really the most important driving force for any project ad will have a huge effect on the requirements. Once you have adequately completed these two sections you should be left with a rough idea of what can be spent where also a list of measurements, possible designs, themes, colours etc. Make sure that the office desk is on the top of this list. The reason for this is that the study desk will have a bearing on all the other furniture, in terms of style as well as size that you purchase for your new home office. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/operational-advice-for-diy-projects-using-home-office-desks,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://jswrtms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://jswrtms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Thu, 16 Mar 2023 07:48:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[bkyljms.info]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=63</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Make Recognition Dinners and Awards Banquets Special With Entertainment</title> <link>https://jswrtms.info/make-recognition-dinners-and-awards-banquets-special-with-entertainment,html</link> <comments>https://jswrtms.info/make-recognition-dinners-and-awards-banquets-special-with-entertainment,html#comments</comments> <pubDate>Sun, 26 Feb 2023 13:46:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=60</guid> <description><![CDATA[Have you ever attended an event that has been prepared to give recognition, distribute awards, or show gratitude to the efforts and accomplishments of several people? If you have, then you would agree when I say that in events like these, meals are usually incredible and venues are commonly carefully chosen… How about the entertainment? [...]]]></description> <content:encoded><![CDATA[<p> Have you ever attended an event that has been prepared to give recognition, distribute awards, or show gratitude to the efforts and accomplishments of several people? If you have, then you would agree when I say that in events like these, meals are usually incredible and venues are commonly carefully chosen… How about the entertainment? I think you would agree with the fact that including a good form of awards banquet entertainment is important as well. And if you are going to organize similar events, you must be aware of what to look for and how to choose your banquet entertainment.Awards banquet entertainment? How exactly will that help you and your event?First of all, events like these are geared towards showing gratitude to the efforts and accomplishments of people. Apart from serving them with good food, it is a must that you let them enjoy the event. Enjoy not just by eating, but literally enjoy the whole event. Here is when awards banquet entertainment comes in.Yes, good food is important but good entertainment is as important as well. Providing a good and appropriate entertainment to your awards banquet will make your event extra special. Aside from letting your audience have fun, entertainment will keep your audiences attention from drifting away. Apart from that, good awards banquet entertainment will serve as a motivation for people attending the event to look forward to future occasions.What are the things that you should remember in order to pull off an effective awards banquet entertainment?Hire entertainers whose humor is compatible with your audience. There are a lot of performers and entertainers out there. You have to select those who will deliver jokes and acts that will be comfortable for your audience to laugh about.Next is try to go for an act that involves audience participation. Let us admit it… awards banquet can be a bit long and dragging. Having an act that will encourage your audience to participate, talk, move, and interact will keep the event alive, and prevent people from feeling bored.In corporate banquets, it will be better if you get an entertainer who could incorporate your company, products, principles, and even strategies with their performances as this would add up to your workers’ morale and motivation.If you are going to hire performers, see to it that you have the equipments that she or he will need, like microphone, microphone stands, speakers, music players, and even a large space if she or he is going to perform an extraordinary act. It is best if you hire an entertainer who fits with your resources, or if not, you can hire someone and adjust a bit in order to give him or her the needed equipments.So there you have it. Things to remember when preparing an awards banquet entertainment have been given. Do not forget them as these would help you with your future event planning.Have you ever attended an event that has been prepared to give recognition, distribute awards, or show gratitude to the efforts and accomplishments of several people? If you have, then you would agree when I say that in events like these, meals are usually incredible and venues are commonly carefully chosen… How about the entertainment? I think you would agree with the fact that including a good form of awards banquet entertainment is important as well. And if you are going to organize similar events, you must be aware of what to look for and how to choose your banquet entertainment.Awards banquet entertainment? How exactly will that help you and your event?First of all, events like these are geared towards showing gratitude to the efforts and accomplishments of people. Apart from serving them with good food, it is a must that you let them enjoy the event. Enjoy not just by eating, but literally enjoy the whole event. Here is when awards banquet entertainment comes in.Yes, good food is important but good entertainment is as important as well. Providing a good and appropriate entertainment to your awards banquet will make your event extra special. Aside from letting your audience have fun, entertainment will keep your audiences attention from drifting away. Apart from that, good awards banquet entertainment will serve as a motivation for people attending the event to look forward to future occasions.What are the things that you should remember in order to pull off an effective awards banquet entertainment? Hire entertainers whose humor is compatible with your audience. There are a lot of performers and entertainers out there. You have to select those who will deliver jokes and acts that will be comfortable for your audience to laugh about.Next is try to go for an act that involves audience participation. Let us admit it… awards banquet can be a bit long and dragging. Having an act that will encourage your audience to participate, talk, move, and interact will keep the event alive, and prevent people from feeling bored.In corporate banquets, it will be better if you get an entertainer who could incorporate your company, products, principles, and even strategies with their performances as this would add up to your workers’ morale and motivation. If you are going to hire performers, see to it that you have the equipments that she or he will need, like microphone, microphone stands, speakers, music players, and even a large space if she or he is going to perform an extraordinary act. It is best if you hire an entertainer who fits with your resources, or if not, you can hire someone and adjust a bit in order to give him or her the needed equipments.So there you have it. Things to remember when preparing an awards banquet entertainment have been given. Do not forget them as these would help you with your future event planning. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/make-recognition-dinners-and-awards-banquets-special-with-entertainment,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Think Through Mutual Fund Investment Objectives and Styles</title> <link>https://jswrtms.info/think-through-mutual-fund-investment-objectives-and-styles,html</link> <comments>https://jswrtms.info/think-through-mutual-fund-investment-objectives-and-styles,html#comments</comments> <pubDate>Fri, 03 Feb 2023 16:41:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=58</guid> <description><![CDATA[Every mutual fund has an investment objective that spells out its goals. The objective states what investing style fund managers pursue and how they intend to carry out that objective.For example, a typical growth and income fund’s objective could read like this: “Growth and Income Fund X seeks growth of capital and dividend income. The [...]]]></description> <content:encoded><![CDATA[<p> Every mutual fund has an investment objective that spells out its goals. The objective states what investing style fund managers pursue and how they intend to carry out that objective.For example, a typical growth and income fund’s objective could read like this: “Growth and Income Fund X seeks growth of capital and dividend income. The fund invests at least 65% of its assets in common stock of large, well-established companies with a history of paying level or rising dividends. The fund may invest up to one-third of its assets in foreign securities.”There’s a lot of information packed into those two sentences. From reading this objective, you’ve learned that the fund is traveling down the proven growth and income route, buying up stocks of large companies with solid histories of dividend payments.Keep in mind that, in some cases, a fund’s name is really not consistent with its objective, although it is in this case.Note also from this objective that Growth & Income Fund X may invest a full third of its assets outside of the United States. The key word here is “may.”To see exactly what percentage of assets is invested oversees, take a look at the global weighting, which can be found in a fund’s Morningstar report, as well as in the fund’s annual report to shareholders.Some investors are wary of funds that invest a significant proportion of their assets overseas, because it isn’t always easy to get information about foreign companies. Without adequate information, it can be hard to tell whether these foreign companies are growth companies or the type of companies you want to invest in.Investment ObjectivesWhen it comes to stock funds, investment objectives range from the most conservative to the most aggressive.Index funds attempt to replicate the performance of a portion of the market or even of the entire market. The most widely followed index is the Standard and Poor’s 500 index, which consists of the 500 largest publicly traded U.S. companies on domestic stock exchanges.Index funds are based on a variety of domestic and foreign indexes. Before you invest in an index, be sure you know exactly what types of companies your chosen index invests in.Balanced funds hold stocks and bonds. Traditionally, the proportion allocated to stocks and bonds has been close: 60/40 or 65/35 one way or the other. Make sure that whatever balanced fund you choose does divide its assets between stocks and bonds using a stated formula; otherwise, you may be purchasing a stock fund or bond fund in disguise.Stock income funds focus their investment on high-dividend-yielding companies and pay out more dividends and distributions to shareholders than other types of funds. Stocks held by a stock income fund typically account for 60% to 75% of such a fund’s portfolio.The trade-off here is that the dividend income gained by fund shareholders is often at the expense of slower growth and lower price appreciation for fund holdings.Growth and income funds hold growth and income stocks. They can also hold more bonds to generate income. These funds are designed to be less volatile than typical growth funds, and they provide some of the income potential traditionally found in stock income funds.Growth funds seek to profit from capital appreciation; that is, an increase in share prices of their individual company holdings. To accomplish this, fund managers invest in companies that exhibit rising sales and earnings.If about 90% of a growth fund’s assets are in stocks of large, established companies with a moderate rate of growth and paying high dividends, a strong degree of stability is provided, offsetting risk.Aggressive-growth funds aim for maximum gains by taking larger risks than other growth funds. Managers invest in companies with estimated potential, or by purchasing smaller companies in popular industries.Because of this aggressive investment philosophy, the turnover rate of aggressive-growth funds can be extremely high. A high turnover brings higher commissions and potentially higher capital gains that can increase your investing costs.Sector funds concentrate their portfolios in one particular industry. There are many types of sector funds, ranging from those focused on technology to others focusing on health care or the financial industry. Because these funds have a concentrated portfolio, they tend to be highly volatile.International funds invest in companies around the world. Be aware of different types of funds within the international category. Global funds can invest anywhere in the world, including in the United States. International funds invest only in countries outside the U.S. There are many narrowly focused funds that invest in one particular country or region of the world.Investment StyleInvestment style, as categorized by companies such as Morningstar and Lipper, comes in three flavors: growth, value, and blend (or core).In the growth style of investing, the fund manager seeks out companies with above-average sales and earnings growth.Under the value style of investing, managers purchase companies that appear to be undervalued. Valuation is based on certain defined measurements such as price-to-earnings (P/E) ratios, price-to-book-value ratios, or “fair value,” a ground-up valuation of the company’s business expressed in dollars per share. Fund managers assess such opportunities based on their experience with other turnaround situations.With the blend style of investing, managers blend both growth and value investing. In some cases, they follow a growth philosophy, while in others, they look for undervalued opportunities.Both growth and value investing have their proponents and both styles have done well in years past. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/think-through-mutual-fund-investment-objectives-and-styles,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Some Travel Myths That We Need To Leave Behind Soon</title> <link>https://jswrtms.info/some-travel-myths-that-we-need-to-leave-behind-soon,html</link> <comments>https://jswrtms.info/some-travel-myths-that-we-need-to-leave-behind-soon,html#comments</comments> <pubDate>Fri, 03 Feb 2023 13:11:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=56</guid> <description><![CDATA[It’s not wrong to claim that we are surrounded by a world of travel myths. They stop us from building the courage and making our travel dreams come true. Most of these are complete devoid of any logic and we still do not question them. Travel myths can be very absurd.Here are some commonly believed [...]]]></description> <content:encoded><![CDATA[<p> It’s not wrong to claim that we are surrounded by a world of travel myths. They stop us from building the courage and making our travel dreams come true. Most of these are complete devoid of any logic and we still do not question them. Travel myths can be very absurd.Here are some commonly believed travel myths that we must stop believing in soon.1. Unaffordable CostsA lot of us drop our travel plans because we believe it is too expensive to travel the world. It’s true that you will have to face travel costs, but they don’t have to be abnormal for the trip to be a successful one. This is where careful planning plays a major role. Sadly, a lot of travelers do not realize it and end up giving up on their travel plans. Travel can be very expensive to plan if it’s not done right.There are plenty of ways you can save on your trip. From booking early to opting for budgeted airlines, there is a lot you can do to enjoy a budgeted break.2. Unsafe WorldHere is another reason why some people fail to travel. The television and newspaper are full of depressing news about how unsafe the world has become. This plays around with the mind and travelers think it is just not safe to travel around the globe.The destination you travel to can be very unsafe for you. However, that goes for all the places on this planet; even your hometown. There are several ways through which you can ensure that you are safe and sound. Firstly, if you are traveling alone ensure that someone from back home knows about all your travel plans. At the new destination, act street smart and avoid roaming out and about alone.3. Too Less TimeThis is one of the most common reasons for people not to travel. They believe they can’t let their travel dreams come true because they simply have no time for it. Work commitments can often make them delay their travel plans. If you are one of those, you are not alone there.However, let’s face the truth. It is very easy to plan a break and you certainly don’t need a lot of time. Simply a weekend getaway can be ideal for making memories and taking a break from the same old routine. You just need to plan sensibly.4. Shopping at the AirportSome people never buy anything when they travel to a new destination and wait to get to their airport. This is because duty free shopping is considered the cheapest one out there. However, it doesn’t always work out to be the cheapest. To indulge in the duty free shopping, you must know the prices well because some things turn out to be costlier at the airport. Similarly, not all airports have the same pricing. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/some-travel-myths-that-we-need-to-leave-behind-soon,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Ageism In America – Discrimination Against Older People In Health Care</title> <link>https://jswrtms.info/ageism-in-america-discrimination-against-older-people-in-health-care,html</link> <comments>https://jswrtms.info/ageism-in-america-discrimination-against-older-people-in-health-care,html#comments</comments> <pubDate>Wed, 25 Jan 2023 08:02:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=54</guid> <description><![CDATA[Older people are the back bone of our society, yet they are frequently treated poorly and suffer discrimination when seeking health care. Many older Americans receive second and third class health care because health care professionals are either not trained to care for the needs of older people, or the provider doesn’t feel that the [...]]]></description> <content:encoded><![CDATA[<p> Older people are the back bone of our society, yet they are frequently treated poorly and suffer discrimination when seeking health care. Many older Americans receive second and third class health care because health care professionals are either not trained to care for the needs of older people, or the provider doesn’t feel that the older person’s health is important enough to warrant better care. Ageism against older Americans is a widespread practice that affects over 50% of American households with older people.When a person reaches the age of sixty, health services are sometimes based on a person’s age. For example, some health care professionals decide not to run certain tests or prescribe certain medications and treatments because they don’t feel that the tests will be beneficial, or that the medication or treatment will work for the patient. Another reason that health care professionals hesitate to provide in-depth care to older people is because they don’t want to put the person though the procedure with the assumption that it would be too tiresome or too hard on the patient. If asked, older people want to go through the tests and procedures in order to take care of their health, but many health care providers don’t ask the patients what their wishes are.In spite of public acknowledgment that ageism by the U.S. health care system does exist, no steps have been taken by the system to remove its bias against older Americans. Ageism continues to be practiced in all levels of health care. In a recent interview with Joe Reynolds,* a 71-year old Oregon resident, Reynolds stated that because he is an older person, health care providers are reluctant to treat him, and some have refused him treatment because of his age. Reynolds has diabetes, and has undergone a heart bypass. He is angry and frustrated with the medical practitioners that he has seen because he has the insurance to pay for his care, and he feels that he can tolerate the tests, procedures and medications. He declared that none of the health care providers is willing to provide the real care that he needs to live as healthy of a life as possible. Reynolds stated, “I’m old so they don’t want to do anything to help me. They don’t ask me how I feel about anything; they don’t ask me for any input about my needs. They just don’t care.”Older people like Reynolds give up and die sooner than they might have if they had been able to receive the necessary medical care. They feel like the cast-offs of society, and rightfully so. Some older people commit suicide instead of being forced to live with pain and other treatable medical conditions that they are unable to obtain treatment for.Preventive care that is routinely provided to younger people is often denied to older people. Screening for life threatening diseases and conditions is provided readily to younger people, but is grudgingly provided to older people, if it is provided at all. Older people are routinely left out when it comes to treatments such as chemotherapy, even though an older person can tolerate it just as well as a younger person. Attitude is also a factor in providing care to an older person. If the attitude of the health care professional is predisposed against providing that health care, the older person will suffer the consequences.The U.S. Health Care System needs to work harder to remove its prejudice against providing adequate and equal health care to older people, and treat them like the deserving American citizens that they are. Older people are the reason that many of our luxuries and comforts are here today. Health care partiality is not the way to treat the people that made this country.*last name changed at the request of interviewee© Copyright 2007 Patti McMann. All rights reserved. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/ageism-in-america-discrimination-against-older-people-in-health-care,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Our Health Care System Crisis</title> <link>https://jswrtms.info/our-health-care-system-crisis,html</link> <comments>https://jswrtms.info/our-health-care-system-crisis,html#comments</comments> <pubDate>Wed, 25 Jan 2023 08:00:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=52</guid> <description><![CDATA[The political struggle continues over the health care system and what will finally evolve after congregational action. The house voted to repeal the healthcare reform bill and to start all over on initiatives that will target the problems in the healthcare industry with fiscally responsible actions. The senate so far has held the party line [...]]]></description> <content:encoded><![CDATA[<p> The political struggle continues over the health care system and what will finally evolve after congregational action. The house voted to repeal the healthcare reform bill and to start all over on initiatives that will target the problems in the healthcare industry with fiscally responsible actions. The senate so far has held the party line and supports the current law. Many states are challenging the constitutionality of the law and the mandate for everyone to purchase health care insurance. The constitutionality of this law will probably be decided in the supreme court.No matter what happens in this next round of political shenanigans it is still your health that is on the line. The new system will not help you from getting sick, only you can control your own wellness.With the great controversy raging in the nation over what direction our health care system is going to take it is critical that we as individuals begin taking responsibility for our own wellness. If we don’t take personal responsibility for our own health we may end up relying on a government or private system that can not or will not be able to support our specific problems.The current direction of our congressional leaders is to mandate that 20-30 million people who do not currently have health insurance must by law have health insurance or face a fine. Legislation mandates that insurance companies must make health insurance available to those individuals. There is currently a projected shortage of doctors and the addition of 20-30 million more people will surely result in rationing of care. Some states that have implemented such legislation, such as Massachusetts, are already experiencing unusually long waits to get an appointment with a doctor.As a nation we are in terrible health. Our youth are facing a medical crisis today that often did not appear until middle age. Those in middle age are suffering from chronic degenerative diseases that our parents did not have until the later stages in life. Our elderly population suffers from those same degenerative diseases including macular degeneration, Alzheimer’s dementia and Parkinson’s disease. Why are we having an epidemic of obesity, onset (type 2) diabetes and degenerative diseases? Why can’t we do a better job of preventing disease instead of just treating it once it is discovered?What can we do proactively to ensure that we are doing the very best we can for our bodies? Has the medical community provided us with the all the facts we need to know? What is the real story on how our bodies function and is there anything we can do to ensure they have the capability to fight and win the war against degenerative diseases?Our health care system is under attack and may not be able to provide for us when we really need it. For too long we have depended on the health care system to tell us through early detection what is ailing us. What that really means is that until we show symptoms of a disease the medical community has not been trained to help us. Often that discovery comes too late and we end up in the health care system being treated with solutions designed to cure or mask our disease or to keep us alive while we suffer the ravages of the disease. Wouldn’t it be easier to look for solutions to keep us healthy in the first place? Real preventative medicine would focus on preventing disease not just discovering it, what a novel concept to reduce the strain on our health care system, help people not get sick. Emerging medical science has discovered the intricacies of our bodies’ immune system and reports that keeping the immune system strong and healthy significantly reduces our risk of illness.I believe that through proper investigation and study we can find ways to remain healthy longer. Educating the average person on what the emerging science is finding out about the intricacies of our bodies will reap great rewards, not only for our health care costs but for the individual as well. I am going to dedicate my efforts in researching the medical literature to make a case for preventive health care. We must learn how to optimize our health, the quality of the rest of our lives depend upon it!Look for my next article where I will look at some science based recommendations for beginning your own preventive health care regiment. Visit my blog for information on preventive medicine and the latest health studies. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/our-health-care-system-crisis,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Travel Risk Management: Travel Health, Safety and Security Benefits</title> <link>https://jswrtms.info/travel-risk-management-travel-health-safety-and-security-benefits,html</link> <comments>https://jswrtms.info/travel-risk-management-travel-health-safety-and-security-benefits,html#comments</comments> <pubDate>Wed, 25 Jan 2023 07:59:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=50</guid> <description><![CDATA[Introduction to Travel Health, Safety and Security BenefitsWhen it comes to travel risk management and the benefits of travel health, safety and security, this is what every travel, human resources, risk and general manager should know. In this article we will cover workplace health and safety standardization, productivity, efficiency and safety that complies with the [...]]]></description> <content:encoded><![CDATA[<p> Introduction to Travel Health, Safety and Security BenefitsWhen it comes to travel risk management and the benefits of travel health, safety and security, this is what every travel, human resources, risk and general manager should know. In this article we will cover workplace health and safety standardization, productivity, efficiency and safety that complies with the company’s social and legal obligations. By reading this article you will be able to identify the main business benefits of enhanced travel health, safety and security for business travellers and determine if you our your company have a demonstrable travel risk management system that support workplace health and safety and fulfills your social and legal primary duty of care objectives.After all, why would you exclude business travel from your overall business health, safety and security strategy and objectives?Workplace Standardization: Travel Health, Safety and Security BenefitsTravel Risk Management BenefitsHave you ever seen or visited a worksite/office where they proudly display the amount of hours or days since the last significant incident that disrupted work progress or endangered employee safety? Most likely. Have you ever seen similar or specific information displayed and communicated relevant to the last significant incident that disrupted business travel or endangered business traveller’s safety? Probably not.Travel risk management is not, and should not, a stand-alone or extra-ordinary risk mitigation system. It is merely a standardization between the more traditional or know workplace, office, and site health and safety requirements and expectations for employees. It is simply an extension to include all mobile and traveling personnel by means of concern, planning, resourcing and support to maximize business performance, efficiency and safety as it relates to business travel.Any business that does not have a universal approach, that is inclusive of business travel, is sending mixed messages to their employees and most likely exposing them unnecessarily to compliance and litigation issues.While the primary motivator for travel risk management by way of health, safety and security enhancements, should not be compliance and litigation avoidance, embracing the objective of improved and acceptable workplace health and safety for all employees will certainly take a step in the right direction to meeting both of these outcomes.Improved whole of workplace health, safety and security<br />The war for talent is far from over and one of the considerations by high value talent is the demands and support associated with business travel. Awareness of business travel health, safety and security has risen significantly in recent years but is still significantly more advanced than the supporting travel risk management systems and processes. Employers of choice and those maintaining competitive advantages in the market have been the first to adopt the principles with both tangible and intangible benefits.Creating false class or safety standards within a company is never an advisable strategy, however failure to adequately support and care for you business traveling population results in exactly that. There should be no noticeable difference to travellers of all levels of experience and status in the company’s workplace health and safety mechanisms and planning, when transiting from a fixed office/workplace to that of a mobile business travel workplace or journey.A simple standardization for those yet to implement a working travel health, safety and security strategy is advisable. Those with existing systems and processes need only ensure they remain extant and consistent with the overall company business travel objectives and social or legal expectations.Improved Productivity, efficiency and safety<br />Standardized and effective business wide health, safety and security systems have proven and measurable business benefits.Productivity derived from managed business travel can increased dramatically when inclusive of travel risk management. Lost hours, delays, disruptions, reduced work capacity and cost containment are all by-products of travel health, safety and security via travel risk management.Given that multiple overlapping departments support and manage business travel, the total amount of wastage and efficiency management is rarely visible in a single report or budget review. Significant efficiencies can be realized when the entire system is standardized to support travel administration, planning, health, safety and security. Compounding savings and harmonized expenditure can result in thousands of dollars in working capital saved or re-injected back into the business.Conclusion: Travel Health, Safety and Security Benefits<br />The benefits of travel risk management relating to travel health, safety and security should now be apparent to any business owner or manager. While workplace health and safety compliance does apply to business travel it will also result in sizable business savings and cost efficiencies if undertaken correctly, while meeting or exceeding any compliance or company’s social and legal obligations. Objectively review your current travel health, safety and security systems specific to travel risk management and use this advice as a guide to make comparisons or rectify any omissions to your processes immediately. </p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/travel-risk-management-travel-health-safety-and-security-benefits,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://jswrtms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://jswrtms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://jswrtms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://jswrtms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://jswrtms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://jswrtms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//jswrtms.info/feed
