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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>vbbzzms.info</title> <atom:link href="http://vbbzzms.info/feed/" rel="self" type="application/rss+xml" /> <link>https://vbbzzms.info</link> <description></description> <lastBuildDate>Tue, 22 Aug 2023 11:19:51 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Impact of Bad Credit on Commercial Loans</title> <link>https://vbbzzms.info/impact-of-bad-credit-on-commercial-loans/</link> <comments>https://vbbzzms.info/impact-of-bad-credit-on-commercial-loans/#comments</comments> <pubDate>Thu, 06 Apr 2023 19:09:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loans]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=63</guid> <description><![CDATA[The impact of bad credit scores on commercial loans has never been so severe. And we’re not just saying that so you read this article. As the commercial secondary market continues to take a beating and local banks that still lend off of their balance sheet cherry pick deals, borrowers credit score are an all [...]]]></description> <content:encoded><![CDATA[<p> The impact of bad credit scores on commercial loans has never been so severe. And we’re not just saying that so you read this article. As the commercial secondary market continues to take a beating and local banks that still lend off of their balance sheet cherry pick deals, borrowers credit score are an all too easy lending criteria to “pick on”.Unlike a lot of the components in commercial underwriting, the borrower’s credit score is simple to calculate and very easy to categories. Compared to predicting future business trend, or calculating property valuing in a declining market for example, figuring out the borrower’s credit score only take a few minutes. If the score is outside guidelines, it’s a dead file. For example the vast majority of banks simply will not look at deals where the borrowers score is below a 680 now. A year ago 620 was questionable, maybe even “looked down” on, but still doable.Improving ones score should be a huge priority for all borrowers. Much has been written on the topic (which we discuss on our website) but whatever strategy the borrower uses, if they decide to do it on their own or hire a firm to handle it for them, it should be taken very seriously.For commercial loans with bad credit that do close, the borrower is now paying a huge price for the lenders leniency. Rates are often 2% – 8% higher than on typical bank loans. Prepayment penalties are often very high and restrictive as some lenders within this arena charge interest lock outs and the like. Loan programs are often shorter as well and many lender including the government’s Small Business Administration charge high fees. For example the SBA 7a program, which is their most popular commercial mortgage, charges 2.75% on the front of the loan… And that’s the governments program!Bottom line – borrowers will save 10′s of thousands of dollars by rising that score and 10′s of thousands on transaction costs by not having to refinance out of short term loans that they where forced into due to personal credit scores. If you are in a position where you know you have to refinance your existing loan, perhaps it is ballooning or your existing bank is pressuring you to leave, get started on improving your score immediately as the impact of bad credit on your commercial loans is just too serious in this market. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/impact-of-bad-credit-on-commercial-loans/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>New Home Interior Design – Plan Ahead</title> <link>https://vbbzzms.info/new-home-interior-design-plan-ahead/</link> <comments>https://vbbzzms.info/new-home-interior-design-plan-ahead/#comments</comments> <pubDate>Thu, 06 Apr 2023 16:45:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=61</guid> <description><![CDATA[By failing to plan properly well ahead of time for your new home interior design, you could end up feeling too overwhelmed with other work to actually plan out how you want your new home to look. In addition, by the time all your belongings are moved into the new home, planning for the new [...]]]></description> <content:encoded><![CDATA[<p> By failing to plan properly well ahead of time for your new home interior design, you could end up feeling too overwhelmed with other work to actually plan out how you want your new home to look. In addition, by the time all your belongings are moved into the new home, planning for the new home interior design will be close to impossible with all the clutter lying about.Getting StartedWhen planning for your new home interior design, begin first by spending time in your new home and taking a good look around. Keep in mind that it is much easier to plan for a new home interior design when the house is still empty and bare. Visit your new house at least twice before you begin to lay out plans for your interior design.Make sure that you visit at least once in the morning to see how the light plays around the rooms during the early morning. Then visit again in the afternoon to see how the rooms look and feel in the afternoon light. Remember that your new home interior design will work better if it is designed to harmonize with the light to achieve that warm, sunny and homey feeling.When visiting your new home, take along a sketch pad and pencil with you. Never mind if you cannot paint or draw. What is really important here is that you note down all of the important parts of the house and then take the time to plan out what you will do with it. For instance, you will want to get the dimension and shape of the living room.You will be taking measurements for drapes and window coverings. And if you intend to buy new furniture, you need to select pieces that will not look overly large for the space nor make the area look crowded. By jotting down the exact size and shape of the room and home interior design, you will be able to determine the types of furniture and fixtures needed in order to make that room look like your own, containing your own special touch. </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/new-home-interior-design-plan-ahead/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Do You Really Know What Business Marketing Is?</title> <link>https://vbbzzms.info/do-you-really-know-what-business-marketing-is/</link> <comments>https://vbbzzms.info/do-you-really-know-what-business-marketing-is/#comments</comments> <pubDate>Thu, 30 Mar 2023 15:41:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=59</guid> <description><![CDATA[There are countless books and courses on marketing and how to do it properly. You’ve probably read or attended some yourself. But, do you feel like you have a good grasp of marketing?Do you fully understand all the processes involved and how to best apply them to your company? When all the cards are on [...]]]></description> <content:encoded><![CDATA[<p> There are countless books and courses on marketing and how to do it properly. You’ve probably read or attended some yourself. But, do you feel like you have a good grasp of marketing?Do you fully understand all the processes involved and how to best apply them to your company? When all the cards are on the table, most small-to-medium businesses don’t. Or at the very least, they understand these concepts.What Is Business Marketing?<br />Everything a business does, everything you do to sell products and services – is marketing. Every decision you make, if it’s about how to put your products or services in the hands of consumers, is business marketing.The foundations of marketing are relatively easy to explain and understand. But mastering these essential concepts can mean the difference between success and failure.You don’t have to micromanage all marketing that your business does. In fact, it’s probably a good idea to hire a professional. However, that doesn’t replace the need to have a solid knowledge of marketing strategy. Business owners should always have a proactive role in their company’s marketing tactics.Essential Components of a Good Marketing Strategy<br />Not all marketing concepts will apply to every business. Some will be more relevant than others, but as an entrepreneur you should be familiar with all of them.Inbound Marketing<br />Think of inbound marketing as your workhorse.It’s a set of marketing tactics designed to maintain a steady influx of customers into your sales process. This isn’t about pushing your brand to generate leads or direct conversion.Inbound marketing uses various channels in creative ways to reach as many people as possible. Tools such as SEO optimization and social media channels are ideal for this type of marketing. The goal is to drive high volumes of quality traffic that can convert through brand engagement in the long run.Direct Marketing<br />If inbound marketing is your workhorse, think of direct marketing as your racehorse.Direct marketing includes sales tactics designed to produce an instant response. Things like calls to action in online or broadcast media fall into this category.Regardless of what else you do, direct marketing is an important part of any marketing strategy. It allows you to instantly measure success or failure based on response rates.Knowing how people are responding to one offering versus another is crucial.Outbound Marketing<br />This is where the rubber really meets the road.In outbound marketing, you’re reaching out to prospects and basically saying “buy from me.” This is typically what people think of when they hear the word marketing.Outbound marketing includes sales calls, print ads, broadcast ads, door-to-door sales and much more. Any activity in which you’re reaching out to potential customers with an offering figures into this definition.Though a staple in countless marketing strategies, it’s not very effective. It’s hard to figure out if it’s really working and people are getting savvier and blocking the majority of this type of marketing.Content Marketing<br />This is the new-old way to market.Most smart businesses realize that people are OK with marketing, as long as they get something in return. For example, if you create great content, consumers will be happy to hear from you.Therefore, every channel you have should start by giving value in return for your customers’ attention.Social Media Marketing<br />It is inescapable, omnipresent, and pervasive.Marketing is about getting attention. If you can’t get people’s attention, you have no one to market to.The biggest attention vacuums nowadays are social media platforms. It goes without saying that any marketing strategy that doesn’t include social media, is off to a bad start.Start with Solid Foundations<br />Each of these components has its own place in the puzzle. Some may be more important to your business than others. But only by understanding them all can you find your way out of the marketing madness.Don’t be a passive business owner. Take charge of your marketing strategies and stop wasting resources on marketing that doesn’t deliver. </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/do-you-really-know-what-business-marketing-is/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Technology and Our Kids</title> <link>https://vbbzzms.info/technology-and-our-kids/</link> <comments>https://vbbzzms.info/technology-and-our-kids/#comments</comments> <pubDate>Thu, 30 Mar 2023 14:11:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=56</guid> <description><![CDATA[With most people plugged in all the time, I often wonder what effect technology is having on our kids. Some say technology is another helpful learning tool that is making our kids smarter and some say it is having no significant effect at all. Still, others propose that technology use is encouraging social isolation, increasing [...]]]></description> <content:encoded><![CDATA[<p> With most people plugged in all the time, I often wonder what effect technology is having on our kids. Some say technology is another helpful learning tool that is making our kids smarter and some say it is having no significant effect at all. Still, others propose that technology use is encouraging social isolation, increasing attentional problems, encouraging unhealthy habits, and ultimately changing our culture and the way humans interact. While there isn’t a causal relationship between technology use and human development, I do think some of the correlations are strong enough to encourage you to limit your children’s screen time.Is television really that harmful to kids? Depending on the show and duration of watching, yes. Researchers have found that exposure to programs with fast edits and scene cuts that flash unrealistically across the screen are associated with the development of attentional problems in kids. As the brain becomes overwhelmed with changing stimuli, it stops attending to any one thing and starts zoning out. Too much exposure to these frenetic programs gives the brain more practice passively accepting information without deeply processing it. However, not all programs are bad. Kids who watch slow paced television programs like Sesame Street are not as likely to develop attentional problems as kids who watch shows like The Power Puff Girls or Johnny Neutron. Educational shows are slow paced with fewer stimuli on the screen which gives children the opportunity to practice attending to information. Children can then practice making connections between new and past knowledge, manipulating information in working memory, and problem solving. Conclusively, a good rule of thumb is to limit television watching to an hour to two hours a day, and keep an eye out for a glossy-eyed transfixed gaze on your child’s face. This is a sure sign that his or her brain has stopped focusing and it is definitely time to shut off the tube so that he can start thinking, creating, and making sense out of things again (all actions that grow rather than pacify the brain).When you do shut off the tube, don’t be surprised if you have a melt down on your hands. Technology has an addictive quality because it consistently activates the release of neurotransmitters that are associated with pleasure and reward. There have been cases of addictions to technology in children as young as four-years-old. Recently in Britain, a four-year-old girl was put into intensive rehabilitation therapy for an iPad addiction! I’m sure you know how rewarding it is to sign onto Facebook and see that red notification at the top of the screen, or even more directly how rewarding playing games on your computer can be as you accumulate more “accomplishments.” I am guilty of obsessive compulsively checking my Facebook, email, and blog throughout the day. The common answer to this problems is, “All things in moderation.” While I agree, moderation may be difficult for children to achieve as they do not possess the skills for self discipline and will often take the easy route if not directed by an adult. According to a new study by the Kaiser Family Foundation, children spend about 5 hours watching television and movies, 3 hours on the internet, 1 1/2 hours texting on the phone, and a 1/2 hour talking on the phone each day. That’s almost 75 hours of technology use each week, and I am sure these results are mediated by parental controls and interventions. Imagine how much technology children use when left to their own defenses! In a recent Huffington Post article, Dr. Larry Rosen summed it up well, “… we see what happens if you don’t limit these active participation. The child continues to be reinforced in the highly engaging e-world, and more mundane worlds, such as playing with toys or watching TV, pale in comparison.” How are you ever going to get your child to read a black and white boring old book when they could use a flashy, rewarding iPad instead? Children on average spend 38 minutes or less each day reading. Do you see a priority problem here?With such frequent technology use, it is important to understand if technology use encourages or discourages healthy habits. It’s reported that among heavy technology users, half get C’s or lower in school. Light technology users fair much better, only a quarter of them receiving low marks. There are many factors that could mediate the relationship between technology use and poor grades. One could be decreased hours of sleep. Researchers from the Department of Family and Community Health at the University of Maryland found that children who had three or more technological devices in their rooms got at least 45 minutes less sleep than the average child the same age. Another could be the attention problems that are correlated with frequent technology use. Going further, multitasking, while considered a brilliant skill to have on the job, is proving to be a hindrance to children. It is not uncommon to see a school aged child using a laptop, cell phone, and television while trying to also complete a homework assignment. If we look closer at the laptop, we might see several tabs opened to various social networks and entertainment sites, and the phone itself is a mini computer these days. Thus, while multitasking, children are neglecting to give their studies full attention. This leads to a lack of active studying, a failure to transfer information from short term to long term memory, which leads ultimately to poorer grades in school. Furthermore, it is next to impossible for a child to engage is some of the higher order information processing skills such as making inferences and making connections between ideas when multitasking. We want our children to be deep thinkers, creators, and innovators, not passive information receptors who later regurgitate information without really giving it good thought. Therefore, we should limit access to multiple devices as well as limit duration of use.Age comes into play when discussing the harmful effects of technology. For children younger than two-years-old, frequent exposure to technology can be dangerously detrimental as it limits the opportunities for interaction with the physical world. Children two-years-old and younger are in the sensorimotor stage. During this stage it is crucial that they manipulate objects in the world with their bodies so that they can learn cause-effect relationships and object permanence. Object permanence is the understanding that when an object disappears from sight, it still exists. This reasoning requires the ability to hold visual representations of objects in the mind, a precursor to understanding visual subjects such as math later in life. To develop these skills, children need several opportunities every day to mold, create, and build using materials that do not have a predetermined structure or purpose. What a technological device provides are programs with a predetermined purpose that can be manipulated in limited ways with consequences that often don’t fit the rules of the physical world. If the child is not being given a drawing app or the like, they are likely given programs that are in essence a lot like workbooks with structured activities. Researchers have found that such activities hinder the cognitive development of children this age. While researchers advise parents to limit their baby’s screen time to 2 hours or less each day, I would say it’s better to wait to introduce technology to your children until after they have at least turned 3-years-old and are demonstrating healthy cognitive development. Even then, technology use should be limited enormously to provide toddlers with time to engage in imaginative play.Technology is changing the way children learn to communicate and use communication to learn. Many parents are using devices to quiet there children in the car, at the dinner table, or where ever social activities may occur. The risk here is that the child is not witnessing and thinking about the social interactions playing out before him. Children learn social skills through modeling their parents social interactions. Furthermore, listening to others communicate and talking to others is how children learn to talk to themselves and be alone. The benefits of solitude for children come from replaying and acting out conversations they had or witnessed during the day, and this is how they ultimately make sense of their world. The bottom line is, the more we expose our children to technological devices, the worse their social skills and behavior will be. A Millennium Cohort Study that followed 19,000 children found that, “those who watched more than three hours of television, videos or DVDs a day had a higher chance of conduct problems, emotional symptoms and relationship problems by the time they were 7 than children who did not.” If you are going to give your child screen privileges, at least set aside a time for just that, and don’t use technology to pacify or preoccupy your children during social events.There’s no question that technology use can lead to poor outcomes, but technology itself is not to blame. Parents need to remember their very important role as a mediator between their children and the harmful effects of technology. Parents should limit exposure to devices, discourage device multitasking, make sure devices are not used during social events, and monitor the content that their child is engaging in (ie. Sesame Street vs. Johnny Neutron). Technology can be a very good learning tool, but children also need time to interact with objects in the real world, engage in imaginative play, socialize face-to-face with peers and adults, and children of all ages need solitude and time to let their mind wander. We need to put more emphasis on the “Ah-ha!” moment that happens when our minds are free of distractions. For this reason alone, technology use should be limited for all of us. </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/technology-and-our-kids/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Pick the Right Wedding Entertainer for Your Event</title> <link>https://vbbzzms.info/how-to-pick-the-right-wedding-entertainer-for-your-event/</link> <comments>https://vbbzzms.info/how-to-pick-the-right-wedding-entertainer-for-your-event/#comments</comments> <pubDate>Mon, 27 Feb 2023 16:54:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=53</guid> <description><![CDATA[Are you looking to hire something fun and different for your event? Do you have a wedding or corporate party where you need to impress? Take a look at the following article to find out more about corporate entertainers and wedding entertainers.So, what do you look for to make sure that you hire the best [...]]]></description> <content:encoded><![CDATA[<p> Are you looking to hire something fun and different for your event? Do you have a wedding or corporate party where you need to impress? Take a look at the following article to find out more about corporate entertainers and wedding entertainers.So, what do you look for to make sure that you hire the best wedding entertainer for your event? Similar to if you were looking to hire a corporate entertainer for a works do, the first thing you would take a look at is the previous customer feedback that any act you were interested in has advertised. If they have none, then beware! It means they are either a new act with perhaps little experience, or, they are not very good…! After all, an act with no references should surely raise the odd alarm bell…Another thing to take into account is just how good the entertainers marketing material is. Chances are you will have been drawn in by this in the first place, but, it is still worth thinking about in detail. Actually spend a few minutes reading the bio – see what work they claim to have undertaken before. Have a look at the images and check out the looks on guests faces. These are the kind of things that cannot be ‘forged’ so investigate at length. Back to references as well, have a look at the kind of events that your entertainer has previously performed at. Corporate events can be quite different to weddings and so check out of you are looking more toward the hiring of a wedding entertainer or a corporate entertainer.It is also worth taking a look on YouTube to see if you can actually find videos of the artist performing. There is nothing like seeing an act in their environment for putting your mind at rest.One way to take a lot of worry and stress out of the whole process it book via a reputable entertainment agency. This way any entertainer you become interested in will already have been vetted by the company for quality and the kind of experience they have. They will often be able to point you in the right direction not only in the style of act best suited to your event but also the ones that best meet your budget.Beware though, not all agencies adopt a good vetting process, so, when you speak to an agent, be sure to ask them how they add the acts, what process they use and also check if they charge the act to be included on their roster… if they do… HANG UP! Any agency that charges an act to be included is more than likely going to be not as strict on their quality control because it is in their own interest to just add as many entertainers as possible to bump up their own profits.Hopefully, this offers a brief guide on a couple of things to look out for, but if you have any additional questions feel free to ask. </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/how-to-pick-the-right-wedding-entertainer-for-your-event/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Education – A Great Way to Get Ahead in Life</title> <link>https://vbbzzms.info/online-education-a-great-way-to-get-ahead-in-life/</link> <comments>https://vbbzzms.info/online-education-a-great-way-to-get-ahead-in-life/#comments</comments> <pubDate>Thu, 26 Jan 2023 10:28:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Education]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=51</guid> <description><![CDATA[If you have ever thought about an online education to further your current career, or to get training for a new career, now is a great time to get started. In the past, some people may have thought that an online education was not of the same quality as a “traditional” education, and that it [...]]]></description> <content:encoded><![CDATA[<p> If you have ever thought about an online education to further your current career, or to get training for a new career, now is a great time to get started. In the past, some people may have thought that an online education was not of the same quality as a “traditional” education, and that it was similar to one of those “mail order” degrees. This is no longer the case. In fact, many public and private universities offer online education courses and degree programs in addition to the many other strictly online universities. You can get anything from an associate’s degree to a doctorate online and you can also get technical college degrees. For those who are not looking for an online education degree program, but just to update their professional knowledge there are many opportunities there as well.It stands to reason that one of the more popular online education offerings is computer training. You can get a degree in computer programming, or many other different computer related degrees which will put you into one of the fastest growing career fields. As you will discover many employers and businesses are coming to respect and seek out graduates who participate in these types of degree programs.But, for those who are not interested in computers as a career, you can find online education degree programs for everything from education to marketing. No matter what level you are starting at-high school graduate to doctoral candidate, you can find courses that will meet your needs.If you already have a degree and are not looking for another one, you can always update your knowledge and skills with an online education course that is geared specifically for continuing education. You can update your computer skills; get recertification training for teachers, and so on and so on. The possibilities are nearly endless.There are several advantages to pursuing a degree or training online. You can do it at your own speed in your own time. While a degree at a traditional university or college may take 2 to 4 years, you can cut that time short or stretch it out as needed. You can get loans, financial aid and flexible financing just as you would at any other school. Just be sure that the online university is accredited and that your online credits will be recognized in your chosen industry or career field. Get online and get ahead! </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/online-education-a-great-way-to-get-ahead-in-life/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Social Networking Sites</title> <link>https://vbbzzms.info/social-networking-sites/</link> <comments>https://vbbzzms.info/social-networking-sites/#comments</comments> <pubDate>Thu, 26 Jan 2023 10:27:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Social Networking]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=49</guid> <description><![CDATA[Social networking sites like Facebook, MySpace, and Twitter have become a mainstream part of the American and world pop culture. “Social networking” is the term used to describe websites where people set up their own personal web page, use this to meet new friends and reunite with old friends, and otherwise create a network of [...]]]></description> <content:encoded><![CDATA[<p> Social networking sites like Facebook, MySpace, and Twitter have become a mainstream part of the American and world pop culture. “Social networking” is the term used to describe websites where people set up their own personal web page, use this to meet new friends and reunite with old friends, and otherwise create a network of friends and contacts on the Internet.Online social networks have become a way to keep in touch with your oldest friends in the world, share your love of games, network for love, reignite old romantic flames, or even further your career through business networking. Because tweeting and Facebooking provides such a variety of advantages and options to such a wide range of people, social network sites have become a mainstream online phenomenon.FacebookFacebook is the site people wanting to contact old classmates and childhood friends use. When you establish a page, you’ll get friend suggestions according to your current address, your childhood addresses, and the schools you attended. Once you start to add friend, you might receive suggestions from their list of friends, so that you have an ever-expanding network of people you might have known throughout your life. Eventually, you tend to reunite with dozens, if not hundreds, of old friends and acquaintances.Another aspect to Facebook is the tendency people have to meet their old boyfriends and girlfriends online and catch up on old times. Often, the nostalgia for a lost love turns into a reunion of another sorts, or people who had mutual crushes in their teen years or college days end up hooking up for romantic relationships, to see what might have been or fulfill a long-standing fantasy. This has led one preacher to deride Facebook as a “portal to infidelity”, though it should go without saying that the vast majority of people on Facebook are more interested in telling you about their kids, their spouse, and their latest trip to the grocery store. (Also, that particular preacher turned out to have a past far seedier than your average Facebook fancy.)TwitterTwitter gives people the ability to send short, pithy “tweets” to all the people in their online network. Each tweet only contains 140 characters or less, so brevity is key on Twitter. Submitting links to favorite online stories or re-tweeting other people’s tweets is a way to show people what it is you care about, as well as show what you’re following on the computer.Since a few athletes and politicians began tweeting, and since a few of these celebrities got into trouble for posting on Twitter something they didn’t entirely think through, Twitter has become a place to follow mini-scandals. A number of celebrities have become big Twitter phenoms–Ashton Kutcher most famously.MySpaceMySpace was the first huge, mainstream social networking site. MySpace began as a portal for bands, musicians, and musical artists to find jobs, bandmates, and other career opportunities. At a point, My-Space morphed into a portal for a mainstream audience, including millions of teens and tweens. While Facebook and Twitter have surpassed MySpace in the social consciousness these days, this is still a massive web presence still impacting the culture.Linked InLinkedIn specifically caters to business professionals wanting to find job, meet business contacts, and otherwise advance and network in the career field and business world. With 85,000,000 people linked into the site, this is a place anyone with a commercial venture, business skills, or need for a job should have a page on.There are a huge number and variety of social network websites out there, and you should view LinkedIn as the type of niche sites available out there. If you have a particular hobby, interest, or venture in mind, you can probably find a web address that lets you network socially online in this field of interest. </p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/social-networking-sites/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://vbbzzms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/</link> <comments>https://vbbzzms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/#comments</comments> <pubDate>Thu, 26 Jan 2023 10:26:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Weight-Loss]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=47</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://vbbzzms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/</link> <comments>https://vbbzzms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>SPDN: An Inexpensive Way To Profit When The S&P 500 Falls</title> <link>https://vbbzzms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/</link> <comments>https://vbbzzms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://vbbzzms.info/?p=40</guid> <description><![CDATA[Summary SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice. This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index. SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF. [...]]]></description> <content:encoded><![CDATA[<p>Summary<br />SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.<br />This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.<br />SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.<br />Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.<br />We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.<br />Put a gear stick into R position, (Reverse).<br />Birdlkportfolio</p><p>By Rob Isbitts</p><p>Summary<br />The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.</p><p>The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.</p><p>SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.</p><p>Strategy<br />SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.</p><p>Proprietary ETF Grades<br />Offense/Defense: Defense</p><p>Segment: Inverse Equity</p><p>Sub-Segment: Inverse S&P 500</p><p>Correlation (vs. S&P 500): Very High (inverse)</p><p>Expected Volatility (vs. S&P 500): Similar (but opposite)</p><p>Holding Analysis<br />SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.</p><p>Strengths<br />SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.</p><p>Weaknesses<br />The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.</p><p>Opportunities<br />While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.</p><p>Threats<br />SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.</p><p>Proprietary Technical Ratings<br />Short-Term Rating (next 3 months): Strong Buy</p><p>Long-Term Rating (next 12 months): Buy</p><p>Conclusions<br />ETF Quality Opinion<br />SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.</p><p>ETF Investment Opinion</p><p>SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.</p>]]></content:encoded> <wfw:commentRss>https://vbbzzms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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