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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ylcalms.info</title> <atom:link href="http://ylcalms.info/feed" rel="self" type="application/rss+xml" /> <link>https://ylcalms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:52:08 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How to Make Automobile Insurance From the Web Work For You</title> <link>https://ylcalms.info/how-to-make-automobile-insurance-from-the-web-work-for-you,html</link> <comments>https://ylcalms.info/how-to-make-automobile-insurance-from-the-web-work-for-you,html#comments</comments> <pubDate>Sun, 09 Apr 2023 16:12:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Automobiles & Motorcycles]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=89</guid> <description><![CDATA[We all understand that automobile insurance is regarded as a necessity as it allows a security net to safeguard from just about any unforeseen situations, such as accidents. Keep reading to acquire more information on how one can reduce significantly on this unavoidable expense with the help of the internet. This will involve evaluating quotes [...]]]></description> <content:encoded><![CDATA[<p> We all understand that automobile insurance is regarded as a necessity as it allows a security net to safeguard from just about any unforeseen situations, such as accidents. Keep reading to acquire more information on how one can reduce significantly on this unavoidable expense with the help of the internet. This will involve evaluating quotes online and possibly getting the most inexpensive deal at the conclusion of the evaluation process.Possibly the best and also most effective method to find automobile insurance discounts is by researching it using the internet. A good number of reputable insurance companies provide on the web automobile insurance estimates and services. Just about any vehicle owner with access to the web can readily make full use it to obtain and compare quotes over the internet.You probably will not need to spend too much time looking at online quotations. Many people require just a few hours of dedicated checking and evaluation before figuring out the most attractive offer with best discounts. You can be amazed at how simple it is to bring down your automobile insurance premium. What you have to do would be to compare and contrast estimates online and take advantage of the savings offered to you. You ought to really give it a try because it is so fast and relatively simple.First of all, search the web and make a listing of the reputable online automobile insurance companies in your area. Have about five to eight different companies that supply the insurance plan you need. This gives you a good framework to do your research and assessment.Should you have homeowners insurance policy, you should definitely include that specific provider in your search checklist. Since you currently have homeowners insurance coverage with this company, there is really a high chance you might have a substantial automobile insurance discount since you are currently their customer. You can be assured of quick service too.Fill out the online quotation application form. Generally you are able to get the online estimates in a short time, some within a matter of minutes.Put together and evaluate the quotes you have obtained on the internet. Shortlist the three best estimates and phone the companies’ sales associates to find out whether they can provide you with any more insurance reductions. Come to a decision on the best offer at the most affordable price.All you need to do is spend some time on looking for automobile insurance online. Do seek out reputable firms and take advantage of reductions or discounts as much as possible. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/how-to-make-automobile-insurance-from-the-web-work-for-you,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Plan Your Home Improvements</title> <link>https://ylcalms.info/plan-your-home-improvements,html</link> <comments>https://ylcalms.info/plan-your-home-improvements,html#comments</comments> <pubDate>Fri, 07 Apr 2023 20:35:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=87</guid> <description><![CDATA[When we purchase our homes and visualize our belongings in the space, it seems there is a place for everything and more space than we had before. After we move in, we find there are a few things that can be improved.Almost everyone has had at least one home improvement project since they moved into [...]]]></description> <content:encoded><![CDATA[<p> When we purchase our homes and visualize our belongings in the space, it seems there is a place for everything and more space than we had before. After we move in, we find there are a few things that can be improved.Almost everyone has had at least one home improvement project since they moved into their home or apartment. Home improvement is a worthwhile venture that has a number of advantages.Most people undertake a project for one of two reasons. The main one is to add new elements that improve the physical aspect of the dwelling. This benefits the whole family. The second reason is to increase the value of the home to make it more saleable, increasing the profit that can be realized.A home improvement project generally arises from a need such as an additional bathroom. This type of project adds value to the home. Other improvements center on family needs such as adding a deck or patio. You may see an increase in value for these types of additions, but mainly it will provide a better lifestyle for your family. If your home is more than ten years old, an improvement project may be an upgrade to electrical systems or updating the kitchen and its appliances.Before you tackle any improvement project, you should plan it. These projects require time and money. Careful planning helps you to make sure that both of your resources, time and money, are used wisely to achieve the desired results.It is important to take into consideration every aspect of the project. Do not begin a project without determining the advantages and disadvantages involved. If you do not, you will waste time, energy, and money.There are a number of resources you can utilize when you decide to undertake a project. The Internet has many websites devoted to home improvement. In your local area, you are probably familiar with hardware stores as well as the major home stores. Home Depot, Lowe’s, and Sears can be found in most cities across the country.Another good resource is the home improvement shows on television. Cable networks such as HGTV, DIY, and Fine Living have shows that run almost 24 hours a day. These shows provide a way to visually see changes that you may be contemplating for your homeMajor home improvement projects such as redesigning kitchens and bathrooms and additions are not completely stress-free. However, you can keep your costs down with planning. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/plan-your-home-improvements,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Interior Decoration – The Flooring Aspect</title> <link>https://ylcalms.info/home-interior-decoration-the-flooring-aspect,html</link> <comments>https://ylcalms.info/home-interior-decoration-the-flooring-aspect,html#comments</comments> <pubDate>Thu, 06 Apr 2023 16:13:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[home]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[Home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=85</guid> <description><![CDATA[Decorating home shows not only one’s skills and talent but one’s taste as well. There are innumerable minute ways of decorating home but not all have been able to find a place in the mainstream interior decoration. Let us discuss one such minute detail of decorating home.Let us review the bamboo flooring amongst various other [...]]]></description> <content:encoded><![CDATA[<p> Decorating home shows not only one’s skills and talent but one’s taste as well. There are innumerable minute ways of decorating home but not all have been able to find a place in the mainstream interior decoration. Let us discuss one such minute detail of decorating home.Let us review the bamboo flooring amongst various other kinds of flooring for a of a house. Flooring is an essential part of interiors as it either makes your house look chic and bigger than it actually is or it may look smaller if you do not use the right material. Bamboo flooring has caught up recently even though it has been in existence since a long time. This concept finds its origin in China and other parts of Asia but is now most widely used in the United States and Europe.This flooring is eco-friendly as it is reusable and can be recycled. Moreover, it requires minimal maintenance. If something spills it can easily be wiped off as it is moisture resistant. Other hard woods cannot be used again and so ends up getting exhausted unlike the bamboo which is here to stay. Moreover, bamboo grows faster, in three to four years, and so its availability will always be greater than the other types of wood which at an average take almost a hundred years to grow.It is durable and lasts for a long period of time and so the thinking that this kind of flooring needs to be changed regularly is incorrect. It can sustain the wear and tear which is caused as a result of daily and normal living without much difficulty. It is stronger than other woods even though it may look soft from the outside; it is like a solid rock from the inside which makes it long lasting.Bamboo can be made into different designs which immediately catch the attention of the eye and also give the home interior decoration a modern and contemporary look by adding warmth and light. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/home-interior-decoration-the-flooring-aspect,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Cardio Exercises for Health and Fitness</title> <link>https://ylcalms.info/cardio-exercises-for-health-and-fitness,html</link> <comments>https://ylcalms.info/cardio-exercises-for-health-and-fitness,html#comments</comments> <pubDate>Thu, 06 Apr 2023 15:00:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Health]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=81</guid> <description><![CDATA[What is a cardiovascular exercise and why do we need one?A cardiovascular exercise is oftentimes referred to as aerobic exercises. It increases heart rate and improves oxygen system in all parts of our body. It is a popular form of weight loss and physical fitness activity that often takes a commercial form. Everyone must establish [...]]]></description> <content:encoded><![CDATA[<p> What is a cardiovascular exercise and why do we need one?A cardiovascular exercise is oftentimes referred to as aerobic exercises. It increases heart rate and improves oxygen system in all parts of our body. It is a popular form of weight loss and physical fitness activity that often takes a commercial form. Everyone must establish a workout regimen to make our heart work harder and pump more blood that will help our blood flow smoothly all throughout our body to maintain our good health; making us always feel energized, physically and mentally fit. Cardio exercise also combats depression by activating the neurotransmitters that is often associated to avoid depression putting us always in a better mental condition. It is essentially part of our lifestyle to stay well and healthy.What are the benefits we can get from this?A cardiovascular exercise strengthens the heart and lungs as well as it strengthen the muscles all throughout the body. It improves blood circulation and efficiently reduces blood pressure.It boosts the metabolism, burns calories, and helps lose weight as well as it improves mental health and lowering the incidence of depression. This form of exercise also reduces the risk for diabetes. It increases energy and helps reduce stress that promotes a restful sleep.What are the types or forms of this exercise?There are lots of types or forms of cardiovascular exercise. The lists below were among the popular and the best types of exercises. The number of calories burned opposite the type of exercise was based in a typical weight of 145 lbs body weight that performed the exercises in 30 minutes time.<br />Walking – 180 calories<br />Cycling – 250 to 500 calories<br />Running – 300 calories<br />Cross-Country Skiing – 330 calories<br />Rock Climbing – 380 calories<br />Swimming – 400 calories<br />Step Aerobics – 400 calories<br />Handball – 400 calories<br />Are there other ways to perform this exercise?Yes. There are other ways to perform such exercise. Again, the most popular today and is always done by many who in one way or the other has had a limited time performing the natural ways is by doing the exercises with the use of cardio machines. There are lots of these machines today in the market to choose from. One must carefully choose the best machine to use in his daily exercises that will satisfy his needs. Some of the most popular and beneficial machines that are recommended by fitness experts are the water rowing machines, the high incline treadmills, the techno gym cardio wave, the precor adaptive motion trainer, and the versa climber. A good cardio machine will let you burn of up to 500 calories giving you the benefit of a full body and cardiovascular exercise.Now that we know the benefits we can get in a cardiovascular exercise, its about time that we must start out a workout regimen that will suit to all our health and fitness needs. Stay Fit-Live Well. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/cardio-exercises-for-health-and-fitness,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Marketing – Use PPC Or SEO</title> <link>https://ylcalms.info/online-marketing-use-ppc-or-seo,html</link> <comments>https://ylcalms.info/online-marketing-use-ppc-or-seo,html#comments</comments> <pubDate>Thu, 06 Apr 2023 14:03:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[internet marketing]]></category> <category><![CDATA[online marketing strategy]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=79</guid> <description><![CDATA[Online marketing: you have probably heard of it, and most likely have a general idea of what it is. As the name suggests, online marketing is advertising on the Internet.Businesses use online marketing because it can actually be cheaper than print advertising and can be much more effective if used properly. Effectiveness in your campaign [...]]]></description> <content:encoded><![CDATA[<p> Online marketing: you have probably heard of it, and most likely have a general idea of what it is. As the name suggests, online marketing is advertising on the Internet.Businesses use online marketing because it can actually be cheaper than print advertising and can be much more effective if used properly. Effectiveness in your campaign is why small business owners should look into hiring a professional online marketing firm to make their business more popular on the web and to bring in more customers. A competent online marketing firm will use all the latest strategies of the trade to make sure your company is near the top of the Google search page.Online marketing gets you results in 2 areas of search; organic or paid. Getting into one or the other determines what method you will use; Pay-Per-Click (PPC) or Search Engine Optimization (SEO).It is important to know what type of strategies your chosen marketing firm will use. Are they going to work to get you organic search results or are they going to set up a Pay-Per-Click campaign?SEO is the main problem to solve if you want your company listed near the top of search pages. Even if you use paid search, it is important to make sure your website is still optimized for search engines.In general, SEO uses key words and phrases strategically placed on your website and also built into content syndicated on the Internet in a way that increases your business’ appearance in search results when your customer begins looking.The more relevant the key words and the content of your pages are to what a person searches for, the more likely it appears in search engines. While many small businesses will not have to spend huge amounts of money on this, they do need to invest a significant amount of time.The biggest benefit is that results stick around for awhile as opposed to Paid Advertising which disappears when the money runs out.Another area well spent with SEO is in your Google Local Maps directory listing. Google Local Maps or Places is a great local online marketing tool. Many people use Google to find local businesses and services, which is why your business needs to be listed in Google Local Maps. A lot of the time, potential customers type in the kind of business they are looking for and take the first few from where it says “Local business results for [search term]… “. One of the most inexpensive and effective ways to get more customers is to be listed very high in Google Local Maps.Pay-Per-Click, or PPC, means that the businesses inside that pink “Sponsored Links” box pay Google every time someone clicks on their link. This can be a waste of money if you do not go into it armed with the latest knowledge. Pay-Per-Click will get you business. The biggest benefit is it can drive business quickly if done right and save you some time. The major drawback is that if your advertising funds run low you’re your new business stream will dwindle as well.If Pay-Per-Click is not something you are interested in then it is a better idea to use the skills of a local online marketing firm that specializes in getting you top organic search results. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/online-marketing-use-ppc-or-seo,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Outsider Art – The World of Pure and Original Creations</title> <link>https://ylcalms.info/outsider-art-the-world-of-pure-and-original-creations,html</link> <comments>https://ylcalms.info/outsider-art-the-world-of-pure-and-original-creations,html#comments</comments> <pubDate>Wed, 05 Apr 2023 07:59:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=77</guid> <description><![CDATA[French artist, Jean Dubuffet coined the term Art Brut, which means “Raw Art” or “Rough Art.” This was used as a synonym to the term “Outsider Art,” coined or rather translated by an art critic, Roger Cardinal in 1972. Outsider art portrays creations beyond the limits of official culture. The art form is raw and [...]]]></description> <content:encoded><![CDATA[<p> French artist, Jean Dubuffet coined the term Art Brut, which means “Raw Art” or “Rough Art.” This was used as a synonym to the term “Outsider Art,” coined or rather translated by an art critic, Roger Cardinal in 1972. Outsider art portrays creations beyond the limits of official culture. The art form is raw and pure. It has no influences of training or cultural complexities that are found in the mainstream art forms such as paintings, drawings, sculptures, and any other outdoor creations. People with little or no formal training in art create outsider art and therefore, their creations are not limited to the elemental boundaries of mainstream art.Outsider art is not restricted only to paintings, but also goes on to include the likes of folk art, primitive art, and tramp art to name just some. This form of art, which is beyond the hierarchical and the historical horizons of mainstream art, is definitely appealing, owing to its simple and intriguing reflection. Outsider art creations are fresh, unexpected, and innovative, as they are unaltered, unmodified, and unmediated, original creative expressions.Being limitless, a number of questions about outsider art bedevil art connoisseurs and art collectors. They are often intrigued by what makes any kind of work outsider or worthwhile. How much a person must be creatively outside to qualify? So on and so forth. Despite all this debate, outsider art remains beyond the realms of core art world, and is widely practiced. Outside art seems to persevere for commercial reasons, forming a niche of its own in the art market.There are a number of terms used to describe art, generally implicated as “outside” of the official core art. The other terms used are:o Art Brut. This stands for the raw art forms that have not been refined, unlike the artworks in galleries and museums. As mentioned earlier, Art Brut and Outsider art are synonymous to each other.<br />o Neuve Invention. This term describes those artists, who interact with mainstream culture to a certain degree.<br />o Marginal Art. This refers to the artists on the boundary of art world. Their art works overlap the essence of mainstream art and outsider art.There are several notable outsider artists, who have made their presence felt and known in the art scene. Some of them include, Adolf Wölfli, a Swiss artist. Adolf was the first well-known outsider artist. Nek Chand, an Indian, attained fame for his sculpture garden, called Rock Garden, Chandigarh. Ferdinand Cheval, a postal worker in Hauterives, was inspired by a dream, and spent 33 years in constructing Palais Ideal. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/outsider-art-the-world-of-pure-and-original-creations,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Telemedicine in the Affordable Health Care Act Explained</title> <link>https://ylcalms.info/telemedicine-in-the-affordable-health-care-act-explained,html</link> <comments>https://ylcalms.info/telemedicine-in-the-affordable-health-care-act-explained,html#comments</comments> <pubDate>Tue, 04 Apr 2023 21:42:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=75</guid> <description><![CDATA[Telemedicine is an important component of the robust and technology driven Affordable Care Act system (Obama care) and provides avenues for reducing costs in the new healthcare structure, because it offers options in how to access healthcare services.The Affordable Care Act is the most comprehensive overhaul of the nation’s health care system in decades and [...]]]></description> <content:encoded><![CDATA[<p> Telemedicine is an important component of the robust and technology driven Affordable Care Act system (Obama care) and provides avenues for reducing costs in the new healthcare structure, because it offers options in how to access healthcare services.The Affordable Care Act is the most comprehensive overhaul of the nation’s health care system in decades and it’s implementation and sign-ups will all be processed through marketplace exchanges.What is the Meaning of Telemedicine?Telemedicine is the use of telecommunication and information technology to provide clinical health care without a traditional face-to face consultation. It helps eliminate distance barriers and can improve access to supplementary medical services for people with:<br />Basic or No Insurance<br />High Deductible (HDHP) Insurance<br />Traditional Insurance<br />Tele-health Vs Telemedicine’Tele-health’ is an older, broader term for services such as health education and is not limited to clinical services, while ‘Telemedicine’ narrowly focuses on the actual curative aspect between the patient and healthcare professional. Examples of Tele-health are health professionals discussing a case over the telephone or conducting robotic surgery between facilities at different ends of the world.Tele-Health has a broader scope than telemedicine and is sometimes called e-health, e-medicine, or telemedicine. Health care professional use tools like e-mails, e-visits, e-prescribing, after-hours care, e-reminders, health assessments, self-management tools, health coaching etc.The State of the MarketThe Affordable Care Act (Obama Care) Health Insurance Exchange (HIX) opens on Oct 1st, 2013. and goes into operation on Jan 1st, 2014. The Obama Care exchanges, are State, Federal or joint-run online marketplaces for health insurance. Americans can use their State’s “Affordable” Insurance Exchange marketplace to get coverage from competing private health care providers.Steps to Sign up for Health Care Plans<br />Participants enter personal information into a web portal<br />Learn their eligibility for subsidies based on income, state-determined criteria or employer-based options.<br />Use a price calculator to shop, compare and choose a best benefit health plan.<br />Several major health companies have programs like TelaDoc in Aetna, KP-OnCall in Kaiser etc, trying to set up footholds in a market that is widely expected to grow rapidly. All participants have to do is research for telemedicine benefits through their health insurance plans or sign up for independent programs.How Health Care Professionals Administer TelemedicineDoctors can treat most everyday health needs by phone or a scheduled video consultation. A study by the American Medical Association shows that 4 out of 5 visits to a primary care doctor could have been treated over the phone instead. After each consultation, patients will receive a clinical report which can be emailed to a primary care physician.Registered Nurses manage triage calls and act as health coaches. For some specific symptoms, they give guidance for the most appropriate care, and over 32% of the time will offer self-care options so patients avoid a visit to the doctor, ER or Urgent Care facility entirely.Common symptoms often treated through TelemedicineRespiratory Infections, Cold/Flu Symptoms, Urinary Tract Infections, Sore Throats, Headaches/Migraines, Sinusitis, Allergies, Insect bites, Certain Rashes, Sprains/Strains, Arthritic Pain, Stomach Aches/Diarrhea, Gastroenteritis, Minor Burns and many non-emergency medical conditionsBy 2014, the law mandates that all non-exempt Americans have health insurance or face a tax penalty. The Affordable Care Act has far-reaching advantages such as prohibiting insurance companies from dropping a clients’ coverage if they get sick or discrimination against anyone with a pre-existing condition and extending children’s eligibility on parent’s plans.For entrepreneurs, who will most likely be responsible for their own health insurance, knowing how telemedicine can supplement their health insurance plans, means they can take full advantage of the options, savings and benefits. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/telemedicine-in-the-affordable-health-care-act-explained,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is Travel Insurance Necessary When Travelling Abroad?</title> <link>https://ylcalms.info/is-travel-insurance-necessary-when-travelling-abroad,html</link> <comments>https://ylcalms.info/is-travel-insurance-necessary-when-travelling-abroad,html#comments</comments> <pubDate>Tue, 04 Apr 2023 18:21:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[travel insurance]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=72</guid> <description><![CDATA[Travel insurance provides an easy way to insure against trip cancellations, trip interruptions, emergency evacuation, accidental death and loss or damage to baggage or personal effects. Millions of dollars are wasted each year by travelers who purchase unnecessary travel insurance or travel assistance policies. Taking care in purchasing any travel insurance or travel assistance policies [...]]]></description> <content:encoded><![CDATA[<p> Travel insurance provides an easy way to insure against trip cancellations, trip interruptions, emergency evacuation, accidental death and loss or damage to baggage or personal effects. Millions of dollars are wasted each year by travelers who purchase unnecessary travel insurance or travel assistance policies. Taking care in purchasing any travel insurance or travel assistance policies is a prerequisite although these products may be valuable to some travelers only in limited circumstances.Buy only the insurance you need. Frequently, several types of insurance are bundled together and sold as comprehensive travel insurance. Make sure you purchase what you need only after reviewing this chapter and doing comparison shopping among several travel insurance policiesDecide on the type of travel insurance after analyzing the type of coverage you already possess. Specific consideration of following facts is required. While you are traveling, provision of liability and personal property protection can be provided by home owner’s or rental’s insurance policy.Do check the specific limitations and exclusions of the policy even if there is a probability of your health insurance providing you with some coverage. Your automobile insurance policy can also provide cover for a car on rent which is being used by you. In some cases your credit card can offer some protection when you rent a car or if you want to cancel or change your flight.You can opt for excess or secondary coverage through many travel insurance policies. If any other coverage can be applied to the loss first, such as homeowner’s insurance in case of theft of your personal property, then it means that the travel insurance will provide coverage only for amounts which are not paid by the primary insurance like deductibles. Few of the travel insurance policies offer primary coverage, which is most useful when your own coverage is insufficient or has a very high deductible. Premium for excess coverage is generally low as compared to premium for primary coverage.A major problem with travel insurance is that most policies contain a number of exclusions and travelers often don’t learn about the exclusions until they try to use the coverage. At the time of reviewing a travel insurance policy you should check the exclusions and definitions carefully to determine how much protection your policy is really offering. Since there are losses which are not covered by any other insurance which you may already have, therefore trip cancellation and trip interruption insurance are probably considered the most important types of travel insurance.In terms of protection, trip cancellation and trip interruption insurance are different although you cannot deny the fact that they are closely related. Now you can be insured and be sure of getting your money back in case you plan to cancel your trip, by opting for the trip cancellation insurance before you travel. Trip interruption insurance helps you by providing cover during your trip and reimbursing certain expenses if you cut short or change your trip. Since the exact terms of the policy may vary but the answer to validity of trip cancellation insurance for reimbursing you for nonrefundable and prepaid trip expenses lies in following three things. Your travel companion or you may have to give immediate attention to a situation or if you are in a spot which forces you to abandon your trip though arrangements have been booked. Trip cancellation insurance is applicable before your departure.After you purchase your trip cancellation insurance, you should make sure that you are covered by the insurance policy when you move from your home to your departure point. In the same manner, trip cancellation policies expire when there is possibility of occurrence of last time crisis. If you purchase cancellation insurance, make sure you are covered during the entire period of time before your departure. </p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/is-travel-insurance-necessary-when-travelling-abroad,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Internet Is a Source of Truth</title> <link>https://ylcalms.info/the-internet-is-a-source-of-truth,html</link> <comments>https://ylcalms.info/the-internet-is-a-source-of-truth,html#comments</comments> <pubDate>Thu, 30 Mar 2023 12:38:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=66</guid> <description><![CDATA[Last days prophecies confirm that the Internet is God’s Mountain that is promised to appear in the last days and draw all people to it (Micah 4:1). While most take the phenomenon for granted the facts are that it is a great miracle of our times. It did not happen by accident as many things [...]]]></description> <content:encoded><![CDATA[<p>Last days prophecies confirm that the Internet is God’s Mountain that is promised to appear in the last days and draw all people to it (Micah 4:1). While most take the phenomenon for granted the facts are that it is a great miracle of our times. It did not happen by accident as many things went into the creation of it. What has occurred since has allowed the majority to grow familiar with it and for their own feelings to be part of it.</p><p>Called Mount Zion it is a break-through in truth as all things are published thereon that bypass the barrier of deceit. Material and claims can be instantly checked and the origin of human progress is unearthed.</p><p>By way of contrast normal publishers pick and choose what they publish and their prejudice and bias shows through. Authors have to have been published before and man give up attempting to get their work into the public forum. The Internet has proved to be god-send for them as they can now get their endeavours before the public eye.</p><p>The barrier that prevented many things from being known is high and strong and it was put up by the first beast of Revelation, the sun. In Babylon it was called Mary and this was the start of formal religion and the invention of prayers.</p><p>My reincarnation is proof that heaven and hell are myths and that religions have a common thread leading back to that city. It was occupied by the Amors who constructed Roma (Amor reversed). It was they who brought a new religion through Constantine and it sits over the world wherever the 5-point star or the right-angled cross is displayed.</p><p>Everyone is back and now turning to the Internet as they search for a closeness with God that was denied them by the wall of confusion. That barrier is now broken and the remnants will soon disappear. The Internet is making it so that it can no longer stand.</p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/the-internet-is-a-source-of-truth,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Decline in the Usefulness of the Internet</title> <link>https://ylcalms.info/decline-in-the-usefulness-of-the-internet,html</link> <comments>https://ylcalms.info/decline-in-the-usefulness-of-the-internet,html#comments</comments> <pubDate>Thu, 30 Mar 2023 12:38:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ylcalms.info/?p=67</guid> <description><![CDATA[Those who have used the Internet since it was first widely available in the 1990s, have viewed with dismay the deterioration of its usefulness over the past decade. While computer manufacturers have installed faster processors, and service providers have announced generation after generation of supposedly faster connections, the reality has been a trend in the [...]]]></description> <content:encoded><![CDATA[<p>Those who have used the Internet since it was first widely available in the 1990s, have viewed with dismay the deterioration of its usefulness over the past decade. While computer manufacturers have installed faster processors, and service providers have announced generation after generation of supposedly faster connections, the reality has been a trend in the opposite direction. There is no doubt that technological advances have made all electronic systems work faster, but the increase in speed has been more than offset by manipulations serving commercial interests.</p><p>There was a time when one could type into a search engine what one needed and reach a web page that exactly supplied one’s requirement and responded at once to one’s further instructions. Now, the search engines are programmed to ignore the full import of one’s input and select only one or two words of commercial significance to provide the enquirer with a plethora of unwanted irrelevant websites with something to sell. If one does succeed in finding a website that is relevant to one’s search, it remains frozen and inoperable until the last advertisement has been fully installed and then becomes a minefield in which one must tread cautiously to avoid further unwanted diversions.</p><p>Those who write articles to be published on-line are familiar with the process of ezine publishing by which articles are re-published on another website. It is of interest to find where articles are re-published because they are often taken in complete neglect of the fair copying rules. Some websites rework articles by using a software programme that randomly replaces key words with approximate synonyms and leaves the text garbled and almost incomprehensible. An author may view with relief the absence of an attribution, but the practice is unethical and perhaps illegal, and it would be useful to be able to identify offenders. However, the input of an article title seldom results in anything useful since the input is no longer taken as a whole.</p><p>Most article titles have one or more words that can be linked to a product or service. The name of a country, for example, will deluge the searcher with a flood of websites advertising airlines, hotels, packaged tours and restaurants, and the name of any common product produces the same effect. Words are adjusted to the names of celebrities, with, for example, King Freddie being invariably taken as Freddie King, whoever he might be. The operations of search engines have been progressively refined to enhance exploitation by the leaders of multinational commerce. To adapt Mahatma Gandhi’s famous reflection on human nature, the Internet, which was said to have been invented to serve scientific need, now serves mainly corporate greed.</p>]]></content:encoded> <wfw:commentRss>https://ylcalms.info/decline-in-the-usefulness-of-the-internet,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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