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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>kbzmoms.info</title> <atom:link href="http://kbzmoms.info/feed" rel="self" type="application/rss+xml" /> <link>https://kbzmoms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:39:13 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Simple Modern Kitchen Home Improvement Project</title> <link>https://kbzmoms.info/simple-modern-kitchen-home-improvement-project,html</link> <comments>https://kbzmoms.info/simple-modern-kitchen-home-improvement-project,html#comments</comments> <pubDate>Fri, 07 Apr 2023 21:30:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=60</guid> <description><![CDATA[Many families today are spending more time together in the kitchen. With more emphasis on good healthy cooking, more families use this time to be together and bond. If you spend a lot of time in the kitchen, then this simple modern kitchen home improvement project might be just what you are looking for. Many [...]]]></description> <content:encoded><![CDATA[<p> Many families today are spending more time together in the kitchen. With more emphasis on good healthy cooking, more families use this time to be together and bond. If you spend a lot of time in the kitchen, then this simple modern kitchen home improvement project might be just what you are looking for. Many homes are bought today because of what the kitchen looks like. Size of the kitchen is very important if you do a lot of cooking and especially if the whole family is involved in the process. There are some fairly simple upgrades you can do to make your kitchen home improvement project not only simple and fun, but will make it a more modern and comfortable space to cook in.Sometimes a simple thing like moving a picture can give a room a whole new look, so look around your kitchen and see what kind of changes you would like to do for your kitchen home improvement project. Do not tackle a project that might be too much for you. Save that for a contractor to bid out at a later date. One kitchen home improvement project that is fairly simple, is to add tiles to a counter that may be just old counter top. You will need to take up the old counter top and if necessary replace the wood with new wood. You can now select the tile and grout you would like to use and believe me, there are many choices available so this could be a lot of fun. The next faze to your kitchen home improvement project would be to use spacers and lie the tiles down on the glued wood. You can get books and tips that can walk you through each step of this process.The next kitchen home improvement project might be to add a center island in the middle of the kitchen. If you already have one, you may want to tile it to match the counter tops. There are so many gadgets today that make life easier in the kitchen, but you will need to visit a building supply store or a specialty store that focuses on kitchens and kitchen supplies. You can get different things that hang from the ceiling, in which you can hang pots and pans, and or utensils. It’s all about convenience, so when planning your kitchen home improvement project, keep that in mind.If your appliances are old and in need of updating, you can replace them for another kitchen home improvement project. There are many options today in this field of appliances. You can choose from electric to gas, and even wood. They come in different sizes and colors now, so you can match your tiles if you want to. Since you have completed these other jobs, you might want to replace the flooring if it needs it, for one of your last kitchen home improvement projects. Once you have finished, you will be proud to say that you did it by yourself, and it will be so beautiful, you will want to spend more time in the kitchen. You may want to reward yourself with one final kitchen home improvement project of a small television you can install under the cupboard. Just imagine, you and the family can enjoy a ballgame, or the news as you fix your meal. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/simple-modern-kitchen-home-improvement-project,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fine Art Paintings And What They Involve</title> <link>https://kbzmoms.info/fine-art-paintings-and-what-they-involve,html</link> <comments>https://kbzmoms.info/fine-art-paintings-and-what-they-involve,html#comments</comments> <pubDate>Wed, 05 Apr 2023 09:00:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=58</guid> <description><![CDATA[The paintings that are produced by the artists to some people do not make sense, but to the ones that understand it is a way of relaying a message or an expression of someone or something. The paintings are the ones that capture the viewer’s eye and once that the viewer is able to look [...]]]></description> <content:encoded><![CDATA[<p> The paintings that are produced by the artists to some people do not make sense, but to the ones that understand it is a way of relaying a message or an expression of someone or something. The paintings are the ones that capture the viewer’s eye and once that the viewer is able to look and understand its meaning as long as they are true artistic fans.The common instruments used in fine art include brushes, ink, pens, charcoal, crayons and chalk. These are the essentials that are needed for painting and without them it cannot be possible to paint well or produce the type of fine art that is needed.Contemporary artThis form of art is said to be a form that has been produced in the present period in time. This kind of art involves a very strict and basic idea of art different from the ordinary traditional methods hence the name “contemporary” the art done through this form has to be from a specific idea and so there is nothing general about it.The difference is that contemporary deals with visual art in its presentation as text as compared with the traditional art which involves freedom of expression and which does not entail a lot of ideas or thinking too much plus no text is required.Abstract artAbstract art allows more freedom of expression. It is art that can incorporate geometric shapes, bright colors and lines. Basically you are free to do what you want with your painting and you can choose to include colors or not and you can choose to be representational or not or just free. All these can be done but as long as you maintain a balance and you can be able to attract the viewer’s attention. Abstract art is the most free form of fine art and as long as you can get an artist who can produce quality work with it and not just anyone then the artist is bound to get rave and positive reviews.Figurative abstraction and fine artThis kind of “fine art paintings” involves a tactic understanding of abstracted shapes. It is totally opposite of the abstracted art because it involves figures that provide a clear understanding of what the exact image is about. That is the difference with the abstract art.Abstract figurationThis kind of fine art paintings involves both abstract art and figurative art. They express fine art in those two forms and they are both intertwined together. They use the different figures and they use the several geometric shapes as well.”Fine art paintings” with their different forms are great ways to express how someone feels. They are essential because through art you are able to find that inner part of you that may be hidden for so long, it helps you express in more ways how you truly see or feel and it also helps you to have an open mind with the different images you may want to paint. </p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/fine-art-paintings-and-what-they-involve,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Become a Health and Safety Officer in the UK</title> <link>https://kbzmoms.info/how-to-become-a-health-and-safety-officer-in-the-uk,html</link> <comments>https://kbzmoms.info/how-to-become-a-health-and-safety-officer-in-the-uk,html#comments</comments> <pubDate>Tue, 04 Apr 2023 22:49:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=56</guid> <description><![CDATA[A health and safety officer (also known as a HSO) monitors how an organisation complies with health and safety law, and provides advice to both companies and employers on safe working environments. A HSO will usually work for the Health and Safety Executive (HSE), the local government, or a similar body, specially trained to monitor [...]]]></description> <content:encoded><![CDATA[<p> A health and safety officer (also known as a HSO) monitors how an organisation complies with health and safety law, and provides advice to both companies and employers on safe working environments. A HSO will usually work for the Health and Safety Executive (HSE), the local government, or a similar body, specially trained to monitor compliance with health and safety regulations. Health and Safety officers also exist within private organisations, usually larger ones, and in the public sector, such as hospitals and schools etc.Health and Safety Officers are employed in a variety of industries such as construction, manufacturing, catering, waste, IT and aerospace as well as many more. The objective is simple and that is to keep people safe when in the working environment.A HSO has a number of responsibilities. Whenever visiting an organisation, the health and safety officer must record all information. They carry out routine inspections over the course of time, which will include collating evidence and taking any samples, when necessary. They should investigate any complaints that have been made about the work environment, and provide advice on technical and legal issues. They should collect evidence and build case files, which includes maintaining a database of inspections. If necessary, a HSO may have to present information in court, or on other public enquiries relating to injury and/or death in the workplace. More than anything, a HSO will ensure that an organisation is complying with legislation, and isn’t taking the health and safety of their staff for granted. If this was the case, the officer would suggest ways to improve the working conditions, and monitor any changes that are made thereafter. So, a health and safety officer has plenty of duties – but it is an important one, which helps to make working environments a lot safer for many companies, and can be a successful career path to follow.Qualifications<br />You normally need a Higher National Diploma (HND) or degree, usually in occupational safety and health. There are also qualifications at a higher level for those who are clear what their career path is. To practice as a health and safety officer, you can complete either a BSc or MSc in environmental health, they are accredited by the Chartered Institute of Environmental Health (CIEH) in England, Wales and Northern Ireland; in Scotland, they are credited by the Royal Environmental Health Institute of Scotland (REHIS).Just to get on these courses, however, you will require other qualifications. You will need either NVQs or A-levels. Ideally, these qualifications will be one of the science-based subjects (chemistry, biology and physics) or mathematics, but it isn’t a major problem if this is not the case. However, you would need at least 5 A-C grades at GCSE level, with at least a B in maths.There are other courses available which can provide you with work experience. There are also sandwich courses, meaning that you will still gain work experience in your chosen field, but whilst the majority of your studies will be at one college, the rest of your time will be spent at another university.Don’t worry however if you don’t have a degree. Many careers paths see people evolve into different roles and health and safety officer is one of those. Probably the most sought-after qualification required for this role is the National Examination Board for Occupational Safety and Health (NEBOSH) Certificate and Diploma. NEBOSH and IOSH another qualification in health safety appears on most job descriptions. NEBOSH courses are generally studied at college, and can be taken both full and part-time and require the student to take examinations at the end. However, it is increasingly more common now that NEBOSH courses can be studied intensively over 10-14 days which can really help those looking to fast track their career.What Employers Are Looking For<br />Health and safety are important areas that all organisations must always take into consideration. Therefore, as a HSO, you will be required to ensure that all environments you come into contact with are safe and healthy, or if not, suggest the ways that they can be improved. As a result, there are a number of key skills that employers are looking for in a health and safety officer.Communication skills are very important; you will often have to suggest potential flaws, so being able to explain the problems, the possible consequences if they are not fixed, and how to remedy them in a well-spoken, considerate and calm manner is vital. If not, it could have the opposite effect, and the suggested changes will not be made out of spite, which could then lead to danger.You must also be calm. There will be moments of extreme pressure and high stress. For example, should you have to report on an incident wherein due to a failure to comply with health and safety regulations, a worker has been injured or even killed, you may have to advise and create a case for prosecution, which could involve gathering photographic evidence and speaking with those most closely linked with the incident. Although you are not at fault, it will still be stressful and hard to deal with, so being able to remain cool under such pressures is of great significance, to you, the organisation and the people involved.There are other traits that an employer will want to see. You will have to be self motivated and well-organised, as you will usually have to build and maintain your own inspection records. You must be able to think on your feet; if you see a potential hazard, knowing quickly how to address the matter means that it will be dealt with more quickly. And you should always be open to the advice of others; you may suggest a course of action that may be wrong, or perhaps there is a better way of dealing with a problem. Being able to listen to others will help you to improve, and make you a better health and safety officer.How Much Money Will I Make as a Health & Safety Officer in the<br />UK?<br />For those just starting out within health and safety, as well as graduates, the starting salary is likely to be around £25,000. Depending on the size of the organisation, and its location, however, that figure could be higher, possibly as high as £40,000 for a major company in a heavily populated part of the country. When entering a management role, the starting salary for a health and safety officer will be even higher, with some earning upwards of £60,000.In addition, there may be opportunities to work for private sector companies, who advise on health and safety issues and work on a consultancy basis earning £250-£1000 per day. Salaries will be roughly the same as those for a “regular” health and safety officer, but those who reach senior consultancy positions generally earn more than £100,000. So, one can understand why, if the option to work as a consultant for health and safety becomes available, most would take it.Pros and Cons of Becoming a Health & Safety Officer in the UK<br />There are benefits and drawbacks to being a health and safety officer. Although being able to spot and avoid hazards may seem logical, there are potential problems which can make the job a stressful one to have.The list below shows the main pros and cons of being a health and safety officer.PROS<br />• High annual salaries once qualifications are earned<br />• Much of the learning is based on logic<br />• Helping others will make your own working environment safer<br />• You will spot potential hazards quicker than others & prevent them easilyCONS<br />• A lot of pressure to ensure you do your job well & help to avoid danger<br />• Can be stressful when dealing with cases involving injury and/or death<br />• Possibly poor conditions in factories, roof spaces or outdoorsHelpful Contact Information<br />For further information on the qualifications accredited by the Chartered Institute of Environmental Health, contact:<br />Chartered Institute of Environmental Health<br />Chadwick Court<br />15 Hatfields<br />London<br />SE1 8DJ<br />http://www.cieh.org/For details on the qualifications accredited by the Royal Environmental Health Institute of Scotland, contact:<br />The Royal Environmental Health Institute of Scotland<br />19 Torphichen Street<br />Edinburgh<br />Scotland<br />EH 3 8HX<br />Telephone 0131 229 2968</p><p>http://www.rehis.org/</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/how-to-become-a-health-and-safety-officer-in-the-uk,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Search Results</title> <link>https://kbzmoms.info/search-results-2,html</link> <comments>https://kbzmoms.info/search-results-2,html#comments</comments> <pubDate>Tue, 04 Apr 2023 19:18:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[mogo stock]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=53</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/search-results-2,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Search Results</title> <link>https://kbzmoms.info/search-results,html</link> <comments>https://kbzmoms.info/search-results,html#comments</comments> <pubDate>Thu, 16 Mar 2023 09:44:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=50</guid> <description><![CDATA[Anything is possible.I’ve found that if there really are ways to make money online quickly that they are few and far between. It’s not to say they don’t exist but the reality is in order to make money online it most often takes time (from a couple of months to a couple of years) and [...]]]></description> <content:encoded><![CDATA[<p> Anything is possible.I’ve found that if there really are ways to make money online quickly that they are few and far between. It’s not to say they don’t exist but the reality is in order to make money online it most often takes time (from a couple of months to a couple of years) and a lot of hard work.On the other hand it doesn’t have to cost a lot of money. In fact, it’s possible, although highly improbable to not have to spend any money.Like most anything in life it’s best to know what you’re doing. Some people get lucky and start making money right away and really don’t know what they’re doing, but those cases are rare. If they do start earning money right away, if they want it to continue, they will need to learn what they did right and keep doing it.RealisticallyThe first thing you need if you plan to make money online is a website. There are no-cost and low-cost ways to begin. It’s also possible to spend thousands of dollars on a website. Whichever route you take, the quality of the content on the website, its pertinence to whatever it is you’re doing, and the regularity of how often it is updated are key factors.Unless you’re planning to spend a lot of money to have someone build and manage the website for you, you will need to learn how to build the site yourself and spend time developing and updating it.Then What?So you have a website, whether you built it yourself or had it professionally done, how will anyone know about it?This is why it will probably take some time.There are countless websites on the internet. If yours is to be noticed there has to be a reason it gets noticed. How that happens involves several variables. The trick is finding ways to drive people to your website.How?To be honest, it’s a “trick” I’m still trying to figure out. I’ve taken the do-it-yourself-on-a-limited-budget route.Writing articles such as this one is a great way to gain exposure. Blog posts and posts on social media are also great ways. These methods don’t cost anything but unless what is being written is extremely compelling and rich, it takes time for a large number of people to see the articles and posts.Additionally, it’s important that you write articles and posts regularly, although not too much. Anywhere from once a day to once a week is what I would consider regular.They’re here!Once people know about your site, they need to have a reason to stay there and a reason to come back. That is how and when you will begin to make money.Some sites are solely devoted to sales. Others are more subtle. Nothing happens unless people visit.This is where being properly trained helps.You can train yourself or speed up the process by investing in some low-cost training. </p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/search-results,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://kbzmoms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://kbzmoms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://kbzmoms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://kbzmoms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://kbzmoms.info/fear-and-greed-in-the-market,html</link> <comments>https://kbzmoms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://kbzmoms.info/5-areas-where-interest-rates-matter,html</link> <comments>https://kbzmoms.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Utilize Colors strategically in website design</title> <link>https://kbzmoms.info/how-to-utilize-colors-strategically-in-website-design,html</link> <comments>https://kbzmoms.info/how-to-utilize-colors-strategically-in-website-design,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:30:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Computers]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://kbzmoms.info/?p=29</guid> <description><![CDATA[Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine [...]]]></description> <content:encoded><![CDATA[<p>Color can be a powerful tool for website design. It can draw attention, convey emotion, inspire an atmosphere of desire, or directing conversation all these and more are accomplished through the clever and well-planned application of color. Similar to layouts and style of your words the color visitors will see on your website will determine the way they feel about it and whether or whether they’ll return.</p><p>What makes color important for Website Design</p><p>Colors can increase the visibility of your brand and can also entice visitors to your website to engage. The impression they form subconsciously about your company could be based on your website’s color scheme. So when a web design firm is first deciding to design your site, they first look at two aspects – the feelings your brand wants to create, and the cultural and philosophical contexts that it would like to be in line with. This is the initial step to choosing the right colors for the design of your website.</p><p>Color Psychology – colors trigger emotions<br />Psychology of color is the term used to describe the impact that color can influence a person’s feelings behaviours, feelings, and moods. Although the rules are not fixed in stone, we are drawn to certain colors because they affect our feelings. The context here is crucial. Red could mean fear and risk to certain people, but enthusiasm and passion to other people. When using colors in web design, it should blend seamlessly with aspects of the website including copy, typography, and images.</p><p>Below are some colors and the emotions they bring. While they aren’t fixed in stone, these are generalizations and can have an impact on the people who are watching. This will help you determine the color of your choice in accordance with how you would like your viewers to feel and the actions you would like them to do.</p><p>• Red Power, Love passion, danger exhilaration</p><p>• Orange: fun, warmth, comfort, freedom, playfulness</p><p>• White Peace, Clarity pure, purity, and cleanliness</p><p>• Blue: calm, confidence peace, trust and logic, as well as reliability</p><p>• Purple: luxury, sophistication, mystery, loyalty, creativity</p><p>• Pink: gentleness, sincerity, nurturing, warmth</p><p>• Green: health, nature, prosperity, abundance</p><p>• Brown nature protection, security, support</p><p>• Yellow: happiness, creativity, optimism, friendliness</p><p>• The Black: class, control power, sophistication and depression</p><p>Cultural Context<br />While various colors could have different meanings for individuals, colors can are also associated with cultural significance. In many Western countries, it is believed that black symbolizes mourning and death, while the same color is used in a variety of Eastern nations.</p><p>The color Red is thought to be associated with focus and pressure in Western culture, while many Eastern cultures believe it is associated with luck. It is important to consider the context when making a selection of colors. Most of the time, you’ll prefer to select the colors of your company based on the audience you want to reach. Based on the location where your market is located the colors displayed on your site could convey significant messages in different ways.</p><p>However, it’s not always the case particularly when it comes to massive and well-known brands that have images already embedded in our consciousness. The red color of Coca-Cola or KFC, for example, will typically have no negative associations anymore, considering the extent to which well-known and loved they are.</p><p>The Basics of Color Theory</p><p>Theory of Color is an established set of rules that can be helpful in understanding and creating complementary colors and combinations. These basic principles can assist you in creating a color colour scheme that is appropriate to your company’s specific requirements.</p><p>Primary Colors: They are three in total – blue, red and yellow.</p><p>Secondary Colors: These colors are created using primary color combinations like the green (yellow and blue) and orange (yellow and red) along with purple (blue plus red).</p><p>Tertiary Colors: These are colors made by mixing primary with secondary color.</p><p>Shades, Tints Tones: The colors listed above are referred to by some as “pure shades”. But, these colors can be used to create other colors. Tints are created by adding white to pure colors, which makes them less intense and lighter. Shades are created by adding a lack and making them heavier and more powerful. It is possible to use white and black in different levels to create tones using pure hues.</p><p>Contrast: Contrast is the perception of the difference between two hues when put next to each other. The greater the contrast, the more the two colours stand out from one another. This is a crucial idea since different levels of contrast can make an entirely different look to your site. A text that is colored and placed with a background that is low in contrast could cause issues with reading. Contrast may also make certain elements stand out (or even deflect attention from particular elements when used effectively) in your website and can make them stand out visually.</p><p>Color Models</p><p>When designing graphic designs, color is defined using color models. This is due to the fact that it is possible to find millions of different colors and it’s impossible to list every single one. The standards were developed to allow us to easily define colors by using numbers.</p><p>RGB Model: The model that is used when working with designs on the screen. RGB refers to Red as well as Green and Blue. The three colors are assigned a value of zero to 255, and the different combinations give us different shades. The colors are typically displayed as color codes, six-digit hexadecimal code numbers. It’s an “additive” color model.</p><p>CMYK Model: This model is utilized to print for printing purposes. It is a combination of Cyan, Magenta, Yellow and Black Each color is described using its proportion of these colors. It is a “subtractive” colour model.</p><p>the LAB Model: The word LAB means lightness, A channel as well as B channel. It’s a more complicated model. It includes the lightness factor, which is a range of zero to 100, an A component that is located on the red-green axis, and a B component that is located on the blue and yellow axis. This means that the color description is more akin to human perception when compared to RGB and CMYK models.</p><p>Making Color Palettes</p><p>The first color you select for your website is the primary color of your company’s branding (Red is the color of Coca Cola, for example). This is where the psychology of color is particularly useful. The color you choose is in accordance with the feelings and the personality you want to communicate. Following that, you build your color palette with the colors that complement the base color. This is the time when the color wheel is used.</p><p>Color Wheel: A color wheel can be described as an instrument that is used to illustrate the connection between different colors. It’s basically an abstract drawing that arranges different hues of color within a circle.</p><p>With the aid of a color wheel, you have are five primary types of color palettes you can make with the help of color wheel</p><p>Analogous Palette: Analogous colors are put on top of each other in the form of a color wheel. They are in low contrast against each other and work well together, giving an elegant effect.</p><p>Monochromatic Palette: The palettes are made up of one hue that is distinctive, and is complemented by elements of various colors and hues. The palette is appealing to look at. To prevent an uninteresting look it’s beneficial to add different colors, or even complimentary elements to your website.</p><p>The HTML0 Triad Palette – This palette is composed of three colors, which are evenly spaced from each other on the wheel of color. This method should be employed with care, and not only to select colours that go well with each other and blend well but also to utilize the colors in a way that doesn’t appear too cluttered and loud.</p><p>Complementary Palette: The Complementary palette is made up of colors that are on opposite sides of the spectrum of colors. This is a great way to create striking art designs that attract attention to certain parts of your site.</p><p>Split-complementary Palette: The palette is similar to complement palettes, but it has another color placed beside one of the colors that complement each other on the wheel of color. If used correctly this design can be effective in creating a natural appearance without too much sound.</p><p>Effective Tools to Inspire</p><p>Inspiration for new colors can be found everywhere from competitor websites to nature, and the beautiful outdoors. It’s also beneficial to keep abreast of the new trends in branding. Here are some helpful tools to help you get going with fresh color concepts right away.</p><p>Pinterest The website Pinterest is a wealth of color palette concepts developed by designers from all over the globe. They can be an incredible source of ideas.</p><p>Pantone: The color Pantone has been the leading company in the area of color. It is an index of color that determines the various shades of the various hues. The most recent trends in color in fashion and design generally stem from pantone.</p><p>color-scheme Creation Websites: There are many dedicated color websites for designers that can assist you in creating colors and play around with the palettes in any way you would like. This is a fantastic opportunity to try out and create new palettes for yourself. Websites such as Adobe Color Wheel, Color Collective along with Design Seeds can be great for quick ideas.</p><p>Conclusion</p><p>While color alone may not be the sole factor in website design, it does play an important role. If used properly and in a way that is appropriate, the color(s) that you use be a defining factor for your company’s image. Utilizing the tricks and tips that were mentioned earlier, you will not have any issues using colors in your web design to get the most impact.</p>]]></content:encoded> <wfw:commentRss>https://kbzmoms.info/how-to-utilize-colors-strategically-in-website-design,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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