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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>osngoms.info</title> <atom:link href="http://osngoms.info/feed" rel="self" type="application/rss+xml" /> <link>https://osngoms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:09:42 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Anti Aging Supplements That Help Retard the Aging Process</title> <link>https://osngoms.info/anti-aging-supplements-that-help-retard-the-aging-process,html</link> <comments>https://osngoms.info/anti-aging-supplements-that-help-retard-the-aging-process,html#comments</comments> <pubDate>Sun, 26 Feb 2023 11:07:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://osngoms.info/?p=64</guid> <description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken [...]]]></description> <content:encoded><![CDATA[<p> Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://osngoms.info/anti-aging-supplements-that-help-retard-the-aging-process,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html</link> <comments>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html#comments</comments> <pubDate>Sun, 26 Feb 2023 02:50:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://osngoms.info/?p=62</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region-2,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Sat, 25 Feb 2023 21:30:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://osngoms.info/?p=59</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Fashion Designer’s Job</title> <link>https://osngoms.info/a-fashion-designers-job,html</link> <comments>https://osngoms.info/a-fashion-designers-job,html#comments</comments> <pubDate>Fri, 10 Feb 2023 19:09:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://osngoms.info/?p=57</guid> <description><![CDATA[A fashion designer thinks up combinations of line, proportion, color, and texture for intended garments. They may have no sewing or pattern making skills whatsoever, and may only sketch or conceptualize garments. A seamstress is someone who sews seams, or in other words, a machine operator in a factory who may not have the skills [...]]]></description> <content:encoded><![CDATA[<p> A fashion designer thinks up combinations of line, proportion, color, and texture for intended garments. They may have no sewing or pattern making skills whatsoever, and may only sketch or conceptualize garments. A seamstress is someone who sews seams, or in other words, a machine operator in a factory who may not have the skills to make garments from scratch or to fit them on a real body. A custom clothier makes custom garments one at a time, to order, to meet an individual customer’s needs and preferences. An alterations specialist (alterationist) adjusts the fit of completed garments, usually ready-to-wear, or restyles them.DesignersDesigners have the flair for creating with fabric and know how to use textiles effectively. However, Milan is seen as the fashion capital of Italy because many well-known designers are based there and it is the venue for the Italian designer collections. Most textile designers start out by applying for courses either in fashion design or textiles. A stylist is either a person who co-ordinates the clothes, jewelry, and accessories used in fashion photographs and catwalk shows or a kind of designer whose designs are based on existing things, trends, and designers collections.Job competition is expected to be keen as many designers are attracted to the creativity and glamour associated with the occupation, while relatively few job openings arise. Footwear designers help create and produce different styles of shoes and boots. Accessory designers help create and produce items that add the finishing touches to an outfit, such as handbags, belts, scarves, hats, hosiery, and eyewear. Some designers conduct their own research, while others rely on trend reports published by fashion industry trade groups.Textile manufacturers use these trend reports to begin designing fabrics and patterns while fashion designers begin to sketch preliminary designs. During this time, designers usually will narrow down their choices of which designs to offer for sale. While most designers initially sketch designs by hand, a growing number also translate these hand sketches to the computer. CAD allows designers to view designs of clothing on virtual models and in various colors and shapes, thus saving time by requiring fewer adjustments of prototypes and samples later.DepartmentExperienced designers may advance to chief designer, design department head, or other supervisory position. The best job opportunities will be in design firms that design mass market clothing sold in department stores and retail chain stores, such as apparel wholesale firms. Elizabeth Arden, wanting to be the first to bring Paris fashion to New York, persuaded Castillo to work in the haute couture department of her New York salon in 1945. US department stores produce their own less expensive private labels, which are heavily based on top designers.<br />Designers need to have visual imagination and the ability to think in three-dimension to translate into garments what they visualize. Designers must be good communicator and very clear with their ideas which is reflected in the presentation of fashion shows. Designers use the web in many functional mixtures. Designers who sell lower-priced versions of their own lines aren’t smart. </p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/a-fashion-designers-job,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Business Basics 101</title> <link>https://osngoms.info/home-business-basics-101,html</link> <comments>https://osngoms.info/home-business-basics-101,html#comments</comments> <pubDate>Fri, 10 Feb 2023 11:11:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Business]]></category> <guid isPermaLink="false">http://osngoms.info/?p=55</guid> <description><![CDATA[What is a Home Business?Simply put, a home business is any business you operate entirely from the comfort of your home. Your home business is any business you are willing to work at to make it succeed. Of course it is good to have a product or service to offer. Products are probably easier to [...]]]></description> <content:encoded><![CDATA[<p> What is a Home Business?Simply put, a home business is any business you operate entirely from the comfort of your home. Your home business is any business you are willing to work at to make it succeed. Of course it is good to have a product or service to offer. Products are probably easier to market because people see them. If you have a service to offer, such as consulting, writing or editing; you must have a way to prove your services are worth the price you are asking.There are also many “home business in a box” opportunities that, in the right hands, become very successful. These opportunities always require a minimal initial investment and a lot of hard work and determination. Businesses do not run themselves. The same goes for home- based businesses. A successful home business model will not promote overnight success.Who Can Operate a Home Business?The answer to this question is quite simple; anyone with the motivation, determination and desire to succeed. The internet offers a plethora of information for anyone looking to start any type of online business. There are home-based businesses for anything ranging from indoor and outdoor home care to child or elderly care products.With the wealth of information available, there are a growing number of teen entrepreneurs. Another rapidly growing group of entrepreneurs is the stay-at-home parent group. There is no better opportunity to raise your own children and make money without the added expense of child care.What Does It Take to Operate a Home Business?ClarityYou must know why you want to start your own business. This may sound like a silly thing to think about, but without the proper motivation and planning, you could unintentionally set yourself up for failure. Money is a good motivator, but do not be motivated by money or material objects alone. When the money arrives, your motivation could dwindle.PreparationConsider the probability that your home-based business will not be an overnight success. You have to make plans and be prepared for anything. Try to set yourself up with a support system of other like-minded entrepreneurs. Develop contacts and from those contacts, develop friendships with people you count on for advice. It is very important to remember you are not the only struggling entrepreneur trying to make a living.MotivationDecide what your primary motivator is. How badly do you want to own your own home business? What is your motivation? This is also where clarity comes into play. You have to have a clear vision of your future. Do you want to simply become rich or do you want to leave a legacy in your wake? Do you want to help yourself or do you want to have the potential to help millions?Self ConfidenceEntrepreneurs are a unique, proud sort. To become a successful entrepreneur, you must have pride in your work as well as pride in yourself and your accomplishments. When you put your heart into building your home based business, everything else will follow. You must have confidence in your own abilities. Your self confidence will reflect in every other visible aspect of your business. </p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/home-business-basics-101,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Pricing a Business For Sale – Key Factors All Play a Role!</title> <link>https://osngoms.info/pricing-a-business-for-sale-key-factors-all-play-a-role,html</link> <comments>https://osngoms.info/pricing-a-business-for-sale-key-factors-all-play-a-role,html#comments</comments> <pubDate>Sun, 05 Feb 2023 01:14:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://osngoms.info/?p=53</guid> <description><![CDATA[Correctly Pricing A Business Is Important If You Really Want To Sell It!As a consultant I talk to many business owners, brokers, and agents on a daily basis about valuing businesses. It always amazes me on how some of these individuals come up with the values on small businesses being sold. No wonder only 30% [...]]]></description> <content:encoded><![CDATA[<p> Correctly Pricing A Business Is Important If You Really Want To Sell It!As a consultant I talk to many business owners, brokers, and agents on a daily basis about valuing businesses. It always amazes me on how some of these individuals come up with the values on small businesses being sold. No wonder only 30% of all businesses sell! In many instances no consideration is given to the total picture – like will the available cash flow of the business be able to pay the debt of a loan, will the deal as structured or priced even be attractive to financing sources, “cash” price vs. “note” price and how these factors figure into the equation!I have seen many “professional valuations” where the price just doesn’t make sense – and sellers wonder why their business for sale just sits there with no action!Market ApproachThere is a solution that is grounded in the fundamentals of economics, and time tested in the marketplace, where the influences of supply and demand ultimately determine where a business belongs on the price scale. One economist explains this market approach by comparing a business to a machine which has the purpose of making money: The more money it makes, the more it’s worth. And that explains why, for example, there is a strong demand for a very profitable distribution business with few hard assets; and why it is worth more in the marketplace of available businesses, than a large machine shop that would cost nearly $1 million to duplicate, but can’t make a living for its owner.Adjusted Net IncomeThe first category of information needed is called adjusted net income, and is the total amount of cash produced by the “money machine.” It’s a figure that includes the profits, the owner’s salary and all of the many cash-related benefits which are enjoyed by the principals of small businesses. Those benefits can include the use of a company car, the company-paid premiums for health, life and auto insurance, plus personal expenditures tucked into travel and entertainment, subscriptions and similar business “expense” categories. Interest expense should be added to adjusted net income, along with accounting entries-such as depreciation and amortization-that can divert money to the owner’s pocket so that it never appears on the bottom line of the P&L.While some of these items vary from business to business, any owner knows which categories of expenses in his or her financial records include sums of money that should be added to adjusted net income. Many business owners also know of cash income that never sees the business records in any way, shape or form. Some owners feel they should get credit for these sums in the calculation of value. But it’s a poor policy to collect unreported income and then attempt to have it included in adjusted net income for evaluation purposes. When selling, your buyer prospects want any statements you make about your business to be supported by evidence in the form of accounting records and other reliable sources. To admit that you are doing business “off the books” not only exposes you to problems with the IRS, it also sets a bad tone with prospects who-if they are going to be interested in your business– need to believe your practices and record keeping are above reproach.Adjusted net income is usually the first thing any buyer wants to know about when investigating a business; and not just the past few months’ worth of income. A seller should be prepared to demonstrate a history of earnings, and have the documentation to back it up.Multiplier MethodThe next piece of the equation comes from the expectations working in the marketplace to shape the multiplier-a figure which will be computed, along with the cash flow, to calculate a rough value. The validity of the multiple is that it reflects behavior in the market. There is no need to theorize about a proper multiplier. It’s calculated by determining what people actually pay for small businesses in California.The experience with low risk businesses is that their high market demand is reflected in a fairly strong multiple. A lot of buyers want, for example, a well-established franchise, or a grocery store with a long lease in a densely populated area and little direct competition. Its multiple might be in the range of two to three times annual adjusted net income.A one or two multiple, on the other hand, would be associated with an enterprise in which the buyer is assuming greater risk. An example is a retail store near a large shopping area, which leaves the buyer of the smaller business vulnerable to the competitive marketing activities of much larger companies. The lower multiple is a consequence of lower market demand. Fewer people want that kind of business.Since profitable distributorships and manufacturing companies are much sought after, it’s not unusual to see them command a price upwards of four times annual adjusted net profit. The company in this category providing adjusted net profit of $200,000 might realize a selling price in the range of $800,000, assuming a favorable deal structure (more about that shortly). Also warranting a high multiple are businesses loaded with assets-equipment, trade fixtures and inventory. But remember that a seller must be able to establish the company’s “history of earnings” with financial reports and tax returns, before the higher price will be offered.More commonly available businesses, such as restaurants, are priced with a lower multiple – in the one to two range – to reflect the abundance of this kind of business available for sale at any one time. In this case it’s purely a matter of supply and demand.And a company in any industry that is difficult to finance, will be hard to sell. I’m familiar with a retail business in Northern California that is not generating enough adjusted net income to support its $1.5 million asking price. Because a new owner would have a difficult time paying off a loan that was hefty enough to swing a purchase of this company, there are no lenders willing to provide the money. That severely affects marketability. In fact, the company is probably unsalable as presented.Importance of Deal Structure/TermsAnd the final factor thrown into this equation is particularly useful in determining the value of businesses offered for sale. It recognizes that the terms of a transaction–in other words, how a price is paid–are critical in calculating that price. When sellers demand all cash for their businesses, for example, the market tells us that they can expect to receive about 60% to 80% of the sum they would have gotten by taking a down payment and financing the balance.It’s easy to understand why deal structure is such a vital component in the valuation process. For a business to be affordable, the cash flow needs to be substantial enough to support the price at the multiple being used. A deal that requires a lot of cash up front, in relation to the expected amount of adjusted cash flow, will place a greater burden on the buyer. That principle, translated into the language of the marketplace, means the business will only be appealing at a low price. If, on the other hand, the level of adjusted net income supports the buyer’s ability to make payments to the seller in order to purchase the business-this opportunity will interest more potential buyers and the result is a higher achievable sales price.Other ways an attractive deal structure can be used to build market appeal include a delay of a few months–after close of escrow– before monthly payments on the seller’s financing are due to begin, a low interest rate, and interest only payments for awhile, until a new owner is able to build the business to more easily meet the loan obligation. Creative deal structures always help sell a business and will usually command a higher market price for the business (remember it has to make sense)!Pricing a business is as much or more of an art than a science. Sellers who take a look at the big picture – looking at both deal structure and price are usually the ones who are successful in selling their business! </p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/pricing-a-business-for-sale-key-factors-all-play-a-role,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Custom Automotive Logos for Your Car</title> <link>https://osngoms.info/custom-automotive-logos-for-your-car,html</link> <comments>https://osngoms.info/custom-automotive-logos-for-your-car,html#comments</comments> <pubDate>Sat, 04 Feb 2023 21:24:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[aftermarket]]></category> <category><![CDATA[auto market]]></category> <category><![CDATA[auto shop]]></category> <category><![CDATA[auto.used cars]]></category> <category><![CDATA[automobile]]></category> <category><![CDATA[automotive news]]></category> <category><![CDATA[autos]]></category> <category><![CDATA[car news]]></category> <category><![CDATA[dealer]]></category> <category><![CDATA[mechanic]]></category> <category><![CDATA[parts]]></category> <category><![CDATA[vehicle]]></category> <guid isPermaLink="false">http://osngoms.info/?p=50</guid> <description><![CDATA[If you’re proud of yourself and the car you are driving. There is an easy way to show it to the rest of the world by adding your own personalized logos in the form of custom stickers. With all the new technology available to us, it is cheap and easy to develop your own design [...]]]></description> <content:encoded><![CDATA[<p> If you’re proud of yourself and the car you are driving. There is an easy way to show it to the rest of the world by adding your own personalized logos in the form of custom stickers. With all the new technology available to us, it is cheap and easy to develop your own design and get it screen printed.This process cause that the general bumper sticker became absolute and they tend to become weary and tacky after a while. In this modern world people became aware of their individuality and sick and tired of the normal bumper stickers.Really how many of the same slogans, logos and brands do you want to see on bumper stickers while driving down the freeway? The new age and vinyl stickers changed this whole concept, normally these vinyl stickers last for a life time.But then you must just ask your printer to use UV protected materials. You do get vinyl stickers for the indoors use only as the material use to print them on is not UV protected. These custom stickers is a great way to proof your individuality and who the car belongs too, and will cause your old car to look great again.You can decide yourself if your custom sticker will only be a normal bumper sticker or you want it more complex. If you decide on the more complex way it becomes very interesting. Complex stickers can change the complete look of your car and personalize it the way you want it.If you driving an older model car that may need an expensive paint job, and you want to customize it and haven’t got the money to do so. Considering these custom vinyl custom stickers, can make the whole process very interesting and much cheaper.Now you can design your own automotive logos and designs, by following the next process.<br /> First of all visualize how you want your car to look when you are finish.<br /> If you battle with that part there is a lot of free car custom software on the web you can download and play with.<br /> Then you must clean the body and areas you want to custom with your stickers.<br /> You must make sure there are no rust patches, if there are any you will have to tread them first.<br /> Just tread them with anti-rust repellent and spray them.<br /> These spots you can spray with a normal automotive spray in a can.<br /> The anti-rust repellent and paint will prevent it to rust under the sticker.<br /> Before you stick the stickers on make sure there is no oily substance on the body.<br /> If you don’t know how to stick the stickers just ask the printer to show you how.<br />Normally custom stickers look great if they are place in proper places, like on the side windows and rear window. You can even decide to design fun stickers like flames, tattoo like swirls and popular cartoon characters that you can put on to the body parts. You can even take your cars original automotive logo and redesign it in something spectacular for the bonnet or boot.This custom designed stickers will allow you to have endless array of sizes, colors and styles whatever you wish you can have. If you really love your car and see yourself as an individual you might consider investing in custom designed stickers, if your car needs a paint job and you don’t have the money for that custom paint job. </p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/custom-automotive-logos-for-your-car,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://osngoms.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://osngoms.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://osngoms.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Choosing the Right Stock Market Advisory Company</title> <link>https://osngoms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link> <comments>https://osngoms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[financial]]></category> <category><![CDATA[help you]]></category> <category><![CDATA[planners]]></category> <category><![CDATA[point]]></category> <guid isPermaLink="false">http://osngoms.info/?p=46</guid> <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description> <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p><p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p><p>How much assistance do you actually require?</p><p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p><p>Choose a top ranked advisory company</p><p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p><p>Asking for a sample financial plan initially makes sense</p><p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p><p>Conclusion</p><p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p><p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/are-you-choosing-the-right-stock-market-advisory-company,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Fear and Greed in the Market</title> <link>https://osngoms.info/fear-and-greed-in-the-market,html</link> <comments>https://osngoms.info/fear-and-greed-in-the-market,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[company]]></category> <category><![CDATA[indicators]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[Market]]></category> <category><![CDATA[technical]]></category> <category><![CDATA[trading]]></category> <guid isPermaLink="false">http://osngoms.info/?p=44</guid> <description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description> <content:encoded><![CDATA[<p>Greed and Fear.</p><p>Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?</p><p>Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!</p><p>It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?</p><p>Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.</p><p>A Lesson From One of the Greats!</p><p>I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.</p><p>As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.</p><p>Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.</p><p>This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.</p><p>Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.</p><p>I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..</p><p>One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.</p>]]></content:encoded> <wfw:commentRss>https://osngoms.info/fear-and-greed-in-the-market,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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