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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>tzkxjms.info</title> <atom:link href="http://tzkxjms.info/feed" rel="self" type="application/rss+xml" /> <link>https://tzkxjms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 10:05:28 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Why Using Professional Video Editing Services Is Good for Your Business</title> <link>https://tzkxjms.info/why-using-professional-video-editing-services-is-good-for-your-business,html</link> <comments>https://tzkxjms.info/why-using-professional-video-editing-services-is-good-for-your-business,html#comments</comments> <pubDate>Thu, 20 Apr 2023 19:12:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cinematic video]]></category> <category><![CDATA[facebook video]]></category> <category><![CDATA[funny video]]></category> <category><![CDATA[graphs]]></category> <category><![CDATA[how to get video clients]]></category> <category><![CDATA[life as a video editor]]></category> <category><![CDATA[lucu video]]></category> <category><![CDATA[paid video jobs]]></category> <category><![CDATA[proposal video]]></category> <category><![CDATA[travel video]]></category> <category><![CDATA[travel video tips]]></category> <category><![CDATA[video]]></category> <category><![CDATA[video editing job]]></category> <category><![CDATA[video editing jobs]]></category> <category><![CDATA[video editor]]></category> <category><![CDATA[video editor life]]></category> <category><![CDATA[video lighting]]></category> <category><![CDATA[video maker]]></category> <category><![CDATA[video production]]></category> <category><![CDATA[video skills]]></category> <category><![CDATA[video tips]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=50</guid> <description><![CDATA[Business owners nowadays are relying on video for promoting their products in the market. In fact, using videos has become the most effective business strategy. Well, making videos seems more like taking a walk in the park. You can make a video of your product without any hassles. Even digital cameras will help you make [...]]]></description> <content:encoded><![CDATA[<p> Business owners nowadays are relying on video for promoting their products in the market. In fact, using videos has become the most effective business strategy. Well, making videos seems more like taking a walk in the park. You can make a video of your product without any hassles. Even digital cameras will help you make a quality video you’re looking forward to.But editing the video can be a cumbersome task. Don’t fret! Hiring a professional company serving people like you with premium quality video editing services will be the smartest move you can make.Why should you use video editing services for your business?In this competitive edge, it’s imperative for any business to create the right global presence. Doing so will help them maintain a solid position in the market among its competitors. And if you have a brand for which you need to raise awareness among consumers, a video is that crucial entity that can allow you to build up your brand image. Not only that, it’ll create a lasting, positive impact on the viewers.Is video the best as well as an artistic way of describing information with effectiveness?Yes indeed! A video is something that will show the right path to your target audience to understand the information quickly and effectively. That’s the reason why using these services have become so popular. Using these services will benefit your business as they help one create compelling videos not only for online marketing but the growth of the company.Hiring a professional company for video editing services will be the most feasible decision you’ll make. Their skilled experts with the necessary knowledge and experience will edit your video with respect to personal events, the process of production, business presentation, or any other vital purpose.Editing of a video is a process which is carried out meticulously that it catches the attention of target audience while elevating the client’s brand image. A pro will always emphasize on providing premium quality services for editing video at affordable prices so that they can produce positive results in terms of clicks, online views etc.Moreover, a professional video editing service provider will carry out the pro with well-equipped production as well as editing studio loaded with up-to-date tools used for editing and software as well.Video editing is a smooth process, in which a professional company will make necessary edits to the unwanted parts from video footage shot at random and place useful shots. Doing so lets them bring out a clear meaning. They deliver highest quality video editing services for producing a video that you’ll take pride in playing time and again. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/why-using-professional-video-editing-services-is-good-for-your-business,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Various SEO Techniques Followed by Search Engine Optimization Firms</title> <link>https://tzkxjms.info/various-seo-techniques-followed-by-search-engine-optimization-firms,html</link> <comments>https://tzkxjms.info/various-seo-techniques-followed-by-search-engine-optimization-firms,html#comments</comments> <pubDate>Thu, 30 Mar 2023 12:45:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=48</guid> <description><![CDATA[SEO marketing is the most popular form of internet marketing amongst new media firms worldwide. With the popularity of Search Engine Optimization outsourcing worldwide, many Digital Media firms and small and medium businesses are shifting work to SEO Companies in India.There are many expert SEO firms in India when it comes to SEO outsourcing services. [...]]]></description> <content:encoded><![CDATA[<p> SEO marketing is the most popular form of internet marketing amongst new media firms worldwide. With the popularity of Search Engine Optimization outsourcing worldwide, many Digital Media firms and small and medium businesses are shifting work to SEO Companies in India.There are many expert SEO firms in India when it comes to SEO outsourcing services. Some SEO Companies strictly use White Hat tactics to optimize its client’s website in order to achieve higher rankings. Some SEO firms use Black Hat techniques to gain quicker results. But such techniques run the risk of having the sites banned from search engines forever. In general few SEO Marketing firms in India provide comprehensive SEO services to its client’s right from Review and Analysis of an existing website to optimizing its on-page and off-page components.Various SEO techniques followed by SEO firms in India are as follows:Initial Analysis – This is the first technique in any SEO service package that SEO companies take while evaluating an SEO opportunity. This process involves the analysis of the website and main competitors, resulting in the formulation of an SEO action plan which sets the strategy for the search engine optimization campaign.Keywords Research – It is one of the most important technique at initial stage. Keywords are one of the most important factors in assigning ranks to a website. Adequate effort is directed towards identifying the best set of keywords which drive maximum traffic to the website.Optimizing Pages – It is one of the other technique in optimization. Creation of new content or modification of the same around the selected keywords with equal emphasis on readability and conversion rates. The expert SEO team at SEO firms ensures that the web pages are optimized with regard to the theme of the website.Meta Tag Code Optimization – The Meta tags of the site are considered important by the search engines. Optimized Meta tags have positive effects on the ranking potential of website. The expert SEO teams at SEO companies analyze and optimize the Meta keyword, description and title of the websites.Manual Directory Submissions – The SEO specialists manually submit websites to all major search engines & directories such as Google, MSN, Yahoo!, DMOZ and others. These directory listing ensure that the indexing of the sites is faster and surer. It is also ensured that the site description and category are very appropriate and fitting. SEO firms in India provide Manual Directory submission services at a fraction of the cost than that charged by International SEO firms.Building Link Popularity – Link popularity continues to favor high amongst search engines. Link popularity is essential for achieving a good Page Rank (PR) and also in boosting a website’s search engine positioning. Link building is a tedious and time consuming Search Engine Optimization related activity and can be easily outsourced to low cost outsourcing destinations like India where professional SEO companies take full responsibility of delivering their clients Search Engine Marketing requirements. Expert SEO firms continuously develop newer techniques of maximizing quality links, e.g. article submissions and press releases.SEO Marketing Companies use a holistic approach towards SEO to ensure top rankings on major search engines. </p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/various-seo-techniques-followed-by-search-engine-optimization-firms,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Using 40% of Your Software?</title> <link>https://tzkxjms.info/using-40-of-your-software,html</link> <comments>https://tzkxjms.info/using-40-of-your-software,html#comments</comments> <pubDate>Wed, 29 Mar 2023 18:10:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=46</guid> <description><![CDATA[No one ever buys anything with the intent of using a small percentage of the product. Generally, when one makes a major purchase there is a good amount of research involved and desired features are scrutinized for efficiency and effectiveness. There may be yes/no checklists involved, various conversations with the vendor and many product demonstrations. [...]]]></description> <content:encoded><![CDATA[<p> No one ever buys anything with the intent of using a small percentage of the product. Generally, when one makes a major purchase there is a good amount of research involved and desired features are scrutinized for efficiency and effectiveness. There may be yes/no checklists involved, various conversations with the vendor and many product demonstrations. People do this because they are planning on using the features that they will be paying for. Why is it then that most companies only use 40% of the features their software contains?Software is the core of any competitive staffing company. How well the company utilizes the software is imperative to success in business today. Too often when assessing software decision makers are blown away by colorful presentations that mean nothing to core business processes. Functionality should be the basis for any software decision and not colorful diagrams or how the screen looks. Software should also contain a basic workflow that stabilizes the way in which the firm will utilize the product to accomplish tasks.How can software productivity be measured? First, you must be able to report on the amount of time employees spend accomplishing specific tasks. Next, there should be reporting for the individual employees so that they can self-assess their productivity and plan tasks. Third, assess the time employees take to respond to customer orders and inquiries. Last, the ratio of revenue, profitability and output to employee expenses and time spent on tasks must be measured. In order to accomplish all of this you must be utilizing a fully operational CRM Model.Customer Relationship Management (CRM) is the most misunderstood term in the industry. The true meaning of CRM is the ability to measure success across the board from Marketing to Sales, Operations and Back Office. This model can only be implemented with a fully integrated front and back office model. The various departments within a firm must share information in order to be effective. This means that invoices should be viewable from front office. Collection calls must be viewable from front office. Software is a company communication project.Once the software model is in place and contains everything needed to run the company, it is imperative that a Software Policy Manual be created and reviewed with all employees in the company. A Software Policy Manual describes all of the major tasks that need to be completed utilizing the software and how the tasks are to be completed. It should contain “best practices” for the specific organization as every company’s process is different.Typically, when new software is put into place the users go through a basic training. This is generally a cookie-cutter course that the vendor uses to train all of its new customers. At times the course is tailored toward the type of staffing being done. A course like this is necessary and is enough to begin the journey to software success.If an extensive software suite is selected, and it should be, the software will contain many more features than can be covered during a basic training course. It would not make sense to include everything as users will normally absorb about 50% of basic training, often walking away a bit dazed after a couple of days of training. If more than the basics were covered it would most certainly cause user brain freeze.The initial basic training experience can be improved in 3 ways: 1) The basic course should feature “hand-on” training; 2) No interruptions should be allowed during the training; 3) Users must begin practicing what was learned immediately after training. For new software, users should be trained as close to the live date as possible, ideally while the final data migration is being completed. The Software Policy Manual should be complete and available for reference on the “live date”.Once users have begun utilizing software a common mistake is to stop training. Staffing is a high turnover business so chances are that 50% of the initial staff that was trained may be gone after the first year or two – maybe sooner. That speaks to the necessity of a formal training process for new hires. The class can be an internal training program if you have someone on staff that can dedicate time to formal training. If you don’t want to be in the software training business, solicit this service from your staffing software vendor. Too often formal new hire training is skipped, resulting in users that have no clue how to use the software effectively.Another area often overlooked is ongoing user training. Remember that basic class that: 1) doesn’t cover everything and 2) users will forget 50% of? Once users begin to use the software and complete tasks, you will want users to become “power users”. “Power use” should not be relegated to a certain few who take the initiative to advance their knowledge on the software. Every user should be a power user but they can only attain this status if they are offered advanced training. This is what makes the difference between a successful software implementation that offers monetary benefits/competitive advantage and a mediocre implementation that everyone complains about.There are several ways a user can get advanced training. The best route is to get regular training from your software vendor. Your vendor will have experienced trainers that know the software. Unless you have the resources to have a dedicated trainer on staff that does nothing but focus on the software you will not be able to duplicate a vendor training.On-line help is always available if you are using a leading software product. Familiarize all users with how to use this very important tool. Generally vendors keep this type of information on-line as hardcopy user manuals are for the most part a thing of the past.Next, if your vendor offers training webinars on best practices or new features make sure that your users attend these. This should not be optional. Often such sessions are free.Another way to gain knowledge is to be a part of your vendor’s LinkedIn or Facebook group. Often tips are posted and tidbits can be learned. Every piece of knowledge is important. If you are utilizing software from a leading vendor, there will be several updates and new modules offered regularly. Find out about them. Know your resources. </p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/using-40-of-your-software,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Forex Trading Strategy to Avoid Mistakes</title> <link>https://tzkxjms.info/the-forex-trading-strategy-to-avoid-mistakes,html</link> <comments>https://tzkxjms.info/the-forex-trading-strategy-to-avoid-mistakes,html#comments</comments> <pubDate>Wed, 29 Mar 2023 16:29:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=43</guid> <description><![CDATA[Do you have a forex trading strategy that you stick to religiously?What’s your biggest trading mistake?Do you have one trap that you fall into again and again? Mine is knowing when to stop.I love making money from my trading, but even more, I just love trading. I suspect, as you’re reading this, you do too. [...]]]></description> <content:encoded><![CDATA[<p> Do you have a forex trading strategy that you stick to religiously?What’s your biggest trading mistake?Do you have one trap that you fall into again and again? Mine is knowing when to stop.I love making money from my trading, but even more, I just love trading. I suspect, as you’re reading this, you do too. So, how do we know when to stop? We need to apply some discipline.Firmly apply the following forex trading strategy to minimise your lossesWhen to cut your lossesOpening a trading position is easy – you look for your signals, you decide on your risk, and you press the button.Knowing when to close is considerably harder.How do we know if we should genuinely close a position, or if we’re just suffering a case of trader’s jitters?Let’s say you entered a long trade, and the value of that instrument has shot down, leaving you feeling decidedly uncomfortable.Jumping out of this position now is what a gambler might do.But we’re traders – not gamblers.Take a look at the set-up that got you into this position in the first place – what was the story that caused you to buy? Whether it was based on technicals or fundamentals, or both, there should have been a signal that caused you to open this trade.Are those signals still in place, or has some news or technical indicator negated them?For example, perhaps the price has fallen through an important support level that was part of your set-up. Or perhaps your trade was based on fundamentals, and earning figures have been released that were worse than expected.These are the kind of reasons to cut your losses.If, on the other hand, the story that led you into this trade is still in place, then you should stick with your position.Let’s say you bought a stock that you believed to be undervalued. In the meantime, the price drifted downwards. Unless some evidence emerged that your original valuation was flawed, there is no reason to exit this trade.That’s not to say that you allow your losses to run indefinitely. If the losses that you are running on a trade becoming excessive in relation to the size of your portfolio, you should close that trade (I’d hope that with sound money management and a sensible stop loss, you’d not have to reach this stage – more on automated stops in a moment).When to close a winnerIt can be just as tricky knowing when to close out a winning trade – although it’s generally a more pleasant problem to have.Let’s say you have a trade in place that’s in profit, but languishing some way from its profit target.Much like with a losing trade – we have to look at the set-up that got us into that position in the first place. Is the story still in place or has something happened to negate those signals?If a crucial part of that story has changed, then we should consider closing that trade and taking our profits off the table.And – just as it’s important that we don’t allow our losses to become excessive in relation to our portfolio – nor should we be sitting on huge, unrealized profits. Your profits and losses on open trades are real money – don’t fall into the trap of leaving them floating in the ether, vulnerable to further risk.The time factorThe time it can take trades to play out can be torturous. Trading involves an endless amount of patience, plus nerves of steel.However, we shouldn’t ignore the time element of our trades as simply a necessary evil.The longer our money is tied up in a trade:- the more time that money is at risk in the market;- the less time we have to use that money for other investments;- the greater our financing charges will be.Before you enter a trade, you should have factored in a timescale that you’ll give that trade to play out.You don’t want to find yourself wasting considerable time waiting for your trade to achieve the last couple of points to your profit target – sometimes it’s better to take your profits, and move on to the next trade.Remember – trading is about keeping your money working hard for you.Automated systemsI haven’t yet touched on the value of automatic stop losses and profit targets in controlling our trades for us.The fact that you can open a trade and stipulate at what profit or loss it will be closed, is a great way to manage your positions and remove some of the emotional wrangling over whether to hold or close.I use stops and targets in most of my trading. Sometimes no more parameters are needed. However, most trades can benefit from additional management – and that’s where the discipline, steely nerves and patience come in.Personal stops and targetsJust as on a trading platform, your trade automatically closes when a certain level is hit – I have my own trading levels at which I’ll stop trading.What do I mean by that?Well, for each sessions’ trading, I have a personal profit target in mind, and figure I’m prepared to lose. Once either of those levels is hit – I log out of my trading platforms and get on with the rest of my day.This regime stops me from slipping into behaviour patterns where I gamble away my winnings in the belief that I’m ‘on a roll’; or getting deeper into the red by trying to win back losses.It also enables me to have a life away from the trading screen – something my family appreciate! </p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/the-forex-trading-strategy-to-avoid-mistakes,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Brief Introduction to Captive Insurance</title> <link>https://tzkxjms.info/a-brief-introduction-to-captive-insurance,html</link> <comments>https://tzkxjms.info/a-brief-introduction-to-captive-insurance,html#comments</comments> <pubDate>Wed, 22 Feb 2023 06:26:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Insurance]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=40</guid> <description><![CDATA[Over the past 20 years, many small businesses have begun to insure their own risks through a product called “Captive Insurance.” Small captives (also known as single-parent captives) are insurance companies established by the owners of closely held businesses looking to insure risks that are either too costly or too difficult to insure through the [...]]]></description> <content:encoded><![CDATA[<p> Over the past 20 years, many small businesses have begun to insure their own risks through a product called “Captive Insurance.” Small captives (also known as single-parent captives) are insurance companies established by the owners of closely held businesses looking to insure risks that are either too costly or too difficult to insure through the traditional insurance marketplace. Brad Barros, an expert in the field of captive insurance, explains how “all captives are treated as corporations and must be managed in a method consistent with rules established with both the IRS and the appropriate insurance regulator.”According to Barros, often single parent captives are owned by a trust, partnership or other structure established by the premium payer or his family. When properly designed and administered, a business can make tax-deductible premium payments to their related-party insurance company. Depending on circumstances, underwriting profits, if any, can be paid out to the owners as dividends, and profits from liquidation of the company may be taxed at capital gains.Premium payers and their captives may garner tax benefits only when the captive operates as a real insurance company. Alternatively, advisers and business owners who use captives as estate planning tools, asset protection vehicles, tax deferral or other benefits not related to the true business purpose of an insurance company may face grave regulatory and tax consequences.Many captive insurance companies are often formed by US businesses in jurisdictions outside of the United States. The reason for this is that foreign jurisdictions offer lower costs and greater flexibility than their US counterparts. As a rule, US businesses can use foreign-based insurance companies so long as the jurisdiction meets the insurance regulatory standards required by the Internal Revenue Service (IRS).There are several notable foreign jurisdictions whose insurance regulations are recognized as safe and effective. These include Bermuda and St. Lucia. Bermuda, while more expensive than other jurisdictions, is home to many of the largest insurance companies in the world. St. Lucia, a more reasonably priced location for smaller captives, is noteworthy for statutes that are both progressive and compliant. St. Lucia is also acclaimed for recently passing “Incorporated Cell” legislation, modeled after similar statutes in Washington, DC.Common Captive Insurance Abuses; While captives remain highly beneficial to many businesses, some industry professionals have begun to improperly market and misuse these structures for purposes other than those intended by Congress. The abuses include the following:1. Improper risk shifting and risk distribution, aka “Bogus Risk Pools”2. High deductibles in captive-pooled arrangements; Re insuring captives through private placement variable life insurance schemes3. Improper marketing4. Inappropriate life insurance integrationMeeting the high standards imposed by the IRS and local insurance regulators can be a complex and expensive proposition and should only be done with the assistance of competent and experienced counsel. The ramifications of failing to be an insurance company can be devastating and may include the following penalties:1. Loss of all deductions on premiums received by the insurance company2. Loss of all deductions from the premium payer3. Forced distribution or liquidation of all assets from the insurance company effectuating additional taxes for capital gains or dividends4. Potential adverse tax treatment as a Controlled Foreign Corporation5. Potential adverse tax treatment as a Personal Foreign Holding Company (PFHC)6. Potential regulatory penalties imposed by the insuring jurisdiction7. Potential penalties and interest imposed by the IRS.All in all, the tax consequences may be greater than 100% of the premiums paid to the captive. In addition, attorneys, CPA’s wealth advisors and their clients may be treated as tax shelter promoters by the IRS, causing fines as great as $100,000 or more per transaction.Clearly, establishing a captive insurance company is not something that should be taken lightly. It is critical that businesses seeking to establish a captive work with competent attorneys and accountants who have the requisite knowledge and experience necessary to avoid the pitfalls associated with abusive or poorly designed insurance structures. A general rule of thumb is that a captive insurance product should have a legal opinion covering the essential elements of the program. It is well recognized that the opinion should be provided by an independent, regional or national law firm.Risk Shifting and Risk Distribution Abuses; Two key elements of insurance are those of shifting risk from the insured party to others (risk shifting) and subsequently allocating risk amongst a large pool of insured’s (risk distribution). After many years of litigation, in 2005 the IRS released a Revenue Ruling (2005-40) describing the essential elements required in order to meet risk shifting and distribution requirements.For those who are self-insured, the use of the captive structure approved in Rev. Ruling 2005-40 has two advantages. First, the parent does not have to share risks with any other parties. In Ruling 2005-40, the IRS announced that the risks can be shared within the same economic family as long as the separate subsidiary companies ( a minimum of 7 are required) are formed for non-tax business reasons, and that the separateness of these subsidiaries also has a business reason. Furthermore, “risk distribution” is afforded so long as no insured subsidiary has provided more than 15% or less than 5% of the premiums held by the captive. Second, the special provisions of insurance law allowing captives to take a current deduction for an estimate of future losses, and in some circumstances shelter the income earned on the investment of the reserves, reduces the cash flow needed to fund future claims from about 25% to nearly 50%. In other words, a well-designed captive that meets the requirements of 2005-40 can bring about a cost savings of 25% or more.While some businesses can meet the requirements of 2005-40 within their own pool of related entities, most privately held companies cannot. Therefore, it is common for captives to purchase “third party risk” from other insurance companies, often spending 4% to 8% per year on the amount of coverage necessary to meet the IRS requirements.One of the essential elements of the purchased risk is that there is a reasonable likelihood of loss. Because of this exposure, some promoters have attempted to circumvent the intention of Revenue Ruling 2005-40 by directing their clients into “bogus risk pools.” In this somewhat common scenario, an attorney or other promoter will have 10 or more of their clients’ captives enter into a collective risk-sharing agreement. Included in the agreement is a written or unwritten agreement not to make claims on the pool. The clients like this arrangement because they get all of the tax benefits of owning a captive insurance company without the risk associated with insurance. Unfortunately for these businesses, the IRS views these types of arrangements as something other than insurance.Risk sharing agreements such as these are considered without merit and should be avoided at all costs. They amount to nothing more than a glorified pretax savings account. If it can be shown that a risk pool is bogus, the protective tax status of the captive can be denied and the severe tax ramifications described above will be enforced.It is well known that the IRS looks at arrangements between owners of captives with great suspicion. The gold standard in the industry is to purchase third party risk from an insurance company. Anything less opens the door to potentially catastrophic consequences.Abusively High Deductibles; Some promoters sell captives, and then have their captives participate in a large risk pool with a high deductible. Most losses fall within the deductible and are paid by the captive, not the risk pool.These promoters may advise their clients that since the deductible is so high, there is no real likelihood of third party claims. The problem with this type of arrangement is that the deductible is so high that the captive fails to meet the standards set forth by the IRS. The captive looks more like a sophisticated pre tax savings account: not an insurance company.A separate concern is that the clients may be advised that they can deduct all their premiums paid into the risk pool. In the case where the risk pool has few or no claims (compared to the losses retained by the participating captives using a high deductible), the premiums allocated to the risk pool are simply too high. If claims don’t occur, then premiums should be reduced. In this scenario, if challenged, the IRS will disallow the deduction made by the captive for unnecessary premiums ceded to the risk pool. The IRS may also treat the captive as something other than an insurance company because it did not meet the standards set forth in 2005-40 and previous related rulings.Private Placement Variable Life Reinsurance Schemes; Over the years promoters have attempted to create captive solutions designed to provide abusive tax free benefits or “exit strategies” from captives. One of the more popular schemes is where a business establishes or works with a captive insurance company, and then remits to a Reinsurance Company that portion of the premium commensurate with the portion of the risk re-insured.Typically, the Reinsurance Company is wholly-owned by a foreign life insurance company. The legal owner of the reinsurance cell is a foreign property and casualty insurance company that is not subject to U.S. income taxation. Practically, ownership of the Reinsurance Company can be traced to the cash value of a life insurance policy a foreign life insurance company issued to the principal owner of the Business, or a related party, and which insures the principle owner or a related party.1. The IRS may apply the sham-transaction doctrine.2. The IRS may challenge the use of a reinsurance agreement as an improper attempt to divert income from a taxable entity to a tax-exempt entity and will reallocate income.3. The life insurance policy issued to the Company may not qualify as life insurance for U.S. Federal income tax purposes because it violates the investor control restrictions.Investor Control; The IRS has reiterated in its published revenue rulings, its private letter rulings, and its other administrative pronouncements, that the owner of a life insurance policy will be considered the income tax owner of the assets legally owned by the life insurance policy if the policy owner possesses “incidents of ownership” in those assets. Generally, in order for the life insurance company to be considered the owner of the assets in a separate account, control over individual investment decisions must not be in the hands of the policy owner.The IRS prohibits the policy owner, or a party related to the policy holder, from having any right, either directly or indirectly, to require the insurance company, or the separate account, to acquire any particular asset with the funds in the separate account. In effect, the policy owner cannot tell the life insurance company what particular assets to invest in. And, the IRS has announced that there cannot be any prearranged plan or oral understanding as to what specific assets can be invested in by the separate account (commonly referred to as “indirect investor control”). And, in a continuing series of private letter rulings, the IRS consistently applies a look-through approach with respect to investments made by separate accounts of life insurance policies to find indirect investor control. Recently, the IRS issued published guidelines on when the investor control restriction is violated. This guidance discusses reasonable and unreasonable levels of policy owner participation, thereby establishing safe harbors and impermissible levels of investor control.The ultimate factual determination is straight-forward. Any court will ask whether there was an understanding, be it orally communicated or tacitly understood, that the separate account of the life insurance policy will invest its funds in a reinsurance company that issued reinsurance for a property and casualty policy that insured the risks of a business where the life insurance policy owner and the person insured under the life insurance policy are related to or are the same person as the owner of the business deducting the payment of the property and casualty insurance premiums?If this can be answered in the affirmative, then the IRS should be able to successfully convince the Tax Court that the investor control restriction is violated. It then follows that the income earned by the life insurance policy is taxable to the life insurance policy owner as it is earned.The investor control restriction is violated in the structure described above as these schemes generally provide that the Reinsurance Company will be owned by the segregated account of a life insurance policy insuring the life of the owner of the Business of a person related to the owner of the Business. If one draws a circle, all of the monies paid as premiums by the Business cannot become available for unrelated, third-parties. Therefore, any court looking at this structure could easily conclude that each step in the structure was prearranged, and that the investor control restriction is violated.Suffice it to say that the IRS announced in Notice 2002-70, 2002-2 C.B. 765, that it would apply both the sham transaction doctrine and §§ 482 or 845 to reallocate income from a non-taxable entity to a taxable entity to situations involving property and casualty reinsurance arrangements similar to the described reinsurance structure.Even if the property and casualty premiums are reasonable and satisfy the risk sharing and risk distribution requirements so that the payment of these premiums is deductible in full for U.S. income tax purposes, the ability of the Business to currently deduct its premium payments on its U.S. income tax returns is entirely separate from the question of whether the life insurance policy qualifies as life insurance for U.S. income tax purposes.Inappropriate Marketing; One of the ways in which captives are sold is through aggressive marketing designed to highlight benefits other than real business purpose. Captives are corporations. As such, they can offer valuable planning opportunities to shareholders. However, any potential benefits, including asset protection, estate planning, tax advantaged investing, etc., must be secondary to the real business purpose of the insurance company.Recently, a large regional bank began offering “business and estate planning captives” to customers of their trust department. Again, a rule of thumb with captives is that they must operate as real insurance companies. Real insurance companies sell insurance, not “estate planning” benefits. The IRS may use abusive sales promotion materials from a promoter to deny the compliance and subsequent deductions related to a captive. Given the substantial risks associated with improper promotion, a safe bet is to only work with captive promoters whose sales materials focus on captive insurance company ownership; not estate, asset protection and investment planning benefits. Better still would be for a promoter to have a large and independent regional or national law firm review their materials for compliance and confirm in writing that the materials meet the standards set forth by the IRS.The IRS can look back several years to abusive materials, and then suspecting that a promoter is marketing an abusive tax shelter, begin a costly and potentially devastating examination of the insured’s and marketers.Abusive Life Insurance Arrangements; A recent concern is the integration of small captives with life insurance policies. Small captives treated under section 831(b) have no statutory authority to deduct life premiums. Also, if a small captive uses life insurance as an investment, the cash value of the life policy can be taxable to the captive, and then be taxable again when distributed to the ultimate beneficial owner. The consequence of this double taxation is to devastate the efficacy of the life insurance and, it extends serious levels of liability to any accountant recommends the plan or even signs the tax return of the business that pays premiums to the captive.The IRS is aware that several large insurance companies are promoting their life insurance policies as investments with small captives. The outcome looks eerily like that of the thousands of 419 and 412(I) plans that are currently under audit.All in all Captive insurance arrangements can be tremendously beneficial. Unlike in the past, there are now clear rules and case histories defining what constitutes a properly designed, marketed and managed insurance company. Unfortunately, some promoters abuse, bend and twist the rules in order to sell more captives. Often, the business owner who is purchasing a captive is unaware of the enormous risk he or she faces because the promoter acted improperly. Sadly, it is the insured and the beneficial owner of the captive who face painful consequences when their insurance company is deemed to be abusive or non-compliant. The captive industry has skilled professionals providing compliant services. Better to use an expert supported by a major law firm than a slick promoter who sells something that sounds too good to be true. </p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/a-brief-introduction-to-captive-insurance,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An Inside Look at the Importance of a Smile in Sales</title> <link>https://tzkxjms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html</link> <comments>https://tzkxjms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:26:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Streaming]]></category> <category><![CDATA[Banner Advertising]]></category> <category><![CDATA[Blogging]]></category> <category><![CDATA[Businesses Online]]></category> <category><![CDATA[E Books]]></category> <category><![CDATA[Ecommerce]]></category> <category><![CDATA[Forums]]></category> <category><![CDATA[Internet Marketing]]></category> <category><![CDATA[Link Popularity]]></category> <category><![CDATA[List Building]]></category> <category><![CDATA[Podcasting]]></category> <category><![CDATA[Publishing]]></category> <category><![CDATA[Search Engine Marketing]]></category> <category><![CDATA[SEO]]></category> <category><![CDATA[Site Promotion]]></category> <category><![CDATA[Social Media]]></category> <category><![CDATA[Social Networking]]></category> <category><![CDATA[Traffic Building]]></category> <category><![CDATA[Video Marketing]]></category> <category><![CDATA[Web Design]]></category> <category><![CDATA[Web Development]]></category> <category><![CDATA[Web Hosting]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=32</guid> <description><![CDATA[If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in [...]]]></description> <content:encoded><![CDATA[<p>If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).</p><p>Smile: Your Sale Depends on It!</p><p>Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:</p><p>• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!</p><p>• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.</p><p>• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.</p><p>But What If You Don’t Like Your Smile?</p><p>If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!</p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/an-inside-look-at-the-importance-of-a-smile-in-sales,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Best Job In The World?</title> <link>https://tzkxjms.info/the-best-job-in-the-world,html</link> <comments>https://tzkxjms.info/the-best-job-in-the-world,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:25:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=30</guid> <description><![CDATA[1999 was probably the worst year of my professional life. Unsatisfying office jobs followed by long periods of unemployment and claiming benefits. I’d also missed out on an opportunity to train as a Microsoft certified programmer because I was unable to find a placement. The dream of making my way into the world of employment [...]]]></description> <content:encoded><![CDATA[<p>1999 was probably the worst year of my professional life. Unsatisfying office jobs followed by long periods of unemployment and claiming benefits. I’d also missed out on an opportunity to train as a Microsoft certified programmer because I was unable to find a placement. The dream of making my way into the world of employment had turned into an absolute nightmare, at times I felt like a total failure.</p><p>Towards the end of 1999 an opportunity arose for me to work in a casino. I’d always loved card games after seeing the glitz and glamour of casinos in James Bond movies. Dissatisfied with life in Northern Ireland, at the age of just 20, I packed a couple of suitcases and ended up going to the Isle of Man to train as a croupier (casino dealer) in January 2000. 18 months later I was working on my first cruise ship, and 18 months after that I was boarding the QE2 (the most famous ship of them all) to do a world cruise.</p><p>For a young man from a housing estate in Antrim, Northern Ireland this was beyond even my wildest dreams. On a ferry from Belfast to Liverpool in 1997, I’d once seen a pontoon table and croupier and dreamt what it may be to work as a casino dealer on the high seas.</p><p>Everything aboard the QE2 was as you would expect, starting with Captain Ron Warwick, who looked exactly what the captain of the QE2 should look like (Google the name if you don’t believe me). Passenger facing crew were immaculate in their appearance. I could probably have shaved with the crease on my pressed tuxedo shirts, and on a number of occassions when I had been sunburnt in port, I could feel the creases cutting into my tender skin as I dealt the cards that evening in the casino.</p><p>The great thing for croupiers on cruise ships is that they only work when the ship is in international waters, in port, the casino must close, and casino staff are free to do pretty much whatever they want. Casino staff have a cabin steward who cleans their cabin and takes away their dirty laundry and brings it back fresh each day. We did a 103 day world cruise which included stops in places like Hong Kong, Sydney, Cape Town, Hawaii, Mauritius, Nagasaki, Tahiti and Singapore to name a few. I managed to do some amazing excursions like diving in the great barrier reef, quad biking in the Namibian desert, and dining in all sorts of fine restaurants, trying delicacies like Springbok, Kangaroo, Crocodile and Kobe beef. We made stops in 5 continents, crossed the equator and even experienced living a Tuesday in consequetive days when we crossed the world timeline. Imagine that, you go to bed on Tuesday night, wake up the following morning and its Tuesday again, but this was far from groundhog day.</p><p>The role in the casino was not about taking passengers’ money like in a land-based casino, it was about providing them with fun and entertainment. The passengers were friendly and pleasant, many of them being extremely successful people (I understand the lowest cabin cost for a world cruise on the QE2 was about $50,000 in 2003). A lot of the passengers had never played in a casino and were fascinated to learn and experience the one onboard. Just getting to know some of these people was an experience in itself, and a large part of the role in the casino was simply to entertain them whilst they were in the casino.</p><p>There were also celebrity passengers. We would finish work and go to the crew/members bar where we would have guest entertainers like the late Des O’Connor and the magician, the late Paul Daniels down to have a drink. God bless them both.</p><p>Was my job the best job in the world? Maybe not for everyone, but it was beyond even my wildest dreams and the 6 month experience, as well as the amazing people I met will be something I treasure forever. I was very lucky to have lived this experience and will always be incredibly grateful for it.</p><p>Many years have passed since then and I’ve always missed the buzz of casinos which is how Fun 21 Casino Hire was created in 2021. My celebrities now are anyone who hires the No Money Fun Casino that I provide for parties and celebrations, and I aim to give the same experience that you would expect onboard the QE2.</p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/the-best-job-in-the-world,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Avoiding a bad home in advance</title> <link>https://tzkxjms.info/avoiding-a-bad-home-in-advance,html</link> <comments>https://tzkxjms.info/avoiding-a-bad-home-in-advance,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:24:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=28</guid> <description><![CDATA[Avoiding a bad home in advance. Have you ever had a client who was a buyer “in today’s market” make an offer, get the offer accepted, only to back out after a bad home inspection? Well.. in order to limit this there are some things you as a Realtor can look for while showing the [...]]]></description> <content:encoded><![CDATA[<p>Avoiding a bad home in advance.</p><p>Have you ever had a client who was a buyer “in today’s market” make an offer, get the offer accepted, only to back out after a bad home inspection? Well.. in order to limit this there are some things you as a Realtor can look for while showing the home to your client that are definitely red flags, and at least could be brought up so the client isn’t surprised by a bad report. As a home Inspector and owner of SafeHome Home Inspections (www.safetulsa.com) the easiest thing to look at for somebody who is not trained is a bad electric panel.</p><p>A “Bad” electric panel in the eyes of any home inspector means “unsafe” or less safe than other panels. It has been determined by studies, lawsuits, etc that these panels are not desirable.</p><p>Here is a list of bad panels that are very common in the Tulsa area. These panels are likely present in your local market as well, and every or nearly every home inspector will call them out in the report as in need of further evaluation for replacement: Zinsco, FPE (Federal Pacific Electric) Stab-lok, Challenger. These are the most common “bad” panels that I run into here in Tulsa.</p><p>You don’t need to do very much work to identify these panels, oftentimes they are labeled somewhere in plain sight. A word of caution though, the access door is fairly easy to open most of the time but you should never open the deadpan front cover, It’s dangerous and would require tools anyway and you might as well leave something for the inspector to do .</p><p>I could go into detail about why these electric panels are dangerous and the different studies that have been done about them over the years but why bore you with that? If you want more information you can do a quick google search on any of these brands or look up one of the main studies by Mechanical and Materials engineer Dr. Jesse Aronstein titled “Hazardous FPE circuit breakers and panels: Information for Homeowners, Inspectors, and Electricians”</p><p>While you may not have to avoid a home like this completely, letting the buyer know in advance will at least prepare them so there isn’t a shock on the report, and who knows, maybe a seller will still be willing to change out the panel “in today’s market”. If so, that’s a major win for the customer and a great value to your client.</p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/avoiding-a-bad-home-in-advance,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Microsoft Excel to Power BI: Why you should migrate your data and reports.</title> <link>https://tzkxjms.info/microsoft-excel-to-power-bi-why-you-should-migrate-your-data-and-reports,html</link> <comments>https://tzkxjms.info/microsoft-excel-to-power-bi-why-you-should-migrate-your-data-and-reports,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:23:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=26</guid> <description><![CDATA[Microsoft Excel comes to mind when considering a suitable reporting tool for businesses. Excel has been a natural choice for years because of its data organization and analysis capacity. However, as systems change and the demands for data analytics become more complex, it has become clear that the software has some limitations, hence it is [...]]]></description> <content:encoded><![CDATA[<p>Microsoft Excel comes to mind when considering a suitable reporting tool for businesses. Excel has been a natural choice for years because of its data organization and analysis capacity. However, as systems change and the demands for data analytics become more complex, it has become clear that the software has some limitations, hence it is necessary to shift from excel to power bi.</p><p>For organisations, Microsoft’s Power BI provides robust analytics and reporting features. Power BI delivers significantly more insight than Excel thanks to faster experimentation with visualisations, statistical functions, and calculations across large datasets and the capability to derive answers instantly through the quick recombination of fields.</p><p>Listed below are a few advantages of moving from excel to power bi:</p><p>Excel to Power bi – Accessing and Storing Large Quantity of Data</p><p>Microsoft Excel can perform simple and complex arithmetic operations and functions. However, its effectiveness wanes when you have enormous amounts of data that cannot be opened. This makes it less than ideal.</p><p>You can view, analyse, and visualise the more significant data sets that Excel struggles to manage with Power BI’s impressive comprehension capabilities. Not only are these things possible, but your files can also be stored and analysed using only 50 megabytes. To import and cache your data inside a .PBIX file, Power BI makes use of robust comprehension algorithms.</p><p>Efficiency is one of the most apparent reasons why Power BI is such a valuable tool. It eliminates the need to aggregate or reduce the size of large datasets to show a more comprehensive analysis. Instead, all the most minute details and summaries can coexist in one file and be evaluated through drill-downs.</p><p>In addition to having a massive amount of storage space, you can also edit and prepare your data. Many tasks are made simple by Power BI.</p><p>Excel to Power bi – Data Protection</p><p>Any business has always placed a high priority on data security. For all kinds of organisations, big or small, the growing threats of data theft, unauthorised access, and invasion by foreign entities have become major concerns. Excel has features that safeguard your data. Excel limits access to files, sheets, or any worksheet as part of security measures.</p><p>The user can keep any document locked to prevent unauthorised personnel from accessing the data. The read-only option prevents external parties from editing or otherwise altering the document. Excel does provide security features, but they are basic and lack more sophisticated features.</p><p>In contrast, Power BI offers data protection features that are highly dependable, scalable, and responsive to current business requirements. Power BI has the industry’s best built-in security control. Role-based authentication, cloud security, risk monitoring, risk identification, and network security are a few of the security features that Power BI offers.</p><p>Compared to Excel security features, Power BI’s data security measures are unquestionably more detailed and trustworthy.</p><p>Excel and Power BI provide analytics features, but in comparison, Power BI’s presentation of the visuals and analytical results is much more thorough and appealing. Excel offers basic analytical features, whereas Power BI provides advanced, business-focused analytical features.</p><p>Although some of the more recent charts are available in Excel, they cannot connect to the data model. Excel’s portfolio does not currently include some of the newest trending charts at the application level. It only has restricted access to the data model as a result.</p><p>However, Power BI has all the features necessary to satisfy customers’ new demands interactively. With the help of Power BI, an organisation can access real-time dashboards, performance indicators, and an alert system. Using data from the past, the organisation can visualise the present and future data.</p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/microsoft-excel-to-power-bi-why-you-should-migrate-your-data-and-reports,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Seven Tips For A Long And Healthy Life</title> <link>https://tzkxjms.info/seven-tips-for-a-long-and-healthy-life,html</link> <comments>https://tzkxjms.info/seven-tips-for-a-long-and-healthy-life,html#comments</comments> <pubDate>Tue, 18 Oct 2022 06:23:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://tzkxjms.info/?p=24</guid> <description><![CDATA[However great as current clinical innovation may be, it can never save you from the issues brought about by a way of life that is unfortunate. Rather than getting a cutting edge clinical fix for each issue, it is much better to live so that you will scarcely at any point become sick. An ounce [...]]]></description> <content:encoded><![CDATA[<p>However great as current clinical innovation may be, it can never save you from the issues brought about by a way of life that is unfortunate. Rather than getting a cutting edge clinical fix for each issue, it is much better to live so that you will scarcely at any point become sick.</p><p>An ounce of counteraction is positively better compared to a pound of fix. The following are seven hints on the best way to carry on with a long and sound life. Moreover, the very way of life that assists you with staying away from disease additionally assists you with shedding pounds.</p><p>Get Sufficient Activity<br />In the past individuals needed to involve their actual bodies throughout their typical work. Be that as it may, today somebody might get up, go to work in a vehicle, then plunk down, get up to return home in the vehicle and while showing up at home, plunk down again until the end of the day. In such a daily existence there is no actual work. This actual latency is one of the fundamental explanations behind a large group of infections. Sport, running. strolling and different things should be added to our life in the event that our ordinary work doesn’t expect us to truly strive. I</p><p>Fall asleep when you feel drowsy<br />This might sound straightforward, yet many individuals keep awake until late in any event, when their body is letting them know that the time has come to rest. Yoga and Ayurvedic specialists additionally say that dozing in the evening and be dynamic during the day is better. Notwithstanding, individuals, for example, understudies will take espresso and energizers to concentrate until quite a bit later. Others foster the propensity for staying dynamic around evening time and dozing during the day. While we can do this, it in the long run negatively affects wellbeing. Elective wellbeing specialists say that this sort of unnatural living is one of the contributing variables in the causation of malignant growth and different sicknesses</p><p>Eat when you feel hungry<br />This is likewise a basic thought, yet by and by we frequently conflict with the messages of the body. Assuming you eat without much forethought or because of prevailing difficulty at specific time, in any event, when you have no genuine hunger, then you won’t process your food appropriately. Sharpness and heartburn start, and this adds to the probability of other more intricate infections flourishing. Having a craving is really an indication of good wellbeing, however in the event that you have no hunger you ought to stand by a little and, eat. (On the off chance that you have no craving even in the wake of anticipating a sensible measure of time, then, at that point, you ought to counsel a specialist since something is off-base.)</p><p>4.Fast on a Normal, Deliberate Premise</p><p>Assuming you would request that any individual work 365 days out of each year with no rest, they would whine and say that they should have some rest or probably they will separate. Be that as it may, we have never tried to get some information about our stomach related organs which we urge to work a large number of days without a rest. They can’t fight the manner in which an individual would to his chief, however they really do give us flags that they can’t work relentless. At the point when we overlook those signs regardless constrain them to work, those organs separate. For that reason intermittent fasting is fundamental. Cease from eating for one complete day. This gives a rest to your stomach related organs and furthermore helps in the disposal of squanders from your body. Standard fasting permits an individual to acquire additional time for scholarly or otherworldly pursuits. Fasting isn’t so much for loners in a cavern, however is a reasonable practice that anybody can rehearse.</p><p>Wash with cool water prior to heading to sleep<br />As referenced above, appropriate rest is fundamental for the upkeep of wellbeing. On the off chance that you wash your significant engine and tactile organs (hands, arms, eyes, legs, mouth, private parts) before rest utilizing cool water, this will loosen up you and set you up for profound rest.</p><p>Perform contemplation consistently<br />Your body is connected to your brain. Large numbers of the sicknesses of this period are psychosomatic. Stress and nervousness negatively affect our actual wellbeing. Contemplation is a psychological activity which, in addition to other things, permits you to disengage yourself from the concerns of life. Become familiar with a straightforward procedure and do it consistently.</p><p>Rise and shine early consistently<br />Yet again the old precept, “Right on time to bed, ahead of schedule to rise makes an individual solid, well off and savvy.” I couldn’t say whether it will make you rich, yet it will positively make you sound. Your body needs barely sufficient rest, not to an extreme and not excessively little.</p><p>Follow these tips and you can’t turn out badly.</p>]]></content:encoded> <wfw:commentRss>https://tzkxjms.info/seven-tips-for-a-long-and-healthy-life,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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