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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>xnjbvms.info</title> <atom:link href="http://xnjbvms.info/feed" rel="self" type="application/rss+xml" /> <link>https://xnjbvms.info</link> <description></description> <lastBuildDate>Wed, 23 Aug 2023 07:44:29 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Commercial Loan Rates, Scattered and Unpredictable</title> <link>https://xnjbvms.info/commercial-loan-rates-scattered-and-unpredictable</link> <comments>https://xnjbvms.info/commercial-loan-rates-scattered-and-unpredictable#comments</comments> <pubDate>Thu, 06 Apr 2023 19:04:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Loans]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=65</guid> <description><![CDATA[Borrowers are constantly trying to figure out what is going on with commercial loan rates. The answer to this question is completely scattered. We are seeing rates come in on the same loan request with a 200 – 400 basis point difference… And … <a href="https://xnjbvms.info/commercial-loan-rates-scattered-and-unpredictable">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Borrowers are constantly trying to figure out what is going on with commercial loan rates. The answer to this question is completely scattered. We are seeing rates come in on the same loan request with a 200 – 400 basis point difference… And what we are talking about here is loans less than five million and non multifamily. Plain old retail, industrial, office, etc, that are either rented out to a “mom and pop” or are occupied by the borrowers business. Commercial loan rates now range from 4.75% to 7.5% for most deals. This is obviously a huge range and let me clarify the 4.75%. This is only on a quarterly adjustable rate. Normally tied to Prime, which as of this writing is at 3.25%. In addition, this is only for owner occupied properties. For owner occupants that want a fixed rate, meaning 3 -5 years, they should end up being in the mid 6% to 7%’s.This comes as a shock too many borrowers who are listening to the media discuss how low residential rates are. Commercial rates in general are up by 200 basis points or more than residential counterparts and getting fixed rates is becoming harder on a weekly basis. Many banks are leading with adjustable rates with a “take it or leave it” attitude. Investment properties are an entirely different story. On this side of the business the real carnage is starting to show itself. Rates are not even a questions. It’s really “will this loan really close.” Will it really fund? We are seeing loan to values drop to 50 – 60% with most banks, coupled with property values declining. Value is killing many, many deals.Other issues like debt coverage ratios and minimums on lease term being extended to 5 years, is hurting a lot of requests. Many banks are literally underwriting the file based on the borrower other source of income. If they can’t carry the debt, if the tenant goes away, it won’t close. Assuming the request is one that fits borrowers should expect commercial loan rates in the mid to upper 6%’s to low 7% on a 5 year fixed, 25 year amortization schedule. Borrowers that are in a position to wait for a year or two, should. When the market returns and it will, borrowers will have more options and more control of their situation. Until than commercial loan rates will be random and scattered. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/commercial-loan-rates-scattered-and-unpredictable/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Beginner’s Guide to Home Interior Decorating</title> <link>https://xnjbvms.info/a-beginners-guide-to-home-interior-decorating</link> <comments>https://xnjbvms.info/a-beginners-guide-to-home-interior-decorating#comments</comments> <pubDate>Thu, 06 Apr 2023 16:38:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=63</guid> <description><![CDATA[Is there anything more satisfying than retiring to your home that you have decorated yourself? Decorating your home is a creative exercise that not every home owner can do with complete justification. It needs patience and requires choosing the best … <a href="https://xnjbvms.info/a-beginners-guide-to-home-interior-decorating">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Is there anything more satisfying than retiring to your home that you have decorated yourself? Decorating your home is a creative exercise that not every home owner can do with complete justification. It needs patience and requires choosing the best quality material for every room and space that will add spectacular appeal to your room. If you are a beginner in the interior decorating, then here are quick tips that you’d like to know on your first move:Get Acquainted with the Theme – Theme is the significant part when you are interior decorating your home. Without a proper theme you just cannot come out with cohesive home interiors that will otherwise make your home look fabulous and scintillating. Check for amazing themes interiors on Internet, and choose the one that impresses you the most.Look for the Colors -Colors are mood regulating and they play important role when you are interior decorating your home. It is significant to note here that perfect color harmony is necessary and this can only come if you choose the wall colors with extreme subtleness. Select the hues and shades from the color chart as this will give you a quick way out in making the color selection. In addition, you also need to know which color combination will best match the tone of your individual rooms when you are interior decorating your home. For example, in case of bedroom, neutral colors will work best. Similarly, in case of children bedrooms, attractive colors will give a smart appeal. Good color scheme together with a purposeful theme of interior decoration will make the most of your home interior decoration process.Choose Right Kind of Materials and Accessories – Choice of materials and accessories also make the important part of home interior decoration. And since you are a beginner in the area of home decoration, you need to spend some real quality time in order to get to know which type of accessory will give the right match to the rooms. Accessories such as statues, sconces, and other unique antique pieces will give your rooms a perfect touch. But again, you need to be clear on the right match.Lights Play a Significant Role – Proper illumination in the home should be one thing that you need to keep in your mind when interior decorating the things. The quality of light inside the rooms will automatically increase the value of accessories as well as multiply the color appeal. The intensity of light and also the color of light play decisive role to create spectacular tone of the room interiors.Follow these guidelines seriously when decorating your home. This will help you to give special meaning to every room of your house. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/a-beginners-guide-to-home-interior-decorating/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Success Factors in a Global Network Marketing Business</title> <link>https://xnjbvms.info/success-factors-in-a-global-network-marketing-business</link> <comments>https://xnjbvms.info/success-factors-in-a-global-network-marketing-business#comments</comments> <pubDate>Fri, 31 Mar 2023 17:12:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=61</guid> <description><![CDATA[Success FactorsHow to Discover the Love, Innovation and the Entrepreneurial Fitness Required in a Global Network Marketing BusinessForwardTo everyone that is doubtful of hope – this is for you!Let’s begin. A few short weeks ago, unbeknownst to me, I had … <a href="https://xnjbvms.info/success-factors-in-a-global-network-marketing-business">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Success FactorsHow to Discover the Love, Innovation and the Entrepreneurial Fitness Required in a Global Network Marketing BusinessForwardTo everyone that is doubtful of hope – this is for you!Let’s begin. A few short weeks ago, unbeknownst to me, I had the privilege of meeting someone on an airplane bound for Adelaide, Australia; who would lead me onto an exciting path of discovery. We momentarily chatted at the back of the aeroplane on my way back from Nadi, Fiji; in a chance meeting in which I would say ‘yes’, I would like to hear more about the business model that had established her recent financial freedom and success (more to come on this encounter with an interview in the later chapters).Eager to progress my knowledge, I spent the next 4 weeks researching the industry, the organisation, the people behind it and the sequences and processes to their wealth. The learning curve was exponential – and this is my reflection. At this point in time, I was coincidentally completing my final MBA capstone research project in Adelaide, so I took the opportunity to research her discussion with me in depth and convey the message across to my followers from an Australian scholarly point of view. I had no idea about the industry, albeit little rumours here and there to complement my somewhat biased and disappointing initial online research. I found nothing positive but like an underworld that nobody truly knew about – it intrigued me because I felt that something was right.The bastion for wealth had its scent in the air. This could be its last refuge – I thought. I had to form an immediate action drill to advance a pincer movement onto this burgeoning interest. It was now or never. I wasn’t sure if it was the timing or the opportunity – the right thing to do though was to jump first and ask questions later. This is the later part of that quick equation that transpired in my entrepreneurial mind. This educative curiosity from an Australian scholarly perspective is now alive in the words that you will feel and as we go through the journey together; towards health, wealth, a great life with grand relationships and most importantly learning about the chances to glow youthfully throughout the adventure. This enlightenment was my beginning into a new and evolving industry. A new road was carved and you may feel the moments morph around your own personal experiences or fantasies. I dived immediately into the books and into the school library; the search for the golden nugget had begun. Line by line, word for word, dissecting the information and honouring the objections with gratitude. My hope is that this communicated knowledge helps novice beginners similar to myself, take that intriguing next step towards calculated risk taking, growth and most importantly, self-discovery through the facts.I hope that you gain some business value in my research and that this value inspires you to create your own decisions when the time comes for you to approach your own destiny!In Gratitude and Thanks.David.Chapter 1Introduction to Network MarketingNetwork marketing, multi-level marketing, direct sales, referral marketing, pyramid selling etc, the names are endless. For the purpose of simplification we will adhere to this business model simply as network marketing for ease of navigation, and understanding throughout the book. All of these names; simply exemplifies a unique marketing strategy for the sale of products or services where the revenue of the network company is derived from a non-salaried workforce selling the company’s products or services. Pretty simple system – just made complicated to confuse the novice beginner like myself.1.1 History – How Did It Start?By accident to be honest. This is how the story goes and it all starts with an ingenuous idea conceptualised in 1930 by a man called Carl Rehnborg. Carl was an American businessman who lived in China between 1917 to 1927. Carl observed the benefits of using supplements in a diet that could be beneficial to a human beings health. According to Amway publications, Carl’s study became the ‘ample opportunity to observe at close range the effects of an inadequate diet’. With the knowledge he attained in the nutritional literature, he then started to envision a dietary supplement that would assist proper body functioning in any sort of diet. Carl then decided to go back to America to start his own company out of his learnings in China. He founded his company called The California Vitamin Company. In 1939, he renamed the company to Nutrilite. Carl utilised his friends to sell the vitamins but things initially looked disappointing. The vitamins were piling up on the shelves, unused and forgotten. It was heartbreaking for Carl. Until an idea lit up in his mind, to develop a kind of selling by informing people about the product. He shared the vitamins to more of his friends, to the friends of his friends and so on. You can see where this is going right? Alas – network marketing was born!The business model grew further when Jay Van Andel and Rich DeVos became the distributors of Carl’s products. The three noticed a phenomenal increase in sales. KABOOM… !! Network marketing was unleashed into the world. They later set up a competing company (because competition is good in a capitalistic economy) called Amway and they also bought a controlling interest in Nutrilite in 1972. In 1994, Amway took over full ownership and is one of the largest network marketing companies in the world today.1.2 How Do They Get Paid?As the business world innovates and disrupts, network marketing compensation plans evolve to attract new recruits and customers. It is a very simple strategy for expansion to capitalise on the available market share. It is different for every network marketing company just as there are different salaries for different corporations. However the most common is the commission based on the two revenue streams. The first stream of compensation can be paid out from commissions of product sales. The second stream of compensation can be paid out from commissions based on recruiting similar minded distributors. The amount of compensation varies between network marketing companies. I would have to study every single company in the world to understand this – alternatively I can study the success stories because success always leaves hints – in the results.Chapter 2Demographic ExamplesLet’s look at some quick examples of the people who have seen the opportunity and taken the leap. Here we witness the amazing stories of different individuals who have tasted the recent fruit of success in network marketing – becoming phenomenally wealthy.2.1 TeacherSarah Robbins always dreamed to become a teacher. So she became one. She thought she could now have all that she wanted with a limitless appetite for continuous personal growth and development. However, the economy stumped in the US of A, challenging her thoughts on the economy.She had heard of the Rodan & Fields products. She then decided to join so she could earn an extra income and expand her personal development at the same time. Unexpectedly, with her initial goal to earn just a bit of extra income, she earned more than she thought, even more as a teacher. Her career in network marketing grew and she decided to focus on it rather than her teaching career. She was earning six figures at a very young age. She joined the millionaires club and becoming the first distributor to be inducted into the Rodan & Fields Hall of Fame. Sarah continues to educate people on the benefits of network marketing and benefits of its wealth through her unique educational style.2.2 WriterEric Worre, an ordinary writer spent 30 years working in network marketing once he saw the light. He spent most of his 30 years as a distributor and eventually became the president of his own networking company – The People’s Network. He then decided to retire as a distributor and continued his journey in network marketing as a coach and helped network marketing novices, organizing sales presentations. He then wrote ‘Go Pro – 7 Steps to Becoming a Network Marketing Professional’ in 2013, to reach and educate more network marketing aspirants. It has sold more than 1.5 million copies and has been on six best-sellers lists on Amazon.2.3 Single MotherDonna Johnson is an example of a network marketing miracle. A single mum who did not have anything before she started in network marketing. No college degree – just an ordinary swimming coach in a little American town. With her determination to succeed, she now earns more than $1 million per year and is the leader in one of the top network marketing companies, Arbonne. She is now one of the biggest earners in network marketing and has a bed and breakfast business in Jamaica amongst other entrepreneurial ventures.2.4 Government WorkerRebecca Simon is a modest mother who was brought up in one of Adelaide’s toughest suburbs. She recollects how she would travel to work every day and sit at an uninspiring desk job, knowing deep down inside that she was capable of more. Today she is building her own resort on an exotic south pacific Island – just three years after she started in network marketing. More on Rebecca’s inspirational story later on in the book.Chapter 3The Feminine Revolution40 years ago, when the empowerment of women took off, many loved their new found independence and the opportunity to dress in a suit and drive off to a esteemed corner office. Things have changed a lot since the 70s and 80s, today she is just as happy to pull on comfortable yoga pants and skip the travel to the office altogether. Instead of tolerating negative office stigma and glass ceilings, modern women are heading towards the unique opportunity to be their own CEO, have control with no limits on their annual income. Some other reasons why network marketing industry is proving to be amazing for the ladies are:Drum roll…<br />3.1 Work – Life BalanceBeing burnt out today is no longer the exception, it is the norm. People have to put up with inflation, rising food prices, cost of living, raise families and commute sometimes for hours to get to, and back from work. The amount of work to be taken home is also increasing, teachers working to plan their workloads weeks in advance and project managers working extended hours to launch projects on time. You have heard it before and again, the balance has gone out of whack but some refuse to accept the truth.3.2 EnvironmentMost career women have worked in team environments and enjoy the collaborative and interpersonal communication that goes with it. It is no surprise that the network marketing industry has exactly that and for most women joining the industry, it is this support and collaboration that they miss the most from a usual 9am to 5pm, sit in the corner and do your work routine.3.3 Choice to ChooseNetwork marketing gives women the freedom to choose who they would like to work with as business partners. They choose who they recruit, who they work with and who they would rather not. This choice to choose is empowering and exciting at the same time for women in the industry.3.4 Global Empire at Your FingertipsYou drive around cities and towns nowadays and still see the for lease sign up again at the shop that closed around the corner. You wonder why some businesses prefer the old way of doing businesses in a time where digital disruption is taking stores online. The brilliance of network marketing is that apart from an initial modest start-up fee, there are no overheads, no garages for stock keeping, accountants, legal advisers, etc, you get the idea. The brilliance with network marketing is that most if not all the work can be done from your mobile phone or laptop computer. Your store is online!3.5 Cool Rewards and IncentivesThere are hardly any places left in the world where a large corporation hosts large global events that also reward women for trips, cars, gifts, holidays etc, all whilst developing women business capabilities and personal development. Name a lady who doesn’t like to be pampered from time to time with absolute luxury?3.6 Glass CeilingWith 82 percent of the network marketing industry made up of women, more and more are rising to the top, claiming multi-six- and seven-figure annual incomes. The world is your oyster in this industry for women and those that grasp the opportunity are confirmed with a gift, and if utilised, become extremely wealthy. No glass ceiling in the industry. Effort equals reward!3.7 Freedom of TimeLet’s face it, we all need more freedom, money and time. Where else can you get that? In the industry business partners are told to work at least 2 hours per day to grow their businesses. That’s an average of 8 hours from Monday to Friday. If done correctly this is all one needs to sustain a healthy and wealthy lifestyle from passive income brought in by the industry. Freedom has the allure to pull and no one will ever say no to an opportunity to get more!And, finally, perhaps the most important reason of all…<br />3.8 AuthenticityThe network marketing business model thrives on the values of femininity such as nurturing support, collaboration, and authenticity – all of which are inherently feminine traits that are easily transferrable into the business model. The more women show up as their natural caring selves, the more successful they become in developing long term substantial relationships in growing their teams and customer base.Chapter 4The Meek Shall Inherit the EarthThe worlds middle class is becoming much larger, the worlds education system is being made more accessible and demographics from the poorest suburbs on the planet have made that extraordinary leap from third world country struggle – to developed world multi-millionaire. Let’s have a look at some examples.4.1 The Gift of AdversityStudies and research have proven time and time again that those from minority, ethnic or migrant backgrounds go that extra mile to achieve their goals in life; if given a small and fair chance to give an opportunity a ago. With that attitude and hunger in network marketing, most if not all, go on to become extraordinary wealthy, becoming multi-millionaires and leaders. There is just something magical, mystical, unknown and empowering about enduring as an underdog from one of those aforementioned backgrounds. Turning adversity and challenges on its head can be the source of generational wealth for years and years to come. Let’s research an example of a network marketing company that is capturing this driven demographic.4.2 KyaniKyani is a global network marketing giant who has successfully positioned itself for global dominance in developing countries to assist the worlds growing middle class. A new starter but safely past the initial 10 year start up survival phase, and rapidly expanding into some 60 plus different countries over the short space of time, Kyani doesn’t limit its sales in developed economies but has strategically given interest to the worlds developing nations such as Honduras, Guatemala, Kazakhstan and Slovakia to name a few. You only have to grab a copy of Kyanis annual network marketing magazine to see proof of the overflow of the minority demographics from countries such as Korea, Turkey, Hungary and the Philippines who are being inducted into the 7 figure salary clubs. Most had disadvantaged starts in life and were from the ordinary occupations such as soldiers, hairdressers and tradesman.Let’s look at some life examples.4.3 Les BrownAfrican American global inspirational speaker, Les Brown didn’t have the best start in life. In fact it was horrible. However, he turned that pain around and become an inspirational example of hope for the world. Les Brown often refers to another historic global icon Ralph Waldo Emerson in his speeches who coined today’s existence as the ‘age of self-reliance’. Les Brown champions unorthodox underdog mental motivation and entrepreneurship – qualities that are found in those that are from minority, migrant and ethnic backgrounds.4.4 Robert KiyosakiFrom a military and Japanese Hawaiian background – Robert Kiyosaki, the award winning Rich Dad, Poor Dad writer; has proven that network marketing success and wealth is not reserved for any demographic. Success can be achieved by anyone, and from any background.Chapter 5Global Icons in Network MarketingNow, let’s look at some well-known global figures who have aligned their businesses with the network marketing industry.5.1 Warren BuffettThe man needs no introduction as a philanthropist and investor and usually sits in the top 3 of the richest people on the planet. He is valued at nearly 70 billion USD and owns Berkshire Hathaway. Berkshire Hathaway owns three network marketing companies, Kirby, World Book and the Pampered Chef. To this day Warren Buffett calls purchasing these network marketing companies – the best purchase he has ever made!5.2 Richard BransonA man that also requires no introduction. One small branch of the Virgin Group that often goes unmentioned is Vie at Home, a network marketing company formerly known as Virgin Vie. Vie at Home made over $60 million of profit in its – first year maiden of existence! Ouch!5.3 Donald TrumpYes, no political affiliations here but when asked on the David Letterman show: What would you do if you lost everything and had to start over from scratch? Trump replied – “I would find a good network marketing company and get to work”.5.4 Bill ClintonIn 1997, Bill Clinton endorsed network marketing in his remarks to the Direct Selling Association. President Clinton stated that ‘You strengthen our country and our economy not just by striving for your own success but by offering opportunity to others… Your industry gives people the chance, after all, to make the most of their own lives and to me that’s the heart of the American dream’.5.5 Jim RohnOne of the worlds pioneers in personal development and network marketing. Today remains one of the founding fathers of the personal and professional development movement and mentored motivational leaders like Tony Robbins. Jim Rohn found the light and opportunity within the network marketing industry and within 6 years – turned his fortunes around to become extraordinarily wealthy, by the age of 32.Chapter 6SummaryWith our brief history and introduction lesson complete, we will go from a beginner to more advanced network marketing challengers and the strategies that will equip the beginner early in the journey. We will unearth deep scholarly research to help structure your leadership for both, the local and the rising global markets.This Australian scholarly research will include vital business concepts that have been proven to increase the chances of success by leveraging both digital and offline mediums. As a bonus and later on in the book; the author personally will outline how his global and MBA experience has helped him in the industry.I sincerely hope that this book adds insurmountable value to your life, those around you and most importantly, your bright future.Thank You.AboutDavd was born in Fiji. At 20 years of age he enlisted into the British Army at Stoke on Trent in England. He served all over the world for a decade as an engineer and team leader. Some of his postings included Germany, Bosnia Herzegovina, Cyprus, Australia and Afghanistan. He moved into civilian life in Australia on May 22, 2012 and rose quickly through the civilian and public service leadership ranks. He graduates in November, 2018 with an MBA degree from Torrens University Australia and lives in Adelaide. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/success-factors-in-a-global-network-marketing-business/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Affordable SEO for Realtors</title> <link>https://xnjbvms.info/affordable-seo-for-realtors</link> <comments>https://xnjbvms.info/affordable-seo-for-realtors#comments</comments> <pubDate>Fri, 31 Mar 2023 15:05:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=58</guid> <description><![CDATA[Affordable SEO for realtors has always been a way to get in the game and truly compete for clients online. Today, spending money for newspaper or magazine ads has become a thing of the past; and potentially an huge waste … <a href="https://xnjbvms.info/affordable-seo-for-realtors">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Affordable SEO for realtors has always been a way to get in the game and truly compete for clients online. Today, spending money for newspaper or magazine ads has become a thing of the past; and potentially an huge waste of money spent. Search engine optimization can be an even more affordable way in which to market not only yourself as a realtor, but also your current listings.Realty is a highly competitive profession; especially working alongside a large number of realtors in the same city or town. How do you get ahead of the pack? How do you steal the leads that your competitors are getting each and every day? SEO.It is well known, that if you are searching for exercise equipment or antique light fixtures online, you will enter a keyword or a key phrase into a well-known search engine (Google, Yahoo, Bing, etc.). When results are displayed, who truly scans through the ninth, tenth or thirtieth page for a valid website? Nobody.It is those few that hold websites in the top rankings that are looked at first. The same applies for realtors and real estate agents. The first few pages, and especially that of the first few ranked individuals, will get: the first website click, the first client, and possibly, the first sale. Who wouldn’t want to be this realtor?SEO for realtors, moves your website up in the search engine rankings effectively, over time. On-page affordable SEO fixes such as meta-tags, description tags, etc., can make effective adjustments to your webpage within six to nine short few weeks of your SEO campaign’s first month.Off-page affordable SEO fixes can take six to nine months to register, but they will continue to increase your page rankings, should you decide at some point to cease with your SEO campaign temporarily or indefinitely.Clearly, those that continue to have an affordable SEO company continually working on their SEO campaign, will receive faster and more aggressive results; but truly, any results will assist your webpage.What exactly is affordable seo, and how much should I expect to pay? As with any profession, rates vary by: demand, years of experience, expertise, etc. An average SEO company will charge anywhere from $40 per hour on the low end, to $200 per hour on the higher end. Note that more expensive service, does not always mean, ‘better’ service. Some companies wish to play the Affordable SEO game of competitive pricing with each other, which is always in a realtor’s favor.The first month of SEO for a realtor, as well as any other company or profession, will always be the most costly. Packages may start at $2,000 for the first month, but taper off to your budget of a few hundred dollars for months thereafter. The first month is a necessary search engine optimization investment. The first month of an SEO campaign gets your website ready and rockin’ for true SEO to commence.One should notice a small jump in rankings even after only a few months of that initial SEO month. This is because when a website is properly prepared for search engines to read, that is exactly what happens – search engines like Google note the changes, and rank your site accordingly.Why invest in SEO as a realtor? As something only a good and informative business person may realize; if it costs a few thousand dollars for an SEO campaign of a few months, and you sell $40,000 worth of house sale commission shortly after or within those months, a wise investment was made.SEO is for the smart realtor, but truly, to even compete anymore, one needs an SEO specialist on their side. A good SEO company will work within your budget after the initial campaign month is completed. Invest in what you can, and you will quickly see the results that every other realtor has already been experiencing. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/affordable-seo-for-realtors/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Grow Your Business Using These Five Tips</title> <link>https://xnjbvms.info/grow-your-business-using-these-five-tips</link> <comments>https://xnjbvms.info/grow-your-business-using-these-five-tips#comments</comments> <pubDate>Fri, 31 Mar 2023 11:27:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=56</guid> <description><![CDATA[Starting a business is tough.. no exaggeration. To start and run a business is both nerve-racking, petrifying.. and a dozen other emotions. It doesn’t matter if you are drafting the initial business plan, just opened the doors, or been around … <a href="https://xnjbvms.info/grow-your-business-using-these-five-tips">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Starting a business is tough.. no exaggeration. To start and run a business is both nerve-racking, petrifying.. and a dozen other emotions. It doesn’t matter if you are drafting the initial business plan, just opened the doors, or been around for awhile. Planning will alleviate much of the risk, but not all. You can’t control everything in life, nor in business.Want to grow your company? Here are five guidelines to help you do that. Many accomplished business owners wished that someone had told them this at the beginning.. and look at us giving them away to you.Guidelines to Grow Your Business1. Realize that you can’t do it allBeing your own boss is part of the appeal to start a business. The owner of a small business will have to be contented to wear many hats – that of a sales assistant, bookkeeper, marketing director. However, this does not require that he or she should do it all on his or her own. Now is a good time to consider outsourcing some pieces of your business to a virtual assistant and a bookkeeper.You will certainly be able to do it alone for a short time and even manage to flourish, but in order for the business to develop, it can’t go on like that forever. It is crucial to know when to find capable people with the same vision. You can only do so much and if you want the business to thrive, you will have to accept that you need help.It should not be necessary to relinquish your new found freedom or your control to get help, but you are only one individual.2. Don’t spread your doubtsConfidence, drive and passion are needed when launching and running a prosperous business. It is, however, normal for doubts about this new undertaking to creep up on you, but essential to know to whom and where to voice these uncertainties.Don’t tell influential people outside the company like a capitalist that might invest in your venture or the local credit union’s manager. They will only finance someone who is confident about his or her business. So keep your game face on when you approach investors for much needed money. In the same way the employees must be sure that they can believe in you. Don’t when times get tough, don’t express your emotions and doubts openly for all to hear.It would be lying to say that not everyone have fears and uncertainties. A business owner, however, should arouse confidence in his or her employees. So think about how you act when you are with them, especially when things aren’t happening like you would like it to.3. Work towards that business you would wantThere’s an expression that says that you should fake it until you make it. You should adopt this principle, particularly in the beginning of a business venture.Don’t intentionally deceive clients about the business’ scope or what services you can offer them. New clients should be instilled with confidence in your business, until your reputation has been established. So, run the business as if it is already the business you would want, even if it is not there yet.Apply this concept to all aspects of your business venture – from the way potential clients are greeted to the language used on advertising materials and the company website. If a confident air is projected when new customers are dealt with, a first impression is made that will offset the small size or lack of experience.It is not necessary to approach all dealings as the president of a worldwide organization, but think big when you want to grow your business. Make sure any material or employee who have direct contact with your clients, represent your business the way you would want to.4. Deal with the negative answer of noIt is only you who can decide to open your own business, an adventure that you yourself decide to go on. Regrettably, to make your dream come true, you’ll have to involve other people whose opinions will have to be heard about the way things happen.Starting out as the owner of a business you will often hear “no.” Potential customers and clients will not be interested, your idea will be passed on by investors, and your banks loan applications will be turned down. Don’t feel dejected because rejection is essentially fabulous.How so? For the reason that every time you hear “no,” you must choose to appreciate it as a break. Maybe your bank loan application was turned down, not because of your idea but because of a problem with the business plan. Perhaps a non-interested client could force you into developing your pitch or making your offered services more convincing.A business owner should look at rejection as inevitable, but it is your choice how to react to it.5. The business bank account isn’t for your personal useThis is a big one, so read it again. And again. Once your business is going strong, the temptation will be there to use your business account for personal use, to borrow money from the business or treat yourself with lavish payments, but don’t do it, especially in the beginning.Even a successful business will admit that to grow cost money. Every time you take from the business’ money, the chances of growth diminish. You should be sure to adequately compensate yourself for the work you do, but your salary must be modest and reinvesting in the business must be your main concern.To grow a business will cost money because everything needed for growth like equipment, talent and space costs money. Therefore the smaller amount you put back, the slower the growth. The more money put back, the faster the operation can be expanded and the more profits can be made. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/grow-your-business-using-these-five-tips/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Unique Entertainment For Your Corporate Event</title> <link>https://xnjbvms.info/unique-entertainment-for-your-corporate-event</link> <comments>https://xnjbvms.info/unique-entertainment-for-your-corporate-event#comments</comments> <pubDate>Mon, 27 Feb 2023 17:48:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=53</guid> <description><![CDATA[A successful corporate event will require the consideration of a number of factors. From the venue to the food and even the amount of guests to arrive; every aspect requires thorough planning in order to help the overall success of … <a href="https://xnjbvms.info/unique-entertainment-for-your-corporate-event">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> A successful corporate event will require the consideration of a number of factors. From the venue to the food and even the amount of guests to arrive; every aspect requires thorough planning in order to help the overall success of the evening. An often overlooked aspect of corporate events is the entertainment. With a wide range of event planning services at our disposal, it can be easy to allow an external company to run ahead with every aspect of our special event. However, this can often have disastrous results if our guests are not correctly catered for.When choosing entertainment for your corporate event, you need to ensure that your performer is not only suitable for your event, but that their presence will help to create a fun and happy atmosphere for all involved. In some respects, the entertainment can even be the one aspect that ‘makes’ the evening for some guests.There are a wide number of entertainers you can choose from for your event, such as magicians and live musical acts. However, over recent years, comedians have grown in popularity for corporate events as a more unique form of entertainment. Not only can a quality comedian provide the level of entertainment you require for your event, but they can help to make the event more memorable for your guests thanks to audience participation and additional aspects of their act such as singing and puppetry. What’s more, should you comedian be well chosen and a hit with the audience, it can also help to cement your reputation as the event planner.Depending on the purpose of your corporate event, the entertainment may be a crucial part of the night, meaning that it is essential that you hire a comedian who is not only available and within your budget, but also one who is appropriate for the intended audience and willing to cater for your needs. So, whether the occasion is informal or formal, there are a number of considerations you should make when choosing your entertainer.Being a corporate event, you will need to ensure that your chosen comedian is one who specializes in performing family-friendly comedy. Although there may be some guests who enjoy more extreme comedy, comedy does not need to be crude or offensive in order to be funny. To eliminate any offence caused to your guests, it is important that your comedian either specializes in suitable comedy, or is willing to devise a performance that caters for this requirement. Always arrange to see a preview of their performance before hiring them to be sure of this fact.The details of their performance are also important. Whereas some comedians perform simple stand-up comedy, many are renowned for combining a number of creative outlets such as singing and props in order to enhance their routine. By identifying what the likes and dislikes of the guests will be, you will be more able to decide which type of performance will suit your corporate event best. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/unique-entertainment-for-your-corporate-event/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Choose a Home Health Care Service</title> <link>https://xnjbvms.info/how-to-choose-a-home-health-care-service</link> <comments>https://xnjbvms.info/how-to-choose-a-home-health-care-service#comments</comments> <pubDate>Thu, 26 Jan 2023 13:34:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=51</guid> <description><![CDATA[Whether you need help recovering from an accident, surgery, or need long term care for a chronic illness or disability, home health care is often a viable option that has been gaining popularity, for a reason. Studies have shown that … <a href="https://xnjbvms.info/how-to-choose-a-home-health-care-service">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Whether you need help recovering from an accident, surgery, or need long term care for a chronic illness or disability, home health care is often a viable option that has been gaining popularity, for a reason. Studies have shown that recovering at home is better for a patient’s physical and mental health. Today’s home health care services can provide everything from help with errands and chores like cooking and cleaning, to skilled medical care from nurses and therapists. But with so many new home health care agencies popping up, how do you know which one to choose?Luckily, if you follow these basic guidelines, you can be confidant when choosing your home health care provider <img src='https://xnjbvms.info/wp-includes/images/smilies/icon_surprised.gif' alt=':o' class='wp-smiley' /> Check out the agency’s credentials.<br />Make sure the home health care service you choose is licensed in your state, is certified by Medicare, and is accredited by a governing agency such as The Joint Commission’s Home Care Accreditation Program.o Check out the caregivers’ credentials.<br />Besides looking for providers that are friendly and helpful, make sure you inquire about the caregivers’ professional training. Are they bonded and insured? Does the home health care service have a supervisor oversee the quality of the service? Also, ask for references for the caregivers themselves, and find out if the home health care agency screens their employees.o Clarify all billing issues.<br />The agency should be able to provide literature clearly explaining its fees and services. Make sure you know up front about co-pays, deductibles, and uncovered expenses. Ask if they offer any kind of financial assistance to those in need.o Be clear on what services you are getting.<br />Inquire about receiving a written plan detailing the services you will be receiving, so that there is no confusion. Make sure you know the specific services your home health caregiver will be providing, including any chores or housework. Also, find out what hours the home health care service provider has on-call help, in case of an emergency. A 24 hour hotline with someone on call is desirable and helpful.Finally, after your home health care plan is in place, monitor the services, making sure it is in line with what was actually discussed. By taking these steps you can assure that your home health care service will be beneficial to all. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/how-to-choose-a-home-health-care-service/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Health Care Career Education Options</title> <link>https://xnjbvms.info/online-health-care-career-education-options</link> <comments>https://xnjbvms.info/online-health-care-career-education-options#comments</comments> <pubDate>Thu, 26 Jan 2023 13:32:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=49</guid> <description><![CDATA[There are a number of options to choose from when looking to obtain the education needed to enter into the health care field. Students can enroll in an accredited online school or college to receive the training they need for … <a href="https://xnjbvms.info/online-health-care-career-education-options">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> There are a number of options to choose from when looking to obtain the education needed to enter into the health care field. Students can enroll in an accredited online school or college to receive the training they need for a career in this exciting field. Gaining an accredited education can be done in various areas such as health information technology, physician assisting, public health, and much more. Students have the opportunity to obtain certificates and degrees at a number of levels based on their desired career.Online educational training programs allow students to prepare for their desired career while studying from the comfort of home. Accredited online programs give students the opportunity to obtain a number of certificate and degrees in health care. Students can pursue a certificate, or associate, bachelor, master, or doctoral level degree in this exciting field. Certificate programs can range from six to eighteen months depending on the desired career.<br />Associate level degrees require students to complete two years of study and prepare those who wish to pursue a bachelor degree in the field.<br />Bachelor degree programs can take students around four years to complete and will provide the training needed to pursue a graduate degree.<br />Master degrees in health care can take an additional two years of study to obtain.<br />Doctoral degrees can require an additional four years of training depending on the students goals. With an accredited certificate or degree in the health care field students can pursue a variety of careers. Training will provide the skills and knowledge needed to have a successful career in this fast growing industry.There are numerous career possibilities for students who choose to enter into the health care field. Students can pursue the specialized career that fits their individual goals and needs. Training is available in a number of areas and can provide students with the training needed to enter into the workforce prepared. Possible career areas include:<br />Health EducationHealth Information<br />Health SciencesPhysician AssistingPublic Health…and much more.Training in these specific areas of the field will allow students to seek out employment as:<br />Health EducatorsHealth Sciences Professionals<br />Medical Professionals<br />Health Information TechniciansPhysician Assistants<br />Public Health Workers…and more.Students who pursue an accredited online education in health care can expect to gain the careers they desire. Students will need to complete a variety of coursework in order to obtain their desired level of education.Possible areas of study for an education in this field will vary by level of education desired and specific area of study. Students can expect to learn subjects like:<br />Fitness<br />Information Technology<br />Nutrition<br />Wound Care<br />Social and Behavioral Science…and many other related courses. Training will prepare students to pursue the career of their dreams in health care.Accredited online health care programs are available to provide students with the training needed to enter into the workforce prepared. Full accreditation is provided by agencies like the Distance Education and Training Council (http://www.detc.org) to online schools and colleges that offer a quality education. Students can start the path to the career of their dreams by enrolling in the program of their choice today.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org. </p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/online-health-care-career-education-options/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://xnjbvms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region</link> <comments>https://xnjbvms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region#comments</comments> <pubDate>Thu, 26 Jan 2023 13:31:08 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Education]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=47</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://xnjbvms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link> <comments>https://xnjbvms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://xnjbvms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P … <a href="https://xnjbvms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://xnjbvms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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