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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>rzboums.info</title> <atom:link href="http://rzboums.info/feed" rel="self" type="application/rss+xml" /> <link>https://rzboums.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:44:14 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Pot Full of Money with Home Improvement Loans</title> <link>https://rzboums.info/pot-full-of-money-with-home-improvement-loans,html</link> <comments>https://rzboums.info/pot-full-of-money-with-home-improvement-loans,html#comments</comments> <pubDate>Fri, 07 Apr 2023 21:20:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://rzboums.info/?p=73</guid> <description><![CDATA[“A house is made of walls and beams; a home is built with love and dreams.”Now converting your home into your dream mansion is very easy. All you need is lots of love, little creativity and the required sum of money to finance your home improvement project. And if you are worried about how to [...]]]></description> <content:encoded><![CDATA[<p> “A house is made of walls and beams; a home is built with love and dreams.”Now converting your home into your dream mansion is very easy. All you need is lots of love, little creativity and the required sum of money to finance your home improvement project. And if you are worried about how to arrange for the finance, then one home improvement loan would do just fine.Home improvement loans are just about ideal to meet the various needs that a person faces while improving the look and feel of his home. The home improvement can be of varied nature. Probably you want to get something repaired, build an extension to your house, opt for some cosmetic changes or simply change the interior decoration of your home. There are different financial expenses involved in different kinds of home improvement. Plus, if you want to employ the expert advice of an interior decorator, that you be an additional cost.Lenders in UK have different plans available under the category of home improvement loans. Different plans are designed to suit the requirement of any kind of home improvement project. These loans are also made keeping into consideration the varied needs and financial background of different kinds of borrowers.You can get your home improvement loan [http://www.apply-4-loans.co.uk/home-improvement-loans.html] easily by searching online. This saves you the trouble of physical exertion and also gets you a good loan plan within minutes. Plus, you can compare loans and offers in order to find a suitable deal from among a wider range of options.There are both secured and unsecured home improvement loans. The basic difference is that in secured home improvement loans, you need to place a security with the lender, which is usually your home.But if you do not own a home, or do not want to risk it, you can always go for an unsecured loan. Although the rates are higher in this kind of loan when compared to secured loans, this is risk-free. Also, you can avail unsecured loan if you need to borrow only a small sum of money. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://rzboums.info/pot-full-of-money-with-home-improvement-loans,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Find Wall Art That Compliments the Room It Is in</title> <link>https://rzboums.info/how-to-find-wall-art-that-compliments-the-room-it-is-in,html</link> <comments>https://rzboums.info/how-to-find-wall-art-that-compliments-the-room-it-is-in,html#comments</comments> <pubDate>Wed, 05 Apr 2023 08:50:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://rzboums.info/?p=71</guid> <description><![CDATA[Above anything else in a room – art brings all the tangible components including furniture, fabrics and finishes together – but that is only where it begins. Art really contributes to the totality of a space, through creating atmosphere with enhancing the mood and personality of a room. Art presented together in such a way, [...]]]></description> <content:encoded><![CDATA[<p> Above anything else in a room – art brings all the tangible components including furniture, fabrics and finishes together – but that is only where it begins. Art really contributes to the totality of a space, through creating atmosphere with enhancing the mood and personality of a room. Art presented together in such a way, heightens your senses, making the room a more inviting and inspiring place for you to be in.For this cohesion to occur, the selection of art that best compliments a room comes about through a careful blending of discernment and paying close attention to your sensory responses to art.It is important to discover the mood of the space through reviewing its style. The idea here is that art needs to reflect and be in concert with the existing space… to be in harmony with the room style.It is best to start with thoughtfully observing the context and atmosphere the art will inhabit. Although there are numerous room styles, there are 4 that most will fall within. As a guideline these briefly include:1. Contemporary rooms that show soft lines and linear shapes in neutral tones that are complete with one overriding bold colour as the feature.2. Eclectic rooms present a variety of styles and moods through patterns, colours and textures that complement one another.3. Traditional rooms tend to be classic in style and timeless in appeal. Warm complementary colours and warm wood appeal together present a cozy and relaxing atmosphere.4. Romantic rooms present a more feminine expression with an emphasis on soft, sheer fabrics and light to pastel colours – subtle contrasts of between light and colour and other specialty textured design pieces are central to achieve this feeling and look.Once the room style has been deciphered, it is time to consider what your preferences are for art. Whether buying original art from a gallery, limited editions prints, reproductions or poster art – the decision of what art to buy is the same.For your residential space be sure to, above all, make it personal. You need to think about your preferences for art – what appeals to you – consider that whether you are sometimes glancing casually at your art, there will be days when you will want to study and stare at it – to that end, what is going to have staying power for you? Remember this art will be on your walls for an indefinite period of time so you will wish to exhibit art that has the potential to be pleasing and inspiring to you over the long term.Don’t be too methodical or overthink it, just try to become one with what you like about certain art, but try to keep it simple and somewhat spontaneous. If you are working with an art consultant or interior designer, they will draw this from you and that will help you to better understand yourself when it comes to choosing art.If working on your own, ask yourself: What really appeals to you in terms of colour and style including abstracts, post-modern or vintage art? Is there a particular subject that you connect to – landscapes, animals, seascapes or people? What about the medium used to create the art – acrylic, water colour, digital, photography or something more adventurous? Do you prefer large expressive pieces, or smaller, dainty images presented in relational groups? The options are truly endless and not limited to your imagination…Next, it is advisable to think about the money that you have to spend, as you can’t appreciate your art purchases if you spend beyond what you are comfortable with. Like anything, it is easy to become carried away with the beauty and breadth of art selections that are available to you. To that end, it is wise to have a working budget that will provide you with a general guideline for your spending. The art medium that you choose will often dictate what you can spend; however there are lovely and desirable pieces to be found with every medium, style and taste.Through being prepared and enlightened with all of the above, you should be well on your way to choosing art that will not only tie your space together… but it will make you feel that you belong to a place that is positively reflective of you. </p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/how-to-find-wall-art-that-compliments-the-room-it-is-in,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Affordable Health Insurance Makes Arrangement for Future Health Security</title> <link>https://rzboums.info/affordable-health-insurance-makes-arrangement-for-future-health-security,html</link> <comments>https://rzboums.info/affordable-health-insurance-makes-arrangement-for-future-health-security,html#comments</comments> <pubDate>Tue, 04 Apr 2023 22:36:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://rzboums.info/?p=69</guid> <description><![CDATA[Financial issues are the most crucial and the sensitive issues in life. Everyone wants to save money for which they think of alternatives. In an attempt to curtail the expenses in life, one should not ignore the health care requirements. If in life, a person falls ill or faces any severe health ailment, the medical [...]]]></description> <content:encoded><![CDATA[<p> Financial issues are the most crucial and the sensitive issues in life. Everyone wants to save money for which they think of alternatives. In an attempt to curtail the expenses in life, one should not ignore the health care requirements. If in life, a person falls ill or faces any severe health ailment, the medical bills poses as a challenge. Admission to a hospital and seeking treatment is not in everyone’s reach today. Any unforeseen event in life results in all savings getting vanished away in mere few days. In such cases the health cover acts as a weapon against uncertain monetary risk.People tend to ignore the beforehand preparation for any health risk. Most of them prefer to pay the hospital expenditure from their pocket. This is the result that they do not realize the relevance of a health cover. The medical treatment cost stands above as compared to the premium cost. An affordable health insurance provides financial security with the benefit of quality treatment.The innumerable cost effective plans are in the list that insurers offer. Paying for such plans is not difficult as they don’t have huge premium amount associated with them. It just requires a careful look at adjusting this premium amount in your budget. The reasonable plans look after the health needs of the insured. They provide coverage and are there to settle the medical expenses that may come upon unexpectedly. It is the insurer who settles the medical bills with the hospital.These reasonable plans easily finds place in the budget of all income level people. They eliminate the hassles in the path of quality health care services. The health cover provides the financial security that ventilates the monetary stress during the medical emergency. Any serious health ailment puts a question mark on the savings that a person has in store. An affordable health insurance is an answer to all such critical questions. It makes the quality medication accessible and affordable to all.The expansion of insurance sector has resulted in increasing the number of policies. It has lead to the wider choice for people. Today innumerable health plans are available in market. But to select a health cover for oneself it requires an extensive research. The readily available information makes the work simpler for all. The person can lay access to numerous health policies.Amidst the enormous health plans, one has to make the right selection. It is essential to select a plan that can meet most of your health needs. Various plans are at display that can cater the specific health risk. Thus the interested must analyze one’s own health preferences first. It is better to devote some time so as to acquire the most suitable plan than to regret later for having invested in the wrong plan. There have been cases where people have suffered the difficulties in getting claims. So it is advisable to delve into a thorough study.Considering the health needs of people the insurer have designed products of benefits. The reasonable health coverage plan aims at providing quality health care in cost effective rates. It safeguards the insured from the burden of medication expenses. Clearing the path, an affordable health insurance makes the best medical care accessible for all. The insured is simply required to pay the premium amount at the time policy issuance. The reasonable premium is easy to afford by all income groups.One must pick up the plan that can best serve your health requirements. In addition the premium cost should make comfortable space in your budget without disturbing it. The comparison is another important step in the process of selection. The individual must cross check the plans on the crucial parameters like exclusions, coverage limit and associated terms.The increasing cost of living has raised the medical cost as well. It thus becomes necessary to avail a health cover. It is the only and the best solution that resolves the problem of medical expenditure. A health cover is devised to offer financial coverage to the policy holder. It makes the insured feel protected against the medical contingencies. It protects the insured from the peril of the medical expenses. Hence it clears the path towards the quality treatment allowing the policy holder to avail the best health services.These plans take care of health needs at the crucial moment. The insured takes the benefit of visiting the doctor without worrying about the treatment charges. These plans have proved of great help to people. The unplanned expenditure that accompanies any unpredictable event in life brings a complex situation for many. People find it difficult to cope with the high medical cost. At times the treatment cost exceeds the budget frame of many. Seeking treatment is not as difficult as coping up the hospital charges. Such instances hamper the financial stability. It generates a threat on the hard earned money of people. Thus it is suggested to take a protective measure before any such situation comes in life. It would be justified to buy a health cover. The affordable health insurance assists the individual to settle the huge medical bills yet avail the quality treatment.While purchasing the plan a reputed insurer is a must watch feature. Only a trusted insurer like Apollo Munich can promise the delivery of benefits as and when required. Its easily affordable health insurance plan allows all to get insured as per their budget allowance. </p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/affordable-health-insurance-makes-arrangement-for-future-health-security,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Stock Options Screen</title> <link>https://rzboums.info/stock-options-screen,html</link> <comments>https://rzboums.info/stock-options-screen,html#comments</comments> <pubDate>Tue, 04 Apr 2023 19:08:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[yahoo finance stocks]]></category> <guid isPermaLink="false">http://rzboums.info/?p=66</guid> <description><![CDATA[All stock investors will agree that the one big problem that comes with science of investing in stocks is there is no universal method for great investments. This is because there are too many choices.Returns can be gained through value stocks, growth stocks, foreign issues, small caps and dividend payers. Learn the advantages and disadvantages [...]]]></description> <content:encoded><![CDATA[<p> All stock investors will agree that the one big problem that comes with science of investing in stocks is there is no universal method for great investments. This is because there are too many choices.Returns can be gained through value stocks, growth stocks, foreign issues, small caps and dividend payers. Learn the advantages and disadvantages of all these strategies as an intelligent investor and choose the one that fits your time.Now that you identified where to invest your money in, it is still not that easy make a beginning. One must know where to find stocks for buying.This is where the stock options screen becomes important. Stock options screen is a database that finds countless stocks and enables you to get the best. The use of this tool helps the investor to follow a criterion that one needs to understand before investing. The screen displays a list of numerous stocks according to the needs and demands made by the investor. The stock options screen replaces numerous worthy days of research with just a few clicks of the mouse. You position the parameter and the screen explains as to which stock is worth buying.There are several stock options screeners that one can buy. Stock investment pro and Power screeners are the best. All these cost money, so as a beginner it is best to stick to the website or other alternative such as free options provided by MAS money and yahoo finance.Stock options screen takes you beyond the figures and helps you to understand each business and how your investments will yield money and finance future growth.There are numerous free stock options screens that are available on various sites. The use of this will helps investors to narrow down investment possibilities for analyzing.These screeners are unable to select the winning stocks, they can only help to stay focused on your goals and excel as an investor. This is important for companies they get rid of and companies that they select too.Most of the screens possess similar characteristics. Some of the stock screens are simple to use while other are not. Besides being user friendly these screens must possess a full-bodied database that contains relative and absolute information of each company. It must also give you details about the sales figure.To conclude, a good stock screener will offer a noteworthy database consisting of presets and flexible parameters. </p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/stock-options-screen,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Simple Way to Manage Investments</title> <link>https://rzboums.info/a-simple-way-to-manage-investments,html</link> <comments>https://rzboums.info/a-simple-way-to-manage-investments,html#comments</comments> <pubDate>Wed, 22 Mar 2023 15:30:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Investing]]></category> <guid isPermaLink="false">http://rzboums.info/?p=64</guid> <description><![CDATA[One investment criterion important to many people, and perhaps to you, is: How easy are my investments to supervise? For example, does the investment require constant care, supervision, or expense, such as the complete or partial ownership of real estate property with its rental, repair, maintenance, taxation, and other management problems?Or does the investment require [...]]]></description> <content:encoded><![CDATA[<p> One investment criterion important to many people, and perhaps to you, is: How easy are my investments to supervise? For example, does the investment require constant care, supervision, or expense, such as the complete or partial ownership of real estate property with its rental, repair, maintenance, taxation, and other management problems?Or does the investment require none of your time, such as your contributions to a pension fund? Some people feel confident and enjoy the time and effort that may go into managing their investments. Others have neither the skill, time, nor patience to bother with their investments. There are investments that satisfy both groups, depending on personal objectives.The best method to manage all investments is the Investment Portfolio Evaluation Grid. It is a great chart to help organize your present portfolio, even if your investments right now are some money in a savings account, or an IRA or pension plan.Start by creating 7 columns and input the following: Date, Cost, Present Market Value, % Total Portfolio Market, Annual Return, Yield, and % Return on Market.Next, input all your investments on the left in rows: Savings Accounts, U.S. Savings Bonds, Treasury Securities, Certificate of Deposit, Bonds-Tax-Free, Common Shares-Dividends, Preferred Shares, Blue-Chip Shares, Real Estate, Second Mortgages & Trust Deeds, IRA & Keogh Accounts, Pension Plans, Insurance Annuities, Growth Stocks, Undeveloped Real Estate, Precious Metals, Stock Options, Commodity Contracts, Commercial Paper, Other, and Total Portfolio.Determine the percentage of the market value of your portfolio as a whole. Divide the present market value of the individual investment by the total present market value of your portfolio. Determine the percentage of what it costs you to make an investment. This is easy to figure with interest bearing investments. A $1,000 10% bond you paid $1,000 for has a 10% yield. On stocks or real estate, estimate yield by dividing the amount of increase in value and/or dividend by the amount you paid. For example, if you paid $100 for a stock and received a $5 cash dividend, the yield would be 5%. Determine the percentage of the return on your portfolio as a whole. Divide the annual dollar return on all investments by the total present market value of your portfolio.For each investment you now have, fill in all the information you can in the columns to the right. The last three columns (Annual Return, Yield, and % Return on Market), tell how your investments have performed for you, as well as their relative value within your portfolio. If you do not have exact numbers for everything, do not worry. At this point you are just seeking an overview of what you have. A big picture will start to form that indicates how your money is allocated. You can also see what types of investment vehicles serve your objectives.If you are like many people who are just starting to invest, your grid is heavily weighted toward protection of principle. You may not even be aware of some of the listed investments. Before you get into the characteristics of different investments, you will benefit greatly from having a reference point with which to evaluate the various investment opportunities. Consider all the personal factors in your financial picture, including the other people affected by the decisions you will make.Forecast as much as possible, where your current and potential income sources will take you 5-20 years from now. What standard of living is important to you now and in the future? Will you need to provide for children? Do you wish to retire early? Where do you want to allocate investment and other disposable income? To a house in the hills? In world travel? To building a business?These and dozens of other personal questions should get some serious thought at this point. Do not be rigid. Expect your priorities and goals to change. But better a mutable plan for the future than none at all. Allow yourself to dream and get excited about the possibilities. Though it is difficult, even dangerous, to generalize about what investment objectives are most important to different groups, the following information will give you broad guidelines to consider, if you are:a) Single, with low to average working income, with a savings-oriented temperament, seek investments that produce income but that also provides some long-term capital growth.b) Single, with an average to high working income, and/or an aggressive temperament, seek investments with strong total return (the sum of the current yield and the capital-gain yield), concentrating on long-term, and high-growth vehicles.c) Married, with no dependents earning an average to high income growth-oriented but aggressive, look at safe income-producing investments, such as bonds and money-market mutual funds.d) Married, with dependents, a low to average income and a conservative temperament, seek secure investments with long-term growth in both capital and income, perhaps blue-chip stocks.e) An older person, with income from Social Security and some savings, and a goal of more income while preserving current capital, seek a conservative income fund that pays dividends and has appreciation value, or a money-market fund with a satisfactory yield.Take a look at your new chart and you will see Percentage of Portfolio typically allocated to investments goals. You can use this as a guideline when considering how to allocate your investment money. However, at a younger age, safety and capital gain has greater weight. In later years the need for income and safety of principle tends to increase. </p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/a-simple-way-to-manage-investments,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Engineering Jobs – Mechanical Engineer</title> <link>https://rzboums.info/engineering-jobs-mechanical-engineer,html</link> <comments>https://rzboums.info/engineering-jobs-mechanical-engineer,html#comments</comments> <pubDate>Thu, 16 Mar 2023 15:29:47 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://rzboums.info/?p=61</guid> <description><![CDATA[The basic definition of the work an engineer is to apply the principles of science and mathematics to develop economical solutions to technical problems. Since the array of work possibly done by engineer is quiet large, engineers have to specialize in one of several fields. Mechanical engineers are specialized in the research, development, design, manufacturing, [...]]]></description> <content:encoded><![CDATA[<p>The basic definition of the work an engineer is to apply the principles of science and mathematics to develop economical solutions to technical problems. Since the array of work possibly done by engineer is quiet large, engineers have to specialize in one of several fields. Mechanical engineers are specialized in the research, development, design, manufacturing, and testing of electrical tools, engines, machines, and other mechanical devices. Mechanical engineers will work mainly on power-producing machines including electric generators, internal combustion engines, and steam and gas turbines. But they can also work on other power-using machines including refrigeration and air-conditioning equipment, machine tools, material handling systems, elevators and escalators, industrial production equipment, and robots used in manufacturing.</p><p>As a mechanical engineers, you can also be in charge of the design of tools which will be used by other engineers in their work. Among all the engineering specialization, mechanical engineering is one of the broadest engineering disciplines. Indeed mechanical engineers are not restrained to one particular position in companies or to any sector possibly working in production operations in manufacturing or agriculture, maintenance, or technical sales. Many mechanical engineers even work as administrators or managers.<br />How to become a mechanical engineer? For most entry-level engineering worker, you will be required to have obtained at least a bachelor’s degree in engineering. Those who graduate from college graduates in a physical science or mathematics may also qualify for some engineering jobs, especially in specialties in high demand. But most potential candidates must have graduate from faculties such as electrical, electronics, mechanical, or civil engineering. Studying mechanical engineering is quiet easy in the country counting over 360 colleges and universities offering bachelor’s degree programs in engineering which are even accredited by the Accreditation Board for Engineering and Technology (ABET), Inc., and 230 colleges, or so, offering also accredited programs in engineering technology.</p><p>In the U.S., the job prospects for mechanical engineers will be good with an overall rate of employment growing at an average rate through 2014. However many changes are expected to overhaul the sector with a massive decline of the employment of mechanical engineers in manufacturing industries. However civil engineering and jobs in high-growth technologies including biotechnology, materials science, and nanotechnology will likely compensate this decline for mechanical engineers.</p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/engineering-jobs-mechanical-engineer,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Get in the Game – NASCAR Mechanics</title> <link>https://rzboums.info/get-in-the-game-nascar-mechanics,html</link> <comments>https://rzboums.info/get-in-the-game-nascar-mechanics,html#comments</comments> <pubDate>Thu, 16 Mar 2023 15:29:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://rzboums.info/?p=59</guid> <description><![CDATA[If you’re into mechanics and cars, then perhaps this scenario appeals to you. Just picture this: as you stand at your station, you are patient despite the excitement that abounds. Screaming fans, loud engines, and brightly colored cars surround you. This is where you work. As your car pulls into the pit, you work like [...]]]></description> <content:encoded><![CDATA[<p>If you’re into mechanics and cars, then perhaps this scenario appeals to you. Just picture this: as you stand at your station, you are patient despite the excitement that abounds. Screaming fans, loud engines, and brightly colored cars surround you. This is where you work. As your car pulls into the pit, you work like a maniac to make sure your driver can get back out on that track. You may not change tires or gas up the car, but you ensure the proper working of the vehicle so that your team can win! After all, you are one of the best NASCAR mechanics.</p><p>Steer Your Way to a Mechanic Career</p><p>NASCAR mechanics have a variety of tasks in which they may specialize, including tires, brakes, and welding. And it’s best to attend mechanic schools to learn these skills. Just ask Lee Bob Cunningham. During the week he works as a mechanic on the Aaron’s Toyota Camry (#99) in the Busch Series, fielded by Michael Waltrip Racing, and at races, Cunningham shifts gears, changing rear tires in the pit. But Cunningham didn’t just walk off the street and into a job at NASCAR after he realized he wanted to work with cars. His decision, prompted him to decide on one of the mechanic schools, the NASCAR Technical Institute (Mooresville, NC), to provide him with training that would get him the job he desired.</p><p>“I’ve been a big NASCAR fan for as long as I can remember,” says Cunningham. When he heard that there was a school where he could learn to do what NASCAR mechanics do, Cunningham looked into it immediately. He needed to gas up his mechanic career in order to go far. After spending about a year and a half at the school, Cunningham was ready to look for work with teams seeking NASCAR mechanics. He had had training in many different concentrations, as each class lasts for three weeks. He learned basic automotive skills, along with fabricating, welding, and set-up. He then attended a training school that taught him to do a pit stop correctly.</p><p>Crossing the Finish Line</p><p>After attending one of the country’s mechanic schools, Cunningham began putting his resume out to everyone he could. “I tried out with a lot of teams,” he says. “You start to know a lot of people that way.” This kind of networking is extremely vital in securing a job as one of the NASCAR mechanics. In October 2005, Cunningham received an offer for a job as the eighth employee at Michael Waltrip Racing. “I wanted to learn just coming out of school,” he says. “It was a start-up and a small shop so I got to know people quickly and they got to know me. It was a good learning experience for me.”</p><p>Cunningham says that the most challenging part is the competition both on and off the racetrack. “The pit crew is pretty challenging because you are competing against some of the Cup guys and people who have been at it for 15 years,” he says. But with a certificate and training at an accredited institution, you’re sure to get great experience and train to become one of the great NASCAR mechanics.</p><p>Competition is also fierce among peers. “The probability of getting in [as one of the NASCAR mechanics] right away is pretty slim,” he says. “The teams usually call the school for the top five people and there were roughly 1,600 kids in my program.” But one shouldn’t allow that to get in the way of a dream. Cunningham didn’t. His advice to overcome this obstacle? “Never give up,” he says. He knows how hard it is to start out and not know anyone. However, “if you keep going back to the same places and ask for the same people, they get to know you.” By making yourself a known presence you’re sure to get somewhere, he says.</p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/get-in-the-game-nascar-mechanics,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is Your Mechanic Being Honest With You?</title> <link>https://rzboums.info/is-your-mechanic-being-honest-with-you,html</link> <comments>https://rzboums.info/is-your-mechanic-being-honest-with-you,html#comments</comments> <pubDate>Thu, 16 Mar 2023 15:28:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://rzboums.info/?p=57</guid> <description><![CDATA[Taking your car in for repairs can sometimes be likened to a visit to the dentist to have teeth pulled. You know it has to be done but are dreading the outcome. Unfortunately there are a few mechanics out there that use the situation to their advantage and the consumer is really playing into their [...]]]></description> <content:encoded><![CDATA[<p>Taking your car in for repairs can sometimes be likened to a visit to the dentist to have teeth pulled. You know it has to be done but are dreading the outcome. Unfortunately there are a few mechanics out there that use the situation to their advantage and the consumer is really playing into their hands as not everyone knows enough about their vehicle to know when they are being scammed.</p><p>I have seen this situation from both sides of the fence. First as a mechanic and a workshop owner and second as a consumer now relying on other people to do my work. A back injury forced me out of what I thought was a lifetime career as a mechanic and small business owner. I am glad however that I now have the opportunity to see things from both sides and offer people advice as to what to expect from their chosen auto repairer.</p><p>The first quality that you should look for in your mechanic is their willingness to communicate with you. Honest people are always willing to share information with you and if your mechanic simply brushes you off or will not explain what was done and why, then it’s time to look for another mechanic. Sometimes you will have no idea what the mechanic is talking about but that is no excuse for them not keep you informed on what is being done to your car.</p><p>So many times I heard horror stories from customers about dropping their car off for a minor service and coming back to pick it up and being presented with a huge bill. In these days of mobile phones and the like this simply isn’t good enough. A phone call is all it takes to explain why the extra work is needed and an arrangement can be made that suits your budget. If a mechanic goes ahead and does extra work without your consent then you also need to look for another mechanic.</p><p>Sticking to quoted prices, this is another grey area in auto repair. The mechanic can always say that they needed to replace more parts than they originally thought or that once they got things apart they had to repair another item. If this is the case then once again it comes down to communication. If your mechanic goes ahead and does this extra work without consulting you first be wary. If there is a possibility that the price will go over the quote ask them to consult you first and if they don’t go elsewhere next time.</p><p>As you can see communication plays a big part in keeping customers happy. I know from my experiences that if you are up-front and take the time to keep people informed that they will come back time and time again. In my opinion there is something shady about mechanics who simply take your car and keep you in the dark as to the progress of the repairs. So many times I see it happen and so many times the customer is the one that gets taken for a ride from these people. Many people don’t understand the modern motor vehicle and this fact is definitely not an excuse to take advantage of them and rip them off.</p><p>If you have found an honest mechanic, stick with them. If on the other hand you are not satisfied with the service you get from your current mechanic take the time to look around and get recommendations from family and friends. The best form of advertising is word of mouth and it works well when you are providing a good service at a fair price. Please also keep in mind that if your mechanic is reluctant to discuss the details of the repairs then you may be getting taken for a ride.</p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/is-your-mechanic-being-honest-with-you,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Engine Mechanics</title> <link>https://rzboums.info/small-engine-mechanics,html</link> <comments>https://rzboums.info/small-engine-mechanics,html#comments</comments> <pubDate>Thu, 16 Mar 2023 15:27:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://rzboums.info/?p=55</guid> <description><![CDATA[Specifics of the Job Small engine mechanics perform routine maintenance checks on equipment to reduce the number of breakdowns. During these performance checks, mechanics inspect brakes, electrical systems, spark plugs, carburetors, and fuel systems. Necessary repairs or replacements are made at this time. When malfunctioning machinery is brought into a shop, a mechanic must diagnose [...]]]></description> <content:encoded><![CDATA[<p>Specifics of the Job</p><p>Small engine mechanics perform routine maintenance checks on equipment to reduce the number of breakdowns. During these performance checks, mechanics inspect brakes, electrical systems, spark plugs, carburetors, and fuel systems. Necessary repairs or replacements are made at this time. When malfunctioning machinery is brought into a shop, a mechanic must diagnose the problem. Larger shops utilize computerized diagnostic tools to determine the trouble spot. Adjustments or repairs are then completed.</p><p>Small engine mechanics use a variety of tools. Hand tools, such as wrenches and screwdrivers are used often. Drills, grinders, and other power tools are utilized for customized repairs. They also use hoists for lifting heavy equipment and ammeters or voltmeters for locating faulty parts.</p><p>Motorcycle mechanics repair motorcycles, mopeds, motor scooters, dirt bikes, and all-terrain vehicles. Many specialize in one kind of equipment. Others work for dealerships repairing a certain make or model of motorcycles or equipment.</p><p>Motorboat mechanics are often referred to as marine equipment mechanics. They repair and maintain inboard or outboard engines for small or large motorboats. The engines on small boats can be removed and taken to a repair shop. Larger boats with inboard-outboard engines are taken by water to a repair location. Repairs are done at the dock.</p><p>Outdoor power equipment and other small engine mechanics service lawnmowers, chainsaws, edge trimmers, go-carts, snowmobiles, or snow blowers. This kind of work is very seasonal.</p><p>Necessary Qualifications</p><p>Most employers prefer candidates with formal training experience. However, very few vocational and trade schools offer programs in small engine mechanics. Therefore, the majority of small engine mechanics are trained on-the-job. Many employers send mechanics to programs offered through motorcycle or engine manufacturers.</p><p>Small engine mechanics should possess a basic knowledge of electronics. Mechanical aptitude is necessary. Communication skills are also needed when dealing with customers.</p><p>Earnings and Advancement</p><p>Some small engine mechanics gain enough experience and are promoted to shop supervisor or service manager. These individuals must demonstrate superior interpersonal and leadership skills.</p><p>Earnings fall between $7.00 and $21.00 an hour. Outdoor power equipment mechanics tend to earn less due to the seasonal nature of their businesses. Small engine mechanics who are employed by larger companies receive health benefits and paid vacation. Uniforms are often supplied, as well.</p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/small-engine-mechanics,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Advantages of Mechanical Investing</title> <link>https://rzboums.info/5-advantages-of-mechanical-investing,html</link> <comments>https://rzboums.info/5-advantages-of-mechanical-investing,html#comments</comments> <pubDate>Thu, 16 Mar 2023 15:27:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://rzboums.info/?p=53</guid> <description><![CDATA[Mechanical investing refers to following a discrete and objective set of rules to determine what stocks to buy, and in many cases when to sell them. Most mechanical strategies use a stock screen that uses one or more statistical measures to rank stocks. For example, the Magic Formula Investing strategy, outlined in The Little Book [...]]]></description> <content:encoded><![CDATA[<p>Mechanical investing refers to following a discrete and objective set of rules to determine what stocks to buy, and in many cases when to sell them. Most mechanical strategies use a stock screen that uses one or more statistical measures to rank stocks. For example, the Magic Formula Investing strategy, outlined in The Little Book that Beats the Market, ranks all stocks over 50 million in market cap by a combination of earnings yield and return on capital. Mechanical investors then buy stocks that are highly ranked based on these statistics. These mechanical strategies also usually provide for a set period of time at which followers then re-run the screen and re-balance their portfolios based on the new screen results.</p><p>Why is mechanical investing an attractive way to invest? Here are 5 main reasons:</p><p> Low cost (if implemented smartly) – Mechanical investing usually involves some turnover in your portfolio a few times a year, but this can be handled easily by individual investors. With commission fees very low at most online brokers, implementing these strategies is very low cost. Using a no-commission fee broker, it can be done with no fees whatsoever! Compare this to entrusting your money to an investment professional or buying a mutual fund. Advisers can take several hundred dollars a month in commissions, and mutual funds all come with some overhead, called the “expense ratio”. The money saved on these fees greatly improves long term investment returns.<br /> Historical Performance Means Something – Most mutual fund literature touts their 1, 3, 5, and 10 year returns as marketing for potential investment. The truth is, past performance of managed mutual funds means pretty much nothing. Legg Mason Value, run by famous manager Bill Miller, outperformed the S&P 500 for 15 years up until 2005. Since then, abysmal performance has sent the fund’s 10 year return below the benchmark. Fidelity Magellan, a star mutual fund when run by manager Peter Lynch, subsequently underperformed the S&P for over 15 years after he left. However, with a mechanical investing strategy, historical performance is more meaningful. It is not based on a “hot” stock picker, but on objective measures of valuation and efficiency. They are easy to backtest with historical data. There is never any guarantee that historical results will bear out again in the future. But the likelihood of 50 years or more of market behavior continuing into the future is pretty high.<br /> Several Mechanical Strategies Outperform the Market. – Following the above point, many mechanical strategies have been shown to vastly outperform an investment in the S&P 500 over long periods of time. Most of these are value oriented strategies such as buying low P/E stocks, buying high dividend yield stocks, low price-to-sales ratios, etc. A great book that lists long term returns of dozens of mechanical investing strategies is James O’Shaughnessy’s What Works on Wall Street.<br /> Requires Minimal Time Investment – Most of these strategies prescribe re-balancing the portfolio just a few times a year. In many cases, once a year suffices. Because of this infrequent buying and selling, and because stocks are selected directly from a screen, the time investment required is extremely low. No time is needed digging into SEC filings, listening to conference calls, glazing over balance sheets and cash flow statements, and so on. For that matter, no time requirement to learn how to do these things either! Beating the market while barely trying is a great argument for following a mechanical investing strategy.<br /> Removes the Emotion from Investing – This is the single greatest reason to follow a mechanical strategy. In the investing game, emotion is your worst enemy. It causes investors to buy when the market is high, and it causes them to sell when the market is low. Logically, this makes little sense, but fear and euphoria are powerful determinants of human behavior. Mechanical investing removes this from the equation. Cold, hard facts determine your investment choices. There is no risk of investing outside of your plan, hoping to catch lightening in a bottle, only to see your money disappear.</p><p>Mechanical investing has a lot of advantages. The two keys to being successful with it are to pick a good strategy and stick to it. With over 30% annual returns over a 17 year period, Joel Greenblatt’s Magic Formula is clearly a great strategy. Sticking to it through thick and thin, though difficult, should provide followers with similarly excellent returns in the future.</p>]]></content:encoded> <wfw:commentRss>https://rzboums.info/5-advantages-of-mechanical-investing,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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