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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>pcvpcln.info</title> <atom:link href="http://pcvpcln.info/feed" rel="self" type="application/rss+xml" /> <link>https://pcvpcln.info</link> <description></description> <lastBuildDate>Sun, 18 Feb 2024 17:39:26 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Reinventing the 312 Home Improvement Loan Program</title> <link>https://pcvpcln.info/reinventing-the-312-home-improvement-loan-program</link> <comments>https://pcvpcln.info/reinventing-the-312-home-improvement-loan-program#comments</comments> <pubDate>Fri, 07 Apr 2023 23:13:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=78</guid> <description><![CDATA[Over the last thirty years the community development field has moved away from its early focus on helping homeowners maintain and improve their properties towards the development of new affordable housing. Fueled by the resources of the Low Income Housing Tax Credit Program (LIHTC) and a confident economy, and in flight from lead remediation requirements [...]]]></description> <content:encoded><![CDATA[<p> Over the last thirty years the community development field has moved away from its early focus on helping homeowners maintain and improve their properties towards the development of new affordable housing. Fueled by the resources of the Low Income Housing Tax Credit Program (LIHTC) and a confident economy, and in flight from lead remediation requirements for housing rehab, non-profits as well as for profit developers and local governments began to shift towards the promotion of new construction – both rental and homeownership – and away from housing rehab aimed at assisting individual owners.The time has come to shift back.Hundreds of thousands of foreclosed properties, declining property values and the loss of home equity, the absence of conventional credit, the need to make older houses energy efficient, opportunities to stimulate the local small construction trades and building supply markets – all of these factors demand that we look again at housing rehabilitation as an important policy option.We need tools to promote the repair and rehabilitation of our older housing stock. Historically, the federal government played a leadership role in promoting home rehab and we need the Federal government to play this role again. A key role government can play is to authorize a significant amount of funding for the Section 312 Loan Program. We need to revisit this old tool and reinvent it making it relevant to the current situation.The 312 Loan Program was authorized in the Housing Act of 1964. It provided loans from the Federal government through local municipal governments to home owners and landlords at 3% for a twenty year term. The per unit rehab cost allowed was $27,000, which in the 1970s and 1980s was a significant amount of money. It was used often in Urban Renewal Conservation Areas to assist homeowners in improving their properties and where it had a fairly major impact. It also served as a key component in the Federally Assisted Code Enforcement Program (FACE) to help owners bring their properties into code compliance. And it was the source of financing in the Urban Homesteading Program where vacant properties owned by the Federal government where auctioned off for a dollar.The 312 Loan Program had some issues. It was cumbersome and time consuming for borrowers. It took a long time to get loans approved and people often deferred work while waiting for approval. People who were savvy enough to use architects, i.e. people of higher incomes, were often the most successful in securing funds. As local governments began to use Community Development Block Grant (CDBG) funds to support housing rehab, 312 became diminished as a tool and fewer funds were allocated to it. While the 312 Loan Program currently exists in the HUD menu of programs, it has no money allocated for it.This needs to change.Today we are confronted with a situation that demands a significant response. We as a nation want to overcome the effects of the foreclosure crisis and return more properties to productive use. We want to increase the energy efficiency of residential properties, and we want to stimulate the economy. These efforts are hampered by the absence of capital, but they are also hampered by an anti-government investment ethos on Capitol Hill. Why should government do what the private sector can do? Why bother funding an obscure program, the kind of “legacy program” that HUD in its strategic plan wants to shift its focus from?Here are ten reasons:1. It is a stimulus that everyday people in cities and inner ring suburbs can see and understand. While earlier stimulus efforts have created results that people can see, a national home improvement loan program can benefit thousands of citizens directly.2. It promotes confidence. When someone sees their neighbor down the street put on a new roof or rebuild their porch it makes them feel more confident about the future of the neighborhood and it may lead them to seek to make repairs on their own. We need to put this dynamic in place.3. It’s simple. Unlike several of the initiatives being developed by HUD that are marching down the same sad path of prior Federal interventions in cities, it is simple and understandable. It helps people and not just developers. It’s not social engineering and it doesn’t have a lot of moving parts. It can effectively be described in thirty seconds.4. It’s a loan and not a grant. People paid on their 312 loans. Money invested in a national home improvement loan program will get substantially returned.5. It has a multiplier effect. It creates jobs in the construction industry as well as in the building supply and manufacturing sectors of the economy.6. The process can be improved. We know more than we did in the 1970s about how to bring products to consumers. With new technologies around developing the scope of work, loan origination and servicing software – and the potential for outsourcing these functions-all are potential ways this program can be more accessible and user friendly. We also know more about marketing and how to effectively promote such a program.7. A delivery system exists to get this money out. We have a host of institutions like NeighborWorks America organizations, community development corporations, Community Development Financial Institutions, as well as delivery systems that still exist in local governments that can be organized to help citizens access these resources. We also have financial institutions that have been a delivery system for tax-exempt housing bonds that also could be part of a delivery system.8. It can generate revenue for this delivery system. Charging loan origination and rehab service fees can generate revenue for cities and other providers.9. It can promote widespread energy conservation. Borrowers could be required to have an energy audit and make changes based on the audit findings. Borrowers who choose to install solar heat could receive an interest rate benefit for their whole project.10. It is more “shovel ready” than many stimulus efforts. Large public works projects require significant planning. Home improvement projects require planning and bidding out jobs but this process is usually less complex.A national home improvement loan program based on the 312 Loan Program is not a panacea for urban ills. It is not an anti-poverty program – it is a home improvement program that can benefit low-income as well as other income homeowners – and as such can have a larger constituency.Can’t the private market do this? Sure, but it isn’t. Capital is not flowing like it once did. Lenders aren’t doing much in the way of home improvement lending and both supply of capital and demand for such capital is down. Equity lines that financed home improvement in the last several decades have dissipated, Demand needs to be stimulated. Providing an attractively priced loan product that is marketed well can stimulate that demand.So how much would this cost? An initial allocation of $2.5 billion would potentially generate 50,000 loans with an average loan size of $50,000. Fees charged to borrowers for rehab services and origination could produce $100,000,000 – $125,000,000 in revenues throughout the delivery chain. $20,000 in materials purchases on a $50,000 rehab job could provide $1 billion in materials purchases for 50,000 projects, along with various sales tax revenues those purchases generate. This kind of volume would provide work for thousands of contractors, laborers, architects, building suppliers, and manufacturers of building supplies. It would also provide an interest rate return for the Federal Treasury.For a redesigned 312 Loan Program to be effective in today’s environment it would need a few changes. First, change the name. 312 means nothing to anyone outside government. The name does not encourage one to borrow money. Second, raise the interest rate to 5%, but retain the ability to finance projects at 3% if they meet certain criteria, like the installation of solar energy or the rehab of a foreclosed property. Third, raise the per unit amounts to $57,000 per unit, and $75,000 for the rehab of a vacant property. Fourth, make the loan available in cities and older suburbs with no qualifying income requirements, so that people would not have to be low-income to borrow the funds.This is a conservative program. It is about conserving what we have – our rich and diverse housing stock – by promoting maintenance and improvement. It is easy to understand. It supports rank and file homeowners and not just developers. It engages all homeowners and is not limited to low income borrowers. While driven by the Federal government it allows for partnerships with local banks and non-profits with consumer lending capacity. It has the potential to stimulate local economies and lessen the cost burdens on municipal governments. But most of all it is a loan and not a grant program. It will return money to the Treasury.Innovation is not only inventing new things. When we look ahead for change sometimes we ignore what worked in the past. We assume that just because something was done once, its shelf life has expired and can’t be done again. Reinvention is also innovation. Repositioning old products to make sense in a new situation can be just as innovative as inventing complex new programs that look good on paper but don’t deliver. Let’s get real. Let’s keep things simple. Let’s reinvent 312. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/reinventing-the-312-home-improvement-loan-program/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Software Comparison in 5 Easy Steps</title> <link>https://pcvpcln.info/software-comparison-in-5-easy-steps</link> <comments>https://pcvpcln.info/software-comparison-in-5-easy-steps#comments</comments> <pubDate>Sun, 02 Apr 2023 04:16:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Software]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=76</guid> <description><![CDATA[The latest addition to Web-based software evaluation system, TEC Advisor, is the new Express Software Comparison Report. This report allows you to compare the strengths and weaknesses of enterprise software solutions on a functional module-by-module basis. If you’re an organization in the early stages of your software evaluation process, the “express” report is a good [...]]]></description> <content:encoded><![CDATA[<p> The latest addition to Web-based software evaluation system, TEC Advisor, is the new Express Software Comparison Report. This report allows you to compare the strengths and weaknesses of enterprise software solutions on a functional module-by-module basis. If you’re an organization in the early stages of your software evaluation process, the “express” report is a good starting point. You’ll get the online report comparing your selected solutions free of charge in just a few minutes.Here’s how to generate your custom software comparison report in 5 easy steps:1. Start TEC Advisor.<br />2. Choose a software type from the drop-down menu (e.g., Discrete Manufacturing [ERP])<br />3. Select the software products you would like to evaluate (in the free trial, you can select up to 3 solutions).<br />4. Answer a few questions about your business requirements.<br />5. Click on “Download Report” to access your online report.The Express Software Comparison Report features a series of graphs comparing the overall performance of each functional module of the solutions you have selected. For example, if you’re evaluating solutions in TEC’s customer relationship management (CRM) model (comprising 1,187 criteria that reflect real-world usage), the resulting report provides a side-by-side product comparison for each of the CRM model’s five modules (Sales Force Automation, Marketing Automation, Customer Service and Support, Analytics and Reporting, and Product Technology).If you’re interested in reviewing the comparison results at a later date or presenting the data to your colleagues, you can print the report or use the “Select a format” drop-down menu at the top of the page to export the data to XML, CSV, PDF, MHTML, TIFF, XLS, and DOC formats.I invite you to try TEC Advisor tool now and generate an Express Software Comparison Report for your software solutions of interest free of charge.What Next?The express report is intended to give you a high-level overview of broad feature areas of software solutions you may be interested in evaluating further. At any time, you can select the “Start Your Analysis” path for a more in-depth software comparison via TEC Advisor’s analysis engine. There, you can assign your business priorities to the criteria comprising the model (on a scale ranging from “Not Important” to “Critical”), compare results based on your established priorities, conduct “what-if” analyses, and generate various detailed software comparison reports-complete with supporting graphs and charts-that you can use to justify your software purchase decision. </p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/software-comparison-in-5-easy-steps/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Advantages of Digital Publishing</title> <link>https://pcvpcln.info/the-advantages-of-digital-publishing</link> <comments>https://pcvpcln.info/the-advantages-of-digital-publishing#comments</comments> <pubDate>Sun, 02 Apr 2023 00:27:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Publishing & Printing]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=74</guid> <description><![CDATA[Digital publishing or electronic publishing has gained popularity in the scientific journal community, as well as, other literary genres. In traditional publishing, when an article is submitted for publication it may take months or even years for the article to be accepted into a journal. Since the traditional publication cycle is longer than digital publishing, [...]]]></description> <content:encoded><![CDATA[<p> Digital publishing or electronic publishing has gained popularity in the scientific journal community, as well as, other literary genres. In traditional publishing, when an article is submitted for publication it may take months or even years for the article to be accepted into a journal. Since the traditional publication cycle is longer than digital publishing, journalists have sought alternative means to bring their publications to the public faster. Self publishing companies allow the journalists to have complete control over their literary works, as well as, editorial control and other production decisions.The financial responsibility lies solely on the author, if the author self publishes. However, if the author uses digital publishing or publishes an eBook, the author saves on print and binding costs of traditional publishing. The author can produce books and journals more frequently, because the author does not have to budget for print and binding costs.Self publishing sites are especially important to authors because they will allow authors to publish for free. The company will handle royalties and sales, leaving the author free to write and produce. This is service is helpful to authors because authors no longer have to provide a significant investment to publish their works. If the author is particularly good at marketing and sales, they can drive enough traffic to the hosted content to earn a significant income. Therefore, the author no longer has to send works to publishers and wait months and even years to be published or earn money from a publication.Fiction authors also enjoy digital publishing. In some instances, some fiction authors may not have a niche that a traditional publisher can market. However, if the author has an audience that the traditional publisher does not cater to, the author can use this to his or her advantage and capitalize on that particular niche through their online network.Another important feature of digital publishing is that publications can reach a wider audience. This is possible because millions of individuals can gain access to the World Wide Web. Marketing through social networking venues can reach an audience that the reader would not in a traditional bookstore.Digital publishing is also eco-friendly and new technology, such as the Kindle and other eBook readers are enabling individuals to download print faster than ever before. The prices of eBooks are generally less than print books, so the avid reader on a budget can purchase more eBooks than traditional print. Additionally, it’s convenient. Downloading an eBook is instant; whereas, purchasing a printed publication requires either a visit to a bookstore or waiting for an online purchase to arrive in the mail.Additionally, the reader can transport hundreds to thousands of publications on trips when he or she purchases eBooks; whereas, the traditional printed publication weighs more and has significantly more space requirements. </p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/the-advantages-of-digital-publishing/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Affiliate Program</title> <link>https://pcvpcln.info/online-affiliate-program</link> <comments>https://pcvpcln.info/online-affiliate-program#comments</comments> <pubDate>Sat, 01 Apr 2023 13:53:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Affiliate Revenue]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=72</guid> <description><![CDATA[Online Affiliate Programs are a great way to make revenues. The best part is that you don’t have to create your own product. You just have to recommend products that are already available by registering as an affiliate with the concerned merchant. But you need to have the basic platform to sell these affiliate products.The [...]]]></description> <content:encoded><![CDATA[<p> Online Affiliate Programs are a great way to make revenues. The best part is that you don’t have to create your own product. You just have to recommend products that are already available by registering as an affiliate with the concerned merchant. But you need to have the basic platform to sell these affiliate products.The first basic is that you will need a website that will display the advertisements of the affiliate product you will promote alongside the contents or information available on the website. So the very first step towards this is to choose the theme of your website, i.e, what will your website be about. Then you have register a domain name for your website as well as select the hosting solutions provider to host your website. Hosting is a vital part of your website so be wise in choosing a provider.Once you have the basic platform ready, in the form of a website, the next step is to choose the affiliate products from the thousands available in the market. While choosing the product you want to market, you should ensure that the product is related to the content of your website. If for example your website is about flowers, you cannot market clothes or shoes. So your product offerings should be relevant. Also make sure that you do not clutter your website with loads of ads. Rather, make it informative and resourceful to attract more visitors. The higher the visitors, the higher the chances of you making money.If all this information boggles you, don’t fret. It’s fairly easy to set up a website. There are a lot of web services that help you in creating your website in minutes, without you having to put any codes. So, even if you don’t have much technical knowledge you can create your own platform for affiliate revenues.So follow these guidelines and you are sure to succeed in making your online affiliate programs make money for you! </p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/online-affiliate-program/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Benefits of Google Apps to Retailers</title> <link>https://pcvpcln.info/benefits-of-google-apps-to-retailers</link> <comments>https://pcvpcln.info/benefits-of-google-apps-to-retailers#comments</comments> <pubDate>Sat, 01 Apr 2023 02:21:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=69</guid> <description><![CDATA[There seems to be an emerging trend over the past few months of retailers realising the benefits involved with deploying Google Apps for business. The web-based collaboration and communication suite was developed by Google, I believe the world’s most innovative company, so it’s little wonder it’s catching on. But what are the benefits to retailers?One [...]]]></description> <content:encoded><![CDATA[<p> There seems to be an emerging trend over the past few months of retailers realising the benefits involved with deploying Google Apps for business. The web-based collaboration and communication suite was developed by Google, I believe the world’s most innovative company, so it’s little wonder it’s catching on. But what are the benefits to retailers?One of the core strengths of Google Apps are the web-based messaging and collaboration apps which require no hardware of software and need very minimal administration. They will reduce your IT costs, and this seems to be what companies are catching on to.One company that has seen the light as it were is online food retailer Ocado. They decided to that Google Apps for Business was the perfect solution for their business. They wanted to improve productivity, facilitate remote working and boost internal communication.Tools such as Google Talk, Gmail, Google Calendar and Google Docs allow staff to log in from any secure internet connection to talk instantly with each other, access emails, documents, calendar and other internal information. This collaborative approach makes the day-to-day running of businesses far more effective and also enables staff to communicate and share ideas more easily.Modern business like Ocado are being smart by keeping an eye on the latest cutting-edge technology as this will ensure its customers will be provided with the best possible service. Businesses in every sector can reap the same benefits when making the switching to this web-based collaboration and communication suite.With Google Docs you can share files which mean there is no need to send documents back and forth comparing and consolidating individual files. Everyone that needs access to certain files can see any new updates and respond immediately. This is perfect for teams that work on the same spreadsheet or drawing. Specsavers is another company that utilizes this technology, they have also found out that the speed at which Google Apps can be deployed means they can expand into new markets outside of the UK very quickly and easily.Further cost savings for retailers are the Postini Message Security feature which is also included in Google Apps. This keeps networks safe and stops spam, viruses and phishing. With Gmail you get 50 times more email storage compared to the industry standard. Also Gmail it is designed so that employee spend less time in their inboxes and more time being proactive.When a business switches to Google Apps they can be safe in the knowledge that the world’s most innovative company will continue to innovate and develop new features. </p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/benefits-of-google-apps-to-retailers/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>When it comes to women, do you have “too much” belly fat? This is How You Lose It.</title> <link>https://pcvpcln.info/when-it-comes-to-women-do-you-have-too-much-belly-fat-this-is-how-you-lose-it</link> <comments>https://pcvpcln.info/when-it-comes-to-women-do-you-have-too-much-belly-fat-this-is-how-you-lose-it#comments</comments> <pubDate>Mon, 17 Oct 2022 18:04:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=66</guid> <description><![CDATA[When it comes to women, do you have “too much” belly fat? This is How You Lose It. Gaining on some few weight on a regular basis is natural and not a huge matter. However, when your midsection expands and you start sizing up in clothes, extra weight may become a major health issue. Belly [...]]]></description> <content:encoded><![CDATA[<p>When it comes to women, do you have “too much” belly fat? This is How You Lose It.</p><p>Gaining on some few weight on a regular basis is natural and not a huge matter. However, when your midsection expands and you start sizing up in clothes, extra weight may become a major health issue. Belly fat is more dangerous than you believe since visceral fat is accumulated once you ingest too many carbohydrates and do not exercise. It’s harmful because visceral fat lies deep in your belly and, though we can’t see it, it weaves around your key organs and has been related to major health problems such as strokes, certain malignancies, type 2 diabetes, and others. The best part is that losing abdominal fat also means losing visceral fat.</p><p>How to Measure Belly Fat Correctly.<br />“Most of us use waist measurement as a signpost for belly fat,” Dr. Cox adds. An abdominal circumference of more than 35 inches in women is regarded as an unhealthy level of belly fat. The simplest way to determine it is to grab a flexible tape measure and loop one side around your torso at your belly button. It is imperative that you take measurements near the belly button.</p><p>Why Is Excess Abdominal Fat Dangerous?<br />Dr. Cox informs us, “Fat accumulation in the abdomen is more strongly linked to health problems, most significantly cardiovascular disease, type 2 diabetes, and fatty liver.” Visceral fat (sometimes known as “belly fat”) in the abdominal cavity is metabolically active, generating hormones and inflammatory substances. Such hormones and inflammatory substances cause increased inflammation, which has a role in the progression of cardiovascular disease and diabetes, including other diseases. ”</p><p>Stress Management and Regular Relaxation.<br />“In reaction to external stimuli, our bodies will create variable quantities of hormones,” Dr. Cox explains. “Whenever we live a stressful lifestyle, our cortisol levels may be high.” This can lead to the accumulation of additional abdominal fat. Similarly, when we do not take time to relax on a regular basis, cortisol levels will rise.</p><p>Engage in Regular Exercise.<br />The Centers for Disease Control and Prevention suggest 150 minutes of exercise per week, and according to Dr. Cox, “this helps develop muscle, which boosts a person’s basal metabolic rate.” This will aid in fat breakdown even if an individual is not exercising. Weight lifting and other muscle-building exercises are particularly effective at this.</p><p>Increase Fiber Consumption.<br />“Fiber consumption is adversely connected with waist circumference and abdominal fat,” says Dr. Cox. To put it differently, the more fiber a person consumes, the smaller their waistband and abdominal fat are on average. There are numerous explanations for this, but one that stands out is that fiber causes the bacteria in your stomach to produce a protective barrier that physically inhibits some fat and cholesterol absorption from the food. Fiber also helps to stabilize insulin levels, and when sugar levels are more steady, the risk of hyperinsulinemia is reduced. One of insulin’s functions is to aid in the storage of sugar, which leads to an increase in fat, particularly abdominal fat. Furthermore, foods high in fiber are often more healthy alternatives, fruits, beans, lentils, and whole grains—items that are also cholesterol and fat-free.</p><p>Modify your lifestyle and mix several ways.<br />Performing only one of the aspects mentioned will not have a significant impact on its own.</p><p>If you want to get good outcomes, you must mix various strategies that have been demonstrated to be beneficial.</p><p>Surprisingly, many of these strategies are often connected to good food and a healthy lifestyle in general.</p><p>Changing your lifestyle in the long run is, therefore, the key to reducing abdominal fat and keeping it off. Fat loss is a normal side effect of having good habits and eating genuine food.</p><p>Avoid eating ultra-processed foods, high-fat foods, and sugary drinks.<br />“This helps limit the creation of abdominal fat by minimizing the meals that strongly contribute to the abdominal fat accumulation,” Dr. Cox explains. These meals add irritation, fat, cholesterol, and large calories that must be stored in the body, as well as further stimulating the allergic reaction in someone’s body.</p><p>Include apple cider vinegar in your diet.<br />Consuming apple cider vinegar has numerous health advantages, including blood sugar reduction. It includes acetic acid, which has been found in animal experiments to minimize belly fat accumulation.</p><p>In a 12-week controlled trial of obese men, individuals who consumed one tablespoon (15 ml) of apple cider vinegar daily dropped half an inch (1.4 cm) off their waists.</p><p>Taking 1-2 teaspoons (15-30 ml) of apple cider vinegar each day is generally safe and may result in less fat reduction. However, make sure to neutralize it with water since undiluted vinegar might destroy your tooth enamel.</p><p>Experiment with intermittent fasting.<br />Intermittent fasting has lately gained popularity as a weight loss strategy.</p><p>It is an eating habit that alternates between eating and fasting times. One popular strategy is to fast for 24 hours, maybe once or twice a week. Another is to fast for 16 hours every day and eat all of your meals within an eight-hour window.</p><p>People observed a 4-7% reduction in abdominal fat between 6-24 weeks in a review of research on dieting and alternate-day fasting. Some data suggests that dieting, and skipping meals in overall, could be less advantageous to females than it is for males.</p><p>Even though some modified intermittent fasting strategies appear to be superior alternatives, if you encounter any negative consequences, discontinue fasting immediately.</p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/when-it-comes-to-women-do-you-have-too-much-belly-fat-this-is-how-you-lose-it/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>10 Tips to protect your Erection.</title> <link>https://pcvpcln.info/10-tips-to-protect-your-erection</link> <comments>https://pcvpcln.info/10-tips-to-protect-your-erection#comments</comments> <pubDate>Mon, 17 Oct 2022 18:02:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=64</guid> <description><![CDATA[Erectile brokenness (ED) turns out to be more normal as men age. In any case, it isn’t really an ordinary piece of maturing. How might you keep away from ED? This is everything that specialists said to WebMD. Watch what you eat. An eating routine that is terrible for a man’s heart is likewise not [...]]]></description> <content:encoded><![CDATA[<p>Erectile brokenness (ED) turns out to be more normal as men age. In any case, it isn’t really an ordinary piece of maturing. How might you keep away from ED? This is everything that specialists said to WebMD.</p><p>Watch what you eat.<br />An eating routine that is terrible for a man’s heart is likewise not really great for their capacity to have erections.</p><p>Research has shown that the very eating designs that can make respiratory failures due confined blood stream in the coronary supply routes can likewise block blood stream to and inside the penis. The blood stream is required for the penis to become erect. Counts calories that incorporate not many products of the soil alongside bunches of greasy, broiled, and handled food sources can add to diminished blood flow all through the body.</p><p>Whatever is terrible for a man’s heart is likewise terrible for his penis, says Andrew McCullough, MD, academic administrator of clinical urology and overseer of the male sexual wellbeing program at New York College Langone Clinical Center.</p><p>Late examinations show that ED is moderately extraordinary among men who eat a conventional Mediterranean eating regimen, which incorporates natural products, vegetables, entire grains, heart-solid fats including nuts and olive oil, fish, and wine, especially red.</p><p>“The connection between the Mediterranean eating routine and further developed sexual capability has been logically settled,” says Irwin Goldstein, MD, overseer of sexual medication at Alvarado Emergency clinic in San Diego.</p><p>Keep a solid weight.<br />Being overweight can bring numerous medical conditions, including type 2 diabetes, which can cause nerve harm all through the body. Assuming the diabetes influences the nerves that supply the penis, ED can result.</p><p>Stay away from hypertension and elevated cholesterol.<br />Elevated cholesterol or hypertension can harm veins, including those that carry blood to the penis. In the end, this might prompt ED.</p><p>Ensure your primary care physician checks your cholesterol levels and circulatory strain. You could likewise need to check your pulse between specialist visits. A few stores and fire stations offer free screenings. Circulatory strain screens are additionally sold for home use.</p><p>Assuming that your cholesterol or circulatory strain is messed up, get it treated.</p><p>Circulatory strain medications can make it hard to get an erection. Yet, specialists say many instances of ED that get accused on these medications are really brought about by blood vessel harm coming about because of hypertension (likewise called hypertension).</p><p>Control pressure.<br />Mental pressure helps levels of the chemical adrenaline, which makes veins contract. That can be terrible information for an erection. Anything a man can do to ease strain and feel much improved sincerely is probably going to give their sexual coexistence a major lift.</p><p>Work-out routinely.<br />Solid proof connections a stationary way of life to erectile brokenness. Running, swimming, and different types of</p><p>Keep an eye out for any type of activity that comes down on the perineum, which is the region between the scrotum and rear-end. Both the veins and the nerves that supply the penis can be unfavorably impacted from exorbitant tension around here. Goldstein says bike riding, specifically, can cause ED.</p><p>An incidental short ride is probably not going to create problems. Yet, men who invest a ton of energy trekking ought to ensure their bicycle fits them appropriately, wear cushioned cycling jeans, and stand up regularly while accelerating.</p><p>“No-nose” bicycle seats safeguard against genital deadness and sexual brokenness, as indicated by the Public Establishment for Word related Wellbeing and Wellbeing.</p><p>Take a stab at doing Kegels.<br />Kegel practices include over and over contracting and loosening up the muscles in the pelvis. Kegels can be useful for people who have incontinence. These activities are great to attempt on the off chance that you have ED, as specific pelvic muscles assist with supporting an erection.</p><p>Monitor testosterone.<br />Indeed, even in sound men, testosterone levels frequently start falling pointedly around age 50. Consistently after age 40, a man’s testosterone level ordinarily falls around 1.3%.</p><p>Side effects like a low sex drive, grouchiness, absence of endurance, or instigating choices propose a lack of testosterone, as do dreary erections. Your primary care physician can keep an eye on that.</p><p>Stay away from anabolic steroids.<br />These medications, which are frequently mishandled by competitors and jocks, can shrivel the gonads and sap their capacity to make testosterone.</p><p>Assuming that you smoke, stop.<br />Smoking cigarettes can hurt veins and control blood stream to the penis. Also, nicotine makes veins contract, which can hamper blood stream to the penis.</p><p>Avoid dangerous sex.<br />In all honesty, a few instances of erectile brokenness come from penile wounds that happen during sex. Taking as much time as is needed and keeping away from specific positions can help. It could be awkward, however think about conversing with your PCP regarding what to do and, all the more critically, what not to do.</p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/10-tips-to-protect-your-erection/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Reasons The Study Of Organizational Behavior Is Imperative</title> <link>https://pcvpcln.info/4-reasons-the-study-of-organizational-behavior-is-imperative</link> <comments>https://pcvpcln.info/4-reasons-the-study-of-organizational-behavior-is-imperative#comments</comments> <pubDate>Wed, 14 Sep 2022 20:20:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Astronomy]]></category> <category><![CDATA[Biology]]></category> <category><![CDATA[College University]]></category> <category><![CDATA[Education]]></category> <category><![CDATA[Future Concepts]]></category> <category><![CDATA[Home Schooling]]></category> <category><![CDATA[Languages]]></category> <category><![CDATA[Nature]]></category> <category><![CDATA[Online Education]]></category> <category><![CDATA[Psychology]]></category> <category><![CDATA[Reference and Education]]></category> <category><![CDATA[Schools]]></category> <category><![CDATA[teaching]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=62</guid> <description><![CDATA[The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where [...]]]></description> <content:encoded><![CDATA[<p>The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where it’ll fit in the industry and it also decides the future of the company. It defines the vision, mission, and goals of the company and outlines a way in which the members of the company will interact with each other. Thus, every manager or entrepreneur should learn the core principles of Organizational Behavior for the success of the business. Here are a few more reasons that exemplify the significance of the study of organizational behavior:</p><p>1. It helps in understanding the mission of the enterprise<br />Every organization has its quintessence or its purpose of carrying out the intended operations. Organizational behavior aids the entrepreneurs in defining the task of the organization- what a company will do and how it’ll do it. It defines an infrastructure that will be followed by the company throughout its run. It also emphasizes on establishing a mission statement that the company wants to achieve through its operations. The mission is not only monetary but it speaks of the company’s culture and aims at bringing a change in the lives of the customers, stakeholders and all the people involved with the company. The mission statement tells everyone about the goals of the organization and can be used to gauge the effectiveness of its operations.</p><p>2. It aids in establishing clear expectations<br />The organizational behavior not only helps in establishing a mission, but it also helps the managers or entrepreneurs in setting expectations for the employees, stakeholders as well as the customers. It helps in formulating the chain of command performed by each employee and also decides the kinds of vendors and customers the company should expect.</p><p>3. It helps in better decision making<br />The organizational behavior paves way for uniformity in the company and its core values. The establishment of the uniform mission, actions and messages facilitate the managers to make better decisions that are fruitful for the company. Organizational Behavior entails an identity to the organization so the managers can make their decision aligning with the nature of operations of the organization.</p><p>4. It ensures that managers hire the right person<br />The employees are the main pillars of organizational behavior. The people that bring new ideas and passion to the organization are considered as the perfect employees for the organization. If the organizational behavior is clearly defined, the newly employed candidates can easily understand their duties and it also makes easy for the managers to hire the right people and communicate with them effectively.</p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/4-reasons-the-study-of-organizational-behavior-is-imperative/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Would You Benefit From Making Early Payments on Your Auto Loan?</title> <link>https://pcvpcln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan</link> <comments>https://pcvpcln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan#comments</comments> <pubDate>Wed, 14 Sep 2022 20:18:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=60</guid> <description><![CDATA[Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay [...]]]></description> <content:encoded><![CDATA[<p>Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay their auto loan earlier than their term or wish to get the loan refinanced. Understanding the effect of paying your loan early vis-à-vis making timely payments can help you in making a well-informed decision.</p><p>Pay Early or Pay on Time: The Auto Loan Question</p><p>· Are you interested in making Early Payments?</p><p>You know you are a financially adept individual when you think about paying your auto loan early rather than spending the money on frivolous things. The following pros and cons of prepayment will take you one step closer in making the right decision.</p><p>Pros: The reduction in the interest amount can help you save a great deal of money. Paying off your auto loan early gives you the financial freedom to use that money elsewhere. Secondly, if you are going to receive a large sum of money in the near future, it is wise to prepay your loan instead of spending it elsewhere. It will make your debt-free early and allow you to live a tension-free life.</p><p>Cons: Timely auto loan payments mean that you have planned your finances in an efficient way. If you repay your loan all at once, it may project that you are unable to manage your credit. Remember prepayment of your auto loan will not hurt your credit score, however, it will not improve the score either.</p><p>· Do you believe Timely Payments are a Good Choice in the Long Run?</p><p>Small payments made every month can surely have a positive impact on your credit rating. The following pros and cons will help you clarify the advantages and disadvantages of timely payments.</p><p>Pros: Timely payments made every month are certain to keep your credit score in check. Many a times people may forget to make the payments on time. However, automatic bank payments can help you to keep your payments regular. A shorter loan term with timely payments will help you in obtaining lower interest rates and an overall cheaper auto loan deal in the future.</p><p>Cons: An automatic timely payment means that you will have to maintain a certain balance in your bank account, which may temporarily block your finances. A certain amount of your income gets allocated to the monthly payment. Compared to a prepayment strategy, timely monthly payments carry less financial freedom.</p><p>Your Auto Loan Payment Schedule: What is Best for you?</p><p>Income is an important element that decides which option you should choose between paying your auto loan early and making timely payments. If your monthly payment is manageable and your income supports the loan, you should opt for timely payments. However, if your income source is unstable and you require a car on an immediate basis, you should opt to make a prepayment of your entire loan. On the basis of your financial situation and circumstances, make the wiser choice.</p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title> <link>https://pcvpcln.info/brainstorming-the-ideas-for-influencing-your-mobile-app-audience</link> <comments>https://pcvpcln.info/brainstorming-the-ideas-for-influencing-your-mobile-app-audience#comments</comments> <pubDate>Wed, 14 Sep 2022 20:15:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Streaming]]></category> <category><![CDATA[Banner Advertising]]></category> <category><![CDATA[Blogging]]></category> <category><![CDATA[Businesses Online]]></category> <category><![CDATA[E Books]]></category> <category><![CDATA[Ecommerce]]></category> <category><![CDATA[Forums]]></category> <category><![CDATA[Internet Marketing]]></category> <category><![CDATA[Link Popularity]]></category> <category><![CDATA[List Building]]></category> <category><![CDATA[Podcasting]]></category> <category><![CDATA[Publishing]]></category> <category><![CDATA[Search Engine Marketing]]></category> <category><![CDATA[SEO]]></category> <category><![CDATA[Site Promotion]]></category> <category><![CDATA[Social Media]]></category> <category><![CDATA[Social Networking]]></category> <category><![CDATA[Traffic Building]]></category> <category><![CDATA[Video Marketing]]></category> <category><![CDATA[Web Design]]></category> <category><![CDATA[Web Development]]></category> <category><![CDATA[Web Hosting]]></category> <guid isPermaLink="false">http://pcvpcln.info/?p=53</guid> <description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most [...]]]></description> <content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p><p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p><p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p><p>Step1. Finding Your App in Appstore</p><p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.</p><p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p><p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p><p>1. Users are informed, and they know what they are search</p><p>2. Users are exploring possibilities, have no precise information in mind.</p><p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p><p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p><p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p><p>Step 2. Installation</p><p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p><p>1. Keep the application file size small.</p><p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p><p>Step 3. Onboarding</p><p>After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p><p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p><p>Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p><p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p><p>Step 4. Purpose and UI<br />Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p><p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p><p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.</p><p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.</p><p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>]]></content:encoded> <wfw:commentRss>https://pcvpcln.info/brainstorming-the-ideas-for-influencing-your-mobile-app-audience/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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