![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ldbxcms.info</title> <atom:link href="http://ldbxcms.info/feed" rel="self" type="application/rss+xml" /> <link>https://ldbxcms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:34:31 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>The Importance of Paint Manufacturers</title> <link>https://ldbxcms.info/the-importance-of-paint-manufacturers,html</link> <comments>https://ldbxcms.info/the-importance-of-paint-manufacturers,html#comments</comments> <pubDate>Thu, 20 Apr 2023 19:28:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[diy furniture]]></category> <category><![CDATA[diy furniture flip]]></category> <category><![CDATA[foureyes furniture]]></category> <category><![CDATA[furniture]]></category> <category><![CDATA[furniture design]]></category> <category><![CDATA[furniture flip]]></category> <category><![CDATA[furniture flipping]]></category> <category><![CDATA[furniture flipping tips]]></category> <category><![CDATA[furniture makeover]]></category> <category><![CDATA[furniture painting]]></category> <category><![CDATA[how to paint furniture]]></category> <category><![CDATA[new furniture]]></category> <category><![CDATA[painted furniture]]></category> <category><![CDATA[secret furniture]]></category> <category><![CDATA[small space furniture]]></category> <category><![CDATA[smart furniture]]></category> <category><![CDATA[space saving furniture]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=73</guid> <description><![CDATA[For many years, paint was made by hand using small tools such as a stone pestle and mortar. Pigments from natural products including charcoal, blood, and berry juice were ground up and mixed with oil, egg and other mediums to create paint.Paint has become such a widely used product, that huge quantities are now manufactured [...]]]></description> <content:encoded><![CDATA[<p> For many years, paint was made by hand using small tools such as a stone pestle and mortar. Pigments from natural products including charcoal, blood, and berry juice were ground up and mixed with oil, egg and other mediums to create paint.Paint has become such a widely used product, that huge quantities are now manufactured by machine in factories. Different types of shades are made up for different uses, such as household, industrial, floor paint for vehicle and more. However, although these kinds of paint are made in bulk by machine, they are still made with a high level of care and attention, ensuring that the paints are of good quality. Paint manufacturers mix both natural and synthetic pigments with resins and solvents. These pigments are now ground up in huge quantities using a sand mill machine, to create a fine powder. This powdered pigment is then mixed with the exact measurement and type of solvent or resin to create a paste.There are many different types available on the market today such as mixtures and textures for artists, such as oil, acrylic, watercolours and gouache. These paints are usually made in smaller quantities and packaged in small tubes or blocks for convenience and easy use. Paint for household use, such as wall paint and furniture paint is sold in DIY stores and even supermarkets, usually in a range of sizes of tubs. These paints are easy and simple for anyone to use, and can be applied with either brushes or rollers. More industrial paint is not so easily available for purchase, as it often requires some skill, and specific tools for application. Some paints contain harmful substances which can be dangerous if not used properly and responsibly.When creating these substances which are used for artistic rather than practical purposes, the main focus for paint manufacturing is to create good quality colour and a nice finish. However, some paints need to be more hardwearing than others, for example, vehicle paint, industrial paint and floor paint.Paint manufacturers have to design a paint which will be very hardwearing, scratch resistant, waterproof, but which also maintains a high quality of colour. The paint which is used on vehicles is applied with a spray mechanism, to ensure a completely even and smooth coverage of paint, so it is very important that the substance is made with the correct proportions of ingredients. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/the-importance-of-paint-manufacturers,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Determine Which of the 8 Types of Student Loans is Best For You</title> <link>https://ldbxcms.info/how-to-determine-which-of-the-8-types-of-student-loans-is-best-for-you,html</link> <comments>https://ldbxcms.info/how-to-determine-which-of-the-8-types-of-student-loans-is-best-for-you,html#comments</comments> <pubDate>Sun, 09 Apr 2023 15:46:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loans]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=71</guid> <description><![CDATA[Last year we struggled with the fact that we needed to fund our college students dreams without much money in the bank. When we turned to student loans we had no idea there were so many different types of student loans. Let us walk you through a quick recap of what you can expect from the [...]]]></description> <content:encoded><![CDATA[<p> Last year we struggled with the fact that we needed to fund our college students dreams without much money in the bank. When we turned to student loans we had no idea there were so many different types of student loans. Let us walk you through a quick recap of what you can expect from the 8 different types of student loans.The 8 Types of Student Loans:* Federal Stafford Loan (2 types: subsidized-unsubsidized)* Federal PLUS Loan (Parent Loan for Undergraduate Students)* Federal Perkins Loans* Bank Loans* State Loans* Other unsubsidized Loans (Stafford)* Loans from other sources* College Board Extra Credit LoansWe had no idea that you could even attempt to get a federal loan without submitting an application to FAFSA. Once you submit your application to FAFSA you then must wait for your Student Aid Report (SAR). With SAR in your hand now you can go and find a student loan that meets your needs.Another eye opening experience. To me the interest rates associated with student loans are highway robbery. As you will soon find out, these rates are high but most lenders are competitive with each other. 1. Federal Stafford Loan – Subsidized: (government pays interest until you graduate) most popular loans and available to both undergraduate and graduate students. It’s really hard to beat these interest rates.These rates are for subsidized loans to undergraduate students. * 6.0% for the 2008-09 school year * 5.6% for the 2009-10 school year * 4.5% for the 2010-11 school year * 3.4% for the 2011-12 school year * returns back to 6.8% for the 2012-13 school year.From this example it is best to borrow less money now and wait till 2011 to borrow heavy because of the interest rate decrease. And remember on January 1st of each year you must re-apply through FAFSA to received your student loan for the following year.2. Unsubsidized Federal Stafford Loan - easy to get and student can pay interest as you go to keep the total loan amount down once they graduate.***Student Loans Secrets***Students who are working while attending college, negotiate with your lender to make monthly payments and round up to the nearest tens. If your interest is 8 dollars a month pay 10 dollars which shouldn’t be that hard. Any time you can pay on the principal the better.3. Federal PLUS Loans for Parents - allows the parent to take out the entire cost of students college education. It is not dependent on “how much a parent makes” and it does offer a nice tax break but this could change with a new president.***Student Loans Secrets***You can negotiate repayment of your PLUS loan. Chose from graduation date repayments or start 60-90 days after the loan money.4. Federal Perkins Loans - students who are having financial difficulties should look into the Perkins Loan. The problem with these loans are they are limited, however you will receive a competitive loan interest rate. ***Student Loans Secrets***Federal Perkins Loans are reported to your credit bureau. Do it right and you will have an excellent credit rating. Default or late on payments will spell trouble. Be very careful. 5. Bank Loans – if you are turned away by the federal government then turn towards a bank loan. These loans are usually a little higher and each bank has different regulations. I’d shop hard before signing on the dotted line. Some banks do offer Stafford Loans, but they are more strict on their policies.***Student Loans Secrets***Banks might limit their loans to full time students and repayment options will be limited. However you might find some incentives on re-payments of your student loans.6. State Student Loans – you will need to visit your local bank to pick up an application. Most states offer a guaranteed student loan but the banks will administer your funds.***Student Loans Secrets***These types of student loans are usually more expensive to borrow from when you compare them to federal loans.7. Additional Unsubsidized Stafford Loan – These types of student loans are determined by the federal guidelines and are reserved for borrowers who fall into the “independent category.8. Other types of student loans – look at all your options and discuss these with your financial aid advisors at school. Military dependents, corporations and businesses will offer student assistance. Don’t be afraid to ask.Additional BonusThere is one place that will pay your tuition fees if you can repay them within a year. Affiliated with around 2000 universities, Academic Management Services offer student assistance, but be ready for some expensive rates. These funds should only be used in dire emergencies.I cannot stress this enough, PLEASE make sure and submit your application to FAFSA early in January of each year. Once your receive your SAR then you can get down to business and be first in line to receive your student loan. </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/how-to-determine-which-of-the-8-types-of-student-loans-is-best-for-you,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Improvements – On a Budget</title> <link>https://ldbxcms.info/home-improvements-on-a-budget,html</link> <comments>https://ldbxcms.info/home-improvements-on-a-budget,html#comments</comments> <pubDate>Fri, 07 Apr 2023 19:59:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=69</guid> <description><![CDATA[Home improvement is a very popular past time for home owners for a number of simple reasons, for starters you of course want a beautiful and enjoyable home environment; small repairs and improvements are just little steps on the way to accomplishing this, which can aid you in enjoying your home life a little more, [...]]]></description> <content:encoded><![CDATA[<p> Home improvement is a very popular past time for home owners for a number of simple reasons, for starters you of course want a beautiful and enjoyable home environment; small repairs and improvements are just little steps on the way to accomplishing this, which can aid you in enjoying your home life a little more, and seeing the visual improvements to our property’s appearance can provide us with a great sense of self satisfaction. Small home improvements can also be a great idea for anyone looking to sell their home as they can improve the value of the home and help you to find a buyer faster.Many home owners put off the idea of investing in home improvement because they consider it to be such a costly processes, however there are a number of ways of improving your home without a particularly large budget. The main investment would be your tools – buying high quality tools might be a little bit of a high cost process, however it does ensure that the tools last and perform the tasks they need to effectively. In the long run this does work out cheaper; buying one set of tools that will last you a lifetime rather than buying several sets of tools, each of which only last a few months.Home Improvement is particularly important if you’re trying to sell your home as most buyers will overestimate the cost of work on the property and reduce their offer on the property considerably more than they should really need to. Having the obvious tasks done and improving the general appearance of the property will encourage buyers not only to make an offer but also to make a higher offer. Think of yourself as a buyer and walk around you home making a list of the things that look bad, or if you’re feeling too biased towards your much loved home ask a friend to do it, then work through the list of things either fixing it, cleaning it or replacing it. If you are looking to sell then stick to light, new, clean looks; simplicity and elegance sell better than something suited to your own individual taste, but of course if you are looking to improve but not sell your house you can comfortably decorate it in any style that suits you.Start on the outside; often cleaning up your garden and the entrance to your home will cost very little but could make a huge difference. Cut the lawn, pull the weeds, clean the path, trim the plants, clean your windows and doors and perhaps give things a fresh coat of paint. Most of this requires a little bit of work on your part rather than needing you to spend any money but it can make a huge difference to the impression people have when they enter your home.Make sure things are kept clean and organised inside your home. People, particularly buyers, hate clutter. If you’re trying to sell move your stuff into storage until you have your next home; leave only enough to make the property look liveable. Buyers often have trouble seeing themselves in a home and take inspiration from the way the space was used previously, they can feel rather lost and intimidated when looking at a completely empty home and may be put off. Of course if you’re home improvements are for yourself sell some of the old clutter you no longer need, this will give you more space and freedom.One popular home improvement that can make a huge difference to a home is the addition of storage space. Lots of people have experienced the problem of not having anywhere to put all of your things. Getting new fitted wardrobes built into your bedroom is rather expensive, however shelves are relatively cheap and can add a lot of storage space; thinking about filling one wall with storage units like bookcases to provide a home office or library feel and provide a lot more space. Removing any wallpaper and adding a fresh coat of paint can make the space look new, stick to lighter colours to make your home appear brighter and bigger, this in itself will aid in adding to the value of a home. </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/home-improvements-on-a-budget,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Interior Design Plans For the Elderly Person’s Bed Sit</title> <link>https://ldbxcms.info/home-interior-design-plans-for-the-elderly-persons-bed-sit,html</link> <comments>https://ldbxcms.info/home-interior-design-plans-for-the-elderly-persons-bed-sit,html#comments</comments> <pubDate>Thu, 06 Apr 2023 16:03:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=67</guid> <description><![CDATA[Having an elderly relative living in your home can often benefit the whole family. The cost of professional care is becoming beyond the reach of many and, for the older person, living with an extended family can provide continued interest, security and the best possible care. The accommodation of an older family member within the [...]]]></description> <content:encoded><![CDATA[<p> Having an elderly relative living in your home can often benefit the whole family. The cost of professional care is becoming beyond the reach of many and, for the older person, living with an extended family can provide continued interest, security and the best possible care. The accommodation of an older family member within the home, it has to be admitted, is potentially fraught, but with some thought and patient planning it shouldn’t be too disruptive.Home Interior Design Tips For Elderly PeopleThe room you choose for the older person will, ideally, be at ground level so as to minimize difficult journeys and should if possible allow space for more than just sleeping. If it also has a large window with an interesting view, this should make your decision easy. The provision of areas for relaxing, bathing, cooking and dining will allow the senior citizen to remain active and somewhat independent from the rest of the household – a situation that is likely to suit both parties.Dividing these areas of activity (by employing screens, curtains or items of furniture) is important for the occupant so that he/she can appreciate the changes in his/her day and can entertain without private areas being on view.Designing a room or bed-sit for an older person is best achieved by placing yourself in that person’s shoes and by thinking through how to compensate for the possible limitations imposed upon their lifestyle. You don’t want to be too pessimistic, but it also pays to plan for days when the person’s capacities could be reduced. Some of the more obvious provisions are:<br />A comfortable, easy access chair for the room occupant and seating for guests.<br /> Bright lighting to help cope with failing sight. Wall and ceiling-fixed lights plus well-weighted table and floor-standing lamps are suitable. A switch by the bedside is helpful, as is a low-wattage light that can be left on overnight. Remember to highlight any changes in floor level. Perhaps also consider positioning sockets and switches nearer to hand height.<br /> Warmth – older people generally like (and need) warmer room temperatures than the young. Central heating radiators and open fires need to be easily accessed and controlled and suitably guarded.<br /> Storage at an easily accessed level and with openings that are not too difficult to operate.<br /> The elimination of all sharp comers for safety reasons, and the removal of any electrical cables that could be tripped over. A smoke alarm is another wise precaution.<br /> In the bathroom, it’s a good idea to install grab rails around the bath and/or shower and perhaps a lockable mirrored wall cabinet. You might also like to consider fitting an ‘engaged’ door sign rather than a lock. Mixer taps and an electric temperature controlled shower will help better manange water temperature.<br /> Curtains on a corded track, operated from the side, to ease opening and closing.<br /> Non-slip floor covering and well-attached loose coverings. A fitted carpet of the type that can be easily cleaned is ideal.<br />The decoration of the room in a familiar style (most likely to be traditional) and the incorporation of existing possessions will help to make the elderly person feel quickly at home. Inviting them to make decoration choices will involve them further. Pretty patterns and cheerful colors will do much to lift their mood and the addition of plants and even a pet will bring life to the room.In addition certain electrical gadgets, such as remote control for lights and curtains, could well smooth the life of an elderly person. </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/home-interior-design-plans-for-the-elderly-persons-bed-sit,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Health And Fitness Software – What Should I Be Looking For</title> <link>https://ldbxcms.info/health-and-fitness-software-what-should-i-be-looking-for,html</link> <comments>https://ldbxcms.info/health-and-fitness-software-what-should-i-be-looking-for,html#comments</comments> <pubDate>Thu, 06 Apr 2023 14:49:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Health]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=65</guid> <description><![CDATA[The right fitness software can be one of the most successful tools for achieving your personal weight, health and fitness goals. This software includes everything you need to lose the unwanted pounds and keep them off.You will see where extra calories are creeping in and where you can cut down to get back in shape. [...]]]></description> <content:encoded><![CDATA[<p> The right fitness software can be one of the most successful tools for achieving your personal weight, health and fitness goals. This software includes everything you need to lose the unwanted pounds and keep them off.You will see where extra calories are creeping in and where you can cut down to get back in shape. A typical program includes a journal to record your feelings/thoughts on a daily basis in addition to your food consumption.It also has a database of websites that you can access for information about fitness, health and nutrition.The most important feature of any software for fitness is the tracking of your weight, blood pressure, body fat and any other statistics recommended by your physician. The nutrition section of the program will help you track daily meals.You can choose from a wide variety of menus or create a personal database of meals by choosing the ones that contain the essential vitamins and minerals. There is also a section for recipes so that you can still enjoy home cooking without overindulging and defeating the purpose of having the software.You can create exercise routines that suit your personal tastes and style. By using this type of program, you can print off the exercises and take them to the gym, if that is where you like to workout.These features are ones that you should make sure are included in any software package you wish to purchase. Many websites allow you to try the fitness program free for thirty days and download it to your computer. </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/health-and-fitness-software-what-should-i-be-looking-for,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://ldbxcms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html</link> <comments>https://ldbxcms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html#comments</comments> <pubDate>Thu, 06 Apr 2023 13:53:33 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[internet marketing]]></category> <category><![CDATA[digital marketing]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=63</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Western Painting – Art Brut – Beyond Boundaries</title> <link>https://ldbxcms.info/western-painting-art-brut-beyond-boundaries,html</link> <comments>https://ldbxcms.info/western-painting-art-brut-beyond-boundaries,html#comments</comments> <pubDate>Wed, 05 Apr 2023 07:49:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=61</guid> <description><![CDATA[Art Brut-History Jean Dubuffet (1901-1985), a French painter and sculptor, invented the word Art Brut, which means ‘Rough Art’ or ‘Raw Art.’ ‘Outsider Art’ is the English synonym for Art Brut, devised by an art critic Roger Cardinal, in 1972. Jean was an avant-garde painter, who departed from the painting world for 17 years, from [...]]]></description> <content:encoded><![CDATA[<p> Art Brut-History<br />Jean Dubuffet (1901-1985), a French painter and sculptor, invented the word Art Brut, which means ‘Rough Art’ or ‘Raw Art.’ ‘Outsider Art’ is the English synonym for Art Brut, devised by an art critic Roger Cardinal, in 1972. Jean was an avant-garde painter, who departed from the painting world for 17 years, from 1925 to 1942. Upon Jean’s return to painting, his focus and painting style had changed into one of the simple and prehistoric images. He switched his focus towards art drawn by children, the insane, and schizophrenics.The Details<br />The term Art Brut is used in a board sense. This creative Western Art form is beyond the boundaries and the rules of traditional or mainstream artistry. This art form is raw and pure. Art Brut artists have no influence of cultural complexities and art institutions. Their artwork is totally different and independent of the mainstream art form, such as drawings, paintings, sculptures, and the other outdoor creations. In effect, artists with no formal training or Naive artists create Outside Art and are categorized as a separate niche genre.The main advantage of raw art is that it is ahead of the hierarchical and the historical horizons of mainstream art. It is attractive, appealing, and fascinating. These artists are original and have unconventional, innovative, and creative ideas, as they do not modify, alter, and mediate the unique creative expressions. These artists select enigmatic topics, and are least concerned about the good opinion of others. In addition, Art Brut artists live and work forthright. They do not even believe in keeping their work a secret.The Correlations<br />Art Brut includes nearly all the art forms, such as Folk Art, Tramp Art, and Primitive Art. In fact, Raw Art, Folk Art, Intuitive/Visionary Art, Marginal/Singuiler Art, Naive Art, Neue Invention, and Visionary Environments are interchangeable terms in Outsider Art.Scope<br />Fame comes with smart marketing, publicity, and a good platform. Art Brut lacks all this, as the artists are creating things for their own, personal pleasure. Therefore, art connoisseurs and art collectors have always been skeptical about raw art, due to its limitless scope. There is often a prevalent intrigue about the uniqueness and the worth of Art Burt. Art lovers are also left wondering regarding the levels of creativity an untrained mind can have. Despite all these arguments and question marks raw art grew, and is widely practiced today.Art Brut Examples<br />There are numerous notable raw art or Outsider Artists, who have contributed towards this art form, such as Adolf Wolfli – a Swiss artist; Nek Chand – an Indian, who achieved high reputation for his sculpture garden called ‘Rock Garden;’ Ferdinand Cheval – a postal worker in Hauterives, was motivated by his dream, and spent around 33 years in constructing ‘Palais Ideal.’Ownership<br />Raw art is the visual formation at its best. It is an impulsive spiritual flow from brain to paper. In 1991, ‘Intuit: The Center for Intuitive and Outsider Art’ was formed in Chicago. The organization is dedicated to Art Brut. Its non-profit museum that helps the Outsider Artists research, exhibit, and promote their art. Henry Darger, Joseph Yoakum, Lee Godie, William Dawson, David Philpot, and Wesley Willis are some of the key Brut Artists associated with Intuit. </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/western-painting-art-brut-beyond-boundaries,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Do Patient CoPayments Produce Better Health Outcomes?</title> <link>https://ldbxcms.info/do-patient-copayments-produce-better-health-outcomes,html</link> <comments>https://ldbxcms.info/do-patient-copayments-produce-better-health-outcomes,html#comments</comments> <pubDate>Tue, 04 Apr 2023 21:31:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=59</guid> <description><![CDATA[Rising healthcare expenses in developed nations have made it difficult for many people to seek the medical care they need. From 2011 to 2012, healthcare costs in the United States increased 3.7 percent, costing consumers $2.8 trillion, or $8,915 each person. Some analysts estimated the latest figures to be closer to $3.8 trillion with government [...]]]></description> <content:encoded><![CDATA[<p> Rising healthcare expenses in developed nations have made it difficult for many people to seek the medical care they need. From 2011 to 2012, healthcare costs in the United States increased 3.7 percent, costing consumers $2.8 trillion, or $8,915 each person. Some analysts estimated the latest figures to be closer to $3.8 trillion with government spending at a whopping 17.9% of GDP.Australians spent $132.4 billion on healthcare, while people in the UK spent £24.85 billion. Government expenditure in both these countries sit at between 9-10% of GDP, which may seem more manageable compared to the US, however healthcare leaders in both these countries are taking a firm view of preventing any escalation of these percentages.With the high costs of health care around the world, many stakeholders wonder if introducing or adjusting copayments will produce better health outcomes.The topic is being hotly debated in Australia, where co-payments for General Practitioner visits have been proposed by the Liberal government in its most recent Federal Budget announcement. However, while healthcare stakeholders seem obsessed with costs, the question is do copayments actually improve health outcomes for these nations?Copayments and Health Outcomes: Is There a Correlation?Researchers have studied the effects copayments have on health outcomes for many years. The RAND experiment was conducted in the 1970s, but a recent report was prepared for the Kaiser Family Foundation. Jonathan Gruber, Ph.D., from Massachusetts Institute of Technology, examined the RAND experiment and brought to light that high copayments may reduce public health care utilisation, but may not affect their health outcomes. The study followed a broad cross section of people who were rich, poor, sick, healthy, adults, and children.In a 2010 study published in The New England Journal of Medicine, researchers found the opposite was true for senior citizens. Those that had higher copayments reduced their number of doctor visits. This worsened their illnesses, which resulted in costly hospital care. This was especially true for those who had a low income, lower education, and chronic disease.Whilst intuitively we may feel that copayments in healthcare may make us value our own health more, these two studies signal that this is not necessarily the case. In fact, higher copays can lead to additional healthcare costs to the health system due to indirectly increasing hospital stays for the elderly.Those that are not senior citizens may be able to avoid hospital care because they don’t have a high medical risk and hence be less adversely affected by such copayments. In making any conclusions about introducing copayment, we could also take learnings from the relationship of health outcomes and which is another consideration when studying the effects of copayments.Copayments for Medication: Does It Affect Medication Adherence and Health Outcomes?A study funded by the Commonwealth Fund, found that when US based insurance company Pitney Bowes eliminated copayments for people with diabetes and vascular disease, medication adherence improved by 2.8%. Another study examining the effects of reducing or eliminating medication copayments found that adherence increased by 3.8% for people taking medications for diabetes, high blood pressure, high cholesterol, and congestive heart failure.Considering medication adherence is important when trying to determine if copayments affect health outcomes. When people take medications as prescribed to prevent or treat illness and disease, they have better health outcomes. A literature review published in the U.S. National Institutes of Health’s National Library of Medicine (MIH/NLM) explains that many patients with high cost sharing ended up with a decline in medication adherence, and in turn, poorer health outcomes.The correlation of medication adherence and health outcomes is found in other parts of the world as well. According to the Australian Prescriber, increasing copayments affects patients who have a low income and chronic medical conditions requiring multiple medications. When they can’t afford their medications, they either reduce or stop many of their medications, which can lead to serious health problems. These patients then need more doctor visits and in severe cases, hospital care.Medication copayments effects on health outcomes were also found in a Post-Myocardial Infarction Free Rx Event and Economic Evaluation (MI FREEE) trial. Nonwhite heart attack patients were more likely to take their medications following a heart attack if copayments were eliminated, which decreased their readmission rates significantly.Health Outcomes Based on Medication vs. Medical Care?Is it possible that expensive copayments may only affect health outcomes for people who are on multiple medications? The research seems to reflect that may be the case. People seem to go to the doctor less when copayments are high, but it seems that senior citizens are the ones that end up suffering the poorer health outcomes due to the lack of regular medical supervision and possibly poor medication adherence. The decreased medication adherence seems to have the biggest effect on health outcomes, especially when the prescription drugs are for the treatment of an illness or disease. It seems as though the elderly and people needing multiple medications will benefit the most from lower copayments in terms of better health outcomes.Should copayments for visiting doctors be introduced in countries like Australia?My thoughts are therefore, if copayments are going to be introduced for visiting a doctor, we should provide exemptions for those that cannot afford it, e.g. senior citizens and pensioners. We also need to look at putting a cap on copayments, so that those with chronic conditions genuinely requiring multiple medical visits are not ridiculously out-of-pocket.Human nature is such that when we receive something for free, it is often not valued appropriately. I do think that placing a nominal price on our healthcare is a good thing in Australia, as I do believe that the vast majority of people will appreciate the generally good quality of care we receive in this country.Copayments are appropriate for those that can afford it, and should not be at the expense of those who cannot. This supports the premise of egalitarian healthcare systems that Australia aspires to continue.Here is where we need to be careful about how we debate the issue, and not place the issue in one generalised basket. I am very much in favour of healthcare system that is adaptive and customised to individual needs, and this is what we should aspire to do in our discussions about copayments.What do you think? </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/do-patient-copayments-produce-better-health-outcomes,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Who Else Wants to Learn How to Get a Job Like a PRO?</title> <link>https://ldbxcms.info/who-else-wants-to-learn-how-to-get-a-job-like-a-pro,html</link> <comments>https://ldbxcms.info/who-else-wants-to-learn-how-to-get-a-job-like-a-pro,html#comments</comments> <pubDate>Tue, 04 Apr 2023 18:13:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[warehouse jobs]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=56</guid> <description><![CDATA[Let us try and explode the myth that is finding a job.Employers, employment agencies, jobs online show opportunities are increasing. With an increase in local jobs, warehouse jobs and professional jobs, chances are you will soon be in demand.Let me say that approximately 75% of employees are listening to the job market and would move [...]]]></description> <content:encoded><![CDATA[<p> Let us try and explode the myth that is finding a job.Employers, employment agencies, jobs online show opportunities are increasing. With an increase in local jobs, warehouse jobs and professional jobs, chances are you will soon be in demand.Let me say that approximately 75% of employees are listening to the job market and would move if the right opportunity arises. This means there could be a lot of competition for your next job.If you are unlucky enough to find yourself in the unenviable position of being unemployed first off, get rid of the negative emotions like why me! Get rid of the resentment, get rid of the anger! And start reading!Research and RealisationHow far will you travel for a new job, be realistic!What skills can you offer? By looking at the Job sites on the internet, Looking at the adverts in local and major newspapers will give you a lot of information, Start making a list of the local companies you will like to work for, or a list of companies within a 35km radius of your home. Your local Chamber of Commerce is a good source for finding local companies.You should make a contact sheet to record all your applications with these details on.Name of employer<br />Telephone number<br />Where you found out about the job which job sites, which newspapers?<br />Date application sent / telephoned<br />What the job is<br />Any comments on the job<br />Interview appointments<br />Time<br />Date<br />Who you meet<br />Comments on the interview<br />What was discussed?<br />Any further action required (telephone follow-up etc.)Golden RuleThe more job applications you send the more chances you will have of obtaining interviews. The more interviews you will have, the more job offers you will get! </p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/who-else-wants-to-learn-how-to-get-a-job-like-a-pro,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://ldbxcms.info/fear-and-greed-in-the-market,html</link> <comments>https://ldbxcms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://ldbxcms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://ldbxcms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//ldbxcms.info/feed
