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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>silkbms.info</title> <atom:link href="http://silkbms.info/feed" rel="self" type="application/rss+xml" /> <link>https://silkbms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 09:15:38 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Personal Finance Tips – How to Get a VA Loan If You Are a Veteran!</title> <link>https://silkbms.info/personal-finance-tips-how-to-get-a-va-loan-if-you-are-a-veteran,html</link> <comments>https://silkbms.info/personal-finance-tips-how-to-get-a-va-loan-if-you-are-a-veteran,html#comments</comments> <pubDate>Wed, 19 Apr 2023 16:38:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[ai photography]]></category> <category><![CDATA[digital photography]]></category> <category><![CDATA[ed sheeran photograph]]></category> <category><![CDATA[film photography]]></category> <category><![CDATA[landscape photography]]></category> <category><![CDATA[landscape photography tips]]></category> <category><![CDATA[landscape photography tutorial]]></category> <category><![CDATA[learn photography]]></category> <category><![CDATA[lyrics photograph]]></category> <category><![CDATA[outdoor photography]]></category> <category><![CDATA[photograph]]></category> <category><![CDATA[photograph lyrics]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[photography for beginners]]></category> <category><![CDATA[photography ideas]]></category> <category><![CDATA[photography lessons]]></category> <category><![CDATA[photography tips]]></category> <category><![CDATA[photography tutorial]]></category> <category><![CDATA[street photography]]></category> <category><![CDATA[street photography basics]]></category> <category><![CDATA[street photography tips]]></category> <category><![CDATA[travel photography]]></category> <guid isPermaLink="false">http://silkbms.info/?p=58</guid> <description><![CDATA[If you happen to be a person who is on active duty right now or are considered a qualified veteran you could have a valuable resource available to you in order for you to get a loan for a home. VA loans are for those who qualify to get a home loan from the Department [...]]]></description> <content:encoded><![CDATA[<p> If you happen to be a person who is on active duty right now or are considered a qualified veteran you could have a valuable resource available to you in order for you to get a loan for a home. VA loans are for those who qualify to get a home loan from the Department of Veterans Affairs. They are a department of the government that actually will keep your interests at heart when they are processing your loan. So it’s a good idea to research your VA loan possibility before you go looking for other lenders.You can do a self screening to see if you are a qualified veteran or if you are on active duty. However, if you are a veteran you need to have received an honorable discharge or you may not be considered eligible. So you should take whatever military identification that you have, down to your local Veteran’s Administration office to see if you are truly eligible before you get your hopes up.You will need some sort of proof that you serviced in the military. This would be your DD214, Military ID Card, Military Record and any awards you might have for proof that you served in the U.S. Military. Even though your local VA may already have any of these items you still should make sure that you have your own copies.You can also, if you wish, go to the website for the U.S. Department of Veterans Affairs if you would rather try to apply online. You will click on the “Veteran Services” option on the website where you will then click on “Home Loans”. Then you can click on the “Certificate of Eligibility Veteran Registration Instructions” this way you can register for the site. You will need to do this in order to be able to apply for a loan online.After you have done this you then go back and login. Go back to the “Veteran Services” and click on that, go to “Home Loans” and click on that. Once back to the options page for home loans you can then click on the “VA Loan Electronic Reporting Interface.” Once you are there you will need to follow all of the directions they require for you to apply for the loan.You will then need to go to your VA Office when the site directs you to. This is so that you can complete the entire loan processing. You will give the rep all of the paperwork that they are going to need like proof that your served, your real estate agent’s contact information (understand that you already need to have a house in mind so that if they need to ask questions your real estate agent can answer them for you) and any other information that they might require. It’s probably a very good idea for you to call them ahead of time to see exactly what they need from you to continue processing the loan.After that, you will just need to wait for your loan to be processed and while you are waiting make sure to continue to update your agent about how far along the process is. They need to know that it’s still in process so that they don’t think that you’ve decided to not go through with it. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://silkbms.info/personal-finance-tips-how-to-get-a-va-loan-if-you-are-a-veteran,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Portrait Photography Tips – Effects of Lighting</title> <link>https://silkbms.info/portrait-photography-tips-effects-of-lighting,html</link> <comments>https://silkbms.info/portrait-photography-tips-effects-of-lighting,html#comments</comments> <pubDate>Wed, 19 Apr 2023 12:48:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[ai photography]]></category> <category><![CDATA[digital photography]]></category> <category><![CDATA[ed sheeran photograph]]></category> <category><![CDATA[film photography]]></category> <category><![CDATA[landscape photography]]></category> <category><![CDATA[landscape photography tips]]></category> <category><![CDATA[landscape photography tutorial]]></category> <category><![CDATA[learn photography]]></category> <category><![CDATA[lyrics photograph]]></category> <category><![CDATA[outdoor photography]]></category> <category><![CDATA[photograph]]></category> <category><![CDATA[photograph lyrics]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[photography for beginners]]></category> <category><![CDATA[photography ideas]]></category> <category><![CDATA[photography lessons]]></category> <category><![CDATA[photography tips]]></category> <category><![CDATA[photography tutorial]]></category> <category><![CDATA[street photography]]></category> <category><![CDATA[street photography basics]]></category> <category><![CDATA[street photography tips]]></category> <category><![CDATA[travel photography]]></category> <guid isPermaLink="false">http://silkbms.info/?p=52</guid> <description><![CDATA[Whoever decided to put the flash of a camera facing directly forward was not a portrait photographer. The following portrait photography tips are meant to put some perspective on lighting.The Harshness of Direct FlashThe reason it is not a good idea to have a flash pointed directly at the subject in portrait photography is that [...]]]></description> <content:encoded><![CDATA[<p> Whoever decided to put the flash of a camera facing directly forward was not a portrait photographer. The following portrait photography tips are meant to put some perspective on lighting.The Harshness of Direct FlashThe reason it is not a good idea to have a flash pointed directly at the subject in portrait photography is that the intense burst of light tends to wash out any curvature or shadow in the face and makes the subject appear to be flatter than they are. This gives an unnatural look.If you are using a boot shaped flash, the mount should allow you to adjust the direction of the flash. Angle the flash upwards and bounce the light off of the ceiling. This will diffuse the light and result in a more natural and appealing looking portrait.If your flash direction is not adjustable, you may have to use a physical object to diffuse the light in the same way that a lampshade diffuses the light coming from a lamp. There are many mountable diffusers on the market. If you are at a get together and do not have a diffuser, a semi-transparent plastic cup can work in a pinch.Soft BoxIf you have time to prepare the area that you will be shooting the portrait in, you may want to bring along a standing light source such as a soft box. A soft box is simply a white box, often framed with wood with either thin muslin or rice paper stretched over it. There are quick collapsible ones on the market but they are pretty easy to make.This box acts as a diffuser for a permanent or flash/strobe light that can be moved to different positions in order to get rid of or accent shadows while still resulting in a more natural look.MobilityUnless you are shooting in a studio where you just have the subject sit and smile after the lighting has been preset, you will want to be able to move your light sources around. Many boot flashes offer remote capability so they can be removed from the camera and held to the side. This capability is great for shooting semi-candid portraits.When shooting outdoors, your light source may be the sun. Though they often require assistance, light reflectors work great for manipulating the lighting here and softening the harsh shadows that direct sunlight often creates. Again, there are many of these on the market; I actually use a collapsible light reflector that is intended for car windshields.I hope these portrait photography tips have helped explain the effects of direct lighting and how it can be easily manipulated for more natural looking results. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/portrait-photography-tips-effects-of-lighting,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Start Marketing Your Business</title> <link>https://silkbms.info/how-to-start-marketing-your-business,html</link> <comments>https://silkbms.info/how-to-start-marketing-your-business,html#comments</comments> <pubDate>Tue, 28 Mar 2023 17:41:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://silkbms.info/?p=50</guid> <description><![CDATA[To new business owners, starting a business is often its own reward. They are thrilled to be able to be their own bosses, and to successfully get a business up and running. Often they are happy just to keep the dream alive.But every business needs to grow. That doesn’t mean you have to reach out [...]]]></description> <content:encoded><![CDATA[<p> To new business owners, starting a business is often its own reward. They are thrilled to be able to be their own bosses, and to successfully get a business up and running. Often they are happy just to keep the dream alive.But every business needs to grow. That doesn’t mean you have to reach out to a larger market – it means working toward increasing your share of the one you are targeting. This will keep your business healthy enough to survive obstacles such as tough economic times.In order to keep moving forward, we need to market our businesses constantly. We need to dedicate a certain percentage of our resources to building our brand and reaching our target market. Here are some simple things you can do to help your business grow.Have a clear picture of your target market. Find out what types of people use the products and services you provide and respond to your business philosophies. If you’re not marketing to the right people, all will be lost.Research, research, research. Determine how to best reach your target market and what they expect out of your offerings. Study your competition carefully, and make note of what they’re doing right and wrong.Choose your marketing channels wisely.If your target market rarely reads, there’s no point in advertising in a magazine. Use what you’ve learned about them to find the best possible outlets for your message, and focus your marketing efforts there.Give your advertising a chance. Studies show that consumers require repeated exposure to a product before they will even consider buying. So don’t be surprised if one ad run doesn’t bring spectacular results. If you’ve done your homework and found a viable way to reach your market, run the ad at least two more times before you evaluate the results.Take advantage of free publicity. Sending out press releases and finding other ways to attract the media will give you high-quality exposure, and it won’t eat into your budget.Keep track of the effectiveness of your marketing efforts. If what you’re doing is working, you should be generating more revenue. Use some of that revenue to do more marketing. If it isn’t working, make adjustments and try again.Sometimes you’ll have to take a step back with your marketing plans. But that’s not a sign you’ve failed. It’s a sign that you’re a smart marketer. Sometimes the market changes, and it’s up to us to monitor those changes and adjust our marketing plans accordingly. No successful company markets the same way forever. By evolving with our target market, we can make our marketing work better. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/how-to-start-marketing-your-business,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Branding Is Important for Small Businesses</title> <link>https://silkbms.info/why-branding-is-important-for-small-businesses,html</link> <comments>https://silkbms.info/why-branding-is-important-for-small-businesses,html#comments</comments> <pubDate>Tue, 28 Mar 2023 15:59:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://silkbms.info/?p=48</guid> <description><![CDATA[Often small businesses fall into two traps around branding – that they can’t manage it because they are small and that it is primarily about products anyway. While branding does feature the products or services that a business offers, this is only a small part of it. And branding is something that can benefit businesses [...]]]></description> <content:encoded><![CDATA[<p> Often small businesses fall into two traps around branding – that they can’t manage it because they are small and that it is primarily about products anyway. While branding does feature the products or services that a business offers, this is only a small part of it. And branding is something that can benefit businesses of all sizes as well as being accessible to everyone. Here are a few reasons to seriously consider working on your company branding.What is Branding?Branding is about creating a unique identity for your business that means even when you sell the same products or services as someone else, you can stand out from the crowd and attract customer attention. Small business branding can often be seen as difficult to do as you can’t compete with the big company in terms of resources or manpower. And while this might be the case with resources, it doesn’t mean your branding can’t work for you just as well as theirs.People relate better to companies that have strong branding and an identity. They vote for which branding works for them with their shop visits, clicks or purchases. By having strong, cohesive branding, your company can be the one that they notice, feel a connection with and therefore purchase from. It can also create brand loyalty and those crucial returning customers.Recognition Leads to TrustOne thing studies have shown is that recognition of a brand builds trust and people are more likely to buy from a company if they feel they can trust them. Therefore, trust and reputation are key to business success and branding plays a big part in this.By having that strong, identifiable brand, even the smallest company can begin to build trust with customers. This leads to customer loyalty – 48% of customers say they are more likely to become loyal to the brand during their first experience or purchase with them.There are lots of ways to create that brand to build trust with everything from catchy slogans and memorable names to attractive and eye-catching colour schemes being used. But the most effective brands combine something of everything. They work on the principle that we retain only around one-tenth of the information that we see when we read something.But if you include visuals with that information, this rate of retention rises up to almost two thirds. Therefore, having that catchy slogan paired with great graphics, a clear colour palette, brand voice and other elements means you have a better chance of people remembering what you do. That’s why visuals are so popular on social media and almost three-quarters of marketers use them ahead of even video.Brand ReputationAs you attract attention for your brand and build trust, then you start to create a reputation, be it online or in the physical world. Reputation is crucial for business – it covers everything from customer interactions, product standard, feedback and even how you reward your customers.That strong, positive reputation can even convince people to buy. 91% of shoppers asked in one study said they were more likely to buy from a brand that they viewed as ‘authentic’ than one that they didn’t. So building that brand reputation can gain you customers in a big way.Using marketing teams to manage your reputation may seem like something that a small company cannot manage but this isn’t the case. By having external experts who take on tasks such as checking customer feedback, managing social media and creating the right content, you can quickly build and enhance your business reputation.Making SalesA strong brand increases the number of leads that you will generate and this, in turn, means making more sales. However, you need to maintain your reputation and standards when generating these leads or the work done by the brand can vanish. Response times, voice and even the actual content you use to handle leads all needs to be consistent with the brand.Following through on your promises also helps build that reputation. Have a clear customer process with times outlined so customers know what to expect and make sure you follow it – that way people are impressed with what you do and more likely to tell others.Business GrowthThat strong, cohesive brand is crucial for other areas of the business growth. Staff morale, for example, can be a problem. If staff are demotivated, don’t know what the company stands for or feel unimportant, then this can lead to bad customer service. This damages the brand.So by having a clear brand that employees can get behind, you can offer a better service to your customers. Staff feel proud to talk about what the company does or the services that it offers. And they learn to talk with the brand’s voice, ensuring all of their communications with customers offers consistency. This makes the company seem more friendly and approachable and this is another reason that customers become loyal to the brand.Branding also stands out to potential investors in the business. According to a study by Reuters, some 82% of investors said that the strength of a company’s brand and name recognition were important factors in a decision to get involved with a business.<br />What this shows is that from all aspects of the business, branding is crucial. You need to have a presence that is recognisable from your social media profiles and website through to your physical store if you have one. The brand rules how you talk to customers and ensures staff can believe in it.There are lots of ways that branding can help with business growth and success. This means that having a strong brand and optimised strategy to use it is vital to the long-term success and profitability of your company. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/why-branding-is-important-for-small-businesses,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips for Recruiting and Training Pharmaceutical Representatives</title> <link>https://silkbms.info/tips-for-recruiting-and-training-pharmaceutical-representatives,html</link> <comments>https://silkbms.info/tips-for-recruiting-and-training-pharmaceutical-representatives,html#comments</comments> <pubDate>Wed, 22 Mar 2023 03:50:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Education and Training]]></category> <guid isPermaLink="false">http://silkbms.info/?p=46</guid> <description><![CDATA[Is Biopharma Missing the Mark on Recruiting and Training Sales Representatives?In 2011 81% of physicians surveyed said they wanted Higher Quality Sales Representatives. Higher Quality means sales representatives who were better educated and trained, more experienced and consultative and competent when discussing clinical studies. This issue will focus on two things you can do to [...]]]></description> <content:encoded><![CDATA[<p> Is Biopharma Missing the Mark on Recruiting and Training Sales Representatives?In 2011 81% of physicians surveyed said they wanted Higher Quality Sales Representatives. Higher Quality means sales representatives who were better educated and trained, more experienced and consultative and competent when discussing clinical studies. This issue will focus on two things you can do to improve the perception doctors have of pharmaceutical and medical sales representatives, Recruiting and Training.Recruiting<br />Over the past decade biopharma has been focused on recruitment of new sales representatives with the objective of winning the “share of voice” or “arms” race. Many people believe we have sacrificed quality for quantity. Years ago we used to hire nurses, pharmacists and nutritionists as sales representatives who had extensive clinical backgrounds.Now that the “Arms” race is over, it is time to begin to hire representatives with more clinical expertise. There are a lot of reps with prior pharma experience to choose from now so make sure you determine during the interview if the candidate possesses a knowledge of understanding and presenting clinical data and discussing evidence based medicine.A good way to do this is to ask the candidate to speak extensively on their previous product and look for depth of disease state knowledge. Determine if they understand treatments other than their own and if they can discuss clinical data.Training<br />While the biopharma industry is known for rigorous training, our current methods are lacking. Physicians are willing and eager to see representatives who provide value by expanding their focus beyond product to include disease state knowledge and clinical research.It can be as simple as understanding clinical problems your products can solve and discovering which problems the doctor is experiencing. The percent of doctors wanting more discussion of clinical studies has risen from 80% in 2005 to 89% in 2011.This leads us to believe that the industry has not improved on this measurement, rather we are getting worse. I suggest a return to the basics of presenting clinical studies the way they are set up in the study abstract. Each study abstract is organized according to the SOAP communication format.Biopharma may be missing the mark on recruiting and training sales representatives who are competent at discussing clinical studies and evidenced based medicine, but this can be reversed by improving the way we recruit and train new sales professionals we hire into this industry. It is up to us to give doctors what they want and need in industry representatives. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/tips-for-recruiting-and-training-pharmaceutical-representatives,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Education and the Unemployment Rate</title> <link>https://silkbms.info/education-and-the-unemployment-rate,html</link> <comments>https://silkbms.info/education-and-the-unemployment-rate,html#comments</comments> <pubDate>Tue, 21 Mar 2023 21:48:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Education and Training]]></category> <guid isPermaLink="false">http://silkbms.info/?p=43</guid> <description><![CDATA[I read a couple of interesting statistics the other day in an article about the widening talent shortage among many American companies. The first was a citing about a study done by ManpowerGroup, a Milwaukee-based workforce consultant, showing that 52 % of employers can’t recruit skilled workers for their open positions. The other stat, this [...]]]></description> <content:encoded><![CDATA[<p> I read a couple of interesting statistics the other day in an article about the widening talent shortage among many American companies. The first was a citing about a study done by ManpowerGroup, a Milwaukee-based workforce consultant, showing that 52 % of employers can’t recruit skilled workers for their open positions. The other stat, this time by the Bureau of Labor Statistics, showed that of the 9.2% of American currently unemployed, 78% have only a high school education or less.These numbers are surprising and they tell me a couple of things worth noting regarding our stubbornly high unemployment rate. One is that the rate might not be so high if Americans would get educated and trained in areas of shortage and need. The other is that thinking you are going to get ahead in the 21st century with just a high school education is not preparation for the future.The public and their proxy the media love to play the blame game for the high unemployment rate. It’s the Democrats fault or the Republicans fault. It’s greedy Wall Street or lazy Europeans and so on and so on. Instead of finding fault, perhaps we need to hold up a mirror and look into it. We could lower the unemployment rate and all of the misery associated with it significantly if we would further our education in strategic ways. Education is one of the best ways out of this mess.I rarely hear or read the mainstream media report about this lurking education gap as being a contributor to the unemployment rate and I pay attention to a lot of news. Why do you think that is? Why is the national anchorperson hesitant to say that too many of the unemployed are lacking in the right kinds of education? Perhaps there is a concern that to say so might be perceived as elitist or that someone’s feelings may be hurt. There is an elephant in the unemployment room that is being ignored and not fully discussed. And we as a country do ourselves no favors to avoid it.We should address this issue head on. If we could be delivered news we could really use such as where the human resource shortages are and what is involved in preparing to fill them we could be much better informed. Let’s hear more reports about the skills deficit for a change instead of this constant obsession about budget deficits. Let’s agree that without a vigorous push for high quality education at all levels, then our chances of competing in the world marketplace are greatly diminished.School districts and universities need to be more engaged in this conversation as well. Of course their mission is to provide a broad range of learning opportunities to the greatest number of people. But by not identifying and shifting resources to address critical shortage areas of the economy they are denying our workforce significant solutions needed now. Academic advisors and counselors need to work more aggressively aligning emerging talent with areas of employment need.And let’s try harder to see education as the benefit that it is. There is too much of an attitude that views education more as a cost than as an investment. Education can provide individuals with practical skills, a critical thinking ability, and confidence to succeed. It’s among the best self-help techniques society can do for itself.We can do more to reduce unemployment than to just wait for banks, corporations, or government to release more money. We can be smarter about creating a congruence between hiring gaps and workforce development. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/education-and-the-unemployment-rate,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips to Obtain Small Business Loans</title> <link>https://silkbms.info/tips-to-obtain-small-business-loans,html</link> <comments>https://silkbms.info/tips-to-obtain-small-business-loans,html#comments</comments> <pubDate>Sun, 05 Feb 2023 19:18:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://silkbms.info/?p=40</guid> <description><![CDATA[If you are interested in starting a small business, then you have to know about small business loans. There are many different ways to get funding for your new enterprise, as well as many different kinds of loans. Finding the one that is best for your enterprise can be a daunting task, but with the [...]]]></description> <content:encoded><![CDATA[<p> If you are interested in starting a small business, then you have to know about small business loans. There are many different ways to get funding for your new enterprise, as well as many different kinds of loans. Finding the one that is best for your enterprise can be a daunting task, but with the right information, it is not impossible.Most banks do not want to loan money to someone who is starting a new enterprise. When trying to get a loan for a small business, collateral will probably be needed for the bank to approve the loan. Things such as cars, houses, land, or other hard assets will usually work for collateral. The bank will probably want to have an asset-backed borrowing transaction with business owners, rather than loaning money to a business based on inventory or other such methods.Having a co-signer is also an option for getting a loan from the bank, but make sure you trust the co-signer before trying this method. There is also another place that a loan can be borrowed from, which is the Small Business Administration.This is a government agency that invests in new, small businesses. In many cases, if a loan is borrowed from the SBA, then the SBA will pay back 90% of the loan if you default on it. Another place to try for a loan is through commercial finance companies or venture capitalists.When applying for small business loans, there are certain procedures that must be followed to increase the business owners’ chances of actually getting a loan. Every place you approach with the hope that they will finance your new enterprise will look at your financial projections, credit history and your character.If there is a personality conflict between you and the lender, then you probably will not get the loan. However, it is a good idea to try several different places until you find someone who gets along with you, so that you can get a small business loan.There are also little quirky things that can be done to make a better impression on loan officers. Dressing professionally, keeping a professional manner, and calling ahead of time for an appointment are usually necessary to get loans for small businesses.There are some other things that might increase your chances of getting a loan as well, such as being able to answer any questions about your business plan. Being over prepared is better than being under prepared.Hopefully, you now have a little more information about small business loans and how to get one. If you are trying to open a new business, then look at all the information out there and maybe consider talking to a loan officer about your business plan before applying for a loan. He or she can give you some sound business advice. </p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/tips-to-obtain-small-business-loans,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An Inside Look at the Importance of a Smile in Sales</title> <link>https://silkbms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html</link> <comments>https://silkbms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:26:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Streaming]]></category> <category><![CDATA[Banner Advertising]]></category> <category><![CDATA[Blogging]]></category> <category><![CDATA[Businesses Online]]></category> <category><![CDATA[E Books]]></category> <category><![CDATA[Ecommerce]]></category> <category><![CDATA[Forums]]></category> <category><![CDATA[Internet Marketing]]></category> <category><![CDATA[Link Popularity]]></category> <category><![CDATA[List Building]]></category> <category><![CDATA[Podcasting]]></category> <category><![CDATA[Publishing]]></category> <category><![CDATA[Search Engine Marketing]]></category> <category><![CDATA[SEO]]></category> <category><![CDATA[Site Promotion]]></category> <category><![CDATA[Social Media]]></category> <category><![CDATA[Social Networking]]></category> <category><![CDATA[Traffic Building]]></category> <category><![CDATA[Video Marketing]]></category> <category><![CDATA[Web Design]]></category> <category><![CDATA[Web Development]]></category> <category><![CDATA[Web Hosting]]></category> <guid isPermaLink="false">http://silkbms.info/?p=32</guid> <description><![CDATA[If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in [...]]]></description> <content:encoded><![CDATA[<p>If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).</p><p>Smile: Your Sale Depends on It!</p><p>Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:</p><p>• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!</p><p>• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.</p><p>• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.</p><p>But What If You Don’t Like Your Smile?</p><p>If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!</p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Best Job In The World?</title> <link>https://silkbms.info/the-best-job-in-the-world,html</link> <comments>https://silkbms.info/the-best-job-in-the-world,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:25:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://silkbms.info/?p=30</guid> <description><![CDATA[1999 was probably the worst year of my professional life. Unsatisfying office jobs followed by long periods of unemployment and claiming benefits. I’d also missed out on an opportunity to train as a Microsoft certified programmer because I was unable to find a placement. The dream of making my way into the world of employment [...]]]></description> <content:encoded><![CDATA[<p>1999 was probably the worst year of my professional life. Unsatisfying office jobs followed by long periods of unemployment and claiming benefits. I’d also missed out on an opportunity to train as a Microsoft certified programmer because I was unable to find a placement. The dream of making my way into the world of employment had turned into an absolute nightmare, at times I felt like a total failure.</p><p>Towards the end of 1999 an opportunity arose for me to work in a casino. I’d always loved card games after seeing the glitz and glamour of casinos in James Bond movies. Dissatisfied with life in Northern Ireland, at the age of just 20, I packed a couple of suitcases and ended up going to the Isle of Man to train as a croupier (casino dealer) in January 2000. 18 months later I was working on my first cruise ship, and 18 months after that I was boarding the QE2 (the most famous ship of them all) to do a world cruise.</p><p>For a young man from a housing estate in Antrim, Northern Ireland this was beyond even my wildest dreams. On a ferry from Belfast to Liverpool in 1997, I’d once seen a pontoon table and croupier and dreamt what it may be to work as a casino dealer on the high seas.</p><p>Everything aboard the QE2 was as you would expect, starting with Captain Ron Warwick, who looked exactly what the captain of the QE2 should look like (Google the name if you don’t believe me). Passenger facing crew were immaculate in their appearance. I could probably have shaved with the crease on my pressed tuxedo shirts, and on a number of occassions when I had been sunburnt in port, I could feel the creases cutting into my tender skin as I dealt the cards that evening in the casino.</p><p>The great thing for croupiers on cruise ships is that they only work when the ship is in international waters, in port, the casino must close, and casino staff are free to do pretty much whatever they want. Casino staff have a cabin steward who cleans their cabin and takes away their dirty laundry and brings it back fresh each day. We did a 103 day world cruise which included stops in places like Hong Kong, Sydney, Cape Town, Hawaii, Mauritius, Nagasaki, Tahiti and Singapore to name a few. I managed to do some amazing excursions like diving in the great barrier reef, quad biking in the Namibian desert, and dining in all sorts of fine restaurants, trying delicacies like Springbok, Kangaroo, Crocodile and Kobe beef. We made stops in 5 continents, crossed the equator and even experienced living a Tuesday in consequetive days when we crossed the world timeline. Imagine that, you go to bed on Tuesday night, wake up the following morning and its Tuesday again, but this was far from groundhog day.</p><p>The role in the casino was not about taking passengers’ money like in a land-based casino, it was about providing them with fun and entertainment. The passengers were friendly and pleasant, many of them being extremely successful people (I understand the lowest cabin cost for a world cruise on the QE2 was about $50,000 in 2003). A lot of the passengers had never played in a casino and were fascinated to learn and experience the one onboard. Just getting to know some of these people was an experience in itself, and a large part of the role in the casino was simply to entertain them whilst they were in the casino.</p><p>There were also celebrity passengers. We would finish work and go to the crew/members bar where we would have guest entertainers like the late Des O’Connor and the magician, the late Paul Daniels down to have a drink. God bless them both.</p><p>Was my job the best job in the world? Maybe not for everyone, but it was beyond even my wildest dreams and the 6 month experience, as well as the amazing people I met will be something I treasure forever. I was very lucky to have lived this experience and will always be incredibly grateful for it.</p><p>Many years have passed since then and I’ve always missed the buzz of casinos which is how Fun 21 Casino Hire was created in 2021. My celebrities now are anyone who hires the No Money Fun Casino that I provide for parties and celebrations, and I aim to give the same experience that you would expect onboard the QE2.</p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/the-best-job-in-the-world,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Avoiding a bad home in advance</title> <link>https://silkbms.info/avoiding-a-bad-home-in-advance,html</link> <comments>https://silkbms.info/avoiding-a-bad-home-in-advance,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:24:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://silkbms.info/?p=28</guid> <description><![CDATA[Avoiding a bad home in advance. Have you ever had a client who was a buyer “in today’s market” make an offer, get the offer accepted, only to back out after a bad home inspection? Well.. in order to limit this there are some things you as a Realtor can look for while showing the [...]]]></description> <content:encoded><![CDATA[<p>Avoiding a bad home in advance.</p><p>Have you ever had a client who was a buyer “in today’s market” make an offer, get the offer accepted, only to back out after a bad home inspection? Well.. in order to limit this there are some things you as a Realtor can look for while showing the home to your client that are definitely red flags, and at least could be brought up so the client isn’t surprised by a bad report. As a home Inspector and owner of SafeHome Home Inspections (www.safetulsa.com) the easiest thing to look at for somebody who is not trained is a bad electric panel.</p><p>A “Bad” electric panel in the eyes of any home inspector means “unsafe” or less safe than other panels. It has been determined by studies, lawsuits, etc that these panels are not desirable.</p><p>Here is a list of bad panels that are very common in the Tulsa area. These panels are likely present in your local market as well, and every or nearly every home inspector will call them out in the report as in need of further evaluation for replacement: Zinsco, FPE (Federal Pacific Electric) Stab-lok, Challenger. These are the most common “bad” panels that I run into here in Tulsa.</p><p>You don’t need to do very much work to identify these panels, oftentimes they are labeled somewhere in plain sight. A word of caution though, the access door is fairly easy to open most of the time but you should never open the deadpan front cover, It’s dangerous and would require tools anyway and you might as well leave something for the inspector to do .</p><p>I could go into detail about why these electric panels are dangerous and the different studies that have been done about them over the years but why bore you with that? If you want more information you can do a quick google search on any of these brands or look up one of the main studies by Mechanical and Materials engineer Dr. Jesse Aronstein titled “Hazardous FPE circuit breakers and panels: Information for Homeowners, Inspectors, and Electricians”</p><p>While you may not have to avoid a home like this completely, letting the buyer know in advance will at least prepare them so there isn’t a shock on the report, and who knows, maybe a seller will still be willing to change out the panel “in today’s market”. If so, that’s a major win for the customer and a great value to your client.</p>]]></content:encoded> <wfw:commentRss>https://silkbms.info/avoiding-a-bad-home-in-advance,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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