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src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div><div id="general_header_desktop_learn_more_tab" class="sc-48839ac2-2 dbmXZS"><div class="sc-48839ac2-3 bALgeu">了解更多</div><div class="sc-48839ac2-1 QoVjZ"></div><div class="sc-d948e599-0 ikvxJy"><div class="sc-d948e599-1 sc-48839ac2-4 eyAMOj cbieho odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_header_tab2_menu1" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/customer-stories"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>客戶分享</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu2" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/faq"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>常見問題</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu3" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/blog"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>網誌</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu4" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/insurance-101"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>保險101</span></div></a></div></div></div><div id="general_header_desktop_promotions_tab" class="sc-48839ac2-2 dbmXZS"><div class="sc-48839ac2-3 bALgeu">推廣優惠</div><div class="sc-48839ac2-1 QoVjZ"></div><div class="sc-d948e599-0 ikvxJy"><div class="sc-d948e599-1 sc-48839ac2-4 eyAMOj cbieho odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_header_tab3_menu1" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/promotions"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>優惠總覽</span></div></a><a id="official-header-sublink-odhk_header_tab3_menu2" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/promotions/special/multipolicy"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>多重投保優惠</span></div></a><a id="official-header-sublink-header_pet_referral_campaign" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="nofollow" href="https://campaign.onedegree.hk/referrer-zh-hk"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>推薦計劃</span></div></a></div></div></div><div id="general_header_desktop_enterprise_tab" class="sc-48839ac2-2 dbmXZS"><div class="sc-48839ac2-3 bALgeu">企業產品</div><div class="sc-48839ac2-1 QoVjZ"></div><div class="sc-d948e599-0 ikvxJy"><div class="sc-d948e599-1 sc-48839ac2-5 eyAMOj cXcTRV odv2-box-shadow-overlay"><div class="sc-48839ac2-7 dLdEED"><div class="sc-48839ac2-9 hiSOmF odv2-heading-06"><div style="width:0px;height:0px"></div>商務方案</div><a id="official-header-sublink-odhk_header_tab4_cat1_menu1" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="" href="/zh-hk/business-partners"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>業務概覽</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat1_menu2" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="nofollow" href="https://partnership.onedegree.hk/zh-hk"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>企業合作</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat1_menu4" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_blank" rel="noopener noreferrer nofollow" href="https://theixt.com"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>保險核心系統</span></div></a></div><div class="sc-48839ac2-7 dLdEED"><div class="sc-48839ac2-9 hiSOmF odv2-heading-06"><div style="width:0px;height:0px"></div>保險產品</div><a id="official-header-sublink-odhk_header_tab4_cat2_menu1" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="nofollow" href="https://cyberinsurance.onedegree.hk/zh-hk"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>數碼保險</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat2_menu2" class="sc-1a553af6-1 sc-1a553af6-2 fhcTWD cDDfeG odv2-body-01" target="_self" rel="nofollow" href="https://digitalasset-insurance.onedegree.hk/zh-hk"><div class="sc-1a553af6-0 dQgZSQ"></div><div class="sc-1a553af6-4 hsWdWq"><span>數字資產保險</span></div></a></div><img alt="OneDegree HK" loading="lazy" width="226" height="213" decoding="async" data-nimg="1" class="sc-48839ac2-6 cVDczr" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div></div><div class="sc-21dbd03d-9 bJOsHs"></div><div class="sc-21dbd03d-0 imroyA"><a id="general-header-login-button" class="sc-21dbd03d-12 fea-DKP" target="_self" rel="" href="/zh-hk/dashboard">帳戶</a><div class="sc-adaa624d-0 ezAPBP sc-21dbd03d-7 eilQcM"><button id="general-header-quote-button" class="sc-adaa624d-1 gouCbj">報價</button></div><div id="general-header-product-select-block" class="sc-adaa624d-2 fwAGhk odv2-box-shadow-overlay"><div class="sc-adaa624d-3 gSwSXT odv2-heading-06">選擇保障</div><div class="sc-adaa624d-4 cjWAQS"><a id="general-header-quote-button-home" class="sc-adaa624d-7 boCMXf" target="_self" rel="" href="/zh-hk/home-insurance"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">家居保險</div></a><a id="general-header-quote-button-home-appliances-warranty" class="sc-adaa624d-7 boCMXf" target="_self" rel="" href="/zh-hk/home-appliances"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">家電保養保險</div></a><a id="general-header-quote-button-fire" class="sc-adaa624d-7 boCMXf" target="_self" rel="" href="/zh-hk/fire/quote"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">火險</div></a><a id="general-header-quote-button-ci" class="sc-adaa624d-7 boCMXf" target="_self" rel="" href="/zh-hk/health/critical-illness/quote"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">危疾保</div></a><a id="general-header-quote-button-pet" class="sc-adaa624d-7 boCMXf" target="_self" rel="" href="/zh-hk/pet-insurance"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">寵物保險</div></a><a id="general-header-quote-button-turtle-bird" href="https://www.onedegree.hk/zh-hk/turtle-tortoise-bird-insurance" class="sc-adaa624d-7 boCMXf" target="_blank" rel="noopener noreferrer"><div class="sc-adaa624d-5 dwzbA-D"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-adaa624d-6 iXrXlh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png"/></div><div class="sc-adaa624d-8 gHdXoE odv2-responsive-heading-07-bold">龜鳥保險</div></a></div></div></div><button id="general-header-language-button" class="sc-21dbd03d-10 gMkVCh"><div style="width:0px;height:0px"></div></button><button id="general-header-mobile-hamburger-toggle" class="sc-fdd76f9b-0 dxuOax sc-21dbd03d-11 gqEQNq" type="button"><span class="sc-fdd76f9b-1 bYppTo"><span class="sc-fdd76f9b-2 jzrgkn"></span></span></button></div></div></header></div><div class="sc-29439556-0 fdqDcd"><div class="sc-29439556-1 cUTMLN"><div id="fire-landing-hero" class="sc-ef917508-0 eGAIQp"><div class="sc-807c85fa-0 iysWMd"><img id="prismic-hero-banner-sm" alt="OneDegree HK" fetchpriority="high" width="768" 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srcSet="https://images.prismic.io/odhk-official-website-prod/b0b5c88d-4433-4f03-bd05-3156b4e9e7cd_202303-Fire-Hero+banner-hkd400coupon-01_3840x1400+TC.png?auto=compress%2Cformat&rect=0%2C0%2C3840%2C1400&w=1920 1x, https://images.prismic.io/odhk-official-website-prod/b0b5c88d-4433-4f03-bd05-3156b4e9e7cd_202303-Fire-Hero+banner-hkd400coupon-01_3840x1400+TC.png?auto=compress%2Cformat&rect=0%2C0%2C3840%2C1400&w=3840 2x" src="https://images.prismic.io/odhk-official-website-prod/b0b5c88d-4433-4f03-bd05-3156b4e9e7cd_202303-Fire-Hero+banner-hkd400coupon-01_3840x1400+TC.png?auto=compress%2Cformat&rect=0%2C0%2C3840%2C1400&w=3840"/><img id="prismic-hero-banner-xl" alt="OneDegree HK" loading="lazy" width="3840" height="700" decoding="async" data-nimg="1" class="sc-3dfa98bf-3 evNJzA" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/da9932b2-9317-4925-b057-77489a6fee9c_202303-Fire-Hero+banner-hkd400coupon-01_7680x1400+TC+%281%29.png?auto=compress%2Cformat&rect=0%2C0%2C7680%2C1400&w=3840 1x, https://images.prismic.io/odhk-official-website-prod/da9932b2-9317-4925-b057-77489a6fee9c_202303-Fire-Hero+banner-hkd400coupon-01_7680x1400+TC+%281%29.png?auto=compress%2Cformat&rect=0%2C0%2C7680%2C1400&w=7680 2x" src="https://images.prismic.io/odhk-official-website-prod/da9932b2-9317-4925-b057-77489a6fee9c_202303-Fire-Hero+banner-hkd400coupon-01_7680x1400+TC+%281%29.png?auto=compress%2Cformat&rect=0%2C0%2C7680%2C1400&w=7680"/><div class="sc-807c85fa-1 hLCUw"><div style="color:#006470" class="sc-807c85fa-2 inUUsN"><h1>全港最低價<br/>揀啱火險，大慳15萬!</h1></div><div style="color:#006470" class="sc-807c85fa-3 fqgAzk odv2-responsive-body-01"><p>作為業主面對每月的供樓支出及日常生活的大小開支，當然希望慳得就慳。OneDegree 深明業主需要，首年保費只需投保額0.034%，對比一般火險高達投保額0.15%，30年供樓期內慳足高達HK$15萬*！價格全港最低**，更可自由選擇於10-180日內任何一日生效。2024年6月5日或之前投保並於結賬前輸入推薦碼【GOFIRE】，即享高達HK$400超市現金券。詳情請參閱頁底之條款及細則。</p></div><div class="sc-dbb5ba01-0 hpoDlT sc-807c85fa-4 gnFZTD"><div class="sc-dbb5ba01-2 cOYSRQ"><input placeholder="推薦碼" class="sc-dbb5ba01-1 fsaKKa" value=""/></div><button class="sc-dbb5ba01-4 sc-dbb5ba01-5 chHREN iTdbch">取得報價</button></div></div></div><div class="sc-f17be88d-0 jlwMcF"><div class="sc-f17be88d-1 kMowWf"><div class="sc-f17be88d-2 cNhctm"><div class="sc-f17be88d-3 dnqNVk"><div class="sc-f17be88d-4 jLYnXl odv2-responsive-heading-02"><p>全港最低價格</p><div style="width:0px;height:0px"></div></div><div class="sc-f17be88d-6 hWiMFW odv2-body-02"><p>其他保險公司每年收取高達投保額之 0.15% 作為火險保費，OneDegree只收取首年保費<strong>0.034%</strong>，價格全港最低。</p></div><div class="sc-f17be88d-7 iUOtnH"><div class="sc-f17be88d-8 bIuxVr"><div class="sc-f17be88d-9 iqsomP odv2-heading-06">OneDegree</div><div class="sc-f17be88d-10 bBNjfT">0.034%</div></div><div class="sc-f17be88d-11 cqFSpi"></div><div class="sc-f17be88d-8 bIuxVr"><div class="sc-f17be88d-9 kaXDTH odv2-heading-06">其他保險公司</div><div class="sc-f17be88d-10 bYqvkv"><span>高達<!-- --> </span>0.15%</div></div></div><button id="fire-landing-what-button" class="sc-nrll5m-1 jYdIQJ sc-f17be88d-12 ljgrvh odv2-heading-07-semibold odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="fire-landing-what-button-btn-text" class="sc-nrll5m-2 sYpae">「投保額」的定義？</span></div></button></div><img alt="最划算的住宅火險" loading="lazy" width="420" height="324" decoding="async" data-nimg="1" class="sc-f17be88d-15 hgTGoJ" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/ZkQ26iol0Zci9Ixy_firesave77%25.png?auto=compress%2Cformat&rect=0%2C9%2C994%2C767&w=480 1x, https://images.prismic.io/odhk-official-website-prod/ZkQ26iol0Zci9Ixy_firesave77%25.png?auto=compress%2Cformat&rect=0%2C9%2C994%2C767&w=920 2x" src="https://images.prismic.io/odhk-official-website-prod/ZkQ26iol0Zci9Ixy_firesave77%25.png?auto=compress%2Cformat&rect=0%2C9%2C994%2C767&w=920"/></div><div class="sc-f17be88d-16 gLTZrS odv2-body-03"><p>*假設投保時按揭額為HK$450萬及按揭30年，以OneDegree首年特別優惠保費率0.034%及第二年起以原保費率計算，並與巿場現時最高保費率0.15%作比較，四捨五入至萬位。例子只供參考。 <br/>**根據2024年5月香港主要保險公司之火險的比較。</p></div></div></div></div><div id="quote" class="sc-cbef4a80-0 dNPdgU"><div class="sc-cbef4a80-1 dAwRuD"><div class="sc-cbef4a80-2 hLXYIk odv2-heading-03">每年節省大額保費</div><div class="sc-cbef4a80-3 gtOSRy odv2-responsive-heading-06">輸入你的按揭額即時取得報價</div><div class="sc-cbef4a80-4 jTKmAG"><div class="sc-cbef4a80-7 fgkdMN odv2-body-01">HKD</div><div class="sc-cbef4a80-6 kkFSFa"></div><input inputMode="decimal" id="fire-landing-affix-input" class="sc-cbef4a80-5 jpdHzU odv2-heading-06" value="3,000,000"/></div><div class="sc-1258i59-0 lnyXQO sc-cbef4a80-8 ehGPUs"><div id="fire-landing-quote-slider" class="sc-1258i59-1 bKDVBy"><div class="sc-1258i59-2 dxxsaU"><div id="fire-landing-quote-slider-progress-line" style="width:0%" class="sc-1258i59-3 eDTYdZ"></div></div><div id="fire-landing-quote-slider-progress-dot" style="left:calc(0% - 8px)" class="sc-1258i59-4 BjLaV"></div></div><div class="sc-1258i59-5 cTZBVd"><div id="fire-landing-quote-slider-placeholder-min-placeholder" class="sc-1258i59-6 jYdbAa odv2-body-03">HKD 500,000</div><div id="fire-landing-quote-slider-placeholder-max-placeholder" class="sc-1258i59-6 jYdbAa odv2-body-03">HKD 50,000,000</div></div></div><div class="sc-cbef4a80-9 jNboaP odv2-body-03">我們的保障範圍由<span>HKD 500,000至HKD 50,000,000</span>，<span>每年保費HKD 400起</span>。如你需要的保額在範圍以外，歡迎聯絡我們！</div></div><div class="sc-bdfa5138-0 bbfUFk"><div class="sc-bdfa5138-1 fhyNCF"><div class="sc-bdfa5138-2 dKeKXl"><div class="sc-bdfa5138-3 dpPjsH"><img class="sc-bdfa5138-4 cYbUpM" data-src="https://res.cloudinary.com/onedegree/image/upload/q_auto:eco/v1645079076/official-prod/logo/logo-white.svg" width="100" height="16" alt="OneDegree HK" loading="lazy"/><div class="sc-bdfa5138-5 jHDOWL"><div class="sc-bdfa5138-6 jMJbxX">HKD</div><div id="fire-landing-onedegree-price" class="sc-bdfa5138-7 bOvION">1,020</div><div class="sc-bdfa5138-8 cGiqxg odv2-heading-08">/年</div></div></div><img alt="OneDegree HK" loading="lazy" width="68" height="68" decoding="async" data-nimg="1" class="sc-bdfa5138-9 hsmAnA" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657776020/official-prod/fire-insurance/fire-landing/crown-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_136,q_auto:eco/v1657776020/official-prod/fire-insurance/fire-landing/crown-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_136,q_auto:eco/v1657776020/official-prod/fire-insurance/fire-landing/crown-3x.png"/></div><div class="sc-bdfa5138-10 jFunwV odv2-box-shadow-pop-out"><div class="sc-bdfa5138-11 fpLzzT odv2-heading-07-bold">其他公司</div><div class="sc-bdfa5138-5 jHDOWL"><div class="sc-bdfa5138-6 sc-bdfa5138-13 jMJbxX dcsiik">HKD</div><div id="fire-landing-other-provider-price" class="sc-bdfa5138-12 hhBwUK">4,500</div><div class="sc-bdfa5138-8 sc-bdfa5138-14 cGiqxg upvrP odv2-heading-08">/年</div></div></div></div><div class="sc-bdfa5138-15 gfsCWp odv2-heading-08">我們的保費是投保額的0.034%，市場最高達0.15%。</div><div class="sc-bdfa5138-16 cDpToj odv2-box-shadow-overlay"><img alt="OneDegree HK" loading="lazy" width="74" height="74" decoding="async" data-nimg="1" class="sc-bdfa5138-18 eraSOe" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657777837/official-prod/fire-insurance/fire-landing/pig-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657777837/official-prod/fire-insurance/fire-landing/pig-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657777837/official-prod/fire-insurance/fire-landing/pig-3x.png"/><div class="sc-bdfa5138-17 kcoMzt odv2-heading-07-bold">為你節省高達</div><div class="sc-bdfa5138-20 chWIN"><div class="sc-bdfa5138-21 eaJAYz">HKD</div><div id="fire-landing-saving-value" class="sc-bdfa5138-22 knNPke">3,480</div><div class="sc-bdfa5138-23 BHRxM">/年</div></div><img class="sc-bdfa5138-19 dXKsyB" data-src="https://res.cloudinary.com/onedegree/image/upload/q_auto:eco/v1646364696/official-prod/fire-insurance/fire-landing/icon-money.svg" width="28" height="28" alt="OneDegree HK" loading="lazy"/></div><a id="fire-landing-insure-button" class="sc-ae696ee2-0 hxvVa-d sc-bdfa5138-24 gPPxMj" target="_self" rel="" href="/zh-hk/fire/quote"><button class="sc-nrll5m-1 bmVkFp odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="undefined-btn-text" class="sc-nrll5m-2 sYpae">立即投保</span></div></button></a></div></div><div id="fire-landing-key-features" class="sc-3086e6b9-0 ifAwjM"><div class="sc-3086e6b9-2 cvKoAS"><div class="sc-2742231-0 euLCmm"><div class="sc-2742231-1 kZfGlE odv2-responsive-heading-03">產品特點</div><div class="sc-2742231-2 gYVMuj odv2-body-02">大部份銀行批核按揭前，會要求業主購買火險。</div><div class="sc-2742231-2 gYVMuj odv2-body-02">銀行亦會於辦理按揭時提供火險給用戶直接申請，OneDegree則給予業主一個保障同樣全面而保費相宜得多的選擇。</div><div class="sc-2742231-3 dVNngM"><div style="width:0px;height:0px"></div><div class="sc-2742231-5 bhEHtY odv2-heading-07-bold">價格全港最低</div></div><div class="sc-2742231-3 dVNngM"><div style="width:0px;height:0px"></div><div class="sc-2742231-5 bhEHtY odv2-heading-07-bold">特設180日生效期，保單何時生效由你決定</div></div><div class="sc-2742231-3 dVNngM"><div style="width:0px;height:0px"></div><div class="sc-2742231-5 bhEHtY odv2-heading-07-bold">不限樓齡，全面保障香港住宅物業</div></div><div class="sc-2742231-3 dVNngM"><div style="width:0px;height:0px"></div><div class="sc-2742231-5 bhEHtY odv2-heading-07-bold">靈活取消政策</div></div></div><div class="sc-f90cc339-0 EfmVi"><div class="sc-f90cc339-1 evcZdt odv2-responsive-heading-03">我們保障：</div><div class="sc-f90cc339-2 bkgRcR"><div class="sc-f90cc339-3 dteTJa"><img alt="OneDegree HK" loading="lazy" width="36" height="36" decoding="async" data-nimg="1" class="sc-f90cc339-4 gjfEDQ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png"/><div class="sc-f90cc339-5 jGZLcO odv2-responsive-heading-05">火災</div></div><div class="sc-f90cc339-3 dteTJa"><img alt="OneDegree HK" loading="lazy" width="36" height="36" decoding="async" data-nimg="1" class="sc-f90cc339-4 gjfEDQ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png"/><div class="sc-f90cc339-5 jGZLcO odv2-responsive-heading-05">淹水</div></div><div class="sc-f90cc339-3 dteTJa"><img alt="OneDegree HK" loading="lazy" width="36" height="36" decoding="async" data-nimg="1" class="sc-f90cc339-4 gjfEDQ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png"/><div class="sc-f90cc339-5 jGZLcO odv2-responsive-heading-05">雷擊</div></div><div class="sc-f90cc339-3 dteTJa"><img alt="OneDegree HK" loading="lazy" width="36" height="36" decoding="async" data-nimg="1" class="sc-f90cc339-4 gjfEDQ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/small-gas-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/small-gas-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/small-gas-3x.png"/><div class="sc-f90cc339-5 jGZLcO odv2-responsive-heading-05">爐具或煤氣爆炸</div></div></div><div class="sc-f90cc339-6 iDqyLu odv2-responsive-body-01">保障範圍可因應你按揭銀行的需要而調整</div><div class="sc-f90cc339-7 kXtvdI odv2-heading-06">不保事項：</div><div class="sc-f90cc339-8 keAyHn odv2-body-02">目前我們只保障住宅物業，且由地震、山火、暴動或示威引致的損毀在保障範圍外。然而，個別保單的保障或有所不同，保障範圍可因應你按揭銀行的需要而調整。</div><button class="sc-nrll5m-1 jYdIQJ sc-f90cc339-9 dHlhLv odv2-heading-07-semibold odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="undefined-btn-text" class="sc-nrll5m-2 sYpae">參閱保單條款範本</span></div></button></div><div class="sc-f0191d3b-3 ilIuxU"><div class="sc-f0191d3b-0 zGpek"><img class="sc-f0191d3b-1 enNtqA" data-src="https://res.cloudinary.com/onedegree/image/upload/q_auto:eco/v1646366327/official-prod/fire-insurance/fire-landing/deco-dots.svg" width="24" height="188" alt="OneDegree HK" loading="lazy"/><div class="sc-f0191d3b-2 sc-f0191d3b-4 hJyUVg kfGwqM"><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-10 cSyhnX" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/money-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/money-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/money-3x.png"/><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-17 cSyhnX" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/flood-3x.png"/></div><div class="sc-f0191d3b-2 sc-f0191d3b-5 hJyWSb iqmrwd"><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-12 cHTEmk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png"/><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-13 cHTEmk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/list-3x.png"/></div></div><div class="sc-f0191d3b-0 zGpek"><div class="sc-f0191d3b-2 sc-f0191d3b-8 hJyRCF fjPbwa"><img alt="OneDegree HK" loading="lazy" width="228" height="215" decoding="async" data-nimg="1" class="sc-f0191d3b-20 gTFDmJ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-left-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-left-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-left-3x.png"/><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-11 cHTEZC heSiaA" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/lightning-3x.png"/></div><div class="sc-f0191d3b-2 sc-f0191d3b-7 hJyRCF cSIYjt"><img alt="OneDegree HK" loading="lazy" width="240" height="215" decoding="async" data-nimg="1" class="sc-f0191d3b-18 gQbhga" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-right-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-right-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/graph-right-3x.png"/><img alt="OneDegree HK" loading="lazy" width="150" height="150" decoding="async" data-nimg="1" class="sc-f0191d3b-19 gLyYjv" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/flowers-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/flowers-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/flowers-3x.png"/><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-15 cHTEZC" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/fire-3x.png"/></div><div class="sc-f0191d3b-2 sc-f0191d3b-6 hJyVIy ehnyJS"><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-14 cHTEFT" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/cover-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/cover-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657781131/official-prod/fire-insurance/fire-landing/cover-3x.png"/><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-f0191d3b-9 sc-f0191d3b-16 cHTEFT" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/gas-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/gas-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1657782612/official-prod/fire-insurance/fire-landing/gas-3x.png"/></div></div></div></div></div></div><div id="fire-landing-how-does-work" class="sc-3522e949-1 iDOzal"><div class="sc-3522e949-0 jmgyut"></div><div class="sc-3522e949-2 kztigF"><div class="sc-3522e949-3 gjjeXO odv2-responsive-heading-02">如何投保？</div><div class="sc-3522e949-4 epkAVb"><div class="sc-3522e949-6 gvxQeP"><div class="sc-3522e949-7 fuaQnj odv2-heading-03">1</div><div class="sc-3522e949-5 dezBfM odv2-responsive-body-02">網上投保我們的火險</div></div><div class="sc-3522e949-6 gvxQeP"><div class="sc-3522e949-7 fuaQnj odv2-heading-03">2</div><div class="sc-3522e949-5 dezBfM odv2-responsive-body-02">安坐家中，放心交給我們與你的按揭銀行溝通，成功轉會後你將會直接收到銀行的通知</div></div><div class="sc-3522e949-6 gvxQeP"><div class="sc-3522e949-7 fuaQnj odv2-heading-03">3</div><div class="sc-3522e949-5 dezBfM odv2-responsive-body-02">假如你原先有其他公司的火險，別忘了申請保費退款</div></div></div><a id="fire-landing-try-out" class="sc-ae696ee2-0 hxvVa-d sc-3522e949-12 iUkvHE" target="_self" rel="" href="/zh-hk/fire/quote"><button class="sc-nrll5m-1 iAbeZZ odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="undefined-btn-text" class="sc-nrll5m-2 sYpae">立即投保</span></div></button></a><img alt="OneDegree HK" loading="lazy" width="124" height="80" decoding="async" data-nimg="1" class="sc-3522e949-11 dIWEsV" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1657785419/official-prod/fire-insurance/fire-landing/cloud-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_256,q_auto:eco/v1657785419/official-prod/fire-insurance/fire-landing/cloud-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_256,q_auto:eco/v1657785419/official-prod/fire-insurance/fire-landing/cloud-3x.png"/><img alt="OneDegree HK" loading="lazy" width="600" height="500" decoding="async" data-nimg="1" class="sc-3522e949-8 iRmkFh" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_640,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-building-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1264,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-building-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1264,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-building-3x.png"/><img alt="OneDegree HK" loading="lazy" width="350" height="400" decoding="async" data-nimg="1" class="sc-3522e949-10 jfZqOE" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_360,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-pic-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-pic-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1657785420/official-prod/fire-insurance/fire-landing/work-pic-3x.png"/><img alt="OneDegree HK" loading="lazy" width="250" height="286" decoding="async" data-nimg="1" class="sc-3522e949-9 gTGNRy" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_256,q_auto:eco/v1657786437/official-prod/fire-insurance/fire-landing/work-pic-small-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_556,q_auto:eco/v1657786437/official-prod/fire-insurance/fire-landing/work-pic-small-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_556,q_auto:eco/v1657786437/official-prod/fire-insurance/fire-landing/work-pic-small-3x.png"/></div></div><div id="fire-landing-how-claim-work" class="sc-76c5e77f-0 bUUMBb"><div class="sc-76c5e77f-1 jLPRVF"></div><div class="sc-76c5e77f-2 jMAjLS"><div class="sc-76c5e77f-3 gYjBpe odv2-heading-04">如何索償？</div></div><div class="sc-76c5e77f-4 ioSxDS"><div class="sc-9b36dcd7-0 cDtavy"><img alt="OneDegree HK" loading="lazy" width="188" height="188" decoding="async" data-nimg="1" class="sc-9b36dcd7-1 dtevOI" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/63870049-31c9-4dc3-a0f6-42745f0c8200_paperless%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=192 1x, https://images.prismic.io/odhk-official-website-prod/63870049-31c9-4dc3-a0f6-42745f0c8200_paperless%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414 2x" src="https://images.prismic.io/odhk-official-website-prod/63870049-31c9-4dc3-a0f6-42745f0c8200_paperless%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414"/><div class="sc-9b36dcd7-2 dNhSjS odv2-heading-06"><p>零紙張索償過程</p></div><div class="sc-9b36dcd7-3 dVxwcp"><p><span class="sc-9b36dcd7-4 hTZbok odv2-body-02">索償無須遞交實體文件，全程網上辦妥。如需索償，請按以下鏈結下載所需的索償表格，把表格及表格上列明的所需文件電郵至</span><a href="mailto:claims@onedegree.hk" class="sc-9b36dcd7-7 eNyXAQ" target="_blank" rel="noopener noreferrer nofollow">claims@onedegree.hk</a><span class="sc-9b36dcd7-4 hTZbok odv2-body-02">。</span></p><p><span class="sc-9b36dcd7-4 hTZbok odv2-body-02">索償表格：</span><a href="https://odhk.blob.core.windows.net/fire/ClaimForm.pdf" class="sc-9b36dcd7-7 eNyXAQ" target="_blank" rel="noopener noreferrer nofollow">下載</a></p></div></div><div class="sc-9b36dcd7-0 cDtavy"><img alt="OneDegree HK" loading="lazy" width="188" height="188" decoding="async" data-nimg="1" class="sc-9b36dcd7-1 dtevOI" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/b9578bb4-3097-4eb9-b0f0-067ebd3719a3_instan-claim%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=192 1x, https://images.prismic.io/odhk-official-website-prod/b9578bb4-3097-4eb9-b0f0-067ebd3719a3_instan-claim%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414 2x" src="https://images.prismic.io/odhk-official-website-prod/b9578bb4-3097-4eb9-b0f0-067ebd3719a3_instan-claim%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414"/><div class="sc-9b36dcd7-2 dNhSjS odv2-heading-06"><p>即時通知索償進度</p></div><div class="sc-9b36dcd7-3 dVxwcp"><p><span class="sc-9b36dcd7-4 hTZbok odv2-body-02">以電郵形式告知你的索償進度，讓你第一時間得知最新狀態</span></p></div></div><div class="sc-9b36dcd7-0 cDtavy"><img alt="OneDegree HK" loading="lazy" width="188" height="188" decoding="async" data-nimg="1" class="sc-9b36dcd7-1 dtevOI" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/6789b806-289a-4e3d-97ca-765fe1c83bc7_guarantee%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=192 1x, https://images.prismic.io/odhk-official-website-prod/6789b806-289a-4e3d-97ca-765fe1c83bc7_guarantee%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414 2x" src="https://images.prismic.io/odhk-official-website-prod/6789b806-289a-4e3d-97ca-765fe1c83bc7_guarantee%403x.avif?auto=compress%2Cformat&rect=0%2C0%2C192%2C192&w=414"/><div class="sc-9b36dcd7-2 dNhSjS odv2-heading-06"><p>承諾5天內跟進理賠申請</p></div><div class="sc-9b36dcd7-3 dVxwcp"><p><span class="sc-9b36dcd7-4 hTZbok odv2-body-02">提交申請文件後，保證5個工作天內跟進索償^^</span></p></div></div></div></div><div id="fire-landing-faq" class="sc-cbaca80-0 pVFsX"><div class="sc-cbaca80-1 iqMirv"><div class="sc-cbaca80-2 kuwWAz"></div><div class="sc-cbaca80-4 bvhDpN odv2-heading-01">常見問題</div><img class="sc-cbaca80-3 enqpsQ" data-src="https://res.cloudinary.com/onedegree/image/upload/q_auto:eco/v1646368223/official-prod/fire-insurance/fire-landing/faq-bg.svg" width="1469" height="253" alt="OneDegree HK" loading="lazy"/></div><div class="sc-cbaca80-5 jdtkUf"></div><a id="fire-landing-learn-more" class="sc-ae696ee2-0 hxvVa-d sc-cbaca80-8 ceroYt" target="_self" rel="" href="/zh-hk/faq"><button class="sc-nrll5m-1 bmVkFp odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="undefined-btn-text" class="sc-nrll5m-2 sYpae">了解更多</span></div></button></a></div><div id="fire-landing-promotion-terms" class="sc-892e40fc-0 kfqtTl"><div class="sc-892e40fc-1 dvHopD">條款及細則</div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">1.</div><div class="sc-892e40fc-4 fzwYFU"><p>本推廣的有效日期為即日起至2024年6月5日 (「推廣期」)。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">2.</div><div class="sc-892e40fc-4 fzwYFU"><p>投保人必須於OneDegree 網站 www.onedegree.hk 投保由 OneDegree Hong Kong Limited （「OneDegree」）承保的火險（「保單」），並於結帳前輸入推薦碼「GOFIRE」完成投保方可獲得獎賞。若因未有透過經指定網頁投保致未能享用獎賞， 將不獲任何退款安排。 投保人於投保日起4個月內仍然持有有效保單方可獲贈以下其中一項獎賞 (「獎賞」) ：保費（不包括保險徵費）介乎於港幣400元至港幣1399.99元： 港幣200元百佳超級市場現金券（「現金券」）； 保費（不包括保險徵費）港幣1,400元或以上： 400元百佳超級市場現金券（「現金券」）。 </p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">3.</div><div class="sc-892e40fc-4 fzwYFU"><p>每張保單在投保時只能使用一個優惠，若於結帳時輸入超過一個推薦碼，所有推薦碼將視作無效。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">4.</div><div class="sc-892e40fc-4 fzwYFU"><p>投保人必須在購買保單前並未曾購買OneDegree發出的火險保單，才能獲得相關獎賞。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">5.</div><div class="sc-892e40fc-4 fzwYFU"><p>投保人的個人資料有可能會與特定第三方合作夥伴分享，僅限於進行身份驗證以完成禮品兌換。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">6.</div><div class="sc-892e40fc-4 fzwYFU"><p>所有凡於推廣期內通過輸入指定推薦碼成功投保，且在獲得獎賞時仍為有效的保單，投保人會於投保日起計第4個月會通過在投保過程中提交的電郵收到獎賞換領信（「換領信」），如因投保人所提供的資料錯誤或不完整導致無法成功收取換領信，OneDegree恕不負責。獎賞的實際領取日期可能會因獎品供貨安排而作出調整。如果獎賞出現貨品如供應有變，OneDegree將以同等價值的同類貨品代替。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">7.</div><div class="sc-892e40fc-4 fzwYFU"><p>投保人須於收到換領信電郵通知内的指定換領日期憑換領信到指定換領地點方可獲獎賞。換領信不得轉讓，若因未有遵從指示而導致未能換領獎賞，將不獲任何退款安排。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">8.</div><div class="sc-892e40fc-4 fzwYFU"><p>獎賞及換領信無論在任何情況下均不能轉讓、退回、兌換現金或更換其他產品或服務。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">9.</div><div class="sc-892e40fc-4 fzwYFU"><p>有關獎賞之使用須受超市現金券供應商所定之條款及細則約束。一切有關獎賞之查詢或爭議，應直接聯絡超市現金券供應商。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">10.</div><div class="sc-892e40fc-4 fzwYFU"><p>此優惠只適用於首年保單。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">11.</div><div class="sc-892e40fc-4 fzwYFU"><p>若投保人在保單年度取消保單，OneDegree有權於應退保費中扣除有關獎賞而毋須另行通知。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">12.</div><div class="sc-892e40fc-4 fzwYFU"><p>有關火險的保障範圍、條款細則及不保事項，請查閱保單條款以了解更多。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 ftpGzd">13.</div><div class="sc-892e40fc-4 fzwYFU"><p>OneDegree保留隨時更改或終止此優惠之權利，並對此優惠相關之所有事宜擁有最終決定權。</p></div></div><div class="sc-892e40fc-2 PLkoF"><div class="sc-892e40fc-3 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rel="nofollow" href="/zh-hk/cookie-policy">Cookie 政策</a></div></div></div></div></div></main></div><script id="__NEXT_DATA__" type="application/json" crossorigin="anonymous">{"props":{"pageProps":{"_nextI18Next":{"initialI18nStore":{"zh-hk":{"odGeneral":{"404_error_cta":"前往首頁","404_error_tab_title":"頁面不存在 OneDegree","404_error_text1":"你要找的網頁並不存在。請回到首頁，或跟我們聯絡。","404_error_title":"找不到網頁","account_homepage_login":"帳戶","B_header_account":"你的賬戶","B_header_dashboard":"總覽","B_header_notification":"提示","browser_error_tab_title":"瀏覽器不支援 OneDegree","browser_tab_title":"OneDegree 香港網上保險","C_header_exit":"離開","C_header_save":"儲存","C_header_save_and_exit":"儲存，然後離開","C_header_save_quote":"儲存報價","Central and 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","pet_insurance_table_item_1":"年度保障額","pet_insurance_table_item_10":"癌症現金保障","pet_insurance_table_item_10_tooltip":"只要在投保前未曾患上任何癌症，在年度最高保障之外，你會得到一筆一次性的現金保障，此保障終身只能索償一次。","pet_insurance_table_item_11":"額外一筆過現金","pet_insurance_table_item_12":"保費趨勢","pet_insurance_table_item_13":"1-3歲","pet_insurance_table_item_14":"4-7歲","pet_insurance_table_item_15":"8-11歲","pet_insurance_table_item_16":"投保年齡1歲或以上：網絡獸醫","pet_insurance_table_item_17":"非網絡獸醫","pet_insurance_table_item_2":"賠償百分比","pet_insurance_table_item_3":"手術費用","pet_insurance_table_item_4":"過夜住院費用","pet_insurance_table_item_5":"X光及超聲波","pet_insurance_table_item_6":"化驗費用","pet_insurance_table_item_7":"處方藥物","pet_insurance_table_item_8":"普通科診金","pet_insurance_table_item_9":"專科診金","pet_insurance_table_item_rimbmt_under_vet":"劃一","pet_insurance_table_item_rimbmt_under1":"13週至11個月：","pet_insurance_table_item_title":"保費","pet_insurance_table_item_tooltip":"這代表 OneDegree 負擔醫療費用的百分比。假設合資格醫療費用為HK $100，投保時1歲或以上寵物就診於我們的網絡獸醫你可獲最多 HK$ 90 的賠償，非網絡則可獲最多 HK$ 70 的賠償。而投保時13週至11個月寵物就診於香港任何註冊獸醫可獲最多 HK$50 的賠償。","pet_insurance_table_item_tooltip_under1":"如受保寵物在投保時的年齡介乎13週至11個月，則該整個保單年度內的賠償百分比均為 50% （適用於所有香港註冊獸醫）。","pet_insurance_unable_to_quote_cancel_button":"取消","pet_insurance_unable_to_quote_description":"此品種目前只可在購買頁選擇，立即前往報價！","pet_insurance_unable_to_quote_go_button":"確定","pet_insurance_unable_to_quote_title":"無法報價","pet_insurance_weight_column":"體重","pet_overview_exclusion":"按此","pet_overview_section2_subtitle":"與其他市面上的寵物保險計劃一樣，不保事項包括但不限於：","pet_overview_section2_subtitle2a":"投保前或於保險等候期間已存在或發生的病況","pet_overview_section2_subtitle2b":"先天性疾病","pet_overview_section2_subtitle2c":"牙科疾病（包括洗牙）","pet_overview_section2_subtitle2d":"因結紮、懷孕而引起的費用","pet_overview_section2_subtitle2e":"選擇性/預防性治療","pet_overview_section2_subtitle3":"請[[pet_overview_exclusion]]了解詳細不保事項。","pet_overview_section2_title2":"不保事項","pet_receipt_bottom_green":"準備申請索償？","pet_receipt_bottom_green_1":"1. [[pet_receipt_bottom_green_log_in]]你的帳戶","pet_receipt_bottom_green_2":"2. 選擇有關寵物保單","pet_receipt_bottom_green_3":"點擊「申請索償 」","pet_receipt_bottom_green_log_in":"登入","pet_receipt_diagnoisis_1":"能夠提供清楚的診斷結果","pet_receipt_diagnoisis_2":"沒有清楚説明是哪一種皮膚炎","pet_receipt_diagnoisis_3":"每一項獨立診斷都必須提供相應的症狀首次出現日期","pet_receipt_diagnoisis_4":"沒有清楚列出每一項診斷的症狀首次出現日期","pet_receipt_diagnoisis_5":"清楚列明每個項目及其費用","pet_receipt_diagnoisis_6":"只有列明醫療項目，欠缺每項的詳細收費","pet_receipt_diagnoisis_7":"清楚列出日期並加以說明","pet_receipt_diagnoisis_8":"並未明確說明該日期所指何事","pet_receipt_download_button":"下載收據範本圖檔","pet_receipt_meta_do":"可","pet_receipt_meta_dont":"不可","pet_receipt_pagetitle":"獸醫收據範本 OneDegree","pet_receipt_see_receipt_samples":"查看收據範本","pet_receipt_top":"索償所需的獸醫診所收據","pet_receipt_top_description":"如欲申請索償，必須有獸醫收據","pet_receipt_vet_clinic_diagnosis_1":"1. 有些診斷需要更多資料（例如皮膚炎）","pet_receipt_vet_clinic_diagnosis_2":"2. 請提供每一項診斷的症狀首次出現日期","pet_receipt_vet_clinic_diagnosis_3":"3. 需要提供藥物及檢查等的分項費用","pet_receipt_vet_clinic_diagnosis_4":"4. 清楚表示症狀出現日期","pet_receipt_vet_clinic_middle_down":"如申請癌症現金保障，必須提供活體組織切片檢測報告。","pet_receipt_vet_clinic_middle_up":"儲存範本至手機，可以方便獸醫參考","pet_receipt_vet_clinic_receipt_1":"晶片號碼（如有）","pet_receipt_vet_clinic_receipt_2":"寵物名字","pet_receipt_vet_clinic_receipt_3":"分項費用","pet_receipt_vet_clinic_receipt_3_description":"列明醫療項目及每項收費（診金、處方藥物、化驗費用、手術等）","pet_receipt_vet_clinic_receipt_4":"診斷結果","pet_receipt_vet_clinic_receipt_4_description":"獸醫提供診斷或病因","pet_receipt_vet_clinic_receipt_5":"症狀首次出現日期","pet_receipt_vet_clinic_receipt_5_description":"需提供每一項診斷的症狀首次出現日期。如果是長期病復發，請提供首次發病日期。","pet_receipt_vet_clinic_receipt_6":"獸醫簽名及診所蓋章","pet_receipt_vet_clinic_receipt_6_description":"所有手寫資料必須有簽名及蓋章作實","pet_receipt_vet_clinic_receipt_sample":"獸醫診所收據範本","pet_receipt_vet_clinic_receipt_title":"收據上必須列明以下資料：","pet_receipt_vet_clinic_tip_description":"一些令索償延誤的常見情況，獲得獸醫收據時請多加注意。","pet_receipt_vet_clinic_tip_title":"請細閱以下有關收據上資料的要求","pet_receipt_view_the_receipt_samples":"查看收據範本","pet_receipt_view_the_receipt_samples_dashboard":"查看收據範本","quote_pet_info_type":"你的毛孩是","quote_pet_info2_pet_gender_title":"性別","quote_pet_info2_promo_details":"請查看優惠條款及細則","unit_month":"/月","unit_year":"/年","whypet_coverage_point1_desc":"普通科、專科及24小時診所診金","whypet_coverage_point1_title":"診斷","whypet_coverage_point2_desc":"X光及超聲波驗血、尿液測試、糞便檢驗、活體組織切片檢測及細針採樣檢測","whypet_coverage_point2_title":"化驗","whypet_coverage_point3_desc":"由註冊獸醫處方的藥物、包紮及注射藥劑等費用。","whypet_coverage_point3_title":"處方藥物","whypet_coverage_point4_desc":"手術費及手術相關費用","whypet_coverage_point4_title":"手術","whypet_coverage_point5_desc":"過夜指住院時間跨越午夜12時；若入院和出院是在同一天，則不屬保障範圍內。","whypet_coverage_point5_title":"過夜住院費","whypet_coverage_point6_desc":"額外一筆過現金","whypet_coverage_point6_title":"癌症及附加危疾現金保障","whypet_illness_point_desc":"平均每次醫療開支","whypet_illness_point1_price":"HK$21,387","whypet_illness_point1_tag1":"或需做手術","whypet_illness_point1_tag2":"不斷嘔吐","whypet_illness_point1_title":"誤食異物","whypet_illness_point2_price":"HK$9,665","whypet_illness_point2_tag1":"未絕育毛孩高危","whypet_illness_point2_tag2":"中老年常見","whypet_illness_point2_title":"子宮膿腫","whypet_illness_point3_price":"HK$9,665","whypet_illness_point3_tag1":"感覺似溺水","whypet_illness_point3_tag2":"容易復發","whypet_illness_point3_tag3":"心臟病患高危","whypet_illness_point3_title":"肺水腫","whypet_illness_point4_price":"HK$46,967","whypet_illness_point4_tag1":"胸膜腔有膿","whypet_illness_point4_tag2":"呼吸困難","whypet_illness_point4_title":"肺部感染","whypet_illness_point5_price":"HK$9,673","whypet_illness_point5_tag1":"血尿","whypet_illness_point5_tag2":"排尿次數多而量少","whypet_illness_point5_title":"泌尿道感染","whypet_illness_point6_price":"HK$9,665","whypet_illness_point6_tag1":"俗稱胃扭轉","whypet_illness_point6_tag2":"惡快時間快","whypet_illness_point6_title":"胃擴張扭轉症","whypet_illness_point7_price":"HK$9,673","whypet_illness_point7_tag1":"脖子疼痛","whypet_illness_point7_tag2":"難以垂下頭","whypet_illness_point7_title":"寰樞椎脫位","whypet_illness_point8_price":"$46,967 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","about_us_section1_title2":"OneDegree","about_us_section2_text":"「OneDegree」的概念來自六度分隔理論，意思是地球上任何兩個人都可以透過六個人連繫起來。但我們相信於科技的輔助下，我們的距離可與你再「一度」靠近。[[doubleNewline]]透過科技將保險數碼化，購買保險變得更簡單，亦照顧到不同用家的真正需要。我們期望每個改變，都可為你的生活，甚至整個保險業帶來更正面的發展。","about_us_section2_title":"為甚麼要選擇","about_us_section2_title2":"OneDegree?","about_us_section3_text":"於保險路上，有我們為你提供各式各樣的保障。我們的背後，亦同樣有賴各方支持！[[doubleNewline]]OneDegree 是數碼港其中一個重點培育的本地創科公司。數碼港由香港政府全資擁有，為我們提供策略性支持。同時，OneDegree 獲得國際知名的創投基金投資，其中包括 BitRock Capital 及國泰創投。","about_us_section3_title":" ","about_us_section3_title2":"強大背後支持","about_us_section4_button":"瀏覽更多","about_us_section4_title":"媒體報導","about_us_title2":"關於我們","blog_author_title":"作者","blog_box_close":"關閉","blog_box_network_error":"網頁出現錯誤","blog_box_network_try":"再試一次","blog_box_signup_button":"訂閱","blog_box_signup_error":"請輸入有效的電郵地址。","blog_box_signup_reject":"不用了，謝謝","blog_box_signup_subtitle":"想要閱讀更多？訂閱電子報收取我們的最新文章、推廣優惠及更多消息。","blog_box_signup_text":"電郵地址","blog_box_signup_title":"訂閱 OneDegree 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Global，則專注於與保險同業合作，以我們於保險領域的知識及科技優勢助他們改善顧客體驗，增加內部成本效益，快速開發商品，以應付市場日新越異的需求。歡迎前往[[business_partner_section1_text_odg]]了解更多有關我們的嶄新保險科技平台IXT Core。","business_partner_section1_text_global":"OneDegree Global","business_partner_section1_text_odg":"OneDegree Global 網站","business_partner_section1_text_partner":"我們的各項企業合作","business_partner_section1_text_partner_url":"https://www.partnership.onedegree.hk/zh-hk","business_partner_section1_title":"我們與各類公司的合作模式","business_partner_section2_text":"我們絕對能夠協助保險同業以及其他範疇的機構提供更全面的服務及體驗。因為團隊中亦有來自傳統保險公司的專才，所以深深明白傳統企業要內部自行革新的難處所在。與OneDegree Global 合作，能讓你不再受制於舊有系統或複雜的內部架構，從而將資源集中在有效率的系統改造。[[doubleNewline]]我們的一站式網上平台，可以根據不同需求度身訂造產品及服務，設計時亦特別考慮了與其他保險公司系統的相容性，可輕鬆串連後台系統，大大節省每次合作所需要的開發時間。","business_partner_section2_text2":"想了解更多合作模式及詳情？歡迎隨時聯絡 [[business_partner_email]]。","business_partner_section2_title":"你首選的合作夥伴","business_partner_text":"OneDegree一直深信，大膽創新是發展和進步的基石。我們除了與知名保險公司合作，更跨界別與不同機構攜手，為他們提供創新技術或嶄新保險產品，讓各方顧客均可享受保險科技於生活上帶來的更佳體驗。","business_partner_title":"與我們攜手向前","cat_page_meta":"當貓咪生病或發生意外時，OneDegree 助你應付突發醫療開支。網上投保即時生效，產品只設年度保障額，讓你靈活運用於保障項目中，同時提供終身慢性疾病保障。","cat_page_ogtitle":"香港貓隻保險的最佳選擇 寵物CEO Plan OneDegree","cat_page_ogurl":"https://www.onedegree.hk/zh-hk/cat-insurance","cat_page_pagetitle":"香港貓隻保險的最佳選擇 寵物CEO Plan OneDegree","cat_page_section1_subtext1":"寵物CEO Plan為你提供三款計劃選擇，高達HK$80,000醫療保額，並適用於全港註冊獸醫，為毛孩提供最好的準備。","cat_page_section1_subtext2":"市面上大部分寵物保險都有指定不保寵物品種，寵物CEO Plan®不單止涵蓋13週至11歲的毛孩，而且任何品種貓狗皆可投保，續保時更不設年齡限制^。 [[newline]][[newline]]^ OneDegree擁有最終核保權。","cat_page_section1_subtext3":"於4歲或之前投保，寵物即可獲終生慢性疾病保障，包括過敏、慢性腎衰竭和癌症等。","cat_page_section1_subtext4":"癌症患病率會隨着寵物年齡而持續增加，萬一你的寵物首次不幸患上癌症，寵物CEO Plan除了保障相關醫療費用，還會提供一次性現金港幣10,000元讓你自由安排如何和寵物度過難關。","cat_page_section1_subtext5":"OneDegree寵物CEO 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OneDegree 香港網上保險","contactus_ogurl":"https://www.onedegree.hk/zh-hk/contact-us","contactus_pagetitle":"聯絡我們 OneDegree","contactus_text":"你可以透過右下角的按鈕，與我們的客戶服務主任即時對話，或於星期一至五上午十時至下午六時期間（公眾假期除外）致電 2886 9892 查詢。","contactus_thankyou1":"我們已經收到你的訊息！","contactus_thankyou2":"我們會儘快回覆你的查詢。","contactus_title":"我們隨時為你服務","cookie_banner_cta":"了解更多","cookie_banner_text":"本網站使用 Cookies 為你提供順暢瀏覽體驗。","cookie_meta":"Cookies help us remember you and provide a better experience when you’re visiting our website. Read our policy for more details on how we use cookies.","cookie_ogtitle":"Cookie 政策 OneDegree","cookie_ogurl":"https://www.onedegree.hk/zh-hk/cookie-policy","cookie_pagetitle":"Cookie 政策 OneDegree","dog_page_meta":"當狗狗生病或發生意外時，OneDegree 助你應付突發醫療開支。網上投保即時生效，產品只設年度保障額，讓你靈活運用於保障項目中，同時提供終身慢性疾病保障。","dog_page_ogtitle":"香港狗隻保險的最佳選擇 寵物CEO Plan OneDegree","dog_page_ogurl":"https://www.onedegree.hk/zh-hk/dog-insurance","dog_page_pagetitle":"香港狗隻保險的最佳選擇 寵物CEO Plan OneDegree","dog_page_section1_subtext1":"寵物CEO Plan為你提供三款計劃選擇，高達HK$80,000醫療保額，並適用於全港註冊獸醫，為毛孩提供最好的準備。","dog_page_section1_subtext2":"市面上大部分寵物保險都有指定不保寵物品種，寵物CEO Plan®不單止涵蓋13週至11歲的毛孩，而且任何品種貓狗皆可投保，續保時更不設年齡限制^。 [[newline]][[newline]]^ OneDegree擁有最終核保權。","dog_page_section1_subtext3":"於4歲或之前投保，寵物即可獲終生慢性疾病保障，包括過敏、慢性腎衰竭和癌症等。","dog_page_section1_subtext4":"癌症患病率會隨着寵物年齡而持續增加，萬一你的寵物首次不幸患上癌症，寵物CEO Plan除了保障相關醫療費用，還會提供一次性現金港幣10,000元讓你自由安排如何和寵物度過難關。","dog_page_section1_subtext4_remark":"* 不適用於安心計劃 ","dog_page_section1_subtext5":"OneDegree寵物CEO Plan不設指定醫療項目賠償限額，投保時1歲或以上寵物於網絡獸醫診所之合資格醫療費用更可全單賠足9成*，於非網絡獸醫診所亦可獲賠償7成*。寵物醫療項目包括門診、手術、化驗、處方藥物等。市面上一般寵物保險都設有項目賠償限制，高額的醫療費用可能只獲得低額賠償。我們深明每隻毛孩有不同的需要，所以讓你自由運用醫療保額，為你的毛孩，保得更足。 [[newline]][[newline]]* 須符合保單條款。","dog_page_section1_subtitle1":"寵物醫療保額高達HK$80,000","dog_page_section1_subtitle2":"涵蓋11歲或以下所有狗狗品種","dog_page_section1_subtitle3":"終身保障慢性疾病","dog_page_section1_subtitle4":"癌症現金保障","dog_page_section1_subtitle5":"全港唯一寵物 CEO Plan 全單賠足9成","dog_page_section1_title":"產品特點","dog_page_text":"每個毛孩都是家中的無價寶，而OneDegree寵物CEO Plan保與主人一起守護毛孩。任何品種狗狗均可投保，同樣可獲得健度保障的機會；網上投保手續簡單，數分鐘即可完成；寵物醫療保額高達HK$80,000，主人無須為昂貴的醫療費用煩惱，專心給予毛孩最好的照顧。","dog_page_title":"萬般寵 一種愛","email_clipboard_text":"成功複製電郵地址。","faq_faq":"常見問題","faq_help_contact":"按此","faq_help_text":"你可以透過右下角的[[live_chat_button]]與我們的客戶服務團隊即時對話，或[[faq_help_contact]]聯絡我們。","faq_help_title":"仍然需要幫助嗎？","faq_related":"相關問題：","faq_search_ogtitle":" \"{{keyword}}\"的搜尋結果","faq_search_title":" \"{{keyword}}\"的搜尋結果","faq_search_type":"搜尋","faq_time_string":"最後更新：","faq_title":"我們樂意為你解答任何疑問","find_vet_close_time":"正在休息：","find_vet_dayoff":"休息","find_vet_disclaimer":"最近更新日期：2024年4月9日\n[[doubleNewline]]\n我們會定時更新網絡診所最新資訊，惟不保證以上資訊能及時反映診所之營運改變。\n[[doubleNewline]]\nOneDegree有權隨時修改、終止或暫停獸醫診所網絡計劃而無須另行通知，並保留絕對酌情權。","find_vet_distance":"距離你{{distance}}公里","find_vet_map":"在地圖顯示","find_vet_meta":"你可帶寵物到香港任何註冊獸醫就診，或選擇我們的網絡獸醫，投保時1歲或以上寵物可獲取高達 90% 賠償。投保時13週至11個月寵物則可索償最多 50%。","find_vet_ogtitle":"合作香港獸醫診所名單 OneDegree 香港網上保險","find_vet_ogurl":"https://www.onedegree.hk/zh-hk/vet-network","find_vet_open_time":"正在營業：","find_vet_pagetitle":"合作香港獸醫診所名單 OneDegree","find_vet_point1":"寵物純醫療保障","find_vet_point2":"一站式管理平台","find_vet_point3":"簡易索償程序","find_vet_search_1result":"以下的獸醫診所符合你的搜尋條件：[[doubleNewline]]我們建議你帶寵物就醫前先致電預約，以避免長時間候診，或因診所營業時間有所更改而撲空。","find_vet_search_bar":"輸入診所名稱或所在地區，例如：九龍 / 沙田 / 離島 / ABC診所","find_vet_search_default":"以下列出的診所均屬於我們的獸醫網絡，投保時1歲或以上寵物，主人可就合資格項目獲取高達 90% 的賠償。而前往任何未在此列出的香港註冊獸醫就診，則可索償最多 70% 的醫療費用；投保時13週至11個月寵物，任何香港註冊獸醫就診賠償均為上限50%。[[doubleNewline]]我們建議你帶寵物就醫前先致電預約，以避免長時間候診，或因診所營業時間更改而撲空。[[doubleNewline]]請[[vet_clinic_list_pdf]]了解將於2024年4月9日開始生效的獸醫網絡名單。","find_vet_search_manyresult":"以下的獸醫診所符合你的搜尋條件：[[doubleNewline]]我們建議你帶寵物就醫前先致電預約，以避免長時間候診，或因診所營業時間有所更改而撲空。","find_vet_search_noresult":"抱歉，目前未有符合你搜尋條件的網絡獸醫。你可嘗試變更關鍵字，或前往任何未在此列出的香港註冊獸醫就診，投保時1歲或以上寵物仍可就合資格醫療費用獲取上限 70% 的賠償，投保時13週至11個月則上限50％。如你有相熟診所並希望它加入 OneDegree 網絡，歡迎按右下角的在線對話鍵與我們聯絡。","find_vet_subtitle":"成為寵物CEO Plan一份子，你可享受：","find_vet_text":"你可帶寵物到香港任何註冊獸醫就診，或選擇我們的網絡獸醫，投保時1歲或以上寵物可獲取高達 90% 賠償；投保時13週至11個月寵物賠償則最高達50%。[[doubleNewline]]索償手續亦相當簡單，你只需備妥所需文件或資料，登入你的OneDegree帳號於網上提交，即可申請索償。","find_vet_title":"獸醫診所網絡","find_vet_viewall":"看全部","insurance_101_page_back":"\u003c 返回","insurance_101_page_subtitle":"如何應用？","insurance_101_subtitle":"普遍大眾均覺得保險有很多專有詞彙，難於明白。在 OneDegree，我們避免使用艱深用語，亦為你準備了常見保險術語的定義和例子，讓你可以無師自通，買保險不求人！","insurance_101_title":"保險小知識","insurance101_meta":"買保險不求人？在 OneDegree，我們避免使用艱深用語，亦為你準備了常見保險術語的定義和例子，讓你可以無師自通，無須再擔心保險的專有詞彙。","insurance101_ogtitle":"保險小知識 OneDegree 香港網上保險","insurance101_ogurl":"https://www.onedegree.hk/zh-hk/insurance-101","insurance101_pagetitle":"保險小知識 OneDegree","join_us_email":"talents@onedegree.hk","join_us_section1_text1":"我們重視每一個天馬行空的想法，甚至認真考慮看似不可能的建議。無論你是管理層或剛踏入社會的畢業生，我們相信透過每一次的討論，每一次的交流，都可以擦出新火花，從中找到更多養份，讓我們建立更好的產品及服務。","join_us_section1_title":"重視每一個人的聲音","join_us_section2_title":"讓工作變得開心","join_us_section3_text1":"我們相信每一位開心的員工，都是最佳員工！於工作地點及時間上，我們可以為你提供充滿彈性的安排，滿足你生活上或家庭上的需要，讓你隨時都擁有最佳狀態，面對工作上的一切挑戰。","join_us_section4_text":"未有找到心儀的職位空缺？只要你擁有加入我們團隊的熱誠，歡迎直接寄送你的履歷到 [[join_us_email]]，或許我們能為你找到其他合適的工作機會。","join_us_section4_text1":"我們暫時沒有任何職位空缺，請之後再來查看。[[doubleNewline]]你也可以直接寄送你的履歷到 [[join_us_email]]，或許我們能為你找到其他合適的工作機會。","join_us_section4_title":"最新職位空缺","join_us_subtitle":"加入我們一起來改變保險業。","join_us_text":"我們的團隊充滿活力，有來自不同背景，卻有著相同的理念的專業人士。在 OneDegree，成員之間合作無間，每個人的貢獻都同樣重要。","join_us_title":"加入 OneDegree","joinus_meta":"正在尋找工作機會？OneDegree 正招聘富創新思維及期望突破傳統的專業人士加入我們的團隊。擁有相同理念的你，馬上來應徵我們的職位吧！","joinus_ogtitle":"加入我們 OneDegree 香港網上保險","joinus_ogurl":"https://www.onedegree.hk/zh-hk/join-us","joinus_pagetitle":"加入我們 OneDegree","legal_page_back":"Back to top","legal_page_date":"Last updated:","live_chat_button":"在線對話按鈕","new_url":"https://www.onedegree.hk/zh-hk/news/","pet_claim_section1_text":"我們和你同樣關注毛孩的健康。請於就醫後30天內申請索償，並確保收據上已列出下方註明的所須資料，否則索償將有機會被拒。如你發現收據上有任何遺漏，可請獸醫於現有收據上手寫補充後再簽名及蓋章作實，或請獸醫電郵提供有關資料，以便將相關內容一同上傳以作核實用途。","pet_claim_section1_title":"如何索償","pet_claim_section2_list":"查看網絡獸醫名單","pet_claim_section2_point1_text":"網絡獸醫賠償百分比：90% (適用於1歲或以上寵物) ","pet_claim_section2_point2_text":"非網絡獸醫賠償百分比：70% (適用於投保時1歲或以上寵物) ","pet_claim_section2_point3_text":"投保時13週至11個月寵物：全港註冊獸醫 50%\n\n","pet_claim_section2_text":"無需事先通知OneDegree，但建議先跟診所預約以免撲空。","pet_claim_section2_title":"直接帶寵物就診","pet_claim_section3_point1_text":"病徵出現日期","pet_claim_section3_point2_text":"診斷結果（病因）","pet_claim_section3_point3_text":"各項醫療項目收費","pet_claim_section3_point4_text":"寵物名字或晶片號碼","pet_claim_section3_text":"記得請獸醫在收據上註明以下事項以確保索償過程順暢：","pet_claim_section3_title":"醫療收據要求","pet_claim_section4_point1_text":"登入[[pet_claim_section4_point1_text_here]]","pet_claim_section4_point1_text_here":"你的帳戶","pet_claim_section4_point2_text":"選擇保單","pet_claim_section4_point3_text":"按「遞交索償」","pet_claim_section4_text":"回答幾條簡單問題並上傳獸醫收據，如有多於一次就診，請逐次分開申請索償。","pet_claim_section4_title":"申請索償","pet_claim_section5_point1_text":"可隨時登入查看索償進度，我們亦會以電郵通知你最新情況。","pet_claim_section5_point2_text":"賠付直接存入銀行戶口，不需再擔心因寵物的意外醫療開支引起現金周轉煩惱。","pet_claim_section5_text":"簡單、透明、快捷！","pet_claim_section5_title":"申請完成","pet_claim_text":"無需填寫任何紙本表格，於網站上傳收據及填寫簡單資料即可申請索償，更可隨時登入查看進度，簡單、透明、快捷！","pet_claim_title":"索償手續簡單快捷","pet_disclaimer":"寵物CEO Plan由 OneDegree Hong Kong Limited 承保，OneDegree Hong Kong Limited 已獲香港特別行政區保險業監管局授權並受其監管。","pet_exclusion_list_exclusion1_subtitle":"已存在的病況","pet_exclusion_list_exclusion1_text":"於保單生效日前或等候期內，如有以下任何已出現症狀、已被確診或已接受治療的病況，有關病況將視為投保前已存在的病況：過敏、非化膿性關節炎、哮喘或慢性下呼吸道疾病、癌症（惡性腫瘤）、心血管疾病 、慢性腸炎、慢性眼疾、慢性胃炎、慢性肝病、慢性胰腺炎、慢性腎病、內分泌疾病、傳染病，包括假性狂犬病,貓愛滋, FIV (貓免疫缺陷病毒), FeLV (貓白血病病毒) 、炎症性腸病、關節發育不良、腫瘤（良性）、骨軟骨疾病、神經損傷、泌尿系統結石、尿道閉塞等 ","pet_exclusion_list_exclusion10_subtitle":"不受保障的治療方式","pet_exclusion_list_exclusion10_text1":"不受保障的疾病","pet_exclusion_list_exclusion10_text10":"幹細胞治療、基因治療、器官移植","pet_exclusion_list_exclusion10_text2":"免疫治療","pet_exclusion_list_exclusion10_text3":"順勢療法","pet_exclusion_list_exclusion10_text4":"草藥","pet_exclusion_list_exclusion10_text5":"針灸治療","pet_exclusion_list_exclusion10_text6":"整骨療法","pet_exclusion_list_exclusion10_text7":"激光治療","pet_exclusion_list_exclusion10_text8":"物理治療","pet_exclusion_list_exclusion10_text9":"水療","pet_exclusion_list_exclusion2_subtitle":"先天性疾病","pet_exclusion_list_exclusion3_subtitle":"因懷孕或配種導致的病況","pet_exclusion_list_exclusion3_text":"任何在子宮發育或出生時，潛在、已知或已確診的醫學、生理或精神上的異常","pet_exclusion_list_exclusion4_subtitle":"疏忽照顧或由人為蓄意造成的病況","pet_exclusion_list_exclusion5_subtitle":"不受保障的疾病包括犬瘟熱、 犬副流感、犬細小病毒、懷疑或已確診貓傳染性腹膜炎（FIP）、貓泛白細胞減少症病毒、心絲蟲、肝炎，包括犬傳染性肝炎、癱瘓、與癱瘓相關、或任何可導致癱瘓的病況、髕骨移位、狂犬病、癲癇、與癲癇相關、或任何可導致癲癇的病況","pet_exclusion_list_exclusion6_subtitle":"牙科疾病","pet_exclusion_list_exclusion7_subtitle":"以下情況所導致的病況：任何已宣佈的大型傳染病（瘟疫）或戰爭及恐怖主義(不論曾正式宣戰與否)、侵略、外敵行動、內戰、革命、叛亂；於武裝部隊、警察、或任何執法部門服役或放射性污染、化學、生物、生化及電磁脈衝武器之相關特殊情況 ","pet_exclusion_list_exclusion8_subtitle":"非醫療費用，包括：","pet_exclusion_list_exclusion8_text1":"交通費用","pet_exclusion_list_exclusion8_text2":"死亡費用(如葬禮/火葬)","pet_exclusion_list_exclusion8_text3":"診所的行政費用，如獸醫填寫醫療報告所收取的費用","pet_exclusion_list_exclusion9_subtitle":"預防性及選擇性療程","pet_exclusion_list_exclusion9_text1":"美容或整形手術 ","pet_exclusion_list_exclusion9_text2":"絕育手術和任何由其引起的病況","pet_exclusion_list_exclusion9_text3":"預防性或定期保健，包括疫苗、身體檢查、植入微型晶片、拔除爪、梳洗、指甲修剪及任何因接受上述療程而引起的病況","pet_exclusion_list_exclusion9_text4":"牙齒保健療程，如刷牙、洗牙、拔牙、重整牙齒；","pet_exclusion_list_exclusion9_text5":"減肥食品、處方糧、寵物食品、任何補充品包括益生菌、維他命或礦物質等、耳藥水、眼藥水、藥丸分配器、頸圈、洗頭及洗澡用品(包括藥浴)、住宿及運動用品 ；","pet_exclusion_list_exclusion9_text6":"清理肛門腺；","pet_exclusion_list_exclusion9_text7":"購買或租借義肢；","pet_exclusion_list_exclusion9_text8":"行為訓練或矯正；","pet_exclusion_list_title":"不保事項","pet_overview_brochure":"產品小冊子","pet_overview_button":"即時投保","pet_overview_exclusion_popup":"按此","pet_overview_meta":"當毛小孩生病或發生意外時，OneDegree 寵物CEO Plan助你應付突發醫療開支。OneDegree 為所有貓狗品種提供醫療保障，更不設單項保障項目最高保障金額。","pet_overview_ogtitle":"香港寵物保險的最佳選擇 寵物CEO Plan OneDegree 香港網上保險","pet_overview_ogurl":"https://www.onedegree.hk/zh-hk/pet-insurance","pet_overview_pagetitle":"香港寵物保險的最佳選擇 寵物CEO Plan OneDegree","pet_overview_section1_subtext1":"寵物CEO Plan為你提供三款計劃選擇，高達HK$80,000醫療保額，並適用於全港註冊獸醫，為毛孩提供最好的準備。","pet_overview_section1_subtext2":"市面上大部分寵物保險都有指定不保寵物品種，寵物CEO Plan不單止涵蓋13週至11歲的毛孩，而且任何品種貓狗皆可投保，續保時更不設年齡限制^。 [[newline]][[newline]]^ OneDegree擁有最終核保權。","pet_overview_section1_subtext3":"於4歲或之前投保，寵物即可獲終生慢性疾病保障，包括過敏、慢性腎衰竭和癌症等。","pet_overview_section1_subtext4":"癌症患病率會隨着寵物年齡而持續增加，萬一你的寵物首次不幸患上癌症，寵物CEO Plan除了保障相關醫療費用，還會提供一次性現金港幣10,000元讓你自由安排如何和寵物度過難關。","pet_overview_section1_subtext5":"OneDegree寵物CEO Plan不設指定醫療項目賠償限額，投保時1歲或以上寵物於網絡獸醫診所之合資格醫療費用更可全單賠足9成*，於非網絡獸醫診所亦可獲賠償7成*。寵物醫療項目包括門診、手術、化驗、處方藥物等。市面上一般寵物保險都設有項目賠償限制，高額的醫療費用可能只獲得低額賠償。我們深明每隻毛孩有不同的需要，所以讓你自由運用醫療保額，為你的毛孩，保得更足。 [[newline]][[newline]]* 須符合保單條款。","pet_overview_section1_subtitle1":"寵物醫療保額高達HK$80,000","pet_overview_section1_subtitle2":"涵蓋11歲或以下所有貓狗品種","pet_overview_section1_subtitle3":"終身保障慢性疾病","pet_overview_section1_subtitle4":"癌症現金保障","pet_overview_section1_subtitle5":"全港唯一寵物 CEO Plan 全單賠足9成","pet_overview_section1_title":"產品特點","pet_overview_section2_subtitle2":"與其他市面上的寵物保險計劃一樣，我們並不保障於投保前或於保險等候期間已存在或發生的狀況。我們不會保障因絕育、結紮和另類療法而引起的費用。請[[pet_overview_exclusion]]了解詳細不保事項。","pet_overview_section2_subtitle3":"請參閱[[pet_overview_brochure]]了解更多。","pet_overview_section2_text":"不管是間歇性肚痾還是嚴重的慢性疾病，寵物CEO Plan都保障寵物因意外或疾病所產生的醫療費用，投保時13週至11個月寵物賠償比例高達5成，投保時1歲或以上寵物賠償比例高達9成。是寵物醫保首選。我們的計劃除保障住院及手術等重大開支，全方位計劃及尊寵計劃更包括門診診金，給你最全面守護。","pet_overview_section2_title1":"寵物保險計劃詳情","pet_overview_section2_title2":"不保事項","pet_overview_section3_cat_cost1":"平均每次醫療費","pet_overview_section3_cat_cost2":"平均每年醫療費","pet_overview_section3_cat_cost3":"平均每年醫療費","pet_overview_section3_cat_cost4":"平均每年醫療費","pet_overview_section3_cat_cost5":"平均每次醫療費","pet_overview_section3_cat_cost6":"平均每年醫療費","pet_overview_section3_cat_fee1":"HKD 7,300","pet_overview_section3_cat_fee2":"HKD 12,900","pet_overview_section3_cat_fee3":"HKD 4,900","pet_overview_section3_cat_fee4":"HKD 12,000","pet_overview_section3_cat_fee5":"HKD 1,700","pet_overview_section3_cat_fee6":"HKD 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