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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>uirypms.info</title> <atom:link href="http://uirypms.info/feed" rel="self" type="application/rss+xml" /> <link>https://uirypms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 10:08:16 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>What Is a Warehouse Management System?</title> <link>https://uirypms.info/what-is-a-warehouse-management-system,html</link> <comments>https://uirypms.info/what-is-a-warehouse-management-system,html#comments</comments> <pubDate>Tue, 04 Apr 2023 13:18:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[warehouse management system]]></category> <guid isPermaLink="false">http://uirypms.info/?p=63</guid> <description><![CDATA[A warehouse management system has become a very key part of the Supply chain for many businesses that sell or store physical products. Having a computerised system enables very sophisticated tracking and management of the products as they come into and leave the warehouse.Having a system allows a much more efficient process from the ordering [...]]]></description> <content:encoded><![CDATA[<p> A warehouse management system has become a very key part of the Supply chain for many businesses that sell or store physical products. Having a computerised system enables very sophisticated tracking and management of the products as they come into and leave the warehouse.Having a system allows a much more efficient process from the ordering of goods to logistics management and beyond. We are helped with the technology available today and there are a number of warehouse management systems that integrate with Automatic Data Capture Devices that can apply unique ids to products and materials and then read them at lighting quick rates.Some of the Auto ID Data Capture (AIDC) devices include:</p><p>Barcode Scanners This is the same system as you would find in the supermarket, allowing individual products to have information stored about them and then be tracked<br />Mobile Computers Powerful handheld devices that process the information on the go allowing warehouse managers to track products and materials from anywhere in or outside the warehouse<br />Wireless LANs This stands for Local Area Network and can be a powerful way of linking all the information together so that the mobile devices communicate with the database, again allowing management to be carried out on the move<br />Radio-Frequency Identification (Rfid) This is the ultimate in tracking stored or shipped items. This allows automatic tracking of products and materials around the warehouse as the are received or shipped. It’s a very efficient Warehouse Management System<br />These allow seamless communication between what is in the warehouse and the database allowing very detailed reports about the movement of the products, what is in storage, and ultimately enable managers to make sure goods are reaching the customers in a timely fashion.Some of the key features of a warehouse management system are Handling receipt of goods and stock, facilities management, racking/storage requirements, logistics management, pick and pack and shipping. An efficient WMS allows this to be a smooth process where everybody in the supply chain knows what is going on.The WMS can integrate into an Enterprise Resource Planning (ERP) system or can be installed by itself. These can be very sophisticated depending on your needs and the requirements of the business. It is worth researching early on to see if there is a solution that can integrate with your existing software solutions or whether you need to upgrade so the systems work efficiently together.So you can see that employing a comprehensive Warehouse Management System can allow you to work more efficiently and always keep the business moving so that products are being ordered, stored and shipped out to allow the business to maintain profits and a good reputation. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://uirypms.info/what-is-a-warehouse-management-system,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Warehouse Management Systems</title> <link>https://uirypms.info/warehouse-management-systems,html</link> <comments>https://uirypms.info/warehouse-management-systems,html#comments</comments> <pubDate>Tue, 04 Apr 2023 09:27:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[warehouse management system]]></category> <guid isPermaLink="false">http://uirypms.info/?p=61</guid> <description><![CDATA[Warehouse Management Systems or WMS are put in place to help control the storage and movement of the materials within the warehouse. They are a vital part of the supply chain and control processes within the warehouse such as shipping and picking & packing. Also based on real time the systems help to direct and [...]]]></description> <content:encoded><![CDATA[<p> Warehouse Management Systems or WMS are put in place to help control the storage and movement of the materials within the warehouse. They are a vital part of the supply chain and control processes within the warehouse such as shipping and picking & packing. Also based on real time the systems help to direct and optimize stock.The main purpose of a warehouse management system is primarily to control movement and storage of materials in a warehouse.WMS provides computerized procedures which deal with the receipt of stock & returns into the warehouse facility. It also enables a link to the ordering processes and logistics enabling ordering, picking, packing and shipping the product out of the warehouse.Some WMS are stand-alone systems, whilst others are modules of an ERP (Enterprising Resource Planning) system or supply chain execution suite.Many systems will often use data capture technology such as ;o Mobile scanners<br />o Radio frequency identification ( RFID )<br />o Wireless LANS<br />o Barcode scannersThe use of this technology helps to efficiently monitor the flow of products.When the data has been collected it is transmitted to a central database, and this database will then provide important and useful reports on the status of the goods within the warehouse.It deals with the movement, storage, and receipt of warehouse goods to temporary or intermediate storage locations or to the final customer.Good efficient warehouse management can make a lot of difference to a retail chain distribution company. It should start with initial planning of container design for a specific product. Both warehouse and process design within the warehouse is also an important part of good warehouse management.The primary objective of warehouse management is to optimize order fulfilment and cost of time by managing the available resources economically. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/warehouse-management-systems,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Warehouse Management Systems: Making Warehouses Small Enough for Management</title> <link>https://uirypms.info/warehouse-management-systems-making-warehouses-small-enough-for-management,html</link> <comments>https://uirypms.info/warehouse-management-systems-making-warehouses-small-enough-for-management,html#comments</comments> <pubDate>Tue, 04 Apr 2023 07:07:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[warehouse management system]]></category> <guid isPermaLink="false">http://uirypms.info/?p=59</guid> <description><![CDATA[Big, spacious, and vital these three words are some in a laundry list of adjectives that properly describes a warehouse. Every product that comes from an adjacent town, a neighboring state, or from across the ocean first lands on this gargantuan storage facility. From there, warehouse staff coordinates the flow of goods to be distributed [...]]]></description> <content:encoded><![CDATA[<p> Big, spacious, and vital these three words are some in a laundry list of adjectives that properly describes a warehouse. Every product that comes from an adjacent town, a neighboring state, or from across the ocean first lands on this gargantuan storage facility. From there, warehouse staff coordinates the flow of goods to be distributed to retail stores and other establishments.Modern warehouses rarely use pen and paper to accomplish inventory tasks. Instead, they have sophisticated management system software that lets them cover more ground while allowing for close monitoring of the flow of goods. Considering their size, if it takes wheels to carry goods in and out of the warehouse, it also takes wheels to go around. Walking from one end of the warehouse to the other end wastes precious time and energy for the workers.An integrated system of computers and scanning machines keep track of what is in storage, what is being moved, what has to move and what needs to arrive. The system does the work of roughly the entire warehouse staff taking inventory of endless rows of goods, finishing the job in less time. Warehouse management systems account for a significant portion of potential profit for the retail establishments as well as the warehouse itself. To put it figuratively, it makes the warehouse small.Moving goods in large quantities may prove to be a challenge without warehouse management systems helping workers. Even if such systems are designed to reduce labor costs, the human factor is still a significant element of warehouse management. Goods will not scan and register by themselves, as warehouse workers have to do such tasks with portable scanners. The code for each marked item is sent to the computer for indexing and monitoring.Warehouse software for goods management also has another benefit: ensuring that the orders are correct. Since there can be no room for error when deliveries need to be made, the system helps workers in locating the correct item for shipping. The system significantly lowers human error in distribution of goods, equivalent to more profit. With warehouse software, the tomatoes a retail store orders will not end up as potatoes.It is possible for a huge facility to be managed by small but powerful warehouse management systems. When deliveries grow hectic, trust this innovative system to make every delivery fast and right at the same time. In the future, warehouses will still be the drop-off points for more goods. Fortunately, warehouse management software can still get the job done no matter how much it needs to work. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/warehouse-management-systems-making-warehouses-small-enough-for-management,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Benefits of Buying Affordable SEO Services From Internet Marketing Experts</title> <link>https://uirypms.info/benefits-of-buying-affordable-seo-services-from-internet-marketing-experts,html</link> <comments>https://uirypms.info/benefits-of-buying-affordable-seo-services-from-internet-marketing-experts,html#comments</comments> <pubDate>Thu, 30 Mar 2023 12:51:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://uirypms.info/?p=57</guid> <description><![CDATA[SEO or Search Engine Optimisation is used by website owners to improve their Google search ranking & associated traffic. A team of SEO experts is required to do a complete SEO job for a website. There are multiple affordable SEO internet marketing companies available to deliver SEO Packages. To buy SEO services online is more [...]]]></description> <content:encoded><![CDATA[<p> SEO or Search Engine Optimisation is used by website owners to improve their Google search ranking & associated traffic. A team of SEO experts is required to do a complete SEO job for a website. There are multiple affordable SEO internet marketing companies available to deliver SEO Packages. To buy SEO services online is more economical rather than hiring a SEO in-house team to do the same job. An online SEO company needs to evaluate your website if you are looking for custom made solutions. But for most of the small and medium sized websites, a pre packaged SEO service should be sufficient. You may buy SEO online, also when you need to execute only a few SEO elements for your website.There are multiple elements when it comes to complete SEO. It starts with on-page optimization and includes a variety of submission services. A new website or a website which is doing SEO for first time, requires a complete re-haul of its website to include keyword suggestions from on-page optimization team. Again SEO experts would do a very good keywords analysis to come up with right kind of keywords for your SEO project. You should therefore buy services only from a qualified SEO internet marketing company. An affordable SEO solution would also do the sitemap submission for your website to various search engines.This SEO service is quite affordable and you may buy only a part of submission services, as what suits your marketing budget. There are multiple offerings under this banner; including directory submissions, article submissions, social bookmarking etc. One may also look for affordable SEO services, which provides RSS Feed submissions & Press Release submissions too. When you buy service, you should confirm if the online SEO Company provides content writing services too. Most of the time, a website may not have relevant articles, press releases etc, stuffed with the suggested keywords. These articles are required during submission service.If budget permits, one should look for SEO internet marketing company which provides Blog posting, Forum participation, Video submission & various other value added services. An affordable SEO service may provide all these services under a single banner. With a qualified SEO experts team at your disposal, your website search rank on Google would improve drastically. Needless to say this would help improve traffic to your website resulting into better profits. Thus it’s important to buy affordable SEO services from a well qualified online SEO company. It’s a prerequisite to your online business success and profits. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/benefits-of-buying-affordable-seo-services-from-internet-marketing-experts,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://uirypms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://uirypms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Wed, 29 Mar 2023 18:18:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Internet Marketing]]></category> <guid isPermaLink="false">http://uirypms.info/?p=55</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Business Advice: How to Negotiate the Best Deal on Software Licensing</title> <link>https://uirypms.info/business-advice-how-to-negotiate-the-best-deal-on-software-licensing,html</link> <comments>https://uirypms.info/business-advice-how-to-negotiate-the-best-deal-on-software-licensing,html#comments</comments> <pubDate>Wed, 29 Mar 2023 18:18:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://uirypms.info/?p=53</guid> <description><![CDATA[Software is the lifeblood of many businesses, having effective software is essential for a number of business-related tasks. However, the cost of software can be a major expense for businesses of all sizes. Fortunately, software licenses are often negotiable. Here are a few tips for getting the best price for your company’s software licenses.Consider AlternativesOne [...]]]></description> <content:encoded><![CDATA[<p> Software is the lifeblood of many businesses, having effective software is essential for a number of business-related tasks. However, the cost of software can be a major expense for businesses of all sizes. Fortunately, software licenses are often negotiable. Here are a few tips for getting the best price for your company’s software licenses.Consider AlternativesOne of the most effective ways to negotiate prices is to find alternatives. Most pieces of software have comparable competitors, and knowing what these programs are and knowing information about them can give you leverage in negotiations. If the alternative software is more expensive than the software for which you are negotiating, highlight its advantages during negotiations. If the main selling point for the new software is its low cost, suggest that you are willing to deal with the cost of transitioning in order to pay less. Competition is fierce in the software industry, and those who are willing to switch to other software packages will gain considerable leverage in negotiations.Highlight Your HistoryIf you have used a particular piece of software for years, mention this fact during negotiations. Software companies love repeat customers, and much of their money comes from those who have used their software for years. Because of this, companies will go to great lengths to please customers who will remain with them in the future. If you have no intention of switching to another software package, you may want to mention this during negotiations as it implies that you are not willing to switch as long as your prices are satisfactory.Discuss Growth PotentialIf your company is in a position to grow significantly in the coming years, you may wish to mention this during negotiations. Even though individual license prices drop as companies grow, the total profit for the developer will rise. Because of this, software companies are likely to offer better deals for companies that will grow significantly in the future. Software companies hate losing out on potential growth, and they may be willing to offer license costs and far lower rates for companies that will bring them more money in the future.Upgrade CostsUpgrades are often great times to negotiate for better prices. If none of the new features offered in the newest version of the software are especially useful, you may be able to bring down the cost of upgraded software significantly. Software companies that offer support will often offer significant discounts for upgrades as the cost of supporting older software is higher than the cost of supporting new software. Some software companies have even been known to offer free upgrades for loyal clients.Unlike most other products sold, there is almost no inherent cost to software licenses. Software costs money to develop, but an individual software license costs the software developer nothing. Because of this, companies will often offer significant discounts that cannot be offered in other industries. Take your time during negotiations, and do not be afraid to play a bit of hardball. Doing so may save your company a significant amount of money. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/business-advice-how-to-negotiate-the-best-deal-on-software-licensing,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Tips for Trading Forex</title> <link>https://uirypms.info/5-tips-for-trading-forex,html</link> <comments>https://uirypms.info/5-tips-for-trading-forex,html#comments</comments> <pubDate>Wed, 29 Mar 2023 16:36:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://uirypms.info/?p=51</guid> <description><![CDATA[The forex market is the most popular financial market in the world, popular due to the liquidity of major forex pairs, as well as because it’s a 24-hour market. Here are some tips to improve your forex trading experience:1. Be educatedWhich currencies will you trade? If you are squeezing your trading in around a job, [...]]]></description> <content:encoded><![CDATA[<p> The forex market is the most popular financial market in the world, popular due to the liquidity of major forex pairs, as well as because it’s a 24-hour market. Here are some tips to improve your forex trading experience:1. Be educatedWhich currencies will you trade? If you are squeezing your trading in around a job, then choose a trading session that will work for you:• The Asian trading session – opening at 0:00GMT and closing at 9:00GMT<br />• The London trading session – opening at 8:00GMT and closing at 17:00GMT<br />• The New York Trading session – opening at 13:00GMT and closing at 22:00GMTOnce you’ve chosen your forex trading session, which currency pairs will you choose? Generally Asia-Pacific currencies, like the JPY, AUD and NZD are active in the Asian trading session. European currencies are active in the London trading session, like GBP/CHF, GBP/JPY, GBP/USD, EUR/GBP and USD/CHF. And in the New York trading session, major forex pairs (paired with the USD) are more liquid, along with some European currencies due to the session overlap – AUD/USD, GBP/CHF, GBP/JPY, GBP/USD, USD/CHF and USD/CAD.Although most of your forex education will come from trading experience, a trader should learn about the markets and economic factors that affect them, using the media and online resources, along with market updates than some forex providers have on their sites.2. Make a planWe’ve already discussed when you want to trade forex, and this will probably influence the currency pairs you choose to trade. So why are you trading, then?Setting goals gives you a framework for your forex trading – not only are you more likely to achieve your goals if you clarify them, but if you have a specific goal for a trade you are also more likely to get out of trades with your profits before the markets turn, rather than greedily waiting for an extra pip.Once you’ve defined your objectives, find a system and stick with it – take every trading entry, adjust every stop, and close every trade as the system says.If you aren’t sure about your trading system, being consistent is the best way to find out whether it works or doesn’t. And, if it works, sticking to it will result in more consistent profits.Your forex trading system should address:<br />• Trading rules for entering, adding to, and closing positions<br />• What to do if the internet connection, telephone or computer fails<br />• What you will do if you are unable to trade due to holidays or illness<br />• What percentage of your account you can afford to lose<br />• How to set orders for when the market opensOnce your plan is in action, keep records to monitor your success.3. Reduce your riskYou should never risk more than 2% of your capital per fx trade – this means that even if you lose ten trades in a row you have still only lost 20% of your account. The more you lose on your trades, the more difficult it is to turn your situation around, so doesn’t it make sense for you to just risk a small percentage per trade?So if you had $1000 capital and you lost 2%, you would be left with $980. You would need to make back $20 to return to your original equity value, that’s only 2.04% of $980. If you continued your streak of bad luck for ten trades, losing 20% or $200, you still only need to make back 25% to get back to your original equity value (200/800 x 100 = 25%).This may seem like a lot, but imagine if you had lost $750, or 75%, on a single forex trade, you would only have $250 of your capital left, so would need to make a 300% return to get back on top (750/250 x 100 = 300%).As you can see, the more you risk, the less likely you are to get it back.4. Cut your lossesIf you are just trading forex for an hour or so a day, then find a trading platform that allows you to set automatic stops. An automatic stop allows you to program your trade to exit automatically if the market turns against you to a certain degree, and it means you know your maximum losses if you can’t be in front of your computer all day.For example, if you bought the AUD/USD at 1.5789 with a stop loss at 50 pips, your stop is set at 1.5739. That means if the value of the AUD drops to that level, your trade will be automatically closed and you won’t sustain any more losses.Once you have a stop-loss, it is usually a good idea to stick to it, rather than moving it further and further away in hope that the market will shift in your favour. Some trades are winning trades, and other ones are losing trades. A good trader learns when to get out of losing trades, rather than desperately adding funds to the trade in the hope that it will turn around.5. Protect your profitsAs the forex markets are very liquid, your profits can turn into losses very quickly. Two methods of protecting your profits are using trailing stops, and trading in multiple lots, a lot being the number of contracts you buy in one transaction.A trailing stop is when you create a stop that follows the forex market when it moves in your favour. So if we take the example from point 3, you bought the AUD/USD at 1.5789. Instead of having a stop loss at 50 pips, you could set a trailing stop at 50 pips, making your opening 1.5739. If the Australian dollar goes up to 1.6322, your stop will rise to 1.6272, meaning that even if the value of the AUD falls, you will still make a profit as your closing price is now set higher than your opening price.Trading in multiple lots give you separate profit targets. If you place one at a conservative level, like 20 pips from your entry level, and the other one further away, you are more likely to make some profits than losing everything.In conclusionIf you educate yourself, make a plan, reduce your risk, stop your losses and protect your profits, you are on the way to being a profitable forex trader. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/5-tips-for-trading-forex,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Market is Excited, But Challenges Still Loom For Small Businesses</title> <link>https://uirypms.info/the-market-is-excited-but-challenges-still-loom-for-small-businesses,html</link> <comments>https://uirypms.info/the-market-is-excited-but-challenges-still-loom-for-small-businesses,html#comments</comments> <pubDate>Wed, 29 Mar 2023 12:38:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://uirypms.info/?p=48</guid> <description><![CDATA[There is a disconnect between the market rally indicating the economy may soon recover and small businesses who continue to face a challenging environment. First, you must keep the market rally in historical perspective and you must interpret the market’s rally. The market rally has caused some excitement due to being one of the strongest [...]]]></description> <content:encoded><![CDATA[<p> There is a disconnect between the market rally indicating the economy may soon recover and small businesses who continue to face a challenging environment. First, you must keep the market rally in historical perspective and you must interpret the market’s rally. The market rally has caused some excitement due to being one of the strongest market rallies in history. However the 50% rise between March and July 2009 should be compared to other historical benchmarks. According to Barron’s Market Week (August 3, 2009), in July 1997 the S&P ended at 954 and the S&P ended July 2009 at 987. The return during a 12 year period was only 3% (total return, almost no return on an annualized basis). Additionally, the July 2009 S&P level is well below the October 2007 all time high of around 1,580 (over 37% lower according to Yahoo! Finance). The current market rally is indicating that for large and publicly traded companies times are beginning to stabilize. Perhaps not improving, but less bad news is good news in the current environment. Smaller businesses, however, face more challenging times ahead.The financial lending institutions need to flow monies form Wall Street to Main Street. The credit markets are thawing and larger companies can once again qualify for loans. Qualifying for loans will allow the larger companies to calm their cash flow nerves. However, small businesses are facing increased scrutiny when applying for and renewing loans. Even with a high credit score and a large portion of collateral small business owners are having loans not being accepted or renewed. If the loan is not renewed the small business may not be able to raise equity and to take advantage of their local market conditions. Then loans are not renewed, small business owners are forced into repayment. A lot of small businesses and small business owners do not have the assets to repay the called loans. The cash outflow to repay the loan (if available) can potentially lead to a financial hardship for the small business by crushing liquidity, working capital needs and accelerate the cash burn rate. All of which make it more difficult to qualify for a loan from other lenders. These obstacles place more pressure on small businesses (even in a recovery). In additional small businesses will be forced into tougher lending standards which could potentially increase the number of small business failures at the same time the economy recovers for larger companies. Understanding this situation is important for small business owner because they can (immediately) begin to review their operations and focus attention on their financial position in order to take steps to strengthen their overall position before they request a loan or apply for a loan renewal from a financial institution.Second, financial lending institutions currently are trying to figure out the new lending standards. The new standards are tougher than small business owners want them to be. Small businesses enjoyed the NINJA times (No Income No Job or Assets – no problem). Now small businesses feel they are being hassled at the time of the renewal since they have to provide accurate financial information and they understand the renewal is no longer guaranteed. The small business’s “hassle” is the increase of time involved and higher financing costs, including hiring a Certified Public Accountant (CPA) to issue financial statements and attend loan workout meetings. Financial lending institutions, however, have been faced with higher loan failures and are currently finding out the personal guarantees they had signed by the small business owners are semi-worthless. The small business owner protected themselves by transferring all of there assets to their spouse who did not sign the personal guarantee. This leaves the bank with a bad loan and a worthless personal guarantee. Banks may have both spouses sign the personal guarantee in the future for more protection. A troubling sign is a lot of small businesses and owners are not well capitalized (i.e. they do not have many assets, but do have debts and a good life style). As larger companies have built assets over time and made drastic cost cuts and lay offs of the work forces smaller companies have minimal assets and minimal liquidity and did not cut costs and work forces as quickly or dramatically as larger businesses.Wall Street and the U.S. Government are lending to and bailing out Wall Street Companies, but Wall Street and the U.S. Government is not lending to or bailing out Main Street Companies. As larger companies are beginning to receive financing from financial institutions and bail out monies form the U.S. Government; small business lenders, such as CIT, have received little or no attention from Uncle Sam. CIT is one of the more important lending institutions for small businesses (The CIT Threat By Donna Childs). Small business lenders and regions banks seem to be hurting the most out of all of the financial institutions at the moment. In order for these institutions to lend monies to small businesses in the future they will have to increase their lending standards. For Main Street companies to qualify for loans in the future small businesses need to make major adjustments to their business model including building assets and overall strengthening the financial position of the business and owner (just as their larger counterparts have done).Third, the economy is still in recession and growth will not be the glory days of the past. David Rosenberg, chief economist at Gluskin Sheff, stated “What matters is the contour of the recovery” (The Best Five-Month Run Since 1938 By Kopin Tan and Andrew Bary) meaning that the economy still has a long way to improve. The markets might have “improved” 50% between March and July 2009, however the business environment has not improved or not improved that considerably. Continued pressure on the economic recovery and growth over the next several years includes unemployment around 10% and increasing, the US savings rate has increased over the past 12 months, corporate America continues to de-leverage and the U.S. Government is too involved in private markets.Unemployment of 10% and rising as well as an increase in the US savings rate places pressure on consumer spending due to uncertainty of future employment and income. Consumer spending at the local level directly affects small business performance. A reduction of consumer spending pressures the survival of small businesses. According to “The Recession is Over Now What We Need Is A New Kind Of Recovery” by Daniel Gross (Newsweek August 3, 2009) 5 million jobs are anticipated to be created by 2011, however the economy has lost 6.5 million jobs since December 2007. Consumer spending due to uncertain employment over the next several years can financially pressure local small businesses. As corporate America continues to de-leverage itself it repays debt instead of making purchases and instead of increasing its workforce. The reduction of purchases does trickle down to small businesses and less procurement can affect small business revenues. The U.S. Government involvement in large corporations should be more troubling than the news reports. Our pride as a market based economy and being a Democracy has been turned into the U.S. being Socialist without any major opposition. Yes, we are Socialists since the government owns private enterprise. As taxpayers complain that the government cannot do anything right or efficient at least. Now we are using more of taxpayer resources for Wall Street companies and not Main Street companies will have significant effect on Main Street’s future. Mr. Gross states it costs the U.S. government $92,000 in government spending or $145,000 in government tax breaks to create one job. The average job in the U.S. pays less 1/3 to ½ than this amount. The jobs created will first affect larger businesses, with hope that it will trickle down to small business. At least Main Street will still have its pride (even if it is forced into bankruptcy). Small businesses must be aware of this environment and understand the recovery has many challenges over the next several years to come.In conclusion, small businesses have several challenges in the years ahead. Immediate action is necessary to continue to evolve their business model and strengthen their financial position. Business owners should expect to sacrifice more and potentially raise equity (diluting their ownership) in order to survive the rest of the recession and to try to stay alive through the recovery. Small businesses should continue to stay vigilant during the potential economic recovery in order to continue operations. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/the-market-is-excited-but-challenges-still-loom-for-small-businesses,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Branded – It Is How YOU Will Be Remembered!</title> <link>https://uirypms.info/branded-it-is-how-you-will-be-remembered,html</link> <comments>https://uirypms.info/branded-it-is-how-you-will-be-remembered,html#comments</comments> <pubDate>Thu, 02 Feb 2023 09:26:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://uirypms.info/?p=46</guid> <description><![CDATA[BrandedThere was TV show when I was young about a US Army Cavalry Captain drummed out of the service for cowardice. A deed he did not commit. I still know the song and one line goes like this: “What will you do when you’re branded, will you fight for the name?” Have you ever felt [...]]]></description> <content:encoded><![CDATA[<p> BrandedThere was TV show when I was young about a US Army Cavalry Captain drummed out of the service for cowardice. A deed he did not commit. I still know the song and one line goes like this: “What will you do when you’re branded, will you fight for the name?” Have you ever felt like you were “branded” and as you walked around? Like everyone knew something about you and it changed the way they treated you? Was it untrue? The show lasted several years, with each episode negated the coward brand.When I think about the word “branded”, I go back to my cowboy days on the ranch. When branding day came, it came early in the morning with starting the fires. After getting the fire started, it was placing the irons in the red coals until they, too, were red hot. Next, comes roping the calves away from the herd and pinning them down. Hearing the bawling of the mothers who knew what was coming next still haunts me. The next sound, a sizzle and the smell of the iron as it burns into the flesh and hair of the calf. That branding smell is something you never quite get out of your nostrils, ever. The brand will never change on that hide.Branding your business is just as memory making. When people hear your name, your company name, your product, or your service, what flashes into their minds? The branding of a company takes thought, research, and imagination. Once the brand becomes recognizable, changing the brand usually means starting all over with a new business and a new business model, new clients.We brand people, too! Does that shock you? I know your mom, like mine said these words, “Don’t judge the book by its cover”, or “Sticks and stones can break your bones but names will never hurt you”. The opportunity is that names stick and being classified sticks.The branding of people is different. Once branded by others, we have a choice, to stand and re-brand or accept what has been branded on us. At this stage of life, I wear several brands. Some are hidden under old brands, some I am proud of, some I am not, and some I even earned.I was branded at an early age. I did not realize it until later in life. The fortunate part for me was that a good friend and mentor told me that everyone has a brand of some sort that is on them. I myself was branded at an early age of not being the sharpest knife in the drawer by a teacher and my mother agreed. Teachers know these things. So I reacted to the expectations and reacted accordingly. Mother knows best?My mentor went on to tell me that each time we are branded we have a wonderful opportunity to move ahead on the next great adventure. “What Great Adventure?” I asked.He continued on. “Re-branding is a natural part of life. You get to answer some new questions that are only yours and yours alone. What do you really want to be? What do you really want to do? Have you discovered your gifts and talents and how to use them? Where do you want to go? Who you become is up to you. You have a choice. Be miserable and accept the hand you were dealt or tell the dealer you would like a fresh hand. The adventure is that new insights added to the past insight to move you to the next level.” Change is possible.Let’s look at this situation another way. On the ranch when a calf is branded, the cherry red iron is placed on the hide of the calf. The brand does not change. It will be that way for as long as the cow lives. The calf will never have control of changing that brand. It labels where it belongs.People on the other hand can change their brand and do. I went from not the sharpest knife in the drawer to someone feared by the management at the company I worked for. I was the union steward. I was good. I never lost a grievance.But, one day I woke up and realized that instead of fighting against the management, I was protecting people that should have been fired and would have been without a big union protecting them. Employees lacking good work habits. I had the opportunity to really help my union brothers and sisters by weeding out the unwanted. I realized that the rest of the group was carrying the work load and having to work harder because I was protecting the useless. Most of them were not in the union, but had the same rights and access to the steward as those who paid dues. How much money does that cost a company when part of the employees work harder to cover for those who do little of the work? How many raises did the worker miss paying the wages for everyone?I handed in my union steward card. I re-branded myself again. I left where I had worked 20 years and went to be an office manager in another building. I had to re-brand and move on. The people who were my friends in the past now did not talk to me, called me things I will not repeat, and there was no going away party given for me.The realization was this: people followed others that spoke well, treated others with respect, and sought to be a helping hand to all. This sent me on a new adventure.Was re-branding myself easy? NO! Was it the most fun? NO! Was it the most exciting thing that I continue to do? YES! Today I look at the chance of re-branding daily. Some of my brands do not change. The moral and value code stays the same. I remain trustworthy, loyal, and respectful. The learning and searching continues on daily.The next great adventure (re-branding) was on to a new world of training others. This was the greatest responsibility so far I had been in entrusted with. Setting the example each and every day of how to do their jobs as well as be a representative of the company on and off the clock. From there it has been building new companies for others as well as my family. The only thing that has stayed constant is that, as you change, improve, and re-brand, you will grow. As you grow you have an opportunity to help others by being that mentor, that friend.How were you branded? Are you still wearing that brand or did you get a new one? All of us have an audience that we want to be heard by, to share ourselves with. Mine is simple and hard to do. Teach personal accountability and personal leadership to everyone that I am blessed to come in contact. </p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/branded-it-is-how-you-will-be-remembered,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Search Results</title> <link>https://uirypms.info/search-results-2,html</link> <comments>https://uirypms.info/search-results-2,html#comments</comments> <pubDate>Wed, 25 Jan 2023 21:52:47 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://uirypms.info/?p=44</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://uirypms.info/search-results-2,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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