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  22. <title>Free Video Editing Software &#8211; What&#8217;s Out There and is it Any Good?</title>
  23. <link>https://ytispms.info/free-video-editing-software-whats-out-there-and-is-it-any-good</link>
  24. <comments>https://ytispms.info/free-video-editing-software-whats-out-there-and-is-it-any-good#comments</comments>
  25. <pubDate>Thu, 20 Apr 2023 19:11:16 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
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  28. <category><![CDATA[cinematic video]]></category>
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  50. <guid isPermaLink="false">http://ytispms.info/?p=59</guid>
  51. <description><![CDATA[The art of video editing is one that has come down through the ages from the days when editors used to stand and handle roles of unstable nitrate-based film in California right down to current days when anyone with a moderately powerful PC can edit his or her own blockbuster in the comfort of their [...]]]></description>
  52. <content:encoded><![CDATA[<p> The art of video editing is one that has come down through the ages from the days when editors used to stand and handle roles of unstable nitrate-based film in California right down to current days when anyone with a moderately powerful PC can edit his or her own blockbuster in the comfort of their own home.But the problem with tools such as that is that they are both complex and expensive. A copy of the Adobe Creative Suite (With Premier, After Effects and a few other image manipulation tools) will cost you upwards of $1800 retail (with Premier alone costing almost $800). Apple&#8217;s equivalent Final Cut Studio is no less expensive requiring an outlay of $1300 but the purchase of a fairly hefty Apple computer to run it on.So what if you&#8217;re just a sensible amateur videographer who wants to be able to take his camcorder footage and slap it together cheaply? Maybe you want to upload it to YouTube or one of the other video editing software packages? Do you really want to spend obscene amounts of money on this hobby?Maybe you do. If that&#8217;s the case (and it is for me) then go ahead. Use the top of the range tools and produce video&#8217;s that are awe inspiring and jaw dropping.But for the rest of the mere mortals who don&#8217;t want to go down that road, what&#8217;s out there that can help?The good news is there&#8217;s loads of free video editing software out there.The BasicsBoth PC&#8217;s and Mac&#8217;s come furnished with a reasonable competent free video editing software tool. The Mac version is called iMovie and the PC version is called Windows Movie Maker.They are both the &#8216;drag and drop&#8217; type of tool, which basically means that you capture your video from your camcorder and then drag each clip that you want into a sequence for editing. They both allow the creation of titles and the use of fades and dissolves.For a lot of users this will be enough for what they need. After all, unless you&#8217;re George Lucas you don&#8217;t need a whole load of fancy transitions to stick between the shots of Aunt Mable and Uncle Don dancing the hokey-cokey at Maria&#8217;s wedding, do you?But if you do want a little bit extra there are some other very good tools out there, which are free.The OthersHyperengine-AV is a Mac based free video editing tool which has pioneered the concept of trackless editing. With Hyperengine things like audio and video, transitions and effects can be placed randomly across the timeline without being stuck on a particular track. It makes for an interesting looking timeline! It also comes linked in with all the effects that are bundled with Apple&#8217;s QuickTime toolset (which do things like allow adjustment of video colour, brightness and other such alterations)If that doesn&#8217;t appeal to you &#8211; or you want something a little more complex, how about Blender? This is one of the best pieces of open source software available. Not only is it free video editing software, it is also a compositing and 3d computer graphics tool. The functionality is amazing, but so is the learning curve. This is a complex piece of video editing software to learn but it will give most of the top-of-the-range tools a run for their money.Currently the market leader in professional video editing tools is Avid (most Hollywood movies nowadays are edited on Avid tools). Guess what? Avid has a free video editing tool for home editing as well. It&#8217;s called Videospin and it is actually a less functional version of their Pinnacle editing software (which is a commercial package). It supports many different formats of video and can output to many different formats as well. The main selling point of Videospin, though, is the fact that it can output directly to Youtube!A favourite of mine is Avidemux, This is a very simple free video editing tool that works on both Windows, Mac and Linux. It&#8217;s quite basic, but it will support many different file formats and is very stable.There are many others on the market, we haven&#8217;t even touched items such as Wax, T@BZS4 or Jahshaka, and the whole area of tools for video conversion between formats is worthy of an article of it&#8217;s own, but I hope this has opened your eyes to some of the tools that are available other than the basic ones supplied on your PC or Mac. </p>
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  58. <title>Use Online Car Loan Calculators For a Clear Picture on Auto Loan Rates</title>
  59. <link>https://ytispms.info/use-online-car-loan-calculators-for-a-clear-picture-on-auto-loan-rates</link>
  60. <comments>https://ytispms.info/use-online-car-loan-calculators-for-a-clear-picture-on-auto-loan-rates#comments</comments>
  61. <pubDate>Fri, 31 Mar 2023 18:18:46 +0000</pubDate>
  62. <dc:creator>admin</dc:creator>
  63. <category><![CDATA[Uncategorized]]></category>
  64.  
  65. <guid isPermaLink="false">http://ytispms.info/?p=57</guid>
  66. <description><![CDATA[Online car loan calculators are available to determine monthly payment or even car purchase price. Online auto loan rate calculators are available for buying or renting cars. Such tools are helpful in finding out which is the better value to opt for. The only limitation of a car loan calculator is that it is liable [...]]]></description>
  67. <content:encoded><![CDATA[<p> Online car loan calculators are available to determine monthly payment or even car purchase price. Online auto loan rate calculators are available for buying or renting cars. Such tools are helpful in finding out which is the better value to opt for. The only limitation of a car loan calculator is that it is liable to change, as the actual repayments are volatile. Car loan calculators are useful as the car loan payments should be calculated before hand and dealer costs for cars are to be looked up to save one from being deceived by banks and finance companies.Monthly Installment CalculationsCalculators share general feature and most of them demand the amount of loan to be provided, and the number of installments for paying back. These help find out financial commitment involved. An auto loan calculator can be offered free on the internet as an excel spreadsheet download area.The Three Factors Affecting LoanIn car loan calculation, it is important to estimate the monthly payments. Three basic factors to consider during car loan calculation are interest rate, total loan principal and loan period. This can calculate our budget and monthly payments. These factors are to be considered and it is as important as asking a loan officer or going online. Online lenders have a simple car loan calculator that is accessible from the website that will help determine the affordability.The Loan Principal &#8211; In car loan calculation, the loan principal is the amount of money originally borrowed and the total interest charges at the end of the loan period depend on the amount of the loan principal and the loan period. The more principal borrowed, the more money will have to be paid back over the loan period. With each monthly payment, the total loan principal gradually deducted. For the first few months, a good percentage of the monthly payments are used to cover the interest costs. A small percentage is used to pay off the loan principle and as the loan matures, more payments will go towards paying the principal and less to pay the interest of the loan.Interest Rate And The Loan Period &#8211; The calculators are available online to determine the loan tenure on entering the monthly installments and the interest rates. Interest rates vary with lender and it depends upon the credit scores of the borrower. Higher the FICO score lower the interest rates would be.Types Of Car Loan Calculators Available Online Free Car Loan Calculator &#8211; A net facility, for knowing the loan amount to be paid back.<br />
  68. Online Auto Loan Calculator &#8211; Online car loan calculators to find the best deal.<br />
  69. New Car Loan Calculator &#8211; To work on ideal monthly payments. There are certain calculators which can be used for a variety of uses like used car loans. In these calculators, the end-user can enter his own interest rate for his loan.<br />
  70. Affordability Check Calculators &#8211; Affordability check calculators help in arriving at a close approximation reckoning with the installment amount, insurance, fuel and maintenance. The most important decision is whether to buy a brand new or a used vehicle and to buy or lease. Car loan calculators are useful in hastening the decision to buy a car. DrawbacksThese web based calculators help calculating only the car price but not the affordability. Once the car is bought using a car loan, a person&#8217;s budget should add fuel and maintenance costs, which are not calculated. The calculators even miss out on calculating taxes and liens.Most lenders want people take out as much loan as possible, as it is profitable for them. Car loan calculations give an estimate of the total costs, which will determine affordability. </p>
  71. ]]></content:encoded>
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  74. </item>
  75. <item>
  76. <title>9 Tested SEO Tips</title>
  77. <link>https://ytispms.info/9-tested-seo-tips</link>
  78. <comments>https://ytispms.info/9-tested-seo-tips#comments</comments>
  79. <pubDate>Fri, 31 Mar 2023 16:06:05 +0000</pubDate>
  80. <dc:creator>admin</dc:creator>
  81. <category><![CDATA[Uncategorized]]></category>
  82.  
  83. <guid isPermaLink="false">http://ytispms.info/?p=55</guid>
  84. <description><![CDATA[Introduction &#8211; If you are still learning about search engine optimization (SEO), you are probably a bit confused about the difference between on-site and off-site SEO strategies. On-site tactics are more straight-forward for the beginner and are probably written about the most. I thought I would write an article and cover what I&#8217;ve learned. This [...]]]></description>
  85. <content:encoded><![CDATA[<p> Introduction &#8211; If you are still learning about search engine optimization (SEO), you are probably a bit confused about the difference between on-site and off-site SEO strategies. On-site tactics are more straight-forward for the beginner and are probably written about the most. I thought I would write an article and cover what I&#8217;ve learned. This pool of SEO knowledge comes from working with about 10 clients and another 10 personal web sites over an 18 month period.To anyone with an SEO background, there are certain basic on-site SEO tasks that any web master, business owner, or Internet Marketer needs to be aware of. These include the following major components:1) Title Tags &#8211; The title tag in your HTML meta code is the tag that tell the browser what to display in the title of the window at the very top of the screen. Because this text is so visible to the user, Google likes to rely heavily on this text as a clue as to what your page is about. As a result, it is a really important SEO strategy that your title tag be filled with keywords that are appropriate to the content of the web page. Furthermore, you really don&#8217;t want the same title tag on every page. This is not good for SEO. Instead, you want to have different keyword phrases in your title tags that properly identify the theme of that particular page. Remember, you are trying to help the search engines easily digest your content. That&#8217;s basically what SEO is. You want to aid them in their understanding of what this page is really about.2) The first H1 tag &#8211; Similar to the title tag, Google will look at the first H1 text to appear on your page as a strong signal as to what the page is about. Use it wisely. Again, you want to place keyword phrases here that are thematically related to what the information on the page is conveying to the end-user.3) The name of the page itself &#8211; As you name your pages in your web site, use plain English as much as possible for SEO. You will notice that WordPress uses this extensively in their blog software. This is no accident and WordPress is considered the best blog for SEO. For example, http://example.com/?On-Site-vs-Off-Site-SEO-tactics&#038;AID=22 will perform much better for SEO than http://example.com/?AID=22. Why? Because there is descriptive text in the longer version of the page name that helps the search engine know what the page is about. Many people have written about issues around &#8220;dirty links&#8221; and SEO (links including system variable data such as AID=22 in the example above). I think it is better if you can design your system without any variable data at all. It just takes this SEO issue away. And it&#8217;s just easier for the search engines. It&#8217;s also easier for the end-user. However, there is no problem promoting pages via SEO with variable data in the links. I&#8217;ve been able to make both fly using the same SEO tactics with no problems. The search engines are smart enough by now to manage through that variable data. Just make sure your plain English is in there.4) Keyword meta tag &#8211; This tag used to get a ton of play for SEO, but is now largely ignored by the search engines. I believe it fell out of favor due to manipulation and misuse. It is a tag that is not seen by the end-user, so unscrupulous web masters abused it and it became less-and-less important for SEO. Real SEO tactics don&#8217;t abuse or deceive. I still populate my keyword tags because I believe they are still looked at, but I don&#8217;t believe they are very critical. If nothing else, it&#8217;s another instance of your keywords. They all help SEO.5) Description meta tag &#8211; This tag is still useful, but probably more for Yahoo and MSN. Since you will be in this part of your web site anyway to get the Title right, you might as well make this variable-driven as well and make the description appropriate to the page. Again, it can&#8217;t hurt SEO.6) Keyword Density &#8211; This is very important for SEO. Keep in mind that the search engines are just large computer programs digesting your site and trying to figure out what it is about. One of the simplest things they do is to count up all the words and look for repeats. They then calculate percentages, or densities, of specific 1-word, 2-word and 3-word phrases that are found in your text. By looking at the most popular keyword phrases, their programs understand the important themes of your page. If you observe your own writing on a specific subject, you will see the patterns as well. I don&#8217;t recommend that you write solely with keyword density in mind as it will result in lower quality content. However, I also don&#8217;t recommend that you completely ignore keyword density in your content creation. My preferred approach is to write content straight-up for the first draft. Then, as you edit for grammar, consistency, and clarity, also edit for density. Run your content through a density checker and see what phrases are used the most. Make adjustments accordingly so that your top themes / keyword phrases are showing up between 2-4% of the time. But don&#8217;t do this to the extent that anything reads as unnatural. You need to always keep your audience in mind.7) Outbound links &#8211; What your page links to matters, in terms of both the quality and quantity of links. As you build links out of your page, be specific about where they go. Don&#8217;t link to low-quality or bad-neighborhood sites. Also watch your number of links. Generally, the less the better. However, having no outbound links is not always good. I believe Google uses your outbound links as a way to position your site in the vast weave that is the Internet. Often times, Google can get a good feeling about what your site is about just by looking at who you link to. So again, select these links wisely understanding they will actually impact your SEO.8) High-quality, original, content &#8211; I probably should have put this first because it can&#8217;t be stressed enough for SEO. Your site needs to provide high-quality and original content. You will read this maybe a hundred times as you research SEO. Content is king. And I firmly believe this to be true. If you are under the impression that the internet is so big that search engines can&#8217;t identify content as really unique, guess again. One afternoon spent playing with CopyScape will convince you that there is technology available today that is able to tell you if any given sentence has been repeated anywhere on the Internet. It&#8217;s staggering, actually, when you really think about that. The volumes of data are just outrageous. But if CopyScape can do it, I&#8217;m betting that Google can do it also. And I firmly believe that your site receives a positive bump when Google determines that the content is original. Many people have asked me if using content that is repeated on other sites will penalize the site. I believe the answer is no, you will not be penalized by Google (copyright infringement is a completely different and very serious legal topic that I won&#8217;t go into today). But I also believe that you won&#8217;t get where you want to be by using content that already has high mileage. The other hot debate related to how sites using duplicate content can actually rank higher than the site where the content originated from. Yes &#8211; This has been demonstrated empirically a bunch of times. But you don&#8217;t need to be too concerned with that for reasons we will get into later. Just keep your eye on the ball. Put in the time, energy and creativity it takes to create unique content and you will be rewarded. Plain and simple.9) Appropriate amounts of content &#8211; Somewhat different from #8 is the issue of how much content to put on your site for good SEO. I don&#8217;t believe there is a single magic answer as each site has a different objective. But as far as SEO goes, I generally believe the more the better (assuming you are following #8). Give those hungry spiders as much food for thought as you possibly can. But let me also qualify that statement. You need ensure that your content doesn&#8217;t stray too far from the core message of your site. If it does, this can create confusion around what your site is really about. Tightly focused sites perform much better than more generically focused sites. For example, a site selling used Honda Civics that uses appropriate SEO strategies will probably get ranked higher and faster than a more generalized site selling all types of used cars. This is a generic statement, and there are many exceptions, but it&#8217;s a reasonable place to start your thinking about niches and themes. </p>
  86. ]]></content:encoded>
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  90. <item>
  91. <title>Reality Check! Financing Your Restaurant Business Via a Franchise Business Loan Is Possible</title>
  92. <link>https://ytispms.info/reality-check-financing-your-restaurant-business-via-a-franchise-business-loan-is-possible</link>
  93. <comments>https://ytispms.info/reality-check-financing-your-restaurant-business-via-a-franchise-business-loan-is-possible#comments</comments>
  94. <pubDate>Fri, 31 Mar 2023 12:26:22 +0000</pubDate>
  95. <dc:creator>admin</dc:creator>
  96. <category><![CDATA[Uncategorized]]></category>
  97.  
  98. <guid isPermaLink="false">http://ytispms.info/?p=52</guid>
  99. <description><![CDATA[Congratulations! We think. So you actually really do want to open or purchase a restaurant? We always admire clients who have decided on this business decision given the amount or risk and work that is often involved. Our comments and info on financing your restaurant business pertain specifically to a franchise business loan, but to [...]]]></description>
  100. <content:encoded><![CDATA[<p> Congratulations! We think. So you actually really do want to open or purchase a restaurant? We always admire clients who have decided on this business decision given the amount or risk and work that is often involved. Our comments and info on financing your restaurant business pertain specifically to a franchise business loan, but to be honest being think they are 100% applicable to financing any non franchise restaurant.First the key good news, there are a number of options available to finance a restaurant. Although it&#8217;s a non financial reason, the reality is that you will be more successful in your financing if you can demonstrate previous experience in owning, managing, or working in the industry &#8211; that&#8217;s only common sense. The type of passion and your enthusiasm about your business usually transcends into one of the key positives in your lender or lenders assessing your application.You will noticed we used the term lender or lenders&#8230; that is because in the current economic environment of 2010, where we have just come through a global recession that affected every industry it has been necessary in many cases to cobble together your financing through a number of sources.The next question always comes very quickly from our clients &#8211; What are those sources, who is financing restaurants. Well the goods news is that the government is! What do we mean by that? Simply that one of the most popular programs out there is the federal government BIL/CSBF program which finances the majority of franchise restaurants in Canada. Who knew! The program is very attractive, and in our opinion quite frankly is the best program for financing a restaurant, franchise or non franchise, in Canada. Basic terms of the program are a lending cap of $ 350,000.00 and rates and terms in the 5-6% range currently with 5 to 7 year amortizations.What most prospective restaurant entrepreneurs don&#8217;t realize is that the government sponsors and guarantees the program, but your friendly banker runs it. In our experience many bankers are ill equipped to process this loan, so the golden jewel in restaurant financing in Canada, in our humble opinion, is the ability to source a business financing advisor who can successfully, ( and quickly ) get you approved. Naturally as with any business financing there are some basic criteria that need to be met, but it you have got the fundamentals you are well on your way to financing your restaurant business.The fundamentals we referred to include a responsible down payment by yourself &#8211; we call this your owner equity. You know the next question our clients ask already &#8211; &#8216;how much down? The reality is that it depends, but we can say safely that your down payment should be commensurate with your financing loan total amount request.Many restaurants in Canada are financed by the seller, i.e. the franchisor, or the current franchisee who is selling. What do we mean by that? Simply that if a creative structure is required the franchisor or the current owner can offer to hold a vendor take back, allowing you to replay that amount later at some agreed upon interest rate. This simply minimizes the amount you have to borrow and qualify for.Other methods of financing your restaurant include lease equipment financing for all or a portion of the hard assets. This type of financing is easier to get approved, as it primarily focuses on the hard assets being financing. Again, this also has the ability to lower the amount you need to finance from bank perspective.Restaurant owners love the &#8216; bottom line&#8217; which hopefully is profit. Our bottom line in our information is simply that franchise business loans and financing your restaurant business are achievable, and you do have options. Search out an expert and get ready to open those doors to your customers after you have successfully completing the financing of your restaurant venture. </p>
  101. ]]></content:encoded>
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  104. </item>
  105. <item>
  106. <title>Dish Network is the Ultimate Source for Information and Entertainment</title>
  107. <link>https://ytispms.info/dish-network-is-the-ultimate-source-for-information-and-entertainment</link>
  108. <comments>https://ytispms.info/dish-network-is-the-ultimate-source-for-information-and-entertainment#comments</comments>
  109. <pubDate>Mon, 27 Feb 2023 18:32:17 +0000</pubDate>
  110. <dc:creator>admin</dc:creator>
  111. <category><![CDATA[Uncategorized]]></category>
  112.  
  113. <guid isPermaLink="false">http://ytispms.info/?p=49</guid>
  114. <description><![CDATA[Dish Network can be a great resource for your family for all of your entertainment and information needs. In fact, Dish Network specifically designs each of it&#8217;s entertainment packages to have a balance of entertainment, news, and educational programming. This is true from Dish Network&#8217;s economical Dish Family package all the way up to the [...]]]></description>
  115. <content:encoded><![CDATA[<p> Dish Network can be a great resource for your family for all of your entertainment and information needs. In fact, Dish Network specifically designs each of it&#8217;s entertainment packages to have a balance of entertainment, news, and educational programming. This is true from Dish Network&#8217;s economical Dish Family package all the way up to the Platinum Level High Definition Television package, and everywhere in between.Most subscribers looking for the category of entertainment packages which fall in between will be most interested in Dish Network&#8217;s America&#8217;s Top Entertainment Packages, which come in sixty, one hundred twenty, and one hundred eighty channel versions. America&#8217;s Top 60 Entertainment Package is a great introductory satellite TV plan that includes channels like The Weather Channel, MTV and MTV2, the Discovery Channel, the Sci-Fi Channel, ESPN, CNN, The Learning Channel, and many many more. America&#8217;s Top 120 Entertainment Package builds on America&#8217;s Top 60 with favorites such as Univision, BET, MSNBC, the Speed Channel, PAX TV, Fuse, Discovery Health, the FOX News Channel, and more. America&#8217;s Top 180 Entertainment Package adds on Style, Great American Country, The Biography Channel, Discovery Home and Leisure, National Geographic, VH1 Classic, Nick Toons, and a whole slew of Encore movie channels.If you and your family love movies, America&#8217;s Everything Pak could easily be the perfect entertainment package for you. It has all one hundred and eighty channels from America&#8217;s Top 180, but thirty additional channels that comprise the STARZ! Super Pak and Showtime Unlimited as well as HBO and Cinemax. America&#8217;s Everything Pak is a great choice for the family who wants the best of everything and plenty of great movies and entertainment options without taking the High Definition Television plunge.If you are ready to move up to High Definition Television, there&#8217;s no better television service provider to do it with than Dish Network. Dish Network provides more High Definition channels than any other television service and provides a High Definition receiver at no extra charge when you sign up for an HD entertainment package. DishNetwork High Definition receivers can handle television in High Definition formats as well as standard definition format and come with all of the other great features you expect from a Dish Network receiver. Dish Network&#8217;s High Definition entertainment packages start out at the Bronze level which offers twenty five HD channels (more than the competition at any level) and eighty standard definition channels. The Silver level provides the same twenty five High Definition channels, but with two hundred standard definition channels. The Gold level adds on High Definition channel- National Geographic HD- and forty more standard definition channels. The Platinum level keeps all two hundred and forty standard definition channels, but adds three more High Definition ones- STARZ! HDTV, HBO HD, and Showtime HD. In addition, local channels are often available in High Definition for a small extra fee.Dish Network also provides additional programming to help you customize your entertainment package. Die hard sports fans will love regional sports networks as well as the ability to add seasonal sports subscriptions like MLB Extra Innings, ESPN Game Day, and NBA League Pass. Local channels are often available and are a great way to keep up with what&#8217;s going on where you live as well as providing access to mainstream network programming. SIRIUS satellite radio gives you even more entertainment options as does Pay Per View. International programming in nineteen different languages provides even more options.Whatever your entertainment and information needs, you can be sure that Dish Network can meet them. </p>
  116. ]]></content:encoded>
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  120. <item>
  121. <title>Take 10 Minutes to Get Started With Car Insurance Premium Calculator [Top 10 List]</title>
  122. <link>https://ytispms.info/take-10-minutes-to-get-started-with-car-insurance-premium-calculator-top-10-list</link>
  123. <comments>https://ytispms.info/take-10-minutes-to-get-started-with-car-insurance-premium-calculator-top-10-list#comments</comments>
  124. <pubDate>Wed, 22 Feb 2023 06:23:46 +0000</pubDate>
  125. <dc:creator>admin</dc:creator>
  126. <category><![CDATA[Uncategorized]]></category>
  127. <category><![CDATA[Insurance]]></category>
  128.  
  129. <guid isPermaLink="false">http://ytispms.info/?p=47</guid>
  130. <description><![CDATA[What is Car Insurance Premium Calculator?Car insurance premium calculator is a dynamic tool provided, online, by car insurance companies. Get started with top 10 car insurance premium calculator online. Almost every reputed motor insurance company has an car insurance premium calculator on their official portal. With the help of the car insurance premium calculator, customers [...]]]></description>
  131. <content:encoded><![CDATA[<p> What is Car Insurance Premium Calculator?Car insurance premium calculator is a dynamic tool provided, online, by car insurance companies. Get started with top 10 car insurance premium calculator online.<br />
  132. Almost every reputed motor insurance company has an car insurance premium calculator on their official portal.</p>
  133. <p>With the help of the car insurance premium calculator, customers can get a quote for their car insurance policy and the premium amount they need to pay for the same.</p>
  134. <p>You have to visit the &#8216;car insurance calculator&#8217; page and fill in some basic information about yourself like the policyholder&#8217;s name, contact details and address, followed by some standard details about the insured/to be insured car. These details are &#8211; car manufacturer&#8217;s name, model number of the car, manufacturing year, car sub-type (if any), fuel type and registration date.</p>
  135. <p>Some companies also give you an option of selecting if you want to insure the accessories installed inside the car.</p>
  136. <p>After you have filled the details correctly, just click on the &#8216;calculate premium&#8217; button and you will immediately get the quote.</p>
  137. <p>After this, you also get an option to get more information and payment option to buy car insurance of your choice.</p>
  138. <p>What are the benefits of a Car Insurance Premium Calculator?Now that we know what a car insurance premium calculator is, let us find out why it is worth a try:<br />
  139. Using a car insurance calculator helps you evaluate your insurance needs, which makes it easy to select the best policy that covers all the requirements.</p>
  140. <p>It is an easy and efficient way to compare premium rates of a variety of plans with various features for your vehicle.</p>
  141. <p>The process of purchasing a policy becomes unbiased as you don&#8217;t have to be under the influence of an agent/broker, and are free to make your own choice.</p>
  142. <p>By using a car insurance calculator, You get accurate information about the premium amount you&#8217;ll be paying for a particular policy.</p>
  143. <p>You can also understand the way premium rates change with a change in variables.</p>
  144. <p>How to use Car Insurance Premium Calculator?Any online car insurance calculator will ask you for basic details of your car such as the make and model, registration number, manufacture date etc to calculate the premium.However, you also need to know about the following factors that affect the premium value:<br />
  145. Insured Declared Value or IDV of the Vehicle</p>
  146. <p>This is one of the most important factors that has an impact on the premium for your car. IDV is the sum insured for the vehicle that is finalized by the insurer. In simple terms, it the current value of the vehicle as per market.</p>
  147. <p>Cubic Capacity (CC) of the Vehicle</p>
  148. <p>The engine power of your vehicle is directly proportional to your car insurance premium.</p>
  149. <p>No Claim bonus (NCB)</p>
  150. <p>You can save up to 50% on the Own Damage premium if you have a No Claim Bonus feature in your car policy.</p>
  151. <p>Additional Discounts</p>
  152. <p>Installing anti-theft devices in your car or becoming a member of the Automobile Association of India (AAI) can considerably reduce your automobile insurance premium too.</p>
  153. <p>Car Accessories</p>
  154. <p>Any modifications to the vehicle will add an extra amount to your insurance premium.</p>
  155. <p>So you have understood very well, What is car insurance premium calculator? and the benefits to use car insurance premium calculator, so take 10 Minutes to Get Started With car insurance premium calculator[Top 10 List].1. Bajaj Allianz General Insurance Company LimitedBajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE. Both enjoy a reputation of expertise, stability and strength.Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE.As on 31st March 2017, Bajaj Allianz continues to be one of the most financially robust insurers in the industry by maintaining its growth as well as profitability. The company has made a profit before tax of Rs. 1,078 crore and emerged as the most profitable insurer recording a profit after tax of Rs. 728 crore. The company reported a GWP of Rs. 7,687 crore, which has grown by 30.3% compared to the last fiscal year.Car Insurance Premium Calculator.Click Here2.HDFC ERGO General Insurance Company LimitedHDFC ERGO General Insurance Company is a 51:49 joint venture between the Housing Development Finance Corporation Ltd. (HDFC), India&#8217;s premier Housing Finance Institution, and ERGO International AG the primary insurance entity of the Munich Re Group of Germany. The Company marked the first merger in the General Insurance sector in August 2017, with IRDAI&#8217;s approval for the merger of HDFC ERGO General Insurance Co. Ltd. with HDFC General Insurance Ltd. (formerly Known as L&#038;T General Insurance Co. Ltd.), and the merged entity, known as HDFC ERGO General Insurance Co. Ltd., is the third largest General Insurance provider in the private sector.HDFC ERGO offers products like Motor, Health, Travel, Home and Personal Accident Insurance in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space through its vast network of 122 branches which is spread across 106 cities and a wide distribution network.HDFC ERGO has launched several technologically innovative solutions, offering customers an enhanced service experience, like the Insurance Portfolio Organiser (IPO) App, the IPO App on the Apple Watch, the Overnight Vehicle Repairs service, Motor Self-Inspection App and the HDFC ERGO Community &#8211; https://community.hdfcergo.com/. With a paradigm shift in customer engagement because of new technology innovations, the Company has enabled newer platforms for customers to engage and interact with the company like DIA, the AI-enabled chatbot service made available on the Company&#8217;s website, Amazon Alexa and Google Assistant.HDFC ERGO has left no stone unturned in providing customer service, as the Company follows a 30 minute turn-around-time (TAT) for the processing of pre-authorised cashless Health Insurance Claims and a 15 minute TAT to process pre-authorised cashless Motor Insurance claims.Car Insurance Premium CalculatorClick Here3. CoverfoxCoverfox is an IRDAI authorised insurance broking firm. We started as a website back in 2013, with an aim to make insurance simple.If you want to buy insurance &#8211; you would want to compare features and prices of an insurance policy and buy the best policy that you deserve. Then you would expect some help if ever you want to make a claim or renew the policy.Car Insurance Premium CalculatorClick Here4. Reliance General InsuranceWe feel proud to be one of the leading general insurance companies of India. We have a huge customer base which includes individuals like you, corporates and SMEs.With our 139 offices and more than 26,587 intermediaries across India, you can now reach out to us and enjoy our services at your own convenience. Moreover, with online &#038; telecalling services, we have become even more accessible.What do we have for you?You can look up to us for many of your insurance solutions with respect to motor, health, home, travel, marine, etc. Through our products and services, we try to meet every customer&#8217;s individual needs by offering customized plans. In our endeavor to delight our customers, we strive to come up with innovative products like India&#8217;s first Over-The-Counter health &#038; home insurance policies.VisionWe want to score perfectly for world standard services &#038; products, and want to be your first choice in domestic as well as global markets.Mission• Satisfy your need of insurance cover in that crucial hour• Offer incomparable customer service• Provide innovative products• Better reach through presence across India and abroadGoals• Make affordable insurance accessible to all• Keeping you, our customers, as focal point in all our operations• Protect policy holders&#8217; interests• Be the most innovative in product developmentCar Insurance Premium CalculatorClick Here5. PolicyXAt PolicyX it&#8217;s all about you, so we make sure you get the maximum by paying the minimum for your insurance. Having insurance is having a financial security in times of death, declining health, maternity, business loss, accidents, diseases and various situations. We understand and stand by you at each step as your own by helping you cover the financial losses in times of need. We have seen and have been appalled by how many times agents play in such sensitive situations by way of cheating, fraud and mis selling. To eliminate such practices in India, we bring PolicyX to you where we believe that our customers should be provided with the best personalized policies at lower premium costs by delivering the satisfaction and sense of fulfillment that you are covered in times of emergency. We connect with our customers emotionally as we understand and respect the importance of you and your family in every aspect of life.With our motto of Search > Choose > Buy, we get you instant quotes, help you select right quote and secure coverage right away with our technologically advanced system. We run complex algorithms to find plans that fit your requirements and return you features and quotes within seconds. Therefore, PolicyX has got you covered for your every insurance need. Why not get started? Get your first quote now!Car Insurance Premium Calculator.Click here6. Bharti AXA General Insurance Company LtdBharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. Our firm commenced national operations in August 2008. We are licensed with IRDAI (Insurance Regulatory and Development Authority of India). With our comprehensive and innovative insurance solutions, we make sure you find the right match for your insurance need. We offer insurance coverage across various categories &#8211; Motor,Health,Travel, Home and more. You can easily purchase and renew policies from us online.Car Insurance Premium Calculator.Click Here7. Bankbazaarinsurance.comBankbazaarinsurance.com is an online destination for insurance comparison for customers seeking both life and general insurance products. We aim to provide customers end to end solution for their Insurance needs and build a one stop shop destination for Insurance requirements, viz. Ease and Convenience; Ease of understanding; Customized offers; Compare multiple options.Meet the Founders:Adhil ShettyAn engineering graduate from Anna University and holder of a Master&#8217;s degree in International Relations from Columbia University, Adhil held decisive positions at Deloitte Touche Tomahatsu&#8217;s US East Alliance and Cisco Systems before he dived headlong into scripting the BankBazaar story, the flagship brand of the groupArjun ShettyArjun has a Master&#8217;s degree in Operations Research from Georgia Institute of Technology and an Engineering degree from Anna University.Rati ShettyRati completed her BBA degree from the University of Madras. Rati imbibed some rich qualities from Toblerone in Brazil and Milka in the US while managing the launch and go-to market operations of many of Kraft Food&#8217;s brands in export markets across the world while working for Kraft in the US and Taiwan.Car Insurance Premium CalculatorClick Here8. Easy Insurance IndiaEasyinsuranceindia.com is another successful initiative of the professionals who founded ICM Computer Consultants and ICM Solutions in 1989 and 2001. These professionals were educated in the U. S. and possess a combined international experience of more than 40 years in the USA and India in the areas of corporate management and IT solution services. Over the past decade, ICM has helped more than 500 customers achieve their goals by providing effective custom solutions that combines software, hardware and other services.We believe we are successful today because our management focuses on customer satisfaction and customer growth which permeates through the rest of the organization.We constantly strive to make our operations more efficient, such as reengineering our processes, usage of latest technology, and many more such initiatives, which allow us to provide the customers better service and value for money.The insurance industry is becoming more and more competitive offering wide variety of choices to customers. This is a welcome change for the customers. However, due to the complexity involved, it has become extremely cumbersome for customers to do comparative shopping for insurance.Through easyinsuranceindia.com, we empower the customer with a powerful tool where the customers can compare the products offered by various insurance companies in one shot, thus enable the customers to decide on the best insurance cover for them.Our MissionICM Insurance Brokers Private Limited (ICM) is to cover the risks of people and businesses of modern economy who seek easy, transparent, complete, and cost effective insurance solutions on demand coupled with hassle-free claim settlement.Our VisionICM to be the most preferred way to purchase insurance products through easyinsuranceindia.com, its most intuitive ecommerce solutions coupled with superior customer service &#8211; during purchase and during claim.Car Insurance Premium Calculator.Click Here9.IFFCO-Tokio General InsuranceIFFCO-Tokio General Insurance was incorporated on 4th December 2000 with a vision of being industry leader by building customer satisfaction through fairness, transparency, and quick response. It is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group which is also the largest listed insurance group in Japan.Car Insurance Premium CalculatorClick Here10. Kotak General InsuranceA 100% subsidiary of India&#8217;s fastest growing bank, Kotak Mahindra Bank Ltd., Kotak Mahindra General Insurance was established to service the growing non-life insurance segment in India. At Kotak Mahindra General Insurance, we value customer service, quality and innovation above everything else.The company aims to cater to a wide range of customer segment &#038; geographies offering an array of non-life insurance products like Motor, Health, etc.Kotak General Insurance has a national footprint of 13 branches spread across India (as on 31st Dec 2017) and an employee base of 354 professionals. (as of 31st Dec 2017)As a practice, the company seeks to provide a differentiated value proposition through customized products &#038; services leveraging state of art technology &#038; digital infrastructure.Car Insurance Premium Calculator.Click hereBottom LineInsurance has become a prime necessity of life these days and car insurance is mandatory, you can calculate insurance by above given topmost car insurance premium calculator. </p>
  156. ]]></content:encoded>
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  160. <item>
  161. <title>S&amp;P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title>
  162. <link>https://ytispms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link>
  163. <comments>https://ytispms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows#comments</comments>
  164. <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate>
  165. <dc:creator>admin</dc:creator>
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  186. <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&#038;P 500. A move above 3730 will push S&#038;P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description>
  187. <content:encoded><![CDATA[<p>Key Insights<br />
  188. The strong pullback in the U.S. dollar provided significant support to stocks.<br />
  189. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&#038;P 500.<br />
  190. A move above 3730 will push S&#038;P 500 towards the resistance level at 3760.<br />
  191. Advertisement</p>
  192. <p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />
  193. S&#038;P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p>
  194. <p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p>
  195. <p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p>
  196. <p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p>
  197. <p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p>
  198. <p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&#038;P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p>
  199. <p>S&#038;P 500 Tests Resistance At 3730</p>
  200. <p>S&#038;P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p>
  201. <p>If S&#038;P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&#038;P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&#038;P 500 will likely face strong resistance above the 3800 level.</p>
  202. <p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&#038;P 500. In case S&#038;P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&#038;P 500 towards the support at 3640.</p>
  203. ]]></content:encoded>
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  207. <item>
  208. <title>SPDN: An Inexpensive Way To Profit When The S&amp;P 500 Falls</title>
  209. <link>https://ytispms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls</link>
  210. <comments>https://ytispms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls#comments</comments>
  211. <pubDate>Wed, 26 Oct 2022 05:47:11 +0000</pubDate>
  212. <dc:creator>admin</dc:creator>
  213. <category><![CDATA[Uncategorized]]></category>
  214.  
  215. <guid isPermaLink="false">http://ytispms.info/?p=40</guid>
  216. <description><![CDATA[Summary SPDN is not the largest or oldest way to short the S&#038;P 500, but it&#8217;s a solid choice. This ETF uses a variety of financial instruments to target a return opposite that of the S&#038;P 500 Index. SPDN&#8217;s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&#038;P 500 ETF. [...]]]></description>
  217. <content:encoded><![CDATA[<p>Summary<br />
  218. SPDN is not the largest or oldest way to short the S&#038;P 500, but it&#8217;s a solid choice.<br />
  219. This ETF uses a variety of financial instruments to target a return opposite that of the S&#038;P 500 Index.<br />
  220. SPDN&#8217;s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&#038;P 500 ETF.<br />
  221. Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.<br />
  222. We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.<br />
  223. Put a gear stick into R position, (Reverse).<br />
  224. Birdlkportfolio</p>
  225. <p>By Rob Isbitts</p>
  226. <p>Summary<br />
  227. The S&#038;P 500 is in a bear market, and we don&#8217;t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or &#8220;just hang in there&#8221; while the bear takes their retirement nest egg.</p>
  228. <p>The Direxion Daily S&#038;P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.</p>
  229. <p>SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&#038;P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.</p>
  230. <p>Strategy<br />
  231. SPDN keeps it simple. If the S&#038;P 500 goes up by X%, it should go down by X%. The opposite is also expected.</p>
  232. <p>Proprietary ETF Grades<br />
  233. Offense/Defense: Defense</p>
  234. <p>Segment: Inverse Equity</p>
  235. <p>Sub-Segment: Inverse S&#038;P 500</p>
  236. <p>Correlation (vs. S&#038;P 500): Very High (inverse)</p>
  237. <p>Expected Volatility (vs. S&#038;P 500): Similar (but opposite)</p>
  238. <p>Holding Analysis<br />
  239. SPDN does not rely on shorting individual stocks in the S&#038;P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&#038;P 500 does.</p>
  240. <p>Strengths<br />
  241. SPDN is a fairly &#8220;no-frills&#8221; way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the &#8220;market&#8221; goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.</p>
  242. <p>Weaknesses<br />
  243. The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&#038;P 500 will cause SPDN to drop as much as the market goes up.</p>
  244. <p>Opportunities<br />
  245. While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.</p>
  246. <p>Threats<br />
  247. SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.</p>
  248. <p>Proprietary Technical Ratings<br />
  249. Short-Term Rating (next 3 months): Strong Buy</p>
  250. <p>Long-Term Rating (next 12 months): Buy</p>
  251. <p>Conclusions<br />
  252. ETF Quality Opinion<br />
  253. SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.</p>
  254. <p>ETF Investment Opinion</p>
  255. <p>SPDN is rated Strong Buy because the S&#038;P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.</p>
  256. ]]></content:encoded>
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  259. </item>
  260. <item>
  261. <title>S&amp;P 500 Biotech Giant Vertex Leads 5 Stocks Showing Strength</title>
  262. <link>https://ytispms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength</link>
  263. <comments>https://ytispms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength#comments</comments>
  264. <pubDate>Wed, 26 Oct 2022 05:46:54 +0000</pubDate>
  265. <dc:creator>admin</dc:creator>
  266. <category><![CDATA[Uncategorized]]></category>
  267.  
  268. <guid isPermaLink="false">http://ytispms.info/?p=38</guid>
  269. <description><![CDATA[Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&#038;P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC). X While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&#038;P 500 [...]]]></description>
  270. <content:encoded><![CDATA[<p>Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&#038;P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).</p>
  271. <p>X<br />
  272. While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&#038;P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.</p>
  273. <p>Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.</p>
  274. <p>Major indexes have been making rally attempts with the Dow Jones and S&#038;P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.</p>
  275. <p>Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.</p>
  276. <p>Cheniere Energy Stock<br />
  277. LNG shares  rose 1.1% to 175.79 during Friday&#8217;s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.</p>
  278. <p>Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72  buy point formed on Aug. 10.</p>
  279. <p>Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.</p>
  280. <p>Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.</p>
  281. <p>The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.</p>
  282. <p>In the first half of 2021, less than 40% of Cheniere&#8217;s cargoes of LNG landed in Europe. That jumped to more than 70% through this year&#8217;s second quarter, even as the company ramped up new export capacity. The urgency of Europe&#8217;s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union&#8217;s natural gas.</p>
  283. <p>In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.</p>
  284. <p>Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock&#8217;s performance over the last 52 weeks holds up against all the other stocks in IBD&#8217;s database. The EPS rating is 41.</p>
  285. <p>Vertex Stock<br />
  286. VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.</p>
  287. <p>The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock&#8217;s performance vs. the S&#038;P 500 index.</p>
  288. <p>Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.</p>
  289. <p>The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).</p>
  290. <p>In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.</p>
  291. <p>S&#038;P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.</p>
  292. <p>CRISPR Stocks: Will Concerns Over Risk Inhibit Gene-Editing Cures?</p>
  293. <p>Cardinal Health Stock<br />
  294. CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.</p>
  295. <p>Cardinal Health stock&#8217;s relative strength line has also been trending up for months.</p>
  296. <p>The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.</p>
  297. <p>Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.</p>
  298. <p>S&#038;P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.</p>
  299. <p>Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.</p>
  300. <p>Steel Dynamics Stock<br />
  301. STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.</p>
  302. <p>Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.</p>
  303. <p>Steel Dynamics&#8217; latest consolidation could be seen as part of a larger base going back six months.</p>
  304. <p>Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer&#8217;s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.</p>
  305. <p>The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.</p>
  306. <p>How Millett Grew Steel Dynamics From A Three Employee Business</p>
  307. <p>STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock&#8217;s performance over the last 52 weeks holds up against all the other stocks in IBD&#8217;s database. The EPS rating is 98.</p>
  308. <p>Genuine Parts Stock<br />
  309. GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.</p>
  310. <p>GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.</p>
  311. <p>The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.</p>
  312. <p>On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.</p>
  313. <p>Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3.  GPC&#8217;s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.</p>
  314. <p>During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.</p>
  315. <p>Fellow auto stocks O&#8217;Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O&#8217;Reilly reports on Oct. 26.</p>
  316. <p>IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.</p>
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  322. <title>Shoe Repairs And Several Other Things When I Was 7</title>
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  325. <pubDate>Tue, 25 Oct 2022 16:15:04 +0000</pubDate>
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  348. <description><![CDATA[Shoe Repairs And Several Other Things When I Was 7 My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to &#8220;Keep us in shoe Leather&#8221; to coin a phrase! [...]]]></description>
  349. <content:encoded><![CDATA[<p>Shoe Repairs And Several Other Things When I Was 7<br />
  350. My Dad repaired most of our shoes believe it or not, I can hardly believe it myself now. With 7 pairs of shoes always needing repairs I think he was quite clever to learn how to &#8220;Keep us in shoe Leather&#8221; to coin a phrase!</p>
  351. <p>He bought several different sizes of cast iron cobbler&#8217;s &#8220;lasts&#8221;. Last, the old English &#8220;Laest&#8221; meaning footprint. Lasts were holding devices shaped like a human foot. I have no idea where he would have bought the shoe leather. Only that it was a beautiful creamy, shiny colour and the smell was lovely.</p>
  352. <p>But I do remember our shoes turned upside down on and fitted into these lasts, my Dad cutting the leather around the shape of the shoe, and then hammering nails, into the leather shape. Sometimes we&#8217;d feel one or 2 of those nails poking through the insides of our shoes, but our dad always fixed it.</p>
  353. <p>Hiking and Swimming Galas<br />
  354. Dad was a very outdoorsy type, unlike my mother, who was probably too busy indoors. She also enjoyed the peace and quiet when he took us off for the day!</p>
  355. <p>Anyway, he often took us hiking in the mountains where we&#8217;d have a picnic of sandwiches and flasks of tea. And more often than not we went by steam train.</p>
  356. <p>We loved poking our heads out of the window until our eyes hurt like mad from a blast of soot blowing back from the engine. But sore, bloodshot eyes never dampened our enthusiasm.</p>
  357. <p>Dad was an avid swimmer and water polo player, and he used to take us to swimming galas, as they were called back then. He often took part in these galas. And again we always travelled by steam train.</p>
  358. <p>Rowing Over To Ireland&#8217;s Eye<br />
  359. That&#8217;s what we did back then, we had to go by rowboat, the only way to get to Ireland&#8217;s eye, which is 15 minutes from mainland Howth. From there we could see Malahide, Lambay Island and Howth Head of course. These days you can take a Round Trip Cruise on a small cruise ship!</p>
  360. <p>But we thoroughly enjoyed rowing and once there we couldn&#8217;t wait to climb the rocks, and have a swim. We picnicked and watched the friendly seals doing their thing and showing off.</p>
  361. <p>Not to mention all kinds of birdlife including the Puffin.The Martello Tower was also interesting but a bit dangerous to attempt entering. I&#8217;m getting lost in the past as I write, and have to drag myself back to the present.</p>
  362. <p>Fun Outings with The camera Club<br />
  363. Dad was also a very keen amateur photographer, and was a member of a camera Club. There were many Sunday photography outings and along with us came other kids of the members of the club.</p>
  364. <p>And we always had great fun while the adults busied themselves taking photos of everything and anything, it seemed to us. Dad was so serious about his photography that he set up a dark room where he developed and printed his photographs.</p>
  365. <p>All black and white at the time. He and his camera club entered many of their favourites in exhibitions throughout Europe. I&#8217;m quite proud to say that many cups and medals were won by Dad. They have been shared amongst all his grandchildren which I find quite special.</p>
  366. <p>He liked taking portraits of us kids too, mostly when we were in a state of untidiness, usually during play. Dad always preferred the natural look of messy hair and clothes in the photos of his children.</p>
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