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  22. <title>Some Things Your Car Insurance Company Won&#8217;t Tell You</title>
  23. <link>https://llluams.info/some-things-your-car-insurance-company-wont-tell-you,html</link>
  24. <comments>https://llluams.info/some-things-your-car-insurance-company-wont-tell-you,html#comments</comments>
  25. <pubDate>Sun, 09 Apr 2023 16:08:10 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Insurance]]></category>
  28.  
  29. <guid isPermaLink="false">http://llluams.info/?p=68</guid>
  30. <description><![CDATA[1. How to determine the value of &#8220;total loss.&#8221;Most companies will tell you that they use at least three methods or schemes to determine the actual totaled vehicle&#8217;s value, including value books, computer-generated quotes from dealers, and local market research. In this case, you will probably think that local area is your current neighborhood, but [...]]]></description>
  31. <content:encoded><![CDATA[<p> 1. How to determine the value of &#8220;total loss.&#8221;Most companies will tell you that they use at least three methods or schemes to determine the actual totaled vehicle&#8217;s value, including value books, computer-generated quotes from dealers, and local market research. In this case, you will probably think that local area is your current neighborhood, but the insurer does not specifically define it. If, in any case, the company cannot find an auto replacement in your community, so they have to find it not from your &#8220;local area,&#8221; your totaled car&#8217;s value is certainly affected. For example, if you currently live in New York, replacing your totaled vehicle in suburbs will be cheaper than in the city. The insurance company will, of course, use quotes from suburbs area as the most-reasonably-priced estimates. The primary purpose in totaling a vehicle is to allow the consumer (the insured person) to purchase the same car that is totaled in an accident within the local market. Since they use three different schemes to figure out the real value of a totaled car, a consumer may end up with a cheaper car than the totaled one. It is impossible to be sure what value you will get when your company does not tell you how they determine it.Fortunately, you can do some smart methods to help yourself and your company to do the value determination. First, you have to produce valid proof that your car was in good conditions when the accident occurred; car in good condition has better value than a wreck. Bring a copy of maintenance records, including oil changes and inspection by an authorized mechanic. The records will tell your company that your auto was regularly maintained, meaning it was actually in great shape (in terms of appearance and performance) when the accident occurred. Moreover, you probably had special features installed such as a multimedia system, anti-theft system, anti-lock brakes, rearview camera, or 5-harness seat belt. The car insurance company may charge you more because of some special upgrades, so make sure that your insurer includes that in the evaluation.Another good thing is to find at least three dealers and get quotes on replacement from them; make sure all dealers in your local area or at least within short driving distance from your home. Present the quotes to your insurer and ask your insurer to provide a list of some car dealers who probably can afford a car for the price listed in the quotes. If you are not satisfied with the company&#8217;s value determination or you get less than you expect, you can choose to do mediation. So, meaning you present the case to a third party (neutral) to get help to settle the dispute or arbitration, or you can even request a formal inquiry to the court.2. If you want to cancel your policy, do it officiallyMost companies say that consumers can cancel their policies at any date, but you need to notify the insurer concerning the exact date you want to end the coverage. The statement is clear enough; in other words, it says consumers have to notify their companies when they want to cancel their policies. However, consumers often think that when they ignore the last bill before renewal, the company will automatically end the policy. Too bad, this is not how it is done. People can forget and deliberately miss a bill, and the company understands that. After this first missed bill, your insurer is going to send you one more bill for premium payment; if you don&#8217;t pay the bill, you will be cancelled for non-payment, and the record will hurt your credit score.What you should do when you want to cancel the auto insurance policy is to let the company know that you are canceling. Please make sure that you provide a specific date; it helps you avoid being uninsured for a certain period, time, term. The cancellation request will be sent to you, and all you have to do is to put your signature. It is recommended that you carefully check the document before signing it. Some companies may require you to provide valid proof that you indeed have another coverage before they can approve the cancellation. If you&#8217;ve financed your car, the dealer needs the updated policy information because valid proof of insurance is required in the purchase contracts.Credit history still mattersThe use of credit information to determine approval and premium rate is still common, even though some states already started to ban such practice. Some (if not most) companies use the credit history to generate risk score. They believe that it strongly linked or correlated to the likelihood of the consumer reporting a claim. More likelihood of filing a claim is the same with high-risk driver that usually also pays more expensive premium fee compared to &#8220;safe-driver&#8221; or &#8220;the preferred class.&#8221; The preferred consumers are those with stable credit card history as it suggests financial stability, meaning they are not likely to miss a payment. People of this category are safer consumers to insure compared to people with shaky credit history. Auto insurance companies do not like consumer who pays sporadically or changes accounts quite frequently.Some credit card issuers offer free credit score checking, but in most cases, you need to pay for the service. Unlike credit score, risk score for insurance-related matters will not be available for you, but both probably indicate the same thing, which is financial stability. If you are currently in the market to purchase auto insurance, and it turns out that you have quite unusual activity on your credit history within the only certain time frame, you can wait until one month to allow the credit activity to go back to its usual condition. If you cannot keep the credit score stable, prepare yourself to pay the more expensive premium fee.3. Budgeting by installments is not always efficient.Installments can pay almost all items, and consumers think that it is indeed the best way to budget the expense. When it comes to auto insurance, you can ask the company to divide the annual premium into a monthly basis, quarterly, or on six months. Please put in mind that dividing the annual premium will cost you &#8220;fractional premium.&#8221; You can consider this additional service fee to arrange the installment. It can be as cheap as $10 per payment; the more you break it down, the most fractional premium to pay.Most companies will probably offer you to pay in installments since it makes more money for them. When you apply for insurance, it is wise to ask whether there is any additional charge for installments option, and then you can compare the difference. If the fractional premium is not very expensive, then perhaps it is worth it. Another big difference between upfront payment and installments is that certain companies will immediately cancel your coverage if you miss one payment; even worse, they can do it without notification. It is best to pay upfront if you can; the entire process will be easier, and you can indeed save a few dollars.Every vehicle model and type has certain premium rateOf course, you all know that sports cars need more expensive insurance policies than a van, but insurance companies will not tell you the exact numbers. In general, attractive, sporty, luxurious car with turbocharged engine will indeed go very quickly on the road, and it increases the risk of accidents, but this is not always true considering the discounts for safety features, security features, mileage (especially when you drive it less), etc. Auto insurance companies have a specific system to know the premium for all car models you can buy, based on the system rating by ISO (Insurance Service Office). Every type of car is rated from 3 to 27; higher number means a higher premium. Insurance Service Office says that it will not release the rating system for publication because its clients are insurance companies.You will not get the rating system from your insurer; you may not even find it anywhere at all. The best thing you can do when you want to purchase a new auto is to ask the insurance how much insurance premium you need to pay for a new car that you want to purchase. If you keep a good relationship with an independent agent, he/she should be able at least to predict the price based on raw calculation.4. Filing claim increases your premium.People are always interested to see insurance companies reduce the premium fee to attract potential customers. It is indeed one of the best things customers get from the competition in the market, but your insurer can increase the price right away after you file your first claim. The industry standard is to increase the premium fee up to 40% of the base rate after the first at-fault accident. With the help of an online car insurance calculator, you get a base rate of $500, your premium increases by $200. Some companies have different rules, but there is always a big chance your premium will go up after the first-at-fault claim. Some insurers offer &#8220;first-accident forgiveness,&#8221; meaning your first actual claim will not affect the premium at all, but the variable and requirement for eligibility can be different from company to company. You should ask your insurer if such discount is available and how to qualify for it. </p>
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  36. <item>
  37. <title>How to Know If You Should Consider a Home Improvement Loan</title>
  38. <link>https://llluams.info/how-to-know-if-you-should-consider-a-home-improvement-loan,html</link>
  39. <comments>https://llluams.info/how-to-know-if-you-should-consider-a-home-improvement-loan,html#comments</comments>
  40. <pubDate>Fri, 07 Apr 2023 20:31:17 +0000</pubDate>
  41. <dc:creator>admin</dc:creator>
  42. <category><![CDATA[Home Improvement]]></category>
  43.  
  44. <guid isPermaLink="false">http://llluams.info/?p=66</guid>
  45. <description><![CDATA[There are many available options for people who want to fix up the home with their own hands. Even if a home improvement loan scares many people, sometimes is a necessary thing. Like in many other cases, a home improvement loan also has good and bad points. These good and bad points influence a lot [...]]]></description>
  46. <content:encoded><![CDATA[<p> There are many available options for people who want to fix up the home with their own hands. Even if a home improvement loan scares many people, sometimes is a necessary thing. Like in many other cases, a home improvement loan also has good and bad points. These good and bad points influence a lot the decision of the homeowner. It&#8217;s recommended for homeowners to weigh their decision, because if they jump in this fragile area without knowing too many things about it, it can be very risky.Our homes mean a lot to all people. Home is the place where we live with our families or with our loved ones and for many people this is a very important place. All people want to improve their home, to make it a better place and why not, to transform it into a place that provides them comfort and relaxation. All these things can be done only by making improvements. The question is where people can get enough money in order to satisfy their wishes. This type of loan can represent the perfect solution for them.This type of loan is accorded to borrowers who want to make some improvements inside their home or just few little changes. A home improvement loan is considered the perfect solution for those people who don&#8217;t want to spend their saving on home improvements or for those who don&#8217;t have enough savings.A home improvement loan can be used by people who want to change the furniture of their living room or by families that are expecting a baby in order to decorate the room of their first children. A loan like this can also be use by those who want to renovate their kitchen or why not, their entire home. Home improvement loan can also be granted to individuals who need to replace their heating system, their dishwasher or to purchase other household appliances that they will need in the future. If you decide to make some improvements to your home you must know that the value of your property will grow. Not to say that with these improvements you can considerable improve the quality of your life.Usually, these types of loans are classified in two important categories: there are secured home improvement loans and there are also unsecured home improvement loans. Next I will explain you what is the difference between these 2 categories of loans.The first type of loan is one that it is secured by the borrower. How is that possible? Well, the borrower guarantees with his car, house or other valuable that he can return the money. With this type of home improvement loan, people can have access to any sum that is between $5,000 and $75,000. An useful information that people have to keep in mind is represented by the fact that depending on the amount that is borrowed, a secured home improvement loan can be repaid in a period that varies from 5 to 25 years.This period is not only depending on the amount that one borrows, it also depends on his income and on the amount of the property that is kept as a security measure by the lender. People also need to know that they can obtain a loan like this that is up to 125 percent of the property value. Usually, secured home improvement loan offers the borrower different repayment options with the lowest rate of interest and that means that the borrower only has to choose the option that fits best his lifestyle.The second type of home improvement loan is one that doesn&#8217;t require collateral as a security measure. The difference between this type of loan and the one that I presented you above is represented by the fact that the rate of interest for this loan is higher. That&#8217;s because borrower doesn&#8217;t attach a security to the loan.If you don&#8217;t know which of these 2 categories of loans to choose, you should first think about your income and about your financial possibilities. If you are not sure that you can repay the money on time, don&#8217;t choose the first option because you risk losing your home or other valuables.People can get a home improvement loan from banks and also from other financial institutions that can be found in a certain region. Home owners can also apply online for a loan like this. They only have to get informed about loan quotes of different lenders and then to make a comparison about the offer they had found. Lastly the more top tier home improvement and remodeling companies have many exclusive lenders to fund their clients home project needs. </p>
  47. ]]></content:encoded>
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  51. <item>
  52. <title>Home Interior Decorating Tips For 2010-2011</title>
  53. <link>https://llluams.info/home-interior-decorating-tips-for-2010-2011,html</link>
  54. <comments>https://llluams.info/home-interior-decorating-tips-for-2010-2011,html#comments</comments>
  55. <pubDate>Thu, 06 Apr 2023 16:08:59 +0000</pubDate>
  56. <dc:creator>admin</dc:creator>
  57. <category><![CDATA[home]]></category>
  58. <category><![CDATA[Building]]></category>
  59. <category><![CDATA[Buying]]></category>
  60. <category><![CDATA[Commercial]]></category>
  61. <category><![CDATA[Commercial Property]]></category>
  62. <category><![CDATA[Construction]]></category>
  63. <category><![CDATA[Home]]></category>
  64. <category><![CDATA[Home Staging]]></category>
  65. <category><![CDATA[Homes]]></category>
  66. <category><![CDATA[Investing]]></category>
  67. <category><![CDATA[Marketing]]></category>
  68. <category><![CDATA[Property Management]]></category>
  69. <category><![CDATA[Real Estate]]></category>
  70.  
  71. <guid isPermaLink="false">http://llluams.info/?p=64</guid>
  72. <description><![CDATA[When you think about home interior decorating, it really is all about turning a house into a comfortable and loving home. There are many things you can do to achieve that perfect interior decoration using colors, a particular theme, the proper furniture and various decorative elements and items that give your house that extra character.Basically [...]]]></description>
  73. <content:encoded><![CDATA[<p> When you think about home interior decorating, it really is all about turning a house into a comfortable and loving home. There are many things you can do to achieve that perfect interior decoration using colors, a particular theme, the proper furniture and various decorative elements and items that give your house that extra character.Basically your main goal when you are decorating or re-decorating your home is to give it character and personality. So here are some tips that you can easily use based on what is trendy right now.Make the room cozier. If you flip through various home decor magazines, you will notice that many pictures are showing rooms that are really cozy and homey, yet stylish and elegant. Gone are the cold, aristocratic homes that look like a non-personal museum. You can now easily create your own intimate space in any room that you choose. One of the main aspects of making your rooms cozy is by getting the proper lighting. For example you no longer need ceiling lights. Right now the fashion is on lamps with down-shades that basically give a room that proper homey and comfy mood. If you want to increase the cozyness in the room, use various soft and heavy textures for your drapes and furniture covering. This will give the room a feel of closeness and compactness that increases the sense of comfort in the space.If you have a rather small room, there are several ways to make it look bigger. Using softer and even lighting will keep the room compact rather than dividing it into various smaller areas. The ambient lighting that offers a diffused illumination will make the room seem bigger than it is. Also the furniture should have plenty of space between pieces, and they should not be crammed next to each other. This again ads to the feel of spaciousness in the room.Modern and contemporary, even futuristic, is in style today. Use stainless steel accessories particularly for your kitchen. For example having all appliances of stainless steel makes the kitchen look almost like it is coming from the future. Many new young homeowners love this sleek and classy look.When it comes to the overall colors, texture and fabric, everything should be nicely coordinated, from the walls to the fabrics of the furniture, pillows, curtains, linens and even carpeting. They should all complement each other and offer the room the ambient that you want to achieve, be it cozy, or vibrant. With the many types of options available today, you can create just about any look and feel that you want for your entire home. </p>
  74. ]]></content:encoded>
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  77. </item>
  78. <item>
  79. <title>Working Towards Personal Health and Fitness</title>
  80. <link>https://llluams.info/working-towards-personal-health-and-fitness,html</link>
  81. <comments>https://llluams.info/working-towards-personal-health-and-fitness,html#comments</comments>
  82. <pubDate>Thu, 06 Apr 2023 14:55:14 +0000</pubDate>
  83. <dc:creator>admin</dc:creator>
  84. <category><![CDATA[Health]]></category>
  85. <category><![CDATA[Acne]]></category>
  86. <category><![CDATA[Anti Aging]]></category>
  87. <category><![CDATA[Beauty]]></category>
  88. <category><![CDATA[Cosmetic Surgery]]></category>
  89. <category><![CDATA[Diabetes]]></category>
  90. <category><![CDATA[Drug Abuse]]></category>
  91. <category><![CDATA[Health and Fitness]]></category>
  92. <category><![CDATA[Massage]]></category>
  93. <category><![CDATA[meditation]]></category>
  94. <category><![CDATA[Nutrition]]></category>
  95. <category><![CDATA[Personal Training]]></category>
  96. <category><![CDATA[Popular Diets]]></category>
  97. <category><![CDATA[Skin Care]]></category>
  98. <category><![CDATA[Spa and Wellness]]></category>
  99. <category><![CDATA[Speech Pathology]]></category>
  100. <category><![CDATA[Weight Loss]]></category>
  101. <category><![CDATA[Yoga]]></category>
  102.  
  103. <guid isPermaLink="false">http://llluams.info/?p=62</guid>
  104. <description><![CDATA[It is amazing that with the huge number of exercise machines and programs on the market today, personal health and fitness is at an all-time low. We are the fattest and least fit generation ever. The only thing more worrying than this, is that the next generation looks to be even worse off! We shouldn&#8217;t [...]]]></description>
  105. <content:encoded><![CDATA[<p> It is amazing that with the huge number of exercise machines and programs on the market today, personal health and fitness is at an all-time low. We are the fattest and least fit generation ever. The only thing more worrying than this, is that the next generation looks to be even worse off! We shouldn&#8217;t accept this. Everyone has both the time and resources to get into better shape. Here&#8217;s how to go about it.Every year in January, gym attendance peaks as every man and his dog hits the treadmill for a week or two. And just a few short weeks later, not one in ten will still be exercising. No time, no money. The excuses are everywhere. And they really are nothing more than excuses. There are men and women out there working 60 or more hours a week in tough jobs who also have families, and yet they are in great shape. The time has come to stop making excuses.what is particularly sad is the fact that so many people just don&#8217;t know what to do. They believe that if they don&#8217;t have access to the perfect program, then anything else is a waste of time. This couldn&#8217;t be farther from the truth. What about walking or running? This is free and will get anyone into shape. It also gets you away from the desk for half an hour and into the fresh air, which is certainly good news.It is also very easy to incorporate resistance training into your lifestyle of personal health and fitness without needing to spend a cent. Bodyweight exercises can work wonders. Try lunges, bodyweight squats and push ups for starters. For a bit of variety, what about heading don to a local park and doing some dips and chins of the monkey bars.Of course, without decent nutrition, this is a waste of time. But once again, this really isn&#8217;t that complicated. Surely everyone knows that eating a lot of fruit and veggies and drinking water and green tea is good news by now? Everyone would be a whole lot leaner already if they just cut as much processed food as possible out of their diets.There really is no need to go on a starvation diet. Making small changes is plenty to get most people down to a level of body fat where they can tell that their abs are in their somewhere! </p>
  106. ]]></content:encoded>
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  109. </item>
  110. <item>
  111. <title>Getting Help From an Internet Marketing Agency</title>
  112. <link>https://llluams.info/getting-help-from-an-internet-marketing-agency,html</link>
  113. <comments>https://llluams.info/getting-help-from-an-internet-marketing-agency,html#comments</comments>
  114. <pubDate>Thu, 06 Apr 2023 13:58:21 +0000</pubDate>
  115. <dc:creator>admin</dc:creator>
  116. <category><![CDATA[internet marketing]]></category>
  117. <category><![CDATA[online marketing agency]]></category>
  118.  
  119. <guid isPermaLink="false">http://llluams.info/?p=60</guid>
  120. <description><![CDATA[Finding the internet marketing agency to help your decision making can be the key to your internet marketing business&#8217; success. If you are into internet marketing and are looking for a way by which you can improve your venture but is running out of ideas on how to do so, finding an online marketing agency [...]]]></description>
  121. <content:encoded><![CDATA[<p> Finding the internet marketing agency to help your decision making can be the key to your internet marketing business&#8217; success. If you are into internet marketing and are looking for a way by which you can improve your venture but is running out of ideas on how to do so, finding an online marketing agency can be the solution to your problem.You are probably wondering what an internet marketing agency does. Agencies involved in internet marketing are companies that can provide you with the solution to your internet marketing problems. These companies can give you the help that you need in developing internet marketing strategies that are in line with your business goals. Aside from this, agencies engaged in this form of business can introduce you to limitless opportunities when it comes to internet marketing. These companies can help you figure out a way in which you could advertise your business correctly and can offer different services that will help you in your business. Services offered by these marketing agencies does not only include marketing for your products, they can also give you help in web development which can give your website a more interesting look to make it more attracting to clients and potential clients alike. The most common trick that these marketing teams use is to help your business have high SEO rating and to integrate pay per click advertisements to your website. Other than this, they also provide analysis that can help you convert your visitors into paying clients.If you are not quite sure what to do with your internet marketing business or if it seems as if your strategies are not working, getting the help of the professionals through agencies can be a big help to you and your business. Not only does it help you spell the missing keywords to your success, it can also provide you with meaningful strategies that can help you in making your business grow. The analysis that these agencies can provide you will be very useful for your future undertaking and when everything seems to be going wrong for your business, these companies can provide their services to assist you in knowing how to improve your strategies and what to do to make you business&#8217; plans work. By giving the correct marketing moves that you could use and by helping you develop a better website, an internet marketing agency can give your business an advantage. Being informed with your choices can help you get ahead against your competition and this is what these online marketing agencies are willing to provide you, the knowledge that you can get ahead and make the most out of your business. Having the knowledge on how to handle your transactions well and how to use the right methods of marketing to your greater good is definitely a key factor toward your success and these online agencies can help you learn and use them. Most of all, these companies can provide you the solutions you need in a cost effective manner that will surely fit your budget. </p>
  122. ]]></content:encoded>
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  126. <item>
  127. <title>How to Start Your Own Art Collection For Your Home</title>
  128. <link>https://llluams.info/how-to-start-your-own-art-collection-for-your-home,html</link>
  129. <comments>https://llluams.info/how-to-start-your-own-art-collection-for-your-home,html#comments</comments>
  130. <pubDate>Wed, 05 Apr 2023 07:55:02 +0000</pubDate>
  131. <dc:creator>admin</dc:creator>
  132. <category><![CDATA[Uncategorized]]></category>
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  148. <guid isPermaLink="false">http://llluams.info/?p=58</guid>
  149. <description><![CDATA[1. DE-CLUTTER YOUR HOME &#8211; Before you begin you need to start with a &#8216;blank canvas&#8217;; I&#8217;m sure if you had booked an art consultant or interior designer to make their recommendations you&#8217;d tidy up, so make this your starting point. It is also a fundamental feng shui principle that de-cluttering your environment will de-clutter [...]]]></description>
  150. <content:encoded><![CDATA[<p> 1. DE-CLUTTER YOUR HOME &#8211; Before you begin you need to start with a &#8216;blank canvas&#8217;; I&#8217;m sure if you had booked an art consultant or interior designer to make their recommendations you&#8217;d tidy up, so make this your starting point. It is also a fundamental feng shui principle that de-cluttering your environment will de-clutter your mind. If you don&#8217;t have the time or the job is too big call in an expert.2. THINK LIKE A GUEST &#8211; Now walk through your home imagining you&#8217;re a visitor or guest so you can understand the logistics of entering your home for the first time and what impression or atmosphere you wish to create. Important areas from a guest&#8217;s point of view are: the entrance (this is their first impression) the path from the entrance to the main living/entertaining area and an outdoor area if you have one. Look for what you think they would notice: as you enter your home, is it obvious where the kitchen/living areas are from the entrance; are private rooms or areas such as bedrooms &#8216;on show&#8217; as guests walk through the house to the living area. Can any outdoor areas be seen from the main living area?3. DETERMINE ZONES &#8211; This time, when you walk through your home again, think from your own perspective and classify it the following zones; entrance (front garden, path, front door, entry) traffic zones (hallways, gardens) formal entertaining (dining room) informal entertaining (family room, games room) function-specific zones (home theatre, kitchen) private zones (bathroom, toilet, bedrooms) business zone (home office, studio). This will assist you to think about where to place art plus what purpose or mood you wish to create in each zone.4. MAP WHERE YOU WOULD LIKE ARTWORK &#8211; List each zone and room and table the atmosphere you wish to achieve and the number of artwork to suit the space.5. DO SOME RESEARCH &#8211; Through your own research you will feel more confidence to make an informed decision when you discuss your needs or view art with an art consultant, interior designer, gallery manager or artist. Plus as you regularly go back to research you will gain an increased knowledge about art and therefore a deeper understanding which will only enhance your appreciation of your collection. To begin:&#8217;Google it&#8217; search online about art buying advice and tips<br />
  151. Browse online art galleries<br />
  152. Look for articles in your local newspaper about local artists, exhibitions and galleries<br />
  153. Visit local Art Galleries<br />
  154. Talk to local gallery managers and artists as you meet them6. LIST YOUR PREFERENCES (STYLE, SIZE, MEDIUM) &#8211; Return to your planning chart again after your research to put in your preferences of style, size and medium. Style refers to if the artwork is classified within a broad category such as Abstract, Traditional (landscape) or (figures), Surrealism, Pop Art, Impressionism, Digital Art, Still Life, Realism and many more.Size mainly described as dimensions in centimetres. Also be aware if the dimensions include framing or not. For an average home artwork around 60 x 80 cm would be considered a medium size and 80 x 130 considered a large size. Obviously this is completely subjective and the best thing to do is get the measuring tape out.Medium is what the artist used to create the artwork. For example, oil means oil paint, acrylic means acrylic paint, watercolours, ink, pencil, charcoal and many more. Mixed Media is simply when an artist mixes mediums together. For example, some artists bind Acrylic paint and a texture medium (sand) together.7. SET YOUR BUDGET &#8211; A fundamentally important step, however also be sure you&#8217;re expectations are realistic, your earlier research should assist you in this area. This is important because if you &#8216;blow your budget&#8217; then you are not going to view the artwork with a positive frame of mind but rather a resentful one. Also, ask if flexible payment options are available. Most galleries and art consultants offer payment plans over a 3 to 6 month period or an art rental service so you can &#8216;try before you buy&#8217;.8. RAISE YOUR OWN AWARENESS OF INVESTMENT POTENTIAL OF ART AND ARTISTS &#8211; When beginning a home art collection it is good to remember you need to live with the artwork therefore it needs to be appealing to you. However you can also begin to consider the future investment potential of the artwork you&#8217;re purchasing. At the most fundamental level, check the artist is active i.e. is regularly producing new work for exhibitions and awards, have won any awards, received any reviews of note or are apart of art investors collections. This is important if your art collection is later to be considered as part of your investment portfolio and if you decide to on sell any of your collection in the future.9. LESS IS MORE &#8211; Often when you&#8217;re in the middle of this process and you&#8217;ve found a style or artist you simply love you can become quite excited and simply want more, more, more. While this is great, you also want don&#8217;t want to &#8216;overdo&#8217; it. Simplicity in most things is always a good rule including art. Therefore if you are deciding on three pieces for the one room and you simply can&#8217;t decide on the final third piece. Then, purchase the two you&#8217;re sure about and either hire the third or just take some time to think.10. PURCHASE YOUR ARTWORK &#8211; Now you have completed your planning and research which has built up your confidence to go purchase the art that is right for you and your home. Remember you don&#8217;t have to do it all at once. It can be a gradual process of building up your art collection &#8211; a journey you can enjoy. Or if you don&#8217;t have the time, simply rent a collection and purchase the ones you love and continue to rent until you have all the pieces you want.You will know when it is right because as you &#8216;live&#8217; with a piece of artwork you become familiar with it and will also learn when is the best time of day to view it and the mood you feel when you view it. If you feel the atmosphere you intended to create has been achieved and your collection is a conversation point with your visitors and guests then you know it is right for you and your home. Please note, all of us react very differently to artwork often because of the emotion we are already carrying around in our heads, therefore a reason why art is such a great conversation starter.ZONE        ROOM             ATMOSPHERE     NO. OF ARTWORK     STYLE       SIZE        MEDIUM<br />
  155. Entrance    Front garden     Welcoming      1                  Sculpture   50 x 100    Metal<br />
  156. © 2009 Interactive Arts<br />
  157. WANT TO USE THIS REPORT IN YOUR E-NEWSLETTER OR WEB SITE? Yes you can, as long as you include this complete statement with it: Online entrepreneur Fleur Allen publishes the popular quarterly e-newsletter Art Notes. If you&#8217;re ready to find out more about art and collecting art for your home or office then join the Interactive Arts Creative Community with like-minded people growing their art collections. </p>
  158. ]]></content:encoded>
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  160. <slash:comments>0</slash:comments>
  161. </item>
  162. <item>
  163. <title>Determining the Health Needs of Men: Promoting Men As Health Heroes</title>
  164. <link>https://llluams.info/determining-the-health-needs-of-men-promoting-men-as-health-heroes,html</link>
  165. <comments>https://llluams.info/determining-the-health-needs-of-men-promoting-men-as-health-heroes,html#comments</comments>
  166. <pubDate>Tue, 04 Apr 2023 21:37:22 +0000</pubDate>
  167. <dc:creator>admin</dc:creator>
  168. <category><![CDATA[Uncategorized]]></category>
  169. <category><![CDATA[Acne]]></category>
  170. <category><![CDATA[Anti Aging]]></category>
  171. <category><![CDATA[Beauty]]></category>
  172. <category><![CDATA[Cosmetic Surgery]]></category>
  173. <category><![CDATA[Diabetes]]></category>
  174. <category><![CDATA[Drug Abuse]]></category>
  175. <category><![CDATA[Health and Fitness]]></category>
  176. <category><![CDATA[Massage]]></category>
  177. <category><![CDATA[meditation]]></category>
  178. <category><![CDATA[Nutrition]]></category>
  179. <category><![CDATA[Personal Training]]></category>
  180. <category><![CDATA[Popular Diets]]></category>
  181. <category><![CDATA[Skin Care]]></category>
  182. <category><![CDATA[Spa and Wellness]]></category>
  183. <category><![CDATA[Speech Pathology]]></category>
  184. <category><![CDATA[Weight Loss]]></category>
  185. <category><![CDATA[Yoga]]></category>
  186.  
  187. <guid isPermaLink="false">http://llluams.info/?p=56</guid>
  188. <description><![CDATA[Increased health and wellbeing into the senior yearsGenerally amongst populations of different countries, men have a lower life expectancy than women. With a lot of discussion in many political arenas of increasing the age of retirement, it is becoming increasingly necessary for men to take charge of improving their health. Quality of life, and increased [...]]]></description>
  189. <content:encoded><![CDATA[<p> Increased health and wellbeing into the senior yearsGenerally amongst populations of different countries, men have a lower life expectancy than women. With a lot of discussion in many political arenas of increasing the age of retirement, it is becoming increasingly necessary for men to take charge of improving their health. Quality of life, and increased functionality and mobility should be normal as men age, not a slow decline of health. Men can do much to be a health hero, and increase their potential for increased physical strength, functionality and mobility and healthy mental faculties well into their senior years.Health Heroes have Health ChecksPrimary or preventive health for men helps them become aware of what they need to do in order to reduce the risk of developing a chronic disease as they get older. A visit to the local general practitioner for an annual or bi-annual health screening check will help ensure that the man will be aware of all his vital statistics. These include blood pressure, HDL and LDL cholesterol levels, heart health, liver health, lung health, digestive system health, cancer free status and levels of nutrients in the blood. The GP can also discuss mental health, and how his reproductive organs and sexual wellbeing are going.Men and Mental HealthA lot of men are unsure of how to approach mental health with their doctor or health practitioner. They are more likely to describe symptoms of depression such as lethargy and tiredness, and lack of motivation, rather than using diagnostic terms such as &#8220;depression.&#8221; There is much being done to alleviate the stigma attached to mental illness, and the promotion of mental health and the importance it has attached to the rest of the health of the body is being emphasized among various international health promotion campaigns. Men in rural areas, and remote areas are particularly vulnerable to symptoms such as depression and anxiety, and they have concern as to how they can provide for their families if they are working in rural environments. Many countries have specialist telephone counseling services for men, and it is extremely important for men to access these telephone counseling services should they have any concerns about themselves, their families or their jobs. If men have been feeling unusually tired and unmotivated, it is important to talk to the doctor about it, and the doctor will keep everything completely confidential. Treatment for symptoms of lethargy may include medicine prescriptions, however there are other options such as counseling, and lifestyle modification including playing more social sport, and eating more fruit and vegetables. Tiredness and lethargy can be an indicator of a low level of iron stores or some other health issue, so it is important to undergo health screening to help restore health and wellbeing.General Health and WellbeingA general healthy lifestyle which includes a healthy diet, six to nine hours sleep per night, abstinence from daily tobacco use, no more than two alcoholic drinks per day and several days per week without alcohol, and regular exercise of at least 150 minutes over 5 sessions per week will significantly reduce the risk factors for men developing health problems. Primary and preventive care makes men responsible for choosing healthy behaviors, and encouraging these healthy activities among their friends. Healthy male friendships include sports teams and social clubs from work. There are usually men&#8217;s shed type activities attached in some communities to church organizations. They cater specifically to men&#8217;s interests. It is important to have interests and hobbies outside the home, to promote health and mental wellbeing. A man does not have to be a gym junkie to be healthy, but a generally healthy lifestyle will help him perform well in all areas including in enjoying his sex life.Men and Sexual HealthWhen a man is healthy and his cardiovascular system is working properly, he will have no difficulty in getting and maintaining an erection. He should also have no trouble urinating in a strong stream. If a man has any issues or concerns about his sex life, including maintaining an erection, or difficulty urinating, he can discuss these problems confidentially with his doctor in order to help regain his confidence in the bedroom. Sex in a healthy committed relationship has been shown to be ideal for optimum mental wellbeing, and a man should also practice safe sex with his sex partners. Any discussion of these issues can be discussed confidentially with a doctor. </p>
  190. ]]></content:encoded>
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  192. <slash:comments>0</slash:comments>
  193. </item>
  194. <item>
  195. <title>How to Measure Progress While on a Diet</title>
  196. <link>https://llluams.info/how-to-measure-progress-while-on-a-diet,html</link>
  197. <comments>https://llluams.info/how-to-measure-progress-while-on-a-diet,html#comments</comments>
  198. <pubDate>Tue, 04 Apr 2023 18:17:40 +0000</pubDate>
  199. <dc:creator>admin</dc:creator>
  200. <category><![CDATA[Uncategorized]]></category>
  201. <category><![CDATA[progressive ins]]></category>
  202.  
  203. <guid isPermaLink="false">http://llluams.info/?p=53</guid>
  204. <description><![CDATA[When on a diet and weight loss regime, it is often hard to see progress. This can lead to you feeling demotivated and wanting to give up. Seeing your progress as time goes by will make all those hours of healthy food and half killing yourself on the treadmill worth it. Here I will explain [...]]]></description>
  205. <content:encoded><![CDATA[<p> When on a diet and weight loss regime, it is often hard to see progress. This can lead to you feeling demotivated and wanting to give up. Seeing your progress as time goes by will make all those hours of healthy food and half killing yourself on the treadmill worth it. Here I will explain the different ways you can monitor your progress over time.The first method of tracking progress is to take pictures of yourself topless in the mirror. Doing so once every 2 weeks in the same pose, in the same position, will enable you to see yourself progress as time goes by. This will be a great motivator and will make those hours of hard work feel worth it. For best results I recommend taking a picture of:-Front torso in relaxed state<br />
  206. -Front torso with abs tensed<br />
  207. -Relaxed shot from the sideTaking these pictures every fortnight will enable you to compare as time goes by and you will see that progress, the idea of taking photos will also be a great motivator for you to work hard for the next time you take a photo.Another very simple way to measure your fat loss progress is to take regular measurements of your body. This requires no fancy equipment, simply a measuring tape. Even when you think you are making no progress, you may actually have lost some weight and measurements are a great way to prove this.Places to measure include:Chest- Measure around the chest in line with your nipples, be careful not to pull the tape too tight as this will effect the results.Waist- Measure at approximately half an inch above your belly button around your waist.Thighs- Measure around the largest part of your thighCalves and forearms- Measure around the biggest part of your forearms and your calves.A simple way to track the progress is to take measurements every couple of weeks and I would recommend placing the measurements into a simple spreadsheet, or simply making a table so that you can easily see your progress as the weeks and months go by.Another way to track your progress is to weigh yourself regularly. I recommend weighing yourself once a week, and I recommend doing it first thing in the morning wearing the same clothes every time so that there are no weight fluctuations due to heaviness of clothing or added food and water weight that you gain as the day goes on.Remember you are aiming for around 1lb to 2lbs weight loss each week and so if you see this reflected in your weigh ins then you know you are on track!The last way to track weight loss progress is through the monitoring of your body fat percentage. You can buy scales that do this, but they are very inaccurate and so I wouldn&#8217;t recommend using them. A great way to monitor body fat percentage is through buying a pair of calipers. </p>
  208. ]]></content:encoded>
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  210. <slash:comments>0</slash:comments>
  211. </item>
  212. <item>
  213. <title>Home Sweet Home Based Business, or Not?</title>
  214. <link>https://llluams.info/home-sweet-home-based-business-or-not,html</link>
  215. <comments>https://llluams.info/home-sweet-home-based-business-or-not,html#comments</comments>
  216. <pubDate>Mon, 27 Mar 2023 05:34:50 +0000</pubDate>
  217. <dc:creator>admin</dc:creator>
  218. <category><![CDATA[Uncategorized]]></category>
  219. <category><![CDATA[Home Based Business]]></category>
  220.  
  221. <guid isPermaLink="false">http://llluams.info/?p=50</guid>
  222. <description><![CDATA[Is starting a home based business right for you?Are you right for starting a home business?Since you are reading this, I would be willing to bet you want to start your own home based business, or you have tried to start one a time or two. Maybe it didn&#8217;t work out and you would like [...]]]></description>
  223. <content:encoded><![CDATA[<p> Is starting a home based business right for you?Are you right for starting a home business?Since you are reading this, I would be willing to bet you want to start your own home based business, or you have tried to start one a time or two. Maybe it didn&#8217;t work out and you would like to try again. Maybe it was a modest success, but you wonder why your home business is not more successful.It is no secret that I believe at least half of all adults, and some teenagers, should start their own home based business. Even if they have a good job. Everyone knows, especially lately, that a good job can be gone in an instant. So, start your home business in your spare time. Build it into a successful sideline as insurance against loss of that good job. Or, build it into a business that could provide you with as much income as you make at your job, or more. Wouldn&#8217;t you like to tell your boss someday &#8220;Goodbye, I&#8217;m quitting this job to concentrate on my home business. I make more with my business than what you pay me&#8221;?But, I&#8217;m getting off track. To be honest, a home business is not right for everyone. And, not everyone is right for a home based business.A home business, or any business for that matter, takes some degree of skill and knowledge, hard work, persistence, dedication, and focus. And a home business is different in many ways compared to a corporate job or a traditional retail or manufacturing business.Is a home based business right for you?Almost every home business has tons of distractions; kids, pets, home maintenance, the &#8220;honey do&#8221; list. Distractions make it hard to focus. Will these distractions make it so hard for you to focus that you can&#8217;t get done what needs to get done in your business?Running a business from your home makes it hard to separate personal time from business time. The two will overlap a lot and you will either find your personal time eating into your business time, or your business time will take over and you will have little if any personal time for yourself or your family.Many home businesses will result in loss of face-to-face social interaction with people. Nice chats with coworkers over cubicle walls, or at the water cooler, or over shared lunch breaks are replaced with emails, tweets, or phone calls.If your home or apartment is fairly small, you may not have the space to set up a separate &#8220;office&#8221; where you can do your &#8220;work&#8221;. Your kitchen table might become your &#8220;office&#8221;.Most home business entrepreneurs have no regular paycheck. Having a uncertain and irregular income creates its own problems and may require a much better job of budgeting, saving money during the good times, and strict control of expenses.During the initial year or two of your home business efforts you may not have total family support. If that is the case for you, it may be difficult to keep going until you are as successful as you would like to be.Are you right for a home based business?Are you self-directed? &#8211; Are you willing and able to get things done with no boss telling you what to do?Are you able to live with no structured job description? &#8211; Can you function and be comfortable without a specific job title or written outline of what you are supposed to do?Are you willing and able to learn about, and learn how to do, a wide variety of tasks and functions? &#8211; Can you wear many hats doing whatever is required to start and build your business as the chief cook and bottle washer (at least initially)?Are you able to identify exactly what you want in your business and your life? &#8211; Can you clearly identify what you want to do, have, or be, and why? Can you persist until you have that? Knowing what you really want, and why you want it, can give you the direction and motivation you need to succeed. And, persistence is one of the most important characteristics you could have for success in home business, or in any effort.Are you able to &#8220;sell&#8221; ideas and products to people? &#8211; I don&#8217;t mean &#8220;Can you be a hypey sales type that tries to manipulate people into buying something?&#8221; Many people hate to &#8220;sell&#8221; because they think that is what it means to sell. But, it has been said that &#8220;nothing happens until something gets sold&#8221;. You will need to sell in order to be successful. When I say &#8220;Can you sell?&#8221;, I mean, can you identify with people and the problems they have? Can you communicate with people in such a way that they believe you understand their problems? Can you tell them about how their problem could be solved, and especially how your product is the best way to solve their problem? Can you clearly state all the benefits to them of using your product to solve their problem? Can you create and communicate an offer to your prospects that is so good they would think it is too good to pass up? Can you find the people who have the problem your product can solve and present your offer to them? Can you ask for the order and deliver the product you have promised to those who order? And, finally, can you follow up with your customers to make sure they are satisfied and to offer them additional products and build your relationship with them?Are you able to function without a lot of face to face social interaction with others? &#8211; Are you comfortable with having your interactions with people being limited to emails, Twitter, Facebook, or maybe phone conversations? Or, do you NEED personal conversations over the cubicle wall, at the water cooler, or during shared lunch breaks?Do you have a success &#8220;can do&#8221; attitude, or do you have a lot of excuses for why something can&#8217;t be done?Are you able to plan your business, marketing, and product creation, and then execute the plan? &#8211; Are you good at planning, and more importantly, are you good at taking action to make your plan happen?Are you able to ask others for help when you need it? &#8211; Nobody can be an expert at everything. Are you humble enough to realize you will need help with something? Are you willing to find and ask an expert for assistance?Are you able to make decisions quickly, or do you procrastinate? &#8211; Are you willing to move forward, even if you might fail? Or, does everything have to be perfect, with no chance of failure, before you will act?OK. I think you get the picture. A home based business may be right for you. And, you may be right for a home based business. Be honest with yourself when you evaluate both possibilities.If you think you can weather the storm of a home business environment, and if you think you have the drive and personal characteristics to be successful in a home business, GO FOR IT!When your home based business becomes successful, the personal and financial freedom you will have, and the pure joy of doing something you love, will be worth all the time and effort.You know I think a home based business selling information is perfect for most people. But, if you don&#8217;t agree, pick one you can believe in and make it happen. </p>
  224. ]]></content:encoded>
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  226. <slash:comments>0</slash:comments>
  227. </item>
  228. <item>
  229. <title>Crypto Currency Vs Fiat Currency</title>
  230. <link>https://llluams.info/crypto-currency-vs-fiat-currency,html</link>
  231. <comments>https://llluams.info/crypto-currency-vs-fiat-currency,html#comments</comments>
  232. <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate>
  233. <dc:creator>admin</dc:creator>
  234. <category><![CDATA[Uncategorized]]></category>
  235. <category><![CDATA[cash]]></category>
  236. <category><![CDATA[Crypto currency]]></category>
  237. <category><![CDATA[currency]]></category>
  238.  
  239. <guid isPermaLink="false">http://llluams.info/?p=48</guid>
  240. <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description>
  241. <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p>
  242. <p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p>
  243. <p>In cashless society- crypto money play a huge role</p>
  244. <p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p>
  245. <p>Crypto currency and fiat currency are always at loggerheads</p>
  246. <p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p>
  247. <p>Differentiating in what the currencies stand for</p>
  248. <p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p>
  249. <p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn&#8217;t have any backup from the central government or bank.<br />
  250. Hence, the difference between crypto currency and fiat currency is noted as follows:</p>
  251. <p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p>
  252. <p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p>
  253. <p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p>
  254. <p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p>
  255. <p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p>
  256. <p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p>
  257. <p>The different types of crypto and fiat currencies</p>
  258. <p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p>
  259. <p>The differences in the anonymity between the two currencies</p>
  260. <p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don&#8217;t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don&#8217;t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p>
  261. <p>Fiat currency vs crypto currency: transparency level</p>
  262. <p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others&#8217; transactions.</p>
  263. <p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p>
  264. <p>A comparative historical roots</p>
  265. <p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p>
  266. <p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p>
  267. <p>A comparative history of the two currencies:</p>
  268. <p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p>
  269. <p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p>
  270. <p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p>
  271. <p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn&#8217;t receive as much attention as Bitcoin.</p>
  272. <p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p>
  273. <p>The traits of both the currencies</p>
  274. <p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p>
  275. <p>Let us compare their traits with respect to certain factors.</p>
  276. <p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p>
  277. <p>• As per the portability is concerned both the currencies secure more or less the same position.</p>
  278. <p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p>
  279. <p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p>
  280. <p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p>
  281. <p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p>
  282. <p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p>
  283. <p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p>
  284. <p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p>
  285. <p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p>
  286. <p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p>
  287. <p>The process of the functioning of the currencies</p>
  288. <p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don&#8217;t need any third party association.</p>
  289. <p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p>
  290. <p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p>
  291. <p>Is Bitcoin, a crypto currency better than the fiat-currency?</p>
  292. <p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p>
  293. <p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p>
  294. <p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p>
  295. <p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p>
  296. <p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p>
  297. <p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p>
  298. <p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p>
  299. <p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p>
  300. <p>Crypto currencies seem to be a favorable option among the people</p>
  301. <p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p>
  302. <p>Send money anywhere directly without waiting for the bank&#8217;s approval</p>
  303. <p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don&#8217;t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn&#8217;t come under the law and regulations of the government, nobody has any power to do anything with your account.</p>
  304. <p>The blockchain technology has a very big role to play</p>
  305. <p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>
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