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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ksbexms.info</title> <atom:link href="http://ksbexms.info/feed" rel="self" type="application/rss+xml" /> <link>https://ksbexms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:37:53 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Self Publishing: How Much Does It Cost?</title> <link>https://ksbexms.info/self-publishing-how-much-does-it-cost,html</link> <comments>https://ksbexms.info/self-publishing-how-much-does-it-cost,html#comments</comments> <pubDate>Sun, 09 Apr 2023 16:14:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Publishing & Printing]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=70</guid> <description><![CDATA[When it comes to self publishing one of the first considerations has to be cost. Before you can take the leap of faith and begin publishing your book you need to know how much it’s going to cost you.I’d like to be able to give you a nice rounded number here and now, but I [...]]]></description> <content:encoded><![CDATA[<p> When it comes to self publishing one of the first considerations has to be cost. Before you can take the leap of faith and begin publishing your book you need to know how much it’s going to cost you.I’d like to be able to give you a nice rounded number here and now, but I can’t. Books are different and there are also several different publishing methods open to you so you need to take all this into consideration.To start with, you firstly need to have a publishing budget. Any business investment (and your book is an investment) needs to have a budget. And it’s okay to have a budget of zero dollars, as long as you realise that without any money upfront, you’re going to have to do all of the work yourself if you want to self publish your book for free.On the other hand, if you have $100 or more to spare you can enjoy the luxury of someone else creating a book cover for you or paying someone to format your manuscript. These services help because they not only save you time, but professionals can probably do a better job.So take some time to sit down and work out your budget BEFORE you start looking at your publishing options. And there are plenty of options for self publishing.Next you need to know what sort of book you’re going to publish. Is it a hard back book? A soft cover book? A PDF eBook? A Kindle eBook? All these different ways to self publish cost different amounts of money.You also need to know how you are going to publish your book and you have 3 choices:vanity publishing<br />self publishing<br />eBook publishingVanity publishing is by far the easiest way to self publish. A vanity publisher can do all the work that a traditional publisher would do, but whereas a traditional publishing company would absorb the cost themselves, a vanity publishing company charges the author for its services. And some vanity publishers can charge up to $10,000 while others offer a “free” self publishing service, but they usually have high fees for every book sale.Self Publishing, on the other hand, means you do all the work yourself, and most of it can be done for free. You can download book cover software to create your own covers or you can design your own eBook covers with free software like Gimp.You can also format your own book interior on your own computer and add all the necessary prelim pages such as the copyright page. Then you can upload your files to free online book publishing companies such as Lulu.com who can then print and ship your books.Or you may want to publish your book as an eBook instead. This means it can be done for free or at low cost. There are eBook companies that will format your manuscript files into eBook files and can even provide a cover image. Or you can simply create your own cover image and upload your files for free to eBook publishing sites such as Amazon’s Kindle eBook site or Smashwords.But before you can do any of this, you need to have a good understanding of the publishing process and how it works.You need to see your book as an investment because that is what it is and once published, you can go on selling your book for years.So don’t be afraid of spending a little money on your book to get it published and make it great. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/self-publishing-how-much-does-it-cost,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Improvement Finance</title> <link>https://ksbexms.info/home-improvement-finance,html</link> <comments>https://ksbexms.info/home-improvement-finance,html#comments</comments> <pubDate>Fri, 07 Apr 2023 20:37:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=68</guid> <description><![CDATA[Doing a project that improves the quality of your home is a wise decision and a wise investment as well. Not only will it make your home more comfortable and beautiful, it will increase you home’s value as well -that is of course if you plan to sell it. Improving your home will raise neighborhood [...]]]></description> <content:encoded><![CDATA[<p> Doing a project that improves the quality of your home is a wise decision and a wise investment as well. Not only will it make your home more comfortable and beautiful, it will increase you home’s value as well -that is of course if you plan to sell it. Improving your home will raise neighborhood standards, because of the home improvement; the value of your property goes up. If you ask an economist, these type of improvements mean a lot of things. One is that it will increase the sales for home products and materials needed for home improvement and in effect, you will be helping your community’s economy by improving your home. Home improvements will also yield jobs since you will need a contractor, carpenters, plumbers, etc.If you want to do some work on your home, there is such a thing as home improvement finance. This is not just a one-time agreement with a finance firm but it will cover future repairs and renovations if in case you will need financing again. This is of course an easy decision to make because year after year, you find things that need to be repaired in your home. Well there is no need to worry because financing for these types of improvements to your home are here to stay, and to assist you in getting those projects started. In fact, you can use home improvement finance to add one more room into your home, put in a bigger pool in your backyard, or for remodeling. You can even use the finance to make your home more energy efficient i.e. installing solar panels to save on electricity.Financing for household improvements are generally home equity loans that allow you to tap into your home’s equity for cash by applying for household projects or renovations. Getting home improvement finance is better than other types of loans because the rates are lower and offer better terms for you. It gives you the flexibility to pay expenses that are recurring and the best thing about it is that there is no application fee (for at least most of the home improvement finance agencies in the US). </p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/home-improvement-finance,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Key Art Concepts in Various Ages – An Insight</title> <link>https://ksbexms.info/key-art-concepts-in-various-ages-an-insight,html</link> <comments>https://ksbexms.info/key-art-concepts-in-various-ages-an-insight,html#comments</comments> <pubDate>Wed, 05 Apr 2023 08:01:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=66</guid> <description><![CDATA[Art is a human creative skill or talent, which is demonstrated through imaginative designs, sounds, or ideas. Key Art Concepts have always been an integral part of our histories. Lifestyles, Events, and Cultures, of an era or civilization have been the Key Art Concepts, depicted through the prevailing art forms of those times.Different Key Art [...]]]></description> <content:encoded><![CDATA[<p> Art is a human creative skill or talent, which is demonstrated through imaginative designs, sounds, or ideas. Key Art Concepts have always been an integral part of our histories. Lifestyles, Events, and Cultures, of an era or civilization have been the Key Art Concepts, depicted through the prevailing art forms of those times.Different Key Art Concepts have evolved thorough different eras, with the changing artists’ perceptions of processing, analyzing, and responding to various art forms. Their creative expressions have been explored by their creation, performance, and participation in arts. Each historical era has given novel contribution of historical and cultural contexts for developing the Key Arts Fundamentals of the relevant period. Visual Arts help artists assimilate the Key Arts Concepts of Symmetry, Color, Pattern, Contrast and the differences between 1 or more elements in the composition. The Key Art Concepts of Visual Arts help understand and distinguish between the dimensions such as, Symmetry & Asymmetry, Positive & Negative Space, Light & Dark, Solid & Transparent, and Large & Small.A perusal of different ages, throws light at the diverse Key Art Concepts prevalent in those times. The Pre-Historic Art / Paleolithic (2 million years ago-130000 B.C) Key Art Concepts can be deciphered from the Stone Carvings on the ancient Cave Walls. The art works depict hunting, nomadic life, and the flora & the fauna of that age. Greek and Roman Key Art Concepts were considered the epitome of Art in the ancient period. The traditional Greek Key Art Concepts spread throughout Central Asia, due to the conquests of Alexander the great. This affected the existing Art Concepts of Central Asia for the next few centuries. The Hellenic influence in those times was extremely strong in these regions. Key Art Concepts of this phase include but are not limited to Column Bases and Architectural Details (typical of Greeks), Numismatics, Ceramic, Plastic Arts, and Terracotta figurines of semi-nude Greek and local deities, heroes, and mystical characters.Medieval and Renaissance Art runs from Byzantine Period, to Romanesque, to Gothic Styles, to the beginning of Islamic Art, to Renaissance and to the acceptance of Christian Art.The history of Modern Art started with Impressionism and continued its revolution with time. These artists preferred to paint outdoors and studied the effect of light on objects. These Key Art Trends continued until the early 18th century. Vibrant colors were introduced to Art to bring pictures to life. This Key Arts Fundamental was called Fauvism. Expressionism was the German version of Fauvism. The subsequent Key Art Concepts revolutions were Art Nouveau and Art Deco Movements. They were novice Art concepts with high decorative styles.The Art Nouveau Concept stresses on decorative art. It was later termed as first modern Key Art Concept. For the first time, art dealt with modern Psychology and Sensuality. Art Deco was a design style, which was a follow up of Art Nouveau. These Key Art Fundamentals dominated the mass production of fashion, furniture, jewellery, textile, architecture, and interior decoration artworks.Anon came up with Cubism, where images were converted to cubes, or other geometrical figures. Surrealism followed, emphasizing on the unconscious mind and the interpretation of dreams. A potential Key Art Concept, Abstract Art, then reached this. Abstract Art is all about creativity with abstract joining. Pop Art Movement and Optical Art Movement brought art back into the daily lives of masses, through simple sketching and comics. They considered abstract art too sophisticated and elite for the general masses to appreciate. Modern art gave way to Photography, Visual Graphics, and 3D Animation in the later years.Through ages, Key Art Concepts have been in charge of the various art forms. These Art Concepts reflected the influence of Cultures and Psychology of all times. The Key Art Concepts help artists understand how the critics & the historians go about their practices, how they make selections, interpretations, and judgments. </p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/key-art-concepts-in-various-ages-an-insight,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Aetna Health Insurance Leaving California – Recommended Replacement Plans</title> <link>https://ksbexms.info/aetna-health-insurance-leaving-california-recommended-replacement-plans,html</link> <comments>https://ksbexms.info/aetna-health-insurance-leaving-california-recommended-replacement-plans,html#comments</comments> <pubDate>Tue, 04 Apr 2023 21:44:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=64</guid> <description><![CDATA[Aetna Health Insurance announced they are leaving the California marketplace for individual and family plans. The end date of all their plans is December 31, 2013. All 49,000 Aetna clients still have six months to figure out what health plan they should move to. In this article we’ll give you a simple mapping that recommends [...]]]></description> <content:encoded><![CDATA[<p> Aetna Health Insurance announced they are leaving the California marketplace for individual and family plans. The end date of all their plans is December 31, 2013. All 49,000 Aetna clients still have six months to figure out what health plan they should move to. In this article we’ll give you a simple mapping that recommends which plans you should move to based upon the Aetna health plan you currently have, a “gotcha” to watch out for, and a couple of silver linings to feel good about.The simplest way to replace your Aetna Health Insurance is to simply look for an alternative plan with the same (or similar) deductible amount. The recommendations below will make that easy to do. With just a little more effort, you could re-think what you need in yearly medical benefits and pick a plan the is a better fit for your current needs. Either way, you should be able to find a good solution listed below.Aetna Health Insurance Underwriting Is More LenientThis will be the gotcha for some people. Aetna has always been more willing to accept people with some health conditions. I know a number of my clients are in Aetna plans because they had specific health conditions that the other carriers either would not accept, or would “rate” much higher than Aetna. So this is something you have to be aware of and be careful about.If you have existing health conditions, or are “too short” (okay… a little over-weight), or have a rated plan with Aetna, then you should definitely talk to a broker before you apply with another health insurance company. You’ll want to have the broker do Pre-Screen Requests for you to see how the other insurance companies will treat your application.It’s important to do the pre-screen step first, because if you just pick a health plan, apply for it, and then get declined or rated even higher, it will be very hard to get other insurance companies to consider your application.Let’s start mapping replacement plans…Aetna Open Access MC Value Plan AlternativesThe Aetna Open Access Value plans are Aetna’s low-cost option. The Value plans offer a number of different deductibles, $8,000, $5,000, $2,500, and provide 3 office visits for a simple copay, and coverage for Generic prescriptions.This plan description matches very closely to what is offered in the Anthem Blue Cross SmartSense plans. If you only need two office visits rather than three, then the best choices are the Health Net PPO Advantage plans and the ClearProtection plan from Anthem Blue Cross.If cost of the plan is one of your major factors, then here is how the alternative plans above should be used.<br />Health Net PPO Advantage 3500 – offers the best overall value (cost vs benefits)<br />Health Net PPO Advantage 6500 – is usually the lowest cost option<br />Anthem Blue Cross ClearProtection 3300 – Anthem’s lowest cost solution<br />Anthem Blue Cross SmartSense 6000 – closest match to Aetna’s Open Access Value 8000, but lower cost<br />Anthem Blue Cross SmartSense 3500, 2000, 1000 – if you feel more comfortable with lower deductibles<br />In the majority of cases, the alternative plans from Anthem and Health Net will be lower cost than the comparable Aetna Value plans. You’ll need to review health insurance quotes to see how the pricing looks for your location in California.Aetna alternative plans from all major health insurance companies in California. The best plans!Aetna Open Access MC Plan AlternativesThe Open Access plans are Aetna’s high-end offerings. These plans offered unlimited office visits for just a copay, provided both Generic and Brand name prescription coverage, and offered deductibles of 5,000, 3,500, 2,750, and 1,750.The best mappings of the Open Access plans are the following:<br />Cigna Open Access Value plans – Cigna’s entry plans, but very similar to the Aetna plans but without brand name prescription coverage<br />Anthem Blue Cross Premier plans – these plans are the top of the line from Anthem<br />Cigna Open Access plans – the high-end Cigna plans<br />Blue Shield Shield Secure Plus plans – Blue Shield’s top end plans<br />Health Net does not have any plans that provide unlimited office visits and coverage of brand name prescriptions, so there are no options listed.Aetna Open Access MC High Deductible Plan (HSA Compatible) AlternativesThese are Aetna’s entry in the Health Savings Account (HSA) compatible market. Like all HSA plans, they provide no benefits except zero-cost preventive care until after you reach the deductible. The plans come with two deductibles, either 5,500 or $3,500.The mappings for these HSA plans is the following:<br />Health Net CFB HSA 4500 plan – this is the best value HSA plan in the market<br />Health Net CFB HSA 6000 plan – this is the overall lowest cost HSA plan<br />Blue Shield Saver HSA plans – these are lower cost than the other non-Health Net HSA plans<br />Cigna Health Savings 4900 plan – good general purpose plan<br />Anthem Blue Cross Lumenos 5950 plan – Anthem’s last remaining HSA plan<br />Are You Looking For Lower Out Of Pocket Risk?Some shoppers may be looking to lower premiums AND lower the OOPM’s they have had in the past. If this is your wish, then here are a couple of options you should explore:<br />Health Net CFB PPO Standard plans – the OOPM in these plans is equal to the deductible, and 2 office visits for a copay<br />Cigna Open Access Value 5000/100% – the OOPM is the same as the deductible, and the plan offers unlimited office visits<br />These alternative plans will cost a little more than the direct replacement options listed in the sections above. However, the attractiveness of having lower risk if an accident or a medical condition starts is very compelling.Silver Linings In The California Aetna Health Insurance DecisionI believe that Aetna is just the first in a line of large and small health insurance companies that will leave the California individual and family health insurance marketplace over the next 3-5 years. Aetna had a very small market share, and would have a hard time competing with the insurance companies that dominate the California market. So having Aetna leave now will reduce the turbulence we see during the Health Care Reform roll-out later this fall.The first silver lining in all of this is that Aetna plans tend to have very high Out-Of-Pocket Maximums (OOPM). As an example, for a family, the Open Access Value 8000 plan has an OOPM of $25,000, while the Anthem Blue Cross SmartSense 6000 plan and the ealth Net PPO Advantage 6500 have a $19,000 OOPM.This is one of the reasons people have stayed away from new Aetna plans unless no other health insurance company would accept them. There are plenty of plans from Health Net, Anthem Blue Cross, Cigna, and Blue Shield that will have lower OOPM’s than the Aetna plans.The last silver lining of this change at Aetna, is that Aetna plans have not been very competitive the last couple of years. So changing to comparable plans will give you a reduction in premiums. With the information we’ve given you above, you should be able to find a good Aetna replacement plan, now go forth and prosper.Aetna alternative plans from all major health insurance companies in California. The best plans! </p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/aetna-health-insurance-leaving-california-recommended-replacement-plans,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Farmers Insurance – The Protection Worths the Extra Dollars Spent</title> <link>https://ksbexms.info/farmers-insurance-the-protection-worths-the-extra-dollars-spent,html</link> <comments>https://ksbexms.info/farmers-insurance-the-protection-worths-the-extra-dollars-spent,html#comments</comments> <pubDate>Tue, 04 Apr 2023 18:23:08 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[farmer insurance]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=61</guid> <description><![CDATA[For farmers, money is often tight. A farmer is at the mercy of the elements, and his or her crop is what feeds his or her entire family. Losing a crop is a terrible thing, but so is losing the equipment that is required to tend to that crop.For farmers, there is protection against at [...]]]></description> <content:encoded><![CDATA[<p> For farmers, money is often tight. A farmer is at the mercy of the elements, and his or her crop is what feeds his or her entire family. Losing a crop is a terrible thing, but so is losing the equipment that is required to tend to that crop.For farmers, there is protection against at least a little of that danger, and the protection is well worth the extra dollars spent. It may mean tightening a belt or two to funnel extra money into farming insurance, but the extra effort is worth the rewards should something happen to your livelihood.A hailstorm could ruin an entire crop, but your farming insurance will help you to recover from what would otherwise be a debilitating loss to your finances and your way of life. The protection offered through the farming insurance might mean that your farm is saved to plant again next year.Damage to your equipment can be almost as debilitating, if not more so, than damage to the plants that are your life. A tractor that stops running is as much use as a pile of dung in your fields, but your farming insurance can help you to repair or replace the tractor. The same protection extends to the truck that you use to haul farm equipment or the trailer that you transport your animals in.If you are a rancher then your cattle are protected under a similar policy, meaning that should they become too sick to sell, you will be covered for your losses. Your transport vehicles are protected, and your life can go on as normal after what would normally be a terrible disaster.Farming insurance also protects your outbuildings from things like fire and flood, almost like a home owner’s policy for your barn. The outbuildings themselves and all of their contents should be protected from damage by your farming insurance policy, so that you can rebuild quickly should disaster strike.Irrigation equipment is also covered under most farming insurance policies, so that if someone takes a detour through your fields and damages your equipment, you are protected. Many farming insurance policies also cover liability insurance, meaning that if someone (like a crop picker or a child on a tour of your farm) is injured while on your property, you are protected from having to pay for the treatment of the injured party.Protecting yourself from these eventualities now might seem like a waste of money that could be spent elsewhere, but when the worst happens you will be more than glad for the protection that you are offered. A little money spent every month now can be the difference between having a hitch in your giddiup and complete ruin.That little bit of extra money offers protection from so many diverse disasters, from the ruin of your crops to the death of your animals. The protection ranges from your equipment to your farming vehicles, and covers everything from your outbuildings to your irrigation systems. Farming insurance protects you from disaster.Check with a local insurance agent to see what you can protect, and what is covered in the best policy for you. Every state has different insurance rules, and each state has a different policy on what crops are insurable on a local level. Spend the money now, and your trees/grape vines/corn are safe for tomorrow. </p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/farmers-insurance-the-protection-worths-the-extra-dollars-spent,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Do You Have an Internet Home Based Business Idea?</title> <link>https://ksbexms.info/do-you-have-an-internet-home-based-business-idea,html</link> <comments>https://ksbexms.info/do-you-have-an-internet-home-based-business-idea,html#comments</comments> <pubDate>Mon, 27 Mar 2023 05:23:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=59</guid> <description><![CDATA[Now that you have had that internet home based business idea and have decided to start a business from home, selecting the right business opportunities is as easy as 1-2-3, well maybe 1-2-3-4!1. Decide to Market a “Consumable” productWhen trying to decide which internet home based business idea you should develop, just think about this [...]]]></description> <content:encoded><![CDATA[<p> Now that you have had that internet home based business idea and have decided to start a business from home, selecting the right business opportunities is as easy as 1-2-3, well maybe 1-2-3-4!1. Decide to Market a “Consumable” productWhen trying to decide which internet home based business idea you should develop, just think about this for a minute – every time anyone gets out of bed each day and goes to work, someone makes money. Every time you pick up the telephone, someone makes money. Every time you eat, turn on the water, start your car, use a bar of soap, or get a haircut, or go on a vacation, someone makes money. Imagine transactions of hundreds or even thousands of dollars and also millions of $3 or $4 sales several times a month, year after year, after year.The ideal internet home based business idea which develops into a turnkey home business is one that markets consumable products or services in such a way that after your initial effort is done; repeat orders, sales and commissions come to you for that effort on a continuing basis.2. Be ahead of the major Market TrendsA “Market Trend” is really an economic movement, meaning that large masses of people’s spending habits are moving in a uniform direction. The effect the baby-boomers have had and will have for years to come on the American economy is a good example.One leading economist likened the effect the baby-boomers have had on the economy since birth to a basketball running through a garden hose! That fact along can be a major factor in generating profitable home based businesses and should certainly be considered when developing our internet home based business idea.When developing our internet home based business idea, the question we must ask ourselves is: Are we positioned in front of the basketball or behind it?History shows that those who identify these trends early, and are able to meet the needs of these trends, are able to create abundant wealth for themselves. In essence, they get in front of an economic wave and ride it to financial freedom!The key is timing. Get in front of the wave and take the ride of a lifetime.Current research shows, that what most people want out of life is feeding the current market trends and should be considered in your internet home based business idea:1. Owning Their Own Business2. Having Tax Advantages3. Being Financially Independent4. Being Healthy5. Being more environmentally conscious6. Having A Rewarding Career7. Owning Their Own Healthy Home8. Looking & Feeling Younger9. Losing Weight10. Traveling11. Improving Their Lifestyle12. Personal Development Training and SupportMega-TrendsThese are the wants and needs of some very large consumer groups. In fact, some very large trends are gathering momentum as you read this. They are so large that they can accurately be called “Mega-Trends”.One of the mega trends is in the area of Health and Wellness- An Internet Home Based Business Idea Because of the economic influence of the Baby-Boomers, economists are predicting that this industry will be the next Trillion dollar industry within the next ten years. Paul Zane Pilzer, an internationally known author, college professor and economic advisor to two presidents, predicts that there will be 10 million new millionaires in the Health and Wellness internet home based Network Marketing industry within the next 10 years. Now that could be a basis for an internet home based business idea!I guess the question we need to ask ourselves is: Will we be one of them?Another of those trends is in Travel – an Internet Home Based Business Idea and recreation. Some estimate this industry to be 7 trillion worldwide with expectations to double within the next 6 or 7 years which is over 20% faster than the US economy. Other experts estimate that travel in the US along exceeds 1.3 trillion.I have read that there are more cruise ships to be built within the next 5 years than in the previous 45 years total. Baby-boomers are swarming to the luxury resorts around the world and this activity is expected to increase as the boomers experience the inheritance of their parent’s money and also begin to draw on their own retirement plans.With the baby boomers currently retiring at the rate of about 1 per second and increasing, increase in travel could very well be the largest mega-trend we will experience in our lifetime!The combination of these Mega-Trends is causing one of the most explosive economic waves in history. Now there is another potential internet home based business idea! All Wealth is first created in the Mind and then transformed into reality by the application of known Principles! – Think and Grow Rich! – Napoleon Hill3. Leverage your timeLeverage, through the process of duplication and multiplication, allows us as entrepreneurs to develop a successful internet home based business idea, part-time, around our busy lifestyle. In essence, leveraging our time allows us to get more done in a shorter period of time with less effort. This concept applied in your home based business means you can accomplish more than you could normally accomplish on your own.When effectively incorporated into an internet home based business idea, computer and internet technology can multiply leverage thousands of times. That means in the right system, networking and internet technology can do the work of thousands of people, and you get paid on that work! Imagine developing a business part-time, which can grow to a full time career, that wouldn’t interrupt your present circumstances, and provides you a flow of income while you spend time with your family, travel, go to the beach, or even sleep! That’s the power of leverage.4. Market SelectionBefore choosing the right internet home based business idea, one must first identify the fastest growing industries as well as the most profitable home based businesses. Some of the fastest growing industries today are:Greeting Card Industry – 7 billion greeting cards are purchased every year. Annual retail sales of greeting cards are estimated at more than $7.5 billion. Nine out of every ten households purchase greeting cards each year.Working From Home – $401 Billion Dollar Industry.Internet Marketing – exceeds $523 Billion according to a study done by the McCombs School of Business and is expected to reach 7 Trillion within the next 3 years.Mail Order Marketing – $350 Billion Dollar Industry and growing.Wellness Industry – $200 Billion Dollar Industry and expected to reach $1 Trillion within 10 years.Nutrition Industry – $4.2 Billion Dollar Industry and exploding.Weight Control Industry – $33 Billion Dollar Industry fueled by epidemic size obesity levels. An estimated 70% of the U.S. population needs to lose 10 – 50 pounds.Personal Care Industry – $72 Billion Dollar Industry.Cosmetics Industry – 8 Billion Dollar Industry – and steadily growing.Travel and Vacation – $860 Billion and growing.When developing an internet home based business idea into profitable home based businesses, it is not necessary to pick an industry which we already have an affinity for, although it certainly is desirable. However, as you will see in upcoming pages, if you have the Desire to build a business and new lifestyle, there is a fit for you out there. Again, the challenge is to select the right business and company when you start a business from home.Not only should the market and marketing concept fit you, but in order for a business to be real it must have the right: Product, Market, Timing, Management, Company, Compensation, and Benefits and Rewards.We should not look for get-rich schemes! If you are serious about your goals of personal development and building a long-term residual income and work diligently towards goals you will succeed. </p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/do-you-have-an-internet-home-based-business-idea,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>8 Tips on Hosting the Best Dinner Party in Toronto!</title> <link>https://ksbexms.info/8-tips-on-hosting-the-best-dinner-party-in-toronto,html</link> <comments>https://ksbexms.info/8-tips-on-hosting-the-best-dinner-party-in-toronto,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:29:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Dinner Party]]></category> <category><![CDATA[perfect]]></category> <category><![CDATA[Toronto]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=39</guid> <description><![CDATA[Summer is wrapping up, but the party season is not over yet! After all, who says you can only celebrate during the holidays? If you’re looking to host a dinner party that will be remembered long after the last dish is cleared, read on for our top 8 tips: Set the mood with music and [...]]]></description> <content:encoded><![CDATA[<p>Summer is wrapping up, but the party season is not over yet! After all, who says you can only celebrate during the holidays? If you’re looking to host a dinner party that will be remembered long after the last dish is cleared, read on for our top 8 tips:</p><p>Set the mood with music and lighting: The right playlist can set the tone for your party. Make sure to have a few fast-paced songs to get your guests dancing and some slower tunes for when things start to wind down. And don’t forget the candles! Nothing says ‘romantic dinner party’ quite like a few flickering flames.</p><p>Serve up something unexpected: Sure, you could just stick to the classics like roast chicken or steak. But why not get a little creative and get your dinner party catered? At Toronto Pho, we offer a wide variety of party platters that will impress your guests. From our famous pho noodle soup platters to our unique take on Pad Thai platter, fried or fresh rolls, there is always something we can whip up that will tantalize your taste buds.</p><p>Get everyone involved: A dinner party is a perfect opportunity to get your friends and family involved in the fun! Ask each guest to bring their favourite bottle of wine or their go-to dessert recipe. Not only will this make your job as a host a lot easier, but it’ll also make for a more enjoyable evening for everyone.</p><p>Keep the conversation flowing: One of the keys to a successful dinner party is keeping the conversation flowing. To do this, make sure to have some icebreaker questions on hand to help get things started. And if there are any awkward silences, simply fill them with stories about your recent travels or that new show you’re binge-watching.</p><p>Plan ahead: The last thing you want is to be scrambling around at the last minute, trying to get everything ready. To avoid this, make sure to plan and get organized. This way, you’ll be able to relax and enjoy the party along with your guests.</p><p>Make it personal: A dinner party is perfect for showing off your unique style and personality. So don’t be afraid to let your creativity shine through! Whether it’s the food you serve, the music you play, or the decorations you choose, make sure everything reflects who you are as a host.</p><p>Keep it simple: One of the biggest mistakes people make when hosting a dinner party is trying to do too much. Instead of going overboard, focus on keeping things simple. This way, you’ll be less likely to get stressed out, and your guests will have a more enjoyable evening.</p><p>Have fun!: Last but not least, don’t forget to have fun! After all, that’s what a dinner party is all about. So kick back, relax, and enjoy the evening with your friends and family.</p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/8-tips-on-hosting-the-best-dinner-party-in-toronto,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Failure Of Global Supply Lines</title> <link>https://ksbexms.info/the-failure-of-global-supply-lines,html</link> <comments>https://ksbexms.info/the-failure-of-global-supply-lines,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:27:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[balance]]></category> <category><![CDATA[economic]]></category> <category><![CDATA[global supply]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=36</guid> <description><![CDATA[The failure of global supply lines in America is at least as old as the country. Its history goes back to the Boston Tea Party. An event where the supply of Tea and other products was unreliable, over-priced, and over-taxed. Back then, enterprising Americans rose to overthrow this economic dictatorship and eventually declared a free [...]]]></description> <content:encoded><![CDATA[<p>The failure of global supply lines in America is at least as old as the country. Its history goes back to the Boston Tea Party. An event where the supply of Tea and other products was unreliable, over-priced, and over-taxed.</p><p>Back then, enterprising Americans rose to overthrow this economic dictatorship and eventually declared a free and independent country.</p><p>Throughout the next century, America remained mainly true to the mantra: “buy American.” Thereby creating the most outstanding economy on earth. The American economy was noteworthy for its remarkable balance between supply and demand. American raw materials and American components supplied the mighty automakers in Detroit. Power came from the coal mines up and down the Appalachians—steel and glass from the plants in Pittsburgh.</p><p>Back then, supply and demand were kept equal by the free market operation. Decisions at the plant level meant those managers could budget, plan, and store all they needed to continue production. If the plant manager saw that coal or steel was running short, they would stockpile additional inventory to meet that future shortage.</p><p>The balance came from each actor along the supply chain, acting in their self-interest but producing a well-ordered symphony of economic harmony. It was a process that was a wonder to behold. It was what Adam Smith, nearly 200 years before, called the “Invisible Hand.”</p><p>Unfortunately, by the 20th Century, American Politicians, along with unscrupulous business interests, who thought they had a “better way.” Let’s go global. The oil industry was one of the first sectors to move in this direction. Having developed the rich Saudi fields in the 1950s, Aramco steadily increased America’s reliance on this off-shore supplier.</p><p>However, 20 years later, the Saudis turned the tables. From then on, the Saudis, not the Americans, would be in control. American oil and gas, at the margin, would be in the hands of the House of Saud.</p><p>Later, the Saudis would organize all of the mid-east oil countries. They would expand their reach to the entire globe. The Americans now found themselves out in the cold. Literally in the cold, as during the OPEC Oil Embargo, we were without energy for the first time in our history. Again, we had become reliant on others for one of our most basic economic supplies.</p><p>It was just like the Boston Tea Party all over again. Reliance on foreign supply had provided little else but a shortage. Americans had failed to learn the lessons of our history. By relying on others, we ended up with not enough.</p><p>Again in the 1990s, the most recent iteration of “under-cut America” began. It seems the entire technology sector operated under a universal business model. Market to the Americans, but build everything in China. Apple was the first to introduce this method of production. Apple would build their iPhones, iPods, Mac computers, and other products in China. At the same time, it was designing and marketing those products in the US.</p><p>I remember one particularly ludicrous moment when Tim Cooke, CEO of Apple, tried to make the case that those Chinese factories weren’t manufacturing facilities. They were just assembly plants—a distinction without a difference. However, Mr. Cooke would slice it. Those supply lines stretched across the Pacific. And Apple did not give those jobs to Americans.</p><p>Today I am hard-pressed to think of a single US Technology company that doesn’t use overseas factories to build its product. And the result is that today we have supply lines that are no longer secure. We have, once again, become reliant upon far away suppliers with different business ethics and different measures of quality. Price, reliable supply, and quality of construction are all out of the American’s hands.</p><p>The Boston Tea Party became the defining moment in this nation’s history two hundred forty-nine years ago. The moment that an unruly group called the Sons of Liberty stood up and began a series of events that would lead to American Independence. A time when Americans grew tired of working for a distant elite whose only goal seemed to be exploiting those Yankee Colonists.</p><p>I sense that we’re close to that flash point again.</p><p>Close to the time when the new group of “Sons and Daughters of Liberty” stand again and declare our Independence from today’s intertwined Global Elite.</p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/the-failure-of-global-supply-lines,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What is Charcot’s Foot that Occurs in Diabetes?</title> <link>https://ksbexms.info/what-is-charcots-foot-that-occurs-in-diabetes,html</link> <comments>https://ksbexms.info/what-is-charcots-foot-that-occurs-in-diabetes,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:27:08 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Health]]></category> <category><![CDATA[Medical]]></category> <category><![CDATA[Mind Body Spirit]]></category> <category><![CDATA[Nursing]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[PilatesPopular Diets]]></category> <category><![CDATA[Quit Smoking]]></category> <category><![CDATA[Self Hypnosis]]></category> <category><![CDATA[situation]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[supplying]]></category> <category><![CDATA[Therapy]]></category> <category><![CDATA[wellness]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=35</guid> <description><![CDATA[Charcot’s foot is one of the many problems which might occur in those with diabetes mellitus. The higher blood sugar levels that stem from all forms of diabetes have an affect on numerous body systems including the eyesight, renal system as well as nerves. In long standing cases, particularly if there has been an unsatisfactory [...]]]></description> <content:encoded><![CDATA[<p>Charcot’s foot is one of the many problems which might occur in those with diabetes mellitus. The higher blood sugar levels that stem from all forms of diabetes have an affect on numerous body systems including the eyesight, renal system as well as nerves. In long standing cases, particularly if there has been an unsatisfactory control of the blood sugar levels, you can find problems with the nerves supplying the feet. This will make the feet in danger of issues as if something fails, you don’t know it has gone wrong as you can not really feel it due to the harm to the nerves. This might be something as simple as standing on a rusty nail and that getting contaminated and you are not aware that you’ve stood on the nail. Should it be a blister or ingrown toenail which gets infected and you do not know that it is present on the foot unless you have a look. This is why foot care can be so necessary for those with diabetes and why it will be provided a great deal of emphasis. A Charcot foot is the destruction occurring to the bones and joints if you have an injury and you do not know that the injury has happened.</p><p>A way of looking at it could be to consider this way: pretend that you sprain your ankle horribly and you also are not aware that you have simply because you do not experience the pain from it. You then carry on and walk around on it. Picture all of the additional harm which you do by walking about on it. The earliest you may possibly discover that there may be something wrong happens when you take a seat and look at the feet and you observe that one is a great deal more swollen compared to the other foot. This is exactly what occurs in individuals with diabetes who develop a Charcot’s foot. There may be some destruction, such as a sprained ankle or maybe a progressive failure of the arch of the foot and as no pain is sensed they carry on and walk around on it. It should be apparent simply how much more injury that gets done to the original injury prior to the problem is finally observed because of the swelling. At times there is not much swelling, but the Charcot’s foot is picked up from the difference in temperature between the two feet as a result of inflammation related process in the damaged foot that generates more warmth.</p><p>The development of a Charcot foot really needs to be dealt with as a bit of an urgent situation since the further it advances the much more serious it’s going to be and the more challenging it can be to handle. The individual definitely needs to quit all weightbearing without delay or at least obtain a walking support so that the damage is protected. For the not too major instances and those conditions which were serious and have improved a really supportive orthotic in the footwear is required to support the feet and the injuries. Sometimes surgical procedures are required to straighten the subluxed and dislocated bones. By far the most critical situations can end up with the foot and/or leg required to be amputated as the trauma has been doing an excessive amount of impairment.</p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/what-is-charcots-foot-that-occurs-in-diabetes,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Waste Removal Companies and How to Choose and Use Them</title> <link>https://ksbexms.info/waste-removal-companies-and-how-to-choose-and-use-them,html</link> <comments>https://ksbexms.info/waste-removal-companies-and-how-to-choose-and-use-them,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:20:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[arden furniture]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[payment]]></category> <category><![CDATA[plants]]></category> <category><![CDATA[schedule]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://ksbexms.info/?p=28</guid> <description><![CDATA[There are many waste removal companies in any large town or city. You can simply look one up and call them when you need to get rid of waste, but for good or great service it’s important to do some research first and to choose the best company for you. Here are some home improvement [...]]]></description> <content:encoded><![CDATA[<p>There are many waste removal companies in any large town or city. You can simply look one up and call them when you need to get rid of waste, but for good or great service it’s important to do some research first and to choose the best company for you.</p><p>Here are some home improvement tips to help you choose the right waste removal company:</p><p>Look at the company’s reputation. Look for companies with good reputations. This will help you feel confident that the company will take care of the waste removal process.</p><p>Ask about the price. Make sure the price is reasonable. You don’t want to overpay for the service.</p><p>Ask about the service. Make sure the company offers a good waste removal service. This will ensure that the process is done properly and that the waste is removed properly.</p><p>Ask about the schedule. Make sure the company has a schedule that fits your needs. You don’t want to have to wait until the last minute to have the waste removed.</p><p>Ask about the availability.</p><p>Make sure the company is responsible for the waste they collect and will only tip it at properly licensed waste disposal facilities.</p><p>There are a number of different types of local domestic and commercial waste removal companies that offer services these days. Some of the most common are described below:</p><p>Local Waste Disposal</p><p>Local waste disposal is the process of removing waste from an area. Waste disposal can be done by the local government, a private company, or a group of people. The three main methods of waste disposal are landfills, incinerators, and recycling.</p><p>Local waste disposal can be done in several ways. The local government might use landfills to dispose of solid waste. A private company might use incinerators to dispose of solid waste. A group of people might compost the solid waste and then use the compost to fertilize the land.</p><p>House Clearance Services</p><p>House clearance services are offered by companies that can help you declutter and tidy up your home in a snap. This can be a great way to make your living space feel more organized and stress-free.</p><p>Clean up your living space and declutter it, making it easier to live in and more organized and most people report that you will also feel happier.</p><p>Garden Clearance Services</p><p>Garden Clearance Services can help you clear a backlog of growth and discarded rubbish from any garden quickly. Most will always do their best to reuse, upcycle and down-cycle and recycle all the waste they collect.</p><p>In fact, most times now they will save money this way on the alternative of very high waste disposal costs for landfill and incineration.</p><p>If you have too much garden furniture, plants, or flowers, or if your garden is too small, you may need to hire a garden clearance service to help you declutter and organize your garden. This service can help you find items that you can donate to charity, sell online, or give to friends and family.</p><p>Pet Waste Removal</p><p>If you have a pet and find yourself struggling to cope with the amount of pet waste your pet produces, you may want to consider hiring a pet waste removal service. These companies are specially trained to take care of scooping up pet waste and disposing of it safely.</p><p>If you have a pet, you know that one of the things you have to take care of is getting rid of their waste.</p><p>Unfortunately, pet waste can be really messy and can stain furniture, floors, and other surfaces. That’s why it’s important to have a pet waste removal service that can take care of it for you.</p><p>They’ll come to your house and remove all the waste, leaving your house clean and tidy.</p><p>Man & Van Rubbish Clearance</p><p>Man and Van Rubbish Clearance is the perfect service for those who have a lot of rubbish to clear from a home or business location. A team of experts can help you get rid of all the rubbish in an area or property quickly and easily. They’ll take care of the entire process from start to finish, so you can focus on what’s important.</p><p>We cannot stress too highly that it is important to hire a company that has the necessary experience and is reliable.</p><p>Any waste management company should be licensed, bonded, and insured. It is also important to find out what type of waste they handle. If they are illegally handling waste, they may have to face financial penalties.</p><p>And you might also become implicated in the eyes of the police if your waste is found to have been illegally dumped.</p><p>Why Use a Local Waste Removal Company?</p><p>Using Waste Removal Companies can help businesses eliminate waste from their property and reduce their environmental footprint. Many professional waste management companies are dedicated to environmental protection. These companies collect, sort, and send waste to recycling facilities.</p><p>They use advanced equipment and technologies and strive to reduce the environmental impact of their services. Professional waste management companies can also help businesses reduce their costs by removing waste as cheaply as possible.</p><p>Fortunately, you may be in luck because waste removal companies are evolving to meet the increasing demand and getting much better at recycling according to the efficiency guide which is known as the waste hierarchy. The waste hierarchy has been devised to help people take the most sustainable option whenever waste is disposed of.</p><p>Clean Harbors is an example of a waste removal company that has expanded to more than 400 locations worldwide. It started with a trash truck and has grown into a multibillion-dollar corporation. They are also the largest organic compost facility operator in the United States.</p><p>Despite their huge size, this company has a long and turbulent history. Its owners fought for public health and the environment and have made this huge business out of a start-up using just one trash truck.</p><p>Waste-to-energy Facilities</p><p>Waste management businesses are more and more often announcing ventures to develop waste-to-energy facilities (WtE).</p><p>This technology can transform organic waste into transportation fuels. Including providing fuel for cars in the form of compressed biomethane (rCNG) in cylinders. It can also help power homes and businesses.</p><p>By turning trash into fuel, these companies can help save the planet and reduce our carbon footprint.</p><p>Trash Removal Rates and Services</p><p>If you choose a private waste removal company, you should ask about their rates and services. Some charge for monthly or yearly contracts. Some also charge per individual pickup. Make sure the prices you are quoted fit into your budget. Lastly, check if they offer any other services besides waste removal. It’s also important to find out whether the company offers any type of recycling.</p><p>The costs for garbage removal depend on the type of waste you have. Some items are recyclable while others require special equipment. Some of the more common items that are considered hazardous are batteries, fluorescent light bulbs, food waste, and yard waste. Depending on where you live, some types of waste may not be legally tipped on any particular landfill. Each landfill varies in the types of waste they can legally accept.</p><p>Your local government will enforce laws regarding hazardous waste, and there can be fines for illegal disposal.</p><p>The fees associated with waste removal may include dump fees, transfer station fees, pumping fees, and discharge fees. These fees are part of the cost of doing business for the company. These fees may be passed on to customers.</p><p>You should compare prices to ensure you get the most affordable service.</p>]]></content:encoded> <wfw:commentRss>https://ksbexms.info/waste-removal-companies-and-how-to-choose-and-use-them,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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