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  22. <title>Peer to Peer Lending Platforms</title>
  23. <link>https://mzjydln.info/peer-to-peer-lending-platforms</link>
  24. <comments>https://mzjydln.info/peer-to-peer-lending-platforms#comments</comments>
  25. <pubDate>Fri, 15 Dec 2023 12:30:49 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Uncategorized]]></category>
  28.  
  29. <guid isPermaLink="false">http://mzjydln.info/?p=62</guid>
  30. <description><![CDATA[&#160; Introduction Peer-to-peer lending platforms have emerged as a game-changer in the financial industry, providing individuals with an alternative way to borrow and lend money. These online platforms connect borrowers directly with lenders, eliminating the need for traditional financial intermediaries such as banks. In this article, we will explore the benefits of peer-to-peer lending platforms [...]]]></description>
  31. <content:encoded><![CDATA[<p><!--[CDATA[<br />
  32. <article>
  33. <figure><mce:noscript><! &lt;img src=&quot;https://tse1.mm.bing.net/th?q=Peer-to-Peer%20Lending%20Platforms&quot; alt=&quot;P2P Lending Platform Peer to peer lending, The borrowers, Peer&quot; width=&quot;640&quot; height=&quot;360&quot; /&gt;--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Peer-to-Peer%20Lending%20Platforms" alt="P2P Lending Platform Peer to peer lending, The borrowers, Peer" width="100%" /></p>
  34. <p>&nbsp;</p>
  35. <h2>Introduction</h2>
  36. <p>Peer-to-peer lending platforms have emerged as a game-changer in the financial industry, providing individuals with an alternative way to borrow and lend money. These online platforms connect borrowers directly with lenders, eliminating the need for traditional financial intermediaries such as banks. In this article, we will explore the benefits of peer-to-peer lending platforms and how they are revolutionizing the way we access and provide loans.</p>
  37. <h2>How Peer-to-Peer Lending Platforms Work</h2>
  38. <p>Peer-to-peer lending platforms operate through an online marketplace where borrowers and lenders can connect. Borrowers create loan listings detailing the amount they need, the interest rate they are willing to pay, and the purpose of the loan. Lenders can then review these listings and choose the ones that align with their investment goals and risk tolerance.</p>
  39. <p>Once a borrower&#8217;s loan listing is funded by one or multiple lenders, the platform facilitates the transfer of funds between the parties. Borrowers make fixed monthly payments, which include both principal and interest, directly to the platform. The platform then distributes these payments to the lenders accordingly.</p>
  40. <h2>The Advantages of Peer-to-Peer Lending Platforms</h2>
  41. <p>Peer-to-peer lending platforms offer several advantages over traditional lending institutions, making them an attractive option for both borrowers and lenders.</p>
  42. <h3>1. Lower Interest Rates</h3>
  43. <p>Peer-to-peer lending platforms often offer lower interest rates compared to traditional banks. This is because they have lower overhead costs and can operate with thinner profit margins. As a result, borrowers can access loans at more favorable terms, saving them money in the long run.</p>
  44. <h3>2. Access to Funding for Borrowers with Limited Credit History</h3>
  45. <p>Traditional banks often rely heavily on credit scores when evaluating loan applications. This can make it challenging for individuals with limited credit history to secure loans. Peer-to-peer lending platforms take a more holistic approach, considering other factors such as income and employment stability. This provides borrowers with limited credit history an opportunity to access funding.</p>
  46. <h3>3. Diversification for Lenders</h3>
  47. <p>Peer-to-peer lending platforms allow lenders to diversify their investment portfolios by spreading their funds across multiple loans. This reduces the risk of default and potential loss of capital. Lenders have the freedom to choose the loans they fund, based on their own risk appetite and investment strategy.</p>
  48. <h2>The Future of Peer-to-Peer Lending Platforms</h2>
  49. <p>The peer-to-peer lending industry is expected to continue growing in the coming years. As technology advances, these platforms will become more user-friendly and efficient. Additionally, regulatory frameworks will evolve to ensure consumer protection and maintain the stability of the lending ecosystem.</p>
  50. <p>Furthermore, the rise of blockchain technology may introduce new possibilities for peer-to-peer lending platforms. Smart contracts and decentralized platforms could enhance transparency, security, and efficiency in the lending process.</p>
  51. <h2>Conclusion</h2>
  52. <p>Peer-to-peer lending platforms have disrupted the traditional lending landscape, offering a viable alternative for borrowers and lenders. With lower interest rates, increased access to funding, and diversified investment opportunities, these platforms have revolutionized the way we borrow and lend money. As the industry continues to evolve, peer-to-peer lending platforms are set to play a prominent role in the future of finance.</p>
  53. <p><span id="more-62"></span></p>
  54. <p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i.pinimg.com/originals/ae/e0/d6/aee0d62c7ad8c7495d520e60dacf597b.png" alt="P2P Lending Platform Peer to peer lending, The borrowers, Peer" width="100%" /></p>
  55. <p>&nbsp;</p>
  56. <div class="mads-block"></div>]]></content:encoded>
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  60. <item>
  61. <title>Car Insurance Comparison Tools</title>
  62. <link>https://mzjydln.info/car-insurance-comparison-tools</link>
  63. <comments>https://mzjydln.info/car-insurance-comparison-tools#comments</comments>
  64. <pubDate>Fri, 15 Dec 2023 12:25:52 +0000</pubDate>
  65. <dc:creator>admin</dc:creator>
  66. <category><![CDATA[Uncategorized]]></category>
  67.  
  68. <guid isPermaLink="false">http://mzjydln.info/?p=60</guid>
  69. <description><![CDATA[Car Insurance Comparison Tools The Importance of Car Insurance Comparison Tools Car insurance is a crucial aspect of owning a vehicle. It provides financial protection in case of accidents, theft, or any damage caused to your car. However, finding the right insurance policy can be a daunting task, especially with the multitude of options available [...]]]></description>
  70. <content:encoded><![CDATA[<p><!--[CDATA[<br />
  71. <article>
  72. <figure><mce:noscript><! &lt;img src=&quot;https://tse1.mm.bing.net/th?q=Car%20Insurance%20Comparison%20Tools&quot; alt=&quot;QuoteWizard launches car insurance comparison tool, posts record profit&quot; width=&quot;640&quot; height=&quot;360&quot; /&gt;--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Car%20Insurance%20Comparison%20Tools" alt="QuoteWizard launches car insurance comparison tool, posts record profit" width="100%" /></p>
  73. <p>Car Insurance Comparison Tools</p>
  74. <h2>The Importance of Car Insurance Comparison Tools</h2>
  75. <p>Car insurance is a crucial aspect of owning a vehicle. It provides financial protection in case of accidents, theft, or any damage caused to your car. However, finding the right insurance policy can be a daunting task, especially with the multitude of options available in the market. This is where car insurance comparison tools come into play.</p>
  76. <h3>What are Car Insurance Comparison Tools?</h3>
  77. <p>Car insurance comparison tools are online platforms or websites that allow you to compare different insurance policies from various providers. These tools simplify the process of finding the most suitable car insurance policy by providing you with an easy-to-understand comparison of coverage options, premiums, deductibles, and other relevant details.</p>
  78. <h3>How do Car Insurance Comparison Tools Work?</h3>
  79. <p>Car insurance comparison tools work by collecting information about your vehicle, driving history, and coverage preferences. They then retrieve quotes from multiple insurance providers based on the provided information. The tools present the quotes in a user-friendly format, allowing you to compare them side by side and make an informed decision.</p>
  80. <h2>The Benefits of Using Car Insurance Comparison Tools</h2>
  81. <p>1. Time and Effort Saving: Instead of manually contacting multiple insurance companies or visiting their websites individually, car insurance comparison tools provide all the necessary information in one place. This saves you time and effort.</p>
  82. <p>2. Cost Saving: By comparing different insurance policies, you can easily find the most affordable option that meets your coverage needs. This helps you save money on premiums.</p>
  83. <p>3. Comprehensive Comparison: Car insurance comparison tools consider various factors such as coverage limits, deductibles, additional benefits, discounts, and customer reviews to provide you with a comprehensive comparison. This ensures that you make an informed decision.</p>
  84. <h2>Tips for Using Car Insurance Comparison Tools</h2>
  85. <p>1. Provide Accurate Information: To get the most accurate quotes, make sure to provide correct and up-to-date information about your vehicle, driving history, and coverage requirements.</p>
  86. <p>2. Compare Multiple Tools: Different car insurance comparison tools may have different insurance providers in their network. To get a wider range of options, it is recommended to compare multiple tools.</p>
  87. <p>3. Consider Customer Reviews: Apart from comparing prices and coverage, also take into account customer reviews and ratings of insurance providers. This can give you insights into their customer service and claim settlement process.</p>
  88. <h2>In Conclusion</h2>
  89. <p>Car insurance comparison tools are invaluable resources for anyone looking to find the best car insurance policy. They simplify the process, save time, and help you make an informed decision. By using these tools, you can ensure that you have the right coverage at the most affordable price.</p>
  90. <p><span id="more-60"></span></p>
  91. <p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/cdn.geekwire.com/wp-content/uploads/2017/04/CarrierCompare-630x512.png" alt="QuoteWizard launches car insurance comparison tool, posts record profit" width="100%" /></p>
  92. <p>&nbsp;</p>
  93. <div class="mads-block"></div>]]></content:encoded>
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  95. <slash:comments>0</slash:comments>
  96. </item>
  97. <item>
  98. <title>Personal Budgeting Apps</title>
  99. <link>https://mzjydln.info/personal-budgeting-apps</link>
  100. <comments>https://mzjydln.info/personal-budgeting-apps#comments</comments>
  101. <pubDate>Fri, 15 Dec 2023 12:17:31 +0000</pubDate>
  102. <dc:creator>admin</dc:creator>
  103. <category><![CDATA[Uncategorized]]></category>
  104.  
  105. <guid isPermaLink="false">http://mzjydln.info/?p=58</guid>
  106. <description><![CDATA[The Importance of Personal Budgeting Managing personal finances is crucial for achieving financial stability and reaching long-term financial goals. However, keeping track of expenses and creating a budget can be challenging and time-consuming. This is where personal budgeting apps come into play. These apps offer a convenient and efficient way to manage your money and [...]]]></description>
  107. <content:encoded><![CDATA[<p><!--[CDATA[<br />
  108. <article>
  109. <figure><mce:noscript><! &lt;img src=&quot;https://tse1.mm.bing.net/th?q=Personal%20Budgeting%20Apps&quot; alt=&quot;54 Best Pictures Best Budgeting Apps 2019 Reddit The 6 Best Budgeting&quot; width=&quot;640&quot; height=&quot;360&quot; /&gt;--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Personal%20Budgeting%20Apps" alt="54 Best Pictures Best Budgeting Apps 2019 Reddit The 6 Best Budgeting" width="100%" /></p>
  110. <h2>The Importance of Personal Budgeting</h2>
  111. <p>Managing personal finances is crucial for achieving financial stability and reaching long-term financial goals. However, keeping track of expenses and creating a budget can be challenging and time-consuming. This is where personal budgeting apps come into play. These apps offer a convenient and efficient way to manage your money and stay on top of your financial situation.</p>
  112. <h3>Features of Personal Budgeting Apps</h3>
  113. <p>Personal budgeting apps provide a range of features that make it easier to track and manage your expenses. These features may include:</p>
  114. <p>- Expense tracking: These apps allow you to easily record and categorize your expenses, giving you a clear overview of where your money is going.</p>
  115. <p>- Budget creation: With personal budgeting apps, you can set up budgets for different categories, such as groceries, transportation, entertainment, and more. This helps you allocate your funds effectively and avoid overspending.</p>
  116. <p>- Bill reminders: Many apps offer bill reminder features, sending you notifications when your bills are due. This helps you avoid late payment fees and stay on top of your financial obligations.</p>
  117. <h3>The Benefits of Using Personal Budgeting Apps</h3>
  118. <p>Using personal budgeting apps offers several benefits:</p>
  119. <p>- Time-saving: These apps automate the process of tracking expenses and creating budgets, saving you time and effort.</p>
  120. <p>- Real-time insights: Personal budgeting apps provide real-time insights into your financial situation, allowing you to make informed decisions about your spending.</p>
  121. <p>- Goal setting: Many apps allow you to set financial goals, such as saving for a vacation or paying off debt. These goals can help motivate you to stick to your budget and make smarter financial choices.</p>
  122. <h3>Popular Personal Budgeting Apps in 2023</h3>
  123. <p>There are several personal budgeting apps available in 2023, each offering unique features and benefits:</p>
  124. <p>- Mint: Mint is a popular app that allows you to link your bank accounts, track your spending, and create budgets. It also provides free credit score monitoring.</p>
  125. <p>- You Need a Budget (YNAB): YNAB focuses on helping users break the cycle of living paycheck to paycheck. It offers budgeting tools, goal tracking, and educational resources.</p>
  126. <p>- PocketGuard: PocketGuard provides an easy-to-use interface that gives you a snapshot of your financial situation. It also offers bill tracking and alerts for potential overages.</p>
  127. <h3>Conclusion</h3>
  128. <p>Personal budgeting apps can be a game-changer when it comes to managing your finances effectively. They offer a range of features that simplify the process of tracking expenses, creating budgets, and reaching financial goals. Whether you choose Mint, YNAB, PocketGuard, or another app, incorporating a personal budgeting app into your financial routine can help you take control of your money and achieve financial peace of mind.</p>
  129. <p><span id="more-58"></span></p>
  130. <p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/cellularnews.com/wp-content/uploads/2019/10/8.png" alt="54 Best Pictures Best Budgeting Apps 2019 Reddit The 6 Best Budgeting" width="100%" /><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i.pinimg.com/originals/0f/df/79/0fdf799cfdc8d511513b407851ba6b7f.png" alt="Personal Budget Apps For Android" width="100%" /></p>
  131. <div class="mads-block"></div>]]></content:encoded>
  132. <wfw:commentRss>https://mzjydln.info/personal-budgeting-apps/feed</wfw:commentRss>
  133. <slash:comments>0</slash:comments>
  134. </item>
  135. <item>
  136. <title>The Metaphysical View of Death and Life After Death Part 1</title>
  137. <link>https://mzjydln.info/the-metaphysical-view-of-death-and-life-after-death-part-1</link>
  138. <comments>https://mzjydln.info/the-metaphysical-view-of-death-and-life-after-death-part-1#comments</comments>
  139. <pubDate>Sun, 02 Apr 2023 02:27:28 +0000</pubDate>
  140. <dc:creator>admin</dc:creator>
  141. <category><![CDATA[Uncategorized]]></category>
  142. <category><![CDATA[Sexuality]]></category>
  143.  
  144. <guid isPermaLink="false">http://mzjydln.info/?p=53</guid>
  145. <description><![CDATA[Humanity throughout the ages have seen death as something loathsome and gruesome; something dreadful, something preferable to avoid at all cost&#8211;that is, if a choice were given&#8211;but without any other option, are forced to succumb for lack of any power over its occurrence. Anticipating the termination of life at an unexpected moment and the possible [...]]]></description>
  146. <content:encoded><![CDATA[<p> Humanity throughout the ages have seen death as something loathsome and gruesome; something dreadful, something preferable to avoid at all cost&#8211;that is, if a choice were given&#8211;but without any other option, are forced to succumb for lack of any power over its occurrence. Anticipating the termination of life at an unexpected moment and the possible prospect of annihilation of self-identity, humanity views death as a state or condition to be feared. This fear is sustained when all around, most of the dying are seen to seemingly suffer in anguish and in agony in the death process. The fear of death is actually man&#8217;s fear of the unknown, and it indicates man&#8217;s bondage to his ignorance which ultimately grows into superstitious expressions. Because of the underlying fear, man attempts laboriously to postpone death through medicine and other means; medical science has, however, not yet found a way to prolong life indefinitely&#8211;or to ease one&#8217;s fears, to offer solace, or to answer profound questions regarding this ancient mystery. Knowing the true nature of death releases man from his bondage to his fears and to the clinging of his varied superstitions pertaining to it. Such knowledge based upon personal experience may be acquired&#8211;beliefs to the contrary places an illusory boundary upon the unfolding soul. Alice Bailey, writing for the Tibetan in &#8220;A Treatise on White Magic,&#8221; refers to man&#8217;s fears regarding death:&#8221;The mind of man is so little developed that fear of the unknown, terrors   of the unfamiliar, and attachment to form have brought a situation where   one of the most beneficent occurrences in the life cycle of an incarnating   Son of God is looked upon as something to be avoided and postponed for as   long a time as possible.&#8221; (1972:494)We can see from her statement that one of the factors that causes man to struggle against death, is the attachment to form. The identification of the Self with the physical form misleads one into thinking that the dissolution of the physical body results in the annihilation of the Self. Sri Sankaracharya, the eminent exponent of Advaita Vedanta, taught that the deluded mind with its beliefs in the reality of form causes bondage to Maya, or Cosmic Illusion. Philosophically speaking, this is the state of duality, and unless man perceives the One Reality underlying the dualistic worlds, and as his true nature, he lives in fear and in a state of slavery. What is Real cannot be destroyed, what is unreal does not exist apart from our false perception and understanding. This is avidya, or ignorance. To apprehend the true state of things is to be truly liberated from death. One&#8217;s consciousness is expanded and raised to a divine estate when Reality is known and death seen for what it really is. What Bailey does not mention is that the soul-process of &#8220;death&#8221; may be experienced in the meditative state. Mystics call this &#8220;dying while living,&#8221; and advanced mystics have reached a state where they may predetermine and trigger the time and process of their physical and mystical deaths&#8211;these are executed with divine permission. Mystical deaths offers one the opportunity to acquire the beautific vision called Marifatullah by Islamic gnostics. We will not dwell on this mystical aspect in this paper but focus more on the physical side of death and dying.Before continuing further, let us first provide a definition of the branch of study dealing with death. The study is properly termed, &#8220;Thanatology&#8221; (from Greek thanatos, &#8220;death&#8221;). The Encyclopedia Britannica explains it thus:&#8221;. . . the description or study of death and dying and the psychological mechanisms of dealing with them. Thanatology is concerned with the notion of death as popularly perceived and especially with the reactions of the dying, from whom it is felt much can be learned about dealing with death&#8217;s approach . . . Generally, psychologists have agreed that there are two overall concepts concerning death that help in understanding the simultaneous processes of living and dying. The &#8220;my death versus your death&#8221; concept emphasizes the irrational belief that while &#8220;your death&#8221; is a certainty, an exemption may be made in &#8220;my case.&#8221; The second concept, &#8220;partial deaths versus total   extinction&#8221; stresses the belief that by experiencing the bereavement following the deaths of friends and relatives, a person is brought as close as possible to realizing &#8220;partial death.&#8221; These experiences colour the individual&#8217;s attitude toward greater personal losses, culminating with the ultimate loss, life itself.&#8221;Thanatology also examines attitudes toward death, the meaning and behaviours of bereavement and grief, and the moral and ethical questions of euthanasia, organ transplants, and life support.&#8221;Thanatology deals with death from various perspectives, from the cultural and anthropological standpoint, the clinical, biological, religious, metaphysical, etc. Death itself is defined in dictionaries as &#8220;an extinction of life,&#8221; the &#8220;ceasing to be.&#8221;Ordinarily, the average person would avoid talking or thinking about death. When chosen as a topic for discussion, for instance, the subject is frequently and promptly relegated to the background of life&#8217;s many &#8220;evil&#8221; necessities and often spoken in hushed tones. Death has always been a taboo subject in unenlightened social circles. Man&#8217;s present negative attitude and understanding of the nature of death may cause self-inflicted suffering, torment, and pain. Man&#8217;s lack of understanding of the truth of death is mainly the result of a deficiency in the knowledge of spiritual verities, and in an absence of spiritual awareness. Religious doctrines and materialistically-oriented educational systems have inadvertently encouraged man&#8217;s negative attitude towards death. They paint horrible conditions of the after-death state, ranging from eternal punishment and torture in fashions exceeding the cruelties and atrocities of the Inquisition, to the materialistic view of nihilism and annihilation. Religion and the academic institutions offer no real comfort or solace to those whose loved ones have faced the great change. The only recourse for individuals seeking a greater understanding of death is by acquiring metaphysical knowledge concerning its nature and by developing a greater awareness of multi-dimensional life; for life simply is, it cannot cease to be. Life is Real and eternal for it is not compounded. Forms are compounded, therefore, they are evanescent. Clinging and being attached to what is temporal, and from the point of view of the Absolute as &#8220;illusory,&#8221; makes one often feel threatened to life&#8217;s varied circumstances.In order to be relieved from suffering in the form of bereavement and anguish, humanity as a whole would have to be re-educated as to the true nature of death, its value, its process, and regarding the state of life after the great transition. One&#8217;s frame of reference for personal existence has to be expanded to include multi-dimensional worlds, to one&#8217;s immortal aspect, and not circumscribed to physical matter. Concomitant to this cleansing process of the mind of its false beliefs and notions concerning death&#8211;both the result of social conditioning and brainwashing&#8211;there should also be a search, an investigation into the true purpose of life. For to pass through transition not knowing the purpose of one&#8217;s personal existence is to have lived in vain. It is said that to die well we must first learn to live well, and this is true, for our negative karma and our wrong attitudes and apprehension of death causally leads us to pain and suffering in the bardo, the death process&#8211;of which we will deal in later chapters. For this reason it is incumbent upon us all to embark upon the study of thanatology&#8211;the science of death, as understood by metaphysics, to live a worthwhile life, to relieve the sense of suffering, and to efface our misgivings regarding death and the after-death state. Death is simply a transformation, a process analogous to a caterpillar-turned-butterfly through metamorphosis.Our &#8220;fate&#8221; and experiences in the afterlife and in the death process are both determined largely by our karma, beliefs, knowledge (or lack of it), purity, righteousness, and understanding of the mission and purpose of our sojourn in the physical plane. Life in this physical dimension should be seen as an opportunity to mature and to liberate oneself from all mortal restrictions even though functioning through an organic vessel. Some people experiencing the vicissitudes and hardships of life often complain that it was not their wish to be born, implying that it was not their wish to live or to be here in this physical world, and yet, in this they contradict themselves by expressing a fear of death, saying that they do not wish to die&#8211;implying that they wish to live. Such inconsistencies reflect the state of non-awareness of spiritual realities and verities. Death should be perceived as an initiation into the higher mysteries of Nature. It is thus one of the most important events in one&#8217;s spiritual journey. Mastery of one&#8217;s life, of one&#8217;s lower self, and service to the Higher Intelligences, is the wise preparation for this great initiatory experience.In ancient cultures, the existence of the afterlife was taken for granted. In former eras there have been concepts or beliefs in the afterlife such as the &#8220;Happy Hunting Grounds&#8221; &#8220;Olympus&#8221; and the &#8220;Elysian Fields.&#8221; The spiritual instincts of early and modern man have always rebelled against the idea of death, and rightly so, for death in reality is non-existent, but the average person is normally unaware and ignorant of this truth, or he chooses to ignore it for some unknown reason. Death should not be looked upon as an ultimate chapter or conclusion of one&#8217;s life, for death is simply a change, a passing, a transition to a different plane of consciousness, a different dimensional activity. Orthodox, or conservative scientists in conformity with Einstein&#8217;s equation, &#8220;E=mc2,&#8221; tell us that nothing in the universe can be destroyed, that there can only be a transformation, a change or conversion of the patterns of energy-fields; this is the economy of life which is acknowledged as a law of the Cosmos; and yet, although furnished with this scientific theorem and understanding, these same scientists are skeptical concerning the survival of the personal consciousness or &#8220;awareness-principle,&#8221; as Tibetan Buddhists designate it. Mainstream science, although faced with many positive data concerning the survival of the consciousness acquired by researchers in the paranormal and related fields, still express incredulity as to its reality. Why is it that the life-force, soul, and consciousness are not seen by these scientists as energy-fields, just as all objects down to their minuscule component, the electrons, protons and neutrons are known to be such? More succinctly, why do scientists not recognize the soul? Is it, perhaps, because of the unconscious opposition and antagonism towards Religion that has long persecuted Science in the centuries past? From the occult point of view, group minds form living entities or currents of energy with certain qualities in accord with the thoughts and feelings generated by the originators or individuals of the same group-mind. This is called an egregore. Such egregores may have an indefinite life span, living for centuries, and influencing all that comes within its mental and emotional force fields. It is through these egregores that an individual, a scientist, for instance, living in the distant past may influence a scientist living in the present. Prejudicial feelings toward Religion and its tenets, such as its declaration of the living soul that survives the dissolution of the physical body, may therefore, be carried from the past to the present. As can be understood from the above, the antagonism of scientists may not be truly directed to the concept of the afterlife, or soul-survival, but towards religion as a whole, and this discord is an unconscious feeling&#8211;the result of centuries of maltreatment in the hands of Religion&#8211;executed in the name of the Almighty.Investigators and exponents of mainstream science, however, have not proved in their laboratories the cessation of life, and the non-survival of consciousness after death. On the contrary, they are very close to discovering and proving its reality and validity. It would seem that the Veil of Isis is thinning; nevertheless, the question of the survival of consciousness, we feel, can only be satisfactorily and adequately answered to us by personal experience&#8211;through phenomena such as NDEs (Near Death Experience) and the projection of one&#8217;s consciousness and subtle bodies. Without personal experience there would be an element of doubt, the truth would elude our comprehension, and the false delude our understanding. Knowledge pertaining to the the truth of death eliminates fear, pain and sorrow. When one understands the nature and mechanism of life and death, one begins to lead a philosophical and mystical life, open to spiritual verities and impressions. One commences to live in harmony with the forces and laws of Nature, in accord with the purposes of the Divine Plan. Scientists would have to become philosophers and mystics in order to break through any bias constraining their minds from the truth of life after death.It is a fallacy to think that the nature of death and the afterlife state cannot be known while one is embodied and functioning in the three-dimensional sphere. Religious fundamentalism, in general, would have us believe this. Man dies temporarily every night during the sleep-state, and he calls his activities during such a state as &#8220;dreams.&#8221; Man practices death every time he enters the delta-theta state. Poor recollection of one&#8217;s nocturnal activities results in an inadequate comprehension of the nature and relationship between sleep and death. Spiritual development improves the recollection of astral activities and the awareness of the &#8220;no-dream&#8221; state. Refinement of the soul disperses the etheric web at the crown chakra and forms a link between the brain and higher mind allowing for free movement of the personal-consciousness to higher dimensions without a break in awareness. Fundamentally, the only difference between death and the sleep-state is that death is the permanent evacuation of the awareness-principle from the physical body, whereas in sleep it is merely a temporary condition. In death the sutratma, or silver cord, snaps, and the personal-consciousness leaves the physical body to disintegrate and return to the ground from whence it came. In the sleep state, this cord which connects the physical body to the subtle bodies is maintained. Essentially, death is an illusion. Death is actually an interval between two states or planes of consciousness. It eventuates in the return of every component of the microcosm to its proper place. This truth is embodied in the poetic verse of Ovid:&#8221;Four things of man there are: spirit, soul, ghost, flesh;&#8221;These four, four places keep and do possess,&#8221;The earth covers flesh, the ghost hovers o&#8217;er the grave,&#8221;Orcus has the soul, stars do the spirit crave.&#8221;Man has the divine ability to be aware of his being as existing independently of the physical vehicle. This is accomplished in what has come to be called lucid dreaming and astral projection, or &#8220;OBE&#8221; (out-of-the-body experience) as a modern designation for the phenomenon. Like St. Paul, it is possible for all of us to say that we &#8220;knew a man who went to the third heaven,&#8221; and hear of things not suitable for the non-initiate. Death is a change of focus of our consciousness, from one plane to another. This is also accomplished through the above means. Astral projection is an ability that all metaphysicians should seek to acquire&#8211;for it is educational and it opens-up avenues of services that one may render. Most, if not all mystical traditions teach of this occult ability. The practitioner of Taoist Yoga, for instance, learns in the course of his studies how to separate the soul and spirit from the physical body. Advance mystics and occultists are all able to function in full awareness in the physical, astral and mental worlds. Such individuals are not concerned with the arguments of materialists&#8211;arguments stating the non-survival of self, for every mystic knows the truth of the matter through personal experience.Dying, to the initiate, is a science and an art. The technique of death is known to the inter-dimensional consciousness-traveller. The psychonaut is familiar with the many phases of the bardo that leads to one of the &#8220;six realms,&#8221; or to liberation from the cycle of reincarnation. It is the reality of reincarnation that proves to us that we are no stranger to death. We incarnate and pass through the change of death repeatedly until we emancipate ourselves from the wheel of birth and rebirth. We have all met the angel of death countless times and shall meet that specter once again in the future. All religions refer to this life-death cycle, though some metaphorically.Every metaphysician should be familiar with the subject of death, as understood in the esoteric sense, and as to its occult process. In the course of one&#8217;s metaphysical ministry, one would often meet individuals suffering from anguish and bereavement. The metaphysician should be able to offer the kind of solace that goes beyond the service of the burial ceremony and the pronouncement of the words, &#8220;ashes to ashes, dust to dust . . .&#8221; To the dying, and those newly passed-on, the advanced metaphysician should act as a guide to the inner levels of being. He should play the role of Anubis, guiding the departed soul to its proper place. This should be an integral part to any last rites or sacraments given. There is much superstition, fear and ignorance regarding the nature of death among the masses. It, therefore, behooves the metaphysical counselor to play his or her part in enlightening society; and this ministration would benefit humanity as a whole. We feel that this paper should be written to remind metaphysicians of the importance of conveying the truths to the masses regarding the continuity of life, personal identity, and consciousness. One&#8217;s professional image is enhanced when well-equipped with the requisite knowledge. Even though much has been written on the subject of death, with much invaluable information given, we take this opportunity to add some of our own insights and experiences to enrich the existing literature and the storehouse of humanity&#8217;s learning.Copyright © 2006 Luxamore </p>
  147. ]]></content:encoded>
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  149. <slash:comments>0</slash:comments>
  150. </item>
  151. <item>
  152. <title>Home Improvement Loan Rates</title>
  153. <link>https://mzjydln.info/home-improvement-loan-rates</link>
  154. <comments>https://mzjydln.info/home-improvement-loan-rates#comments</comments>
  155. <pubDate>Sat, 01 Apr 2023 22:17:58 +0000</pubDate>
  156. <dc:creator>admin</dc:creator>
  157. <category><![CDATA[Uncategorized]]></category>
  158. <category><![CDATA[Home Improvement]]></category>
  159.  
  160. <guid isPermaLink="false">http://mzjydln.info/?p=50</guid>
  161. <description><![CDATA[Home improvement loan rates are fundamentals that you have to understand if you are thinking of venturing into these kinds of investments. You need to finance your home. This is quite pricey if you are going to constantly improve it when the situation calls for it. By improving your home, you increase its value. Who [...]]]></description>
  162. <content:encoded><![CDATA[<p> Home improvement loan rates are fundamentals that you have to understand if you are thinking of venturing into these kinds of investments. You need to finance your home. This is quite pricey if you are going to constantly improve it when the situation calls for it. By improving your home, you increase its value. Who knows what will happen in the future.You might eventually sell this. At least with all the investment you&#8217;ve been putting into it, you can get ten times your money back if ever you do decide to sell it. All actions that you do in your home can increase its value. That&#8217;s why you need to understand home improvement loan rates. At least you are in the loop of the value of your home. This may vary from kitchen repair to bathroom extension, from constructions of swimming pools to building fences.Regardless, all these improvements in your home can be seen as some kind of investment that you are making in the future. There are different types of home improvement loan rates. It really depends on the kind of mortgage that you signed up for. To give you an idea, there are first mortgage and second mortgage loans. The refinancing solutions really depend on the unsecured loans that you have. In order for you to accurately calculate your home improvement loan rates, you need to have a detailed plan of the changes you want to do in your home.You need to estimate the costs and check what your budget is. You can canvass and compare so that you can have the best deal by getting the appropriate rate which is in accordance with your lifestyle. Here are a couple of questions you can ask yourself whenever you are canvassing for home improvement loan rates. First and foremost, you need to check whether the improvements that you want to do in your home can certainly increase the value of your home.If it can, then the loan you applied for is definitely a profit that you can maximize in the long run. The second concern you should look at is how much the monthly payments would cost. If this is something you can afford, then go for it. Just make sure that you don&#8217;t miss the payment because it will be harder to pay the bill if it amounts too much. You also have to double check the tax implications. If there are possible tax deductions then make sure that the calculation is correct. </p>
  163. ]]></content:encoded>
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  165. <slash:comments>0</slash:comments>
  166. </item>
  167. <item>
  168. <title>The Risks Of Currency Trading &#8211; How To Manage It For Big Gains</title>
  169. <link>https://mzjydln.info/the-risks-of-currency-trading-how-to-manage-it-for-big-gains</link>
  170. <comments>https://mzjydln.info/the-risks-of-currency-trading-how-to-manage-it-for-big-gains#comments</comments>
  171. <pubDate>Sat, 01 Apr 2023 15:58:35 +0000</pubDate>
  172. <dc:creator>admin</dc:creator>
  173. <category><![CDATA[Uncategorized]]></category>
  174. <category><![CDATA[Currency Trading]]></category>
  175.  
  176. <guid isPermaLink="false">http://mzjydln.info/?p=48</guid>
  177. <description><![CDATA[There are big rewards in currency trading and that means risk is present &#8211; without risk, there cannot reward &#8211; PERIOD. However, the risks of currency trading can be managed and controlled and you can then seek huge gains.As soon as you enter a currency trade you are taking a risk how you deal with [...]]]></description>
  178. <content:encoded><![CDATA[<p> There are big rewards in currency trading and that means risk is present &#8211; without risk, there cannot reward &#8211; PERIOD. However, the risks of currency trading can be managed and controlled and you can then seek huge gains.As soon as you enter a currency trade you are taking a risk how you deal with that risk is critical and you can reduce it.Consider a high performance racing car. In the hands of an inexperienced driver the danger of a crash is high &#8211; but in the hands of an experienced driver, the risk is much reduced.Risk can be controlled and reduced, just as with driving a car and lots of other areas of life (including trading forex), you can control it.So how do you reduce the risks of trading currencies?Let&#8217;s look at some simple tips:1. Trade infrequentlySure you can trade for profits everyday but not all trades are equal and you will not have high odds trades&#8217; everyday, so trade sparingly. I know traders who trade less than once a month yet; their profit per annum from their forex trading strategy is over 100%!2. Trade Longer termTrading is all about trading the odds and you don&#8217;t get the high odds trades if &#8211; you day trade or scalp, so avoid these methods of trading.You need to trade longer term and that means forex swing trading, or long term trend following.3. Trade BreakoutsMost major trends start from new highs or new chart lows and although it looks like you maybe missing the best entry point for your trading signal &#8211; your not, because the odds are so heavily in your favour.4. Trade Valid Support and ResistanceIf you trade breakouts, then trade valid support and resistance and this means &#8211; areas that have been tested at least three times, in two different time frames and the more widely spaced apart the better.Look for support and resistance that traders view as Important and breaks are highly psychological.5. Do NOT Look for perfectionSure we all want to buy market bottoms and sell market highs &#8211; but that&#8217;s not the real world of trading. Be prepared to miss the bottom and the top and take the chunk in the middle.If you caught 70% of every big trend you would be very, very rich.6. Confirm!Forget predicting! Confirm each and every move, with momentum indicators to make sure the odds are on your side.If you don&#8217;t know about momentum indicators make them part of your forex education.Never predict this is another word for hoping and guessing and will ensure you lose.7. Don&#8217;t Restrict risk to MuchMany traders like to trail stops or place them to close.While it may appear that the risk is less it&#8217;s not because you have a high odds of being stopped out by random volatility.Let the market breathe and understand volatility and standard deviation of price.If you are trading for big gains the above tips will help you manage and control risk and keep in mind, you have to take risks to make big gains &#8211; but there is a huge difference between trading in a rash way with no thought and a calculated risk which puts the odds on your side.If you trade the odds correctly, you can manage the risks of currency trading and make big long term gains with your currency trading system. </p>
  179. ]]></content:encoded>
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  181. <slash:comments>0</slash:comments>
  182. </item>
  183. <item>
  184. <title>Developing Self Belief</title>
  185. <link>https://mzjydln.info/developing-self-belief</link>
  186. <comments>https://mzjydln.info/developing-self-belief#comments</comments>
  187. <pubDate>Sat, 01 Apr 2023 12:00:44 +0000</pubDate>
  188. <dc:creator>admin</dc:creator>
  189. <category><![CDATA[Uncategorized]]></category>
  190. <category><![CDATA[Mind Development]]></category>
  191.  
  192. <guid isPermaLink="false">http://mzjydln.info/?p=46</guid>
  193. <description><![CDATA[Life with everything but not self belief is something like having everything but not enjoying it. To do whatever you want to do in life you not only need a constant focus on your life goals but a belief in your self that YOU ARE GOING TO DO IT! Still many people don&#8217;t find themselves [...]]]></description>
  194. <content:encoded><![CDATA[<p> Life with everything but not self belief is something like having everything but not enjoying it. To do whatever you want to do in life you not only need a constant focus on your life goals but a belief in your self that YOU ARE GOING TO DO IT! Still many people don&#8217;t find themselves having self belief&#8230;  rather than looking in themselves they search somewhere else a way to develop self belief. Self belief is not something which can be got from outside. It is a trained and developed mindset within an individual, which needs continuous development every time. As an individual, we possess that trait already but we need to just nourish it. Otherwise how can you explain so much developments happening all over with people all over the world playing a very important role in such developments. This very fact shows what a human mind is capable of achieving.Before developing any kind of negative thoughts about yourself,  just go over the following again and again till you are used to it:1.  When you feel that you are not capable of doing something you always wanted to do, tell your self that you are the best!Assure yourself that you are the most powerful and the best part is that you already posses that power&#8230;  you just need to discover it!Just stop thoughts entering your mind that you are weak or less powerful.2.  You as a human being are not just a bundle of mass, but you are born with a powerful mind that can think and take actions. Even the world&#8217;s best known genius like Albert Einstein was said to use less than 10% of his brain. So just imagine what can be done if human mind is used in proper way and right direction&#8230;  it&#8217;s a road to unimaginable achievement and personal growth.3.  You just need not harness good thoughts in your mind but also need to put them into action. Only by putting them into action will u see what self belief can do for you!Just practice putting one thought into action.  This will make your mind getting used to the whole process as you are honing your skills of mastering your mind. Just having mastered your mind you are on your way to direct your life the way you always wanted.By doing the same thing over and over it will become more of a habit and you will be in a much comfortable position training your mind!Thus with a strong mind at your disposal you will realize the ultimate truth that solution to all problems lie within oneself and not in the outside world.It is a technique that quickly and effectively banishes the thoughts that keep you away from moving ahead in your life and beliefs that are dis-empowering you. So let go of what is holding you back in life and move to a path of success, with a powerful mindset! </p>
  195. ]]></content:encoded>
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  197. <slash:comments>0</slash:comments>
  198. </item>
  199. <item>
  200. <title>Server not found</title>
  201. <link>https://mzjydln.info/server-not-found</link>
  202. <comments>https://mzjydln.info/server-not-found#comments</comments>
  203. <pubDate>Sat, 01 Apr 2023 00:53:19 +0000</pubDate>
  204. <dc:creator>admin</dc:creator>
  205. <category><![CDATA[Uncategorized]]></category>
  206. <category><![CDATA[Fashion Design]]></category>
  207.  
  208. <guid isPermaLink="false">http://mzjydln.info/?p=44</guid>
  209. <description><![CDATA[#EANF#]]></description>
  210. <content:encoded><![CDATA[<p>#EANF#</p>
  211. ]]></content:encoded>
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  213. <slash:comments>0</slash:comments>
  214. </item>
  215. <item>
  216. <title>Drug Rehab for Heroin Addiction</title>
  217. <link>https://mzjydln.info/drug-rehab-for-heroin-addiction</link>
  218. <comments>https://mzjydln.info/drug-rehab-for-heroin-addiction#comments</comments>
  219. <pubDate>Sat, 25 Mar 2023 16:55:56 +0000</pubDate>
  220. <dc:creator>admin</dc:creator>
  221. <category><![CDATA[Uncategorized]]></category>
  222. <category><![CDATA[drug rehab]]></category>
  223.  
  224. <guid isPermaLink="false">http://mzjydln.info/?p=42</guid>
  225. <description><![CDATA[Heroin is one of the most dangerous and addictive substances in the world, but drug rehab clinics across the United States help thousands of heroin abusers make lasting recoveries every year. Inpatient, partial hospitalization, and outpatient drug rehab programs help addicts from every walk of life develop effective coping strategies for dealing with stressful, craving-inducing [...]]]></description>
  226. <content:encoded><![CDATA[<p> Heroin is one of the most dangerous and addictive substances in the world, but drug rehab clinics across the United States help thousands of heroin abusers make lasting recoveries every year. Inpatient, partial hospitalization, and outpatient drug rehab programs help addicts from every walk of life develop effective coping strategies for dealing with stressful, craving-inducing situations. Here are some of the most important steps involved in drug rehab for heroin.1. Rapid DetoxDetoxification is a crucial first step for most people attending inpatient addiction treatment. Addicts develop physical dependencies on drugs which consume their thoughts, emotions, and behaviors. Only a successful detox can remove these immediate physical dependencies and allow rehab patients to productively engage their therapies.For people addicted to alcohol, cocaine, or psychotropic drugs, withdrawal symptoms typically last for the duration of their five to fourteen-day detoxes. Though depression, anxiety, acute pain, and other symptoms are hard to endure, they can be effectively managed.However, heroin addicts&#8217; withdrawal symptoms can be dangerous and even life-threatening. People addicted to heroin and other opiates have been known to suffer seizure, cardiac arrest, and heart palpitations as they are deprived of drugs. To speed up the detox process and mitigate these symptoms, rehab clinics often use specialized medications to induce rapid detox for heroin users. Patients undergo days of withdrawal within just hours and can quickly move on to their treatment programs.2. Evidence-Based TherapyThe most effective treatments for heroin addicts are called evidence-based therapies &#8211; those which have been tested, proven, and mandated by private and government agencies alike. Of these, individual counseling sessions with rehab clinicians produce the most long-lasting results.During counseling, heroin abusers uncover the root causes of their addictions. They learn the thought patterns and emotions which drove them to use in the first place, and they develop coping strategies for dealing with their personal addiction triggers. Although inpatient treatments last only one to three months, these strategies serve recovering addicts well for the rests of their lives.Another evidence-based therapy which most addicts attend is group discussion. Rehab clinicians facilitate talks among addicts from inpatient, outpatient, and day / night treatment programs. People who are undergoing treatment for the first time can often gain valuable wisdom and insight from addicts who have relapsed and developed more effective strategies for dealing with cravings.3. Reality TherapyMost successful rehab clinics also use reality therapies. In part, these therapies are designed to teach addicts the difference between situations environments over which they have control &#8211; and those they cannot control. Once they recognize the difference, addicts can make healthy decisions as they face stressful situations in the outside world.Reality therapies are also designed to help addicts connect their clinical treatments with real-world environments. By having residential inpatients cook, clean, and shop for themselves, drug rehab clinics mimic the outside world within the safe confines of their treatment facilities. Once heroin abusers return to society, they are already well-prepared to use what they learned as they face difficult situations and inevitable drug cravings.If you or a loved one is currently struggling with addiction to heroin or other drugs, click the links below to find out about treatment options in your area now. Addiction is a serious disease, but attending a drug rehab program can help you get your life back on track. </p>
  227. ]]></content:encoded>
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  229. <slash:comments>0</slash:comments>
  230. </item>
  231. <item>
  232. <title>Important Steps When Applying For An Australian Business Loan</title>
  233. <link>https://mzjydln.info/important-steps-when-applying-for-an-australian-business-loan</link>
  234. <comments>https://mzjydln.info/important-steps-when-applying-for-an-australian-business-loan#comments</comments>
  235. <pubDate>Sat, 25 Mar 2023 14:42:36 +0000</pubDate>
  236. <dc:creator>admin</dc:creator>
  237. <category><![CDATA[Uncategorized]]></category>
  238. <category><![CDATA[buying]]></category>
  239. <category><![CDATA[employee payments]]></category>
  240. <category><![CDATA[finance]]></category>
  241.  
  242. <guid isPermaLink="false">http://mzjydln.info/?p=40</guid>
  243. <description><![CDATA[Business loans come in all shapes and sizes. There are lots of great reasons why you might be interested in applying for a business loan. You could be looking for startup financing just to get your business going. Or if you have an existing business, you may need to improve your production processes. Some companies [...]]]></description>
  244. <content:encoded><![CDATA[<p> Business loans come in all shapes and sizes.  There are lots of great reasons why you might be interested in applying for a business loan.  You could be looking for startup financing just to get your business going.  Or if you have an existing business, you may need to improve your production processes.  Some companies need extra financing to increase their inventory at times of peak demand.  Still others are looking to buy new equipment or purchase business property.Your first step before you apply for an Australian business loan is to make sure you&#8217;re getting the right kind of business loan.  Do you just need short-term financing or are you looking for long-term money?  The most popular solution for short-term financing is business overdraft protection.  It&#8217;s perfect for dealing with unforeseen expenses that may deplete your working capital.  Your eligibility for business overdraft protection and the line of credit you can obtain depends on what security can offer and your businesses ability to repay.Long-term financing is most often sought for business expansion, construction or equipment purchase.  Most longer-term Australian business loans have a repayment period of one to five years.You should begin by deciding what you will use the financing for and exactly how much money you need. This will help you determine the type of loan you want.  Your next step will be to determine the best place to obtain financing.To be fully prepared to apply for an Australian business loan, you&#8217;ll need to put together complete, up-to-date information about your business.  Specifically you&#8217;ll need a current listing of your assets, liabilities and equity.  Unless your business happens to be a one-man operation, this is something you&#8217;re going to need to get your accountant involved with.  The lender probably won&#8217;t be impressed with notes on a napkin.In addition to the standard business financial documents, you will also need to prepare cash flow projections.  They communicate how money flows in and out of your business.  Your cash flow projections should cover at least the next 12 months.  Even if your income and expenses are variable, they normally even out over a year&#8217;s time.Once you have all your information together, it&#8217;s time to contact your chosen lender and get an application.  Depending on the lender and your location, this may involve picking up a paper application from a branch office.  Many lenders now offer online applications for Australian business loans.In most cases, the lender&#8217;s application and the business documents mentioned above will suffice.  But in some instances, especially if you&#8217;re borrowing a large sum of cash or want to put it to some unusual purpose, the lender may require a more detailed loan proposal.  This may be similar to proposals made what you started your business and could require an updated business plan.If you&#8217;re self-employed and you wish to apply for an Australian business loan, special rules that make things a little easier may apply.  If you or your business have an indigenous connection, or if you&#8217;re looking to finance entry into the import-export market, the Australian government provides special business loan opportunities.Here are a few extra tips to keep in mind when you apply for an Australian business loan:* Even though the low monthly payments might be attractive, you should avoid loans with balloon payments.  There are no guarantees you&#8217;ll have this extra sum of money when it comes due at the end of the loan.* Beware of loans with negative amortization.  If you pay less interest than is being charged, your balance will actually go up.* Never agree to a loan that includes prepayment penalties.  If things go exceptionally well and you want to erase your debt, there&#8217;s no reason why you should pay extra for the privilege.Finally, when you receive your Australian business loan, read the entire loan document before signing it and never, ever sign a document with blank lines that can be filled in later.The health of small businesses is vital to the health of the entire economy.  For this reason, lenders are generally supportive when you apply for an Australian business loan.  It provides you with the cash you need and it&#8217;s profitable for the lender is well.  In the end, your employees and the economy in general also benefit.  It&#8217;s one of those rare situations in which everybody wins. </p>
  245. ]]></content:encoded>
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