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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>khseqms.info</title> <atom:link href="http://khseqms.info/feed/" rel="self" type="application/rss+xml" /> <link>https://khseqms.info</link> <description></description> <lastBuildDate>Wed, 13 Mar 2024 23:29:14 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Home Improvement Strategies for You</title> <link>https://khseqms.info/home-improvement-strategies-for-you/</link> <comments>https://khseqms.info/home-improvement-strategies-for-you/#comments</comments> <pubDate>Fri, 07 Apr 2023 22:03:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://khseqms.info/?p=87</guid> <description><![CDATA[Home improvement means improving the features of the home, thereby increasing its value, aesthetic and economic. Home improvement is a big decision and may involve sufficient funds along with high personal involvement. One has to contend with suppliers, workers, and make on the spot decisions to ensure smooth workflow. Attention to details and not changing [...]]]></description> <content:encoded><![CDATA[<p> Home improvement means improving the features of the home, thereby increasing its value, aesthetic and economic. Home improvement is a big decision and may involve sufficient funds along with high personal involvement. One has to contend with suppliers, workers, and make on the spot decisions to ensure smooth workflow. Attention to details and not changing plans midway, helps in successful execution.Home Improvement Areas can be considered for remodeling of your home<br />There are many areas where home improvement can take place. Home Improvement area can be classified into categories Indoor and outdoor. Some of the possible indoor and outdoor areas for home improvement are explained belowPossible home improvement area in IndoorThe floor can be of stone, marble, granite, mosaic, hardwood, ceramic tiles, laminates, or covered by carpet and rugs.Ceilings can be of any color; however, generally white color gives the best effect for contrasting with the walls. Fans may be placed on the ceiling to give an effective and a cheap alternative to air conditioners or as a standby in case the air conditioner breaks down.Family photo frames, painting, statues, or other antiques may be used to decorate the walls. Walls can even be kept bare to give a sense of breadth to the room. Different colors and types of paint or wallpaper may be used as per individual choice.Doors & Windows can be changed to ensure greater sunlight, air, and security.The kitchen can be improved to contain the latest cooking gadgets. Cabinets can be changed to accommodate more utensils, jars, and boxes. Countertops may be altered to give a more modern perspective. Faucets and fixtures may be changed to obtain both hot and cold water supply. Dripping faucets may also need to change.Bathroom, toilets, tubs and showers may be replaced to add more convenience and luxury. Faucets and fixtures may be changed. Sinks may be replaced or repaired. Wall tiles may be changed to give a more modern look. The breadth and height of the mirrors may be changed to give a sense of space to the room.All faucets, sinks, plumbing may be replaced according to design. Leaks in pipes have to be blocked or if necessary, the pipes may be changed.Air conditioners and fireplaces may be repaired or changed to improve heating and cooling.<br />Ladders & Scaffolding may be polished if of wood, or may be changed to metal, stone or granite according to the interior décor.Proper filtration and storage of water may be reconsidered to improve water improvement.New look furniture as per current trend may be arranged with modern designs.Carpets & Rugs may be changed according to individual taste.Electrical fittings and lights can make a dramatic difference to a room. Proper lighting arrangements with dimmers can be considered. Switches and plug points at appropriate places may be placed for TVs, computers, music systems and other appliances. Piped music through the ceiling may also be considered.Doors, locks, bells, alarms, fire alarms, may be updated as per modern standards. This arrangement will improve Safety & Security.Possible home improvement area in OutdoorRoofs & Chimneys can be repaired, painted, or tiled.Lights can be arranged at strategic locations to improve overall visibility of lawns and gardens. Gardens can be designed with specific themes like Japanese rock garden, etc. New varieties of plants and trees can be planted.Swimming pools are usually outdoors but may also be indoors. Usually not much change is undertaken here due to the cost factor. However, effective water changing system, and heating system can be updated. Diving boards can be replaced.Garages may be extended to accommodate more cars. Work sheds may be equipped with new tools.<br />Driveways & Metal gates may be repaired and painted as required by the home improvement plan. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://khseqms.info/home-improvement-strategies-for-you/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Find Out What Sets The Art Student Apart From All The Rest</title> <link>https://khseqms.info/find-out-what-sets-the-art-student-apart-from-all-the-rest/</link> <comments>https://khseqms.info/find-out-what-sets-the-art-student-apart-from-all-the-rest/#comments</comments> <pubDate>Wed, 05 Apr 2023 09:36:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://khseqms.info/?p=85</guid> <description><![CDATA[An art student can be all business when he talks about his craft and the pursuit of his art. He’s no different from students of medicine or business in that they also invest time, money and effort into studying. It could take them years of formal and informal classes before they can fully say they [...]]]></description> <content:encoded><![CDATA[<p> An art student can be all business when he talks about his craft and the pursuit of his art. He’s no different from students of medicine or business in that they also invest time, money and effort into studying. It could take them years of formal and informal classes before they can fully say they know much about art. Just like in any other career, practice and experience makes perfect, and the art student puts in as much just to get lots of those. He is basically the same as other students who are not studying art.But the art student is still, in so many ways, of a different breed from other students. How, exactly, are they different? Many say that he is different by virtue of his artistic ability or talent that is natural in him. He may be gifted when it comes to colors, drawing, and painting. Maybe he is so good that even the most innocuous-looking piece of rock or a largely-ignored piece of driftwood could be carved into something absolutely breathtaking. Perhaps his gift lies in molding clay. You cannot really say that a med student has grown up with a talent for conducting surgeries and sewing stitches, can you?There are exceptional artists who may not need formal training or education to have a flourishing career in the art world. However, even the most skilled young artists recognize the need to educate themselves with their craft and their art because they know it is one way that they can hone it to perfection. You should definitely pursue an art degree especially if you are contemplating making a long-term career in art and design.How would an art student benefit from attending art school? Primarily, he will earn that art degree while he is learning. This could range from his chosen field of art or art, in general. When seasoned artists attend these classes, they are visible surprised to find that there are still so many things they do not know about and they have so much to learn still. Discipline is also a trait that the student will learn to have since he will be trained to do things within certain parameters and guidelines. Many would argue that rules should not hold art back, but they aren’t hindrances, more like guidelines.This is also where he gets into contact with people who share the same interests with and could discuss art with. Often they will find their mentors and people who will be in the best position to critique their work. People who know art are, after all, the most qualified to dish out criticism about art.Interacting with people who are on the same wavelength will also go a long way in encouraging and harnessing his creativity and potential. You could also make art school your launching pad into that career you aspire to in the future by starting to network and making contact with the relevant people.Unlike before, becoming an art student is no longer a seemingly unachievable feat. Now they can choose from the many universities and learning institutions that offer art courses and very competent art programs. </p>]]></content:encoded> <wfw:commentRss>https://khseqms.info/find-out-what-sets-the-art-student-apart-from-all-the-rest/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Do You Know What Factors Determines the Cost of Health Insurance?</title> <link>https://khseqms.info/do-you-know-what-factors-determines-the-cost-of-health-insurance/</link> <comments>https://khseqms.info/do-you-know-what-factors-determines-the-cost-of-health-insurance/#comments</comments> <pubDate>Tue, 04 Apr 2023 23:24:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://khseqms.info/?p=83</guid> <description><![CDATA[Major factors that determine the cost of health insurance.The cost of health insurance effects everyone, those who are starting their own business or getting married. There are number of factors which determine these cost, including your insurability, your health condition, your choice of plan, your location, your age, and gender. Some plans cost less, however, [...]]]></description> <content:encoded><![CDATA[<p> Major factors that determine the cost of health insurance.The cost of health insurance effects everyone, those who are starting their own business or getting married. There are number of factors which determine these cost, including your insurability, your health condition, your choice of plan, your location, your age, and gender. Some plans cost less, however, and some people pay less for their insurance, that’s because these specific factors are calculated into the cost of health insurance.There are two main categories of health insurance, individual health insurance and group health insurance. Group health insurance is supplied by your employer, so the factor determining this type of insurance are related to the choice by the human resource department of the company and the people who make up the group. Individual health insurance is a contract between you and the health insurance company and is based on your individual health and lifestyle. An individual plan may include you and your family.Here are a summary of the contributing factors that affect the cost of health insurance:1. Your InsurabilityWith group health insurance, the health of the entire group is taken into consideration in order to determine the cost. With an individual plan the health conditions of you and your family are evaluated. Therefore, an application must be filled out to include the health conditions and questions for all those wish to be covered by the plan. With an individual plan, an insurance company can choose to deny insurance to someone who has pre-existing health problems. An important question to consider when taking out an individual health policy, is are you insurable.2. Your Health Condition:Your health condition are an important ingredient of the underwriting process. When you apply for health insurance coverage, companies interview and dig up your personal and health history. They carry out laboratory test, such as urine and blood sampling that will determine your health conditions. When illnesses are found and when particular disease run in your family, such as high blood pressure, diabetes, heart disease, cancer, and other diseases, chances are it will affect your premiums.Because tobacco use affects your health, people who smoke or use tobacco products will pay an additional premium based on their smoking status. This could be an additional 10% of premium, depending upon the company.Maternity is generally not covered on an individual plan, unless a rider is offered. There is an additional cost for maternity insurance. Many plans may cover complications of pregnancy even if you do not have maternity insurance.3. Your Choice of Plan:The plan that you choose will affect the premium you will pay. The more risk you assume, the lower the premium. The more risk the insurance company assumes the higher the premium, your risk is best summed up in the term “Out of Pocket Maximum” This refers to the maximum money you would pay for co-payments and deductibles. therefore the plan selection has an impact in what health insurance will cost. The plan options such as prescription drugs, office visits and dental will also impact a health plan.4. Your Location:Another factor which helps determine your insurance is where you live, your county and zip code will be used to determine your premium, the more rural counties are less expensive than urban counties. Larger cities tend to have higher costs than smaller towns, and coastal areas tend to cost more for care than middle America.5. Your Age and Gender:The older you are the more expensive your health insurance will be. The reason for this is because as we get older we have more health problems and go to the doctor more often, and premiums increase as you get older.Also younger men usually have lower premiums than women of the same age, women are more likely to go to the doctor than men at these ages this means women pay higher premium than men do for health insurance. Men die sooner so they pay higher life insurance premiums.When you understand the determining factors of the costs of buying and using health insurance, it’s easier to find the insurance plan that’s best for you and your family. Best of all, you’ll be able to get the most out of the insurance plan you choose. </p>]]></content:encoded> <wfw:commentRss>https://khseqms.info/do-you-know-what-factors-determines-the-cost-of-health-insurance/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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