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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>njflmln.info</title> <atom:link href="http://njflmln.info/feed" rel="self" type="application/rss+xml" /> <link>https://njflmln.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 20:13:05 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Socially Responsible Investing SRI</title> <link>https://njflmln.info/socially-responsible-investing-sri</link> <comments>https://njflmln.info/socially-responsible-investing-sri#comments</comments> <pubDate>Fri, 15 Dec 2023 12:32:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://njflmln.info/?p=58</guid> <description><![CDATA[  Understanding Socially Responsible Investing (SRI) Socially Responsible Investing (SRI), also known as sustainable investing, has gained significant popularity in recent years. It involves investing in companies and funds that align with your values and have a positive impact on society and the environment. SRI allows investors to make a difference while also potentially earning [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Socially%20Responsible%20Investing%20%28SRI%29" alt="PPT SRI Socially Responsible Investing PowerPoint Presentation, free" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Socially%20Responsible%20Investing%20%28SRI%29" alt="PPT SRI Socially Responsible Investing PowerPoint Presentation, free" width="100%" /></p><p> </p><h2>Understanding Socially Responsible Investing (SRI)</h2><p>Socially Responsible Investing (SRI), also known as sustainable investing, has gained significant popularity in recent years. It involves investing in companies and funds that align with your values and have a positive impact on society and the environment. SRI allows investors to make a difference while also potentially earning returns on their investments.</p><h2>The Growth of SRI in 2023</h2><p>In 2023, SRI is expected to continue its upward trend as more individuals and institutional investors recognize the importance of incorporating environmental, social, and governance (ESG) factors into their investment decisions. The COVID-19 pandemic has further highlighted the need for sustainable and responsible investing, leading to a surge in demand for SRI options.</p><h2>The Benefits of SRI</h2><p>One of the key benefits of SRI is the ability to invest in companies that are actively working towards sustainability and social responsibility. By investing in these companies, individuals can support initiatives such as renewable energy, climate change mitigation, and fair labor practices.</p><p>SRI can also provide financial benefits. Numerous studies have shown that companies with strong ESG practices tend to outperform their peers in terms of long-term financial performance. Additionally, SRI allows investors to diversify their portfolios and reduce exposure to companies with poor sustainability records, thus potentially reducing risk.</p><h2>Investment Strategies in SRI</h2><p>There are various investment strategies within the realm of SRI. Some investors choose to invest in companies that focus on specific ESG themes, such as clean energy or gender equality. Others opt for a negative screening approach, excluding companies involved in controversial industries like tobacco or weapons manufacturing.</p><p>Another popular strategy is shareholder activism, where investors use their voting rights to influence company policies and practices. By engaging with companies and advocating for positive change, investors can drive improvements in areas such as diversity and inclusion, environmental impact, and corporate governance.</p><h2>Challenges and Considerations</h2><p>While SRI presents numerous opportunities, it also comes with its own set of challenges. One of the main challenges is defining what constitutes socially responsible. Different investors may have varying definitions and priorities when it comes to ESG factors, making it important to thoroughly research and understand the investments being made.</p><p>Another consideration is the potential trade-off between financial returns and social impact. Some investors worry that prioritizing social responsibility may lead to lower financial returns. However, studies have shown that this is not necessarily the case, and that sustainable investing can be financially rewarding.</p><h2>The Future of SRI in 2023 and Beyond</h2><p>As we move forward in 2023 and beyond, the importance of SRI is only expected to grow. Investors are becoming more conscious of the impact their investments can have on the world, and they are demanding greater transparency and accountability from companies. This trend is likely to result in increased adoption of sustainable investment practices and the development of innovative financial products tailored to meet the needs of socially responsible investors.</p><h2>Conclusion</h2><p>Socially Responsible Investing (SRI) has emerged as a powerful investment approach that allows individuals to align their financial goals with their values. In 2023, SRI is expected to continue its growth, driven by increasing awareness of the need for sustainable and responsible investing. By considering ESG factors and investing in companies that prioritize social and environmental considerations, investors can make a positive impact while potentially earning attractive returns.</p><p><span id="more-58"></span></p><p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/static.twentyoverten.com/content/social/socially-responsible-investing-sri-is-trending-in-2020-if-you-havent-considered-it-heres-what-might-change-your-mind.jpg" alt="Socially Responsible Investing (SRI) Is Trending in 2020. If You Haven" width="100%" /></p><p> </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://njflmln.info/socially-responsible-investing-sri/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Risk Assessment in Investing</title> <link>https://njflmln.info/risk-assessment-in-investing</link> <comments>https://njflmln.info/risk-assessment-in-investing#comments</comments> <pubDate>Fri, 15 Dec 2023 12:27:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://njflmln.info/?p=56</guid> <description><![CDATA[  Introduction Investing in any financial market involves a certain level of risk. Whether you are a seasoned investor or just starting out, it’s important to understand the concept of risk assessment. By evaluating and managing potential risks, investors can make more informed decisions and minimize the chances of financial loss. What is Risk Assessment? [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Risk%20Assessment%20in%20Investing" alt="Risk Assessment Questionnaire 9+ Examples, Format, Pdf Examples" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Risk%20Assessment%20in%20Investing" alt="Risk Assessment Questionnaire 9+ Examples, Format, Pdf Examples" width="100%" /></p><p> </p><h2>Introduction</h2><p>Investing in any financial market involves a certain level of risk. Whether you are a seasoned investor or just starting out, it’s important to understand the concept of risk assessment. By evaluating and managing potential risks, investors can make more informed decisions and minimize the chances of financial loss.</p><h2>What is Risk Assessment?</h2><p>Risk assessment is the process of identifying and analyzing potential risks associated with an investment. It involves evaluating various factors such as market volatility, economic conditions, industry trends, and company-specific risks. By assessing these risks, investors can determine the likelihood of negative outcomes and take appropriate measures to mitigate them.</p><h3>Types of Risks in Investing</h3><p>There are several types of risks that investors need to consider:</p><h3>1. Market Risk</h3><p>Market risk refers to the possibility of financial loss due to factors affecting the overall market. These factors include economic recessions, political instability, natural disasters, or changes in interest rates. Market risk cannot be eliminated entirely but can be managed through diversification and hedging strategies.</p><h3>2. Credit Risk</h3><p>Credit risk arises when a borrower fails to repay the principal or interest on a loan or debt instrument. It can occur in corporate bonds, government bonds, or loans to individuals or businesses. Investors can minimize credit risk by investing in high-quality bonds and conducting thorough credit analysis.</p><h3>3. Liquidity Risk</h3><p>Liquidity risk refers to the possibility of not being able to buy or sell an investment quickly without causing a significant price change. This risk is more prevalent in less liquid markets or when investing in illiquid assets such as real estate or private equity. Investors should assess the liquidity of an investment before making a decision.</p><h3>4. Operational Risk</h3><p>Operational risk involves the potential for losses due to inadequate or failed internal processes, people, or systems. It includes risks such as fraud, errors, system failures, or legal and regulatory non-compliance. Investors should consider the operational risk of the investment firm or company before investing.</p><h3>5. Country Risk</h3><p>Country risk refers to the potential negative impact on investments due to political, economic, or social factors specific to a particular country. Factors such as political instability, currency devaluation, or trade restrictions can significantly affect investments in that country. Investors should evaluate the country risk before investing in international markets.</p><h2>How to Assess Risk in Investing?</h2><p>Assessing risk in investing involves a systematic approach. Here are some steps to consider:</p><h3>1. Identify Potential Risks</h3><p>Identify potential risks by analyzing market conditions, economic indicators, industry trends, and company-specific factors. Consider both internal and external risks that can impact your investment.</p><h3>2. Evaluate Probability and Impact</h3><p>Evaluate the probability of each identified risk occurring and assess its potential impact on your investment. This step helps prioritize risks and allocate resources accordingly.</p><h3>3. Develop Risk Mitigation Strategies</h3><p>Once risks are identified and evaluated, develop strategies to mitigate or manage them. This may involve diversifying your portfolio, setting stop-loss orders, or using hedging instruments such as options or futures contracts.</p><h3>4. Monitor and Review</h3><p>Regularly monitor and review your investment portfolio to identify any new risks or changes in existing risks. Stay updated with market news, economic indicators, and company-specific developments.</p><h2>Conclusion</h2><p>Risk assessment is an essential part of investing. By understanding and evaluating potential risks, investors can make informed decisions and minimize financial losses. It’s crucial to adopt a systematic approach and regularly review your investment portfolio to ensure it aligns with your risk tolerance and financial goals.</p><p><span id="more-56"></span></p><p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/smartzonefinance.com/wp-content/uploads/2018/10/investment-a03-g02-v02-1080x920.png" alt="What Types Of Risks Should I Be Concerned About When Investing" width="100%" /></p><p> </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://njflmln.info/risk-assessment-in-investing/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Building a Diversified Portfolio</title> <link>https://njflmln.info/building-a-diversified-portfolio</link> <comments>https://njflmln.info/building-a-diversified-portfolio#comments</comments> <pubDate>Fri, 15 Dec 2023 12:19:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://njflmln.info/?p=54</guid> <description><![CDATA[Introduction As an investor, one of the key strategies to minimize risk and maximize returns is to build a diversified portfolio. A diversified portfolio is a mix of different types of investments that work together to reduce the impact of any single investment’s performance. In this article, we will explore the importance of diversification and [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Building%20a%20Diversified%20Portfolio" alt="Diversification What It Is and How to Apply It" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Building%20a%20Diversified%20Portfolio" alt="Diversification What It Is and How to Apply It" width="100%" /></p><h2>Introduction</h2><p>As an investor, one of the key strategies to minimize risk and maximize returns is to build a diversified portfolio. A diversified portfolio is a mix of different types of investments that work together to reduce the impact of any single investment’s performance. In this article, we will explore the importance of diversification and provide tips on how to build a diversified portfolio in the year 2023.</p><h2>The Benefits of Diversification</h2><p>Diversification serves as a risk management tool for investors. By spreading investments across various asset classes, such as stocks, bonds, real estate, and commodities, individuals can mitigate the risk associated with any one investment. This strategy allows investors to potentially earn consistent returns even if some investments underperform.</p><h3>1. Asset Allocation</h3><p>One of the first steps in building a diversified portfolio is to determine the appropriate asset allocation. This involves deciding how much of your investment capital should be allocated to different asset classes. The allocation should align with your financial goals, risk tolerance, and time horizon. It is recommended to consult with a financial advisor to determine the optimal asset allocation for your specific situation.</p><h3>2. Invest in Different Sectors</h3><p>Another important aspect of diversification is investing in different sectors of the economy. By spreading investments across sectors such as technology, healthcare, finance, and consumer goods, you can reduce the impact of a downturn in any one sector. This ensures that your portfolio remains resilient even if a particular sector experiences a decline.</p><h3>3. Consider International Investments</h3><p>Expanding your portfolio to include international investments can provide additional diversification benefits. Investing in companies and assets from different countries can help reduce the risk associated with a single country’s economic performance. It also allows you to participate in the growth of emerging markets and access opportunities not available domestically.</p><h3>4. Include Different Investment Vehicles</h3><p>Diversification also involves spreading investments across various investment vehicles. This can include stocks, bonds, exchange-traded funds (ETFs), mutual funds, and real estate investment trusts (REITs). Each investment vehicle has its own risk and return characteristics, allowing you to balance your portfolio’s risk profile.</p><h2>Conclusion</h2><p>Building a diversified portfolio is crucial for long-term investment success. By spreading your investments across different asset classes, sectors, and countries, you can reduce risk and increase the likelihood of consistent returns. Remember to regularly review and rebalance your portfolio to maintain the desired level of diversification. Seek guidance from a financial advisor to ensure your portfolio aligns with your financial goals and risk tolerance. Start building your diversified portfolio today to secure a strong financial future.</p><p><span id="more-54"></span></p><p><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/sp-ao.shortpixel.ai/client/q_lqip,ret_wait/https://i2.wp.com/wealthdesk.in/wp-content/uploads/2022/01/Diversifies-Portfolio-in-ETF_15Jan.png" alt="Building All ETF Diversified Portfolio WealthDesk" width="100%" /></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://njflmln.info/building-a-diversified-portfolio/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>You Need To Keep Fit To Play Sports</title> <link>https://njflmln.info/you-need-to-keep-fit-to-play-sports</link> <comments>https://njflmln.info/you-need-to-keep-fit-to-play-sports#comments</comments> <pubDate>Sun, 02 Apr 2023 02:36:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Other Sports]]></category> <guid isPermaLink="false">http://njflmln.info/?p=49</guid> <description><![CDATA[It is a mistake to believe that playing a sport will keep you fit! Much depends on the level of fitness you wish to achieve.Playing a sport will, of course, benefit you over doing no exercise at all, but it is an undisputed fact that if you only participate in a sport say once or [...]]]></description> <content:encoded><![CDATA[<p> It is a mistake to believe that playing a sport will keep you fit! Much depends on the level of fitness you wish to achieve.Playing a sport will, of course, benefit you over doing no exercise at all, but it is an undisputed fact that if you only participate in a sport say once or twice a week, then this is not going to make you fit. In fact, if you play a particularly demanding sport, such as squash or rugby etc. then you must definitely do some physical training to keep in the best of fitness. As you get older, it can be very stressing on the body to play squash.It is for this reason that most people who take part in sport, to a reasonable standard, also take there training seriously. The training must also be of a specific kind to meet the particular sport in question.It is of no use doing long marathon type of training if you are a 100 yard sprinter, the requirements are completely different. We have sports that are of an anaerobic nature, other that are aerobic and yet others that are somewhere between aerobic and anaerobic.However, it is very important to get expert advice on the correct way to train for your particular sport. As a tennis coach, we like other sports have a periodisation plan, i.e. covering long term goals and short term goals and taking into consideration the necessity to peak at the correct competition times. In broad terms, we do our strength and endurance training to start with; then introduce speed and specific movement training, combining the two 50/50 and finally very specific tennis training.This shows the importance of getting some good advice, taking into consideration what you want to achieve, but be careful in thinking that by doing the same exercise week in and week out, that your body will be receiving it’s best results. You could be wrong. </p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/you-need-to-keep-fit-to-play-sports/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Search Results</title> <link>https://njflmln.info/search-results</link> <comments>https://njflmln.info/search-results#comments</comments> <pubDate>Sat, 01 Apr 2023 22:26:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[EducationReference]]></category> <guid isPermaLink="false">http://njflmln.info/?p=47</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/search-results/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Handle Payday Loans</title> <link>https://njflmln.info/how-to-handle-payday-loans</link> <comments>https://njflmln.info/how-to-handle-payday-loans#comments</comments> <pubDate>Sat, 01 Apr 2023 16:06:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[PayDay Loans]]></category> <guid isPermaLink="false">http://njflmln.info/?p=44</guid> <description><![CDATA[Payday loans are not really that bad. Sometimes, getting help is something that people need. So if you feel like you are in need of something like a payday loan, then don’t feel bad. Read along a get a thing or two about them..If you’ve been scammed or ripped of by some loan agency, it [...]]]></description> <content:encoded><![CDATA[<p> Payday loans are not really that bad. Sometimes, getting help is something that people need. So if you feel like you are in need of something like a payday loan, then don’t feel bad. Read along a get a thing or two about them..If you’ve been scammed or ripped of by some loan agency, it is advisable to go viral and let it be known to the internet. While there’s a slight chance of you getting your money back, you will be helping others avoid falling into the same trap..Unless it’s really needed, never extend your payday loans. Interest rates are very high for these types of loans and it may be difficult to pay it off once extended. Payday loans are intended as short term solutions only.If you somehow feel that a payday loan is not doing their job as agreed, don’t hesitate to report them. There are a lot of great loan companies, but a lot of scammers or fakes are also growing its numbers. Reporting such incidents to state agency can help prevent these fake loan agencies to grow.For starters, never lie on your loan application. Lying – though tempting if you’re desperate to get your loans approved or a higher loan amount – is in fact considered a fraud, where in you will be charged criminally for.Never try to avoid paying back a loan by closing your account where the check is linked to. Doing so can make you held accountable for extremely high interest and fees. As well as getting you into a legal mess.On the other side, once you’ve been treated illegally by your loan agency, Make sure a complaint will be filed legally as well. The loan provider will just be free to continue its operations until a complaint has been filed. Some may even resort to violence just to get their money back from borrowers.If you find yourself always needing a payday loan to get the day by, better check on your spending habits. Payday loans are very close to loan sharking, in a legal way. They should only be your last resort for emergencies. But even so, there are still better options.And as always, numerous calls from your loan company should be expected. Information you provide should be verified by them and that means they will be contacting you. They need to talk to you in person before approving the loan. Therefore, make sure the number you provided is right and is the number you always use personally or at work. The longer they get to contact you, the longer the approval will be as well.Now that you have a better knowledge about dealing with these types of loans you should now be more confident and smart about getting one. Not having a clear understanding about how these loans work is usually the reason why a lot of people don’t get their loans approved. But now you can make a more informed and wise decision. </p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/how-to-handle-payday-loans/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Gravity and Spirituality – The Two Universal Laws Discovered by Men</title> <link>https://njflmln.info/gravity-and-spirituality-the-two-universal-laws-discovered-by-men</link> <comments>https://njflmln.info/gravity-and-spirituality-the-two-universal-laws-discovered-by-men#comments</comments> <pubDate>Sat, 01 Apr 2023 12:09:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spirituality]]></category> <guid isPermaLink="false">http://njflmln.info/?p=42</guid> <description><![CDATA[It is said that Newton was sitting under an apple tree when he saw an apple falling on the ground. Before him, billions of people must have seen an apple falling on the ground but they might have considered it too natural to pay any attention to such events. However, Newton on seeing the apple [...]]]></description> <content:encoded><![CDATA[<p> It is said that Newton was sitting under an apple tree when he saw an apple falling on the ground. Before him, billions of people must have seen an apple falling on the ground but they might have considered it too natural to pay any attention to such events. However, Newton on seeing the apple falling thought that there must be some cause for this event. He then noticed that every single thing falls on Earth as earth attracts everything towards it and this led to the discovery of gravity. He subsequently found that the force due to gravity applies on every single mass and he gave the universal law of gravitation that is equally valid for the micro world of atom to the macro world of universe.The simple discovery of gravity has changed the destiny of the man as Newton discovered many important laws simply by observing the cause and effect and a new branch of knowledge called science was born which formulated the natural laws of the material things based on cause and effect..Even after the tremendous progress made by science post the discovery of gravity, no one really knows the source of gravity. While earlier scientists suspected that gravity must by in the form of waves like electromagnetic waves, Einstein proved that gravity is due to curvature of space-time continuum. He also ruled out gravitational waves as he established by his General Theory of Relativity which established that the forces of the attraction due to gravity is exactly the same as the attraction due to acceleration of the moving bodies in space.Thus even though, scientists are not sure what causes gravity but they know that it exists and it can be measured and defined.The Universal Law of SpiritualityMany thousands years before Newton, men discovered another universal law of nature whose source is not yet known fully to man.This law is called “spirituality”.This law was revealed by Jesus in one of his first sermonIt is written. “Man does not live on bread alone, but on every word that comes from the mouth of God.” (Mathew 4:4)What comes from the mouth of God is spirituality as it is believed in Christianity that Holy Spirit represents the Trinity of God. Thus God is the source of spirituality just like mass of the particle is the source of gravity. From thousands of years, people believed God though none had seen God because they could see the effect and the effect is always the due to a cause.Thought a true understanding of God still eludes man, yet men have realized the omnipresence of a force that attract all people and indeed all creatures towards each other. The existence of love, compassion, justice, sympathy, empathy does establish the presence of God that is present in every single creature of the universe as Jesus said that the kingdom of God is within you.The Manifestations of SpiritualityIt is the greatest truth of the world that we feel pain when we see pain in others as if the person is connected with us through some invisible chord. This feeling is so natural that when we see such pain even in movies or even in fiction, we can’t stop our tears. Even when an animal is slaughtered before our eyes, we tend to close our eyes as we can’t escape from the pain of an animal. The feeling of pain is real as if the same pain is induced on us rather than on the other being.Similar is the concept of justice. Whenever we see injustice against any individual, we simply can not withstand it. It is well known fact that whenever, a powerful man humiliates a weak man, people resists such injustice and support the man who is weak. The only exception is when we are not independent as either we are ourselves the tormentor of the tormentor is one whom we love.This law of love for another person is so common that people often call it humanism or humanism and they extend the meaning of humanity even beyond the human beings. Thus even the killing of innocent animals is often called “inhuman”. It is because; the most natural desire of man is to become “humane” by showing love and kindness to all creatures.And this law of humanity is same as the laws of spirituality extended in the domain of human race.The Attractive Force of SpiritualityJust like every material object feels attracted toward another material and the force is proportional to the mass of the object, every human being feels the attraction towards a more spiritual person. A person who is more spiritual attracts other people with a stronger force just like the heavy mass of earth attracts every single matter towards it with higher force.Buddha explained this law of nature in the following words”Even those who, by their evil karma have been born in low degree, when they a virtuous man, feel reverence for him.” (The Gospel of Buddha : XXV 15)He further explains this universality of law”This truth (Spirituality) is not for hermit alone; it concerns every human being, priests and layman alike. There is no distinction between the monk who has taken the vows, and the man of the world living with his family.” (The Gospel of Buddha : XXV 28)The Causes of EvilIt is most natural to question the universal law of spirituality on the ground that if it is natural for man to be spiritual, why there are so much hatred and evil in the world. This truth was symbolically explained in Bible when the Adam and Eve ate from the tree of the knowledge of good and evil against the will of God.The cause of all evils in the world lies in the improper knowledge of good and evil in the world. Men defined good and termed everything that was opposite to their concept of Good as Evil. Instead of understanding the good and evil are complementary to each other and two sides of the same coin, they sought to make a world that has only goodness as defined by them. This attempt was as foolish as believing that a world with only light (day) would be better than the world which has both light (day) and darkness (night).In reality the night is as important as day.It can be easily observed that cause of all hatred and injustice in this world is due to our fault in understanding good and evil. For example, the religious leaders defined people following other religions as evil and all Gods except their own God as false.The concept of nationalism taught the man that it was the duty of the man to fight for their nation and defeat the (people of) the other nations. The concept of Imperialism gave some chosen people the right to rule other people. The concept of racism made the people of some races superior to others without any valid reason. The followers of communism became the enemy of democracy and freedom.Behind every evil there is a man-made concept of good and evil as the good of one man is often the evil of another man. This has caused all the wars and conflicts in the world as the man devoid of spirituality find no common truth in all ideologies and consider it their duty to fight for their ideology and defeat the other ideologies.Yet love, justice, humanity, compassion have always survived as spirituality is eternal and the most universal law of the universe.The Truth of Spirituality<br />Spirituality is the biggest truth of the world. Yet it is impossible to be defined as spirituality is matter of self-realization. A person automatically becomes spiritual once he breaks away from the man made laws and seeks to discover the universal laws that exist in every religion and philosophy. This stage of the man is often called Enlightenment since the light of truth emerges from within due to knowing the truth directly from experience. </p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/gravity-and-spirituality-the-two-universal-laws-discovered-by-men/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Server not found</title> <link>https://njflmln.info/server-not-found</link> <comments>https://njflmln.info/server-not-found#comments</comments> <pubDate>Sat, 01 Apr 2023 01:01:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://njflmln.info/?p=40</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/server-not-found/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Business Loan – Quick Way of Borrowing Money</title> <link>https://njflmln.info/online-business-loan-quick-way-of-borrowing-money</link> <comments>https://njflmln.info/online-business-loan-quick-way-of-borrowing-money#comments</comments> <pubDate>Sat, 25 Mar 2023 13:39:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[buying]]></category> <category><![CDATA[employee payments]]></category> <category><![CDATA[finance]]></category> <guid isPermaLink="false">http://njflmln.info/?p=38</guid> <description><![CDATA[Money is the lubricant of all business activity. In today’s competitive market, every business needs sufficient resources to survive. A business cannot survive just because it has a better product, an exclusive market or the best method of distribution. The catalyst required for progress is money. Lack of sufficient resources may lead company’s growth on [...]]]></description> <content:encoded><![CDATA[<p> Money is the lubricant of all business activity. In today’s competitive market, every business needs sufficient resources to survive. A business cannot survive just because it has a better product, an exclusive market or the best method of distribution. The catalyst required for progress is money. Lack of sufficient resources may lead company’s growth on decline. But now with online business loan, you have privilege to fulfill your business need with a single click.Online business loans are used by business owners who are in need of funds for the future prospect of their business. It can be used to meet the start up costs, expansion of the business, capital investments, and refinancing of business debt.Need for cash may come any time in business and with online business loan, we can easily access the loan without delay. An online application involving details of the business person’s loan requirements, repayment duration, and purpose of the loan and credit score details enables the lenders to grant the loan quickly.Like other loans, it is also of two kind-secured and unsecured. A secured online business loans are approved against the borrower’s valuable property, residential or commercial assets or the business itself. It facilitates you to borrow large amount of money with long repayment tenure at low rate of interest.But if you do not want to put your property at risk then unsecured online business loan will be right option for you to avail. The approval of this loan is comparatively fast and quick. You need to submit your income proof and documents related with your current repaying capacity.While applying for the online business loans you must be updated with the following things:o Complete Business plano financial statemento Collateral in case of securedo Proof of ownerso Credit historyBorrower with bad credit history can also avail online business loans regardless of credit score i.e. CCJs, IVA, arrear, defaulters, etc. In fact, it would be an opportunity for you to mend your credit status by making the payment in time. </p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/online-business-loan-quick-way-of-borrowing-money/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Commercial Business Loans – Freedom From Financial Burden</title> <link>https://njflmln.info/commercial-business-loans-freedom-from-financial-burden</link> <comments>https://njflmln.info/commercial-business-loans-freedom-from-financial-burden#comments</comments> <pubDate>Sat, 25 Mar 2023 10:59:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[business loan]]></category> <guid isPermaLink="false">http://njflmln.info/?p=35</guid> <description><![CDATA[Sustaining your business needs and expenses on a day to day basis is always a daunting task. You must have a constant influx of funds and in the absence of it; you may face of lot of complications. This is where; you can seek the assistance of commercial business loans, where in you can access [...]]]></description> <content:encoded><![CDATA[<p> Sustaining your business needs and expenses on a day to day basis is always a daunting task. You must have a constant influx of funds and in the absence of it; you may face of lot of complications. This is where; you can seek the assistance of commercial business loans, where in you can access the desired monetary aid without any hassles, so as to take care of all the expenses concerning your business interest.These loans are easy to derive and can be found with lenders based in the traditional as well as online market. The provision of the loans allows you to obtain the funds in a convenient manner. You are free to use the loans to take care of various types of expenses. It can be used for purchasing and servicing of machinery and tools constructing ware house and other essentials raw materials to produce goods paying wages to the work force clearing old debtsPrior to the availing of the loans, you must prepare a plan citing details such as the amount required, purpose of deriving the loans, approximate time of repayment etc. This will help the lender to understand your needs and in turn will sanction the amount required accordingly. A long with these, you must also show documents related to the ownership of business, credit standing, financial statements from banks, tax references etc.The loans are further classified into secured and unsecured form. Secured form of the loans requires security for its approval and in turn releases a bigger amount. Unsecured form, on the other hand can be derived without involving any security. A relatively small amount is released for a short term period and that too against a slightly high rate of interest.Applicants with a history of bad credit can also avail these loans, but for that they have to convince the lender about their income and repaying capability.Commercial business loans are available with lenders based in the traditional as well as online market. However, to derive these loans instantaneously, you can prefer to apply through the online mode. Applying online saves you a great deal of time and effort and this allows you to concentrate fully on the development of your business. </p>]]></content:encoded> <wfw:commentRss>https://njflmln.info/commercial-business-loans-freedom-from-financial-burden/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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