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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>kllynln.info</title> <atom:link href="http://kllynln.info/feed" rel="self" type="application/rss+xml" /> <link>https://kllynln.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 18:28:43 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Retirement Planning In 2023</title> <link>https://kllynln.info/retirement-planning-in-2023</link> <comments>https://kllynln.info/retirement-planning-in-2023#comments</comments> <pubDate>Sun, 10 Dec 2023 10:45:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kllynln.info/?p=56</guid> <description><![CDATA[Introduction Retirement planning is a crucial aspect of every individual’s financial journey. As we enter the year 2023, it becomes even more important to understand the various strategies and options available to secure a comfortable retirement. This article aims to provide valuable insights, tips, and advice on retirement planning in relaxed English language. Understanding Retirement [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="How to Adjust Your Retirement Planning as You Age" src="https://i2.wp.com/www.sensefinancial.com/wp-content/uploads/2016/11/Retirement-planning.png" _mce_src="https://i2.wp.com/www.sensefinancial.com/wp-content/uploads/2016/11/Retirement-planning.png" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><p><head></head><body></p><h2>Introduction</h2><p>Retirement planning is a crucial aspect of every individual’s financial journey. As we enter the year 2023, it becomes even more important to understand the various strategies and options available to secure a comfortable retirement. This article aims to provide valuable insights, tips, and advice on retirement planning in relaxed English language.</p><h2>Understanding Retirement Planning</h2><p>Retirement planning refers to the process of determining your financial goals for retirement and creating a strategy to achieve them. It involves analyzing your current financial situation, estimating future expenses, and identifying suitable investment vehicles to accumulate sufficient funds for retirement.</p><h3>Setting Retirement Goals</h3><p>One of the first steps in retirement planning is setting clear and achievable goals. Consider factors such as desired lifestyle, healthcare expenses, and potential inflation to determine the amount of money needed for a comfortable retirement.</p><h3>Creating a Retirement Budget</h3><p>Once you have set your retirement goals, it is essential to create a budget that aligns with your desired lifestyle. Analyze your current expenses, factor in potential changes, and identify areas where you can save or invest more to ensure a financially stable retirement.</p><h2>Investment Options for Retirement</h2><p>There are several investment options available for retirement planning. Some common choices include:</p><h3>Employer-Sponsored Retirement Plans</h3><p>Many companies offer retirement plans such as 401(k) or pension plans. Take advantage of these plans by contributing regularly and maximizing employer matching contributions to grow your retirement savings.</p><h3>Individual Retirement Accounts (IRAs)</h3><p>IRAs provide individuals with a tax-advantaged way to save for retirement. Traditional IRAs offer tax deductions on contributions, while Roth IRAs allow tax-free withdrawals during retirement.</p><h3>Investing in Stocks and Bonds</h3><p>Investing in stocks and bonds can be an effective long-term strategy for retirement planning. Diversify your portfolio and consider seeking professional advice to make informed investment decisions.</p><h2>Reviewing Retirement Plans Regularly</h2><p>It is crucial to review your retirement plans regularly to ensure they remain aligned with your goals and financial situation. Regularly monitor your investments, make necessary adjustments, and stay informed about changes in tax laws or retirement regulations that may impact your plans.</p><h2>Conclusion</h2><p>Retirement planning in 2023 requires a proactive approach and a thorough understanding of available options. By setting clear goals, creating a budget, and exploring various investment avenues, you can secure a financially stable and enjoyable retirement. Remember to review your retirement plans regularly and seek professional advice when needed to maximize your chances of achieving your retirement goals.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://kllynln.info/retirement-planning-in-2023/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>List Of Spherex Casino Options 2023</title> <link>https://kllynln.info/list-of-spherex-casino-options-2023</link> <comments>https://kllynln.info/list-of-spherex-casino-options-2023#comments</comments> <pubDate>Sun, 10 Dec 2023 10:45:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kllynln.info/?p=55</guid> <description><![CDATA[Web spherex says to work with accepts deposits via credit cards, neteller and skrill, as well as wire transfers and crypto wallets. Web spherex | 892 followers on linkedin. Spherex’s smart contract is backed by powerful ml engines and. Source: www.thestone.comWeb new global online casino mrrex announced its official opening on wednesday. Axel springer nasa [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><strong>List Of Spherex Casino Options 2023</strong>. However, without an account, we can. Spherex review, covering licenses, user reviews, forex spreads, leverage, is spherex a scam or legit broker?</p><figure><mce:noscript><! <img src="https://i2.wp.com/i.ytimg.com/vi/qQzp6whbCkQ/maxresdefault.jpg" alt="spherex def YouTube" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/i.ytimg.com/vi/qQzp6whbCkQ/maxresdefault.jpg" alt="spherex def YouTube" width="100%" /></p><p>Web spherex says to work with accepts deposits via credit cards, neteller and skrill, as well as wire transfers and crypto wallets. Web spherex | 892 followers on linkedin. 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Spherex review, covering licenses, user reviews, forex spreads, leverage, is spherex a scam or legit broker?</p><p> </p><h3>Web Spherex Says To Work With Accepts Deposits Via Credit Cards, Neteller And Skrill, As Well As Wire Transfers And Crypto Wallets.</h3><p> </p><p>| named one of fast company’s next big. Web listening modes spherex optimization setting the xbox 5.1 offers a spherex optimization adjustment function that will adjust the speakers’ level to achieve the optimal sound. Web kate duffy spacex ceo elon musk.</p><h3>Web Spherex | 892 Followers On Linkedin.</h3><p> </p><p>Web spherex.pro is a simple unregulated and fraudulent firm. Spherex is making every movie and tv show relevant, appropriate, and compliant in every culture. Web spherex regulations and security details.</p><h3>Web Spherex.pro Is An Online Trading Broker Owned By Spherex Limited & Spherex Global Limited.</h3><p> </p><p>Web spherex is making every movie and tv show relevant, appropriate, and compliant in every culture. Silicon valley 2340 walsh avenue, suite d, santa clara,. Web sphereex was founded apache shardingsphere’s core developer team to provide enterprises with a new generation of open source heterogeneous distributed data service.</p><h3>According To The Sphere.pro Website, This Broker Is Owned By Spherex Limited And Based In Colorado, Usa.</h3><p> </p><p>Read wikifx review before start trading. Web through their product spherex protect, the two founders, along with nine employees, allow protocols and blockchain applications to stop suspicious transactions. However, without an account, we can.</p><h3>The Spherex Protect Reverts Malicious Transactions Before They’re Finalized</h3><p> </p><p>Web spherex is allegedly a suspicious clone and unregulated forex broker registered in the united states that claims to provide its clients with some tradable assets. Spherex, a space telescope, is. Hosted on the aspire global platform, the casino offers a full suite of.</p><p> </p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/list-of-spherex-casino-options-2023/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Publicity Barrage: The Ultimate Strategy For Boosting Your Online Presence</title> <link>https://kllynln.info/publicity-barrage-the-ultimate-strategy-for-boosting-your-online-presence</link> <comments>https://kllynln.info/publicity-barrage-the-ultimate-strategy-for-boosting-your-online-presence#comments</comments> <pubDate>Sun, 10 Dec 2023 10:41:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kllynln.info/?p=53</guid> <description><![CDATA[Introduction In today’s digital age, establishing a strong online presence is crucial for businesses and individuals alike. One of the most effective ways to achieve this is through a well-executed publicity barrage. This powerful strategy involves bombarding your target audience with carefully crafted content and promotional material to create maximum brand awareness. In this article, [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="Barrage Film (2017) SensCritique" src="https://i2.wp.com/media.senscritique.com/media/000016833766/source_big/Barrage.jpg" _mce_src="https://i2.wp.com/media.senscritique.com/media/000016833766/source_big/Barrage.jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><h2>Introduction</h2><p>In today’s digital age, establishing a strong online presence is crucial for businesses and individuals alike. One of the most effective ways to achieve this is through a well-executed publicity barrage. This powerful strategy involves bombarding your target audience with carefully crafted content and promotional material to create maximum brand awareness. In this article, we will delve into the concept of publicity barrage, its benefits, and how you can implement it to skyrocket your online visibility.</p><h2>The Power of Publicity Barrage</h2><p>A publicity barrage is an all-encompassing approach that combines various marketing tactics to generate a massive buzz around your brand. By consistently putting your message in front of your target audience, you can create a lasting impression and establish yourself as an authority in your industry. This strategy aims to captivate your audience’s attention, keep them engaged, and ultimately convert them into loyal customers.</p><h3>Benefits of Publicity Barrage</h3><p>1. Increased Brand Recognition: By bombarding your target audience with compelling content, you ensure that your brand stays top of mind. This increased exposure leads to higher brand recognition and recall.</p><p>2. Enhanced Credibility and Authority: Consistently delivering valuable information and insights positions you as an expert in your field. This builds trust among your audience and enhances your credibility and authority.</p><p>3. Expanded Reach: With a well-executed publicity barrage, you can expand your reach beyond your existing customer base. This enables you to tap into new markets and attract a wider audience.</p><p>4. Improved SEO: Regularly publishing high-quality content allows you to optimize your website for search engines. This boosts your search engine rankings and drives organic traffic to your site.</p><h2>Implementing a Publicity Barrage</h2><p>1. Define Your Objectives: Before embarking on a publicity barrage, clearly define your goals. Whether it’s to increase website traffic, generate leads, or boost sales, having a clear objective will help you tailor your strategies accordingly.</p><p>2. Create Engaging Content: Develop compelling content that resonates with your target audience. This includes blog posts, articles, videos, infographics, and social media updates. Ensure that your content is informative, entertaining, and visually appealing.</p><p>3. Diversify Your Channels: Utilize various online platforms to reach a wider audience. This includes social media platforms, industry forums, guest blogging, and email marketing. Tailor your content to suit each platform’s unique requirements.</p><p>4. Consistency is Key: Establish a consistent posting schedule to maintain your audience’s interest. Regularly update your blog, social media profiles, and other channels to keep your audience engaged and coming back for more.</p><p>5. Monitor and Analyze: Continuously monitor the performance of your publicity barrage. Track metrics such as website traffic, social media engagement, and conversion rates. Use this data to refine your strategies and make informed decisions.</p><h2>Conclusion</h2><p>A publicity barrage is a powerful strategy that can significantly boost your online presence. By consistently bombarding your target audience with captivating content, you can increase brand recognition, enhance credibility, and expand your reach. Implementing a well-executed publicity barrage requires careful planning, engaging content creation, and consistent execution. So, start implementing this strategy today and watch your online visibility soar to new heights!</p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/publicity-barrage-the-ultimate-strategy-for-boosting-your-online-presence/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Middle School: The Time for Parents to Step Away or Not?</title> <link>https://kllynln.info/middle-school-the-time-for-parents-to-step-away-or-not</link> <comments>https://kllynln.info/middle-school-the-time-for-parents-to-step-away-or-not#comments</comments> <pubDate>Sat, 01 Apr 2023 20:00:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Roleplaying]]></category> <guid isPermaLink="false">http://kllynln.info/?p=46</guid> <description><![CDATA[It’s not time to leave your child completely on his own yet when it comes to school.Too often parents who have stayed at home or worked part time think that sixth or seventh grade is the time for them to start working full time. That’s a mistake! The switch to middle school is a big [...]]]></description> <content:encoded><![CDATA[<p> It’s not time to leave your child completely on his own yet when it comes to school.Too often parents who have stayed at home or worked part time think that sixth or seventh grade is the time for them to start working full time. That’s a mistake! The switch to middle school is a big step-often even bigger than going to high school. Middle schools tend to be big-more than twice or even three times as big as the elementary schools that students are coming from. Kids feed in from sometimes as many as six or seven elementary schools. To top that off, instead of moving through the day with the same set of kids, most middle school kids regroup every period. A student is lucky to be in class with someone he knows much less a friend.The curriculum really does get harder.The content standards for early adolescence make a jump in the amount of critical thinking and problem solving required. The pace is relentlessas the emphasis is on getting through the whole list of standards rather than mastering a few key ones. At my school, when we looked at the 6th graders’ marks, they were lower first trimester than second and lower second than third. Even the best students wobbled a bit while adjusting to the change in academic expectations. Parents should know this and reassure their kids that they will figure out how to handle middle school work given time, but most schools don’t give parents that information.Middle School teachers get “harder.”The biggest change, however, is the mentality of middle school teachers. Unlike elementary school teachers who see their primary goal as encouraging self-esteem and a love of learning, junior high teachers lean towards focusing on kids accepting that a lot of life is about jumping through hoops and doing things in a certain way. Docking points for incorrect paper headings and throwing away papers with no names on them is common practice.Students will complain their teachers are mean. We don’t see ourselves as mean. We see that we are the last stop before high school where kids can still get low grades with no consequence to their long-term future. We feel it is our job to teach what high school is going to be like before it counts towards graduation and college admissions. In 6th-8th grade, grading shifts from assessment of a student’s ability to an assessment of her performance. That means the student who has skated by on test scores and an occasional brilliant project is now going to learn that consistency and attention to detail are actually more highly valued. These are important skills to learn before high school.It feels like parents are not wanted, but that is not true.Parents often feel left out of the equation in middle school. Because their children might say they don’t want them there and because there is no room parent organizing volunteer activities, they feel unsure of how to be a part of school or, worse, they feel unwelcome. While it is true that you might not be asked to man math centers every week, it is not true that parents are not needed or wanted. Being involved at school in any way gives you a chance to stay connected with your child at time when his instinct is to shift toward his peers.Even if you do not volunteer in your child’s class, by finding a volunteer job at school, you will hear more about what is going on. You will learn what clubs and activities are available to your child and will be able to encourage her at home to participate whether it is the joining the soccer team or signing up for the spelling bee. As you fold flyers or stuff envelopes, you will overhear gossip about which administrators are supportive and which are a waste of time to approach. You will learn the rational for the new homework policy and what teachers are doing to prepare kids for the state tests.Middle school is a time for parents to step back, but not to step away.Parents are still a child’s touchstone. They are still the best person to help a child process what she is experiencing. Getting grades based on percentages for the first time can be a real blow to the ego. A child’s sense of himself can be seriously shaken as he will associate his grade with how smart he is. A parent can help a lot by making the distinction between intelligence and following procedure and letting a child know that both are a part of being successful in life. Parents can continue to be there as a sounding board, but if in the past they have done most of the talking, it is time to develop deep listening skills. Asking your child, “What is your next step here?” might get you farther than, “Here’s what you should do.”What does stepping back look like?Stepping back might take the form of letting a child suffer the consequences of lost or incomplete homework without swooping in to defend the child. (Do continue to offer a lot of empathy that it feels awful to have worked hard on something and then not get credit for it because of one little mistake-like not putting your name on your paper or forgetting it on your desk at home.) Stepping back can mean not micro managing students’ projects but asking questions like, ‘What’s your plan for spreading out the work of the project?” or “Have you done your best work?” or “What part of this paper are you especially proud of?” When students get graded work back, instead of focusing on the grade, parents can ask, “What is your plan for doing better next time?” or “What resources do you have for getting help understanding this?” Above all parents can help their kids talk to adults at school not by doing the talking for them but by roleplaying how conversations with a teacher or administrator might go. In this way, a parent is still staying connected and supporting his child and at the same time allowing his child to stand on his own two feet.These school years are the time for parents to stay connected and know what is going on, but it is also time for them to position themselves as guide rather than driver of their child’s life. </p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/middle-school-the-time-for-parents-to-step-away-or-not/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Building a Solid Business Foundation for Financing</title> <link>https://kllynln.info/building-a-solid-business-foundation-for-financing</link> <comments>https://kllynln.info/building-a-solid-business-foundation-for-financing#comments</comments> <pubDate>Fri, 31 Mar 2023 22:38:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Business]]></category> <guid isPermaLink="false">http://kllynln.info/?p=40</guid> <description><![CDATA[The single most important thing a business owner can do for their business is to build their business to sell it.Sell it you ask?Yes. Build to Sell.Every decision a business owner makes should be based on that thought. If an entrepreneur can base their business decisions with that underlying idea (in terms of financing), they [...]]]></description> <content:encoded><![CDATA[<p> The single most important thing a business owner can do for their business is to build their business to sell it.Sell it you ask?Yes. Build to Sell.Every decision a business owner makes should be based on that thought. If an entrepreneur can base their business decisions with that underlying idea (in terms of financing), they will be set up for long term success.The lending institutions base their acceptance or declination on one thing.Is the business an attractive lending risk.There are 20 key points every business owner must have in place to be approved by financial institutions when their underwriting team is determining to approve or decline a loan app. Many of these are small, seemingly meaningless ideas. However, lets take a look at it from the eyes of the lenders.Banks and lending institutions get so many applications from business owners who, quiet frankly, have no business applying for a loan. Their business is not set up to be lent to. The banks are not even viewing these entities as a viable businesses. So the first stage of getting past the computer guidelines is to have these in place.Additionally, if you were to go to the bank and not have these in place, the loan officer would get a two digit code back from the computer system and all it was say was “Loan application declined.” Your loan officer, without investing some time into the issue, would not know exactly what you needed to do differently to be approved. The loan officers surely do not have the underwriting guidelines for their firm.In this article we will examine the top three reasons business owners fail at business credit building and business financing.The first is simply the business owner does not have all the I’s dotted and the T’s crossed in their business. Things like having an 800 number, being listed in the 411 directory, and having a dedicated fax line is a must to a business owner seeking financing. Many business owners I speak with are small businesses, who are just seeking their financing options. It’s impressive to see the amount of businesses that do not even have these first three steps accomplished. Remember, the goal here is to have your business look attractive on paper. In the eyes of a lender, if you do not have an 800 number it is suggested you own a “mom and pop shop” and are not setup for success.Secondly, business owners have not started to build their business credit. There are right ways and wrong ways to go about building your business credit structure. In the eyes of the lender business owners who go out seeking to open revolving lines of credit and are turned down (due to reasons outside the scope of this article) it appears as though they are fishing for financing. It’s imperative to apply for the right types of credit lines and being approved for those lines when establishing your business credit from the get go.Thirdly and most relevant to most entrepreneurs: they have not separated their personal liabilities from their business. It’s important for a business owner to have good receivables in his/her business. But, and what’s equally important, is that business owners personal credit is not tied to the business, in any possible way. There are two reasons why you’d want to separate yourself from your business. If something happens to your personal financial situation, you do not want that to be the reason your business is unsuccessful in obtaining financing. Secondly, should something happen to your business, you do not want that to affect your personal credit. </p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/building-a-solid-business-foundation-for-financing/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Invest Money Vs Where to Invest for 2015 and Beyond</title> <link>https://kllynln.info/how-to-invest-money-vs-where-to-invest-for-2015-and-beyond</link> <comments>https://kllynln.info/how-to-invest-money-vs-where-to-invest-for-2015-and-beyond#comments</comments> <pubDate>Fri, 03 Feb 2023 15:51:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://kllynln.info/?p=38</guid> <description><![CDATA[It is one thing to have a handle on where to invest; but quite another to have confidence in how to invest money for 2015 and beyond. The big difference lies in asset allocation, or how to invest money across the asset classes. The “how to” will depend on your financial objectives, comfort level and [...]]]></description> <content:encoded><![CDATA[<p> It is one thing to have a handle on where to invest; but quite another to have confidence in how to invest money for 2015 and beyond. The big difference lies in asset allocation, or how to invest money across the asset classes. The “how to” will depend on your financial objectives, comfort level and the markets in 2015 and beyond.There are 3 or 4 basic asset classes, and we’ll start with where to invest in stocks. Stocks are the growth engine of your portfolio, and most investors should concentrate on large-cap diversified stock funds that pay dividends of about 2%. This way you’ll own a small piece of a large portfolio of America’s largest, well-known companies. For the vast majority of Americans with longer-term financial goals (like retirement) this is how to invest money for growth without excessive risk.To keep market risks lower stay away from low-cap (small-company) stocks and funds; and growth stocks and funds that pay little or no dividends. With the stock market hitting all-time highs, this is not where to invest for 2015, especially if riskier stocks don’t fit your comfort level. Down-side risk is rising for 2015 and beyond, and a market reversal will likely hit the smaller-company and high-growth sector hardest. And don’t increase your asset allocation to stocks in general. That’s not the success formula for how to invest money when prices are high.For most of the people most of the time, a 50% to 60% asset allocation to stocks is commonly recommended as the standard answer to how to invest money for longer-term goals. If retirement is approaching, or this just doesn’t fit your comfort level, a lower asset allocation is your answer to how to invest for 2015 and beyond – for greater peace of mind. If you would sleep better with an asset allocation of 40% or less in stocks, go for it.The second asset class is bonds, and when held in conjunction with stocks they add balance to your portfolio and offset risk. Few individual investors have either the experience or the inclination to sort through bond issues. That’s why professionally managed bond funds are the average investor’s answer to where to invest for 2015 and beyond. With today’s high bond prices (due to recent record-low interest rates) you’ll want to be careful here in terms of exactly where and how to invest money.The answer to how to invest money here: avoid the temptation of higher dividends offered by high-yield (junk) and long-term bond funds. Junk funds pay more due to the low quality of bond issues held and the risk associated with default (of interest payments and/or principal). But the real risk for 2015 and beyond is interest rate risk, and long-term bond funds are high risk in that department; and are definitely not where to invest money in bond funds at this time. Your best bet for risk vs. dividend income: go with medium to high quality, intermediate-term bond funds for 2015, 2016 and beyond.For many years now the financial industry has suggested an asset allocation of about 40% or so in bonds as a rule of thumb for how to investment money for longer-term goals. As we look down the road to 2015, 2016 and beyond keep in mind that there is a bond market and it works much like the stock market. Bond prices and bond fund values fluctuate and usually less so than stock prices and stock fund values. If interest rates rise significantly, bonds and bond funds will lose money. Long-term bond funds will be hardest hit. That’s the way bonds work, and why it is crucial that you know how to invest money in them for 2015 and beyond.If high bond prices and an asset allocation of 40% don’t fit your comfort level, go with a lower asset allocation to bond funds. Now the question is how to invest the rest of your money if your asset allocation to stocks plus bonds adds up to less than 100%. The third asset class is often referred to as just “cash”, or safe liquid investments. As to where to invest for safety and easy access to your money consider a money market fund. As interest rates rise money market fund dividends automatically follow suit. Plus, you can easily move money from fund to fund within your fund family.If you are more adventuresome consider adding the fourth asset class, called alternative investments, to your asset allocation. These are your alternatives for how to invest money to make higher returns in 2015 if the stock market tanks. Examples include: real estate, gold, and natural resources like oil. The good news is that there are specialty stock funds that specialize in these sectors, so that’s where to invest to keep things simple. While stocks and bonds have become pricy, both gold and oil have dropped in price. If either starts to look cheap, that could spell opportunity in 2015, 2016 or beyond. </p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/how-to-invest-money-vs-where-to-invest-for-2015-and-beyond/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips For Easy Car Transport</title> <link>https://kllynln.info/tips-for-easy-car-transport</link> <comments>https://kllynln.info/tips-for-easy-car-transport#comments</comments> <pubDate>Wed, 14 Sep 2022 17:28:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Video]]></category> <category><![CDATA[Automotive]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Classic Cars]]></category> <category><![CDATA[Efficient]]></category> <category><![CDATA[Energy]]></category> <category><![CDATA[Hybrid]]></category> <category><![CDATA[Mobile]]></category> <category><![CDATA[Motorcycles]]></category> <category><![CDATA[Repairs]]></category> <category><![CDATA[Selling]]></category> <category><![CDATA[SUVs]]></category> <category><![CDATA[Trucks]]></category> <guid isPermaLink="false">http://kllynln.info/?p=36</guid> <description><![CDATA[If you are wondering how a car is transported from one city to another, you are on the right page. Just like you move your things by hiring packers and movers, you can also choose a car transport service to move your car. This article will help you get ready to have your vehicle transported. [...]]]></description> <content:encoded><![CDATA[<p>If you are wondering how a car is transported from one city to another, you are on the right page. Just like you move your things by hiring packers and movers, you can also choose a car transport service to move your car. This article will help you get ready to have your vehicle transported. Read on to find out more.</p><p>Consider the Faculties Offered by the Service Provider</p><p>When it comes to moving your car, it may not be possible for you to trust anyone. After all, you can’t hand over your expensive asset to someone you can’t count on. They may end up damaging your car. Therefore, it’s always a good idea to look for a professional car transport service.</p><p>Although you may be a good driver, you may not be able to drive for hours non-stop. So, if you want to make a realistic choice, we suggest that you contact a good transport company.</p><p>Before you choose one, make sure you ask about the facilities they offer. This will help you get a better idea of how safely they can move your car. In fact, safety is the number one factor when it comes to looking for a good service.</p><p>Get your Car Serviced before you get it ready for the move</p><p>Once you have found a good service, your next move is to find out if they are insured. In this case, you want to consider the terms and conditions related to the insurance policy. Apart from this, you may not want to forget asking about their service charges. Some shoddy service providers have some hidden charges. So, what you need to do is make sure that there are no hidden charges, and that the invoice offers a list of all of the expenses you have to pay for.</p><p>So, if you keep all of these things in mind, you will be able to make the best choice. Although moving a car involves a lot of consideration, the idea is to consider those things that are the most important for you.</p><p>Keeping this in mind, you don’t want to lose your expensive car. Therefore, you may want to ask the service provider about the type of vehicle they are going to use to shift your car to your desired destination. This vehicle must be powerful enough to transport your vehicle to your city or state without any problem.</p><p>Look for a Trustworthy Service</p><p>Make sure that the company will keep its word no matter what. While discussing the matter with the company representative, make sure you talk about the specifics about what exactly you want. This will help you make the task a lot easier for yourself.</p><p>So, we suggest that you choose the best transport solution for shifting your vehicle. Although this is going to be a tough decision for beginners like you, if you keep the tips given in this article in your mind, this choice will be a lot easier for you.</p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/tips-for-easy-car-transport/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Empowering Tracks From Female Icons To Make You Feel Inspired</title> <link>https://kllynln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired</link> <comments>https://kllynln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired#comments</comments> <pubDate>Wed, 14 Sep 2022 09:34:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[cleaning]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[driving]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://kllynln.info/?p=33</guid> <description><![CDATA[Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself. According to a study by [...]]]></description> <content:encoded><![CDATA[<p>Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself.</p><p>According to a study by Heriot-Watt University, the type of music you listen to not only influences your mood, but also your personality, with indie and rock/heavy metal fans reporting the lowest levels of self-esteem, while fans of jazz, blues, opera, classical, pop, rap and soul all reported high levels of self-confidence.</p><p>So if you’re having a ‘down day’, why not boost your spirits by listening to some powerful, uplifting tracks? Here are five perfect confidence boosters.</p><p> Britney Spears – Toxic</p><p>Britney’s own struggles with her mental health and conservatorship have made her an inspiration for many people across the world.</p><p>This classic song is timelessly sensual, and the heavy beats throughout make it impossible not to dance to. A welcome blast of nostalgia, this tune has filled dance floors across the globe with fans old and new.</p><p>The video features Britney as a female spy playing the sexy flight attendant, seducing her passenger before she makes her escape on a motorbike and breaks into a high-security facility guarded by a laser security system.</p><p>This track and video is a guaranteed way to feel invincible, and deserves a place on your playlist no matter your mood.</p><p> Kelis – Milkshake</p><p>A cheesy classic that is guaranteed to make you feel all warm and gooey inside, Kelis pumps up the heat in this 00’s RnB track. Underpinned by intricate drum beats and electric elements, Kelis’ self-confidence is infectious, and it’s hard not to find yourself smiling at the lyrics.</p><p>This track is a great way to get into a flirtatious mindset, making it a great choice before going on a date or heading out for the evening.</p><p>And if you’re staying in? It’s a great mood lift. But beware! You may find yourself craving a sweet treat.</p><p> Eve (ft. Gwen Stefani) – Let Me Blow Your Mind</p><p>This RnB classic will capture your attention with its assertive rhythm and powerful vocals from 00’s icons Eve and Gwen Stefani. Featuring a laid-back – yet self-assured – beat, and catchy guitar riff, this is a great track for driving, and its empowering feel is sure to help you feel motivated.</p><p>Got a job interview lined up, or thinking of asking for a raise? This anthemic number is a quick way to feel positive and more assertive.</p><p>The video features Eve and Gwen Stefani crashing an exclusive event on quad bikes, causing a stir among the privileged attendants, and shoving the performer off stage to perform their own music, before finally being arrested and taken to the station in a police van.</p><p>This ‘baddie’ track helps you to tap into the hidden ‘bold’ side of your personality, and lifts your mood while keeping you feeling calm and cool.</p><p> Fergie – MILF$</p><p>If you have kids, it can be difficult to feel sexy. When you’re running around cleaning the house, changing nappies, or up to your elbows in dishwater, you can easily forget your sensual side – leaving you feeling frumpy and lacking in confidence and motivation.</p><p>Thankfully, Fergie’s comeback track is a quick remedy to your low mood and lethargy.</p><p>Featuring attractive mothers dressed in curve-hugging latex and silky lingerie going about their daily life in a dreamy, colourful suburbia, this track is a quick way to transform your self-esteem and transport you to a world where you are not just a mother, but a goddess too.</p><p>Why not shake off the day and tap into your feminine energy with Fergie, your sexiest PJs, and a bottle of your favourite wine?</p><p> Marina And The Diamonds – How To Be A Heartbreaker</p><p>Low confidence after a breakup? You’re not alone. Having your heart broken can leave you feeling depressed, undesirable, and unmotivated. So flip the tables on your ex and become a heartbreaker with Marina’s catchy club classic.</p><p>This empowering dance track will make you want to move your body and get in touch with your bad girl side, with its heavy beat and pounding rhythms.</p><p>Plus, if your libido has suffered as a result of your low mood, take a sneaky peek at the video – it will get your blood pumping with its steamy shower shots and smoking hot male models.</p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Pandemic Effects on Hospitality Industries and How They Overcome It</title> <link>https://kllynln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it</link> <comments>https://kllynln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it#comments</comments> <pubDate>Tue, 13 Sep 2022 09:34:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Hospitality]]></category> <category><![CDATA[Industries]]></category> <category><![CDATA[Tour]]></category> <guid isPermaLink="false">http://kllynln.info/?p=31</guid> <description><![CDATA[The COVID-19 pandemic affects many aspects and many sectors of life. As a result, economic sectors are fully affected, and the hospitality industry is no exception. The hospitality industry is known to be the source of job opportunities and supports many livelihoods of millions of workers and their families. Because Indonesia is primarily reliant on [...]]]></description> <content:encoded><![CDATA[<p>The COVID-19 pandemic affects many aspects and many sectors of life. As a result, economic sectors are fully affected, and the hospitality industry is no exception. The hospitality industry is known to be the source of job opportunities and supports many livelihoods of millions of workers and their families. Because Indonesia is primarily reliant on the service sector, the tourist industry plays an important part in the country’s growth. The increase of the COVID-19 cases has brought about a huge increase in the number of workers getting expelled or having their work ended. How did the hospitality industry survive in this era? The pandemic has provided several opportunities for numerous hospitality industries to use specific mechanisms in order to overcome pandemic difficulties.</p><p>Tourism and hospitality industries affected by the COVID-19 pandemic, including hotels, restaurants, resorts, travel agencies, travel and transportation, and real estate, show a significant losing number of tourists. According to the president of the Indonesia Tour Guide Association (HPI, 2020), 45,000 visitors have cancelled their plans to visit main tourist spots in the country between January and May. Furthermore, According to UNWTO (2020), 100-120 million direct and indirect activities were in jeopardy, and foreign tourist numbers decreased 56% year on year from January–May 2020. These noteworthy diminishing numbers primarily influenced the Indonesian financial state. For example, hotel profits have dropped by up to 40%, having an effect on hotel operations and risking business continuity. The drop in international visitors has an effect on the salary of restaurants whose clients are more prevailing than foreign visitors (Block, 2017). Following the dropping, many hospitality industries are taking awareness of tourists’ health risks and protocols taking an advance.</p><p>The recovery of hospitality industries is indistinguishable from the progressively sophisticated information innovation utilized to pull in potential visitors to choose to travel. The regaining of tourist attractions after a pandemic is required to utilize other promoting techniques to advertise their items inventively. First, social media marketing reaches many internet users who are looking for tourist information hospitality industry. This strategy is helpful in advertising and attracts many tourists to find more information related to a tourist attraction in the designated region. Second, Tourism industry players and visitors, as well as government action, are required to arbitrate between the two groups. Government policies must be in the form of the finest judgments to characterize the middle ground between commercial actors and visitors (Anggarini, 2021). This means that provided policy in the hospitality sector during-post pandemics maintains the best solution for both tourists and hospitality owners. Last, all tourism-related activities must adapt to current conditions, in which humans must live alongside Covid-19 (Anggarini, 2021). By all means, many factors, including health issues, hygiene, and safety for tourists, are priorities.</p><p>In conclusion, even though the pandemic is really affecting the hospitality industry as a whole, it gives many advancements of movement done by the hospitality industry to survive. Many resources are being used as the development of technology to provide data destinations insight. In addition, the sophistication of information technology can also facilitate the government in supervising the implementation of safe travel in accordance with government recommendations. All these initiations are good examples of overcoming pandemic situations while running hospitality industries.</p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Expert Advice For Tree Service</title> <link>https://kllynln.info/expert-advice-for-tree-service</link> <comments>https://kllynln.info/expert-advice-for-tree-service#comments</comments> <pubDate>Tue, 13 Sep 2022 09:31:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Flooring]]></category> <category><![CDATA[Future]]></category> <category><![CDATA[home]]></category> <category><![CDATA[Service]]></category> <guid isPermaLink="false">http://kllynln.info/?p=29</guid> <description><![CDATA[If you’re a resident of Clearwater, Florida and you need tree service, you’ve come to the right place. In this post, we’ll provide valueable advice on what to look for when hiring a tree service company in Clearwater and some tips on how to care for your trees throughout the year. Let’s get started! What [...]]]></description> <content:encoded><![CDATA[<p>If you’re a resident of Clearwater, Florida and you need tree service, you’ve come to the right place. In this post, we’ll provide valueable advice on what to look for when hiring a tree service company in Clearwater and some tips on how to care for your trees throughout the year. Let’s get started!</p><p>What to look for when hiring a tree service in Clearwater, Florida?</p><p>When hiring a tree service in Clearwater, Florida, you should keep a few things in mind. The first is to make sure that the tree service company is licensed and insured. This will protect you in case something goes south during the job. Another thing to look at is whether or not the company has experience in the type of tree work you need done. Finally, be sure to get a written estimate from the company before hiring them.</p><p>The benefits of professional tree care in Clearwater, Florida</p><p>When you have trees on your property, it’s important to take care of them to stay healthy and look their best. That’s where professional tree care services come in. Tree care experts have the knowledge and experience needed to maintain your trees properly. There are many benefits to using a professional tree service in Clearwater, Florida. One advantage is that they can help you keep your trees healthy. They can also help you avoid problems such as insect infestations and diseases. Another benefit is that they can improve the appearance of your property by trimming and pruning your trees. This can add value to your home or business if you ever decide to sell.</p><p>How to prepare your property for tree service in Orlando, Florida?</p><p>When you hire a tree service company in Clearwater, Florida, there are certain things you need to do to prepare your property for the work that will be done. The first thing is to make sure all vehicles and other valuables are moved out of the way of the work area. This includes any lawn furniture or toys that might be in the way. Another important thing to do is make sure there is a clear path for the tree service company to access your property.</p><p>What to expect from the team of arborists at your home in Clearwater, Florida?</p><p>The team of arborists we send to your home in Clearwater, Florida, will be equipped with the proper tools and knowledge to take on any Tree Service Clearwater task you may need. They will work quickly and efficiently to get the job done right the first time. We guarantee that you will be satisfied with our work!</p>]]></content:encoded> <wfw:commentRss>https://kllynln.info/expert-advice-for-tree-service/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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