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id="official-header-group-link-odhk_menu_general_section_title_pet_insurance" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>寵物保險</div><a id="official-header-sublink-odhk_menu_general_item_name_pet_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/pet-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>寵物保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_dog_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/dog-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>狗狗保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_cat_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/cat-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>貓貓保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_turtle_tortoise_bird_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/turtle-tortoise-bird-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>龜鳥保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_vet_network" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/vet-network"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>獸醫網絡</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_file_a_claim" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/pet-insurance-claims"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>申請索償</span></div></a></div><div class="sc-accc0275-7 hUpsKA"><div id="official-header-group-link-odhk_menu_general_section_title_home" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>家居</div><a id="official-header-sublink-odhk_menu_general_item_name_home_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/home-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>家居保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_home_appliances_warranty_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/home-appliances"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>家電保養保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_fire_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/fire-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>火險</span></div></a></div><div class="sc-accc0275-7 hUpsKA"><div id="official-header-group-link-odhk_menu_general_section_title_health" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>個人健康</div><a id="official-header-sublink-odhk_menu_general_item_name_critical_illness" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/critical-illness-insurance"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>危疾保險</span></div></a></div><img alt="OneDegree HK" loading="lazy" width="226" height="213" decoding="async" data-nimg="1" class="sc-accc0275-6 fzzuCk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div><div id="general_header_desktop_paw" class="sc-accc0275-2 lmcHbu"><div id="official-header-link-odhk_menu_general_tab_title_pawbook" class="sc-accc0275-3 jpnVXx">陪胖日記</div><div class="sc-accc0275-1 gehDre"></div><div class="sc-7bdd0421-0 Zgtly"><div class="sc-7bdd0421-1 sc-accc0275-5 gPRIHv bOoS odv2-box-shadow-overlay"><div class="sc-accc0275-7 hUpsKA"><div id="official-header-group-link-odhk_menu_general_tab_title_pawbook" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>陪胖日記</div><a id="official-header-sublink-odhk_menu_general_item_name_about_pawbook" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/pawbook"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span> 關於陪胖日記App</span><div style="width:0px;height:0px"></div></div></a><a id="official-header-sublink-odhk_menu_general_item_name_download" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_blank" rel="noopener noreferrer nofollow" href="https://onedegree.onelink.me/g9e1/z2728nuy"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>立即下載</span><div style="width:0px;height:0px"></div></div></a></div></div></div></div><div id="general_header_desktop_learn_more_tab" class="sc-accc0275-2 lmcHbu"><div id="official-header-link-odhk_menu_general_item_name_learn_more" class="sc-accc0275-3 jpnVXx">了解更多</div><div class="sc-accc0275-1 gehDre"></div><div class="sc-7bdd0421-0 Zgtly"><div class="sc-7bdd0421-1 sc-accc0275-4 gPRIHv foUzmf odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_menu_general_item_name__stories" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/customer-stories"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>客戶分享</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_faq" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/faq"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>常見問題</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_blog" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/blog"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>網誌</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_insurance_101" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/insurance-101"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>保險101</span></div></a></div></div></div><div id="general_header_desktop_promotions_tab" class="sc-accc0275-2 lmcHbu"><div id="official-header-link-odhk_menu_general_tab_title_promotions" class="sc-accc0275-3 jpnVXx">推廣優惠</div><div class="sc-accc0275-1 gehDre"></div><div class="sc-7bdd0421-0 Zgtly"><div class="sc-7bdd0421-1 sc-accc0275-4 gPRIHv foUzmf odv2-box-shadow-overlay"><a id="official-header-sublink-odhk_menu_general_item_name_membership" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/membership"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>會員計劃</span><div style="width:0px;height:0px"></div></div></a><a id="official-header-sublink-odhk_menu_general_item_name_member_benefits" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="https://www.onedegree.hk/zh-hk/member-benefits"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>會員優惠</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_insurance_offers_overview" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/promotions"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>保險優惠總覽</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_pet_mart" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/store"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>寵物百貨</span><div style="width:0px;height:0px"></div></div></a></div></div></div><div id="general_header_desktop_enterprise_tab" class="sc-accc0275-2 lmcHbu"><div id="official-header-link-odhk_menu_general_tab_title_enterprise" class="sc-accc0275-3 jpnVXx">企業產品</div><div class="sc-accc0275-1 gehDre"></div><div class="sc-7bdd0421-0 Zgtly"><div class="sc-7bdd0421-1 sc-accc0275-5 gPRIHv bOoS odv2-box-shadow-overlay"><div class="sc-accc0275-7 hUpsKA"><div id="official-header-group-link-odhk_menu_general_section_title_business_solutions" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>商務方案</div><a id="official-header-sublink-odhk_menu_general_item_name_business_overview" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="" href="/zh-hk/business-partners"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>業務概覽</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_corporate_partnership" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="nofollow" href="https://partnership.onedegree.hk/zh-hk"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>企業合作</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_core_insurance_system" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_blank" rel="noopener noreferrer nofollow" href="https://theixt.com"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>保險核心系統</span></div></a></div><div class="sc-accc0275-7 hUpsKA"><div id="official-header-group-link-odhk_menu_general_section_title_insurance" class="sc-accc0275-9 iaIcRu odv2-heading-06"><div style="width:0px;height:0px"></div>保險產品</div><a id="official-header-sublink-odhk_menu_general_item_name_cyber_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="nofollow" href="https://cyberinsurance.onedegree.hk/zh-hk"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>數碼保險</span></div></a><a id="official-header-sublink-odhk_menu_general_item_name_digital_asset_insurance" class="sc-c06f835e-1 sc-c06f835e-2 cLVZDa jZuwFn odv2-body-01" target="_self" rel="nofollow" href="https://digitalasset-insurance.onedegree.hk/zh-hk"><div class="sc-c06f835e-0 fuZNRh"></div><div class="sc-c06f835e-4 feCeAr"><span>數字資產保險</span></div></a></div><img alt="OneDegree HK" loading="lazy" width="226" height="213" decoding="async" data-nimg="1" class="sc-accc0275-6 fzzuCk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_240,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_480,q_auto:eco/w_226/v1645075802/official-prod/official-header/dropdown-deco-3x.png"/></div></div></div></div><div class="sc-5494fe7d-9 kSTHmV"></div><div class="sc-5494fe7d-0 dfdVFx"><a id="general-header-login-button" class="sc-5494fe7d-12 fdcQqa" target="_self" rel="" href="/zh-hk/dashboard?go_back_url=%2Fhome-insurance">帳戶</a><div class="sc-65d713a6-0 fwQJPo sc-5494fe7d-7 iIISvd"><button id="general-header-quote-button" class="sc-65d713a6-1 jUEjRo">報價</button></div><div id="general-header-product-select-block" class="sc-65d713a6-2 deJruX odv2-box-shadow-overlay"><div class="sc-65d713a6-3 itsMRk odv2-heading-06">選擇保障</div><div class="sc-65d713a6-4 dQyPF"><a id="general-header-quote-button-home" class="sc-65d713a6-7 htWxtY" target="_self" rel="" href="/zh-hk/home-insurance"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724204/official-prod/product-quote/home-icon-w56-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">家居保險</div></a><a id="general-header-quote-button-home-appliances-warranty" class="sc-65d713a6-7 htWxtY" target="_self" rel="" href="/zh-hk/home-appliances"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1697696689/official-prod/product-quote/home-warranty-icon-w56-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">家電保養保險</div></a><a id="general-header-quote-button-fire" class="sc-65d713a6-7 htWxtY" target="_self" rel="" href="/zh-hk/fire-insurance"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724072/official-prod/product-quote/fire-icon-w56-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">火險</div></a><a id="general-header-quote-button-ci" class="sc-65d713a6-7 htWxtY" target="_self" rel="" href="/zh-hk/health/critical-illness/quote"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724070/official-prod/product-quote/ci-icon-w56-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">危疾保</div></a><a id="general-header-quote-button-pet" class="sc-65d713a6-7 htWxtY" target="_self" rel="" href="/zh-hk/pet-insurance"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1646724080/official-prod/product-quote/pet-icon-w56-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">寵物保險</div></a><a id="general-header-quote-button-turtle-bird" href="https://www.onedegree.hk/zh-hk/turtle-tortoise-bird-insurance" class="sc-65d713a6-7 htWxtY" target="_blank" rel="noopener noreferrer"><div class="sc-65d713a6-5 kLTLrU"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-65d713a6-6 hokAmK" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1669004280/official-prod/product-quote/turtle-bird-3x.png"/></div><div class="sc-65d713a6-8 hLmHzD odv2-responsive-heading-07-bold">龜鳥保險</div></a></div></div></div><button id="general-header-language-button" class="sc-5494fe7d-10 kpQSZY"><div style="width:0px;height:0px"></div></button><button id="general-header-mobile-hamburger-toggle" class="sc-2de70d66-0 eHFtoM sc-5494fe7d-11 bgEwNP" type="button"><span class="sc-2de70d66-1 iKQcwJ"><span class="sc-2de70d66-2 kRYVJa"></span></span></button></div></div></header></div><div class="sc-c4b694f7-0 bowKSK"><section class="sc-b02c77bb-0 kuwMal"><div class="sc-b02c77bb-1 iLkNxW"><div class="sc-b02c77bb-2 UOyRa"><div class="sc-b02c77bb-3 hVjVf"><h1>OneDegree家居保險<br/>投保現在 環保未來</h1></div><div class="sc-b02c77bb-4 dTCEaR"><p>OneDegree家居保險提供高達HK$120萬家居財物保障¹，更升級提供太陽能發電系統自選保障，全力支持減碳減廢生活，從源頭減緩極端天氣！</p></div><div><div class="sc-b02c77bb-13 fWkZrH"><div id="home-purchase-landing-hero-section-feature-item-0" class="sc-14fe5d71-0 guOoqZ"><div id="home-purchase-landing-hero-section-feature-item-toggle-0" class="sc-14fe5d71-1 eSRMby"><img alt="OneDegree HK" loading="lazy" width="40" height="40" decoding="async" data-nimg="1" class="sc-14fe5d71-8 fpzxJl" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/aMopFWGNHVfTPTJx_3D-Icon.png?auto=compress%2Cformat&amp;rect=0%2C0%2C120%2C120&amp;w=48 1x, https://images.prismic.io/odhk-official-website-prod/aMopFWGNHVfTPTJx_3D-Icon.png?auto=compress%2Cformat&amp;rect=0%2C0%2C120%2C120&amp;w=85 2x" src="https://images.prismic.io/odhk-official-website-prod/aMopFWGNHVfTPTJx_3D-Icon.png?auto=compress%2Cformat&amp;rect=0%2C0%2C120%2C120&amp;w=85"/><h4 class="sc-14fe5d71-4 kgvvaR">高達HK$120萬家居財物保障¹，涵蓋漏水等家居意外</h4></div><div class="sc-8ehlcf-0 fEQxYA sc-14fe5d71-5 AkliS"><div><div class="sc-14fe5d71-6 fDZJcb"><p>極端天氣持續，暴雨及颱風隨時引起漏水等家居意外，造成嚴重財物損失。 我們提供高達HK$120萬家居財物保障¹，讓你防患未然，安心無憂。</p></div></div></div></div><div id="home-purchase-landing-hero-section-feature-item-1" class="sc-14fe5d71-0 jxZrSJ"><div id="home-purchase-landing-hero-section-feature-item-toggle-1" class="sc-14fe5d71-1 eSRMby"><div class="sc-14fe5d71-2 iivCJF"><div style="width:0px;height:0px"></div></div><h4 class="sc-14fe5d71-4 kgvvaR">高達HK$1,500萬第三者責任保障¹，減低索償損失</h4></div><div style="height:0" class="sc-8ehlcf-0 azcWN sc-14fe5d71-5 iRBbdB"><div><div class="sc-14fe5d71-6 fDZJcb"><p>每月保費少於HK$100²，即享高達HK$1,500萬第三者責任保障索償上限¹。若因家居意外導致他人身體受傷或財物損失，我們將為你承擔賠償，減輕損失。</p></div></div></div></div><div id="home-purchase-landing-hero-section-feature-item-2" class="sc-14fe5d71-0 jxZrSJ"><div id="home-purchase-landing-hero-section-feature-item-toggle-2" class="sc-14fe5d71-1 eSRMby"><div class="sc-14fe5d71-2 iivCJF"><div style="width:0px;height:0px"></div></div><h4 class="sc-14fe5d71-4 kgvvaR">自選家電維修保障，一個保費包14種電器維修</h4></div><div style="height:0" class="sc-8ehlcf-0 azcWN sc-14fe5d71-5 iRBbdB"><div><div class="sc-14fe5d71-6 fDZJcb"><p>自選保障涵蓋14種主要電器原廠維修費用，包括冷氣機、洗衣機、熱水爐及抽濕機等³。發展商隨屋附送的新樓盤電器同受保障。以維修代替購買新電器，為保護環境盡一分力。</p></div></div></div></div><div id="home-purchase-landing-hero-section-feature-item-3" class="sc-14fe5d71-0 jxZrSJ"><div id="home-purchase-landing-hero-section-feature-item-toggle-3" class="sc-14fe5d71-1 eSRMby"><div class="sc-14fe5d71-2 iivCJF"><div style="width:0px;height:0px"></div></div><h4 class="sc-14fe5d71-4 kgvvaR">自選太陽能發電系統保障，助你實踐環保生活</h4></div><div style="height:0" class="sc-8ehlcf-0 azcWN sc-14fe5d71-5 iRBbdB"><div><div class="sc-14fe5d71-6 fDZJcb"><p>我們提供高達HK$200萬樓宇結構及太陽能發電系統自選保障，涵蓋因意外導致的太陽能發電系統損毀，讓你放心為家居引入可再生能源，踏出環保一步。</p></div></div></div></div><div id="home-purchase-landing-hero-section-feature-item-4" class="sc-14fe5d71-0 jxZrSJ"><div id="home-purchase-landing-hero-section-feature-item-toggle-4" class="sc-14fe5d71-1 eSRMby"><div class="sc-14fe5d71-2 iivCJF"><div style="width:0px;height:0px"></div></div><h4 class="sc-14fe5d71-4 kgvvaR">節約用電保護環境，更享續保折扣優惠</h4></div><div style="height:0" class="sc-8ehlcf-0 azcWN sc-14fe5d71-5 iRBbdB"><div><div class="sc-14fe5d71-6 fDZJcb"><p>續保時，只需上載家居電費單，證明全年用電量比去年減少10%，或每日用電量少於8度電，即可享額外5%保費減免⁴。緩解極端天氣，由日常節電做起。</p></div></div></div></div><div id="home-purchase-landing-hero-section-feature-item-5" class="sc-14fe5d71-0 jxZrSJ"><div id="home-purchase-landing-hero-section-feature-item-toggle-5" class="sc-14fe5d71-1 eSRMby"><div class="sc-14fe5d71-2 iivCJF"><div style="width:0px;height:0px"></div></div><h4 class="sc-14fe5d71-4 kgvvaR">村屋及獨立屋同樣受保，價格及保障一視同仁</h4></div><div style="height:0" class="sc-8ehlcf-0 azcWN sc-14fe5d71-5 iRBbdB"><div><div class="sc-14fe5d71-6 fDZJcb"><p>不同於市場上部份家居保險計劃，我們保障所有住宅類型，包括村屋及獨立屋。不加額外保費，無需額外核保，確保每一個家都能得到應有保障。</p></div></div></div></div></div></div></div><div class="sc-b02c77bb-5 cxDmpC"><div class="sc-b02c77bb-6 eeWnso"><h1>OneDegree家居保險<br/>投保現在 環保未來</h1></div><div class="sc-b02c77bb-7 NUcMd"><p>OneDegree家居保險提供高達HK$120萬家居財物保障¹，更升級提供太陽能發電系統自選保障，全力支持減碳減廢生活，從源頭減緩極端天氣！</p></div><div id="home-purchase-landing-hero-section-promotion-banner" class="sc-b02c77bb-8 dXDGkA"><img id="general-prismic-hero-image-mobile" alt="OneDegree HK" width="343" height="236" decoding="async" data-nimg="1" class="sc-a7b70752-0 cYZmqt" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/aMEfsWGNHVfTO8Xe_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-343x236TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C715%2C492&amp;w=360 1x, https://images.prismic.io/odhk-official-website-prod/aMEfsWGNHVfTO8Xe_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-343x236TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C715%2C492&amp;w=720 2x" src="https://images.prismic.io/odhk-official-website-prod/aMEfsWGNHVfTO8Xe_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-343x236TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C715%2C492&amp;w=720"/><img id="general-prismic-hero-image-desktop" alt="OneDegree HK" loading="lazy" width="430" height="335" decoding="async" data-nimg="1" class="sc-a7b70752-1 cqLbm" style="color:transparent" srcSet="https://images.prismic.io/odhk-official-website-prod/aMEfwGGNHVfTO8Xq_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-430x335TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C896%2C698&amp;w=480 1x, https://images.prismic.io/odhk-official-website-prod/aMEfwGGNHVfTO8Xq_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-430x335TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C896%2C698&amp;w=920 2x" src="https://images.prismic.io/odhk-official-website-prod/aMEfwGGNHVfTO8Xq_202508-PetHeroBanner-home%C2%B5%C2%A3%C2%AC%C2%B5%C3%B9%C3%91_28aug_Pet-30off-430x335TC.png?auto=compress%2Cformat&amp;rect=0%2C0%2C896%2C698&amp;w=920"/></div><div class="sc-b02c77bb-9 deOMlW"><img alt="OneDegree HK" width="23" height="32" decoding="async" data-nimg="1" class="sc-b02c77bb-10 CQXKi" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1732262342/official-prod/landing-pages/hero-section-promotion-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1732262342/official-prod/landing-pages/hero-section-promotion-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1732262342/official-prod/landing-pages/hero-section-promotion-3x.png"/><p class="sc-b02c77bb-11 bPrBDY">2025年9月30日或之投保，可享首年保費7折！詳情請參閱頁底的條款及細則。</p></div></div></div></section><div class="sc-c4b694f7-1 bFnKsn"><div class="sc-af80146f-0 hvBGnN"><div id="home-purchase-landing-premium-calculator" class="sc-4eeb8859-0 cKjvpw"><div id="home-purchase-landing-premium-table" class="sc-4eeb8859-1 cDafUh"><div id="home-purchase-landing-instant-quote-section" class="sc-76ad98b2-0 cLrLNN"><div class="sc-76ad98b2-24 hPEXOH"></div><div class="sc-76ad98b2-1 iFsQPX"><div id="home-purchase-landing-instant-quote-section-title" class="sc-76ad98b2-2 lmzCmt">輸入資料即可獲取報價</div><div class="sc-76ad98b2-3 kqsPpk"><img alt="OneDegree HK" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="sc-76ad98b2-4 fZwrer" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1755134844/official-prod/home-insurance/landing-page-v3/green-house-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755134844/official-prod/home-insurance/landing-page-v3/green-house-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755134844/official-prod/home-insurance/landing-page-v3/green-house-3x.png"/><div class="sc-76ad98b2-5 PVAom odv2-body-02">我們為樓齡50年或以下的建築物提供保障</div></div><div class="sc-76ad98b2-6 iNhkJg"><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">身份</div><div id="home-purchase-landing-house-info-property-role-group" class="sc-76ad98b2-12 eGQWfO"><div class="sc-76ad98b2-17 fSrISE"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="sc-76ad98b2-15 crVfFk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png"/><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">自住業主</div></div><div class="sc-76ad98b2-17 iPJOGr"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">出租業主</div></div><div class="sc-76ad98b2-17 iPJOGr"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">租戶</div></div></div></div><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">單位實用面積(平方呎)</div><div class="sc-1k8szlu-0 bjLCzY sc-4ad17af7-0 sc-76ad98b2-18 qXgaa ewtNbp"><div class="sc-1psrv6o-1 vLyFl"><input id="home-purchase-landing-house-info-property-area-input" data-testid="home-purchase-landing-house-info-property-area-input" tabindex="0" placeholder="單位實用面積(平方呎)" autoComplete="off" class="sc-1psrv6o-0 kANNUw odv2-body-01" value=""/><div class="sc-1psrv6o-5 hgltsy"></div></div></div></div><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">飼養寵物狀況</div><div class="sc-b7ed9266-0 sc-76ad98b2-20 lhahbx bSeKsC"><div id="home-purchase-landing-house-info-pet-yes-button" data-selected="false" class="sc-1ta8td2-1 lgWjfJ sc-c7c65012-0 hMXJVC" tabindex="0"><div id="home-purchase-landing-house-info-pet-yes-button-btn-container" class="sc-1ta8td2-0 bZGQzw">有寵物</div></div><div id="home-purchase-landing-house-info-pet-no-button" data-selected="false" class="sc-1ta8td2-1 lgWjfJ sc-c7c65012-0 hMXJVC" tabindex="0"><div id="home-purchase-landing-house-info-pet-no-button-btn-container" class="sc-1ta8td2-0 bZGQzw">沒有寵物</div></div></div></div><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 sc-76ad98b2-11 dsJZAy hyBptA odv2-heading-07-bold">優惠碼</div><div class="sc-76ad98b2-21 lnSCLw"><div class="sc-947c871b-0 cnaTfW sc-76ad98b2-22 cEAXvC"><div class="sc-947c871b-1 hNzCPJ"><div class="sc-1k8szlu-0 bjLCzY sc-947c871b-2 bncJrn"><div class="sc-1psrv6o-1 vLyFl"><input id="home-purchase-landing-house-info-promo-code-input" data-testid="home-purchase-landing-house-info-promo-code-input" tabindex="0" placeholder="優惠碼" autoComplete="off" class="sc-1psrv6o-0 kANNUw odv2-body-01" value=""/><div class="sc-1psrv6o-5 hgltsy"></div></div></div><button disabled="" id="home-purchase-landing-house-info-promo-code-apply-button" class="sc-nrll5m-1 fsBdCm sc-947c871b-3 iNvxnV odv2-heading-07-semibold odv2-box-shadow-flat"><div class="sc-nrll5m-0 dtePiC"><span id="home-purchase-landing-house-info-promo-code-apply-button-btn-text" class="sc-nrll5m-2 epgJTt">使用</span></div></button></div></div></div></div></div><div class="sc-76ad98b2-7 hOdRTP"><div class="sc-76ad98b2-9 jsHaZg"><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">身份</div><div id="home-purchase-landing-house-info-property-role-group" class="sc-76ad98b2-12 eGQWfO"><div class="sc-76ad98b2-17 fSrISE"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="sc-76ad98b2-15 crVfFk" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755137092/official-prod/home-insurance/landing-page-v3/property-check-3x.png"/><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137088/official-prod/home-insurance/landing-page-v3/owner-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">自住業主</div></div><div class="sc-76ad98b2-17 iPJOGr"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137086/official-prod/home-insurance/landing-page-v3/landlord-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">出租業主</div></div><div class="sc-76ad98b2-17 iPJOGr"><div class="sc-76ad98b2-13 efLxjK"><img alt="OneDegree HK" loading="lazy" width="80" height="80" decoding="async" data-nimg="1" class="sc-76ad98b2-14 gEJLTg" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755137034/official-prod/home-insurance/landing-page-v3/tenant-people-3x.png"/></div><div class="sc-76ad98b2-16 iSACvs odv2-body-02">租戶</div></div></div></div><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 sc-76ad98b2-11 dsJZAy hyBptA odv2-heading-07-bold">優惠碼</div><div class="sc-76ad98b2-21 lnSCLw"><div class="sc-947c871b-0 cnaTfW sc-76ad98b2-22 cEAXvC"><div class="sc-947c871b-1 hNzCPJ"><div class="sc-1k8szlu-0 bjLCzY sc-947c871b-2 bncJrn"><div class="sc-1psrv6o-1 vLyFl"><input id="home-purchase-landing-house-info-promo-code-input" data-testid="home-purchase-landing-house-info-promo-code-input" tabindex="0" placeholder="優惠碼" autoComplete="off" class="sc-1psrv6o-0 kANNUw odv2-body-01" value=""/><div class="sc-1psrv6o-5 hgltsy"></div></div></div><button disabled="" id="home-purchase-landing-house-info-promo-code-apply-button" class="sc-nrll5m-1 fsBdCm sc-947c871b-3 iNvxnV odv2-heading-07-semibold odv2-box-shadow-flat"><div class="sc-nrll5m-0 dtePiC"><span id="home-purchase-landing-house-info-promo-code-apply-button-btn-text" class="sc-nrll5m-2 epgJTt">使用</span></div></button></div></div></div></div></div><div class="sc-76ad98b2-9 jsHaZg"><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">單位實用面積(平方呎)</div><div class="sc-1k8szlu-0 bjLCzY sc-4ad17af7-0 sc-76ad98b2-18 qXgaa ewtNbp"><div class="sc-1psrv6o-1 vLyFl"><input id="home-purchase-landing-house-info-property-area-input" data-testid="home-purchase-landing-house-info-property-area-input" tabindex="0" placeholder="單位實用面積(平方呎)" autoComplete="off" class="sc-1psrv6o-0 kANNUw odv2-body-01" value=""/><div class="sc-1psrv6o-5 hgltsy"></div></div></div></div><div class="sc-76ad98b2-8 eVaJNr"><div class="sc-76ad98b2-10 dsJZAy odv2-heading-07-bold">飼養寵物狀況</div><div class="sc-b7ed9266-0 sc-76ad98b2-20 lhahbx bSeKsC"><div id="home-purchase-landing-house-info-pet-yes-button" data-selected="false" class="sc-1ta8td2-1 lgWjfJ sc-c7c65012-0 hMXJVC" tabindex="0"><div id="home-purchase-landing-house-info-pet-yes-button-btn-container" class="sc-1ta8td2-0 bZGQzw">有寵物</div></div><div id="home-purchase-landing-house-info-pet-no-button" data-selected="false" class="sc-1ta8td2-1 lgWjfJ sc-c7c65012-0 hMXJVC" tabindex="0"><div id="home-purchase-landing-house-info-pet-no-button-btn-container" class="sc-1ta8td2-0 bZGQzw">沒有寵物</div></div></div></div></div></div><button id="home-purchase-landing-house-info-submit-button" class="sc-nrll5m-1 ylTBq sc-76ad98b2-23 icmJuq odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 dtePiC"><span id="home-purchase-landing-house-info-submit-button-btn-text" class="sc-nrll5m-2 epgJTt">報價</span></div></button></div><div class="sc-76ad98b2-25 csvXbq"></div></div><div class="sc-698590d9-0 kmPqCr"><div class="sc-698590d9-1 ihkSrZ"><div class="sc-698590d9-2 hLsihF">參考計畫</div></div><div class="sc-a7e1421d-0 imJygE"><div class="sc-a7e1421d-1 fdjGry"><div class="sc-a7e1421d-3 goHseq"><div class="sc-a7e1421d-4 buVpPH"><div class="sc-856218dd-9 eTdfmp"><div class="sc-856218dd-7 gkdzVU"></div><div class="sc-856218dd-4 hXAAKr"><div class="sc-856218dd-8 bfvDqm odv2-heading-05">基本保障</div><div data-core-benefit="home_contents_protection" class="sc-547c7d47-0 ebMYKP"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">家居財物<div style="width:0px;height:0px"></div></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-core-benefit="accidental_death" class="sc-547c7d47-0 ebMYKP"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">個人意外身故<div style="width:0px;height:0px"></div></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-core-benefit="third_party_liability" class="sc-547c7d47-0 ebMYKP"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">第三者責任<div style="width:0px;height:0px"></div></div></div></div></div></div></div></div><div class="sc-856218dd-10 dsNJDJ"><div class="sc-856218dd-5 dNHisE"><div class="sc-856218dd-8 bfvDqm odv2-heading-05">自選保障</div><div data-rider-benefit="appliance" class="sc-95d5a669-0 gaeGFj"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 eoRZJE odv2-heading-06">家電維修保障<div style="width:0px;height:0px"></div></div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-appliance-rider-switch-btn" disabled="" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="appliance"/></div></div></div></div><div class="sc-95d5a669-3 fVZmjX"><div class="sc-95d5a669-4 ikQmYD odv2-body-02">每年低至HK$<span class="sc-95d5a669-4 cCAAFh odv2-body-02">-</span>即可享有多達14種家電維修保障</div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-rider-benefit="building_structure" class="sc-95d5a669-0 gaeGFj"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">樓宇結構保障</div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-building_structure-rider-switch-btn" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="building_structure"/></div></div></div></div><div class="sc-mnc5mg-0 HgvaB sc-95d5a669-7 emJWyW"><div class="sc-1hvwd3q-3 dRwlPr"><div id="home-purchase-landing-building_structure-rider-insured-amount-dropdown" data-testid="home-purchase-landing-building_structure-rider-insured-amount-dropdown" class="sc-1hvwd3q-8 kYgAXK" tabindex="0"><div class="sc-1hvwd3q-7 hHhzFg odv2-body-01"><div id="home-purchase-landing-building_structure-rider-insured-amount-dropdown-value" data-testid="home-purchase-landing-building_structure-rider-insured-amount-dropdown-value" class="sc-1hvwd3q-14 dodmxW">1,000,000</div><div class="sc-1hvwd3q-4 laQLOe"><div style="width:0px;height:0px"></div></div></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-rider-benefit="building_structure_with_spv" class="sc-95d5a669-0 gaeGFj"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">樓宇結構及太陽能發電系統<div style="width:0px;height:0px"></div></div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-building_structure_with_spv-rider-switch-btn" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="building_structure_with_spv"/></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-rider-benefit="pandemic" class="sc-95d5a669-0 Invov"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">學校停課保障及住院現金保障<div style="width:0px;height:0px"></div></div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-pandemic-rider-switch-btn" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="pandemic"/></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-rider-benefit="landlord" class="sc-95d5a669-0 gaeGFj"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">出租保障</div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-landlord-rider-switch-btn" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="landlord"/></div></div></div></div></div><div class="sc-856218dd-11 iKCcJi"></div><div data-rider-benefit="pet" class="sc-95d5a669-0 gaeGFj"><div class="sc-8002cd07-0 eXfzCj"><div class="sc-8002cd07-1 ckSufu"><div style="width:0px;height:0px"></div><div class="sc-8002cd07-3 duKYzr"><div class="sc-8002cd07-4 htHQcI odv2-heading-06">寵物主人的第三者責任<div style="width:0px;height:0px"></div></div><div class="sc-8002cd07-5 dktjly"><input id="home-purchase-landing-pet-rider-switch-btn" class="sc-5qpdnp-0 zDvDc sc-95d5a669-6 firOcb" type="checkbox" role="switch" value="pet"/></div></div></div></div></div></div></div></div><div id="home-purchase-landing-plan-table-home_standard-plan-column" class="sc-856218dd-0 sc-a7e1421d-5 hUEbwk dnhLDw"><div class="sc-856218dd-6 ihTBIl"><div class="sc-a7e1421d-2 dtqCIZ odv2-heading-05">標準計劃</div><div id="home-purchase-landing-price-table-sum-assured-content" class="sc-4fd0983b-0 dqDgpq"><div class="sc-4fd0983b-10 jxwPcO"><div class="sc-4fd0983b-3 sc-4fd0983b-4 hEaEwv lebAln odv2-body-02">由</div></div><div class="sc-4fd0983b-1 dMaUsm"><div class="sc-4fd0983b-3 sc-4fd0983b-5 kgwfnN gwlhUV odv2-body-02">港幣</div><div class="sc-4fd0983b-2 aQFwU odv2-heading-04">-</div><div class="sc-4fd0983b-3 sc-4fd0983b-5 sc-4fd0983b-6 kgwfnN gwlhUV ehGPBN odv2-body-02">/年</div></div><div class="sc-4fd0983b-7 cHWCrw"><div class="sc-4fd0983b-9 dDJJhx odv2-body-03">約 港幣</div><div class="sc-4fd0983b-2 sc-4fd0983b-8 aQFwU jmnhvz odv2-heading-04">-</div><div class="sc-4fd0983b-9 dDJJhx odv2-body-03">/月</div></div><button id="home-purchase-landing-price-table-sum-assured-quote-button" class="sc-4fd0983b-11 jbrZnC odv2-heading-06">報價</button></div></div><div class="sc-856218dd-9 eTdfmp"><div class="sc-a7e1421d-6 eYHPjF"></div></div><div class="sc-856218dd-10 byojRL"><div class="sc-856218dd-5 dNHisE"></div></div></div><div id="home-purchase-landing-plan-table-home_plus-plan-column" class="sc-856218dd-0 sc-a7e1421d-5 hUEbwk iYArXA"><div class="sc-856218dd-6 dDXbDd"><div class="sc-a7e1421d-2 bPa-dVv odv2-heading-05">加強計劃</div><div id="home-purchase-landing-price-table-sum-assured-content" class="sc-4fd0983b-0 dqDgpq"><div class="sc-4fd0983b-10 jxwPcO"><div class="sc-4fd0983b-3 sc-4fd0983b-4 gPJnlB hibTed odv2-body-02">由</div></div><div class="sc-4fd0983b-1 dMaUsm"><div class="sc-4fd0983b-3 sc-4fd0983b-5 szOGr eLnlpb odv2-body-02">港幣</div><div class="sc-4fd0983b-2 gazvCp odv2-heading-04">-</div><div class="sc-4fd0983b-3 sc-4fd0983b-5 sc-4fd0983b-6 szOGr eLnlpb ehGPBN odv2-body-02">/年</div></div><div class="sc-4fd0983b-7 cHWCrw"><div class="sc-4fd0983b-9 eFisfv odv2-body-03">約 港幣</div><div class="sc-4fd0983b-2 sc-4fd0983b-8 gazvCp cmrVOK odv2-heading-04">-</div><div class="sc-4fd0983b-9 eFisfv odv2-body-03">/月</div></div><button id="home-purchase-landing-price-table-sum-assured-quote-button" class="sc-4fd0983b-11 jbrZnC odv2-heading-06">報價</button></div></div><div class="sc-856218dd-9 eTdfmp"><div class="sc-a7e1421d-6 eYHPjF"></div></div><div class="sc-856218dd-10 iYGQuU"><div class="sc-856218dd-5 dNHisE"></div></div></div><div id="home-purchase-landing-plan-table-home_prestige-plan-column" class="sc-856218dd-0 sc-a7e1421d-5 hUEbwk dnhLDw"><div class="sc-856218dd-6 ihTBIl"><div class="sc-a7e1421d-12 gBcfXt"><img alt="OneDegree HK" loading="lazy" width="22" height="20" decoding="async" data-nimg="1" class="sc-a7e1421d-14 gIZogV" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_24,q_auto:eco/v1755655848/official-prod/home-insurance/landing-page-v3/crown-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755655848/official-prod/home-insurance/landing-page-v3/crown-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_48,q_auto:eco/v1755655848/official-prod/home-insurance/landing-page-v3/crown-3x.png"/><div class="sc-a7e1421d-13 dtcfiW odv2-heading-08">最推薦</div></div><div class="sc-a7e1421d-2 dtqCIZ odv2-heading-05">尊尚計劃</div><div id="home-purchase-landing-price-table-sum-assured-content" class="sc-4fd0983b-0 dqDgpq"><div class="sc-4fd0983b-10 jxwPcO"><div class="sc-4fd0983b-3 sc-4fd0983b-4 hEaEwv lebAln odv2-body-02">由</div></div><div class="sc-4fd0983b-1 dMaUsm"><div class="sc-4fd0983b-3 sc-4fd0983b-5 kgwfnN gwlhUV odv2-body-02">港幣</div><div class="sc-4fd0983b-2 aQFwU odv2-heading-04">-</div><div class="sc-4fd0983b-3 sc-4fd0983b-5 sc-4fd0983b-6 kgwfnN gwlhUV ehGPBN odv2-body-02">/年</div></div><div class="sc-4fd0983b-7 cHWCrw"><div class="sc-4fd0983b-9 dDJJhx odv2-body-03">約 港幣</div><div class="sc-4fd0983b-2 sc-4fd0983b-8 aQFwU jmnhvz odv2-heading-04">-</div><div class="sc-4fd0983b-9 dDJJhx odv2-body-03">/月</div></div><button id="home-purchase-landing-price-table-sum-assured-quote-button" class="sc-4fd0983b-11 jbrZnC odv2-heading-06">報價</button></div></div><div class="sc-856218dd-9 eTdfmp"><div class="sc-a7e1421d-6 eYHPjF"></div></div><div class="sc-856218dd-10 byojRL"><div class="sc-856218dd-5 dNHisE"></div></div></div></div></div></div></div></div></div><div class="sc-af80146f-1 jrIHDU"><a href="https://odhk.blob.core.windows.net/home/product-brochure-zh.pdf" target="_blank" class="sc-af80146f-2 hETswG odv2-heading-07-semibold"><div style="width:0px;height:0px"></div>產品小冊子</a><div class="sc-af80146f-6 csgVnI"></div><a href="https://odhk.blob.core.windows.net/home/Homev7.pdf" target="_blank" class="sc-af80146f-2 hETswG odv2-heading-07-semibold"><div style="width:0px;height:0px"></div>下載保單範本</a></div><div id="home-purchase-landing-exclusion" class="sc-7cf27f42-0 hrURYe"><div class="sc-7cf27f42-1 jIWrhW"><div class="sc-7cf27f42-2 eZvAgE"><div class="sc-7cf27f42-3 derfnu">不保事項</div><div class="sc-7cf27f42-4 iiSHiy odv2-heading-07-bold">以下只是主要不保事項，詳情以保單條款為準</div></div><div class="sc-7cf27f42-5 foroAH"><ul class="sc-7cf27f42-6 fXxJeb"><li class="sc-7cf27f42-7 fmtikn odv2-body-02">不承保風險如物件表面因刮花、 腐蝕、 天然損耗</li><li class="sc-7cf27f42-7 fmtikn odv2-body-02">已受其他保單所保障之物件 (在受保物業居住的人有意或惡意地造成物件破壞或損毀)</li><li class="sc-7cf27f42-7 fmtikn odv2-body-02">在受保物業居住的人有意或惡意地造成物件破壞或損毀；</li><li class="sc-7cf27f42-7 fmtikn odv2-body-02">隱形眼鏡、 流動/手提電話、電腦</li><li class="sc-7cf27f42-7 fmtikn odv2-body-02">承保單位空置超過30天</li></ul></div><div class="sc-7cf27f42-8 ifSfmf odv2-body-02">詳細不保事項請參閱<a target="_blank" href="https://odhk.blob.core.windows.net/home/Homev7.pdf" rel="noreferrer">保單條款範本</a>。</div></div></div></div><div class="sc-dfe0fdcd-0 fCwWyh"><div class="sc-dfe0fdcd-1 dFOrqZ"><h2 class="sc-dfe0fdcd-2 jLLbVW">你需要家居保險嗎？</h2><img alt="OneDegree HK" loading="lazy" width="64" height="64" decoding="async" data-nimg="1" class="sc-dfe0fdcd-3 guvgid" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1755499847/official-prod/home-insurance/landing-page-v3/why-need-home-light-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1755499847/official-prod/home-insurance/landing-page-v3/why-need-home-light-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1755499847/official-prod/home-insurance/landing-page-v3/why-need-home-light-3x.png"/><div class="sc-dfe0fdcd-4 fDvsuY"><p class="sc-dfe0fdcd-5 XpNgK">無論你是自住業主、出租業主或租戶，家居保險都是必備之選，助你應付意外下的財物損失及法律索償。</p></div><div class="sc-dfe0fdcd-6 eJkRqa"><div class="sc-dfe0fdcd-8 diHsDf"></div><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-btn" class="sc-dfe0fdcd-7 cXUlfq odv2-heading-07-bold">適用對象</div><div id="home-purchase-landing-why-need-home-insurance-section-coverage-btn" class="sc-dfe0fdcd-7 iWEpFD odv2-heading-07-bold">保障範圍</div></div><div class="sc-dfe0fdcd-9 oGyxV"><div class="sc-40012b4-0 bVLFeI"><div class="sc-40012b4-1 eWblDz"><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel" data-testid="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel" class="sc-12y7cgt-0 cEHwqJ sc-40012b4-2 dHcjYH"><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-indicator" class="sc-1uy3wks-1 dSKWHt sc-12y7cgt-1 cXeOSF"><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-indicator-carousel-dot-0" class="sc-1uy3wks-0 hsTSMj"></div><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-indicator-carousel-dot-1" class="sc-1uy3wks-0 iVbRoT"></div><div id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-indicator-carousel-dot-2" class="sc-1uy3wks-0 iVbRoT"></div></div><button id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-left-button" class="sc-1ay00e0-1 bGCVZE sc-40012b4-13 sc-40012b4-14 iLpZsB eYPZgY odv2-box-shadow-overlay"><div style="width:0px;height:0px"></div></button><button id="home-purchase-landing-why-need-home-insurance-eligible-targets-carousel-right-button" class="sc-1ay00e0-1 bGCVZE sc-40012b4-13 sc-40012b4-14 iLpZsB icOmZu odv2-box-shadow-overlay"><div style="width:0px;height:0px"></div></button></div></div></div></div><div class="sc-dfe0fdcd-10 iUTrwq"><div class="sc-f2d45c60-0 gcSfZt"><div class="sc-f2d45c60-1 doQmJF"><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMoyt2GNHVfTPTLe_FloorsandWalls.png?auto=format,compress&amp;rect=0,0,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">重置地板及牆壁</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">保障因漏水、火災或其他意外導致的地板及牆壁損毀，賠償重置所需成本，提供最高HK$10萬賠償¹。</p></div></div></div><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMo0GGGNHVfTPTLj_GlassWindows.png?auto=format,compress&amp;rect=0,0,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">更換玻璃窗</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">保障因天然災害或意外導致的玻璃窗損毀，賠償更換費用，提供最高HK$6,000賠償¹。</p></div></div></div><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMo0WGGNHVfTPTLl_PropertyInTheOpen.png?auto=format,compress&amp;rect=0,3,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">室外財物</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">保護你的室外財物，如傢俬、工具等免受天災或盜竊等影響，提供最高HK$5萬賠償¹。</p></div></div></div><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMo0d2GNHVfTPTLm_BuildingStructureandSolarPhotovoltaicSystem.png?auto=format,compress&amp;rect=0,5,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">樓宇結構及太陽能發電系統保障（自選保障）</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">保障因意外導致樓宇結構及太陽能發電系統損毀，提供最高HK$200萬賠償。</p></div></div></div><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMo0umGNHVfTPTLn_LandlordProtection.png?auto=format,compress&amp;rect=0,0,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">出租保障（自選保障）</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">如租客沒有遵照租賃合約繳付租金，業主將獲賠最高6個月實際租金損失，每月最高HK$2萬。租客對家居財物蓄意破壞亦同樣受保，提供最高HK$20萬賠償。</p></div></div></div><div class="sc-f2d45c60-2 eZPamm"><img src="https://images.prismic.io/odhk-official-website-prod/aMo03mGNHVfTPTLo_TemporaryAccommodation.png?auto=format,compress&amp;rect=0,0,240,240&amp;w=80&amp;h=80" width="80" height="80" alt="" class="sc-f2d45c60-3 cdJZTD"/><div class="sc-f2d45c60-4 fDuMAp"><div class="sc-f2d45c60-5 iYNiw odv2-heading-06">臨時住宿</div><div class="sc-f2d45c60-6 jHaBnv odv2-body-02"><p class="sc-f2d45c60-7 dnfmNt">若家居因意外損毀而無法居住，在外暫住的開支將獲得保障，提供最高HK$10萬賠償¹。</p></div></div></div></div><button class="sc-nrll5m-1 jmreAu odv2-heading-06 odv2-box-shadow-flat"><div class="sc-nrll5m-0 dtePiC"><div style="width:0px;height:0px"></div><span id="undefined-btn-text" class="sc-nrll5m-2 jqLAqE">查看詳細保障項目</span></div></button></div></div><button id="home-purchase-landing-why-need-home-insurance-section-get-quote-btn" class="sc-nrll5m-1 dtWYRK sc-dfe0fdcd-11 fkgRSI odv2-heading-06 odv2-box-shadow-raised"><div class="sc-nrll5m-0 dtePiC"><span id="home-purchase-landing-why-need-home-insurance-section-get-quote-btn-btn-text" class="sc-nrll5m-2 epgJTt">立即報價</span></div></button></div></div><div id="home-purchase-landing-seo-comparison-table" class="sc-2fce73e3-0 kcRzR"><div class="sc-2fce73e3-1 kYyAKu"><img alt="OneDegree HK" loading="lazy" width="80" height="48" decoding="async" data-nimg="1" class="sc-2fce73e3-2 leFHRN" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755582046/official-prod/home-insurance/landing-page-v3/seo-star-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755582046/official-prod/home-insurance/landing-page-v3/seo-star-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755582046/official-prod/home-insurance/landing-page-v3/seo-star-3x.png"/><div class="sc-2fce73e3-4 bmBLFC">家居保險邊間好？</div><div class="sc-2fce73e3-5 ffVmuU odv2-heading-06">OneDegree家居保險在家居財物、第三者責任及臨時住宿保障提供特高保額，更有樓宇結構及太陽能發電系統等自選保障，靈活滿足你的需求，絕對是你的家居保障首選！</div><div class="sc-2fce73e3-17 fASiAX"><img alt="OneDegree HK" loading="lazy" width="56" height="56" decoding="async" data-nimg="1" class="sc-2fce73e3-3 bdXcOF" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_64,q_auto:eco/v1755582538/official-prod/home-insurance/landing-page-v3/seo-hold-money-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1755582538/official-prod/home-insurance/landing-page-v3/seo-hold-money-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_128,q_auto:eco/v1755582538/official-prod/home-insurance/landing-page-v3/seo-hold-money-3x.png"/><table class="sc-2fce73e3-18 flnmEQ"><thead><tr><th class="sc-2fce73e3-19 fPorhC"></th><th class="sc-2fce73e3-20 dLMyZO"><div class="sc-2fce73e3-11 dAYVBG odv2-heading-07-bold">OneDegree家居保險尊尚計劃</div></th><th class="sc-2fce73e3-20 hykjbB"><div class="sc-2fce73e3-11 sc-2fce73e3-12 dAYVBG cORxFO odv2-heading-07-bold">保險公司Z家居保險</div></th><th class="sc-2fce73e3-20 hykjbB"><div class="sc-2fce73e3-11 sc-2fce73e3-13 dAYVBG dTmGir odv2-heading-07-bold">保險公司B家居保險</div></th></tr></thead><tbody><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">家居財物保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">不論家居呎數<br/><br/>劃一HK$120萬¹</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">按家居呎數釐定<br/><br/>建築面積700呎或以下<br/>HK$75萬<br/><br/>建築面積1,501呎及以上<br/>HK$125萬</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">按家居呎數釐定<br/><br/>建築面積500平方呎或以下<br/>HK$50萬<br/><br/>建築面積851呎及以上<br/>HK$100萬</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">第三者責任保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">HK$1,500萬¹</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">HK$1,000萬</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">HK$500萬</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">家電維修保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">為自選保障，涵蓋14種家電維修費用<br/><br/>保額每年HK$4萬<br/><br/>維修次數無上限³</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">只涵蓋電子通訊產品、筆記簿型電腦及平板電腦的意外損失、損毀或損壞<br/><br/>保額每年HK$2,500或HK$5,000<br/><br/>維修次數限每年2次</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">自選樓宇結構及太陽能發電系統保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">投保額最高HK$200萬<br/><br/>劃一保費，只需投保額的0.042%</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">投保額以重建費用計算<br/><br/>保費根據單位面積而定</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">節能續保折扣</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">用電量比去年減少10%或每日用電量少於8度電<br/><br/>享額外5%保費減免⁴</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">若同一家居對比上一年有節省用電，會送出續保保費折扣<br/><br/>未有列明折扣詳情</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">臨時住宿保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">HK$10萬¹</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">HK$5萬<br/><br/>每日最高HK$1,500</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">自選出租保障⁵</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">租金損失 （最高賠償6個月）<br/>每月 HK$2萬<br/><br/>租客蓄意破壞<br/>最高每項HK$20萬</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">須投保業主保險計劃才可獲得保障</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">自選樓宇結構保障</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">可靈活自選投保額<br/><br/>投保額分為HK$50萬/$100萬/$150萬/$200萬<br/><br/>劃一保費，只需投保額的0.042%</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">不允許自選投保額<br/><br/>投保額只能以重建費用計算<br/><br/>保費根據單位面積而定</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">可自選投保額<br/><br/>投保額由HK$47萬至HK$1000萬<br/><br/>劃一保費，為投保額的0.085%</div></td></tr><tr class="sc-2fce73e3-23 kcVlVL"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">村屋及獨立屋是否受保</div></th><td class="sc-2fce73e3-22 gyVOUA"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">✓<br/><br/>不加額外保費，無需額外核保，可於網上自行投保</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✓</div></td><td class="sc-2fce73e3-22 gBYdxi"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✓<br/><br/>需聯絡保險經紀作特別投保安排</div></td></tr><tr class="sc-2fce73e3-23 eKPbxg"><th class="sc-2fce73e3-21 jZIqmx"><div class="sc-2fce73e3-14 gtVPHQ odv2-heading-08">理賠服務保證</div></th><td class="sc-2fce73e3-22 ehTnKR"><div class="sc-2fce73e3-15 bTKNNS odv2-heading-07-bold">5天索償服務保證</div></td><td class="sc-2fce73e3-22 cSCAvy"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td><td class="sc-2fce73e3-22 cSCAvy"><div class="sc-2fce73e3-16 ijOjbO odv2-body-02">✗</div></td></tr></tbody></table></div></div></div><div class="sc-a06901b5-0 cAkkQr"><div class="sc-a06901b5-1 lmRaGZ"><div class="sc-a06901b5-2 dUnXbv"><div class="sc-a06901b5-3 eSjsFf"><div class="sc-a06901b5-4 cZIgSG">如何索償？</div></div><div class="sc-a06901b5-5 jyzUfD"><div class="sc-bbe597cb-0 lemxru"><img alt="OneDegree HK" loading="lazy" width="84" height="90" decoding="async" data-nimg="1" class="sc-bbe597cb-2 iVCqBr" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-1-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-1-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-1-3x.png"/><div class="sc-bbe597cb-1 hZslQb"><div class="sc-bbe597cb-3 ixCAw"><div class="sc-bbe597cb-4 fTpGky odv2-heading-05">零紙張索償過程</div></div><div class="sc-bbe597cb-5 fGZzXg"><div class="sc-bbe597cb-6 gpeaMQ odv2-body-02">索償無須遞交實體文件，全程網上辦妥。如需索償，請按以下鏈結下載所需的索償表格，把表格及表格上列明的所需文件電郵至 <a href="mailto:claims@onedegree.hk" class="sc-bbe597cb-7 hEACFm" target="_blank" rel="noopener noreferrer nofollow">claims@onedegree.hk</a>。
  1035. <br/>
  1036. 財物/家電保養保障賠償表格：<a href="https://odhk.blob.core.windows.net/home/property-insurance-claim-form.pdf" class="sc-bbe597cb-7 hEACFm" target="_blank" rel="noopener noreferrer nofollow">下載</a></div></div></div></div><div class="sc-bbe597cb-0 lemxru"><img alt="OneDegree HK" loading="lazy" width="84" height="90" decoding="async" data-nimg="1" class="sc-bbe597cb-2 iVCqBr" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-2-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-2-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590404/official-prod/home-insurance/landing-page-v3/claim-step-2-3x.png"/><div class="sc-bbe597cb-1 hZslQb"><div class="sc-bbe597cb-3 ixCAw"><div class="sc-bbe597cb-4 fTpGky odv2-heading-05">5天索償服務保證</div></div><div class="sc-bbe597cb-5 fGZzXg"><div class="sc-bbe597cb-6 gpeaMQ odv2-body-02">收妥所需文件及資料後起計5個工作天_</div></div></div></div><div class="sc-bbe597cb-0 lemxru"><img alt="OneDegree HK" loading="lazy" width="84" height="90" decoding="async" data-nimg="1" class="sc-bbe597cb-2 iVCqBr" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_85,q_auto:eco/v1755590854/official-prod/home-insurance/landing-page-v3/claim-step-3-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590854/official-prod/home-insurance/landing-page-v3/claim-step-3-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_170,q_auto:eco/v1755590854/official-prod/home-insurance/landing-page-v3/claim-step-3-3x.png"/><div class="sc-bbe597cb-1 hZslQb"><div class="sc-bbe597cb-3 ixCAw"><div class="sc-bbe597cb-4 fTpGky odv2-heading-05">即時通知索償進度</div></div><div class="sc-bbe597cb-5 fGZzXg"><div class="sc-bbe597cb-6 gpeaMQ odv2-body-02">以電郵形式告知你的索償進度，讓你第一時間得知最新狀態</div></div></div></div></div></div></div></div><div class="sc-feb226ae-0 gdintG"><img alt="OneDegree HK" loading="lazy" width="90" height="90" decoding="async" data-nimg="1" class="sc-feb226ae-1 kMFiVb" style="color:transparent" srcSet="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_96,q_auto:eco/v1755400263/official-prod/home-insurance/landing-page-v3/faq-dot-3x.png 1x, https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_180,q_auto:eco/v1755400263/official-prod/home-insurance/landing-page-v3/faq-dot-3x.png 2x" src="https://res.cloudinary.com/onedegree/image/upload/f_auto,c_limit,w_180,q_auto:eco/v1755400263/official-prod/home-insurance/landing-page-v3/faq-dot-3x.png"/><div id="home-purchase-landing-faq" class="sc-7383ddf1-0 eOCglm"><div class="sc-7383ddf1-1 gBzZxj">FAQ</div><div class="sc-7383ddf1-2 jrYtaA"></div></div><div id="home-purchase-landing-notes" class="sc-ee433489-0 kbArtj"><h2 class="sc-ee433489-1 kBkzkd odv2-heading-05">備註</h2><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->¹只適用於尊尚計劃<!-- --> </div><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->²設為實用面積400呎以下的單位投保尊尚計劃且不包含任何自訂保障，7折後其首年所需年繳保費為HK$1,032，便得出每月平均保費為HK$86。<!-- --> </div><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->³承保範圍僅限於香港購買的電視機（屏幕除外）、冷氣機、雪櫃、洗衣機、乾衣機、洗衣乾衣機、抽油煙機、煮食爐、焗爐、抽濕機、空氣淨化器、熱水爐、吸塵機及淨水器，距購買時間不超過60個月且價值介乎HK$3,000至HK$30,000，須提供收據證明；索償上限為HK$40,000或該家電報銷發票上之維修費用（以較低者爲準），不包含交通及運輸費用。只適用於尊尚計劃。<!-- --> </div><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->⁴優惠受條款及細則約束，詳情請參閱相關網頁。<!-- --> </div><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->⁵只適用於作為受保地址的出租業主。<!-- --> </div><div class="sc-ee433489-2 hAFanR odv2-body-02"> <!-- -->⁶包括無法退款的校車費、餐費、課外活動費用等。只適用於作為受保地址的自住業主、租戶或長期被許可居住之人士。<!-- --> </div></div></div><div id="home-purchase-landing-promotion-terms" class="sc-3b70879a-0 igvHtV"><h2 class="sc-3b70879a-1 iFPxwt odv2-heading-05">條款及細則</h2><ol class="sc-c3169c84-1 iMqZea"><li class="sc-c3169c84-3 hcTTMM">本推廣的有效日期為即日起至2025年9月30日 (「推廣期」) 。</li><li class="sc-c3169c84-3 hcTTMM">由OneDegree Hong Kong Limited （「OneDegree」）承保的家居保險所推出的保費7折優惠 (「優惠」) 將自動套用於適用的產品計劃及繳費模式中，並於網站即時顯示優惠。</li><li class="sc-c3169c84-3 hcTTMM">在報價過程中，折扣後的保費會被四捨五入到整數以方便顯示，最終的應繳交保費將以結帳頁面上所示為準。</li><li class="sc-c3169c84-3 hcTTMM">此推廣只適用於現時並未持有有效的OneDegree家居保險保單的全新客戶，以及現時投保日起計之過去3個月未曾持有有效的OneDegree家居保險保單的申請人。</li><li class="sc-c3169c84-3 hcTTMM">此優惠只適用於首年保單。</li><li class="sc-c3169c84-3 hcTTMM">有關家居保險的保障範圍、條款細則及不保事項，請查閱保單條款以了解更多。</li><li class="sc-c3169c84-3 hcTTMM">OneDegree 保留隨時更改或終止此優惠之權利，並對此優惠相關之所有事宜擁有最終決定權。</li><li class="sc-c3169c84-3 hcTTMM">條款及細則中英文版之內容如有任何歧義，在任何情況下概以英文版為準。</li></ol></div></div></div><div class="sc-fe56a69d-0 ELIxK" id="general-official-footer"><div class="sc-fe56a69d-1 eDxOld"><div class="sc-fe56a69d-2 kbIxJs"><div class="sc-fe56a69d-3 bmeEkv"><img alt="OneDegree HK" 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Read our policy for more details on how we use cookies.","cookie_ogtitle":"Cookie 政策   OneDegree","cookie_ogurl":"https://www.onedegree.hk/zh-hk/cookie-policy","cookie_pagetitle":"Cookie 政策   OneDegree","dog_page_meta":"OneDegree狗保險—寵物CEO Plan ®尊寵計劃每年醫療保額高達港幣10萬元，更可全單賠足9成。幫你用心守護，用時間愛。","dog_page_ogtitle":"OneDegree狗保險   全港唯一寵物CEO Plan®","dog_page_ogurl":"https://www.onedegree.hk/zh-hk/dog-insurance","dog_page_pagetitle":"OneDegree狗保險   全港唯一寵物CEO Plan®","dog_page_text":"每個毛孩都是家中的無價寶，而OneDegree寵物CEO Plan保與主人一起守護毛孩。任何品種狗狗均可投保，同樣可獲得健度保障的機會；網上投保手續簡單，數分鐘即可完成；寵物醫療保額高​達HK$80,000，主人無須為昂貴的醫療費用煩惱，專心給予毛孩最好的照顧。","dog_page_title":"萬般寵 一種愛","email_clipboard_text":"成功複製電郵地址。","faq_faq":"常見問題","faq_help_contact":"按此","faq_help_text":"你可以透過右下角的[[live_chat_button]]與我們的客戶服務團隊即時對話，或[[faq_help_contact]]聯絡我們。","faq_help_title":"仍然需要幫助嗎？","faq_related":"相關問題：","faq_search_ogtitle":" \"{{keyword}}\"的搜尋結果","faq_search_title":" 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OneDegree，我們避免使用艱深用語，亦為你準備了常見保險術語的定義和例子，讓你可以無師自通，買保險不求人！","insurance_101_title":"保險小知識","insurance101_meta":"買保險不求人？在 OneDegree，我們避免使用艱深用語，亦為你準備了常見保險術語的定義和例子，讓你可以無師自通，無須再擔心保險的專有詞彙。","insurance101_ogtitle":"保險小知識   OneDegree   香港網上保險","insurance101_ogurl":"https://www.onedegree.hk/zh-hk/insurance-101","insurance101_pagetitle":"保險小知識   OneDegree","join_us_email":"talents@onedegree.hk","join_us_section1_text1":"我們重視每一個天馬行空的想法，甚至認真考慮看似不可能的建議。無論你是管理層或剛踏入社會的畢業生，我們相信透過每一次的討論，每一次的交流，都可以擦出新火花，從中找到更多養份，讓我們建立更好的產品及服務。","join_us_section1_title":"重視每一個人的聲音","join_us_section2_title":"讓工作變得開心","join_us_section3_text1":"我們相信每一位開心的員工，都是最佳員工！於工作地點及時間上，我們可以為你提供充滿彈性的安排，滿足你生活上或家庭上的需要，讓你隨時都擁有最佳狀態，面對工作上的一切挑戰。","join_us_section4_text":"未有找到心儀的職位空缺？只要你擁有加入我們團隊的熱誠，歡迎直接寄送你的履歷到 [[join_us_email]]，或許我們能為你找到其他合適的工作機會。","join_us_section4_text1":"我們暫時沒有任何職位空缺，請之後再來查看。[[doubleNewline]]你也可以直接寄送你的履歷到 [[join_us_email]]，或許我們能為你找到其他合適的工作機會。","join_us_section4_title":"最新職位空缺","join_us_subtitle":"加入我們一起來改變保險業。","join_us_text":"我們的團隊充滿活力，有來自不同背景，卻有著相同的理念的專業人士。在 OneDegree，成員之間合作無間，每個人的貢獻都同樣重要。","join_us_title":"加入 OneDegree","joinus_meta":"正在尋找工作機會？OneDegree 正招聘富創新思維及期望突破傳統的專業人士加入我們的團隊。擁有相同理念的你，馬上來應徵我們的職位吧！","joinus_ogtitle":"加入我們   OneDegree   香港網上保險","joinus_ogurl":"https://www.onedegree.hk/zh-hk/join-us","joinus_pagetitle":"加入我們   OneDegree","legal_page_back":"Back to top","legal_page_date":"Last updated:","live_chat_button":"在線對話按鈕","new_url":"https://www.onedegree.hk/zh-hk/news/","pet_claim_section1_text":"​我們和你同樣關注毛孩的健康。請於就醫後30天內申請索償，並確保收據上已列出下方註明的所須資料，否則索償將有機會被拒。如你發現收據上有任何遺漏，可請獸醫於現有收據上手寫補充後再簽名及蓋章作實，或請獸醫電郵提供有關資料，以便將相關內容一同上傳以作核實用途。","pet_claim_section1_title":"如何索償","pet_claim_section2_list":"查看網絡獸醫名單","pet_claim_section2_point1_text":"網絡獸醫賠償百分比：90% (適用於1歲或以上寵物) ","pet_claim_section2_point2_text":"非網絡獸醫賠償百分比：70%  (適用於投保時1歲或以上寵物) ","pet_claim_section2_point3_text":"投保時13週至11個月寵物：全港註冊獸醫 50%\n\n","pet_claim_section2_text":"無需事先通知OneDegree，但建議先跟診所預約以免撲空。","pet_claim_section2_title":"直接帶寵物就診","pet_claim_section3_point1_text":"病徵出現日期","pet_claim_section3_point2_text":"診斷結果（病因）","pet_claim_section3_point3_text":"各項醫療項目收費","pet_claim_section3_point4_text":"寵物名字或晶片號碼","pet_claim_section3_text":"記得請獸醫在收據上註明以下事項以確保索償過程順暢：","pet_claim_section3_title":"醫療收據要求","pet_claim_section4_point1_text":"登入[[pet_claim_section4_point1_text_here]]","pet_claim_section4_point1_text_here":"你的帳戶","pet_claim_section4_point2_text":"選擇保單","pet_claim_section4_point3_text":"按「遞交索償」","pet_claim_section4_text":"回答幾條簡單問題並上傳獸醫收據，如有多於一次就診，請逐次分開申請索償。","pet_claim_section4_title":"申請索償","pet_claim_section5_point1_text":"可隨時登入查看索償進度，我們亦會以電郵通知你最新情況。","pet_claim_section5_point2_text":"賠付直接存入銀行戶口，不需再擔心因寵物的意外醫療開支引起現金周轉煩惱。​","pet_claim_section5_text":"簡單、透明、快捷！","pet_claim_section5_title":"申請完成","pet_claim_text":"無需填寫任何紙本表格，於網站上傳收據及填寫簡單資料即可申請索償，更可隨時登入查看進度，簡單、透明、快捷！","pet_claim_title":"索償手續簡單快捷","pet_disclaimer":"寵物CEO Plan由 OneDegree Hong Kong Limited 承保，OneDegree Hong Kong Limited 已獲香港特別行政區保險業監管局授權並受其監管。","pet_exclusion_list_exclusion1_subtitle":"已存在的病況","pet_exclusion_list_exclusion1_text":"於保單生效日前或等候期內，如有以下任何已出現症狀、已被確診或已接受治療的病況，有關病況將視為投保前已存在的病況：過敏、非化膿性關節炎、哮喘或慢性下呼吸道疾病、癌症（惡性腫瘤）、心血管疾病、慢性眼疾、慢性腸胃病、慢性肝膽系統疾病、慢性胰腺疾病、慢性腎病、內分泌疾病、傳染病，包括假性狂犬病，貓愛滋，FIV（貓免疫缺陷病毒），FeLV（貓白血病病毒）、炎症性腸病、關節發育不良、腫瘤（良性）、骨軟骨疾病、神經疾病、泌尿系統結石、尿道閉塞","pet_exclusion_list_exclusion10_subtitle":"不受保障的治療方式","pet_exclusion_list_exclusion10_text1":"針灸治療、物理治療","pet_exclusion_list_exclusion10_text10":"免疫治療","pet_exclusion_list_exclusion10_text2":"另類療法、順勢療法","pet_exclusion_list_exclusion10_text3":"化療、放射治療","pet_exclusion_list_exclusion10_text4":"實驗性治療、臭氧療法","pet_exclusion_list_exclusion10_text5":"幹細胞治療、基因治療、器官移植","pet_exclusion_list_exclusion10_text6":"草藥療法（包括但不限於草藥、中藥及其製品）","pet_exclusion_list_exclusion10_text7":"激光治療、整骨療法","pet_exclusion_list_exclusion10_text8":"水療","pet_exclusion_list_exclusion10_text9":"高壓氧治療","pet_exclusion_list_exclusion2_subtitle":"先天性疾病","pet_exclusion_list_exclusion2_text":"任何在子宮發育或出生時，潛在、已知或已確診的醫學、生理或精神上的異常。","pet_exclusion_list_exclusion3_subtitle":"因懷孕或配種導致的病況","pet_exclusion_list_exclusion3_text":"任何因懷孕或配種所導致的病況","pet_exclusion_list_exclusion4_subtitle":"疏忽照顧或由人為蓄意造成的病況","pet_exclusion_list_exclusion5_subtitle":"不受保障的疾病包括犬瘟熱、 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香港網上保險","press_ogurl":"https://www.onedegree.hk/zh-hk/press","press_pagetitle":"媒體中心   OneDegree","press_post_back":"\u003c 返回","press_section1_text":"瀏覽更多","press_section1_title":"最新消息","press_section2_title":"媒體報導","press_subtext":"媒體查詢： [[press_email]]","press_text":"我們在不停擴展，你可以在這裡取得我們的最新發展情況。","press_title":"與我們保持聯絡","privacy_meta":"Your privacy is our top priority. OneDegree is fully committed to protecting our customers’ personal information.","privacy_ogtitle":"私隱政策   OneDegree","privacy_ogurl":"https://www.onedegree.hk/zh-hk/privacy-policy","privacy_pagetitle":"私隱政策   OneDegree","promo_meta":"留意 OneDegree 的最新寵物保險優惠，為你及毛孩提供更多精選折扣或合作優惠！","promo_ogtitle":"特別優惠及推廣   寵物保險   OneDegree   香港網上保險","promo_ogurl":"https://www.onedegree.hk/zh-hk/promotions","promo_other_title":"其他優惠","promo_page_popup_header":"哎呀…優惠已經結束…","promo_page_popup_text":"不過我們的著數陸續有來！[[newline]]立即帶你查看最新優惠","promo_pagetitle":"特別優惠及推廣   寵物保險   OneDegree","promo_section1_title":"熱門優惠","promo_section2_title":"如何使用優惠？","promo_section3_input":"優惠碼","promo_section3_input_error":"請輸入正確的優惠碼","promo_section3_title":"推廣期","promo_section4_subtext1":"市面上大多數寵物保險都有為單項保障項目設有最高保障金額，因此一項昂貴的治療項目亦可能只會獲得小部分賠償。我們聆聽了市場的意見，只設定年度賠償金額，你可隨意於涵蓋的保障範圍內自由運用。","promo_section4_subtext2":"無論你的愛寵屬於哪一個品種，同樣可投保 OneDegree 寵物保險。","promo_section4_subtext3":"於5歲前投保，寵物即可獲終生慢性疾病保障，包括過敏、慢性腎衰竭和癌症等。","promo_section4_subtext4":"癌症的患病率會隨着寵物年齡而持續增加，萬一你的寵物首次不幸患上癌症，我們的寵物保險計劃除了保障相關醫療費用，還會提供一次性現金讓你隨意安排如何和寵物度過這個難關。","promo_section4_subtitle":"年齡介乎13週到11歲的貓狗均可投保，續保時無年齡限制，讓你的愛寵獲得終生健康保障。","promo_section4_subtitle1":"全港首創無指定項目賠償限制","promo_section4_subtitle2":"涵蓋所有貓狗品種","promo_section4_subtitle3":"保障慢性疾病","promo_section4_subtitle4":"癌症現金保障","promo_section4_title":"產品特點","promo_section5_mobile_cta1":"閱讀更多","promo_section5_mobile_cta2":"隱藏","promo_section5_title":"條款及細則","promo_select_a_product":"選擇保障","promo_subtitle":"留意我們與合作夥伴的最新推廣，享有更多優惠及驚喜！","promo_title":"精選優惠及推廣","structure_data_menu1_submenu1":"計劃詳情","structure_data_menu1_submenu2":"狗狗保險","structure_data_menu1_submenu3":"貓貓保險","structure_data_menu1_submenu4":"獸醫網絡","structure_data_menu1_submenu5":"加入網絡獸醫","structure_data_menu2_submenu1":"優惠總覽","structure_data_menu3_submenu1":"常見問題","structure_data_menu3_submenu2":"Blog","structure_data_menu3_submenu3":"保險小知識","structure_data_menu3_submenu4":"如何索償","structure_data_menu4_submenu1":"關於我們","structure_data_menu4_submenu2":"媒體中心","structure_data_menu4_submenu3":"工作機會","structure_data_menu4_submenu4":"聯絡我們","structure_data_menu4_submenu5":"合作夥伴","terms_meta":"Thanks for dropping by. By continuing, you unconditionally acknowledge and agree to all the terms specified here regarding proper and fair use of our website.","terms_ogtitle":"網站使用條款   OneDegree","terms_ogurl":"https://www.onedegree.hk/zh-hk/terms-of-use","terms_pagetitle":"網站使用條款   OneDegree","vet_clinic_list_pdf":"按此"},"odGeneral":{"404_error_cta":"前往首頁","404_error_tab_title":"頁面不存在   OneDegree","404_error_text1":"你要找的網頁並不存在。請回到首頁，或跟我們聯絡。","404_error_title":"找不到網頁","account_homepage_login":"帳戶","B_header_account":"你的賬戶","B_header_dashboard":"總覽","B_header_notification":"提示","browser_error_tab_title":"瀏覽器不支援   OneDegree","browser_tab_title":"OneDegree   香港網上保險","C_header_exit":"離開","C_header_save":"儲存","C_header_save_and_exit":"儲存，然後離開","C_header_save_quote":"儲存報價","Central and Western":"中西區","cookie_banner_cta":"了解更多","cookie_banner_text":"本網站使用 Cookies 為你提供順暢瀏覽體驗。","dashboard_my_qr_code":"我的 QR Code","dashboard_policy_overview_section3_button_cancel":"取消","dashboard_policy_overview_section3_button_save":"儲存","dashboard_policy_overview_section3_modal_card_cvv":"驗證碼","dashboard_policy_overview_section3_modal_card_cvv_empty":"請填驗證碼","dashboard_policy_overview_section3_modal_card_cvv_error":"請重新輸入信用卡驗證碼","dashboard_policy_overview_section3_modal_card_cvv_tooltip":"VISA卡或萬事達卡的驗證碼位於卡片背面最後三位數字。美國運通卡的驗證碼位於卡片正面的四位數字。","dashboard_policy_overview_section3_modal_card_date":"信用卡到期日","dashboard_policy_overview_section3_modal_card_date_empty":"請填信用卡到期日","dashboard_policy_overview_section3_modal_card_date_error":"到期日不正確，請重填","dashboard_policy_overview_section3_modal_card_no":"信用卡號碼","dashboard_policy_overview_section3_modal_card_no_empty":"請填信用卡號碼","dashboard_policy_overview_section3_modal_card_no_error":"請輸入有效信用卡號碼","dashboard_policy_overview_section3_modal_desc":"下一期保費會透過此張信用卡扣款","dashboard_policy_overview_section3_modal_desc2":"請放心，我們使用了256-bit TLS加密方式去保護你的付款資料。","dashboard_policy_overview_section3_modal_title":"用新的信用卡","dashboard_policy_payment_failed_error_msg":"交易失敗，請嘗試其他信用卡。","E_header_back_to_review":"回到檢視","Eastern":"東區","fire_checkout_signin_btn":"註冊/登入立即結帳","general__purchase_login_account_info":"賬號資料","general_add_card_default":"預設成新保單付款卡","general_bronze_member_name":"準毛範生","general_checkout_account_info":"賬號資料","general_checkout_after_signin_popup_btn":"我明白","general_checkout_after_signin_popup_header":"請核對資料","general_checkout_after_signin_popup_title":"你已登入，請重新核對相關資料。資料正確與否將影響之後的申請程序","general_checkout_autofill":"為提升用戶體驗，我們將保留你的信用卡資訊作之後交易用途。","general_checkout_before_pay_popup_pay":"付款","general_checkout_before_pay_popup_return":"回上一頁","general_checkout_before_pay_popup_title":"你確認以上資料正確嗎？","general_checkout_cancellation":"如在購買後 [[general_checkout_refund_date_number]] 日內取消即可全額退款。","general_checkout_credit_card_empty":"必須填寫信用卡號碼","general_checkout_credit_card_error":"請輸入有效的信用卡號碼","general_checkout_credit_card_no":"信用卡號碼","general_checkout_cvv":"CVV","general_checkout_CVV_empty":"必須填寫CVV","general_checkout_CVV_error":"請輸入有效的CVV","general_checkout_CVV_tooltip":"如你以VISA卡或萬事達卡付款，驗證碼 (CVC/CVV)為卡背的最後3位數字；以美國運通卡付款，則為卡片正面末端上方的四位數字。","general_checkout_encryption":"我們使用256-bit SSL加密方式保護你的付款資料。","general_checkout_expiration":"有效期","general_checkout_expiry_date_empty":"必須填寫有效期","general_checkout_expiry_date_error":"請輸入正確的有效期","general_checkout_fail_to_pay":"付款不成功，再重試","general_checkout_freetrial":"免費試用","general_checkout_important date_title":"請留意以下的重要日子","general_checkout_important_date_title":"請留意以下的重要日子","general_checkout_pay_fail_popup_check":"1. 向發卡機構查詢你的信用卡狀態，或嘗試使用另一張卡。","general_checkout_pay_fail_popup_cs":"2. 若仍然出現問題，請聯繫我們的客服。","general_checkout_pay_fail_popup_des":"如你的付款出現問題，你可嘗試以下解決方法：","general_checkout_pay_fail_popup_header":"抱歉……你的付款出了點問題","general_checkout_pay_fail_popup_tryagain":"我明白","general_checkout_pay_failed_snackbar":"交易無法順利完成，請重試","general_checkout_pay_now_btn":"付款","general_checkout_payment_annually":"年繳","general_checkout_payment_annually_save_up_to":"節省高達 10%","general_checkout_payment_header":"帳單明細","general_checkout_payment_info_header":"付款資料","general_checkout_payment_monthly":"月繳","general_checkout_promo_not_applicable":"此優惠碼不適用於所選計劃","general_checkout_promo_terms":"請查看優惠條款及細則","general_checkout_promo_terms_popup_title":"條款及細則","general_checkout_refund":"如果你投保後改變主意，我們有靈活的退款安排。","general_checkout_refund_time_hkt":"香港時間 ","general_checkout_refund_time_on":"於","general_checkout_refund_time_timestamp":"00:00","general_checkout_signin_btn":"註冊/登入","general_checkout_signin_credit":"註冊後可輸入信用卡資料","general_checkout_signin_header":"註冊/登入以結帳","general_cs_email_address":"care@onedegree.hk","general_cta_get_quote":"取得報價","general_default_card":"預設","general_diamond_member_name":"星級毛範生","general_error_cta":"前往首頁","general_error_tab_title":"網頁無法打開   OneDegree","general_error_text":"網頁發生問題無法打開。請稍後再試。","general_error_title":"無法打開","general_footer_cookies":"Cookies政策","general_footer_entity":"OneDegree Hong Kong Limited 版權所有 © 2022\n\n","general_footer_entity_dynamic":"OneDegree Hong Kong Limited 版權所有 © {{current_year}}","general_footer_hk_timezone_indicator":"香港時間（UTC+8）","general_footer_language_en":"English","general_footer_language_zh":"中文","general_footer_privacy":"隱私政策","general_footer_term_of_use":"網站使用條款","general_gold_member_name":"Lv.2 毛範生","general_green_member_name":"基本會員","general_hkd":"HK$","general_invalid_promo_code_error":"優惠碼無效！ 請聯絡客戶服務人員以提供協助。","general_landing_free_trial":"免費試用","general_manage_card":" ","general_no_connection_snackbar":"連綫錯誤，請再試。","general_no_longer_exist_snackbar":"已經不在了","general_payment":"付款","general_payment_add_card_success":"你已成功新增信用卡。","general_payment_add_default_card_success":"你已成功新增信用卡及設定為預設信用卡。","general_payment_authentication_required":"信用卡需驗證。","general_payment_change_another_card":"這張信用卡暫時不能用，請改用另外一張。","general_payment_contact_card_issuer":"信用卡付款被拒，請聯絡發卡銀行。","general_payment_duplicated_phone_number":"此電話號碼已登了OneDegree帳號，請提供一組新的電話號碼","general_payment_expired_card":"這張信用卡已過期，請改用另外一張。","general_payment_incorrect_card_details":"信用卡到期日／CVC不正確，請重試。","general_payment_incorrect_card_numbers":"信用卡號碼不正確，請重試。","general_payment_incorrect_cvc":"卡號或CVC有錯。請檢查。","general_payment_insufficient_funds":"這張信用卡餘額不足，請改用另外一張。","general_payment_not_support_payment_brand":"請用VISA卡、萬事達卡或美國運通卡。","general_payment_processing_error":"付款程序出錯，請重試。","general_payment_purchase_try_again":"付款尚未完成，請重試","general_payment_testmode_decline":"請使用有效信用卡。","general_payment_try_again":"失敗，請再試。","general_payment_try_again_later":"付款失敗，請稍後重試。","general_per_month_short_ver":"/ 月","general_per_year_short_ver":"/ 年","general_plan_promo_not_applicable_popup":"此優惠碼不適用於所選計劃，要先移除不適用優惠碼嗎？如有適用優惠碼，會幫你自動套入。","general_plan_promo_not_applicable_popup_no":"不需要","general_plan_promo_not_applicable_popup_yes":"移除","general_platinum_member_name":"Lv.3 毛範生","general_promo":"優惠碼","general_promo_applicable_error":"優惠碼不適用","general_promo_applied":"成功使用優惠","general_promo_apply":"使用","general_promo_campaign_quote":"優惠碼反應熱烈，限額已滿","general_promo_expire_error":"優惠碼已過期","general_promo_free_trial":"免費試用","general_promo_input_error":"請輸入優惠碼\n","general_promo_invalid_error":"優惠碼無效","general_promo_quota_error":"優惠碼反應熱烈，限額已滿","general_promo_terms":"查看優惠條款及細則","general_promo_terms_popup_title":"條款及細則","general_purchase_checkout_premium_levy":"保費徵費","general_purchase_checkout_premium_levy_details":"本保單按保監局訂明之徵費率收取保費徵費。如需要進一步資料，請參閱 www.onedegree.hk/faq","general_purchase_checkout_premium_subtotal":"小計","general_purchase_checkout_promo_code":"優惠碼","general_purchase_checkout_promo_code_payment_term_invalid":"此優惠碼不適用於所選繳費方式","general_purchase_checkout_summary_prm":"總保費","general_purchase_checkout_summary_renewal":"我們將在保單到期前發出續保通知。詳情請參照保單條款。","general_purchase_checkout_summary_wording":"保單條款","general_purchase_info_confirm":"請確認","general_purchase_info_contact_852":"852","general_purchase_info_contact_email":"電郵地址","general_purchase_info_contact_email_confirm":"我們將發送你的申請確認信到此電郵地址","general_purchase_info_contact_email_error_empty":"請輸入電郵地址","general_purchase_info_contact_email_error_valid":"請輸入有效的電郵地址","general_purchase_info_contact_email_reenter":"再次輸入電郵地址","general_purchase_info_contact_email_reenter_empty":"請輸入電郵地址","general_purchase_info_contact_email_reenter_match":"電郵地址須保持一致","general_purchase_info_contact_phone":"電話號碼","general_purchase_info_contact_phone_error_empty":"請輸入電話號碼","general_purchase_info_contact_phone_error_valid":"請輸入有效的電話號碼","general_purchase_info_contact_title":"你的聯絡資料：","general_purchase_info_declaration_agree_error":"你須同意方可繼續","general_purchase_info_declaration_pics":"個人資料收集聲明","general_purchase_info_email":"電郵地址","general_purchase_info_email_optional":"電郵地址(選填)","general_purchase_info_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_insured_dob_empty":"請輸入受保人出生日期","general_purchase_info_insured_gender_empty":"請選擇受保人性別","general_purchase_info_jointph_first_name_empty":"請輸入共同投保人的名字","general_purchase_info_jointph_last_name_empty":"請輸入共同投保人的姓氏","general_purchase_info_marketing_agree":"我希望收到來自OneDegree的最新獨家優惠及資訊","general_purchase_info_next":"繼續","general_purchase_info_next_error":"請正確填寫所有必填項目","general_purchase_info_personal_dob":"出生日期(日日/月月/年年年年)","general_purchase_info_personal_dob_18yr":"你須滿18嵗以上方可申請","general_purchase_info_personal_dob_empty":"請輸入出生日期","general_purchase_info_personal_dob_past":"請輸入已過去的日期。","general_purchase_info_personal_dob_placeholder":"DD/MM/YYYY","general_purchase_info_personal_dob_valid":"請輸入有效日期","general_purchase_info_personal_female":"女","general_purchase_info_personal_first_name":"名(英文)","general_purchase_info_personal_first_name_empty":"請輸入你的名字","general_purchase_info_personal_first_name_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_personal_first_name_valid":"請用英文輸入","general_purchase_info_personal_gender_error_empty":"請輸入性別","general_purchase_info_personal_hkid":"香港身份證","general_purchase_info_personal_hkid_empty":"請輸入香港身份證號碼","general_purchase_info_personal_hkid_password":"*請留意，此身份證號碼將成爲你投保後保單文件的開啟密碼","general_purchase_info_personal_hkid_placeholder":"A000000(0)","general_purchase_info_personal_hkid_should_be_different":"保單持有人及受保人的身份證號碼不能相同。","general_purchase_info_personal_hkid_valid":"請輸入有效的香港身份證號碼","general_purchase_info_personal_last_name":"姓(英文)","general_purchase_info_personal_last_name_empty":"請輸入你的姓氏","general_purchase_info_personal_last_name_exceed_word_limit":"超過字數，請聯繫客服","general_purchase_info_personal_last_name_valid":"請用英文輸入","general_purchase_info_personal_male":"男","general_purchase_info_personal_title":"你的個人資料","general_purchase_info_personal_title_details":"請確保資料和香港身份證保持一致","general_purchase_info_phone_error1":"此電話號碼已被使用。","general_purchase_info_phone_error2":"此 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HK$2,000,000 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","home_landing_benefit_popup_item12_sa_plan1":"50,000","home_landing_benefit_popup_item12_sa_plan2":"75,000","home_landing_benefit_popup_item12_sa_plan3":"100,000","home_landing_benefit_popup_item12_title":"短暫搬遷及家居財物搬運","home_landing_benefit_popup_item14_sa_plan1":"3,000","home_landing_benefit_popup_item14_sa_plan2":"4,500","home_landing_benefit_popup_item14_sa_plan3":"6,000","home_landing_benefit_popup_item14_title":"窗戶、鎖、鑰匙更換","home_landing_benefit_popup_item15_sa_plan1":"10,000,000","home_landing_benefit_popup_item15_sa_plan2":"12,000,000","home_landing_benefit_popup_item15_sa_plan3":"15,000,000","home_landing_benefit_popup_item15_title":"第三者責任","home_landing_benefit_popup_item15_title_individual":"個人（全球保障）","home_landing_benefit_popup_item15_title_occupier":"住戶","home_landing_benefit_popup_item15_title_owner":"業主（包括大廈的公共範圍）","home_landing_benefit_popup_item16_sa_plan1":"200,000","home_landing_benefit_popup_item16_sa_plan1_deatils":"50,000/每人","home_landing_benefit_popup_item16_sa_plan2":"200,000","home_landing_benefit_popup_item16_sa_plan2_deatils":"50,000/每人","home_landing_benefit_popup_item16_sa_plan3":"200,000","home_landing_benefit_popup_item16_sa_plan3_deatils":"50,000/每人","home_landing_benefit_popup_item16_title":"個人意外身故","home_landing_benefit_popup_item2_sa_plan1":"50,000","home_landing_benefit_popup_item2_sa_plan2":"75,000","home_landing_benefit_popup_item2_sa_plan3":"100,000","home_landing_benefit_popup_item2_title":"每項家居財物","home_landing_benefit_popup_item3_sa_plan1":"100,000","home_landing_benefit_popup_item3_sa_plan1_details":"10,000/項","home_landing_benefit_popup_item3_sa_plan2":"150,000","home_landing_benefit_popup_item3_sa_plan2_details":"15,000/項","home_landing_benefit_popup_item3_sa_plan3":"200,000","home_landing_benefit_popup_item3_sa_plan3_details":"20,000/項","home_landing_benefit_popup_item3_title":"貴重物品","home_landing_benefit_popup_item4_sa_plan1":"3,000","home_landing_benefit_popup_item4_sa_plan2":"4,500","home_landing_benefit_popup_item4_sa_plan3":"6,000","home_landing_benefit_popup_item4_title":"酒類","home_landing_benefit_popup_item5_sa_plan1":"3,000","home_landing_benefit_popup_item5_sa_plan2":"4,500","home_landing_benefit_popup_item5_sa_plan3":"6,000","home_landing_benefit_popup_item5_title":"冷凍食品","home_landing_benefit_popup_item6_sa_plan1":"25,000","home_landing_benefit_popup_item6_sa_plan1_details":"2,500/項","home_landing_benefit_popup_item6_sa_plan2":"37,500","home_landing_benefit_popup_item6_sa_plan2_details":"3,750/項","home_landing_benefit_popup_item6_sa_plan3":"50,000","home_landing_benefit_popup_item6_sa_plan3_details":"5,000/項","home_landing_benefit_popup_item6_title":"室外財物","home_landing_benefit_popup_item7_sa_plan1":"10,000","home_landing_benefit_popup_item7_sa_plan2":"15,000","home_landing_benefit_popup_item7_sa_plan3":"20,000","home_landing_benefit_popup_item7_title":"未經授權使用信用卡","home_landing_benefit_popup_item8_sa_plan1":"1,000","home_landing_benefit_popup_item8_sa_plan2":"1,500","home_landing_benefit_popup_item8_sa_plan3":"2,000","home_landing_benefit_popup_item8_title":"遺失個人身份文件 ","home_landing_benefit_popup_item9_pet_details_title":"寵物","home_landing_benefit_popup_item9_sa_plan1":"50,000","home_landing_benefit_popup_item9_sa_plan1_details":"2,000/日","home_landing_benefit_popup_item9_sa_plan1_pet_details":"2,000/日","home_landing_benefit_popup_item9_sa_plan2":"75,000","home_landing_benefit_popup_item9_sa_plan2_details":"3,000/日","home_landing_benefit_popup_item9_sa_plan2_pet_details":"2,000/日","home_landing_benefit_popup_item9_sa_plan3":"100,000","home_landing_benefit_popup_item9_sa_plan3_details":"4,000/日","home_landing_benefit_popup_item9_sa_plan3_pet_details":"2,000/日","home_landing_benefit_popup_item9_title":"臨時住宿","home_landing_benefit_popup_landlord_note":"家居財物保障中的酒類、冷凍食品、未經授權使用信用卡、遺失個人身份文件、臨時住宿及意外身故的保障只適用於你作為受保地址的佔用者。","home_landing_benefit_popup_landlord_note_superscript":"#","home_landing_benefit_popup_rider_building_limit":"自選投保額","home_landing_benefit_popup_rider_building_limit_details":"-","home_landing_benefit_popup_rider_building_title":"樓宇結構保障","home_landing_benefit_popup_rider_landlord_rent":"租金損失 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HK$2萬\n\n租客蓄意破壞\n最高每項HK$20萬","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"可靈活自選投保額\n\n投保額分為HK$50萬/$100萬/$150萬/$200萬\n\n劃一保費，只需投保額的0.042%","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✓\n\n不加額外保費，無需額外核保，可於網上自行投保","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"5天索償服務保證","spans":[],"direction":"ltr"}]}],"comparison_table_company_1_column_header":[{"type":"paragraph","text":"保險公司Z家居保險","spans":[],"direction":"ltr"}],"comparison_table_company_1_column_item_list":[{"cell_content":[{"type":"paragraph","text":"按家居呎數釐定\n\n建築面積700呎或以下\nHK$75萬\n\n建築面積1,501呎及以上\nHK$125萬","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"HK$1,000萬","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"只涵蓋電子通訊產品、筆記簿型電腦及平板電腦的意外損失、損毀或損壞\n\n保額每年HK$2,500或HK$5,000\n\n維修次數限每年2次","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"投保額以重建費用計算\n\n保費根據單位面積而定","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"若同一家居對比上一年有節省用電，會送出續保保費折扣\n\n未有列明折扣詳情","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"須投保業主保險計劃才可獲得保障","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"不允許自選投保額\n\n投保額只能以重建費用計算\n\n保費根據單位面積而定","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✓","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]}],"comparison_table_company_2_column_header":[{"type":"paragraph","text":"保險公司B家居保險","spans":[],"direction":"ltr"}],"comparison_table_company_2_column_item_list":[{"cell_content":[{"type":"paragraph","text":"按家居呎數釐定\n\n建築面積500平方呎或以下\nHK$50萬\n\n建築面積851呎及以上\nHK$100萬","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"HK$500萬","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"HK$5萬\n\n每日最高HK$1,500","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"可自選投保額\n\n投保額由HK$47萬至HK$1000萬\n\n劃一保費，為投保額的0.085%","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✓\n\n需聯絡保險經紀作特別投保安排","spans":[],"direction":"ltr"}]},{"cell_content":[{"type":"paragraph","text":"✗","spans":[],"direction":"ltr"}]}],"faq_section_title":[{"type":"heading2","text":"FAQ","spans":[],"direction":"ltr"}],"faq_section_item_list":[{"faq":{"id":"YjP1xxEAACIAXiBK","type":"faq_v2_article","tags":["home"],"lang":"zh-hk","slug":"%E8%AB%8B%E6%8C%89%E4%BB%A5%E4%B8%8B%E9%8F%88%E7%B5%90%E4%BB%A5%E4%B8%8B%E8%BC%89%E6%89%80%E9%9C%80%E7%9A%84%E7%B4%A2%E5%84%9F%E8%A1%A8%E6%A0%BC%E6%8A%8A%E8%A1%A8%E6%A0%BC%E5%8F%8A%E8%A1%A8%E6%A0%BC%E4%B8%8A%E5%88%97%E6%98%8E%E7%9A%84%E6%89%80%E9%9C%80%E6%96%87%E4%BB%B6%E9%9B%BB%E9%83%B5%E8%87%B3claimsonedegree.hk%E5%A6%82%E9%9C%80%E9%A1%8D%E5%A4%96%E7%9A%84%E8%B3%87%E6%96%99%E6%88%96%E6%96%87%E4%BB%B6%E6%88%91%E5%80%91%E7%9A%84%E7%B4%A2%E5%84%9F%E5%9C%98%E9%9A%8A%E6%9C%83%E8%81%AF%E7%B5%A1%E4%BD%A0","first_publication_date":"2022-03-18T03:00:55+0000","last_publication_date":"2022-11-03T04:33:54+0000","uid":"how-do-i-file-a-home-insurance-claim","data":{"uid":"how-do-i-file-a-home-insurance-claim","article_title":"如何進行家居保險索償？","article_content":[{"type":"heading6","text":"請按以下鏈結以下載所需的索償表格，把表格及表格上列明的所需文件電郵至claims@onedegree.hk。如需額外的資料或文件，我們的索償團隊會聯絡你。","spans":[{"start":34,"end":53,"type":"hyperlink","data":{"link_type":"Web","url":"mailto:claims@onedegree.hk"}}]},{"type":"paragraph","text":"⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀","spans":[]},{"type":"heading6","text":"家居財物損毀索償表格：下載","spans":[{"start":11,"end":13,"type":"strong"},{"start":11,"end":13,"type":"hyperlink","data":{"link_type":"Web","url":"https://odhk.blob.core.windows.net/home/property-insurance-claim-form.pdf","target":"_blank"}}]},{"type":"heading6","text":"（有關申請家居財物損毀 / 學校停課補償 / 居家意外索償所需文件，請瀏覽：申請家居財物損毀/學校停課補償/居家意外索償時需要提供什麽文件？）","spans":[{"start":38,"end":70,"type":"em"},{"start":38,"end":70,"type":"hyperlink","data":{"link_type":"Web","url":"https://www.onedegree.hk/zh-hk/faq/article/what-documents-do-i-need-to-submit-when-i-file-c-claim-against-household","target":"_blank"}}]},{"type":"heading6","text":"\n第三者責任保障索償表格：下載","spans":[{"start":13,"end":15,"type":"strong"},{"start":13,"end":15,"type":"hyperlink","data":{"link_type":"Web","url":"https://odhk.blob.core.windows.net/home/third-party-liability-claim-form.pdf","target":"_blank"}}]},{"type":"heading6","text":"（有關申請第三者責任保障索償所需文件，請瀏覽：申請第三者責任保障索償時需要提供什麽文件？）","spans":[{"start":23,"end":44,"type":"em"},{"start":23,"end":44,"type":"hyperlink","data":{"link_type":"Web","url":"https://www.onedegree.hk/zh-hk/faq/article/what-documents-do-i-need-to-submit-when-i-file-a-claim","target":"_blank"}}]},{"type":"paragraph","text":"⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀","spans":[]},{"type":"heading6","text":"請在事件發生後30天內向我們遞交書面索償申請，並附上所有相關文件。","spans":[]},{"type":"paragraph","text":"⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀","spans":[]},{"type":"heading6","text":"在申請索償過程中，請留意以下重要事項：","spans":[]},{"type":"heading6","text":"1）假如意外涉及受傷者，及或盜竊、爆竊或搶劫造成的損失，請在24小時内向警方投案並向我們提供警方報告的副本。","spans":[]},{"type":"paragraph","text":"⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀","spans":[]},{"type":"heading6","text":"2）請勿在我們的檢視或認可前棄掉任何已損毀的物品。假如你在未與我們商討之前丟棄任何損毀物件，我們有可能就此拒絕你的索償申請。","spans":[]},{"type":"paragraph","text":"⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀","spans":[]},{"type":"heading6","text":"3）未與我們商討之前，切勿與任何第三方人士交涉，或承認任何第三方責任。","spans":[]}]},"link_type":"Document","key":"0e146781-fed5-448e-a556-0bbb3b8f968d","isBroken":false}},{"faq":{"id":"Z4Yy6BIAACIAnFYo","type":"faq_v2_article","tags":[],"lang":"zh-hk","slug":"%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E4%B8%8D%E5%90%8C%E7%81%AB%E9%9A%AA%E4%B8%A6%E9%9D%9E%E7%94%B3%E8%AB%8B%E6%A8%93%E5%AE%87%E6%8C%89%E6%8F%AD%E7%9A%84%E5%BF%85%E8%A6%81%E6%A2%9D%E4%BB%B6%E5%84%98%E7%AE%A1%E5%A6%82%E6%AD%A4%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E4%B8%8D%E5%96%AE%E7%82%BA%E4%BD%A0%E7%9A%84%E5%AE%B6%E5%B1%85%E8%B2%A1%E7%89%A9%E6%8F%90%E4%BE%9B%E5%85%85%E8%B6%B3%E4%BF%9D%E9%9A%9C%E4%BA%A6%E6%8F%90%E4%BE%9B%E7%AC%AC%E4%B8%89%E8%80%85%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%9A%9C%E5%8F%8A%E8%87%AA%E9%81%B8%E5%87%BA%E7%A7%9F%E4%BF%9D%E9%9A%9C%E7%AD%89%E7%84%A1%E8%AB%96%E8%87%AA%E5%B7%B1%E5%8F%8A%E5%90%8C%E4%BD%8F%E5%AE%B6%E4%BA%BA%E7%9A%84%E5%80%8B%E4%BA%BA%E8%B2%A1%E7%89%A9%E6%88%96%E5%87%BA%E7%A7%9F%E7%89%A9%E6%A5%AD%E4%B8%8D%E5%B9%B8%E9%81%87%E4%B8%8A%E7%A7%9F%E9%9C%B8%E8%92%99%E5%8F%97%E7%A7%9F%E9%87%91%E6%90%8D%E5%A4%B1%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E9%83%BD%E8%83%BD%E5%A4%A0%E6%8F%90%E4%BE%9B%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C","first_publication_date":"2025-01-14T09:50:35+0000","last_publication_date":"2025-01-22T07:04:46+0000","uid":"do-i-need-home-insurance","data":{"uid":"do-i-need-home-insurance","article_title":"家居保險一定要買嗎？","article_content":[{"type":"heading5","text":"家居保險不同火險，並非申請樓宇按揭的必要條件。儘管如此，家居保險不單為你的家居財物提供充足保障，亦提供第三者責任保障及自選出租保障等。無論自己及同住家人的個人財物，或出租物業不幸遇上租霸蒙受租金損失，家居保險都能夠提供全面保障。","spans":[],"direction":"ltr"}]},"link_type":"Document","key":"64fb2403-a5a9-410c-9b0d-c99f54106fc3","isBroken":false}},{"faq":{"id":"Z4Y0ERIAACMAnFfn","type":"faq_v2_article","tags":[],"lang":"zh-hk","slug":"%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E4%BF%9D%E9%9A%9C%E5%9B%A0%E6%84%8F%E5%A4%96%E8%80%8C%E5%B0%8E%E8%87%B4%E7%9A%84%E8%B2%A1%E7%89%A9%E6%90%8D%E5%A4%B1%E5%85%B6%E4%B8%AD%E6%84%8F%E5%A4%96%E5%8C%85%E6%8B%AC%E6%BC%8F%E6%B0%B4%E6%B0%B4%E6%B5%B8%E6%88%96%E5%96%89%E7%AE%A1%E7%88%86%E8%A3%82%E7%AD%89%E7%AD%89%E4%BA%A6%E5%8C%85%E6%8B%AC%E9%A2%B1%E9%A2%A8%E6%9A%B4%E9%9B%A8%E7%AD%89%E5%A4%A9%E7%81%BD%E5%B0%8E%E8%87%B4%E7%9A%84%E6%90%8D%E5%A4%B1%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E7%9A%84%E7%AC%AC%E4%B8%89%E8%80%85%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%9A%9C%E5%89%87%E7%82%BA%E6%8A%95%E4%BF%9D%E4%BA%BA%E6%87%89%E4%BB%98%E5%9B%A0%E6%84%8F%E5%A4%96%E8%80%8C%E5%B0%8E%E8%87%B4%E4%BB%96%E4%BA%BA%E5%8F%97%E5%82%B7%E6%88%96%E8%B2%A1%E7%89%A9%E5%8F%97%E6%90%8D%E7%9A%84%E8%B3%A0%E5%84%9F%E5%80%8B%E4%BA%BA%E6%84%8F%E5%A4%96%E8%BA%AB%E6%95%85%E5%AE%A4%E5%A4%96%E8%B2%A1%E7%89%A9%E6%90%8D%E5%A4%B1%E4%BB%A5%E8%87%B3%E7%A7%9F%E5%AE%A2%E6%8B%96%E6%AC%A0%E7%A7%9F%E9%87%91%E7%AD%89%E4%BA%A6%E5%B1%AC%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E7%9A%84%E4%BF%9D%E9%9A%9C%E7%AF%84%E5%9C%8D","first_publication_date":"2025-01-14T09:54:38+0000","last_publication_date":"2025-01-22T07:04:13+0000","uid":"what-does-home-insurance-cover","data":{"uid":"what-does-home-insurance-cover","article_title":"家居保險保障什麼？","article_content":[{"type":"heading5","text":"家居保險保障因意外而導致的財物損失，其中意外包括漏水、水浸或喉管爆裂等等，亦包括颱風暴雨等天災導致的損失。家居保險的第三者責任保障則為投保人應付因意外而導致他人受傷或財物受損的賠償。個人意外身故、室外財物損失，以至租客拖欠租金等，亦屬家居保險的保障範圍。","spans":[],"direction":"ltr"}]},"link_type":"Document","key":"147e522d-8774-4b86-91ef-9a4bfead1458","isBroken":false}},{"faq":{"id":"Z4Y0vhIAACIAnFju","type":"faq_v2_article","tags":[],"lang":"zh-hk","slug":"%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E4%B8%A6%E4%B8%8D%E5%8C%85%E6%8B%AC%E7%81%AB%E9%9A%AA%E6%89%80%E4%BF%9D%E9%9A%9C%E7%9A%84%E9%A0%85%E7%9B%AE%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E4%B8%BB%E8%A6%81%E4%BF%9D%E9%9A%9C%E5%AE%B6%E5%B1%85%E8%B2%A1%E7%89%A9%E4%BF%97%E7%A8%B1%E7%81%AB%E9%9A%AA%E7%9A%84%E6%A8%93%E5%AE%87%E7%B5%90%E6%A7%8B%E4%BF%9D%E9%9A%9C%E5%89%87%E4%BF%9D%E9%9A%9C%E5%8E%9F%E8%A3%9D%E9%96%80%E7%AA%97%E7%89%86%E5%A3%81%E5%9C%B0%E6%9D%BF%E5%8F%8A%E6%B0%B4%E7%AE%A1%E7%AD%89onedegree%E5%AE%B6%E5%B1%85%E4%BF%9D%E9%9A%AA%E7%89%B9%E8%A8%AD%E8%87%AA%E9%81%B8%E6%A8%93%E5%AE%87%E7%B5%90%E6%A7%8B%E4%BF%9D%E9%9A%9C%E4%BD%A0%E5%8F%AF%E9%A1%8D%E5%A4%96%E4%BF%9D%E9%9A%9C%E5%9B%A0%E6%A8%93%E5%AE%87%E7%B5%90%E6%A7%8B%E5%95%8F%E9%A1%8C%E8%80%8C%E7%94%A2%E7%94%9F%E7%9A%84%E6%A8%93%E5%AE%87%E5%BE%A9%E5%8E%9F%E8%B2%BB%E7%94%A8","first_publication_date":"2025-01-14T09:57:29+0000","last_publication_date":"2025-01-22T07:03:41+0000","uid":"does-home-insurance-include-coverage-by-a-fire-insurance","data":{"uid":"does-home-insurance-include-coverage-by-a-fire-insurance","article_title":"家居保險包括火險保障的項目嗎？","article_content":[{"type":"heading5","text":"家居保險並不包括火險所保障的項目。家居保險主要保障家居財物，俗稱火險的樓宇結構保障則保障原裝門窗、牆壁、地板及水管等。OneDegree家居保險特設自選樓宇結構保障，你可額外保障因樓宇結構問題而產生的樓宇復原費用。","spans":[],"direction":"ltr"}]},"link_type":"Document","key":"0e243205-f4ed-41c7-a387-a638d1513e2c","isBroken":false}},{"faq":{"id":"Z4ZDvxIAACMAnHEv","type":"faq_v2_article","tags":[],"lang":"zh-hk","slug":"%E7%AC%AC%E4%B8%89%E8%80%85%E8%B2%AC%E4%BB%BB%E4%BF%9D%E9%9A%9C%E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劃。","spans":[],"direction":"ltr"},{"type":"paragraph","text":"⁴優惠受條款及細則約束，詳情請參閱相關網頁。","spans":[],"direction":"ltr"},{"type":"paragraph","text":"⁵只適用於作為受保地址的出租業主。","spans":[],"direction":"ltr"},{"type":"paragraph","text":"⁶包括無法退款的校車費、餐費、課外活動費用等。只適用於作為受保地址的自住業主、租戶或長期被許可居住之人士。","spans":[],"direction":"ltr"}],"terms_section_title":[{"type":"heading2","text":"條款及細則","spans":[],"direction":"ltr"}],"terms_section_content":[{"type":"o-list-item","text":"本推廣的有效日期為即日起至2025年9月30日 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