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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>kkhglms.info</title> <atom:link href="http://kkhglms.info/feed" rel="self" type="application/rss+xml" /> <link>https://kkhglms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:30:47 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>A Good Place For Travel And Vacation</title> <link>https://kkhglms.info/a-good-place-for-travel-and-vacation,html</link> <comments>https://kkhglms.info/a-good-place-for-travel-and-vacation,html#comments</comments> <pubDate>Mon, 17 Apr 2023 21:43:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travelling and Hotels]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=73</guid> <description><![CDATA[Take a trip to Orland and enjoy the beautiful sand beaches and sceneries. Whether you are going to Orlando for business matters or for a holiday, you can be assured of having fun. When you get to Orlando, there are exorbitant hotels where you can spend your holiday. It all depends with your budget and [...]]]></description> <content:encoded><![CDATA[<p> Take a trip to Orland and enjoy the beautiful sand beaches and sceneries. Whether you are going to Orlando for business matters or for a holiday, you can be assured of having fun. When you get to Orlando, there are exorbitant hotels where you can spend your holiday. It all depends with your budget and the desire of hotel or vocational home you want. These hotels have all the facilities you need. They have swimming pools at the club houses, basketball courts and playgrounds for children. Vacation in Orlando is made complete with the availability of the classy vocational homes and hotels. If you are planning to travel with your family, then this is not a problem since the homes and hotels have rooms that can accommodate even two families under one roof.Go out to Orlando and view the beautiful islands, when you are in the hotels or the vocational homes, you are assured of your safety. They have a gated community for your security. The hotel rooms are classy, they have granite counter tops and tile floors, and they are equipped with washers and dryers, kitchens and jetted tubs for the bathrooms. Relaxation and comfort is what you expect when you take a vacation in Orlando. The rooms have TV sets where you can relax and watch your favorite programmes.If you are a fun of playing the pool game. They offer a pool with a poolside bar where you can get drinks and snacks. These hotels offer free shuttle service to the theme world parks.When you take a vacation in Orlando you can be assured of a memorable trip, the rooms have private furnished balconies where you relax and enjoy viewing the beautiful sceneries, they also have paddle ceiling fans. Every morning you are provided with a continental breakfast that includes coffee, bagels, cereals, fruits juices and milk giving you the chance to take whatever you want. If you want to travel with your kid, these should not be a problem since they offer suitable ambiance for your kid. There are hotels where you can get free accommodation for your kid as long as she is below twelve years old.If your budget is a bit fixed, and you take a vacation in Orlando, there are hotels that offer free meals as long as you have paid for the accommodation. This way you can use the money for buying meals for other expenses of your trip. You should not miss the adventures of Orlando, all the amenities you need are in this hotels. If you need much more information on these hotels, through the different website there is much more elaborate information. If you want to book for accommodation, all the necessary information is also provided for you. Take a trip to Orlando and enjoy yourself now. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/a-good-place-for-travel-and-vacation,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Avoid Being Part of a Telemarketing Scam</title> <link>https://kkhglms.info/how-to-avoid-being-part-of-a-telemarketing-scam,html</link> <comments>https://kkhglms.info/how-to-avoid-being-part-of-a-telemarketing-scam,html#comments</comments> <pubDate>Sat, 01 Apr 2023 18:33:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Telemarketing]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=71</guid> <description><![CDATA[If getting a call from a telemarketer is bad–and few people would argue otherwise–then getting a call from someone attempting to execute a telemarketing scam has to be considered as far worse. Telemarketing scams occur when telemarketers employ devious tricks in order to fool people into ordering items or services that they would otherwise never [...]]]></description> <content:encoded><![CDATA[<p> If getting a call from a telemarketer is bad–and few people would argue otherwise–then getting a call from someone attempting to execute a telemarketing scam has to be considered as far worse. Telemarketing scams occur when telemarketers employ devious tricks in order to fool people into ordering items or services that they would otherwise never have wanted. One notorious example of a telemarketing scam involves calling individuals with Alzheimer’s and asking them why they haven’t yet sent the check for the item they ordered, even though they never actually ordered anything. While most telemarketing scams are more subtle and less dastardly than this, it certainly does accentuate the fact that telemarketing scams can be a serious problem.But dealing with telemarketing scams is actually far easier than you might think. Finding solutions to telemarketing scams largely means knowing what to expect when telemarketers call you. If you have a general idea of the tricks that a telemarketer is likely to use, then you’ll probably find it far easier to avoid that particular telemarketing scam. This is just one example of how information can help you thwart telemarketers.This is why information is what caller complaint sites are all about. Caller complaint sites let users swap facts and info about telemarketers and other abusive phone users. Among other things, this means that you can get the scoop on telemarketing scams before one happens to you. This can often be a time-saver as well as a money-saver. Plus, you can fight back against telemarketers in other ways. For instance, by keeping in mind the numbers most often used by telemarketers, you can avoid calls from those telemarketers right off the bat. Not answering the phone when telemarketers call is one sure way to avoid telemarketing scams, and by using a caller complaint site, you are able to do just that.Another way to avoid telemarketers is to search a phone number through a reverse phone lookup when a telemarketer calls. That way, you can find the name and address of the person who’s behind those unwanted calls, helping you stay one step ahead of telemarketing scams. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/how-to-avoid-being-part-of-a-telemarketing-scam,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Commercial Loan Financing – Funding Business Growth</title> <link>https://kkhglms.info/commercial-loan-financing-funding-business-growth,html</link> <comments>https://kkhglms.info/commercial-loan-financing-funding-business-growth,html#comments</comments> <pubDate>Sat, 01 Apr 2023 07:36:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Finance]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=69</guid> <description><![CDATA[Actually, traditional financing may not be the only way of getting money or borrowing money that your need in order to move forward with your projects or business. You can look for commercial financing loan from a lender who specializes in funding your projects.Commercial financing loan are designed only for business purposes and they understand [...]]]></description> <content:encoded><![CDATA[<p> Actually, traditional financing may not be the only way of getting money or borrowing money that your need in order to move forward with your projects or business. You can look for commercial financing loan from a lender who specializes in funding your projects.Commercial financing loan are designed only for business purposes and they understand the business that you do where in they regularly work with business like yours.The commercial financing loan is available for wide variety of projects and can be approved far more quickly than traditional bank loans. So in finding a commercial financing loan, be sure that you are working with a great lender that is willing and able to work with you to smooth out the process of growing your business knowing that there are other business professionals which are not sure where to look for in order to find the right commercial financing loan that they need.To be sure, try to ask from your friends or relatives if they know of a reputable commercial loan financing where you can be at ease and help you with your problem in financing loan for your business. Take note that commercial loan financing is also known as commercial mortgage financing.Before anything else or looking for the commercial loan financing, you need to organize, plan and complete the detailed business plan to get commercial financing loan since the lenders want to know extremely the details of your proposed business ventures before they could help you. You need to show them your targets and describe to them in details how you will run or operate your business. Show the lender how many people you need to work with you on your business, monthly expenses, and estimated profit and how you intend your business to generate cash flow.You need to have a complete economic and cash flow assessment in order to gain the commercial loan financing and show them how your business future will be good in the area where you wish your business to start. If the lender find your business effective through your cash flow assessment that means you know how to manage the money then for sure they can help you with your business.Don’t go to one commercial loan financing but instead go out and shop for it and compare their interest rates, term and conditions so that you can get the best commercial loan financing that suit best to your needs. What is important in commercial loan financing is that they are trustworthy, reliable lender who knows you, your goals and your needs. You need to have a solid relationship with the lenders so that you feel as t ease and can ask a lower interest rate as possible.Always be aware but most of the commercial loan financing always look for your credit score or records and you need to clear that first before applying for a commercial loan financing. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/commercial-loan-financing-funding-business-growth,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Do Women IT Managers Who Are Mothers Manage It All?</title> <link>https://kkhglms.info/how-do-women-it-managers-who-are-mothers-manage-it-all,html</link> <comments>https://kkhglms.info/how-do-women-it-managers-who-are-mothers-manage-it-all,html#comments</comments> <pubDate>Fri, 31 Mar 2023 21:27:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=67</guid> <description><![CDATA[Not all IT managers are created equal. In fact, some are boys and some are girls. The girl IT managers more often than not have to use their IT manager skills to juggle a number of different responsibilities including being mothers. This is not an easy thing to do and there is no IT manager [...]]]></description> <content:encoded><![CDATA[<p> Not all IT managers are created equal. In fact, some are boys and some are girls. The girl IT managers more often than not have to use their IT manager skills to juggle a number of different responsibilities including being mothers. This is not an easy thing to do and there is no IT manager training that will show us how to do it. However, some women IT managers are able to pull it off. How do they do it?The Challenge Of Being A IT Manager Who IS Also A MotherI think that we can all agree that being an IT manager is a challenging and difficult job under the best of circumstances. However, it you go ahead and throw in the additional responsibilities of being a mother then all of a sudden things just get a lot harder to do. There are a lot of IT managers who find themselves in this unique situation.Being a mother brings with it a large number of additional responsibilities. None of these responsibilities are impossible to do, it’s just that they all require your time in order to do them correctly. These things include taking children to sports practice, attending meeting with teachers at the school, taking family members to the doctor, helping with homework, finding time for the family to spend time together, oh and also maintaining a relationship with your spouse. How hard could all of this be?It always seems to come back to being a question of time. The job of an IT manager can easily overflow the standard 40 hour workweek. We have all seen weeks where we’ve ended up working 60 or more hours. Its when things like this start to happen, or start to happen back-to-back, that all of a sudden and IT manager who is also a mother can start to run into some real problems.How Successful Female IT Managers Pull It OffThe good news is that a number of IT managers who are also mothers are able to pull all of this off. Now the big question is how are they accomplishing this? The first thing that we need to understand is that the “60 hour work week” is really pretty much a myth. Yes, they do happen – but infrequently. The average is about 44 hours of work per week.The next thing to realize is that as IT managers, mothers often have a great deal of both flexibility and autonomy in their jobs. What this means is that they can control when they work. Many of these mother IT managers choose to work what is called a “split-shift” where they’ll work for a while at work, come home and take care of the kids, and then once the kids are in bed, they will do some more work.Finally, working as an IT manager generally provides a working mom with a fair amount of disposable income. This income can then be spent on getting her help with common tasks. This can include getting dry cleaning picked up and delivered, having the house cleaned, and even having someone cook the family meals. All of these contribute to freeing up the IT manager mother’s time to do more things that she really wants to do.What All Of This Means For YouBeing an IT manager is a demanding job. Being a woman who is an IT manager and a mother is even more demanding when you consider all of the different roles that they potentially have to juggle at the same time including IT team building. However, some women are able to pull this juggling act off. We need to understand how they do it.When a woman becomes an IT manager she may have a number of different roles that she is going to have to manage at the same time: IT manager, wife, mother, personal hobbies, etc. On top of this, being an IT manager can require a great deal of her time: often 60 or more hours per week. The good news is that long hours are often more imaginary then real. Women often balance their required time by splitting their time between time at work and time spent after the children have been put to bed. Finally, because an IT manager job pays well many tasks can be farmed out to helpers.IT needs more women. IT needs more women IT managers. What this means is that all of the challenges of juggling multiple responsibilities is something that every women IT manager needs to be able to do. The good news is that it turns out that it can be easy to get the different roles to balance out. Follow these steps and it can be possible for a woman IT manager to succeed in everything that she does both on and off the job! </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/how-do-women-it-managers-who-are-mothers-manage-it-all,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Water Fountains In Spas and Salons</title> <link>https://kkhglms.info/water-fountains-in-spas-and-salons,html</link> <comments>https://kkhglms.info/water-fountains-in-spas-and-salons,html#comments</comments> <pubDate>Fri, 31 Mar 2023 19:07:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=65</guid> <description><![CDATA[Chances are, if you have ever been to a high-end salon or luxury spa, you have noticed that water fountains are in abundance. These soothing pieces of decor have become a bit of a trademark of such establishments for many reasons. There remains a question though as to why more spas and salons don’t have [...]]]></description> <content:encoded><![CDATA[<p> Chances are, if you have ever been to a high-end salon or luxury spa, you have noticed that water fountains are in abundance. These soothing pieces of decor have become a bit of a trademark of such establishments for many reasons. There remains a question though as to why more spas and salons don’t have them? Could it be that many owners assume that these items still hold the high-dollar ticket that they did years ago? Perhaps individuals aren’t aware of great pricing available as well as the many benefits they provide!BenefitsWater features create a calming environment. Of course, this is exactly how you want to feel before you enjoy a little pampering or make a drastic change. When you walk into an establishment, especially if it’s a place you’ve never been before, it’s easy to feel a bit intimidated and nervous. Now, if you walk in and you hear the sound of trickling water and your eyes come to rest on these tranquil focal points, your stress and anxiety levels are reduced.Another real benefit of adding indoor fountains to your spa or salon is that they drown out a lot of background noise even though they are certainly not loud themselves. Although spas are traditionally very quiet places where you can actually here your own thoughts, salons are not. Phones ringing, busy chatter and hair dryers can stop your guests from thoroughly enjoying their experience.Not to mention, whether you have tabletop, column or wall fountains, they all make your establishment more memorable. Years ago, there weren’t as many spas and salons around, today they are in abundance, many offering exceptional service. Do you have a memorable piece of decor that will leave a lasting impression?StylesWall fountains are definitely the most popular options in these types of facilities. They take up awkward wall space that you don’t quite know what to do with and they are up out of the way where they won’t get bumped. When positioned in a central location at eye-level, everyone can easily enjoy them.Floor-standing water features are dynamic in large entryways or somewhere that people pass by. If they are nestled in a corner for fear that they will be bumped, guests won’t have the opportunity to enjoy them. These types of indoor fountains are great in private changing rooms where visitors can appreciate their presence, even if it is only for a few moments at a time.Tabletop fountains are perfect for salons and spas as well. Surely your facility has tables and shelving scattered around where they can sit politely. Of course, the best place to put one of these portable water fountains is on the counter. Wouldn’t it be nice to keep guests calm while they’re paying for their bill and determining the tip? </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/water-fountains-in-spas-and-salons,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>More About Mind, Body and Spirit Wellness and Stress Busting</title> <link>https://kkhglms.info/more-about-mind-body-and-spirit-wellness-and-stress-busting,html</link> <comments>https://kkhglms.info/more-about-mind-body-and-spirit-wellness-and-stress-busting,html#comments</comments> <pubDate>Fri, 31 Mar 2023 17:22:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=63</guid> <description><![CDATA[Have you ever heard of mind body spirit health? It is an idea of help individuals to keep healthy. These are three elements of the body and all are important. Each works together to create the essential performance of the body that led to good health.The first part of this health is the emotional body [...]]]></description> <content:encoded><![CDATA[<p> Have you ever heard of mind body spirit health? It is an idea of help individuals to keep healthy. These are three elements of the body and all are important. Each works together to create the essential performance of the body that led to good health.The first part of this health is the emotional body or the mind. This controls our thoughts and feelings. It is important to maintain good relationships for a healthy mind and emotional life. If you continue to feel hurt and be hurt in a relationship it harms your mind health. Our thoughts are a big part of our mind. We hold on to many emotions. An idea to keep our emotions and mind positive is to tell ourselves you can handle a situation or listing all our accomplishments every day. Concentrate on the positive to get through the negative helps. Having emotional concerns that effect the mind can also affect the body as well as the spirit.Then there is the body or physical element of mind body spirit. It is important to exercise daily. It doesn’t have to be hours of activity every day. One day you might go for a walk and another day you might want to go for a swim. Getting active daily helps start a routine and keeps you healthy. There are many options to keep the physical body healthy through exercises as well. A half hour at least is very helpful daily. You will notice confidence, strength and energy as an exercise benefit. Another element to keep the body healthy is eating proper nutrition. Looking good will also help emotional or mind healthy helping us feel good about our self image. It helps to lower stress in the body.Finally, is the spirit element to consider. This can be handled though giving to others either time or money. Many find a healthy spirit by attending church and practicing kindness every day. When people hear mind body spirit they might think it is not for them. They might think it is too strange for them. The fact is it is for everyone because everyone deals with these issues. If given a chance ideals could really be effective and help individuals through their life. The ideas of these could really help you cope. Those that have looked into better ways to cope with stress have found ways to feel better that helps with their lifestyle. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/more-about-mind-body-and-spirit-wellness-and-stress-busting,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Best Ways To Make Money Online For Smart People</title> <link>https://kkhglms.info/best-ways-to-make-money-online-for-smart-people,html</link> <comments>https://kkhglms.info/best-ways-to-make-money-online-for-smart-people,html#comments</comments> <pubDate>Sun, 26 Mar 2023 18:26:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=61</guid> <description><![CDATA[If you are new to the internet, you need to know some of the best ways to make money online. You also need to know how the system works so that you can enjoy the online experience. A lot of people are naïve when it comes to making online money. Now, everybody knows that people [...]]]></description> <content:encoded><![CDATA[<p> If you are new to the internet, you need to know some of the best ways to make money online. You also need to know how the system works so that you can enjoy the online experience. A lot of people are naïve when it comes to making online money. Now, everybody knows that people who work offline need to work hard and pay their dues before they begin to make big money.If this is true, then it makes sense to believe that the same thing should apply to the online investor. An overnight success is difficult to find offline. For the online investor, an overnight success is almost impossible. You need to pay your dues online before the online world begins to pay off for you.Article MarketingOne of the best ways to make online money is article writing. The whole concept of online marketing depends on fresh and original content. If you can write very good articles, you can earn good money on a consistent basis. The basic thing here is that you need to learn the ropes.There would be no point in writing great articles for peanuts. Begin by writing for article directories and create a portfolio of articles first. Your portfolio will give you the confidence to move on to high paying writing gigs. As a writer, you will have to expand your horizons.Do not rely on article writing alone to earn your living. Try your hands at blogging too. Some blog sites pay top dollar for excellent blogs posts. You can sign up with one or two of them and this will give you better options.Your Own BlogApart from writing for other people, you can set up a blog of your own. This is a long-term investment so do not rush the process. Create great blog posts, bide your time and think long-term. You can sell your blog in future or incorporate the blog into your website later in your online career. You can also use your blog/website for affiliate marketing and this is another money spinner.Website FlippingThe online world is not all about bogging and writing. There is a lot of money to be made in website design and website flipping. If you have the skills, you can design and update websites for clients. You can also pay experts to design websites for you. After you run these websites for some time, you can sell the website and make a tidy profit.You then set up other websites and continue the process. This is a goldmine if you handle things the right way and the great thing is that practically anybody can do this business.Forex TradingOne of the truly lucrative internet businesses is online Forex trading. A lot of people are scared of this business because it is possible to make huge losses if things do not go well. The beauty of Forex trading is that you need to learn the ropes and invest carefully. You also need to keep learning new Forex trading trends. If you are not greedy, you can make a fortune in Forex trading within 12 months.These are some of the best ways to make money online. Newcomers to the internet can try out these ideas. There is money to be made online and many smart people have realized this and are employing some of these methods to make a very comfortable living for themselves and their families. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/best-ways-to-make-money-online-for-smart-people,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Own Your Own Insurance Business</title> <link>https://kkhglms.info/own-your-own-insurance-business,html</link> <comments>https://kkhglms.info/own-your-own-insurance-business,html#comments</comments> <pubDate>Sun, 26 Mar 2023 16:14:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[auto finance]]></category> <category><![CDATA[capital]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=59</guid> <description><![CDATA[To start an insurance agency you will need to decide on going independent or being a captive agency. Some of the best known captives include Farmers, Nationwide and Allstate. Captives sell exclusively, or mostly, one brand of insurance. There are advantages and disadvantages of each so it is advisable to investigate both. Many states require [...]]]></description> <content:encoded><![CDATA[<p> To start an insurance agency you will need to decide on going independent or being a captive agency. Some of the best known captives include Farmers, Nationwide and Allstate. Captives sell exclusively, or mostly, one brand of insurance. There are advantages and disadvantages of each so it is advisable to investigate both. Many states require an insurance company to sponsor your license application, so selecting a company is a good place to start. A property and casualty license is generally the minimum to start and allows you to sell auto and homeowners type policies (Laws vary by state). It is advisable to get additional licenses such as accident and health, and possibly investment type licenses (For example Series 6 and 63).For either choice many agents work part time first to get licensing, training, experience, and begin building a client base. If you have your own business your income will probably be straight commission. Normally you are paid for the sale of each policy and again every time of renewal. In my area 20 to 30 policies per month is considered good for new agents. This might pay you $2,000 to $3,000 depending on the type of sales. After you pay your expenses the income can be quite small when starting. As your book of business increases your renewal income will greatly increase your income.An option to building an agency from scratch is to buy an existing agency. Typically you will pay 2 or more times annual earnings. For example, if an agency has 1,000 policies that earn $100,000 annually in renewals, you will probably pay $200,000 or more. It is possible to finance an agencies purchase. This will generally require 10% or more for a down payment. SBA is the most common lender for this kind of loan. My company, Texas Capital Mortgage 281-537-7800, can help with business financing for Texas residents. (I have found that the mortgage business is a good compliment to the insurance business.)Obviously you need a lot more information to start an agency. I suggest spending a lot of time researching the business before jumping in. Read some books about the business. The larger companies have district offices where they can tell you about employment with them. The agent you buy your insurance from may be willing to share his experience with you. There is also a lot of information available online.Insurance is a great business but don’t underestimate the difficulty! After starting with Farmers full time, the first 1/2 year I lost 50K (much of this was start up expence), the next year I lost 20K, and this year I should make some profit. Some agents will do better or worse but this could give you some idea. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/own-your-own-insurance-business,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Are Property Managers Using Technology?</title> <link>https://kkhglms.info/how-are-property-managers-using-technology,html</link> <comments>https://kkhglms.info/how-are-property-managers-using-technology,html#comments</comments> <pubDate>Sun, 26 Mar 2023 08:33:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <category><![CDATA[software]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=56</guid> <description><![CDATA[Technology is increasingly playing a critical role in helping property management firm compete better. Technology savvy firms are using technology to run targeted marketing campaigns, to manage operations minutely and to generate and understand their operating numbers better.A recent study done by an independent organization to find how property managers are using the vast amount [...]]]></description> <content:encoded><![CDATA[<p> Technology is increasingly playing a critical role in helping property management firm compete better. Technology savvy firms are using technology to run targeted marketing campaigns, to manage operations minutely and to generate and understand their operating numbers better.A recent study done by an independent organization to find how property managers are using the vast amount of technology available to them threw up some interesting findings:Businesses using technology better grow fasterNearly half of the companies surveyed grew their business over the last few years, either by revenue or by number of units. The companies that were able to grow their business in a recessionary economy made extensive use of technology. Over 60% of those growing businesses use property management specific software system such as Buildium, Appfolio, Maxwell Systems or Spectra. In general, those that were successful were able to: automate tasks, track online leads well and provide their tenants with online options.Great Software Equals EfficiencyCompanies who used property management specific software managed an average of 102 units per employee. Those that using generic software or spreadsheets only managed an average of 61 units per employee!! An integrated software suite frees up property management employees to do more tasks.These specific software are helpful to track rentals and lease renewals better. They also help manage property level data and business information more efficiently and present it in a readable and accessible form. Also most property management software integrates well with accounting software or has an accounting module. They give everything you need to take charge of your payables and receivables, maintain customer agreements and relationships, track your financials, and proactively manage your cash flow. Web based software’s help property mangers connect offsite and report in real time.Companies are struggling to Track Online LeadsMuch of the discussion on property management web sites is centered on online marketing and lead generation. However surprisingly, about 36% of property managers don’t even use computers to track online leads. Instead they rely on the tenant to mention it on an their application forms. In addition, 19% of the respondents don’t track leads generated online!This statistic is surprising given that tools like Google Analytics and sites such as Stat-counter have made it easy for even small firms to track origins of online leads and website visits extensively. They also have multiple reports to help determine the effectiveness of an ad campaign and keywords. Even banner based advertising can be tracked by banner tags.Social Media Use Widespread but Is It Effective?Despite the evangelization of social media over the last few years, the survey showed no sizable growth in business between companies who are using social media and those who are not. Social and business networking websites such as LinkedIn, Twitter and Facebook are being increasingly adopted and are fantastic for networking. For example, LinkedIn has various groups for property managers which they can join and network with people and generate business.In sum, there is a substantial difference in doing business now and even five years back. It is not only property management, but all facets of real estate from the buying to selling to renting to managing that is turning to technology for answers to different business problems! </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/how-are-property-managers-using-technology,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Important Travel and General Information For People Going To China</title> <link>https://kkhglms.info/important-travel-and-general-information-for-people-going-to-china,html</link> <comments>https://kkhglms.info/important-travel-and-general-information-for-people-going-to-china,html#comments</comments> <pubDate>Thu, 02 Feb 2023 06:43:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kkhglms.info/?p=54</guid> <description><![CDATA[The People’s Republic of China (PRC), known simply as “China,” is located in East Asia and prides itself in its ancient civilization. With its exotic locales, culture significance, and invaluable relics, as well as a center for business and commerce, China is not only a tourist’s paradise, but it is also an ideal hub for [...]]]></description> <content:encoded><![CDATA[<p> The People’s Republic of China (PRC), known simply as “China,” is located in East Asia and prides itself in its ancient civilization. With its exotic locales, culture significance, and invaluable relics, as well as a center for business and commerce, China is not only a tourist’s paradise, but it is also an ideal hub for business to prosper. Here are a few tips on travelling to this faraway land.Arrival and DepartureArrival: The moment you arrive in China, you need to follow certain procedures, as you would do in any other country. Forms like Health Card, Entry Registration Card and Custom Luggage Declaration Form need to be filled out.• Health Check: This is the first check that you will require to pass through. The Quarantine Check requires you show your passport as well as the Health Card Form, which was filled out while on board. Those found to be suffering with diseases like leprosy, VD, cholera, infectious pulmonary tuberculosis, AIDS, or yellow fever will be either prohibited from entering the country, or they will have to go to the clinic at the airport for further checking. Those who have travelled from areas that are plagued need to declare an official certificate of inoculation of that particular disease. If you have symptoms of vomiting, fever or diarrhea, you will need to declare this information as well. If your visit in China is for a long period, a quarantine certificate given to you by a certified health department abroad needs to be submitted.• Border Entry: This is the second stage that you will need to pass through. You will need to show your passport, with a valid visa, as well as Entry Registration Card that was previously filled out. Visas are not issued at the border.• Customs Check: The last stage involves the customs check. Once collecting your luggage, you will need to pass through either of the two channels: green (if there is nothing that needs to be declared) or red. Items like computers, video cameras, digital cameras, silver, gold, recorded or printed materials, for example, which you will need or that which you will not take with you when you leave the country, need to be included in the Customs Luggage Declaration Form. Once the form is filled out, you need to pass through the red channel. Here you may have to pay for duties. In some cases, items will need to be deposited at Customs, but you can take them out when you leave the country. The stamped form should be kept safely with you, as you will need to submit it to the Customs Officer on your departure from the country.Departure: Upon your departure, show the items that you had declared on your arrival and as mentioned in the Customs Luggage Declaration Form. In the case of any missing item, a certificate issued by the relevant department needs to be submitted, or else you will need to pay import duty. The Departure Card will need to be filled out, followed by the security check.There are a number of articles that you will be forbidden from importing into the country, namely:• Arms and ammunition• Counterfeit currency• Forms of media like photographs, films, audio and video CDs, gramophone records, printed material, storage device for computers, for example.• Poisons, marihuana, heroin, opium, morphine, as well as other drugs that cause hallucinations or that are addictive• Plants and animals transmitting deadly diseases, as well as harmful organisms.• Food items, medicines, and other items that are coming from plague-stricken locations, and which are harmful to domestic animals and humans.The articles that are forbidden exports include all of the imports, as well as cultural relics which are of immense value, rare and endangered animals, and specimen plants and seeds.Important Travel Documents To Take• Your passport and valid visa prior to your entering the country; a single-entry visa is usually valid for 3 months from the date of issue. You will be allowed to stay for 30 days, at the most.• If you have any medical record, you are recommended to take it, which also includes your doctor’s name and contact information, an emergency contact and your insurance company’s contact details.InsuranceTravelers are recommended to buy travel insurance from a trustworthy insurance provider prior to their departure from their hometown.Health RequirementsThe following vaccinations are required to be taken 4 to 6 weeks prior to your travel:• Hepatitis A & B or immune globulin (IG)• Typhoid• RabiesPackingPrior to your departure, make a check list of the important items that you should carry. Some of them include:• Your passport and necessary visas• International airline tickets• Authorized medical certificates, medicines, first-aid kit, insect repellant• Clothes and accessories, depending on your place and time of visit, as well as the occasion (formal wear is mandatory is some dining places)• Wallet, credit cards, traveler’s checks• Contact information of your travel agency (if you have made arrangements through one), friends and relatives back home, the hotel at which you will be staying.Ensure that your check-in luggage is lightweight. For those traveling via first-class, a weight of 88 pounds (40 kg) per person is allowed. Those traveling in business class are allowed 66 pounds (30 kg) per person, while those holding economy tickets are allowed to carry up to 44 pounds (20 kg).As far as hand luggage or “carry on” luggage is concerned, first-class ticket holders are allowed two pieces of luggage, while the business and economy ticket holders are allowed only one piece, the dimensions of which must not be more than 20 x 40 x 55 cm. The total weight must not exceed (11 pounds) 5 kg. If the luggage does not meet these requirements, it will be considered as check-in luggage.BaggageTo ensure that your baggage is safe and secure, it is recommended that tags displaying your name and contact information be attached to and inside your baggage. Hardcover suitcases having built-in locks are ideal for travel.When traveling by domestic flights, the same rules apply as discussed in the section on “Packing.”Here’s a tip for those traveling in a group: The baggage allowance can be shared while checking-in. For instance, if two people are traveling economy class, one can carry 35 kg and the other 5 kg. This rule applies to those traveling in groups of three, four, five and more, as long as they are checking in at the same time.You should know the items that you will be allowed to carry with you on your journey.• Items that are not to be taken: materials that are poisonous, flammable, corrosive, radioactive, magnetized, explosive and polymerizable; guns, knives, ammunition and sharp objects.• Items that should not be packed in your check-in baggage because the airline carrier does not take responsibility for them: all vital documents, currencies, valuables and other important items that are needed to be safeguarded by someone.• Items that can be packed in your check-in baggage: scissors, knife and wine or alcohol.• The baggage that you check in must be properly locked and able to withstand pressure. If it does not meet with the specifications of the carrier, they may refuse to take it on board.• If baggage is lost, you will receive compensation to not exceed RMB 50 yuan for every kilogram. If the value of the baggage is less than that, then compensation will equal the actual cost of the loss.• If the value of the checked-in baggage is more than RMB 50 yuan per kg, a passenger can declare the cost of his baggage, the value of which cannot exceed RMB 8,000 yuan. However, in the case of lost baggage, the amount that was declared prior to travel cannot be more than the current baggage.Safety And SecurityTo have a hassle-free visit to China, here are a few tips for safe travel:• Pre-travel: Prior to departure from your country, make sure that several copies of your passport, credit cards, airline tickets, traveler’s checks, itinerary as well as other travel documents are made, and that one copy of each item is left with a family member back home.Ensure that your driver’s license, passport and other IDs are current and valid, and that photographs on them are up to date. These forms of identification should not expire before you return from your tour.• Hotel safety: Once in your hotel room, be sure that the door and windows of your room are locked at all times. Answer the door only after verifying who it is. It is always better to carry bottled water, as the tap water available in hotel rooms is not drinkable.• Money Matters: 1. Traveler’s Checks: The safest way to carry money for your trip is by traveler’s checks. Ensure that you take a note of the denominations, serial numbers, date and the agency that has issued them. The checks should not be signed until they are used.2. Credit Cards: Carrying too many credit cards is unsafe. Besides taking only what is required, take the credit card company’s contact information in case the card gets lost or is stolen. A loss should always be reported at once.3. Exchanging Money: Money should be exchanged in the hotel counter or Bank of China. Exchanging money in the black market is illegal and chances are that you may get cheated.4. Small Cash: Always keep change on you as it will be useful when purchasing from street vendors. Check the change that you get back carefully.• Travel And Transportation: When traveling from one city to another, it is safer to leave your driver’s license, passport and other IDs in the hotel room’s safety box or at the reception desk. If, however, you need to carry them with you, ensure that they are kept safely. When traveling by train, do not trust anyone who is not in uniform to keep your luggage safely. The railway stations in China are crowded, so always ensure that your luggage is with you. If you are traveling by taxi, it is better to have the hotel call for one. Ensure that contact information of the hotel, as well as the place that you wish to go to, is written in Chinese and in English. Once in the taxi, take a note of the driver’s name and registration number. This will ensure you get back your items, if you have left any in it.• Dress: You do not want to attract the wrong kind of attention, so avoid dressing up. Expensive jewelry and watches should be left back home.• Communication: Carrying a phrase book that translates English to Chinese is important as most Chinese people do not speak English, nor do they understand it. This will help getting around on your own easier. A guide book to know Chinese culture is also useful.• Medical Care: Hotels usually provide a doctor in the case of minor illnesses. Carrying a first-aid kit for headaches and a cold is always advisable. Pharmacies, which are usually indicated by a Green Cross, are found in many stores. There are several Green Cross pharmacies open 24 hours. However, if the condition is serious, it is recommended that you go to a hospital. To call for an ambulance, you need to dial 120.• Staying Fit: Sometimes conducted tours can become hectic and be the start of some illness, more so with the change of climatic conditions in China. So, to avoid falling ill, ensure that you get enough rest, wear clothes depending on the weather and drink plenty of bottled water. If your tour is during the summer, make sure to wear sunglasses and a hat, put on sunscreen lotion, frequently change your clothes, and drink even more water. The moment you feel an illness coming on, seek treatment.• Photography: Taking pictures is allowed in most places. However, in some it is either prohibited (as in certain museums and archeological sites) or a fee is charged. It is always recommended you get permission before capturing images of the locals.• Toilets: Public toilets are usually not very clean, so carrying a roll of toilet paper in your bag is a good idea. Public toilets charge an amount of RMB 5 for usage. </p>]]></content:encoded> <wfw:commentRss>https://kkhglms.info/important-travel-and-general-information-for-people-going-to-china,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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