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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>mnadmms.info</title> <atom:link href="http://mnadmms.info/feed" rel="self" type="application/rss+xml" /> <link>https://mnadmms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:36:32 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>African American Homeowners Guide – 5 Easiest Home Improvements That Pay You Back The Most</title> <link>https://mnadmms.info/african-american-homeowners-guide-5-easiest-home-improvements-that-pay-you-back-the-most,html</link> <comments>https://mnadmms.info/african-american-homeowners-guide-5-easiest-home-improvements-that-pay-you-back-the-most,html#comments</comments> <pubDate>Fri, 07 Apr 2023 21:09:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=62</guid> <description><![CDATA[Now that you invested in a home, maxed out your 401K or IRA account for the year, and invested in solid stocks and stable bond funds. What else would rank as a good solid investment? That question is easy. But I’ll give you a hint anyway. It’s someplace you’re familiar with, a stable investment, and [...]]]></description> <content:encoded><![CDATA[<p> Now that you invested in a home, maxed out your 401K or IRA account for the year, and invested in solid stocks and stable bond funds. What else would rank as a good solid investment? That question is easy. But I’ll give you a hint anyway. It’s someplace you’re familiar with, a stable investment, and most people’s largest lifetime investment. Your home.So, your question now is “what else is there to invest in where I could get a healthy return on my investment?” I already enjoy a healthy interest rate tax write-off, property tax deduction in addition to other perks.What other ways can I earn more from my house? Answer; by investing in Home Improvements. Yes, home improvement is the fastest growing activity for smart homeowners today. It’s no accident home improvement shows, channels, books, and stores are gaining in popularity.Homeowners are discovering investing in your home with Home Improvements not only can make your home more comfortable, it can make it more valuable as well. In fact certain home improvements can pay you up to 100% and more of your investment. Try to find a stock, bank or bond that will pay you that.Let’s talk about the 5 top home improvements that pay you back the most. This could be one of the best investments you make after your home. Why? This is one of the few investments you’ll make that allows you to enjoy it while it goes up in value. What a deal.Here are the 5 Easiest Home Improvements That Pay You Back The Most:1. Minor Kitchen Remodel – The kitchen is at the top of everyone’s list of improvements. It’s usually one the first places home buyers and appraisers go to judge the value of a home. Counter space, cabinet space and floor space is what everyone is looking for. Anything you can do to improve this area will pay you back not only in money but in enjoyment and ease of living.2. Landscaping – Landscaping of your home is a must if you want to get top price for your home. It’s surprising what well placed plants and other foliage will do for the price and saleability of your home. Most home improvement centers and nurseries offer professional landscape designers to help you and offer free advice. Nothing adds more to the curb appeal of your house than rich landscaping.3. Paint – Dollar for dollar a good paint job will do more to raise the price and attractiveness of your home than any other single improvement. In fact, a good paint job is synonymous with home improvement. A good paint job gives a room that finished look like nothing else can. And the cost is minimal in relation to return on investment.4. Ceiling Fans – Over the life of a home, no single appliance will save more money than a ceiling fan. Today’s models are low cost to run, including both the fan and the lights. Ceiling fans can help heat your home in winter and cool your home in summer. And it can add instant style, glamor and imagination to any room.5. Garage and/or Closet Organizers – The one requirement all homeowners need more and more is space. And the three areas of the home people require more space is the garage, cabinets and closets. These three places seem to attract the most items mysteriously out of nowhere. You know the items we want to keep just in case we need them someday. How many times have you said or thought that? It’s a slogan of all clutter collectors.As usual we keep collecting more and more items we hate to give away and we pile them up in the garage and closets, right? That’s why an investment in garage, cabinet and closet organizers is an excellent low-cost investment.Now you know the 5 low-cost improvements that pay you back the most. They’ll instantly improve the value and comfort of your home. And you don’t have to take out a second loan to do them. What a bargain! </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/african-american-homeowners-guide-5-easiest-home-improvements-that-pay-you-back-the-most,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fighting Fit – Martial Arts and Weight loss</title> <link>https://mnadmms.info/fighting-fit-martial-arts-and-weight-loss,html</link> <comments>https://mnadmms.info/fighting-fit-martial-arts-and-weight-loss,html#comments</comments> <pubDate>Wed, 05 Apr 2023 08:39:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=60</guid> <description><![CDATA[If your goal is to improve your fitness or lose weight but you need to do something more exciting than jogging on a treadmill to keep you motivated, perhaps you should consider doing a martial art like boxing, kickboxing, karate, or judo.In this article we list the top 10 reasons to consider doing a martial [...]]]></description> <content:encoded><![CDATA[<p> If your goal is to improve your fitness or lose weight but you need to do something more exciting than jogging on a treadmill to keep you motivated, perhaps you should consider doing a martial art like boxing, kickboxing, karate, or judo.In this article we list the top 10 reasons to consider doing a martial art for fitness and weight loss to help you decide if doing one is right for you.1. Doing martial arts for weight lossIt’s no coincidence that gyms, personal trainers and producers of exercise videos and DVD’s are now heavily incorporating training techniques and exercises from a wide variety of martial arts in their workouts.Boxercise, Tae Bo, Cardio-Kickboxing, Kung Fu Aerobics, and personal trainers using punching bags, focus mitts and kicking pads in their sessions are just a couple of examples of how martial arts training is being used in cardio workouts for fitness and weight loss.Because martial art training is typically high intensity and usually lasts for at least an hour in most cases, it burns a maximum number of kilojoules or calories per workout and is therefore great for anyone who wants to lose weight and lose it fast.2. Doing martial arts for fitnessMost martial arts incorporate exercises and drills that improve cardiovascular fitness and endurance, help build muscle strength and improve muscle flexibility so they are perfect for anyone wanting to improve their overall fitness.Cardiovascular fitness improvements require us to regularly elevate our heart rate for extended periods and most martial arts training can help us do that.Improving the strength, size and shape of our muscles requires us to regularly subject them to some form of resistance training. Martial arts training helps provide this training by requiring us to perform exercises like push-ups and squats using our own body weight for resistance.Improved flexibility is a natural byproduct of martial arts training because most, if not all styles of martial art incorporate stretching exercises in their workouts.As a result of providing all of these fitness benefits, martial artists like boxers and kickboxers are widely regarded as being among the fittest athletes in the world and practitioners of karate, judo, etc are considered among the strongest pound-for-pound and most flexible athletes in the world.3. Doing martial arts and self-defenseOne of the most obvious benefits of doing a martial art is that it provides us with the fitness, strength, skill and techniques necessary to protect ourselves from being attacked by others who are out to harm us if the need should ever arise.Like an insurance policy, we hope you’re never in a position to have to use your martial arts training to defend yourself, but it’s great to know this ability is there just in case.Because they are primarily concerned with elevating our heart rates to burn energy and improve our fitness, many of the workouts listed above like Tae Bo, Boxercise, etc don’t really provide this benefit to the same extent as doing martial arts training with a dedicated teacher in a martial arts school that only provides one service – to teach you a specific martial art.Many people mistakenly believe that because they punch a focus mitt 50 times during a session with their personal trainer that they know how to punch properly and can therefore defend themselves if they need to. This is a big mistake and we hope these people never find themselves in a situation where this belief is tested.Unless they’ve had many years of martial arts training themselves, most personal trainers and gym instructors will not be able to offer advice about your punching and kicking technique, they are only really qualified to hold the focus mitts or kick-pad for you while you punch or kick them.Remember, while probably great at what they do, these trainers are more like aerobics instructors than specifically qualified martial arts instructors.4. Doing martial arts and self-confidenceIn addition to providing us with the ability to defend ourselves, one of the greatest personal benefits that martial art training provides is a high degree of self-confidence.This self-confidence partly results from the knowledge that we are much better equipped to defend ourselves given that we have done some martial arts training, but it also comes from a sense of achievement once we begin to master the techniques taught to us and the new confidence that results from feeling fitter and stronger and looking fitter and stronger.Given that one of the first things to suffer, and one of the hardest things to reestablish afterwards, when we become overweight is our self-confidence this benefit is of particular value to those of us who have a weight problem.5. Doing martial arts to improve body balance and coordinationAs well as helping us to become fitter and stronger, martial art training typically involves the mastery of a range of techniques that requires us to be well-balanced and have superior body coordination.In learning to master these techniques we naturally improve our balance and our coordination which helps us with other aspects of our daily life.6. Doing martial arts for variety Martial art training provides great variety in two ways.Firstly, martial arts training sessions themselves have great variety built into them by including warm-ups and cool-downs, stretching exercises, strength building exercises, cardio exercises and exercises designed to improve and teach us a wide variety of techniques.This variety is great for our mind as well as our body.Secondly, there are such a wide variety of martial arts to study that we should be able to easily find one that suits our particular goals and interests.Whether we prefer to do a martial art that primarily revolves around striking or grappling techniques or a perfect mix of both, or we want to study a highly technical or very simple style, the choice is great.7. Doing martial arts teaches discipline and provides motivationEverybody knows that studying a martial art requires and teaches discipline.Because it is also goal orientated, training in one of the many martial arts also provides a great deal of motivation.Lack of discipline and motivation are the most often quoted reasons for weight loss failures and for this reason, doing a martial art for weight loss and fitness may help many of us who lack the required discipline and motivation to achieve our weight loss goals to overcome these common barriers to success.8. Doing martial arts for spiritualityOne definition of spirituality is “Activities which renew, lift up, comfort, heal and inspire both ourselves and those with whom we interact.”Martial art training has been practiced by millions of people over many centuries because among other things, it has a great ability to spiritually uplift us.As well as forging a better connection between our mind and body, it also has the ability to forge a better connection between us and our world and us and others.9. Doing martial arts training is relatively inexpensiveCompared to joining some gyms and hiring some personal trainers, training at a martial arts school or dojo is relatively inexpensive.Many martial arts schools charge a very modest monthly fee for training and the beauty of this is you can train when and as often as it suits you.In addition to low ongoing training costs, buying a uniform and any equipment you may need to train in most cases will be relatively inexpensive as well.10. Doing martial arts has a social aspectMany people who start doing martial arts training for weight loss, improved fitness or self-defense end up enjoying it most for its social aspects.As well as training and learning with others with similar goals, many martial arts trainees help encourage and motivate each other and end up becoming very good friends.Many martial arts instructors too have very friendly dispositions and foster a fun and friendly environment in which to train which endears them to their students who typically also become close friends.ConclusionIf your goal is to improve your fitness or lose weight but you need to do something more exciting than jogging on a treadmill to keep you motivated, perhaps you should consider doing a martial art like boxing, kickboxing, karate, or judo.In this article we listed the top 10 reasons to consider doing a martial art for fitness and weight loss to help you decide if doing one is right for you. </p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/fighting-fit-martial-arts-and-weight-loss,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Comparing Health Plans: Elective Surgery Waiting Times</title> <link>https://mnadmms.info/comparing-health-plans-elective-surgery-waiting-times,html</link> <comments>https://mnadmms.info/comparing-health-plans-elective-surgery-waiting-times,html#comments</comments> <pubDate>Tue, 04 Apr 2023 22:23:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=58</guid> <description><![CDATA[Australia’s public health care system strives to ensure that every citizen has access to quality medical services. Although Medicare guarantees every Australian will see a health care practitioner even when no private health plan is in place, waiting times for certain procedures, including elective surgery, can be extremely long.Your health insurance plan offers additional coverage [...]]]></description> <content:encoded><![CDATA[<p> Australia’s public health care system strives to ensure that every citizen has access to quality medical services. Although Medicare guarantees every Australian will see a health care practitioner even when no private health plan is in place, waiting times for certain procedures, including elective surgery, can be extremely long.Your health insurance plan offers additional coverage to take care of procedures and expenses not covered by Medicare, and probably allows you to bypass the lengthy waiting periods experienced by individuals who depend solely on Medicare for their health cover. However, different health cover providers offer different waiting time options, which is why it is so important to compare health plans to find the one that best suits your needs and the needs of your family.The Australian government has been trying to address the problem of long waiting times for elective surgery, since so many Australians have no private health cover and depend on Medicare alone for their health care. But change takes time, particularly when it is dependent upon increased funding at the national level. Since private cover is widely available, and different providers offer a variety of plans and options to suit every budget, your health insurance premium doesn’t have to be beyond reach.By comparing health cover policies, you can find insurance that will safeguard you and your family if you have unexpected health care costs not covered by Medicare. Elective surgery doesn’t always mean cosmetic surgery; cataract removal, gall bladder removal, coronary bypass graft, tonsillectomy, repair of a perforated eardrum all fall under the category of elective surgery. Many conditions that require elective surgery are painful, making the waiting period very difficult.No one is immune from illness or injury; your health insurance can provide peace of mind when it is most needed.An added incentive to purchase private insurance is the 30 percent rebate available to policy owners through the Australian government, which was set up to encourage Australians to purchase private health cover. The rebate increases to 35 percent when you turn 65, and 40 percent when you turn 70. Your health insurance monthly premium will be established according to the cover package you choose, which is why it’s important to compare health plans before choosing one. You may tailor your private plan to your individual needs in order to save money and avoid paying for unnecessary coverage. For instance, if you’re under 35 and beginning a family, you probably don’t need coverage for cataract surgery or hip replacements.When comparing health cover policies, it’s important to understand life stage concerns, which helps determine what coverage is best suited to you according to your age, lifestyle, and level of protection you are looking for. Insurance needs change as we age, and it’s always best to review your health insurance plan yearly to make sure you have all the coverage you need, and aren’t paying for coverage you no longer need.Remember, you can’t put a price on good health. Compare health cover plans that meet your needs and the needs of your family, and rest assured that the safety net you put in place will protect you and your loved ones when the unexpected happens. </p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/comparing-health-plans-elective-surgery-waiting-times,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Using Architects For Creative House Designs</title> <link>https://mnadmms.info/using-architects-for-creative-house-designs,html</link> <comments>https://mnadmms.info/using-architects-for-creative-house-designs,html#comments</comments> <pubDate>Tue, 04 Apr 2023 19:01:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[house designer]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=55</guid> <description><![CDATA[Designing homes is a great deal of work and more so if you don’t know how to go about the process. With the assistance of architects, however, it is now possible to enjoy a smooth ride with your house design needs. They are professionals who will not only bring your design into reality, but also [...]]]></description> <content:encoded><![CDATA[<p> Designing homes is a great deal of work and more so if you don’t know how to go about the process. With the assistance of architects, however, it is now possible to enjoy a smooth ride with your house design needs. They are professionals who will not only bring your design into reality, but also handle all paperwork you need for your house plan and design. You simply will need to explain the design idea you have in mind and wait for the experts to offer you insight and advice at the same time to improve on the results that you get.House Design ProcedureDesigning residential building plans need to be handled in the best way to make the process a success without too much hassle. The architectural procedure of handling the projects starts by understanding your needs as a client through detailed discussions. The expert will then take you through the pros and cons of the house plan and design where you can together come up with schematic floor plans for the same. He will then prepare the floor plans and together you can make necessary changes before finalizing on the plans. Residential elevations can be proposed before the building contractor or labor needs are finalized. This procedure is important to making a house design perfect for you and a good architect will without a doubt make it easy for you.Residential Designs According To WorkThe architect helping you with the house design will make the work easier by categorizing the plan in the works needed for completion. It can be done according to construction materials needed, labor and the interiors among other important house design needs. The city within which the house will be designed is also an important consideration because it will determine things such as materials that are available for the construction.Remember that you will need to make a good choice with the ceilings, bathrooms, décor, walls and even kitchen platforms and the doors. A good architect will help you in making the right choice and even help with the estimation before the project begins. This way, you will find it very easy to end up with a house design that matches with your individual preferences and needs.Importance of House Planning Efforts are needed in designing residential house planning and this is something that can consume lots of energy and time to do. Through proper planning, you will get all tips that you need to ease the load of trying to come up with the best design for your house plans. Hiring an architect will ease your load greatly because he will have all the details that you require in making your project a success. Architects will have the experience needed in making all the right choices.Using experienced insight brings in a sense of creativity to the design plan. It is a simple way of making sure that nothing goes wrong during the construction. You can also be sure that the project will be over successfully within a reasonable period of time when using professionals to cater to your needs. You, in the end, will enjoy a strong and sturdy house that matches your individual tastes and preferences and expectations. </p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/using-architects-for-creative-house-designs,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>8 Top Tips When Buying an Investment Property</title> <link>https://mnadmms.info/8-top-tips-when-buying-an-investment-property,html</link> <comments>https://mnadmms.info/8-top-tips-when-buying-an-investment-property,html#comments</comments> <pubDate>Wed, 22 Mar 2023 15:36:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Investing]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=53</guid> <description><![CDATA[In most countries, purchasing an investment property continues to be one of the most popular ways to invest. The goal of this investment should be to provide you financial freedom and enhance wealth. The problem is many believe that once they get into the venture, it will be a guaranteed, easy success.It is vital you [...]]]></description> <content:encoded><![CDATA[<p> In most countries, purchasing an investment property continues to be one of the most popular ways to invest. The goal of this investment should be to provide you financial freedom and enhance wealth. The problem is many believe that once they get into the venture, it will be a guaranteed, easy success.It is vital you learn how to effectively manage your investment as this will determine whether or not the investment can help you achieve your financial goals. Below are a few tips when buying an investment property:1. Choosing the ideal property at the right pricePurchasing an investment property at the right price is highly critical. It is all about the capital growth when it comes to investing in a property so make sure to choose a property that has a high potential of increasing in value.Always do research. Find out as much as you can about what is selling in a certain area. The more you learn, the more you become skilled in determining the property that is worth investing on. In other words, you will know a bargain when you see it.If you want to acquire valuable data on various locations and properties, get information from lenders and insurers as they have data that can help you avoid selecting the wrong investment property.2. Do Your ComputationsYou should consider property investment as a means of long term type of investment. As this is the case, you need to ensure that you have the budget to maintain your mortgage repayments over the long-term. It is not right to sell your investment property when you are not good and ready since if you are to encounter any financial problems then you might be forced to dispose of the property at the wrong time.It is less expensive to keep an investment property and service the loan once you already own the property. This is because you can get rental payments as well as tax deductions on several of the expenses connected with property ownership. Things will become easier along the way especially that as rent tend to increase over time so will your income.Learn the taxes involved in property investment and include this in your budget. Seek advice from your accountant and learn about stamp duty, capital gains tax and land tax. While interest rates can change over time, as the owner, you can always increase the rental fee to cope with the expenses.3. Get a Reliable Property ManagerUsually, a property manager is a licensed real estate agent whose job is to make sure that things are in order for you and your renter. Your agent can provide you advice, assist you in managing your tenants and help you get the best value for your property.Your agent should be able to teach you about property law as well as the rights and responsibilities of both you and your tenants. The agent can also handle maintenance problems. Except for other emergency repairs, the maintenance costs should get your approval first in advance. Your agent can also assist in finding the right tenants, do background checks as well as make sure tenants pay rent on time.4. Understand the market and the dynamics where you are buying.Search for other properties available in your current area and talk with as many real estate agents and locals as you can. Only get advice from professionals you can trust and make sure to do the leg work. You can use the information in this site to view demographics, average rents, property values, and suburb reports.It will be to your advantage to know about the changes that are planned or are happening in your suburb. For example, knowing about the planned by-pass may quickly enhance the value of your property as this means traffic in the area may reduce.5. Pick the right type of mortgage to suit you.There are a lot of financing options for an investment property. Seek advice in this area to find the option that will be in favour to your financial status.While the interest on an investment property loan is usually deductible, some borrowing costs are not easily deductible. Appropriately structuring your loan is vital and it is best that you seek help from a trustworthy financial advisor about this.When choosing between a fixed rate loan and a variable rate loan, go with the loan that is in favour with your circumstance. Carefully consider both options before you decide. For example, as a variable rate loan can become cheaper overtime, choosing a fixed rate loan at the appropriate time can really be beneficial.Rather than principal and interest, a majority of the investment loans should be created as ‘interest only’ as it can enhance the effectiveness of the tax of your investment especially for a home loan. An ‘interest only’ loan is better compared to principal and interest loan when it comes to investment property since it causes your negative gearing benefit to decrease as you pay down your loan.6. Examine the age and condition of the property and facilities.The condition of your property and facilities can highly affect the profit of your investment. It is vital, that before making a purchase, you hire a professional property inspector to perform comprehensive inspection of the property in order to detect potential issues earlier.7. Make the property attractive to tenantsChoose neutral tones and make sure that your property’s kitchen and bathroom is in good condition. An attractive property can attract better quality tenants. When it comes to purchasing a property, do not only consider what you think is attractive to you. What is attractive to you may not be attractive to some. Remember, that the investment property will be the home of your tenant and not your own.8. Take a long-term view and manage your risksThink of property investment as a long term investment and understand that property prices do not rise right away. The longer you can commit to a property, the better. When you build up equity then you can decide to purchase your second investment property. Avoid being greedy and balance your goal of financial stability and in enjoying your current life. </p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/8-top-tips-when-buying-an-investment-property,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://mnadmms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://mnadmms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Thu, 16 Mar 2023 09:30:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=50</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://mnadmms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://mnadmms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://mnadmms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://mnadmms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://mnadmms.info/fear-and-greed-in-the-market,html</link> <comments>https://mnadmms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Areas Where Interest Rates Matter!</title> <link>https://mnadmms.info/5-areas-where-interest-rates-matter,html</link> <comments>https://mnadmms.info/5-areas-where-interest-rates-matter,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:32:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buyer]]></category> <category><![CDATA[government]]></category> <category><![CDATA[politics]]></category> <category><![CDATA[pricing]]></category> <guid isPermaLink="false">http://mnadmms.info/?p=41</guid> <description><![CDATA[Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I [...]]]></description> <content:encoded><![CDATA[<p>Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.</p><p>1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!</p><p>2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?</p><p>3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?</p><p>4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?</p><p>5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?</p><p>Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!</p>]]></content:encoded> <wfw:commentRss>https://mnadmms.info/5-areas-where-interest-rates-matter,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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