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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>xjxpdms.info</title> <atom:link href="http://xjxpdms.info/feed" rel="self" type="application/rss+xml" /> <link>https://xjxpdms.info</link> <description></description> <lastBuildDate>Wed, 23 Aug 2023 07:39:54 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Getting a Commercial Loan? Be Prepared!</title> <link>https://xjxpdms.info/getting-a-commercial-loan-be-prepared</link> <comments>https://xjxpdms.info/getting-a-commercial-loan-be-prepared#comments</comments> <pubDate>Thu, 06 Apr 2023 19:10:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loans]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=65</guid> <description><![CDATA[When deciding to purchase or refinance a commercial property, it is good practice to start by looking at your credit report. Lenders use the 3 major credit bureaus, Equifax, Trans Union and Experian. So it will be a good idea to pull all 3 to assess your credit report for any out dated or erroneous [...]]]></description> <content:encoded><![CDATA[<p> When deciding to purchase or refinance a commercial property, it is good practice to start by looking at your credit report. Lenders use the 3 major credit bureaus, Equifax, Trans Union and Experian. So it will be a good idea to pull all 3 to assess your credit report for any out dated or erroneous items that could be hurting your credit score.You will also want to clear up any negative information – if you have any derogatory items such as late payments or collection accounts then write a letter of explanation and include with your commercial mortgage loan package – do not try and hide any derogatory items, unlike residential when applying for a commercial loan, your file will be approved by a live person and not an automated system. The good thing about that is that underwriters realize people make mistakes and look favorably towards a borrower that owns up to their mistakes.Once you have your credit all situated, then the next step is to gather the necessary documentation that will be required by the lender to process your loan.<br />Make sure your have your two most recent tax returns- both personal and business.<br />Get together your 3 most recent month’s bank statements – all pages, as this will be used to verify your assets and funds to close.If you are applying to refinance your commercial mortgage loan: make sure you have your payoff statements, insurance, survey, title policy, and previous appraisal in hand, this will help streamline the refinance process.If you are applying for a purchase loan for commercial real estate, the sales contract must be active. If the contract will expire prior to the closing of your commercial real estate loan, get an extension upfront, be pro-active.If tenants occupy your properties, make sure all tenant leases are valid and that you have a complete rent roll, that matches your tenant leases.You will also want to get your accountant and attorneys on the same page with you as to provide any necessary paper work or to review the loan documents, which if they can be provided in a timely fashion, you maybe able to close you loan in less than 30 days. If you can have everything in order from the beginning you would be surprised to see how smoothly the whole loan process with move to closing.There are 4 main areas that the lenders are focused on when it comes to commercial real estate, which are credit, collateral, cash flow and income.When it comes to credit, lenders want to know that the borrower has credit depth as well as being able to handle large balances especially mortgages and it most cases commercial mortgages.The collateral, they want to make sure that if they ever have to foreclose, that they will be able to unload this property within a short period of time. As Lenders are in the business of lending money, not managing real estate.When it comes to cash flow, you need to get familiar with Debt Service Coverage (DSCR). The DSCR is a ratio used to analyze the amount of debt that can be supported by the cash flow generated from the property. Or, simply the net income generated by the property divided by the new commercial mortgage payment.In commercial mortgage lending, the DSCR is equivalent to the debt-to-income, or DTI ratio in residential lending. Whereas in residential lending, the income and expenses used in the calculation is the borrower’s, it is the exact opposite in commercial mortgage lending. The income and expenses used in calculating the DSCR ratio are derived from the commercial property. Lenders like to see at least a 1.20 ratio. What that mean is for every dollar that comes in, then 20 cents will be profit.As far as the Income, they want to know that the property can sustain itself without the assistance of the borrower. However, if the borrower can sustain both his/her personal expenses as well as the commercial property, this makes the file a very strong and should not have any problems getting approved. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/getting-a-commercial-loan-be-prepared/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Chandelier Lighting and Improving Your Home Interior Design</title> <link>https://xjxpdms.info/chandelier-lighting-and-improving-your-home-interior-design</link> <comments>https://xjxpdms.info/chandelier-lighting-and-improving-your-home-interior-design#comments</comments> <pubDate>Thu, 06 Apr 2023 16:46:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=63</guid> <description><![CDATA[Many homeowners are very elaborate about their home interior design. They devote a great deal of effort in designing and decorating their homes as a way to enhance their home’s ambiance and appeal.In this way they can win the admiration of their guests for their home with no trouble, which is a big thing for [...]]]></description> <content:encoded><![CDATA[<p> Many homeowners are very elaborate about their home interior design. They devote a great deal of effort in designing and decorating their homes as a way to enhance their home’s ambiance and appeal.In this way they can win the admiration of their guests for their home with no trouble, which is a big thing for any homeowner. Furthermore, family members and other household members can also take pleasure from staying inside their good looking homes.A home interior design should have all the essentials to look great and striking enough.Many homeowners are paying more attention to their home furnishings and decorations as their way of improving their home interior design. However, a home interior design that is fully furnished and well-decorated is not complete without the presence of other elements including proper lighting. A complete home interior design must not only be relegated to the choice of furniture and other decorations to go with them. For a complete and remarkable home interior design, homeowners must also pay attention to the ability of lighting fixtures in making their homes look more impressive and appealing.Many home interior design experts are claiming that lighting fixtures play a vital role in a home interior design. A certain portion of the house will lose its value when it is poorly lighted. No matter how intricate or creative the design of a room is, it would not have any value if it does not have an appealing lighting fixture to complement it. Whereas, appropriate amount of lighting from an impressive lighting fixture can enhance the appearance of certain portion of a house.One of the best choices for a lighting fixture for our home is the modern chandelier. Chandelier lighting since it was first used has been one of the most beautiful lighting fixtures of all time. Chandeliers provide a distinctive appeal and beauty that no other lighting fixture can match. Chandelier lighting is naturally capable of transforming a certain place into a more stylish and elegant looking one.The modern chandelier is now a common lighting fixture in mansions, hotel lobbies, and palaces; places that people find expensive and luxurious. As a result, chandelier lighting is usually identified with wealth and elegance. This is the ultimate reason why chandeliers are perfect for our home. We can transform our homes into a place that can promote a wealthy and glamorous environment that can surely win the admiration of our guests for our homes and have them nod in approval.Chandeliers are widely available in the market in varying designs and styles including wrought iron chandeliers. Purchasing a chandelier for our home is easy. These popular lighting fixtures are available at many online furniture shops. As homeowners, it is our responsibility to choose the certain style and design of the chandelier that can be appropriate to our home interior design. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/chandelier-lighting-and-improving-your-home-interior-design/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Breaking Down Sales and Marketing</title> <link>https://xjxpdms.info/breaking-down-sales-and-marketing</link> <comments>https://xjxpdms.info/breaking-down-sales-and-marketing#comments</comments> <pubDate>Fri, 31 Mar 2023 17:07:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=61</guid> <description><![CDATA[Revisiting the Sales and Marketing ConversationBack in October 2015 we shared an article called “5 Ways Marketing Departments Help Salespeople Catch Butterflies.” Recently a tenfold article was shared with us, titled “What is the Meaning of Sales & Marketing and Their Advantages?” and, I have to say, it does a pretty awesome job of breaking [...]]]></description> <content:encoded><![CDATA[<p> Revisiting the Sales and Marketing ConversationBack in October 2015 we shared an article called “5 Ways Marketing Departments Help Salespeople Catch Butterflies.” Recently a tenfold article was shared with us, titled “What is the Meaning of Sales & Marketing and Their Advantages?” and, I have to say, it does a pretty awesome job of breaking down the differences, responsibilities, and links between sales and marketing roles. Why revisit this now? Because it has never been more apparent that the relationship between sales and marketing is still just as misunderstood as ever, especially with advances in marketing technology.Setting the Record StraightMany in the business world, especially those who rely on sales and marketing for success, don’t actually have a concrete grasp on exactly what sales and marketing are. Yes, the two are linked, but they are not one and the same. Sales departments rely on marketing; marketing departments and strategies exist to feed sales (notice I didn’t say “make” sales). You wouldn’t engage in marketing if you had nothing to sell, and your sales strategy would be much less informed and successful if not for your marketing efforts. Yes, many old-school salespeople (or go-getter small business entrepreneurs) are quite capable of drumming up business on their own, and may even have some tried-and-true marketing tactics up their sleeve – but few have the time, skill, or technological resources to effectively capitalize on the true potential of their market.A common mistake made by older, more established businesses is to assume that salespeople are skilled at marketing and that marketing people are skilled at making sales. In some cases this may be true, but certainly not across the board. While trying to conserve capital, many of these companies will attempt to combine their sales and marketing departments, essentially tasking their employees with two job descriptions, and that’s usually a bad move. It’s no accident that more recently established companies, tech giants, and organizations that employ a large number of millennials are killing it with their marketing efforts.Breaking It DownAs the tenfold article explains, some of the key responsibilities of a sales team include:</p><p>Follow Up</p><p>Relationship Building</p><p>Closing</p><p>Retention</p><p>The mark of a great salesperson is the ability to cultivate a personal relationship. Many consumers who have stayed loyal to the same brand, dealership, or salon for years will say that they appreciate the personal attention they receive there. It is not a marketing employee’s responsibility to follow up with a salesperson’s existing customer once the lead has been handed off, nor is it their responsibility to convert a lead to a sale, “close the deal,” or make sure the client remains a client for many years. Short of having an outstanding relationship with a skilled salesperson, product quality and excellent overall experience are the main things that will bolster client retention.On the marketing side, primary efforts are:</p><p>Awareness</p><p>Engagement</p><p>Conversion (from anonymous to known)</p><p>Retention</p><p>It is not a salesperson’s job to generate awareness or buzz about their brand, product or service. If they are expected to use their energy to make sales by nurturing leads and relationships, then how can they also be expected to have the time to do the leg-work up front that brings those leads to the table in the first place?The marketing department creates awareness, builds engagement by creating information that will invite audience members to take action, and targets and tracks engagement by motivating audience members to provide contact information or initiate a free trial or consultation (converting them from a cold prospect to a known lead or potential buyer). It is important to note here that the retention function of a marketing department doesn’t really overlap the retention efforts of a sales team.On the sales side, client retention refers more to the salesperson’s efforts to use the client relationship to continually check in with the client, attempt to engage them in further discussions about additional products or services they may be interested in, and seek referrals to the client’s friends and family members. On the marketing side, however, retention refers to maintaining a higher level of consistent engagement (through targeted marketing based on buying preferences, interests and history) so that the customer relationship doesn’t end at the initial purchase. Those email newsletters you receive after becoming a customer somewhere are not random – they have a purpose and are often tailored to things you’ve viewed or expressed interest in. A sales team simply doesn’t have the insights, time, or often the resources to execute these types of strategic campaigns.The Fine-Tuned Coexistence Of It AllThe ideal sales and marketing relationship is a symbiotic one. Marketers and salespeople work together to determine what consumers need and how to deliver it. Sales and marketing should motivate, inspire and feed one other. They should collaborate and coexist. In the hierarchy of the business food chain, sales and marketing should not be seen as rivals or equals, but counterparts. One truly cannot exist without the other, but their skill sets are not the same – especially today, where advances in technology require the modern marketer to have a very specific, honed, and competitive set of skills that most sales people simply do not need to have.For this reason many marketers are introverted, analytical, and deep-thinking individuals. Whether they’re crunching numbers and analyzing data, compiling reports on trends and conversion rates, or writing awesome ads and creating beautiful websites and collateral material, they are required to intensely focus on what works, what doesn’t, and adjust their creative efforts accordingly. Usually a marketing department will have creatives, analysts, and more tech-oriented people (who dive into the numbers and algorithms behind advanced marketing tools).In contrast though, many salespeople are extroverts – they light up a room, they have excellent “people skills,” can easily relate to others, and have the ability to pick up on social cues that might actually help them close a sale. Oftentimes salespeople have a broader focus, preferring to spend their days with appointments and meetings – activities that build relationships – rather than sitting behind a desk doing what a marketing department does best. For this reason, many salespeople have administrative assistants to help them with follow-up, paperwork, appointment setting, phone calls, proposals, and calendar management. This type of functional assistant role is less widespread in the marketing realm.Share Your ThoughtsBe sure to read the full article (and let us know how it compares to our post ) for additional insights on the relationship between sales and marketing teams. Join the conversation: in your experience, what have been some key components of a successful sales and marketing partnership? </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/breaking-down-sales-and-marketing/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Defying SEO’s Extinction</title> <link>https://xjxpdms.info/defying-seos-extinction</link> <comments>https://xjxpdms.info/defying-seos-extinction#comments</comments> <pubDate>Fri, 31 Mar 2023 15:00:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=59</guid> <description><![CDATA[Some SEO practitioners today think of SEO as an unmoving industry that shows no change in terms of internal and technical processes. They also say that some SEO techniques that exist three years ago are still in use, regardless if these still help on optimization or not. In some cases, obsolete techniques that still exist [...]]]></description> <content:encoded><![CDATA[<p> Some SEO practitioners today think of SEO as an unmoving industry that shows no change in terms of internal and technical processes. They also say that some SEO techniques that exist three years ago are still in use, regardless if these still help on optimization or not. In some cases, obsolete techniques that still exist are now coined as Black Hat techniques, which professional White Hats despise.Expert writers, bloggers, and analysts on the Web have expressed their early predictions about the newest SEO methods that will continue to dominate the incoming year. These methods have been on top since 2010. However, people consider these predictions as nothing but the same predictions and techniques we use ever since this industry was born, concluding that SEO has no future in terms of method improvement.On the other hand, a great flock of experts thinks that ‘improvement’ is SEO’s strongest power to survive in the market. Some industries like PPC and MLM have stopped growing in terms of improving their internal processes to expand their niche, to the point that their method has earned negative popularity from people. Pyramid schemes, later coined as pyramid scams, had sprouted everywhere in the market and later lead to a massive network marketing business downfall. SEO, on the other hand, has taken a different route, and has improved because of its practitioners’ incessant search for innovations.Fueling the growth of SEO is the nonstop improvement of technology-driven businesses like mobile phones, social media sites, and other Web-related industries, for they play a big role on SEO’s earlier methods. Having mentioned this, it clearly shows how SEO acts as an Internet and Web-centered business, that whatever positively happens on the Internet will benefit the industry. Moreover, as industries become reliant and dependent on the Web, competition swells up as companies vie for rankings, mainly, on search engines. This solidifies the idea that as long as industries depend on the Web, and as long as they put their faith on search engines as an alternative to costly traditional advertising, the SEO industry will never fail to improve.Inside the SEO industry, independent and large-scale SEO companies vie for domination as well, together with their respective SEO resellers and end clients. The healthy SEO market continues to grow and give birth to multitudes of new sub-industries like SEO Reselling, SEO web designers, SEO writers. It even paves way to the inception of the ever-improving White Label SEO, SEO Reseller Packages, and Private Label SEO.In this light, all experts who predicted SEO’s death are now hibernating in a faraway land, and some hide under a pseudo-domain name to avoid the self-inflicted infamy. Moreover, those who despise the industry over weaker MLM and direct-selling business have shown respect for SEO, and have even shown undeniable success in this industry.And as a humble harbinger who never believed those predictions, I greatly proclaim SEO’s domination up until, and as long as, the World Wide Web exists. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/defying-seos-extinction/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Building a Sellable Business: 10 Things Often Overlooked</title> <link>https://xjxpdms.info/building-a-sellable-business-10-things-often-overlooked</link> <comments>https://xjxpdms.info/building-a-sellable-business-10-things-often-overlooked#comments</comments> <pubDate>Fri, 31 Mar 2023 11:23:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=56</guid> <description><![CDATA[Eventually, every entrepreneur realizes they cannot work in their business forever. For most entrepreneurs, this is the time they begin thinking of exit. Here are ten things you should think about before that faithful day.StandardizationThe first thing I will like to mention is standardizing services or products. In the onset of a business, an entrepreneur [...]]]></description> <content:encoded><![CDATA[<p> Eventually, every entrepreneur realizes they cannot work in their business forever. For most entrepreneurs, this is the time they begin thinking of exit. Here are ten things you should think about before that faithful day.StandardizationThe first thing I will like to mention is standardizing services or products. In the onset of a business, an entrepreneur figures things out as he/she develops. As time elapses, the entrepreneur figures out what works and settles into a way of doing business. This usually happens at the $100,000 mark. The problem with this is the knowledge is embedded in the head of the owner. The owner often fails to communicate this knowledge to new hires. There is kind of an “unspoken standard” or “way of doing things”. People learn “the unspoken way” haphazardly. By not standardizing, the owner’s loses 50% of the value of the business when it is time to sell. Nobody wants to buy a business when all the knowledge is in the owners’ head and if they do there are usually lots of contingencies tied to the deal.DelegationMost entrepreneurs have this false belief that they are the best: No one can do anything as well as they do and without them the business will fail. This false belief enslaves them into believing they have to work harder than anyone to achieve success. They have a hard time even getting away from their work for one hour. The biggest problem with this, is you limit your business growth. They are people smarter than you and people who can do the job better than you if you just let them. If you have standardized your systems, delegation becomes easier: All the new person has to do is follow the systems you have created.Knowledge ManagementKnowledge management is not an issue that can be ignored in the information age. How we share information with staff, customers and vendors should be very well defined and preserved for consistency. Whether you use an intranet for communication with your staff and external stake holders or simply a cloud database, is irrelevant. What is relevant is that the method you use is efficient in capturing and transferring relevant information.InnovationInnovation is the development of a new idea or developing a more effective design or process. Innovation could be in the form of redesigning your workforce, upgrading your technology, restructuring your offerings to match customers taste, etc.Every product has a life circle. A product goes from growth, to mature phase and finally hits a decline. Innovation is required to stay competitive, if not your product life cycle becomes your business life cycle. Keeping tap of the external environment lets the entrepreneur see what processes, products or services need to be developed. As an entrepreneur, you should be a member of a trade association in your industry, read their magazines, and keep track of new developments. Keeping track of industry trends is important to your future existence. The external environment is consistently changing and the only way to build a sustainable business is to innovate.Financial SystemsThe financial plan of most business owners goes as far as purchasing QuickBooks and once a year completing their tax return. If they are more prudent they might look at the financial reports developed in QuickBooks monthly. While this is better than nothing, business owners can do a lot more in improving their financial position by investing in better financial systems. For instance what controls do you have in place to ensure the information in QuickBooks is accurate? Just like anything else, if you put garbage in, you get garbage out. Moreover what about the structure of your financial accounts, are they capturing the information you need. When you look at your financial reports, do you have answers to the most critical factors affecting your business? All of these questions are addressed in the way your financial system is designed. Investing in having a professional design the system is worth the headache you will save down the road. Moreover, be careful not to commingle funds and keep your financial records as clean as possible. Good financial records are worth a lot when selling your business.Planning and BudgetingPlanning and budgeting is the process of telling your business where you want it to go rather than it telling you where to go. Small business owner fall into the trap of thinking that they cannot control what direction their business will take so they do not plan. Planning and budgeting go hand in hand. A budget is simply the numbers behind the plan. Having a plan and delegating the responsibilities of certain aspects of the plan is crucial. With a plan and a budget you can plan and execute on your business goal. Also business buyers like to see a history of business planning and budgeting. This increases the amount they are willing to pay as they are less anxious about being handed down a sham.Developing key metricsOnce you have a plan and budget in place, you need a way to determine if you are on track. Metrics are used to measure how things are going. Usually metrics are measured against a budget developed using a strategic plan. Monitoring metrics on a regular basis can point you to where your business is failing before it actually happens. Some metrics you may want to track are: productivity rate, net margins, customer retention rate, customer acquisition rate, etc.Tax PlanningTaxes have a big impact on what percentage of your net profits you keep. Tax Planning should be done before you sell. By structuring transactions differently you might be able to save more money on taxes. Do not wait until after selling to decide what you will do for taxes: When you get your cash after sale, you will be rest assured you have taken the best possible steps to minimize your taxes.Exit PlanningMost business owners do not plan for the day they will leave their business. They work until the day they determine they are burnt out. The problem with this is the business owner does not leave the business with the best value possible. Working with a consultant should be done couple of years before you plan to sell. If you wait too long your business may become unsellable. The top two factors that affect business value are:</p><p>what is going on in the economy and,</p><p>how it particularly affects the industry you compete in.</p><p>If you hit a time of decline, no one will want to buy your business. Selling in a timely manner, will help you take your time to identify the best buyer who might be able to take your business to a level you were not capable of doing on your own.Another mistake I see is because business sales rule of thumb are usually based on a multiple of industry revenue, entrepreneurs think they will hold on to the business till they reach a revenue mark and then sell. This is a false thought because you never know what bad fortune may befall your business before you sell. Moreover, if you try to manipulate sales to increase revenue, a smart buyer will discover this during the due diligence process which will kill the sale.Lifestyle PlanningBusiness owners have the propensity to work without giving much attention to their personal lives. Lifestyle design should be integrated into the lives of business owners if not burn out is certain. This includes what kind of lifestyle you want after you exit your business. Do not neglect to take care of you or you will burn out and be no good to anyone. You should have a system of rewarding yourself at specific timelines in your business. For instance, I take frequent vacations and this helps me renew the love for what I do.Do not make the mistake of thinking you will retire from your business and spend the whole day on the beach or playing golf. If you have spent your life working hard to build a business, you will get bored with just sitting on the beach doing nothing. Moreover, people die faster after retirement if they choose to do nothing. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/building-a-sellable-business-10-things-often-overlooked/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Professional Children’s Entertainers</title> <link>https://xjxpdms.info/professional-childrens-entertainers</link> <comments>https://xjxpdms.info/professional-childrens-entertainers#comments</comments> <pubDate>Mon, 27 Feb 2023 17:46:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=53</guid> <description><![CDATA[The general most popular entertainment comes in the form of; clowns, ball pits, magicians, face painter, balloon models, bouncy castles, party games and live animals.Clowns are a very good choice as they are funny and their main aim is to keep the children laughing. It’s usually a single entertainer working alone, which means it is [...]]]></description> <content:encoded><![CDATA[<p> The general most popular entertainment comes in the form of; clowns, ball pits, magicians, face painter, balloon models, bouncy castles, party games and live animals.Clowns are a very good choice as they are funny and their main aim is to keep the children laughing. It’s usually a single entertainer working alone, which means it is a cheaper option that can have very good results. A common problem with clowns is that some children really aren’t fond of them, and this could create a bad atmosphere with children at the party or event.Children’s magicians are able to create a great atmosphere in parties as the children are usually too young to understand what happens behind the illusions. Pretty much all kids will find this type of children’s entertainers very interested and as long as you hire one of the quality magicians they will have enough tricks to keep your children entertained for hours. If you’re looking for someone who can do balloon modelling most magicians will kill two birds with one stone; although there are specific balloon modellers available.Looking for something extra to keep your children entertained and give the professional a break?<br />Ball pits and bouncy castles are very fun, however hours of the same thing could make the event very boring in the eyes of a child. Children get bored easy, so you want something that changes into a different act when needed. If you combine one of these methods with another such as a clown or magician you can easy keep switching between the two or use the pit or castle as a breaking point for the entertainer. Either way they are sure to keep your children satisfied for a good amount of time. They are usually relatively cheap and can be rented out for the day at a private or public location.Party games are a classic method of entertainment, as at some point in our lives all of us have done them. Games include pass the parcel and musical chairs, and usually incur some sort of prize for the winner. Games like these are sure to take a sufficient amount of time whilst keeping children fully entertained.Live animals are a more expensive option, but most kids really do enjoy the chance to touch and see live animals. You can usually get horses along with various other farm animals. Usually a professional entertainer will come along with the animals to ensure goes as planned and the environment stays safe.Finding professional children’s entertainment in your local area usually isn’t very hard. The paper and the internet are great places to start looking, although most entertainers have their services advertised around town and on their own transport. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/professional-childrens-entertainers/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Health Care Career Opportunities</title> <link>https://xjxpdms.info/online-health-care-career-opportunities</link> <comments>https://xjxpdms.info/online-health-care-career-opportunities#comments</comments> <pubDate>Thu, 26 Jan 2023 09:27:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=51</guid> <description><![CDATA[Accredited health care degrees can be obtained online through a number of schools and colleges. Students looking to pursue a career in the health care field will be able to train for the career of their dreams at their own leisure from the comfort of home. Online courses in health care will vary depending on [...]]]></description> <content:encoded><![CDATA[<p> Accredited health care degrees can be obtained online through a number of schools and colleges. Students looking to pursue a career in the health care field will be able to train for the career of their dreams at their own leisure from the comfort of home. Online courses in health care will vary depending on the level of degree desired and the educational program of enrollment. Students can receive the training needed to work in hospitals, clinics, private homes, outpatient care facility, and much more. With an accredited online educational program students can obtain a certificate or associates, bachelors, masters, or doctorates level degree.Online learning programs are available for students to enroll in an associate level degree program in health care. This level of degree program typically takes two years to complete. With a degree at this level students can train for careers in medical billing and coding, health education, health management, medical assisting, and many other professions. Coursework will vary depending on each student’s personal career goal and the school or college of attendance. Curriculum may consist of studying anatomy, chemistry, physiology, biology, and other relates areas of study based on individual career goals. An associate’s degree will give students the opportunity to enter the workforce or further education with a bachelor’s degree program.Bachelor’s degree training programs are available from a variety of accredited online educational programs. Students can obtain a degree of this level by completing four years of health care study. With an accredited bachelors degree training program students can obtain the knowledge and skills needed to find employment in health education, health sciences, public health, health information, and much more. Online learning programs allow students to study curriculum that pertains to the specific degree they desire. Coursework at a bachelor’s level will vary depending on each student’s specialization but may include medical charting, nutrition, consumer health, first aid, environmental health, behavioral sciences, and more. With a bachelors degree in health care students can enroll in a graduate degree program or begin employment.Graduate degrees in the field of health care can train students for a number of professions in two to four years time. Online educational program allow students to learn the knowledge to pursue the master or doctorate level career they desire. Students can study to become researchers, teachers, physicians, nurses, and much more. With accredited online programs available students can learn form the comforts of their own home. Coursework will vary depending on the level of degree and area of study but may include human health, computer technology, psychology, chronic and communicable disease, and other related studies. Online graduate degree programs can give students the skills to pursue the career of theirs dreams.Online studies allow students to gain knowledge in a number of areas in the medical field. By researching available accredited online schools and colleges that offer health care training students can enroll in the program that best fits their individual needs.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/online-health-care-career-opportunities/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Health Care Certification</title> <link>https://xjxpdms.info/home-health-care-certification</link> <comments>https://xjxpdms.info/home-health-care-certification#comments</comments> <pubDate>Thu, 26 Jan 2023 09:25:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=49</guid> <description><![CDATA[What exactly is home health care and how do you enter this booming market? As indicated by its name, home health care is simply health care provided for those that require assistance in their home. It shouldn’t be confuse from basic home care, which does not account for the trained medical care that is provided.In [...]]]></description> <content:encoded><![CDATA[<p> What exactly is home health care and how do you enter this booming market? As indicated by its name, home health care is simply health care provided for those that require assistance in their home. It shouldn’t be confuse from basic home care, which does not account for the trained medical care that is provided.In most cases, simple home care involves meeting the day to day needs of your loved one, like shopping, cleaning and errand running, and is mostly provided by friends or family. On occasion a companion is hired to perform these tasks. In contrast, home health care is usually provided by a trained professional. This may be a nurse, a therapist, or a home health aide.To become a home health care professional, you will be required to receive some type of training. The training focus will usually center on home safety in regards to the patient. You will also receive training on how to deliver professional personal care, and how to properly use the equipment needed to assist those requiring home health care services.The training required for the various positions can vary from on the job training to more advanced training that requires certification or a degree. The largest organization that offers training for home health care certification is the National Association for Home Care and Hospice. They offer various certification programs.If you are in a current management position, you may want to become certified as a Home Care and Hospice Executive. If you want to receive a certification in the hands on training area, you can apply for the Home Care Aide National Certification program. No matter which certification you seek, you will need to re-certify every four years.For the home care aides, the certification process will involve three elements that you must pass. You must pass the Training portion, the Skills Demonstration, and the Written Examination. The training portion requires a curriculum of 75 hours. This training will give you the medical skills to become fully certified.The Skills Demonstration portion involves demonstrating competency in seventeen various skills. Demonstration of this competency comes from observation and documentation. The Written Examination is administered by the Home Care University. Obtaining your certification will ensure patients and clients that you are providing them with a higher standard of home care aide.Whether you desire to enter this field in a management position, or as a hands-on care provider, the home health care industry has an increased need for professionals in this field. Because of our aging population, the need is expected to continue to rise through the next ten years or so. Obtaining your certification in this area will give you a leg up on your competition. </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/home-health-care-certification/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Natural Weight Loss Requres A Combined Approach</title> <link>https://xjxpdms.info/natural-weight-loss-requres-a-combined-approach</link> <comments>https://xjxpdms.info/natural-weight-loss-requres-a-combined-approach#comments</comments> <pubDate>Thu, 26 Jan 2023 09:24:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Weight-Loss]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=47</guid> <description><![CDATA[Despite advertising claims, there is no single product or approach that is widely effective at producing natural weight loss. Although many hopefully search for a magical one-step solution to their weight problems, the vast majority of the time a combination of diet, exercise, and sometimes natural weight loss aids is necessary to effectively lose weight [...]]]></description> <content:encoded><![CDATA[<p> Despite advertising claims, there is no single product or approach that is widely effective at producing natural weight loss. Although many hopefully search for a magical one-step solution to their weight problems, the vast majority of the time a combination of diet, exercise, and sometimes natural weight loss aids is necessary to effectively lose weight and keep it off.There are many natural weight loss products available and additional ones come out all the time. Each promises to be nearly miraculous in it’s effects and people buy the latest and greatest weight loss aid with eager anticipation, hoping that it will finally be the answer to their weight problems. They want to believe that a pill, or a patch, or a tea, etc.. will be all they need to lose weight and that diet and exercise won’t be necessary (because dieting and exercising are difficult). Even though deep down they probably know that the latest weight loss miracle being hyped is no better than all the things they’ve tried before, they want to believe it will work, and so they buy it, only to be disappointed again.Now this is not to say that natural weight loss aids are all completely worthless. In fact, many do exactly what they are supposed to do. For example, hoodia gordonii (at least the real stuff) does seem to be a very effective appetite suppressant. So, if the main reason that you have trouble losing weight is because you have out of control hunger that makes you eat excessively, hoodia may be a big help. The problem is that most people are not overeating out of actual hunger. They may eat out of boredom, out of habit, out of a need to satisfy a craving, or out of a need to soothe some emotional issue they are dealing with, but they don’t eat out of hunger. Hoodia is not going to help you if you aren’t eating out of hunger.Other natural weight loss aids may work by increasing the metabolic effects of diet and exercise. It kind of stands to reason that if you fail to incorporate diet and exercise the effects of these products will be pretty minor.Some natural weight loss aids block the absorption of fat by the digestive tract and thereby lower the calories you absorb from each meal. While this does tend to help with weight loss, unless you stop eating everything except fat (which is not a good idea), you still are taking in other calories that, in excess, will be converted to fat AFTER they are absorbed from the digestive tract. Here again a consistent diet and exercise program is needed to get maximum effects.At this point, you may have guessed that one of the primary points I am trying to make is that lsting natural weight loss, absolutely requires a healthy eating plan and regular exercise. No weight loss aid, natural or otherwise will by itself make you lose weight and keep it off. In fact, the ads for weight loss aids will usually state this very thing, even though it is in microscopic print at the bottom of the ad.What it comes down to is that natural weight loss is built on a foundation of sensible diet and exercise. With a good diet and exercise program in place, you may get additional benefits from using one or more of the natural weight loss products on the market. But do your research to find a product that serves your particular needs. In other words, if you’re not overeating out of hunger, don’t buy an appetite suppressant. If you’re already minimizing your fat intake, don’t waste your money on a fat blocker.Now, once you have your weight loss plan in place with your diet, exercise program, and whatever natural weight loss aids you choose to use, there’s one little thing that needs to happen for you to successfully lose weight. You have to stick to the program! If there’s one thing that renders the vast majority of natural weight loss efforts ineffective, it’s a lack of follow-through.It has been my experience that very few people stick to a natural weight loss program consistently for more than two weeks at a time. Of course, some people may intermittently follow a weight loss program for months or years, but they get sidetracked over and over again and really are not consistent for more than one or two weeks in a row, so they never get any momentum and achieve their goals.A new study that tested the relative effectiveness of several popular diet plans revealed a fascinating finding. The overall success rates of most of the currently popular diet programs were about the same. The success or failure of any given diet had little to do with what the approach was. In other words, low carb, low fat, calorie restriction, eating for blood type, etc., really didn’t matter. What mattered was whether or not the individual stuck to the program! To sum it up, it doesn’t matter so much what you do to lose weight (within reason), as much as it matters that you do it consistently long-term!To follow-through with your natural weight loss plan, you MUST get control of your mind. There are many ways to do this and many different techniques that work to varying degrees for different people. You can get a lot of help in this area with products from Anthony Robbins, Dr. Phil, and others, as well as through technologies like hypnosis, the Sedona Method and Emotional Freedom Technique. You may need to try several methods to find what works well for you.Regardless of the approach you use, the true key to effective natural weight loss really has very little relationship to the hottest weight loss aid on the market, or the most recent diet book being promoted. The real secret is to choose a reasonable approach that includes diet, exercise (choose an exercise you are physically capable of doing – starting with advanced kickboxing if you’ve been a couch potato your whole life is not going to work!), and possibly one or more weight loss aids and then make that program a part of your daily life forever. And the way to make that happen is to take control of your mind and get your brain working with you rather than against you. Good luck! </p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/natural-weight-loss-requres-a-combined-approach/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://xjxpdms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link> <comments>https://xjxpdms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://xjxpdms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://xjxpdms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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