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class="sc-30e3af72-4 fkRjxj"><span>寵物保險</span></div></a><a id="official-header-sublink-odhk_header_tab1_cat1_menu2" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/dog-insurance"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>狗狗保險</span></div></a><a id="official-header-sublink-odhk_header_tab1_cat1_menu3" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/cat-insurance"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>貓貓保險</span></div></a><a id="official-header-sublink-odhk_header_tab1_cat1_menu6" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/turtle-tortoise-bird-insurance"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>龜鳥保險</span><div style="width:0px;height:0px"></div></div></a><a 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style="width:0px;height:0px"></div></div></a><a id="official-header-sublink-odhk_header_products_home_warranty" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/home-appliances"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>家電保養保險</span><div style="width:0px;height:0px"></div></div></a><a id="official-header-sublink-odhk_header_tab1_cat2_menu1" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/fire-insurance"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>火險</span></div></a></div><img alt="OneDegree HK" loading="lazy" width="226" height="213" decoding="async" data-nimg="1" class="sc-56da9a71-6 bFSggB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div><div id="general_header_desktop_learn_more_tab" class="sc-56da9a71-2 blnYDh"><div class="sc-56da9a71-3 gCcexg">了解更多</div><div class="sc-56da9a71-1 dzrNiX"></div><div class="sc-7bdd0421-0 iqqOLZ"><div class="sc-7bdd0421-1 sc-56da9a71-4 gLbmwc igeXxq odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_header_tab2_menu1" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/customer-stories"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>客戶分享</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu2" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/faq"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>常見問題</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu3" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/blog"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>網誌</span></div></a><a id="official-header-sublink-odhk_header_tab2_menu4" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/insurance-101"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>保險101</span></div></a></div></div></div><div id="general_header_desktop_promotions_tab" class="sc-56da9a71-2 blnYDh"><div class="sc-56da9a71-3 gCcexg">推廣優惠</div><div class="sc-56da9a71-1 dzrNiX"></div><div class="sc-7bdd0421-0 iqqOLZ"><div class="sc-7bdd0421-1 sc-56da9a71-4 gLbmwc igeXxq odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_header_tab3_menu1" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/promotions"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>優惠總覽</span></div></a><a id="official-header-sublink-odhk_header_tab3_member_benefits" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/member-benefits"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>會員優惠</span></div></a><a id="official-header-sublink-odhk_header_tab3_menu2" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/promotions/special/multipolicy"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>多重投保優惠</span></div></a><a id="official-header-sublink-header_pet_referral_campaign" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="nofollow" href="https://campaign.onedegree.hk/referrer-zh-hk"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>推薦計劃</span></div></a></div></div></div><div id="general_header_desktop_enterprise_tab" class="sc-56da9a71-2 blnYDh"><div class="sc-56da9a71-3 gCcexg">企業產品</div><div class="sc-56da9a71-1 dzrNiX"></div><div class="sc-7bdd0421-0 iqqOLZ"><div class="sc-7bdd0421-1 sc-56da9a71-5 gLbmwc hMyHeT odv2-box-shadow-overlay"><div class="sc-56da9a71-7 kNwBjF"><div class="sc-56da9a71-9 fcjlZT odv2-heading-06"><div style="width:0px;height:0px"></div>商務方案</div><a id="official-header-sublink-odhk_header_tab4_cat1_menu1" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="" href="/zh-hk/business-partners"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>業務概覽</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat1_menu2" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="nofollow" href="https://partnership.onedegree.hk/zh-hk"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>企業合作</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat1_menu4" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_blank" rel="noopener noreferrer nofollow" href="https://theixt.com"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>保險核心系統</span></div></a></div><div class="sc-56da9a71-7 kNwBjF"><div class="sc-56da9a71-9 fcjlZT odv2-heading-06"><div style="width:0px;height:0px"></div>保險產品</div><a id="official-header-sublink-odhk_header_tab4_cat2_menu1" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="nofollow" href="https://cyberinsurance.onedegree.hk/zh-hk"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>數碼保險</span></div></a><a id="official-header-sublink-odhk_header_tab4_cat2_menu2" class="sc-30e3af72-1 sc-30e3af72-2 iPqBIW gJEtPH odv2-body-01" target="_self" rel="nofollow" href="https://digitalasset-insurance.onedegree.hk/zh-hk"><div class="sc-30e3af72-0 jQlPEh"></div><div class="sc-30e3af72-4 fkRjxj"><span>數字資產保險</span></div></a></div><img alt="OneDegree HK" loading="lazy" width="226" height="213" decoding="async" data-nimg="1" class="sc-56da9a71-6 bFSggB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div></div><div class="sc-43cc5634-9 fhKaAB"></div><div class="sc-43cc5634-0 jmLYdJ"><a id="general-header-login-button" class="sc-43cc5634-12 fyngJq" target="_self" rel="" href="/zh-hk/dashboard">帳戶</a><div class="sc-56b58f03-0 gKJmZX sc-43cc5634-7 cVYqrx"><button id="general-header-quote-button" class="sc-56b58f03-1 dFXFgD">報價</button></div><div id="general-header-product-select-block" class="sc-56b58f03-2 blTDyE odv2-box-shadow-overlay"><div class="sc-56b58f03-3 cQYWHL odv2-heading-06">選擇保障</div><div class="sc-56b58f03-4 frGRDy"><a id="general-header-quote-button-home" class="sc-56b58f03-7 egROpv" target="_self" rel="" href="/zh-hk/home-insurance"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">家居保險</div></a><a id="general-header-quote-button-home-appliances-warranty" class="sc-56b58f03-7 egROpv" target="_self" rel="" href="/zh-hk/home-appliances"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">家電保養保險</div></a><a id="general-header-quote-button-fire" class="sc-56b58f03-7 egROpv" target="_self" rel="" href="/zh-hk/fire-insurance"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">火險</div></a><a id="general-header-quote-button-ci" class="sc-56b58f03-7 egROpv" target="_self" rel="" href="/zh-hk/health/critical-illness/quote"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">危疾保</div></a><a id="general-header-quote-button-pet" class="sc-56b58f03-7 egROpv" target="_self" rel="" href="/zh-hk/pet-insurance"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">寵物保險</div></a><a id="general-header-quote-button-turtle-bird" href="https://www.onedegree.hk/zh-hk/turtle-tortoise-bird-insurance" class="sc-56b58f03-7 egROpv" target="_blank" rel="noopener noreferrer"><div class="sc-56b58f03-5 eDkTNr"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-56b58f03-6 ddVgSB" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png"/></div><div class="sc-56b58f03-8 keRoxY odv2-responsive-heading-07-bold">龜鳥保險</div></a></div></div></div><button id="general-header-language-button" class="sc-43cc5634-10 jxMkBg"><div style="width:0px;height:0px"></div></button><button id="general-header-mobile-hamburger-toggle" class="sc-fdd76f9b-0 dxuOax sc-43cc5634-11 gLmNkH" type="button"><span class="sc-fdd76f9b-1 bYppTo"><span class="sc-fdd76f9b-2 jzrgkn"></span></span></button></div></div></header></div><div class="sc-40287b08-0 jqSgCB"><div class="sc-40287b08-3 jXBYHG"><div class="sc-40287b08-1 cWNxDa"></div><section class="sc-e27c5a0f-0 hBZPFE"><div class="sc-e27c5a0f-2 eZPHGd"><div class="sc-e27c5a0f-3 hRaFHU"><h1>全港最低價<br/>揀啱火險，大慳15萬!</h1></div><div class="sc-e27c5a0f-4 eihnqb"><div id="fire-landing-hero-section-image" class="sc-e27c5a0f-1 ipMNFe"><img id="general-prismic-hero-image-mobile" alt="OneDegree HK" fetchpriority="high" width="343" height="236" decoding="async" data-nimg="1" class="sc-a7b70752-0 iSKKxu" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/ZvZKFbVsGrYSwDyX_Fire-newherobanner-01_mobilenooffer1.png?auto=compress%2Cformat&rect=0%2C6%2C718%2C494&w=360 1x, https://images.prismic.io/odhk-official-website-prod/ZvZKFbVsGrYSwDyX_Fire-newherobanner-01_mobilenooffer1.png?auto=compress%2Cformat&rect=0%2C6%2C718%2C494&w=720 2x" src="https://images.prismic.io/odhk-official-website-prod/ZvZKFbVsGrYSwDyX_Fire-newherobanner-01_mobilenooffer1.png?auto=compress%2Cformat&rect=0%2C6%2C718%2C494&w=720"/><img id="general-prismic-hero-image-desktop" alt="OneDegree HK" loading="lazy" width="430" height="335" decoding="async" data-nimg="1" class="sc-a7b70752-1 bkQOER" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/ZvZKFLVsGrYSwDyV_Fire-newherobanner-01_desktopnooffer1.png?auto=compress%2Cformat&rect=0%2C0%2C896%2C698&w=480 1x, https://images.prismic.io/odhk-official-website-prod/ZvZKFLVsGrYSwDyV_Fire-newherobanner-01_desktopnooffer1.png?auto=compress%2Cformat&rect=0%2C0%2C896%2C698&w=920 2x" src="https://images.prismic.io/odhk-official-website-prod/ZvZKFLVsGrYSwDyV_Fire-newherobanner-01_desktopnooffer1.png?auto=compress%2Cformat&rect=0%2C0%2C896%2C698&w=920"/></div><div class="sc-e27c5a0f-5 gSRXGe"><img alt="OneDegree HK" fetchpriority="high" width="23" height="32" decoding="async" data-nimg="1" class="sc-e27c5a0f-6 dFGnaE" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1724738420/official-prod/fire-insurance/landing-page/promotion-tag-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1724738420/official-prod/fire-insurance/landing-page/promotion-tag-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1724738420/official-prod/fire-insurance/landing-page/promotion-tag-3x.png"/><p class="sc-e27c5a0f-7 ijYDqF">全港最低價格 首年保費只需投保額0.034%</p></div></div><div class="sc-e27c5a0f-8 hXPnst"><div id="fire-landing-hero-section-feature-item-0" class="sc-c2e6e2c9-0 zPvts"><div id="fire-landing-hero-section-feature-item-toggle-0" class="sc-c2e6e2c9-1 jAHdKb"><div class="sc-c2e6e2c9-2 dymZrs"><div style="width:0px;height:0px"></div></div><h4 class="sc-c2e6e2c9-4 fVgByM">價格全港最低</h4></div><div class="sc-8ehlcf-0 bWNSVv sc-c2e6e2c9-5 klpWIj"><div><div class="sc-c2e6e2c9-6 jjSVWe"><p>其他保險公司每年收取高達投保額之 0.15% 作為火險保費，OneDegree只收取首年保費0.034%，價格全港最低，30年供樓期內慳足高達HK$15萬*！</p></div></div></div></div><div id="fire-landing-hero-section-feature-item-1" class="sc-c2e6e2c9-0 gtiNNs"><div id="fire-landing-hero-section-feature-item-toggle-1" class="sc-c2e6e2c9-1 jAHdKb"><div class="sc-c2e6e2c9-2 dymZrs"><div style="width:0px;height:0px"></div></div><h4 class="sc-c2e6e2c9-4 fVgByM">特設180日生效期</h4></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-c2e6e2c9-5 dGcdIs"><div><div class="sc-c2e6e2c9-6 jjSVWe"><p>特設180日保單生效期，保單何時生效由你決定。</p></div></div></div></div><div id="fire-landing-hero-section-feature-item-2" class="sc-c2e6e2c9-0 gtiNNs"><div id="fire-landing-hero-section-feature-item-toggle-2" class="sc-c2e6e2c9-1 jAHdKb"><div class="sc-c2e6e2c9-2 dymZrs"><div style="width:0px;height:0px"></div></div><h4 class="sc-c2e6e2c9-4 fVgByM">不限住宅物業種類或樓齡</h4></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-c2e6e2c9-5 dGcdIs"><div><div class="sc-c2e6e2c9-6 jjSVWe"><p>我們的火險不設樓齡限制，保障所有住宅類型物業。</p></div></div></div></div><div id="fire-landing-hero-section-feature-item-3" class="sc-c2e6e2c9-0 gtiNNs"><div id="fire-landing-hero-section-feature-item-toggle-3" class="sc-c2e6e2c9-1 jAHdKb"><div class="sc-c2e6e2c9-2 dymZrs"><div style="width:0px;height:0px"></div></div><h4 class="sc-c2e6e2c9-4 fVgByM">靈活取消政策</h4></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-c2e6e2c9-5 dGcdIs"><div><div class="sc-c2e6e2c9-6 jjSVWe"><p>可靈活取消保單，配合你需要。</p></div></div></div></div></div></div></section><div class="sc-e90fded7-0 eyzxCD"><div class="sc-e90fded7-2 KMXFf"></div><div class="sc-e90fded7-3 eGCyyW"></div><div class="sc-e90fded7-4 kjnFmF"></div><div class="sc-e90fded7-1 fQLcbK"><div class="sc-e90fded7-5 irIlbf"></div><h2 id="fire-landing-instant-quote-section-title" class="sc-e90fded7-6 iifPQb odv2-heading-03">輸入投保額獲得報價</h2><div class="sc-e90fded7-7 hMGzXu odv2-body-01">目前我們只保障住宅物業</div><div class="sc-e90fded7-13 eMaITo"><div class="sc-e90fded7-14 eBIxtE odv2-heading-07-semibold">投保額</div><div class="sc-e90fded7-15 itgTNM"><div class="sc-e90fded7-16 dLqfYe"><div class="sc-e90fded7-17 cVaFHv odv2-body-01">HK$</div><div class="sc-e90fded7-18 hYzwkS"></div><input id="fire-landing-sum-insured" inputMode="decimal" disabled="" class="sc-e90fded7-19 izeVbe odv2-heading-06" value="3,000,000"/></div><div class="sc-2bf6ba77-0 kYeaLK sc-e90fded7-20 fHZALI"><div id="fire-landing-slider" class="sc-2bf6ba77-1 jsifaY"><div class="sc-2bf6ba77-2 hBHDVk"><div id="fire-landing-slider-progress-line" style="width:0%" class="sc-2bf6ba77-3 hxhXxu"></div></div><div id="fire-landing-slider-progress-dot" style="left:calc(0% - 9px)" class="sc-2bf6ba77-4 kFcoyx"></div></div><div class="sc-2bf6ba77-5 lkWmpR"><div id="fire-landing-slider-placeholder-min-placeholder" class="sc-2bf6ba77-6 cMPyUQ odv2-body-02">HK$500,000</div><div id="fire-landing-slider-placeholder-max-placeholder" class="sc-2bf6ba77-6 cMPyUQ odv2-body-02">HK$50,000,000</div></div></div></div></div><div class="sc-e90fded7-21 fXstpu"><div class="sc-e90fded7-14 eBIxtE odv2-heading-07-semibold">優惠碼</div><div class="sc-947c871b-0 kPAtLd sc-e90fded7-22 cjevre"><div class="sc-947c871b-1 cypMTa"><div class="sc-1k8szlu-0 hCLXMn sc-947c871b-2 cXKkdg"><div class="sc-1psrv6o-1 icwFTW"><input id="fire-landing-promo-code-promo-code-input" data-testid="fire-landing-promo-code-promo-code-input" tabindex="0" placeholder="優惠碼" autoComplete="off" class="sc-1psrv6o-0 gtvLzl odv2-body-01" value=""/><div class="sc-1psrv6o-5 cqAflx"></div></div></div><button disabled="" id="fire-landing-promo-code-promo-code-apply-button" class="sc-nrll5m-1 cWaKup sc-947c871b-3 ifXzHS odv2-heading-07-semibold odv2-box-shadow-flat"><div class="sc-nrll5m-0 gHGtiV"><span id="fire-landing-promo-code-promo-code-apply-button-btn-text" class="sc-nrll5m-2 sYpae">使用</span></div></button></div></div></div><button id="fire-landing-get-quote" class="sc-nrll5m-1 fStklu sc-e90fded7-23 fyHsMn odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><div id="fire-landing-get-quote-loading" class="sc-nrll5m-3 hElLzN"></div><span id="fire-landing-get-quote-btn-text" class="sc-nrll5m-2 bKNVMX">報價</span></div></button><div class="sc-e90fded7-8 NUBFs"><img alt="OneDegree HK" loading="lazy" width="64" height="64" decoding="async" data-nimg="1" class="sc-e90fded7-9 gWztQO" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723532676/official-prod/fire-insurance/landing-page/the-one-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723532676/official-prod/fire-insurance/landing-page/the-one-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723532676/official-prod/fire-insurance/landing-page/the-one-3x.png"/><div class="sc-e90fded7-10 cZTKkv"><div class="sc-e90fded7-11 fBZSuq odv2-body-02">如何計算投保額？</div><div id="fire-landing-learn-more" class="sc-e90fded7-12 jYARRm odv2-heading-07-bold">> 了解更多</div></div></div></div></div><div class="sc-b4d4860b-0 eNFYUm"><div class="sc-b4d4860b-1 gzSKdl"><img alt="OneDegree HK" loading="lazy" width="330" height="330" decoding="async" data-nimg="1" class="sc-b4d4860b-20 jpfnjZ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_360,q_auto:eco/v1723444461/official-prod/fire-insurance/landing-page/left-city-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1723444461/official-prod/fire-insurance/landing-page/left-city-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1723444461/official-prod/fire-insurance/landing-page/left-city-3x.png"/><img alt="OneDegree HK" loading="lazy" width="330" height="330" decoding="async" data-nimg="1" class="sc-b4d4860b-19 drFwsR" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_360,q_auto:eco/v1723444312/official-prod/fire-insurance/landing-page/right-city-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1723444312/official-prod/fire-insurance/landing-page/right-city-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_720,q_auto:eco/v1723444312/official-prod/fire-insurance/landing-page/right-city-3x.png"/><div class="sc-b4d4860b-2 dctMPM"><img alt="OneDegree HK" loading="lazy" width="130" height="79" decoding="async" data-nimg="1" class="sc-b4d4860b-3 bZuMYF" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_136,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/umbrella-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_272,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/umbrella-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_272,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/umbrella-3x.png"/><img alt="OneDegree HK" loading="lazy" width="100" height="100" decoding="async" data-nimg="1" class="sc-b4d4860b-4 cyCevj" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/f_gif,fl_lossy/q_70/v1724380085/official-prod/fire-insurance/landing-page/rain.gif 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_200,q_auto:eco/f_gif,fl_lossy/q_70/v1724380085/official-prod/fire-insurance/landing-page/rain.gif 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_200,q_auto:eco/f_gif,fl_lossy/q_70/v1724380085/official-prod/fire-insurance/landing-page/rain.gif"/><h2 class="sc-b4d4860b-5 bPVTpC odv2-heading-03">全面的火險保障</h2><div class="sc-b4d4860b-6 ivdIty odv2-heading-05">4大保障項目</div><div class="sc-b4d4860b-7 cXrGqv odv2-responsive-heading-06"><div id="fire-landing-product-detail-section-fire-coverage-modal-open-button" class="sc-b4d4860b-8 hgUhwy"><img alt="OneDegree HK" loading="lazy" width="54" height="54" decoding="async" data-nimg="1" class="sc-b4d4860b-9 eqPPM" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/fire-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/fire-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/fire-3x.png"/>火災</div><div id="fire-landing-product-detail-section-flood-coverage-modal-button" class="sc-b4d4860b-8 hgUhwy"><img alt="OneDegree HK" loading="lazy" width="54" height="54" decoding="async" data-nimg="1" class="sc-b4d4860b-9 eqPPM" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/flood-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/flood-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/flood-3x.png"/>淹水</div><div id="fire-landing-product-detail-section-light-coverage-modal-button" class="sc-b4d4860b-8 hgUhwy"><img alt="OneDegree HK" loading="lazy" width="54" height="54" decoding="async" data-nimg="1" class="sc-b4d4860b-9 eqPPM" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/light-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/light-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/light-3x.png"/>雷擊</div><div id="fire-landing-product-detail-section-gas-coverage-modal-button" class="sc-b4d4860b-8 hgUhwy"><img alt="OneDegree HK" loading="lazy" width="54" height="54" decoding="async" data-nimg="1" class="sc-b4d4860b-9 eqPPM" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/gas-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/gas-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723102094/official-prod/fire-insurance/landing-page/gas-3x.png"/>爐具或煤氣爆炸</div></div><div class="sc-b4d4860b-10 enOUhg"><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">全年最高保障額</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01"><div class="sc-b4d4860b-14 hitXRt odv2-responsive-heading-04">HK$5,000萬</div></div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">全港最低保費率^</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01"><div class="sc-b4d4860b-14 hitXRt odv2-responsive-heading-04">0.034%</div></div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">彈性投保額</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01">HK$500,000 - HK$50,000,000</div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">保單生效期</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01">投保後的10-180天內的任何一日</div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">受保住宅樓齡及種類</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01">不設限制</div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">適用按揭銀行</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01"><div class="sc-b4d4860b-16 eXCkvv"><span>接受12間按揭銀行：</span><ul class="sc-b4d4860b-17 bxUKt"><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">滙豐銀行</li><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">恒生銀行 </li><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">中國銀行(香港)</li><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">渣打銀行</li><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">東亞銀行</li><li class="sc-b4d4860b-18 dVrIXd odv2-responsive-body-02">建設銀行</li><div id="fire-landing-product-detail-section-bank-list-expand-button" class="sc-b4d4860b-25 ePAHLQ odv2-responsive-body-02">顯示全部<div style="width:0px;height:0px"></div></div></ul></div></div></div><div class="sc-b4d4860b-11 hYazPR"><div class="sc-b4d4860b-12 jiOLFf odv2-responsive-heading-06">不保事項</div><div class="sc-b4d4860b-13 befDfB odv2-responsive-body-01"><span>由地震、山火、暴動或示威引致的損毀</span><span>請 <span id="fire-landing-product-detail-section-not-cover-modal-open-button" class="sc-b4d4860b-15 hGaLfP odv2-responsive-heading-06">按此</span> 了解詳細不保事項</span></div></div></div></div></div><img alt="OneDegree HK" loading="lazy" width="1264" height="100" decoding="async" data-nimg="1" class="sc-b4d4860b-21 kuuxDW" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1264,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-mobile-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-mobile-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-mobile-3x.png"/><img alt="OneDegree HK" loading="lazy" width="1264" height="100" decoding="async" data-nimg="1" class="sc-b4d4860b-22 fpwWwG" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1264,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-two-mobile-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-two-mobile-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723435309/official-prod/fire-insurance/landing-page/wave-two-mobile-3x.png"/><img alt="OneDegree HK" loading="lazy" width="2528" height="100" decoding="async" data-nimg="1" class="sc-b4d4860b-23 dygtfr" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_6000,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_6000,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-3x.png"/><img alt="OneDegree HK" loading="lazy" width="2528" height="100" decoding="async" data-nimg="1" class="sc-b4d4860b-24 cRSAcF" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_2528,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-two-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_6000,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-two-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_6000,q_auto:eco/v1723445751/official-prod/fire-insurance/landing-page/wave-two-3x.png"/></div><div class="sc-40287b08-1 sc-40287b08-2 cWNxDa glbiHU"></div><section class="sc-70e2a951-0 jwQTuL"><img alt="OneDegree HK" loading="lazy" width="1920" height="64" decoding="async" data-nimg="1" class="sc-70e2a951-1 dJnho" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1920,q_auto:eco/v1723692489/official-prod/fire-insurance/landing-page/blue-top-bg-wave-2x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_3840,q_auto:eco/v1723692489/official-prod/fire-insurance/landing-page/blue-top-bg-wave-2x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_3840,q_auto:eco/v1723692489/official-prod/fire-insurance/landing-page/blue-top-bg-wave-2x.png"/><img alt="OneDegree HK" loading="lazy" width="1920" height="80" decoding="async" data-nimg="1" class="sc-70e2a951-2 iqkoIY" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_1920,q_auto:eco/v1723691182/official-prod/fire-insurance/landing-page/gray-bottom-bg-wave-2x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_3840,q_auto:eco/v1723691182/official-prod/fire-insurance/landing-page/gray-bottom-bg-wave-2x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_3840,q_auto:eco/v1723691182/official-prod/fire-insurance/landing-page/gray-bottom-bg-wave-2x.png"/><div class="sc-70e2a951-3 fjwFRV"><img alt="OneDegree HK" loading="lazy" width="48" height="48" decoding="async" data-nimg="1" class="sc-70e2a951-4 divQgD" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1723087599/official-prod/fire-insurance/landing-page/fire-step1-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723087599/official-prod/fire-insurance/landing-page/fire-step1-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723087599/official-prod/fire-insurance/landing-page/fire-step1-3x.png"/><img alt="OneDegree HK" loading="lazy" width="48" height="48" decoding="async" data-nimg="1" class="sc-70e2a951-5 tgjPL" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1723087602/official-prod/fire-insurance/landing-page/fire-step2-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723087602/official-prod/fire-insurance/landing-page/fire-step2-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723087602/official-prod/fire-insurance/landing-page/fire-step2-3x.png"/><h2 class="sc-70e2a951-6 jxTuwn odv2-heading-03"> <!-- -->誰需要OneDegree火險？<!-- --> </h2><h6 class="sc-70e2a951-7 tQYKt odv2-heading-06"> <!-- -->無論你是新/舊樓業主，有/沒有物業按揭，<!-- --> </h6><h6 class="sc-70e2a951-7 tQYKt odv2-heading-06"> <!-- -->OneDegree 火險都能爲你提供全面彈性保障！<!-- --> </h6><div class="sc-70e2a951-8 eeuRTX"><div class="sc-70e2a951-9 cNZPMK"><div class="sc-70e2a951-10 sc-70e2a951-11 kAzynB ggFYSv odv2-heading-06"> <!-- -->新樓業主<!-- --> </div><div class="sc-70e2a951-10 sc-70e2a951-11 kAzynB ggFYSv odv2-heading-06"> <!-- -->舊樓業主<!-- --> </div></div><div class="sc-70e2a951-9 cNZPMK"><div class="sc-70e2a951-10 sc-70e2a951-12 kAzynB bPiatL odv2-heading-07-bold"> <!-- -->有物業按揭<!-- --> </div><div class="sc-70e2a951-10 sc-70e2a951-12 kAzynB bPiatL odv2-heading-07-bold"> <!-- -->無物業按揭<!-- --> </div></div><div class="sc-70e2a951-9 cNZPMK"><div class="sc-70e2a951-13 hnqHQe"><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-70e2a951-14 hnzDA" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1723087072/official-prod/fire-insurance/landing-page/key-man-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1723087072/official-prod/fire-insurance/landing-page/key-man-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1723087072/official-prod/fire-insurance/landing-page/key-man-3x.png"/><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->樓齡：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->1年<!-- --> </p><div class="sc-70e2a951-20 koEtOP"></div><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->物業種類：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->大廈<!-- --> </p><div class="sc-70e2a951-20 koEtOP"></div><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->原按揭貨款額：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->HK$500萬<!-- --> </p><p class="sc-70e2a951-17 kFZypg odv2-body-02"> <!-- -->投保額<!-- --> </p><div class="sc-70e2a951-18 iIzqmk odv2-heading-05">HK$<div class="sc-70e2a951-19 bZMcEJ odv2-heading-03">500</div>萬</div></div><div class="sc-70e2a951-13 hnqHQe"><img alt="OneDegree HK" loading="lazy" width="160" height="160" decoding="async" data-nimg="1" class="sc-70e2a951-14 hnzDA" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1723018387/official-prod/fire-insurance/landing-page/elder-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1723018387/official-prod/fire-insurance/landing-page/elder-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_320,q_auto:eco/v1723018387/official-prod/fire-insurance/landing-page/elder-3x.png"/><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->樓齡：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->60年<!-- --> </p><div class="sc-70e2a951-20 koEtOP"></div><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->物業種類：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->村屋 <!-- --> </p><div class="sc-70e2a951-20 koEtOP"></div><p class="sc-70e2a951-15 dYDOAi odv2-body-02"> <!-- -->物業重建費用：<!-- --> </p><p class="sc-70e2a951-16 feZQqt odv2-heading-07-bold"> <!-- -->HK$200萬<!-- --> </p><p class="sc-70e2a951-17 kFZypg odv2-body-02"> <!-- -->投保額<!-- --> </p><div class="sc-70e2a951-18 iIzqmk odv2-heading-05">HK$<div class="sc-70e2a951-19 bZMcEJ odv2-heading-03">200</div>萬</div></div></div><div class="sc-70e2a951-9 cNZPMK"><div class="sc-70e2a951-21 WCeyJ odv2-heading-07-bold"> <!-- -->銀行按揭要求購買<!-- --> </div><div class="sc-70e2a951-21 WCeyJ odv2-heading-07-bold"> <!-- -->為樓宇結構提供額外保障<!-- --> </div></div></div><button id="fire-landing-study-case-section-insure-button" class="sc-nrll5m-1 bLRSfl sc-70e2a951-22 eCaeyv odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="fire-landing-study-case-section-insure-button-btn-text" class="sc-nrll5m-2 sYpae">立即投保</span></div></button></div></section><section class="sc-1165c2d7-0 kXdSYV"><img alt="OneDegree HK" loading="lazy" width="60" height="33" decoding="async" data-nimg="1" class="sc-1165c2d7-1 gyoEAv" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723106837/official-prod/fire-insurance/landing-page/golden-crown-3xpng.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723106837/official-prod/fire-insurance/landing-page/golden-crown-3xpng.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723106837/official-prod/fire-insurance/landing-page/golden-crown-3xpng.png"/><h2 class="sc-1165c2d7-2 fddGee odv2-heading-03"> <!-- -->火險價格全港最低<!-- --> </h2><div class="sc-1165c2d7-3 hOixnz odv2-heading-06">OneDegree只收取首年保費<span class="sc-1165c2d7-4 czlpPg">0.034%</span></div><div class="sc-1165c2d7-3 hOixnv odv2-heading-06"> <!-- -->每年保費HK$400起， 價格全港最低。<!-- --> </div><div class="sc-1165c2d7-6 jgfCoZ"><div class="sc-1165c2d7-7 cnfqcY"><div class="sc-1165c2d7-8 sc-1165c2d7-9 kqdbfs hZAlhc"></div><div class="sc-1165c2d7-8 sc-1165c2d7-9 kqdbfs hZAlhc"><img alt="OneDegree HK" loading="lazy" width="64" height="64" decoding="async" data-nimg="1" class="sc-1165c2d7-5 cdGaXE" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723106910/official-prod/fire-insurance/landing-page/thumbs-up-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723106910/official-prod/fire-insurance/landing-page/thumbs-up-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723106910/official-prod/fire-insurance/landing-page/thumbs-up-3x.png"/>OneDegree</div><div class="sc-1165c2d7-8 sc-1165c2d7-9 kqdbfs hZAlhc"> <!-- -->G保險公司<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-9 kqdbfs hZAlhc"> <!-- -->C保險公司<!-- --> </div></div><div class="sc-1165c2d7-10 dovuQV"><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->投保額<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUx"><p class="sc-1165c2d7-12 kFPuTB">HK$300萬</p></div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->HK$300萬<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->HK$300萬<!-- --> </div></div><div class="sc-1165c2d7-10 dovuQV"><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->保費^<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUx"><p class="sc-1165c2d7-12 kFPuTB">HK$1,020/年<!-- --> </p></div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"><p class="sc-1165c2d7-12 kFPuTB">HK$1,500/年<!-- --> </p></div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"><p class="sc-1165c2d7-12 kFPuTB">HK$3,000/年<!-- --> </p></div></div><div class="sc-1165c2d7-10 dovuQV"><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->保費率<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUx"> <!-- -->0.034%<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->0.05%<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->0.10%<!-- --> </div></div><div class="sc-1165c2d7-10 dovuQV"><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->保障範圍<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-11 sc-1165c2d7-13 kqdbfs fZzaUu cDXwbp"><ul class="sc-1165c2d7-14 jzOptW"><li class="sc-1165c2d7-15 cmaPlb">火災</li><li class="sc-1165c2d7-15 cmaPlb">淹水</li><li class="sc-1165c2d7-15 cmaPlb">雷擊</li><li class="sc-1165c2d7-15 cmaPlb">爐具或煤氣爆炸</li></ul></div><div class="sc-1165c2d7-8 sc-1165c2d7-11 sc-1165c2d7-13 kqdbfs fZzaUu cDXwbp"><ul class="sc-1165c2d7-14 jzOptW"><li class="sc-1165c2d7-15 cmaPlb">火災</li><li class="sc-1165c2d7-15 cmaPlb">淹水</li><li class="sc-1165c2d7-15 cmaPlb">雷擊</li><li class="sc-1165c2d7-15 cmaPlb">爐具或煤氣爆炸</li></ul></div><div class="sc-1165c2d7-8 sc-1165c2d7-11 sc-1165c2d7-13 kqdbfs fZzaUu cDXwbp"><ul class="sc-1165c2d7-14 jzOptW"><li class="sc-1165c2d7-15 cmaPlb">火災</li><li class="sc-1165c2d7-15 cmaPlb">淹水</li><li class="sc-1165c2d7-15 cmaPlb">雷擊</li><li class="sc-1165c2d7-15 cmaPlb">爐具或煤氣爆炸</li></ul></div></div><div class="sc-1165c2d7-16 WHsAb"><div class="sc-1165c2d7-8 sc-1165c2d7-11 kqdbfs fZzaUu"> <!-- -->樓齡限制<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-17 kqdbfs VJshP"> <!-- -->不設限制<!-- --> </div><div class="sc-1165c2d7-8 sc-1165c2d7-17 kqdbfs VJshP"> <p class="sc-1165c2d7-18 dVxBnZ">50年或以下</p> </div><div class="sc-1165c2d7-8 sc-1165c2d7-17 kqdbfs VJshP"> <p class="sc-1165c2d7-18 dVxBnZ">50年或以下</p> </div></div></div></section><section class="sc-f733b19d-0 cVKXPv"><div class="sc-f733b19d-1 gSJIFm"></div><img alt="OneDegree HK" loading="lazy" width="14" height="84" decoding="async" data-nimg="1" class="sc-f733b19d-4 kTOvgo" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_16,q_auto:eco/v1723309217/official-prod/fire-insurance/landing-page/deco-dots-2x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_32,q_auto:eco/v1723309217/official-prod/fire-insurance/landing-page/deco-dots-2x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_32,q_auto:eco/v1723309217/official-prod/fire-insurance/landing-page/deco-dots-2x.png"/><div class="sc-f733b19d-2 fyenlv"><h2 class="sc-f733b19d-3 cWnFXV odv2-heading-03">如何投保</h2><img alt="OneDegree HK" loading="lazy" width="64" height="58" decoding="async" data-nimg="1" class="sc-f733b19d-5 cruOuJ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1723296221/official-prod/fire-insurance/landing-page/rocket-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723296221/official-prod/fire-insurance/landing-page/rocket-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723296221/official-prod/fire-insurance/landing-page/rocket-3x.png"/></div><div class="sc-f733b19d-6 cOArvA"><div class="sc-f733b19d-8 hRiMOx"></div><div id="fire-landing-how-to-insure-section-standard-insure-button" class="sc-f733b19d-7 cdHkAY odv2-heading-07-bold">一般投保</div><div id="fire-landing-how-to-insure-section-fire-insure-transfer-button" class="sc-f733b19d-7 kXwzfZ odv2-heading-07-bold">火險轉會</div></div><div class="sc-99f351fd-0 dAJjir"><div class="sc-99f351fd-1 fytWEm"><div class="sc-99f351fd-2 dwYkZq"><div class="sc-99f351fd-6 iBvsQV"></div><div class="sc-99f351fd-3 kLUHsu"><div class="sc-99f351fd-4 ixUObG odv2-responsive-heading-04"> <!-- -->1<!-- --> </div><h4 class="sc-99f351fd-5 fiafAa odv2-responsive-heading-04"> <!-- -->向你的按揭銀行確認所需資料<!-- --> </h4></div><div class="sc-99f351fd-6 fZlzRt"></div></div><p class="sc-99f351fd-7 jDvmla odv2-body-02"> <!-- -->投保前先向你的按揭銀行確認投保資料如投保額、受保地址、保單生效日及指定保單持有人<!-- --> </p></div><div class="sc-99f351fd-1 fytWEm"><div class="sc-99f351fd-2 dwYkZq"><div class="sc-99f351fd-6 fZlzRt"></div><div class="sc-99f351fd-3 kLUHsu"><div class="sc-99f351fd-4 ixUObG odv2-responsive-heading-04"> <!-- -->2<!-- --> </div><h4 class="sc-99f351fd-5 fiafAa odv2-responsive-heading-04"> <!-- -->網上投保OneDegree<!-- --> </h4></div><div class="sc-99f351fd-6 iBvsQV"></div></div><p class="sc-99f351fd-7 jDvmla odv2-body-02"> <!-- -->我們會在7個工作天內向銀行遞交新的保單進行審批，銀行批核後即完成投保^<!-- --> </p></div></div><div class="sc-a1f35039-0 cqUDte"><div class="sc-a1f35039-1 hgTAUo"><div class="sc-a1f35039-2 cIAols"><div class="sc-a1f35039-3 lbzIFP"><div class="sc-a1f35039-4 fXCcZX odv2-responsive-heading-04"> <!-- -->1<!-- --> </div><div class="sc-a1f35039-5 drQLfr"></div></div><div class="sc-a1f35039-6 cEcWhR"><h4 class="sc-a1f35039-7 iDmJus odv2-responsive-heading-04"> <!-- -->向你的按揭銀行確認所需資料<!-- --> </h4><p class="sc-a1f35039-8 dVniqR"> <!-- -->投保前先向你的按揭銀行確認投保資料如投保額、受保地址、保單生效日及指定保單持有人<!-- --> </p></div></div></div><div class="sc-a1f35039-1 hgTAUo"><div class="sc-a1f35039-2 cIAols"><div class="sc-a1f35039-3 lbzIFP"><div class="sc-a1f35039-4 fXCcZX odv2-responsive-heading-04"> <!-- -->2<!-- --> </div><div class="sc-a1f35039-5 iVVmDj"></div></div><div class="sc-a1f35039-6 cEcWhR"><h4 class="sc-a1f35039-7 iDmJus odv2-responsive-heading-04"> <!-- -->網上投保OneDegree<!-- --> </h4><p class="sc-a1f35039-8 dVniqR"> <!-- -->我們會在7個工作天內向銀行遞交新的保單進行審批，銀行批核後即完成投保^<!-- --> </p></div></div></div></div><button id="fire-landing-how-to-insure-section-insure-button" class="sc-nrll5m-1 bLRSfl sc-f733b19d-9 sc-f733b19d-10 ejwbrh kPzSZF odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 gHGtiV"><span id="fire-landing-how-to-insure-section-insure-button-btn-text" class="sc-nrll5m-2 sYpae">立即投保</span></div></button></section><section class="sc-f8069735-0 jiCqEb"><h2 class="sc-f8069735-1 kFIkKJ odv2-heading-03">如何索償<img alt="OneDegree HK" loading="lazy" width="48" height="48" decoding="async" data-nimg="1" class="sc-f8069735-2 fRsYcZ" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1723603560/official-prod/fire-insurance/landing-page/cash-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723603560/official-prod/fire-insurance/landing-page/cash-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1723603560/official-prod/fire-insurance/landing-page/cash-3x.png"/></h2><div class="sc-4c6609a3-0 cbxyMM"><div class="sc-4c6609a3-1 fVyraf"><div class="sc-4c6609a3-2 fHIdcv"><div class="sc-4c6609a3-6 fcOTuV"></div><div class="sc-4c6609a3-3 cYQoCp"><div class="sc-4c6609a3-4 iNxpFA odv2-responsive-heading-04"> 1 </div><h4 class="sc-4c6609a3-5 kkQDEd odv2-responsive-heading-04"> <!-- -->零紙張索償過程<!-- --> </h4></div><div class="sc-4c6609a3-6 cntZrJ"></div></div><p class="sc-4c6609a3-7 xZNOz odv2-body-02">索償無須遞交實體文件，全程網上辦妥。如需索償，請按以下鏈結下載所需的索償表格，把表格及表格上列明的所需文件電郵至<a id="fire-landing-how-to-claim-support-email-link" href="mailto:claims@onedegree.hk" class="sc-4c6609a3-8 gjvcmq" target="_blank" rel="noopener noreferrer nofollow">claims@onedegree.hk</a></p><p class="sc-4c6609a3-7 xZNOz odv2-body-02">火險索償：<a id="fire-landing-how-to-claim-property-insurance-claim-form-pdf-link" href=" https://odhk.blob.core.windows.net/fire/ClaimForm.pdf" class="sc-4c6609a3-8 gjvcmq" target="_blank" rel="noopener noreferrer nofollow">下載</a></p></div><div class="sc-4c6609a3-1 fVyraf"><div class="sc-4c6609a3-2 fHIdcv"><div class="sc-4c6609a3-6 cntZrJ"></div><div class="sc-4c6609a3-3 cYQoCp"><div class="sc-4c6609a3-4 iNxpFA odv2-responsive-heading-04"> 2 </div><h4 class="sc-4c6609a3-5 kkQDEd odv2-responsive-heading-04"> <!-- -->即時通知索償進度<!-- --> </h4></div><div class="sc-4c6609a3-6 cntZrJ"></div></div><p class="sc-4c6609a3-7 xZNOz odv2-body-02"> <!-- -->以電郵形式告知你的索償進度，讓你第一時間得知最新狀態<!-- --> </p></div><div class="sc-4c6609a3-1 fVyraf"><div class="sc-4c6609a3-2 fHIdcv"><div class="sc-4c6609a3-6 cntZrJ"></div><div class="sc-4c6609a3-3 cYQoCp"><div class="sc-4c6609a3-4 iNxpFA odv2-responsive-heading-04"> 3 </div><h4 class="sc-4c6609a3-5 kkQDEd odv2-responsive-heading-04"> <!-- -->承諾5天內跟進理賠申請<!-- --> </h4></div><div class="sc-4c6609a3-6 fcOTuV"></div></div><p class="sc-4c6609a3-7 xZNOz odv2-body-02"> <!-- -->由備妥所有申請文件到批核，保證5個工作天內完成！<!-- --> </p></div></div><div class="sc-c112f748-0 bcwisn"><div class="sc-c112f748-1 kxHfHC"><div class="sc-c112f748-2 eABKsG"><div class="sc-c112f748-3 itSfgR"><div class="sc-c112f748-4 fCBpDI odv2-responsive-heading-04"> 1</div><div class="sc-c112f748-5 ezswOe"></div></div><div class="sc-c112f748-6 bVTMxV"><h5 class="sc-c112f748-7 gbAiiZ"> <!-- -->零紙張索償過程<!-- --> </h5><div class="sc-c112f748-8 bymvZe"><p class="sc-c112f748-9 gHGXza odv2-body-02">索償無須遞交實體文件，全程網上辦妥。如需索償，請按以下鏈結下載所需的索償表格，把表格及表格上列明的所需文件電郵至<a id="fire-landing-how-to-claim-support-email-link" href="mailto:claims@onedegree.hk" class="sc-c112f748-10 ieUYzf" target="_blank" rel="noopener noreferrer nofollow">claims@onedegree.hk</a></p><p class="sc-c112f748-9 tFrYS odv2-body-02">火險索償：<a id="fire-landing-how-to-claim-property-insurance-claim-form-pdf-link" href=" https://odhk.blob.core.windows.net/fire/ClaimForm.pdf" class="sc-c112f748-10 ieUYzf" target="_blank" rel="noopener noreferrer nofollow">下載</a></p></div></div></div></div><div class="sc-c112f748-1 kxHfHC"><div class="sc-c112f748-2 eABKsG"><div class="sc-c112f748-3 itSfgR"><div class="sc-c112f748-4 fCBpDI odv2-responsive-heading-04"> 2 </div><div class="sc-c112f748-5 ezswOe"></div></div><div class="sc-c112f748-6 bVTMxV"><h5 class="sc-c112f748-7 gbAiiZ"> <!-- -->即時通知索償進度<!-- --> </h5><p class="sc-c112f748-9 gHGXza odv2-body-02"> <!-- -->以電郵形式告知你的索償進度，讓你第一時間得知最新狀態<!-- --> </p></div></div></div><div class="sc-c112f748-1 kxHfHC"><div class="sc-c112f748-2 eABKsG"><div class="sc-c112f748-3 itSfgR"><div class="sc-c112f748-4 fCBpDI odv2-responsive-heading-04"> 3 </div><div class="sc-c112f748-5 dXKWGm"></div></div><div class="sc-c112f748-6 fVMomP"><h5 class="sc-c112f748-7 gbAiiZ"> <!-- -->承諾5天內跟進理賠申請<!-- --> </h5><p class="sc-c112f748-9 gHGXza odv2-body-02"> <!-- -->由備妥所有申請文件到批核，保證5個工作天內完成！<!-- --> </p></div></div></div></div><div class="sc-f8069735-3 feumPg"></div></section><section id="fire-landing-faq-section" class="sc-ea536dd2-0 bzmjME"><img alt="OneDegree HK" loading="lazy" width="115" height="91" decoding="async" data-nimg="1" class="sc-ea536dd2-1 fdmVZi" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1723711875/official-prod/fire-insurance/landing-page/green-dots-2x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/v1723711875/official-prod/fire-insurance/landing-page/green-dots-2x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/v1723711875/official-prod/fire-insurance/landing-page/green-dots-2x.png"/><h2 class="sc-ea536dd2-2 gTVlzZ odv2-heading-03"> <!-- -->常見問題<!-- --> </h2><div class="sc-ea536dd2-3 jvoyuw"><div class="sc-ea536dd2-5 fFdllf"><div id="fire-landing-faq-section-item-toggle-0" class="sc-ea536dd2-6 jmhAGs"><h6 class="sc-ea536dd2-7 hxooQH odv2-heading-06">樓宇保險是否「火險」？</h6><div class="sc-ea536dd2-8 dJtWEt"><div style="width:0px;height:0px"></div></div></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-ea536dd2-4 htiBms"><div><div class="sc-ea536dd2-9 cNBtAn"><h6>「火險」是一般行內對樓宇結構保險的俗稱，為樓宇結構因火災、風災、爆炸、閃電水浸、 地震、 地陷、山泥傾瀉等所引起的樓宇結構損毀提供保障。由於現時，銀行在樓宇按揭貸款合約中訂明，按揭人須為有關物業投購火險，所以投保人多數為按揭物業的持有人。</h6></div></div></div></div><div class="sc-ea536dd2-5 fFdllf"><div id="fire-landing-faq-section-item-toggle-1" class="sc-ea536dd2-6 jmhAGs"><h6 class="sc-ea536dd2-7 hxooQH odv2-heading-06">完成投保火險後是否即時生效？可否選擇生效日期？</h6><div class="sc-ea536dd2-8 dJtWEt"><div style="width:0px;height:0px"></div></div></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-ea536dd2-4 htiBms"><div><div class="sc-ea536dd2-9 cNBtAn"><h5>保單生效日期必須為投保後的10至180天內的任何一日。</h5><p> </p><h5>如你於投保時並未指定保單生效日期，我們將預設該日期為投保28天後。若於完成網上投保後需要更改保單生效日期，請於投保後48小時內電郵至<a href="care@onedegree.hk" class="sc-a2a3a85a-1 fqgsfE" target="_self" rel="nofollow">care@onedegree.hk</a>，清楚列明新的保單生效日期及保單號碼，我們將會為你更正有關資料。若在此限期後申請更改，行政費用為每次HK$300。</h5></div></div></div></div><div class="sc-ea536dd2-5 fFdllf"><div id="fire-landing-faq-section-item-toggle-2" class="sc-ea536dd2-6 jmhAGs"><h6 class="sc-ea536dd2-7 hxooQH odv2-heading-06">火險要幾多錢？</h6><div class="sc-ea536dd2-8 dJtWEt"><div style="width:0px;height:0px"></div></div></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-ea536dd2-4 htiBms"><div><div class="sc-ea536dd2-9 cNBtAn"><h5>不同保險公司火險計劃的條款各異，收費大概為貸款額的0.034-0.15%，例如貸款額為港幣450萬元，每年火險費用便介乎港幣 1,530元（450萬 x 0.034%）至港幣 6,750元（450萬 x 0.15%）不等。</h5><p> </p><h5>由 OneDegree 提供的火險首年保費為保額的0.034%。你可以馬上<a href="https://www.onedegree.hk/zh-hk/fire/quote" class="sc-a2a3a85a-1 fqgsfE" target="_blank" rel="noopener noreferrer">按此報價</a>。</h5></div></div></div></div><div class="sc-ea536dd2-5 fFdllf"><div id="fire-landing-faq-section-item-toggle-3" class="sc-ea536dd2-6 jmhAGs"><h6 class="sc-ea536dd2-7 hxooQH odv2-heading-06">哪些物業買火險會較貴？</h6><div class="sc-ea536dd2-8 dJtWEt"><div style="width:0px;height:0px"></div></div></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-ea536dd2-4 htiBms"><div><div class="sc-ea536dd2-9 cNBtAn"><h6>由 OneDegree 網上承保的住宅物業都會劃一以保額的 0.034% 為首年保費，無需考慮樓齡或物業種類，整個投保流程簡單快捷！你可以馬上<a href="https://www.onedegree.hk/zh-hk/fire/quote" class="sc-a2a3a85a-1 fqgsfE" target="_blank" rel="noopener noreferrer">按此報價</a>。<br/> <br/>如果你於一般銀行購買火險，銀行會因應物業的用途、種類及物業資產價值釐定保費，例如唐樓、村屋的火險一般會較貴，樓齡較高者保費較高，私人屋苑或樓齡新的物業則較便宜，保費率由0.034%至0.15%不等，需要自行比較及考慮。 </h6></div></div></div></div><div class="sc-ea536dd2-5 fFdllf"><div id="fire-landing-faq-section-item-toggle-4" class="sc-ea536dd2-6 jmhAGs"><h6 class="sc-ea536dd2-7 hxooQH odv2-heading-06">如何決定火險的投保額？</h6><div class="sc-ea536dd2-8 dJtWEt"><div style="width:0px;height:0px"></div></div></div><div style="height:0" class="sc-8ehlcf-0 cRNYDW sc-ea536dd2-4 htiBms"><div><div class="sc-ea536dd2-9 cNBtAn"><h6>你可選擇以以下其中一項作為火險的投保額：</h6><h6>1. 原按揭貸款額；</h6><h6>2. 物業重建費用；</h6><h6>3. 現時按揭貸款餘額；</h6><h4> </h4><h6>若你選擇投保物業重建費用，便需要為物業每年估值，投保額會因應每年進行一次的物業估值而更改。現時很多業主會以目前剩餘按揭額作為投保額，但留意保障賠償額也會因應投保額而降低。如你未能確定要求的投保額，你亦可以與你的按揭銀行查詢。</h6></div></div></div></div></div></section><section class="sc-96b551d1-0 itlBEK"><div class="sc-96b551d1-1 gWNyoY"></div><div class="sc-96b551d1-2 cUDoZT"><div id="fire-landing-notes-title" class="sc-96b551d1-3 dwvluc"><h2>備註</h2></div><div class="sc-96b551d1-8 fRboJI"> <em>*假設投保時按揭額為HK$450萬及按揭30年，以OneDegree首年特別優惠保費率0.034%及第二年起以原保費率計算，並與巿場現時最高保費率0.15%作比較，四捨五入至萬位。例子只供參考。 <br/></em>**根據2024年5月香港主要保險公司之火險的比較。<em> <br/></em>^以投保額300萬及受保物業樓齡為40年計算<em>。 </em> </div></div></section><section class="sc-f44cd8ea-0 jEuVAo"><div id="fire-landing-terms-and-condition-title" class="sc-f44cd8ea-1 rANva"><h2>條款及細則</h2></div><div class="sc-c3169c84-4 eCbhiQ"> <!-- -->有關火險的保障範圍、條款細則及不保事項，請查閱保單條款以了解更多。<!-- --> </div></section><div class="sc-40287b08-1 sc-40287b08-2 cWNxDa glbiHU"></div></div></div><div class="sc-c3b098c0-0 jZjtQb" id="general-official-footer"><div class="sc-c3b098c0-1 czXwrI"><div class="sc-c3b098c0-2 cIaJkF"><div class="sc-c3b098c0-3 cKaXPq"><img alt="OneDegree HK" loading="lazy" width="188" height="30" decoding="async" data-nimg="1" class="sc-c3b098c0-4 kAfskN" 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TLS加密方式去保護你的付款資料。","dashboard_policy_overview_section3_modal_title":"用新的信用卡","E_header_back_to_review":"回到檢視","Eastern":"東區","footer_pet_referral_campaign":"推薦計劃","general__purchase_login_account_info":"賬號資料","general_add_card_default":"預設成新保單付款卡","general_checkout_account_info":"賬號資料","general_checkout_after_signin_popup_btn":"我明白","general_checkout_after_signin_popup_header":"請核對資料","general_checkout_after_signin_popup_title":"你已登入，請重新核對相關資料。資料正確與否將影響之後的申請程序","general_checkout_autofill":"為提升用戶體驗，我們將保留你的信用卡資訊作之後交易用途。","general_checkout_before_pay_popup_pay":"付款","general_checkout_before_pay_popup_return":"回上一頁","general_checkout_before_pay_popup_title":"你確認以上資料正確嗎？","general_checkout_cancellation":"如在購買後 [[general_checkout_refund_date_number]] 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若仍然出現問題，請聯繫我們的客服。","general_checkout_pay_fail_popup_des":"如你的付款出現問題，你可嘗試以下解決方法：","general_checkout_pay_fail_popup_header":"抱歉……你的付款出了點問題","general_checkout_pay_fail_popup_tryagain":"我明白","general_checkout_pay_failed_snackbar":"交易無法順利完成，請重試","general_checkout_pay_now_btn":"付款","general_checkout_payment_annually":"年繳","general_checkout_payment_annually_save_up_to":"節省高達 10%","general_checkout_payment_header":"帳單明細","general_checkout_payment_info_header":"付款資料","general_checkout_payment_monthly":"月繳","general_checkout_promo_not_applicable":"此優惠碼不適用於所選計劃","general_checkout_promo_terms":"請查看優惠條款及細則","general_checkout_promo_terms_popup_title":"條款及細則","general_checkout_refund":"如果你投保後改變主意，我們有靈活的退款安排。","general_checkout_refund_time_hkt":"香港時間 ","general_checkout_refund_time_on":"於","general_checkout_refund_time_timestamp":"00:00","general_checkout_signin_btn":"註冊/登入","general_checkout_signin_credit":"註冊後可輸入信用卡資料","general_checkout_signin_header":"註冊/登入以結帳","general_cs_email_address":"care@onedegree.hk","general_default_card":"預設","general_error_cta":"前往首頁","general_error_tab_title":"網頁無法打開 OneDegree","general_error_text":"網頁發生問題無法打開。請稍後再試。","general_error_title":"無法打開","general_footer_cookies":"Cookies政策","general_footer_entity":"OneDegree Hong Kong Limited 版權所有 © 2022\n\n","general_footer_entity_dynamic":"OneDegree Hong Kong Limited 版權所有 © {{current_year}}","general_footer_hk_timezone_indicator":"香港時間（UTC+8）","general_footer_language_en":"English","general_footer_language_zh":"中文","general_footer_privacy":"隱私政策","general_footer_term_of_use":"網站使用條款","general_hkd":"HK$","general_landing_free_trial":"免費試用","general_manage_card":" ","general_no_connection_snackbar":"連綫錯誤，請再試。","general_no_longer_exist_snackbar":"已經不在了","general_payment":"付款","general_payment_add_card_success":"你已成功新增信用卡。","general_payment_add_default_card_success":"你已成功新增信用卡及設定為預設信用卡。","general_payment_authentication_required":"信用卡需驗證。","general_payment_change_another_card":"這張信用卡暫時不能用，請改用另外一張。","general_payment_contact_card_issuer":"信用卡付款被拒，請聯絡發卡銀行。","general_payment_duplicated_phone_number":"此電話號碼已登了OneDegree帳號，請提供一組新的電話號碼","general_payment_expired_card":"這張信用卡已過期，請改用另外一張。","general_payment_incorrect_card_details":"信用卡到期日／CVC不正確，請重試。","general_payment_incorrect_card_numbers":"信用卡號碼不正確，請重試。","general_payment_incorrect_cvc":"卡號或CVC有錯。請檢查。","general_payment_insufficient_funds":"這張信用卡餘額不足，請改用另外一張。","general_payment_not_support_payment_brand":"請用VISA卡、萬事達卡或美國運通卡。","general_payment_processing_error":"付款程序出錯，請重試。","general_payment_purchase_try_again":"付款尚未完成，請重試","general_payment_testmode_decline":"請使用有效信用卡。","general_payment_try_again":"失敗，請再試。","general_payment_try_again_later":"付款失敗，請稍後重試。","general_per_month_short_ver":"/ 月","general_per_year_short_ver":"/ 年","general_plan_promo_not_applicable_popup":"此優惠碼不適用於所選計劃，要先移除不適用優惠碼嗎？如有適用優惠碼，會幫你自動套入。","general_plan_promo_not_applicable_popup_no":"不需要","general_plan_promo_not_applicable_popup_yes":"移除","general_promo":"優惠碼","general_promo_applicable_error":"優惠碼不適用","general_promo_applied":"成功使用優惠","general_promo_apply":"使用","general_promo_campaign_quote":"優惠碼反應熱烈，限額已滿","general_promo_expire_error":"優惠碼已過期","general_promo_free_trial":"免費試用","general_promo_input_error":"請輸入優惠碼\n","general_promo_invalid_error":"優惠碼無效","general_promo_quota_error":"優惠碼反應熱烈，限額已滿","general_promo_terms":"查看優惠條款及細則","general_promo_terms_popup_title":"條款及細則","general_purchase_checkout_premium_levy":"保費徵費","general_purchase_checkout_premium_levy_details":"本保單按保監局訂明之徵費率收取保費徵費。如需要進一步資料，請參閱 www.onedegree.hk/faq","general_purchase_checkout_premium_subtotal":"小計","general_purchase_checkout_promo_code":"優惠碼","general_purchase_checkout_promo_code_payment_term_invalid":"此優惠碼不適用於所選繳費方式","general_purchase_checkout_summary_prm":"總保費","general_purchase_checkout_summary_renewal":"我們將在保單到期前發出續保通知。詳情請參照保單條款。","general_purchase_checkout_summary_wording":"保單條款","general_purchase_info_confirm":"請確認","general_purchase_info_contact_852":"852","general_purchase_info_contact_email":"電郵地址","general_purchase_info_contact_email_confirm":"我們將發送你的申請確認信到此電郵地址","general_purchase_info_contact_email_error_empty":"請輸入電郵地址","general_purchase_info_contact_email_error_valid":"請輸入有效的電郵地址","general_purchase_info_contact_email_reenter":"再次輸入電郵地址","general_purchase_info_contact_email_reenter_empty":"請輸入電郵地址","general_purchase_info_contact_email_reenter_match":"電郵地址須保持一致","general_purchase_info_contact_phone":"電話號碼","general_purchase_info_contact_phone_error_empty":"請輸入電話號碼","general_purchase_info_contact_phone_error_valid":"請輸入有效的電話號碼","general_purchase_info_contact_title":"你的聯絡資料：","general_purchase_info_declaration_agree_error":"你須同意方可繼續","general_purchase_info_declaration_pics":"個人資料收集聲明","general_purchase_info_email":"電郵地址","general_purchase_info_email_optional":"電郵地址(選填)","general_purchase_info_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_insured_dob_empty":"請輸入受保人出生日期","general_purchase_info_insured_gender_empty":"請選擇受保人性別","general_purchase_info_jointph_first_name_empty":"請輸入共同投保人的名字","general_purchase_info_jointph_last_name_empty":"Please enter joint policyholder’s last name.","general_purchase_info_marketing_agree":"我希望收到來自OneDegree的最新獨家優惠及資訊","general_purchase_info_next":"繼續","general_purchase_info_next_error":"請正確填寫所有必填項目","general_purchase_info_personal_dob":"出生日期(日日/月月/年年年年)","general_purchase_info_personal_dob_18yr":"你須滿18嵗以上方可申請","general_purchase_info_personal_dob_empty":"請輸入出生日期","general_purchase_info_personal_dob_past":"請輸入已過去的日期。","general_purchase_info_personal_dob_placeholder":"DD/MM/YYYY","general_purchase_info_personal_dob_valid":"請輸入有效日期","general_purchase_info_personal_female":"女","general_purchase_info_personal_first_name":"名(英文)","general_purchase_info_personal_first_name_empty":"請輸入你的名字","general_purchase_info_personal_first_name_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_personal_first_name_valid":"請用英文輸入","general_purchase_info_personal_gender_error_empty":"請輸入性別","general_purchase_info_personal_hkid":"香港身份證","general_purchase_info_personal_hkid_empty":"請輸入香港身份證號碼","general_purchase_info_personal_hkid_password":"*請留意，此身份證號碼將成爲你投保後保單文件的開啟密碼","general_purchase_info_personal_hkid_placeholder":"A000000(0)","general_purchase_info_personal_hkid_should_be_different":"保單持有人及受保人的身份證號碼不能相同。","general_purchase_info_personal_hkid_valid":"請輸入有效的香港身份證號碼","general_purchase_info_personal_last_name":"姓(英文)","general_purchase_info_personal_last_name_empty":"請輸入你的姓氏","general_purchase_info_personal_last_name_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_personal_last_name_valid":"請用英文輸入","general_purchase_info_personal_male":"男","general_purchase_info_personal_title":"你的個人資料","general_purchase_info_personal_title_details":"請確保資料和香港身份證保持一致","general_purchase_info_phone_error1":"此電話號碼已被使用。","general_purchase_info_phone_error2":"此 {{phone_number}} 已達嘗試登入次數上限，請使用未曾註冊過OneDegree的號碼。","general_purchase_info_pop_up_registered_hkid_close":"登入","general_purchase_info_pop_up_registered_hkid_des1":"你之前曾使用此身份證申請","general_purchase_info_pop_up_registered_hkid_des2":"此身份證已被賬號 [[email]] 註冊，請使用該賬號登入","general_purchase_info_pop_up_registered_hkid_header":"你之前曾登入","general_purchase_logged_in":"成功以 [[email]] 登入","general_purchase_login":"按此","general_purchase_login_title":"請 [[general_purchase_login]] 以登入或建立帳戶。","general_purchase_redirect_other_product_home":"家居保險","general_purchase_sign_out":"登出","general_redirection_error_phone":"手機號碼","general_redirection_error_phone_des":"此 [[general_redirection_error_phone]] 已達嘗試登入次數上限，請使用未曾註冊過OneDegree的號碼。","general_redirection_error_phone_quote":"報價","general_redirection_error_phone_redirect":"[[time]] 後回到報價頁面","general_redirection_error_phone_title":"哎呀！你的 [[general_redirection_error_phone]] 出了點問題 :(","general_redirection_reject_uw_create_account":"但我們會繼續努力改進產品，敬請[[general_reject_uw_create_account_login]]，隨時接收最新消息及優惠。","general_redirection_reject_uw_create_account_login":"登記成會員","general_save_quote_error_snack_bar":"報價出現問題，請重新填寫","general_save_quote_expired_snack_bar":"此報價已過期，請重新填寫","general_save_quote_fail_snack_bar":"哎呀！你的報價無法保存，請再試一次","general_save_quote_purchased_snack_bar":"此報價已成功付款，完成購買。","general_save_quote_snack_bar":"報價已保存，你可隨時在電郵中再次查看報價","general_save_quote_successful_snack_bar":"很高與再次見到你 :) 你可繼續填寫上次的報價","general_set_default_card_failed":"無法設定預設信用卡。請重新嘗試。","general_set_default_card_success":"你已成功設定預設信用卡。","general_try_again_snackbar":"有錯誤，請再試。","general_uh_oh_popup_button":"再試","general_uh_oh_popup_desc":"有錯誤，請再試。","general_uh_oh_popup_title":"有錯誤","header_pet_referral_campaign":"推薦計劃","Islands":"離島區","Islands (Copy)":"離島區","Kowloon City":"九龍城區","Kwai Tsing":"葵青區","Kwun Tong":"觀塘區","maintenance_tab_title":"頁面維護中 OneDegree","North":"北區","od_general_email_care_contact":"care@onedegree.hk","od_general_email_claims_contact":"claims@onedegree.hk","od_general_email_offers_contact":"offers@onedegree.hk","od_general_livechat_freshchat":"網上即時對話","odhk_footer_cookie_policy":"Cookie 政策","odhk_footer_email_subscribe_error_invalid_email":"電郵無效，請檢查輸入是否正確","odhk_footer_email_subscribe_error_no_selected_category":"請選擇至少一項","odhk_footer_email_subscribe_home":"家居","odhk_footer_email_subscribe_placeholder":"電郵地址","odhk_footer_email_subscribe_product1":"寵物險","odhk_footer_email_subscribe_product2":"火險","odhk_footer_email_subscribe_product3":"個人健康","odhk_footer_email_subscribe_succeeded":"成功註冊！密切留意我們最新動向","odhk_footer_email_subscribe_title":"訂閱OneDegree最新獨家優惠及資訊","odhk_footer_legal_entity":"AI Financial Technology Holding Company 附屬機構 OneDegree Hong Kong Limited 版權所有 © 2021","odhk_footer_privacy_policy":"私隱政策","odhk_footer_products_home":"家居保險","odhk_footer_products_home_warranty":"家電保養保險","odhk_footer_products_pet_wellness":"寵物保健","odhk_footer_sec1":"保險產品","odhk_footer_sec1_menu1":"狗狗保險","odhk_footer_sec1_menu2":"貓貓保險","odhk_footer_sec1_menu3":"火險","odhk_footer_sec1_menu4":"危疾保險","odhk_footer_sec1_menu5":"保健計劃","odhk_footer_sec1_menu6":"龜鳥保險","odhk_footer_sec2":"了解更多","odhk_footer_sec2_menu1":"客戶分享","odhk_footer_sec2_menu2":"常見問題","odhk_footer_sec2_menu3":"網誌","odhk_footer_sec2_menu4":"保險101","odhk_footer_sec3":"推廣優惠","odhk_footer_sec3_member_benefits":"會員優惠","odhk_footer_sec3_menu1":"優惠總覽","odhk_footer_sec3_menu2":"多重投保優惠","odhk_footer_sec4":"企業產品","odhk_footer_sec4_menu1":"業務概覽","odhk_footer_sec4_menu2":"企業合作","odhk_footer_sec4_menu3":"數碼保安方案","odhk_footer_sec4_menu4":"保險核心系統","odhk_footer_sec4_menu5":"網絡保險","odhk_footer_sec4_menu6":"數字資產保險","odhk_footer_sec5":"有關 OneDegree","odhk_footer_sec5_menu1":"關於我們","odhk_footer_sec5_menu2":"媒體中心","odhk_footer_sec5_menu3":"加入我們","odhk_footer_sec5_menu4":"聯絡我們","odhk_footer_sec6":"捷徑","odhk_footer_sec6_menu1":"申請索償","odhk_footer_sec6_menu2":"獸醫網絡","odhk_footer_sitemap":"網站地圖","odhk_footer_terms_of_use":"網站使用條款","odhk_header_log_in":"登入","odhk_header_log_out":"登出","odhk_header_my_policy":"我的保單","odhk_header_pet_pet_wellness":"寵物保健","odhk_header_products_home":"家居保險","odhk_header_products_home_warranty":"家電保養保險","odhk_header_quote":"報價","odhk_header_quote_coveraga_title":"選擇保障","odhk_header_quote_coverage_ci":"危疾保","odhk_header_quote_coverage_fire":"火險","odhk_header_quote_coverage_home":"家居保險","odhk_header_quote_coverage_home_warranty":"家電保養保險","odhk_header_quote_coverage_pet":"寵物保險","odhk_header_quote_coverage_pet_wellness":"寵物保健","odhk_header_quote_coverage_ttb":"龜鳥保險","odhk_header_quote_coverage_wellness":"保健計劃","odhk_header_tab1":"保險產品","odhk_header_tab1_cat1":"寵物保險","odhk_header_tab1_cat1_menu1":"寵物保險","odhk_header_tab1_cat1_menu2":"狗狗保險","odhk_header_tab1_cat1_menu3":"貓貓保險","odhk_header_tab1_cat1_menu4":"獸醫網絡","odhk_header_tab1_cat1_menu5":"申請索償","odhk_header_tab1_cat1_menu6":"龜鳥保險","odhk_header_tab1_cat2":"家居","odhk_header_tab1_cat2_menu1":"火險","odhk_header_tab1_cat3":"個人健康","odhk_header_tab1_cat3_menu1":"危疾保險","odhk_header_tab1_cat3_menu2":"保健計劃","odhk_header_tab2":"了解更多","odhk_header_tab2_menu1":"客戶分享","odhk_header_tab2_menu2":"常見問題","odhk_header_tab2_menu3":"網誌","odhk_header_tab2_menu4":"保險101","odhk_header_tab3":"推廣優惠","odhk_header_tab3_member_benefits":"會員優惠","odhk_header_tab3_menu1":"優惠總覽","odhk_header_tab3_menu2":"多重投保優惠","odhk_header_tab4":"企業產品","odhk_header_tab4_cat1":"商務方案","odhk_header_tab4_cat1_menu1":"業務概覽","odhk_header_tab4_cat1_menu2":"企業合作","odhk_header_tab4_cat1_menu3":"數碼保安方案","odhk_header_tab4_cat1_menu4":"保險核心系統","odhk_header_tab4_cat2":"保險產品","odhk_header_tab4_cat2_menu1":"數碼保險","odhk_header_tab4_cat2_menu2":"數字資產保險","page_indicator_steps":"步驟","payment_default_card_hover":"不適用於現有保單，你可到保單頁面更改現有保單付款方法。","promo_reminder_button":"前往報價","promo_reminder_text":"立即使用優惠完成訂單","promo_reminder_title":"你的優惠即將過期！","purchase_info_contact_input_email_remark":"此電郵地址將用作登入你的OneDegree帳戶及通訊用途。","redirection_payment_successful":"感謝你選擇投保 OneDegree","redirection_payment_successful_dashboard_cta":"查看你的帳號","redirection_payment_successful_email":"申請確認信已發送至 [[email]]","redirection_payment_successful_redirection":"[[countdown]]秒後自動轉到你的帳號","redirection_payment_successful_start":"[[insured_name]] 的保單會在 [[effective_date]] 生效","Sai Kung":"西貢區","save_quote_back_desc":"請輸入電郵以返回已儲存的報價","save_quote_back_home_button_general":"返回首頁","save_quote_back_home_button_general_mobile":"首頁","save_quote_back_input_email":"電郵","save_quote_back_input_email_different":"輸入的電郵必須與儲存報價時用的電郵地址一致。","save_quote_back_input_email_empty":"請輸入電郵地址","save_quote_back_input_email_error1":"電郵錯誤，請重試。","save_quote_back_new_quote_button":"重新報價","save_quote_back_title":"歡迎回來","save_quote_continue_general":"繼續","save_quote_desc_general":"我們的保費依然非常優惠，無須擔心。","save_quote_expired_button":"重新報價","save_quote_expired_desc":"較早前儲存的報價已失效","save_quote_expired_title":"報價逾時","save_quote_got_it_button_general":"知道","save_quote_marketing_materials":"我同意接受OneDegree的市場推廣資訊。","save_quote_newsletter_title":"立即訂閱我們的最新優惠及資訊","save_quote_okay_btn":"好的","save_quote_pop_up_title":"請註冊或登入帳戶以儲存報價","save_quote_popup_desc":"請輸入電郵以儲存報價","save_quote_popup_desc2":"點選“儲存”表示你同意[[save_quote_popup_desc2_terms]]及[[save_quote_popup_desc2_policy]]","save_quote_popup_desc2_policy":"私隱政策","save_quote_popup_desc2_terms":"使用條款","save_quote_popup_input_email":"電郵地址","save_quote_popup_input_email_empty":"請輸入你的電郵","save_quote_popup_input_email_error1":"電郵地址無效，請重新輸入。","save_quote_popup_input_email_taken":"如你已是OneDegree一員，請登入你的帳戶，然後選擇\"[[save_quote_popup_input_email_taken_var]]\"。","save_quote_popup_input_email_taken_login_button":"登入","save_quote_popup_input_email_taken_var":"加入新保單","save_quote_popup_succeed_again_desc":"任何更改將自動更新於你已儲存的報價中，你可隨時透過有關電郵內的網址直接返回已儲存的報價，以繼續投保。","save_quote_popup_succeed_again_title":"已儲存","save_quote_popup_succeed_desc":"請查看你的電郵","save_quote_popup_succeed_title":"已儲存報價","save_quote_popup_title":"稍後繼續投保？","save_quote_promo_expired_title":"優惠碼已過期","save_quote_promo_invalid_title":"優惠無效","save_quote_promo_quota_exhaust_title":"優惠碼反應熱烈，限額已滿","save_quote_redirect_notice_general":"等候重新報價...","save_quote_save_button_general":"儲存","save_quote_signup_login_btn":"註冊 / 登入","save_quote_terms_and_condition":"我已閱讀和理解OneDegree的[[terms_and_condition]]。","session_expired_cta":"返回主頁","session_expired_tab_title":"瀏覽已失效 OneDegree","session_expired_text":"想繼續？請按以下按鈕以造訪首頁。","session_expired_title":"瀏覽已失效","Sha Tin":"沙田區","Sham Shui Po":"深水埗區","signin_unverified_open_freshchat":" ","Southern":"南區","Tai Po":"大埔區","terms_and_condition":"聲明","traffic_overload_cta":"前往首頁","traffic_overload_estimate_waiting_time":"5 分鐘","traffic_overload_tab_title":"網頁塞車中 OneDegree","traffic_overload_text1":"網頁目前正在極高瀏覽量中，無法正常顯示。請於[[traffic_overload_estimate_waiting_time]]分鐘後再回來，感謝你的耐心等候。","traffic_overload_title":"網頁正在擠塞中…","Tsuen Wan":"荃灣區","Tuen Mun":"屯門區","Wan Chai":"灣仔區","Wong Tai Sin":"黃大仙區","Yau Tsim Mong":"油尖旺區","Yuen Long":"元朗區"},"firePurchase":{"checkout_payment_fail_popup_btn":"重試","checkout_payment_fail_popup_point1":"1. 向發卡機構查詢你的信用卡狀態，或嘗試使用另一張卡","checkout_payment_fail_popup_point2":"2. 如問題持續出現，請聯絡我們的客戶服務團隊","checkout_payment_fail_popup_text":"如未能成功付款：","checkout_payment_fail_popup_title":"付款失敗","checkout_section1_text1":"如在保單生效前取消，可獲全額退費。","checkout_section1_text2":"我們提供彈性的退款安排","checkout_section2_error1":"請輸入信用卡資料","checkout_section2_error2":"請輸入有效信用卡號碼","checkout_section2_error3":"請輸入有效日期","checkout_section2_error4":"你的信用卡已經過期","checkout_section2_error5":"請輸入有效驗證碼","checkout_section2_field1_label":"信用卡號碼","checkout_section2_field1_placeholder":"0000000000000000","checkout_section2_field2_label":"到期日","checkout_section2_field2_placeholder":"MM/YY","checkout_section2_field3_label":"CVV","checkout_section2_field3_tooltip":"如你以美國運通卡付款，驗證碼 (CVC/CVV) 為卡片正面末端靠上的四位數字；以VISA卡或萬事達卡付款，驗證碼則為卡背的最後3位數字。","checkout_section2_text1":"請放心，我們採用256位元傳輸層安全性的加密方式去保護你的付款資料。","checkout_section2_title":"付款方式","checkout_section3_cta":"立即付款","checkout_section3_reminder":"我向OneDegree確認擬受保物業為住宅物業，如我不正確申報該物業的實際用途，OneDegree有權撤銷本保單，而我亦無權按本保單提出任何理賠申索。","checkout_section3_text1":"我希望收到來自OneDegree的最新獨家優惠及資訊","checkout_section3_text2":"本人已閱讀並同意[[fire_share_declarations]]以及[[fire_share_personal_information_collection_statement]]。","checkout_section3_title":"需付保費","checkout_section4_levy":"保費徵費","checkout_section4_levy_tooltip":"本保單按保監局訂明之徵費率收取保費徵費。如需要進一步資料，請參閲www.onedegree.hk/faq。","checkout_section4_plan":"火險","checkout_section4_title":"詳情","checkout_section4_total":"總額","checkout_section5_field1_label":"（選填）","checkout_section5_title":"推薦碼","checkout_section6_field1_label":"城市","checkout_section6_field1_value":"香港","checkout_section6_field2_error1":"請輸入手機號碼","checkout_section6_field2_error2":"請輸入有效手機號碼","checkout_section6_field2_label":"手機號碼","checkout_section6_field2_suffix":"852","checkout_section6_field3_error1":"請輸入電郵地址","checkout_section6_field3_error2":"請輸入有效電郵地址","checkout_section6_field3_label":"電郵地址","checkout_section6_field4_error1":"請再次輸入電郵地址","checkout_section6_field4_error2":"輸入的電郵地址並不相符","checkout_section6_field4_label":"再次確認電郵地址","checkout_section6_text1":"請提供有效電郵地址以接收我們發送的確認信。","checkout_section6_title":"申請人聯絡資料","checkout_snackbar1":"付款失敗。請再試一次或改用其他信用卡。","checkout_snackbar2":"付款失敗。請再試一次或改用其他信用卡。","checkout_title":"付款資料","complete_cta":"回到首頁","complete_note1":"確認電郵將發送至 [[email]]。","complete_note2":"我們將於7個工作天內與你的銀行處理有關火險事宜，整個過程一般於28天內完成。","complete_note3":"如你需要修改保單生效日期，請於1天內與我們聯絡。","complete_text1":"如有問題歡迎與客服 [[customer_service_mail]] 聯絡。","complete_title":"謝謝你選擇OneDegree","customer_service_mail":"care@onedegree.hk","fire_common_recalculate_cta":"重新計算","fire_confirm_button_to_dashboard":"查看你的帳號","fire_description":"火險提供樓宇結構保障，包括火災、風災、爆炸、閃電、水浸、地陷，山泥傾瀉等所引起的樓宇結構損毀。OneDegree火險首年保費只需投保額0.034%，對比一般火險0.15%投保額，30年供樓期內慳足HK$15萬！","fire_purchase_additional_desc_1":"需要修改保單資料?","fire_purchase_additional_desc_2":"請你於48小時內聯絡我們，[[fire_purchase_additional_desc_2_bold]]","fire_purchase_additional_desc_2_bold":"若之後再次提交修改申請，行政費用為每次HK$300。","fire_purchase_additional_desc_3":"我們會按個別情況審核有關申請，每次申請將於接納後的[[fire_purchase_additional_desc_3_bold]]。","fire_purchase_additional_desc_3_bold":"7個工作天完成","fire_purchase_appointment_calendar":"生效日期超過 180 天？[[fire_purchase_appointment_calendar_hint]]","fire_purchase_appointment_calendar_hint":"按此設定你的投保提示吧！","fire_purchase_birth":"出生日期","fire_purchase_campaign_popup_title":"優惠條款及細則","fire_purchase_cancel":"取消","fire_purchase_checkbox_item_property":"我向OneDegree確認擬受保物業為住宅物業，如我不正確申報該物業的實際用途，OneDegree有權撤銷本保單，而我亦無權按本保單提出任何理賠申索。","fire_purchase_checkout":"結帳","fire_purchase_checkout_title":"準備結帳？","fire_purchase_checkout_title_desc":"點擊「編輯」即可修改資料","fire_purchase_error_message_mortgage_bank":"請選擇你的按揭貸款機構","fire_purchase_example_mail":"{{example@gmail.com}}","fire_purchase_gender":"性別","fire_purchase_ghost_button_add_joint_policyholder":"新增共同保單持有人","fire_purchase_highlight_card":"請輸入與身份證上相同的名字","fire_purchase_item_1":"確認電郵已發送至 [[fire_purchase_example_mail]]","fire_purchase_item_2":"我們將於保單發出後的第6-7個工作天發送給你指定的按揭貸款機構，有關機構的審批過程或需14至21個工作天。","fire_purchase_item_3":"如你需要修改保單資料，請於48小時內與我們客服 care@onedegree.hk 聯絡。","fire_purchase_key_date_desc_1":"投保日","fire_purchase_key_date_desc_2":"保單冷靜期完結","fire_purchase_key_date_desc_3":"保單開始","fire_purchase_key_date_desc_4":"保單年度結束，保單將最遲於該日期前20天自動續保","fire_purchase_key_policy_date_desc":"不同的保障項目有不同的等候期","fire_purchase_mortgage_bank":"按揭貸款機構","fire_purchase_mortgage_doc_ref":"按揭文件範本","fire_purchase_no":"否","fire_purchase_note":"火險保費繳交方式為[[general_checkout_payment_annually]]，我們將在保單到期前發出續保通知。詳情請參照保單條款。","fire_purchase_pay_now_button":"確認付款","fire_purchase_ph_details":"請提供你的詳細資料","fire_purchase_ph_name":"保單持有人資料","fire_purchase_phone":"手機號碼","fire_purchase_placeholder_mortgage_bank":"按揭貸款機構","fire_purchase_placeholder_policy_start_date":"保單生效日期","fire_purchase_placeholder_property_address":"物業英文地址","fire_purchase_policy_start_date":"保單生效日期","fire_purchase_policy_start_date_tooltip":"若你沒有輸入期望的保單開始日，預設的保單開始日為28天後。","fire_purchase_policyholders":"保單持有人","fire_purchase_pop_up_mortgage_document_sample_desc":"請根據按揭機構的貸款文件或差餉物業估價署的物業地址填寫。","fire_purchase_pop_up_mortgage_document_sample_details":"物業地址可查找以下關鍵字：受保地址、保險地址、樓宇地址、場所/物案、保險處所、Address、Property address、The Insured Address、Location、Location of Risk、Situation of Risk、Situation of Property Insured、Situation / Premises、Situation Insured。","fire_purchase_pop_up_mortgage_document_sample_tag":"圖片僅為參考範本","fire_purchase_pop_up_mortgage_document_sample_title":"按揭文件範本","fire_purchase_privacy_note":"** 基於保障客戶私隱，按揭機構不會向第三方透露其客戶資料，資料包括但不限於火險投保額或剩餘按揭額等。如有需要，請直接與有關按揭貸款機構聯絡查詢。 ","fire_purchase_property_details":"請提供受保物業資料","fire_purchase_property_info":"物業資料","fire_purchase_question_1":"你希望保單於哪日生效？","fire_purchase_question_2":"你有按揭貸款機構嗎？","fire_purchase_question_3":"請問你的物業地址？(請以英文填寫)","fire_purchase_question_4":"請問你的物業是個人名義或公司名義持有？","fire_purchase_question_4_1":"請問你需要加入共同投保人嗎？","fire_purchase_question_desc":"若物業為你個人持有，請選擇「否」。若物業與其他人聯名持有，請將他（們）加為共同投保人。你的按揭機構亦可能要求保單上加入按揭擔保人或聯名貸款人，如有任何疑問請與按揭機構直接確認。","fire_purchase_question_desc_1":"你可以選擇由 {{min_policy_effective_date}} 至 {{max_policy_effective_date}} 的任何一天為保單生效日期。若你沒有輸入日期，預設的保單生效日期則為28天後。","fire_purchase_question_desc_2":"我們會將你的火險保單發送到指定按揭貸款機構。如只需要火險保單作樓宇結構保障，請選擇「否」。","fire_purchase_question_desc_3":"如以保單作按揭用途，地址格式必須與按揭文件上英文地址完全相同，如有車位亦請列出。","fire_purchase_question_empty":"必填","fire_purchase_return_button":"回上一頁","fire_purchase_thank_you":"感謝你選擇 OneDegree 火險！","fire_purchase_title_about_applicant":"你的資料","fire_purchase_title_about_property":"受保物業資料","fire_purchase_title_desc":"所提供的資料將構成你的火險保單的一部分","fire_purchase_title_key_date":"重要日子","fire_purchase_title_policy_summary":"保單詳情","fire_purchase_yes":"是","fire_quote_share_browser_tab_description":"OneDegree火險保費相宜，保障全面，助你無痛轉會，重掌消費自主權。","fire_share_browser_tab_title":"火險 樓宇結構保障 OneDegree ","fire_share_currency_hkd":"HKD","fire_share_declarations":"聲明","fire_share_footer_language":"EN","fire_share_footer_legalright":"© OneDegree Hong Kong Limited 2021","fire_share_footer_utc":"香港時間（UTC+8）","fire_share_personal_information_collection_statement":"個人資料收集聲明","fire_share_stepper1":"報價","fire_share_stepper2":"更多資料","fire_share_stepper3":"檢視","fire_share_stepper4":"結帳","fire_share_unit_month":"/月","fire_share_unit_year":"/年","fire_title":"火險 - 樓宇結構保障 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投保年齡的計算方法：請按寵物投保時的足歲選擇。例如寵物的年齡為1歲10個月，請選擇1歲；如不足1歲，請選擇13週至11個月，如此類推。","pet_insurance_remark_title":"上列保費為月繳的基本價格，如選擇年繳可以享有相等於額外9折的優惠。如你有優惠碼，請在投保時於選擇計劃頁面輸入以獲取相應折扣。","pet_insurance_table_from":"低至","pet_insurance_table_item":"年度保障額","pet_insurance_table_item_1":" 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","spans":[]},{"type":"heading6","text":"若你選擇投保物業重建費用，便需要為物業每年估值，投保額會因應每年進行一次的物業估值而更改。現時很多業主會以目前剩餘按揭額作為投保額，但留意保障賠償額也會因應投保額而降低。如你未能確定要求的投保額，你亦可以與你的按揭銀行查詢。","spans":[]}]},"link_type":"Document","isBroken":false}}],"note_section_title":[{"type":"heading2","text":"備註","spans":[],"direction":"ltr"}],"note_section_content":[{"type":"paragraph","text":"*假設投保時按揭額為HK$450萬及按揭30年，以OneDegree首年特別優惠保費率0.034%及第二年起以原保費率計算，並與巿場現時最高保費率0.15%作比較，四捨五入至萬位。例子只供參考。 \n**根據2024年5月香港主要保險公司之火險的比較。 \n^以投保額300萬及受保物業樓齡為40年計算。 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