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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>oxsajln.info</title> <atom:link href="http://oxsajln.info/feed" rel="self" type="application/rss+xml" /> <link>https://oxsajln.info</link> <description></description> <lastBuildDate>Sun, 18 Feb 2024 17:28:04 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Understanding Elder Law and Nursing Home Issues: Rights of the Elderly</title> <link>https://oxsajln.info/understanding-elder-law-and-nursing-home-issues-rights-of-the-elderly</link> <comments>https://oxsajln.info/understanding-elder-law-and-nursing-home-issues-rights-of-the-elderly#comments</comments> <pubDate>Fri, 07 Apr 2023 00:21:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Law]]></category> <category><![CDATA[Law and Issues]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=79</guid> <description><![CDATA[It’s never an easy decision to place a parent or loved one in a nursing home, but in many cases it is the best possible solution for an elderly relative who wants to maintain some degree of independence but who can’t live on his own. Many of today’s facilities are respected places that provide exceptional [...]]]></description> <content:encoded><![CDATA[<p> It’s never an easy decision to place a parent or loved one in a nursing home, but in many cases it is the best possible solution for an elderly relative who wants to maintain some degree of independence but who can’t live on his own. Many of today’s facilities are respected places that provide exceptional care, but there is always the chance that your parent could end up as the victim of abuse or neglect. If this is the case that you’re facing, learn when to contact litigation attorneys for help.Elder Law Protects Nursing Home ResidentsFortunately, the government has put various elder law reforms into place as a means of protecting residents and their families. One of the most comprehensive is the 1987 Nursing Home Reform Law, which outlines the rights of residents, including:• The availability of resources and services for the highest level of functioning• Freedom from unnecessary restraints, including physical restraint or the use of drugs unless they are prescribed by a doctor for a limited and specific period of time• Privacy, including privacy for visits and telephone conversations• You have the right to have and use your own personal effects as long as they don’t interfere with the rights or the safety of others• The right to be notified in advance of any change in roommate or change in living arrangements such as being moved to a new room• The right to consult with an elder law representative• The opportunity to manage finances and have access to your own money• The ability to set your own schedule for sleeping and rising, eating, choosing your own clothing, and other daily activities• The right to leave at any time• Freedom from coercion, intimidation or fear of reprisal from employeesThere are additional rights outlined in the regulation that could pertain to your loved one. An elder law attorney can go into these with you in more detail and help you select a facility that conforms to all aspects of the Reform Law.When Is A Litigation Attorney Needed?If you suspect that your family member is the victim of nursing home abuse or neglect, you should immediately begin monitoring his activities closely. Keep track of his health, level of alertness and needs on a daily basis, including how and when staff members respond to those needs. If you believe that there is a problem, request a meeting with the director of the facility and clearly outline your concerns. The director should be able to resolve the issue to your satisfaction, but if you don’t feel things have changed, contact the ombudsperson assigned to the nursing home. This is a patient advocate assigned by the state to handle these kinds of disputes.If the situation still isn’t resolved to your satisfaction, you should consult with a litigation attorney versed in elder law issues. While you may be able to resolve the problem without going to court, it is best to work with a litigation attorney so that your loved one is represented by a lawyer who can effectively make a case in the event you do have to sue the facility. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/understanding-elder-law-and-nursing-home-issues-rights-of-the-elderly/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Differences Between Term and Permanent (Whole Life) Insurance</title> <link>https://oxsajln.info/the-differences-between-term-and-permanent-whole-life-insurance</link> <comments>https://oxsajln.info/the-differences-between-term-and-permanent-whole-life-insurance#comments</comments> <pubDate>Thu, 06 Apr 2023 22:05:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[life insurance]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=77</guid> <description><![CDATA[Term insurance can be best described as a temporary product. The length of time (term) for which you buy your insurance can vary. You can purchase term insurance from several companies and the terms range from 5 to 30 years. Many term insurance products expire between the age of 75 and 80. There is a [...]]]></description> <content:encoded><![CDATA[<p> Term insurance can be best described as a temporary product. The length of time (term) for which you buy your insurance can vary. You can purchase term insurance from several companies and the terms range from 5 to 30 years. Many term insurance products expire between the age of 75 and 80. There is a product available called Term Life and it is available to age 100. The most important thing you will notice about most term products is how inexpensive they are compared to whole life. I will try to explain why this is and basically offer an opinion on which is best for each situation outlined. Remember that opinions are just that and you are advised to discuss this with a local insurance agent. Regulations vary by province and state, so you have to consult with the appropriate resource to get answers that are specific to your province or state.Term Insurance in basic detail.This product should be purchased to cover off a debt. A good example of term insurance is to cover the cost of your mortgage. Another good reason for term insurance is to cover off a large loan. Should something happen to you, your beneficiary would be able to use the term insurance to pay the mortgage on the house, or loan or they could pay part and keep the rest to decide on what they need to do next in life. Term insurance is less expensive because it doesn’t always have to pay out. If you bought a product like a Term 10 (for ten years), the price is set for ten years, but after ten years the price increases quite dramatically. Sometimes the price increases so much that the client is unable to afford the monthly premium, thus the contract ends and the insurance is no longer in place. The same thing can happen with Term 20 (20 year fixed cost). The price at the end of twenty years will be likely at least five times greater than the original monthly premium, so it too becomes unaffordable and it expires. Many of the term products cease to cover after 80 years of age, so you are no longer insured at that age. You have paid term insurance all of your life and at 81 years old you have no insurance. These are great products for temporary debt, however if you are looking to buy insurance to pay burial/cremation costs you need something affordable and permanent.Permanent Insurance is a lot different. These are policies that are set up to cover final expenses and possibly leave something for those you leave behind. This part is equally complicated because there are so many products available. They are basically called whole life or universal life policies. This one has a price that can be set at the beginning and is designed for you to pay the same price monthly until the policy is paid up in full. It can be paid for life or there are other options where you can have it paid in full in twenty years. This type of insurance is much more costly. You may wonder why, but it is as simple as this. If you pay the higher premiums for the whole life or universal life product, the insurance company knows that they are going to have to pay the face value of the policy some day. It will not expire at the end of a term. It will not expire at a certain age. Regardless of how long you live, the insurance company will pay the face amount of the policy in full in accordance with the contract you signed. Insurance companies know this and they set the monthly premiums to reflect that cost. Thus permanent insurance is more expensive of the two options. There is an upside and that is that you know for sure, if you continue to pay your monthly premium, that your beneficiary will collect the money when you die. Another good thing associated with permanent insurance is that they build cash as they mature. Thus you have an added extra security as a cash value within a life insurance policy which increases with the age of the policy. Permanent insurance is a good product, but it is out of price range for some people, so the trick is to keep the face amount (payout) reasonable. You could have a small universal/whole life policy that could cover the cost of your funeral and leave a little for your family. I recommend at least 25 thousand in a permanent life policy.Can you have the best of both worlds?The answer in unequivocally yes. In my opinion, depending on your situation, you should have a 25k-50k permanent policy and add a twenty year term rider for you mortgage or other needs related to early demise. The term product can vary from 100k to 900k, depending on your personal financial situation and needs. Thus, you are putting money into a permanent product that will pay for your final expenses and you have term insurance to cover your mortgage or the cost for daycare while a one parent family works should something happen.The bottom line, in my opinion, is that it is important to have insurance and the amount of insurance you have should always be within the range of what you are able to afford. Good luck in your quest and I am hopeful that the information here has helped you understand a difficult subject. I did not mention anything about health, but that I will leave for another day. Health status is another critical component to buying life insurance the healthier you are, the less costly it is, in most cases, but age is also a factor. It is important to buy your insurance while you are young and healthy because it is less expensive and life insurance does increase in cost with age. Good luck as you move forward in the quest to protect your family. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/the-differences-between-term-and-permanent-whole-life-insurance/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Loans – Encouraging Business Initiatives</title> <link>https://oxsajln.info/small-business-loans-encouraging-business-initiatives</link> <comments>https://oxsajln.info/small-business-loans-encouraging-business-initiatives#comments</comments> <pubDate>Thu, 06 Apr 2023 19:36:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[branding]]></category> <category><![CDATA[business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=75</guid> <description><![CDATA[Being a small business owner is not easy. Apart from the problems that the small business owners have to face in operating business, the severest of problems is in raising capital. It is not easy to raise capital for business use; particularly in an environment in which small business owners are accorded a status similar [...]]]></description> <content:encoded><![CDATA[<p> Being a small business owner is not easy. Apart from the problems that the small business owners have to face in operating business, the severest of problems is in raising capital. It is not easy to raise capital for business use; particularly in an environment in which small business owners are accorded a status similar to borrowers with bad credit. Self employment is considered a bad credit case because of the unstable income generation through small business. It is said how a small business owner will pay fixed installments on a loan if he has not made much income (profits) in a particular month. Banks and financial institutions are thus not receptive to the demands of the small business owners.However, a loan can be designed particularly suited to the small business owners. Few lenders, who did not want to lose on the opportunity of lending to the rising group of small business owners, devised such loan. It is known as small business loan. Small business loans are advanced to small entrepreneurs who invest it in a series of purposes like expansion of their facility, buying technology, purchasing new tools and equipments, and also to buy raw materials and pay wages to workers.Lenders advance small business loans on the principle of moderate risk, which is no different from lending any other loan. The principle of moderate risk implies lending by keeping sufficient cover against risks. Therefore, while designing the terms of the small business loans, lenders are often seen to be using this principle. Take for instance, the rate of interest. The rate of interest charged on small business loans is higher than the normal. Similarly, lenders will only lend a limited sum on small business loans. These are sufficient proof of the manner in which lenders prepare for any risk that may emerge in the future.What differences can a borrower notice in small business loan, which goes in his favour? Borrowers can get an arrangement designed by which they can repay loan installments with ease. Small business loan with a flexible repayment schedule sufficiently solves the problem of the self employed people. Through a flexible repayment schedule, borrowers do not need to make repayments of a pre-specified amount and a pre-specified period. Depending on the income that they are able to salvage in that period, they can make repayments accordingly. Therefore, in certain months (or any periodicity chosen by borrower to make repayments) there can be underpayments, overpayments, and no payments at all (termed as payment holiday).However, not all lenders may be ready to accommodate your financial condition thus. If you consider the clause of flexible repayments so necessary in your case, then you must mould your search operations accordingly. With the help of brokers, searching small business loan according to ones desired criteria is not very difficult. Brokers are associated with several loan providers in the UK. When a person applies for small business loan to these brokers, they forward it to all the lenders who they think can appropriately advance loans to the entrepreneurs. The broker conducts the entire search operation. The borrower just has to choose from the large number of deals that the lenders forward. Brokers can also arrange small business loans from lenders who accept flexible repayment. Similarly, other specific requirements of borrowers can be incorporated into any small business loan searched. Brokers charge certain fees for their services. However, the best deal that these help to find will make the issue of fees irrelevant.Small business loans can be either short term or long term. A short-term small business loan is repayable in a period ranging from certain months to a year. Long-term small business loans on the other hand, advance money for as long as 25 years. Depending upon ones requirement, the small business owners can decide term of repayment and other terms and conditions of the small business loan. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/small-business-loans-encouraging-business-initiatives/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Don’t Let a Minor Medical Problem Wreck Your Travel Plans</title> <link>https://oxsajln.info/dont-let-a-minor-medical-problem-wreck-your-travel-plans</link> <comments>https://oxsajln.info/dont-let-a-minor-medical-problem-wreck-your-travel-plans#comments</comments> <pubDate>Thu, 06 Apr 2023 17:43:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Travel]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=73</guid> <description><![CDATA[Back pain, viral illnesses and minor foot problems are common among stressed out travelers. But all of these common health problems are preventable. These tips for healthy travel can help you avoid a minor medical disaster on your next trip.DRESS FOR SUCCESSMany vacationers dress for the beach when they should dress for the plane. Sandals [...]]]></description> <content:encoded><![CDATA[<p> Back pain, viral illnesses and minor foot problems are common among stressed out travelers. But all of these common health problems are preventable. These tips for healthy travel can help you avoid a minor medical disaster on your next trip.DRESS FOR SUCCESSMany vacationers dress for the beach when they should dress for the plane. Sandals don’t generally have as much support as casual shoes. The 26 bones in your feet need good support when winding through the crowds in an airport. Wear comfortable casual shoes. Remember that if you are in an aisle seat, cold air will be blowing right on your feet. Enclosed shoes are best.Onboard the plane, prepare for changing temperatures. That aluminum tube parked on the tarmac can get unbearably hot. Once in the air, it can get chilly. Wear layers that you can shed or put back on to stay comfortable.The biggest drop in cabin temperature happens when the plane is climbing to altitude. This is also when the captain has the “fasten seat belt” sign illuminated. Keep an extra sweater or fleece top with your carryon bag at your feet. That way you won’t have to wait until you are free to move about the cabin to warm up again.TRAVEL LIGHTHave you ever been waiting for your luggage and noticed some little old lady running sideways struggling to wrestle a huge suitcase off a moving carousel? Heavy bags can easily strain your back. Bring as little as necessary. Use the hotel laundry service and you won’t have to bring a full week of outfits.If your suitcase feels heavy when you lift it in your bedroom, it is going to be much worse when you are trying to extract it from the circling pile of luggage surrounded by a crowd of travelers. Split the load into two suitcases. It is worth the additional bag fee to travel pain-free.EATING ON THE GOAn unhealthy travel diet is one of the most avoidable stressors to your immune system. The overpriced fast food choices in the airport are packed with immune sapping preservatives. The snacks on the plane are just as bad.Eat a healthy meal right before you leave home. Avoid the airport food court altogether. Pack snacks in your carry-on bag. Bring a healthy sandwich, fresh fruit or energy bar. That way you’ll be able to wait until you can enjoy a good meal at your final destination.Stay hydrated! The decreased cabin pressure in an airplane accelerates dehydration. Drink eight ounces of water every hour on the plane to fight dehydration. If you do, you will have more energy and you will be less vulnerable to viral illnesses.REST RIGHTGet plenty of sleep the week before you go. Don’t stay up late packing the night before your departure. Be organized and pack a day ahead. Hit the rack early and you’ll feel supercharged when you head out of town.Try to rest during flight. A travel blindfold can help you sleep if the person next to you wants to enjoy the view with the window shade raised. Just don’t expect a bouncy cat nap in an airline seat to substitute for a good night’s rest.The goal of your vacation is to enjoy as much of the destination as possible. Whether you are snow skiing, lounging at the beach or strolling through cafes and museums, you need sleep. Try not to stay up to the wee hours watching movies in the hotel room.BE PREPAREDIf you get sick or have an allergy attack, don’t spend precious vacation time in a crowded doctor’s waiting room or hunting for medications. Bring all of your prescription medication and an extra couple of days worth. If a flight gets cancelled or you decide to stay an extra day, you won’t need refills.Bring emergency medications like over-the-counter pain relievers (Ibuprofen or Tylenol) and something for allergies or a running nose like Benadryl (which can also help you sleep). Pack anti-itch hydrocortisone cream. You’ll have 90% of the common travel problems covered. Ask your doctor which medications would be best for you.If its something more serious, ask the concierge if the resort offers on-site medical services. If not, do a quick internet search to find a doctor who makes urgent house calls to hotels. Considering the hourly cost of a vacation, these options are more cost effective than heading into town to a doc-in-the-box.A little planning can go a long way to making the most of your vacation. Follow these tips and you’ll get the most out of your next trip, wherever your final destination may take you. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/dont-let-a-minor-medical-problem-wreck-your-travel-plans/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Cosmetic Dentistry – Discovering the Full Range of Services</title> <link>https://oxsajln.info/cosmetic-dentistry-discovering-the-full-range-of-services</link> <comments>https://oxsajln.info/cosmetic-dentistry-discovering-the-full-range-of-services#comments</comments> <pubDate>Sun, 02 Apr 2023 04:28:33 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Dentistry]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=71</guid> <description><![CDATA[When we talk of all inclusive oral care which combines art and science to provide dental health, aesthetics and function, we are in effect talking about cosmetic dentistry. It is one branch of dentistry and deals in the main with how teeth look and enhancing your smile by making teeth look good.This article covers the [...]]]></description> <content:encoded><![CDATA[<p> When we talk of all inclusive oral care which combines art and science to provide dental health, aesthetics and function, we are in effect talking about cosmetic dentistry. It is one branch of dentistry and deals in the main with how teeth look and enhancing your smile by making teeth look good.This article covers the range of services you will receive from a cosmetic dentist and will be helpful should you require their services for dental bridges, bonding, whitening teeth, reshaping or any other kind of service related to the field of cosmetic dental work.The more common dental treatments that fall under the purview of cosmetic dentistry include:Teeth whitening: this is actually a form of teeth bleaching and probably rated as the most common cosmetic procedure. You can of course find several over the counter products to whiten your teeth; however dentist supervised treatments really are the best for whitening discolored teeth.Bonding: a thin coating of enamel like composite material is applied to the front of the teeth, sculpted into the tooth shape and then cured with a blue light. It is then polished and the final effect is the stains are masked; this is done when the staining is so bad it cannot be effectively removed.Enamel shaping: parts of the contouring enamel are removed to improve the way the teeth look. Dentists use this method to correct chips in the teeth and the method is also referred to as enameloplasty, recontouring or reshaping among others in cosmetic dentistry. You should bear in mind that enamel once removed can never be replaced; hence it may be better to live with a slightly chipped tooth rather than removing your natural enamel that is irreplaceable.Contouring: this is a form of dental reshaping of the tooth and is a sort of instant treatment. Crooked, cracked, chipped and overlapping teeth are all set right in just one sitting. There are times when the contouring process has negated the need for braces. The changes wrought by contouring are very subtle – a few millimeters only of reduction and tooth colored laminate are all that is needed.Reshaping: a process by which the length, shape or position of the teeth are altered.Dental bridges: referred to as pontics or false teeth, are fused between porcelain crowns to fill the gap left by a missing tooth. Two crowns will be needed to hold the false tooth in place and these crowns are attached to the teeth on either side of the gap. This is called a fixed bridge and cannot be removed from the mouth as one does with removable dentures. Bridges are used to correct overbite, reduce gum disease risks and even improve speech. A bridge can last for 10 years or more depending on the kind of dental hygiene you practice.Veneers: custom made porcelain laminates that are ultra thin and bonded directly onto teeth to close gaps or camouflage discolored teeth that have not responded well to teeth whitening procedures.There are other procedures as well that fall under the umbrella of cosmetic dentistry, which is a rather large field. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/cosmetic-dentistry-discovering-the-full-range-of-services/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Garment Accessories – The Soul of All Garments</title> <link>https://oxsajln.info/garment-accessories-the-soul-of-all-garments</link> <comments>https://oxsajln.info/garment-accessories-the-soul-of-all-garments#comments</comments> <pubDate>Sun, 02 Apr 2023 00:38:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion and Accessories]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=69</guid> <description><![CDATA[Garment accessories like Buckles, Buttons, Hooks, Loops, Zippers, etc. play an important role in making the garment stay at its place when worn. Other garment accessories like Beads, Buckles, Ribbons, Sequins, Belts, Lace, Tassels & Cords, etc. accentuate the beauty of the garment lending it an exquisite appeal. On the other hand, there are some [...]]]></description> <content:encoded><![CDATA[<p> Garment accessories like Buckles, Buttons, Hooks, Loops, Zippers, etc. play an important role in making the garment stay at its place when worn. Other garment accessories like Beads, Buckles, Ribbons, Sequins, Belts, Lace, Tassels & Cords, etc. accentuate the beauty of the garment lending it an exquisite appeal. On the other hand, there are some garment accessories, which add to the comfort of the garment like shoulder Pads, Linings, Interlinings, webbings, etc. Badges and logos on the garments usually depict the brand, which manufactures the garment or the name of a company or institution, in case of promotional purposes.A readymade garment cannot solely be judged merely by the quality of the fabric used. The accessories employed also play a key role in determining the quality of a garment. Thus, good brands always pay great deal of attention in sourcing the most premium grade garment accessories for their range of clothes.Buttons are one of the most common accessory used in almost all types of clothes. They are available in a number of shapes, sizes, and designs. They may be fabricated in wood, plastic, metal, etc. and sometimes may even be embellished with precious and semi-precious stones. Primarily, buttons serve a utility purpose, like in jeans, shirts, blouses, skirts, etc. But at times, designer buttons are merely attached to a piece of clothing just to enhance its visual appeal.Lace is an accessory with a very feminine touch. They are usually employed to accessorize women’s garments. When attached to skirts, t-shirts (sheer-fabric), etc., they add a hint of playfulness and elegance to the whole attire. Laces made from high quality cotton are often used, which are both soft as well as skin friendly.Many a garments need zippers and zipper sliders, including jeans, skirts, jackets, etc. They should be strong and durable, to withstand the day to day wear and tear. They often come in a number of sizes and colours, and can also be customized as per the needs and requirements of the users.Shoulder pads and linings are used for those clothing items, which are usually made from sheer fabrics, or those fabrics, which are silky and slip easily. The shoulder pads attached under the shirts or blouses help them stay on the body and give a definite shape to it. The lining used in clothes is often to beat the transparency of the fabric and also give volume to thin fabrics.As can be seen form above, garment accessories have an important role to play in the quality of a readymade garment. As I was browsing the Internet, I came across tradeindia.com, a B2B web portal, connecting buyers worldwide. Finding that it may be of help to my friend, a garment exporter, I referred it to him. He has not stopped thanking me since then. He, through the web portal, came into contact with thousands of companies supplying garment accessories. Thus, not only was he able to zero in on the best supplier but also cut a cost effective deal; and all this just with the click of the mouse. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/garment-accessories-the-soul-of-all-garments/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Email Marketing Will Boost Your Online Business</title> <link>https://oxsajln.info/why-email-marketing-will-boost-your-online-business</link> <comments>https://oxsajln.info/why-email-marketing-will-boost-your-online-business#comments</comments> <pubDate>Sat, 01 Apr 2023 14:06:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Ezine Publishing]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=67</guid> <description><![CDATA[Research shows that more than 65% of marketers around the world rated email marketing as best online marketing method. Why is this? You can use it to attract new customers, keep existing ones, up-sell, cross-sell and cut costs. Email marketing, when done correctly, will generate results and success for our online business ideas.If you are [...]]]></description> <content:encoded><![CDATA[<p> Research shows that more than 65% of marketers around the world rated email marketing as best online marketing method. Why is this? You can use it to attract new customers, keep existing ones, up-sell, cross-sell and cut costs. Email marketing, when done correctly, will generate results and success for our online business ideas.If you are trying to develop an online business, you will want that business to generate you some income. If there is not any income, it is little more than a hobby. For this article, we will assume that you know what you want to sell online. When you have your product or service, how can you use email marketing to grow your internet business?1. Build A Customer List.If you have spent any amount of time looking into how online businesses become successful then you have probably heard the saying, “the money is in the list.” This is the list of potential and actual customers that you have on your email database list. It is so important to build a list, that everything about email marketing revolves around this tip.2. Marketing Forever.Sending traffic to your website takes a lot of resources. It’s necessary, but email marketing makes it simple. Once people are at your website, you encourage them to provide their email address to you, in exchange for something of value like a free report, free sample or a copy of your newsletter. Once they have provided you with their email address it does not really matter if they never come back to your website because you can now remain in contact with them via email.3. Always Provide Value.Email marketing is about developing a relationship with the people on your list and if you do not send emails on a regular basis they will forget about you. There is a presumption that if you send too many emails, it will irritate your recipients. It will only irritate them if you send them rubbish, so every email should provide value. If you would not send the email to your best friend, then don’t send it to your list.4. use Compelling Subject Lines.Your subject line is like the headline of an advertisement. This is what people will see in their email inbox. If they don’t like it and if it doesn’t make them want to read what the email is about they will ignore or delete it. One golden rule is to never send an email without a subject line. If you do, it will probably get deleted as soon as it lands in the recipient’s inbox.5. Create A Relationship.Your email marketing needs to create a relationship with the people on your list so that start to like and trust you. If you continually blast out hard-sell messages it will turn people off. Let your subscribers know that you are a real person, just like they are. By continually providing value and understanding their wants and needs you will build a relationship with the people on your list and they will be more inclined to buy from you again and again. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/why-email-marketing-will-boost-your-online-business/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Marketing Strategy – How Google Places Marketing Can Grow Your Business</title> <link>https://oxsajln.info/small-business-marketing-strategy-how-google-places-marketing-can-grow-your-business</link> <comments>https://oxsajln.info/small-business-marketing-strategy-how-google-places-marketing-can-grow-your-business#comments</comments> <pubDate>Sat, 01 Apr 2023 02:30:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=64</guid> <description><![CDATA[Consumers searching for various products and local services may account for more than two-thirds of Internet searches, according to studies. With this statistic in mind, programmers at Google have adjusted the way results are presented. There is now more emphasis on local parameters. Google Places marketing is proving to be effective for many owners of [...]]]></description> <content:encoded><![CDATA[<p> Consumers searching for various products and local services may account for more than two-thirds of Internet searches, according to studies. With this statistic in mind, programmers at Google have adjusted the way results are presented. There is now more emphasis on local parameters. Google Places marketing is proving to be effective for many owners of small business. Listings are free for business owners and sites have been designed for millions of businesses worldwide.Many of these sites have already been indexed so they show up on page one automatically. In some cases, a business may be listed without the owner taking any action. Many people are probably wondering how this can happen. Since information for Places pages is gleaned from business directories, yellow pages and third-party websites, Google automatically populates the page with content.How to Determine if Your Business has a Places PageSimply enter your business name and zip code or phone number into the Google search box and open up the Maps tab found at the top. Your page will automatically appear if it exists.What it MeansThis is a good start because Google has already created the site. The downside is that the information may not be up to date or totally accurate. There may be a name change or new address or phone number. Claiming the page is the only way to gain access to verify and edit the information.Benefits of Claiming Your PageThere are two main advantages to making the claim on your page. The most important thing is it keeps anyone else from claiming it as their own. This may sound crazy, but it can happen. You should protect your business interests by taking control of this information. Once the page has been claimed, business owners are encouraged to supply other helpful information potential customers may be looking for. There is space to add discount offers, brand names, hours of operation and more. Photos and video demonstrations may also be uploaded.After you have taken the time to claim, verify and update the data, it will be possible to work on improving the page ranking. Of the 50 million pages that have been designed, only three percent have been claimed by their owners. A page that has been claimed can attract more people because the non-claimed page of competitors can be bumped off page one.Improving Your Free ListingHere are some things to keep in mind when filling out the listing:<br />- Use the proper business name, exactly as it appears offline.<br />- Provide a complete street address and be sure to add identifiers like north, south and suite number when appropriate.<br />- List your website URL and a valid local phone number that connects directly to your business so potential customers can gather more information about your company.<br />- The form offers suggested categories for your listings. Select at least one that is brief but detailed enough to describe what you do.<br />- Additional data that is not covered anywhere else on the page can be listed in the custom attribute and description fields provided.Explaining CitationsThe business owner is prohibited from adding citations but it is possible to seek them out. The citations are listed under “More About This Place” near the bottom of the page. Citations are culled from listings found on other sites and include name of the business, physical address and phone number. This may sound similar to link building and, in certain ways, it is. Instead of dropping your link on various sites here and there, simply search for websites that are dedicated to business listings like those seen on Online Yellow Pages.How to Encourage ReviewsThe review section of the page is a valuable addition because it gives potential customers an idea of what to expect if they do business with you. Offering excellent customer service and selling only quality products are the most effective ways to garner good reviews from past customers. Encourage any and all satisfied customers to post a review on your Places page. Reviews may also be posted on sites like CitySearch, Insider Pages, Judy’s Book and Yelp.Your page will move up in rank as you accumulate more reviews and citations. As the rank goes up, more visitors will be attracted to your page. By providing lots of helpful information, those visitors can be turned into leads and eventually sales.Adding CouponsAnother helpful tool business owners should take advantage of is the ability to create coupons on the page.This is strongly suggested.Seven Ways to See Success with Google Places<br />1-Claim your listing and verify the existing information.<br />2-Make sure your listing is optimized with appropriate keywords.<br />3-Choose the categories that best fit your business.<br />4-Upload suitable videos and images to the page.<br />5-Create customer coupons.<br />6-Gather as many citations as you can.<br />7-Set aside time to update coupons and information on a regular basis.Discover Other Options for Local Business MarketingThere are a variety of local search directories that can be helpful to the small business owner. Yahoo Local, Merchant Circle and Bing Local are three such directories. Each has its own rules. It can be time consuming to optimize each listing. If you do not have enough time to do it properly, hire someone who is familiar with these types of listings to do it for you.Give Your Listings the Attention They DeserveMarketing through search directories should be an ongoing process that needs to be monitored carefully. It will be more difficult keeping your listing on page one as more listings are claimed and optimized.Google Places marketing is something that should be addressed from time to time. You will need to devote enough attention to promoting and updating your listing to get the most out of it. </p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/small-business-marketing-strategy-how-google-places-marketing-can-grow-your-business/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Reasons The Study Of Organizational Behavior Is Imperative</title> <link>https://oxsajln.info/4-reasons-the-study-of-organizational-behavior-is-imperative</link> <comments>https://oxsajln.info/4-reasons-the-study-of-organizational-behavior-is-imperative#comments</comments> <pubDate>Wed, 14 Sep 2022 20:20:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Astronomy]]></category> <category><![CDATA[Biology]]></category> <category><![CDATA[College University]]></category> <category><![CDATA[Education]]></category> <category><![CDATA[Future Concepts]]></category> <category><![CDATA[Home Schooling]]></category> <category><![CDATA[Languages]]></category> <category><![CDATA[Nature]]></category> <category><![CDATA[Online Education]]></category> <category><![CDATA[Psychology]]></category> <category><![CDATA[Reference and Education]]></category> <category><![CDATA[Schools]]></category> <category><![CDATA[teaching]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=62</guid> <description><![CDATA[The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where [...]]]></description> <content:encoded><![CDATA[<p>The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where it’ll fit in the industry and it also decides the future of the company. It defines the vision, mission, and goals of the company and outlines a way in which the members of the company will interact with each other. Thus, every manager or entrepreneur should learn the core principles of Organizational Behavior for the success of the business. Here are a few more reasons that exemplify the significance of the study of organizational behavior:</p><p>1. It helps in understanding the mission of the enterprise<br />Every organization has its quintessence or its purpose of carrying out the intended operations. Organizational behavior aids the entrepreneurs in defining the task of the organization- what a company will do and how it’ll do it. It defines an infrastructure that will be followed by the company throughout its run. It also emphasizes on establishing a mission statement that the company wants to achieve through its operations. The mission is not only monetary but it speaks of the company’s culture and aims at bringing a change in the lives of the customers, stakeholders and all the people involved with the company. The mission statement tells everyone about the goals of the organization and can be used to gauge the effectiveness of its operations.</p><p>2. It aids in establishing clear expectations<br />The organizational behavior not only helps in establishing a mission, but it also helps the managers or entrepreneurs in setting expectations for the employees, stakeholders as well as the customers. It helps in formulating the chain of command performed by each employee and also decides the kinds of vendors and customers the company should expect.</p><p>3. It helps in better decision making<br />The organizational behavior paves way for uniformity in the company and its core values. The establishment of the uniform mission, actions and messages facilitate the managers to make better decisions that are fruitful for the company. Organizational Behavior entails an identity to the organization so the managers can make their decision aligning with the nature of operations of the organization.</p><p>4. It ensures that managers hire the right person<br />The employees are the main pillars of organizational behavior. The people that bring new ideas and passion to the organization are considered as the perfect employees for the organization. If the organizational behavior is clearly defined, the newly employed candidates can easily understand their duties and it also makes easy for the managers to hire the right people and communicate with them effectively.</p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/4-reasons-the-study-of-organizational-behavior-is-imperative/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Would You Benefit From Making Early Payments on Your Auto Loan?</title> <link>https://oxsajln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan</link> <comments>https://oxsajln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan#comments</comments> <pubDate>Wed, 14 Sep 2022 20:18:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://oxsajln.info/?p=60</guid> <description><![CDATA[Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay [...]]]></description> <content:encoded><![CDATA[<p>Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay their auto loan earlier than their term or wish to get the loan refinanced. Understanding the effect of paying your loan early vis-à-vis making timely payments can help you in making a well-informed decision.</p><p>Pay Early or Pay on Time: The Auto Loan Question</p><p>· Are you interested in making Early Payments?</p><p>You know you are a financially adept individual when you think about paying your auto loan early rather than spending the money on frivolous things. The following pros and cons of prepayment will take you one step closer in making the right decision.</p><p>Pros: The reduction in the interest amount can help you save a great deal of money. Paying off your auto loan early gives you the financial freedom to use that money elsewhere. Secondly, if you are going to receive a large sum of money in the near future, it is wise to prepay your loan instead of spending it elsewhere. It will make your debt-free early and allow you to live a tension-free life.</p><p>Cons: Timely auto loan payments mean that you have planned your finances in an efficient way. If you repay your loan all at once, it may project that you are unable to manage your credit. Remember prepayment of your auto loan will not hurt your credit score, however, it will not improve the score either.</p><p>· Do you believe Timely Payments are a Good Choice in the Long Run?</p><p>Small payments made every month can surely have a positive impact on your credit rating. The following pros and cons will help you clarify the advantages and disadvantages of timely payments.</p><p>Pros: Timely payments made every month are certain to keep your credit score in check. Many a times people may forget to make the payments on time. However, automatic bank payments can help you to keep your payments regular. A shorter loan term with timely payments will help you in obtaining lower interest rates and an overall cheaper auto loan deal in the future.</p><p>Cons: An automatic timely payment means that you will have to maintain a certain balance in your bank account, which may temporarily block your finances. A certain amount of your income gets allocated to the monthly payment. Compared to a prepayment strategy, timely monthly payments carry less financial freedom.</p><p>Your Auto Loan Payment Schedule: What is Best for you?</p><p>Income is an important element that decides which option you should choose between paying your auto loan early and making timely payments. If your monthly payment is manageable and your income supports the loan, you should opt for timely payments. However, if your income source is unstable and you require a car on an immediate basis, you should opt to make a prepayment of your entire loan. On the basis of your financial situation and circumstances, make the wiser choice.</p>]]></content:encoded> <wfw:commentRss>https://oxsajln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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