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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>zzbqmms.info</title> <atom:link href="http://zzbqmms.info/feed" rel="self" type="application/rss+xml" /> <link>https://zzbqmms.info</link> <description></description> <lastBuildDate>Wed, 23 Aug 2023 08:51:19 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Unsecured Loans: Route to Finance in the Absence of Guarantee</title> <link>https://zzbqmms.info/unsecured-loans-route-to-finance-in-the-absence-of-guarantee</link> <comments>https://zzbqmms.info/unsecured-loans-route-to-finance-in-the-absence-of-guarantee#comments</comments> <pubDate>Fri, 31 Mar 2023 19:04:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=61</guid> <description><![CDATA[Does yours being a tenant or a homeowner with insufficient equity imply that loans and other methods of financing cash-shortages are not meant for you. Loan providers do not reveal such stark indifferences towards borrowers who come for unsecured loans. However, the terms on which unsecured loans are offered clearly show the apathy on the [...]]]></description> <content:encoded><![CDATA[<p> Does yours being a tenant or a homeowner with insufficient equity imply that loans and other methods of financing cash-shortages are not meant for you. Loan providers do not reveal such stark indifferences towards borrowers who come for unsecured loans. However, the terms on which unsecured loans are offered clearly show the apathy on the part of loan providers.Unsecured loans are personal loans where lender lends money without any direct stake on any asset of the borrower. This is the peculiarity of unsecured loans. It was this feature of unsecured loans, i.e. not having any direct stake, that was preferred most by borrowers. When seen in comparison to secured loans, the unsecured loans appeared a much better method of drawing finance because the borrowers’ assets were safe in this arrangement.When unsecured loan does not consume the equity in home, the equity can be utilised for getting finance through other loans.The safety of home or any collateral pledged under a loan is so prominent that borrowers would prefer to pay a higher rate of interest on an unsecured loan. Since there is no collateral to back the repayments of unsecured loan, the risk involved is much higher. The loan providers charge a higher rate of interest in order to compensate for the risk. The interest rate corresponding to the cost of inflation is more or less similar to the secured loans.However, interest rates chargeable on unsecured loans are well defined by principal banks and financial institutions. Loan providers who are charging more than this rate without any justifiable reason are only overcharging borrowers.Unsecured loans are offered against the faith induced by the borrowers through their credit report. Credit report is a list prepared by two of the most important credit reference agencies in the UK (Experian and Equifax) of all credit transactions entered into by every customer. Thus, even small debts on which payment has not been made after due date and where the creditor has complained about this to the County Courts, the borrower will have a bad remark on his credit file. A large number of defaults, County Court judgements, Individual Voluntary Arrangements, etc. will be considered as a lack of reliability. Getting unsecured loans will be a little difficult for these borrowers.The major customer group of Unsecured loans [http://www.easyfinance4u.com/unsecured_personal_loan.html] comes from the tenants and the other homeless people. Homeowners too have begun using unsecured loans in order to save them from a direct claim on home. Unemployed people constitute another big group of users of unsecured loans in the UK.Apart from interest rates and certain other terms like the making of collateral superfluous, unsecured loans are very similar to secured loans. The methods that are available for repayment of unsecured loans are similar to secured loans. The amount to be repaid will include the actual loan amount, interest for the period, and any other fees charged by the borrower. Borrower will decide how he wants to repay the whole of the amount. Paying the entire amount within a small time will save on interest cost. However, it will be difficult to arrange the amount immediately. Another method will be to pay the loan through monthly instalments. For this method, the total repayable amount is divided into the various months that constitute the term of repayment. A slight modification of the above method is where only interest is required to be paid by the borrower. The borrower pays the balance of the loan at the end of the term.Borrowers who want to have a faster sanction of the loan amount will find unsecured loans more beneficial. Since, no collateral is required to be offered in unsecured loans, the step involving valuation of the asset can be safely eliminated, thus accelerating the pace of approval.An unsecured loan does not guarantee that assets, and more specifically home, will be spared the consequences of non-payment of the amount due to the loan providers. The only difference in case of unsecured loans is that loan providers will not be able to directly stake a claim for liquidation of any asset. The loan provider will have to adopt the litigation route to recover the unpaid amount. This method can be expensive and time consuming. In cases of bankruptcy, unsecured loans are repaid only after all the secured loans have been repaid.Taking informed decisions with proper guidance from experts will ensure that unsecured loans do not become troublesome in the long run. There are many loan providers and independent financial advisors who will consider the case of borrowers properly and thus recommend proper unsecured loans. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/unsecured-loans-route-to-finance-in-the-absence-of-guarantee/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>7 Reasons Behind Growing Importance of Content Marketing in 2017</title> <link>https://zzbqmms.info/7-reasons-behind-growing-importance-of-content-marketing-in-2017</link> <comments>https://zzbqmms.info/7-reasons-behind-growing-importance-of-content-marketing-in-2017#comments</comments> <pubDate>Fri, 31 Mar 2023 16:47:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=59</guid> <description><![CDATA[Following are the 7 reasons behind growing importance of content marketing in 2017:1.) It aids marketers make more money, generate more sales & pull in unexpected customers • This one sentence sums it up for me as if a marketing strategy does not help you make profit; Small businesses depend on large sales, and content [...]]]></description> <content:encoded><![CDATA[<p> Following are the 7 reasons behind growing importance of content marketing in 2017:1.) It aids marketers make more money, generate more sales & pull in unexpected customers<br />• This one sentence sums it up for me as if a marketing strategy does not help you make profit; Small businesses depend on large sales, and content Marketing.2.) It helps you build valuable relationships and it is cheaper than other forms of marketing<br />• It helps marketers create valuable relationships with their audiences and make sales.<br />• It can help build deals and relationship to boost sales by meeting prospects wherever they are at in the purchasing process and cajoling them forward by giving the knowledge they need to make their next stride. If you do this in a right way, you can convert them to walk them down on your path and increase ROI.3.) It enhances your Brand Image and helps you make a Personal Connection<br />• Businesses of various kinds can enhance their brand image by creating different types of brandings and sharing quality content. Subsequently, building up a content marketing plan can be a power-full game changer for your business’ online growth.<br />• It is very powerful in establishing a personal relationship with users. Content that has your own personal touch helps you have chance to increase followers in the marketplace. By exposure of high-quality content consistently, you can develop the trust of your audience that will help you establish your name as a brand and nowadays people only like brands. It will help you to enhance your Digital Marketing Company brand image as well.4.) It enhances Customer Engagement & helps you beat your Competitors<br />• Content marketing lets marketers see execution through live on Facebook platform it will increase more traffic on your page and chance to make better relationship with users. This is the very personalized tool nowadays to make content effective. It is so, because your audiences love it; it is low cost-effective; it engages your customers, produces more popularity and helps you beat your competitors in a sustainable way.<br />• Value of content marketing is as if you have two platforms with similar Performa will prefer engaging with the one that includes content in their online marketing strategy like Facebook, LinkedIn and Google+. This sustainable effort will makes your company unique, which helps you enjoy superiority in your industry in more powerful manner.5.) Content marketing can work with any Industry, can let Non-Profits make Profits & can Attract People with Real Interest in Your Brand<br />• The power of content marketing in 2017 is people will follow anything that they don’t know and it will be knowledgeable. It will be time consuming people will connect through the world with the help of content and internet.<br />• It is very important that you build strong relationship and well-targeted and customized content marketing strategy with the help of digital marketing company.6.) It is very powerful in Improving your Customer Experience & growing Long-term Audiences<br />• Importance of Content Marketing includes in its ability of improving customer experiences and ensuring long-term facilities of audiences. Great content material gives brands something highlighted to talk about with their clients beyond complaints and difficulties, compliments, or inquiries. Each interaction you have with a prospect or customer can give you knowledge and increase the inquiries/issues they have.<br />• Through content marketing, you can answer those questions clearly and early in the process that helps you reduce the amount of complaints and confusions. Each part of content offers a great opportunity to hook new personalities and grow your fan base. As such gathering of audiences grows; you will have a much greater base of individuals willing to share your content that is the huge advantage of digital content marketing.<br />• Rather than beginning without any preparation as in traditional marketing, you can establish on your own success through content marketing with the way you want to. You can use follow up strategies with the help of digital marketing or email nurturing and social media marketing that help you enjoy steady gains in your users.7.) It can help marketers increase Email Response Rates & encourage Virality<br />• Content Marketing company importance includes its ability to increase email response rates and encourage Virality of internet population marketing campaigns. The email trafficking will increase rates it can be effectively increased by keeping professional communication intact through efficient content marketing by understanding site’s audience and channelizing custom-fit campaigns.<br />• All the interactions that you have with a prospect or customer through Facebook, LinkedIn and Google. Whether in person, in phone call, in email, or through other traditional marketing methods, you have to be focused on giving value and truthful substance.<br />• For effective It, you need to create something that is highly interesting and entertaining like an interesting post on Facebook, Twitter and Google. Then you are ready to see special kind of Virality for your brand that no other marketing channel can provide. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/7-reasons-behind-growing-importance-of-content-marketing-in-2017/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Considerations For a Car Purchase and Finance</title> <link>https://zzbqmms.info/considerations-for-a-car-purchase-and-finance</link> <comments>https://zzbqmms.info/considerations-for-a-car-purchase-and-finance#comments</comments> <pubDate>Fri, 31 Mar 2023 13:06:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=56</guid> <description><![CDATA[There are many things to consider in your purchase of a motor vehicle. There are many choices and it can be confusing to which vehicle to choose. Once you have decided on a car then to what price and possible trade in price to be negotiated. With most car purchases financed, it is also important [...]]]></description> <content:encoded><![CDATA[<p> There are many things to consider in your purchase of a motor vehicle. There are many choices and it can be confusing to which vehicle to choose. Once you have decided on a car then to what price and possible trade in price to be negotiated. With most car purchases financed, it is also important to remember everything when going through comparing car finance packages.Australian car loans can vary because of many factors. Car Finance direct from a bank is quite often not the cheapest solution.When time to purchase a new car, the next question is usually how you are going to pay for it rather than which car you are going to buy.Financing your next car is a very important process, as you want to choose a finance package most suitable to you. There can be many things to check including car loan interest rates, fees and charges, break fees if you paid it out earlier or if you can pay extra payments.Remember to consider the time it will take to approve and settle your car loan. Does the car finance company suit your criteria to approve the finance?You can have unsecured or secured car finance, which can be very different costs on your loan.It can be a requirement of the car finance company to have fully comprehensive on your car before and while you pay off your car loan.Finance companies can assist to ensure you have a hassle free car purchase and help with additional resources like encumbrance checks to ensure that there are not any outstanding loans from the prior owner left against the motor vehicle. They could have available title checks to confirm the ownership of the car you are purchasing. Most will arrange clear transfer to seller of the amount financed on the car purchase.Car loans, subject to the finance company’s approval can be financed to the full cost of the purchase including on-road costs and taxes, car Insurance, motor vehicle breakdown warranties, loan protection for death, disability and unemployment.Older cars can be ok. Car loans can apply for all ages new and used depending on the car loan lender.Finance structures can be flexible to suit your circumstance. Options to consider on your car loan could be delayed payment car loans so you first payment starts at a extended time into your finance contract, interest only payment options including balloon payments, extended finance terms and structured car finance payments to suit your life style or your work cash flow.There are many motor finance options available for imported cars.Commercial car finance options are available that could be suitable for business use. Some choices to consider that relate to business car financing are chattel mortgage vehicle finance, commercial hire purchase, car lease, operational car lease and fully maintained car lease packages. Be careful because the structure of your business car finance can affect your taxation claim.Dealing through a reputable car loan broker can give you a choice of car finance lenders. It is important to know that you may get car loan interest rates and loan fees and charges cheaper than banks. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/considerations-for-a-car-purchase-and-finance/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Every Entertainer Needs Affordable Marketing And Sales Resources</title> <link>https://zzbqmms.info/every-entertainer-needs-affordable-marketing-and-sales-resources</link> <comments>https://zzbqmms.info/every-entertainer-needs-affordable-marketing-and-sales-resources#comments</comments> <pubDate>Mon, 27 Feb 2023 19:00:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=53</guid> <description><![CDATA[When you are in the entertainment business you need to have an affordable resource for marketing and sales information. Keeping up to date with things like marketing, sales and social media are so important to the business of entertainment.In the business of entertainment there are very few books published on the subject of sales and [...]]]></description> <content:encoded><![CDATA[<p> When you are in the entertainment business you need to have an affordable resource for marketing and sales information. Keeping up to date with things like marketing, sales and social media are so important to the business of entertainment.In the business of entertainment there are very few books published on the subject of sales and marketing. There are a few courses available but they are often very costly. I know some entertainers will tell you that when it comes to your knowledge and resources for marketing your business you should not worry about the price. The thing is, price is a factor and the entertainment community needs an affordable resource that can be used.There are so many things that entertainers could use help with. Things like social media, how to get more clients, how to keep in contact with the clients they have and more. One of the affordable ways to do this is by using a newsletter that give great information that the client can use.There are also things like video marketing. Using video marketing is not hard once you know how to use it correctly. The problem is that many people are not telling entertainers how to use these services. Every entertainer wants to be able to tap into valuable resources that will aid their business.Things are changing all around us and with this change we as entertainers must grow. This means we must sometimes seek out the things we need to take our business to the next level. Are people using your service only once or are they using it over and over? If they are only using it once, what steps can you take to get people to come back and try your service again? Can you send them a newsletter or a free gift and get them to try your service once more? Can you use a social media forum to remind them of your brand and your service?It is much harder to find new customers than to keep in contact with the old ones. If you have a few customers or clients who use your entertainment service a few times each year you will increase your business. It is that simple. As entertainers we can not live our lives in expectation that the phone is going to ring off the hook just because we have a good show. It simply does not happen that way. We must take proactive steps to market our business. Where do we learn how to do this? Simple, we need affordable resources designed to teach us what to do step by step. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/every-entertainer-needs-affordable-marketing-and-sales-resources/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Can You Market Your Small Business Online?</title> <link>https://zzbqmms.info/can-you-market-your-small-business-online</link> <comments>https://zzbqmms.info/can-you-market-your-small-business-online#comments</comments> <pubDate>Thu, 02 Feb 2023 19:44:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=51</guid> <description><![CDATA[There was a time when small business online marketing was unthinkable! In fact there was a time when marketing online itself was unthinkable, so small business online marketing was far from reachable. People had that fixed notion of going out seeing the product comparing it with others and then buying. So, people did not venture [...]]]></description> <content:encoded><![CDATA[<p> There was a time when small business online marketing was unthinkable! In fact there was a time when marketing online itself was unthinkable, so small business online marketing was far from reachable. People had that fixed notion of going out seeing the product comparing it with others and then buying. So, people did not venture online to buy goods. But the picture changed drastically over a period of a few years not even a decade and now online marketing is the major medium of marketing.For small business online marketing you need to define first what is a small business? Any business that does not have much of capital investment can be called as the small business. Since it has not much of capital to invest in marketing online can be a very costly affair. Also there is misconceptions that to market goods online you need to have a lot of investment. That is not true at all. You can market your product online almost free. Let us see how.1) You can send mails across to all your friends online stating your product. You can also guarantee them some discounts if they buy from you. You can promise them some incentive if they sell it for you<br />2) You ask your friends to pass on your mail to their friends and those friends can again pass on it to their friends and can think of a chain for your small business online marketing. You can pay some incentive to all who buy or sell your product.<br />3) You can float your own web site that you can publish on your visiting cards. You can get a free web space online. Even you can design your own web page and that is easy. You can offer space on your web site for someone else’s product and can in fact generate money this way!<br />4) You can write a blog where you can educate people on your product and service. You can keep the blog updated with offers and newer news.<br />5) You can get agencies who market products online. They have a knowledge of marketing, especially how to do it. They know the nuances of where to market online. How to increase the visibility? How to place it online so that you gets maximum clicks? Once you entrust your product with them, you get good clicks and good inquiries.<br />6) You can work on online referrals that also ensure good marketing strategy.Small businesses that have their profit as the net profit can think of online marketing. Products and services such as classes, coaching, any service can be marketed online. You can also think of marketing a product online. Many people have their garage sales by marketing on the net.There are many sites that have a focus only on some specific localities or towns. These sites are very popular amongst people in that town. These site are the ideal places to market your product or your service. So small business online marketing is definitely a very good option. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/can-you-market-your-small-business-online/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Personal Secured Loan Finance – Who is a Personal Loan Official?</title> <link>https://zzbqmms.info/personal-secured-loan-finance-who-is-a-personal-loan-official</link> <comments>https://zzbqmms.info/personal-secured-loan-finance-who-is-a-personal-loan-official#comments</comments> <pubDate>Thu, 02 Feb 2023 17:06:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=49</guid> <description><![CDATA[Almost every financial institution open to give out loans will also offer personal loans to the public. Once you are there, there are people who will help you to go through the process of taking out the loan. One thing you should know about such officials is that they should be learned on every issue [...]]]></description> <content:encoded><![CDATA[<p> Almost every financial institution open to give out loans will also offer personal loans to the public. Once you are there, there are people who will help you to go through the process of taking out the loan. One thing you should know about such officials is that they should be learned on every issue about all the various types of loans. Always check through the profile of the lender to verify this. Remember that you have a duty to know that these officials should be equipped with the most recent knowledge that can help you make a wise decision.Every personal loan official should find it easy and convenient to work with the public. Remember that your job will warrant some talents in dealing with public relations. You may face upheavals from one or two ends because rejecting a personal loan application may mean the worse for the personal loan applicant. Such type of profession should also take into account the issue of utmost secrecy when dealing with clients’ information.You must have the talents to relate to others. Remember that discussing personal loan issues to someone will mean that you have to break down all your business ideas into something simple and understandable to your clients. Also know that the applicant of a personal loan expects you to keep every of his or her information secret.When a personal loan official is at work, most of what is done is in the same line as that of a sales agent. He or she has a duty to discuss with those interested in taking out a personal loan. He has to do all what can be done to make sure that the application for a personal loan is processed on time and the loan is also given on time. Remember that it is also his duty to educate the borrower on what type of loan is good for him or her and what sum may be available to him or her.As soon as an application for personal loan is submitted, this official has a duty to look into the application. He will have to make sure that every piece of information found on the application is what is needed and what it should be. As soon as he is through with all what is needed to be seen into, he will inform the applicant. He will also have to look into the probability that the loan will be paid. This will be determined by your pay package and your credit report. If he is satisfied with everything, the application will be handed to a guarantor. If the guarantor accepts to sign, the loan will be given to the borrower.The job or a personal loan official is a very rigorous one. Most of them work for at least forty hours every week. Most weekends are off-days although there are still some institutions that are willing to offer their services on such days. At times, working after closing time may be necessary. But this is only applicable in urgent situations.If you aspire becoming a personal loan official, make sure that you hold a first degree in any business related field. You may also be required to have some working experience but this will depend on the financial institution you intend to work for. Experience in financial issues may also place you on the job even without having the necessary paper qualifications. What a personal loan official take home as pay package varies with every employer and even with every area. There are about a quarter of a million personal loan officials in the whole of the country.If you aspire becoming a personal loan official, you must have the ability to be able to deal with the public. Remember that you will have to give assistance to those tendering in applications for personal loans. You will also have to educate the applicant in completing the application. Most of the information found in it will be business related. Therefore, your business skills must be up-to-date. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/personal-secured-loan-finance-who-is-a-personal-loan-official/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Apply for a Fixed Auto Loan</title> <link>https://zzbqmms.info/how-to-apply-for-a-fixed-auto-loan</link> <comments>https://zzbqmms.info/how-to-apply-for-a-fixed-auto-loan#comments</comments> <pubDate>Thu, 02 Feb 2023 13:57:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=47</guid> <description><![CDATA[Thinking of applying for an fixed auto loan or car loan? You should start requesting for your credit report as soon as possible. All creditors, commercial banks, finance companies and even unconventional loan sources where you apply for an fixed auto loan will definitely look for your credit report. Even if you are a potentially [...]]]></description> <content:encoded><![CDATA[<p> Thinking of applying for an fixed auto loan or car loan? You should start requesting for your credit report as soon as possible. All creditors, commercial banks, finance companies and even unconventional loan sources where you apply for an fixed auto loan will definitely look for your credit report. Even if you are a potentially good fixed auto loan mortgagee who pays his bills on time, you should ensure that all the information in your credit report is up-to-date and accurate.If you want your fixed auto loan to be approved at once, make sure that your credit file does not contain inaccuracies. Such inaccuracies could affect your credit rating and could possibly result to the disapproval of your fixed auto loan application. This is the reason why reviewing your credit report before even applying for an fixed auto loan will save you time and money.When applying for an fixed auto loan, your lender may use a different standard in rating your credit merit from other lenders. Because of this, you should read your own credit report and try to understand how your credit file could be interpreted. This could give you a chance to improve your credit merit from the lender’s point of view, thus, improve your chances of having your fixed auto loan approved.When applying for an fixed auto loan, here are the things that you need to check on your credit report:Clerical errors are very common and they could include payments that have not been credited, late payments or even data from somebody else’s credit file with a similar name as yours. The bad news is they could very well affect your fixed auto loan application. Now even before your fixed auto loan lender can see your credit file with such errors, you can decide if you want to argue any inaccuracy you might find – and fast, before it ruins your chances of having your fixed auto loan application approved.When applying for an fixed auto loan, you might want to close any unused credit accounts you might have in your credit report. This will make your credit score more attractive to a potential fixed auto loan lender when you reduce the revolving charge accounts which are classified as active on your credit report. Your fixed auto loan lender might view too much revolving debt as a minus factor when you are considering a car loan application.Should you have stopped using any or some of your credit accounts, it will be better if you choose to close such account/s. Have a notation that the account was closed at your request, or else, your fixed auto loan lender might think the creditor closed the account for other reasons.If you manage your credit cards well, your chances for an approved fixed auto loan will get improve, even to lenders who enforce stricter guidelines for applications. Otherwise, your ability to get an fixed auto loan could be compromised.Between 30-day and 60-day late payments, fixed auto loan lenders could overlook several 30-day delays. You can explain your situation and hold on to your good credit. However, a 60-day late payment could be a turn-off to your fixed auto loan lender.Your fixed auto loan lender would be interested in your credit report for the previous two years. Try to maintain a clean credit report by paying on time and checking it regularly to find out if your payments are properly credited. </p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/how-to-apply-for-a-fixed-auto-loan/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Rallies As U.S. Dollar Pulls Back Towards Weekly Lows</title> <link>https://zzbqmms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows</link> <comments>https://zzbqmms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[Branding]]></category> <category><![CDATA[Business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=42</guid> <description><![CDATA[Key Insights The strong pullback in the U.S. dollar provided significant support to stocks. Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500. A move above 3730 will push S&P 500 towards the resistance level at 3760. Advertisement Pfizer Rallies After Announcing A Huge Price [...]]]></description> <content:encoded><![CDATA[<p>Key Insights<br />The strong pullback in the U.S. dollar provided significant support to stocks.<br />Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.<br />A move above 3730 will push S&P 500 towards the resistance level at 3760.<br />Advertisement</p><p>Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines<br />S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.</p><p>The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.</p><p>Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.</p><p>Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.</p><p>Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.</p><p>From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.</p><p>S&P 500 Tests Resistance At 3730</p><p>S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.</p><p>If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.</p><p>On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.</p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/sp-500-rallies-as-u-s-dollar-pulls-back-towards-weekly-lows/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>SPDN: An Inexpensive Way To Profit When The S&P 500 Falls</title> <link>https://zzbqmms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls</link> <comments>https://zzbqmms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls#comments</comments> <pubDate>Wed, 26 Oct 2022 05:47:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=40</guid> <description><![CDATA[Summary SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice. This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index. SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF. [...]]]></description> <content:encoded><![CDATA[<p>Summary<br />SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.<br />This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.<br />SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.<br />Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.<br />We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.<br />Put a gear stick into R position, (Reverse).<br />Birdlkportfolio</p><p>By Rob Isbitts</p><p>Summary<br />The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.</p><p>The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.</p><p>SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.</p><p>Strategy<br />SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.</p><p>Proprietary ETF Grades<br />Offense/Defense: Defense</p><p>Segment: Inverse Equity</p><p>Sub-Segment: Inverse S&P 500</p><p>Correlation (vs. S&P 500): Very High (inverse)</p><p>Expected Volatility (vs. S&P 500): Similar (but opposite)</p><p>Holding Analysis<br />SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.</p><p>Strengths<br />SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.</p><p>Weaknesses<br />The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.</p><p>Opportunities<br />While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.</p><p>Threats<br />SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.</p><p>Proprietary Technical Ratings<br />Short-Term Rating (next 3 months): Strong Buy</p><p>Long-Term Rating (next 12 months): Buy</p><p>Conclusions<br />ETF Quality Opinion<br />SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.</p><p>ETF Investment Opinion</p><p>SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.</p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/spdn-an-inexpensive-way-to-profit-when-the-sp-500-falls/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>S&P 500 Biotech Giant Vertex Leads 5 Stocks Showing Strength</title> <link>https://zzbqmms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength</link> <comments>https://zzbqmms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength#comments</comments> <pubDate>Wed, 26 Oct 2022 05:46:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://zzbqmms.info/?p=38</guid> <description><![CDATA[Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC). X While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 [...]]]></description> <content:encoded><![CDATA[<p>Your stocks to watch for the week ahead are Cheniere Energy (LNG), S&P 500 biotech giant Vertex Pharmaceuticals (VRTX), Cardinal Health (CAH), Steel Dynamics (STLD) and Genuine Parts (GPC).</p><p>X<br />While the market remains in correction, with analysts and investors wary of an economic downturn, these five stocks are worth adding to watchlists. S&P 500 medical giants Vertex and Cardinal Health have been holding up, as health-care related plays tend to do well in down markets.</p><p>Steel Dynamics and Genuine Parts are both coming off strong earnings as both the steel and auto parts industries report optimistic outlooks. Meanwhile, Cheniere Energy saw sales boom in the second quarter as demand in Europe for natural gas continues to grow.</p><p>Major indexes have been making rally attempts with the Dow Jones and S&P 500 testing weekly support on Friday. With market uncertainty, investors should be ready for follow-through day breakouts and keep an eye on these stocks.</p><p>Cheniere Energy, Cardinal Health and VRTX stock are all on IBD Leaderboard.</p><p>Cheniere Energy Stock<br />LNG shares rose 1.1% to 175.79 during Friday’s market trading. On the week, the stock advanced 3.1%, not from highs, bouncing from its 21-day and 10-week lines earlier in the week.</p><p>Cheniere Energy has been consolidating since mid-September, but needs another week to forge a proper base, with a potential 182.72 buy point formed on Aug. 10.</p><p>Houston-based Cheniere Energy was IBD Stock Of The Day on Thursday, as the largest U.S. producer of liquefied natural gas eyes strong demand in Europe.</p><p>Even though natural gas prices are plunging in the U.S. and Europe, investors still see strong LNG demand for Cheniere and others.</p><p>The U.K. government confirmed last week that it is in talks for an LNG purchase agreement with a number of companies, including Cheniere.</p><p>In the first half of 2021, less than 40% of Cheniere’s cargoes of LNG landed in Europe. That jumped to more than 70% through this year’s second quarter, even as the company ramped up new export capacity. The urgency of Europe’s natural gas shortage only intensified last month. That is when an explosion disabled the Nord Stream 1 pipeline from Russia that had once supplied 40% of the European Union’s natural gas.</p><p>In Q2, sales increased 165% to $8 billion and LNG earned $2.90 per share, up from a net loss of $1.30 per share in Q2 2021. The company will report Q3 earnings Nov. 3, with investors seeing booming profits for the next few quarters.</p><p>Cheniere Energy has a Composite Rating of 84. It has a 98 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share price movement with a 1 to 99 score. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 41.</p><p>Vertex Stock<br />VRTX stock jumped 3.4% to 300 on Friday, rebounding from a test of its 50-day moving average. Shares climbed 2.2% for the week. Vertex stock has formed a tight flat base with an official buy point of 306.05, according to MarketSmith analysis.</p><p>The stock has remained consistent over recent weeks, while the relative strength line has trended higher. The RS line tracks a stock’s performance vs. the S&P 500 index.</p><p>Vertex Q3 earnings are on due Oct. 27. Analysts see EPS edging up 1% to $3.61 per share with sales increasing 16% to $2.2 billion, according to FactSet.</p><p>The Boston-based global biotech company dominates the cystic fibrosis treatment market. Vertex also has other products in late-stage clinical development that target sickle cell disease, Type 1 diabetes and certain genetically caused kidney diseases. That includes a gene-editing partnership with Crispr Therapeutics (CRSP).</p><p>In early August, Vertex reported better-than-expected second-quarter results and raised full-year sales targets.</p><p>S&P 500 stock Vertex ranks second in the Medical-Biomed/Biotech industry group. VRTX has a 99 Composite Rating. Its Relative Strength Rating is 94 and its EPS Rating is 99.</p><p>CRISPR Stocks: Will Concerns Over Risk Inhibit Gene-Editing Cures?</p><p>Cardinal Health Stock<br />CAH stock advanced 3.2% to 73.03 Friday, clearing a 71.22 buy point from a shallow cup-with-handle base and hitting a record high. But volume was light on the breakout. CAH stock leapt 7.3% for the week.</p><p>Cardinal Health stock’s relative strength line has also been trending up for months.</p><p>The cup-with-handle base is part of a base-on-base pattern, forming just above a cup base cleared on Aug. 11.</p><p>Cardinal Health, based in Dublin, Ohio, offers a wide assortment of health care services and medical supplies to hospitals, labs, pharmacies and long-term care facilities. The company reports that it serves around 90% of hospitals and 60,000 pharmacies in the U.S.</p><p>S&P 500 stock Cardinal Health will report Q1 2023 earnings on Nov. 4. Analysts forecast earnings falling 26% to 96 cents per share. Sales are expected to increase 10% to $48.3 billion, according to FactSet.</p><p>Cardinal Health stock ranks first in the Medical-Wholesale Drug/Supplies industry group, ahead of McKesson (MCK), which is also showing positive action. CAH stock has a 94 Composite Rating out of 99. It has a 97 Relative Strength Rating and an EPS rating of 73.</p><p>Steel Dynamics Stock<br />STLD shares shot up 8.5% to 92.92 on Friday and soared 19% on the week, coming off a Steel Dynamics earnings beat Wednesday night.</p><p>Shares blasted above an 88.72 consolidation buy point Friday after clearing a trendline Thursday. STLD stock is 17% above its 50-day line, definitely extended from that key average.</p><p>Steel Dynamics’ latest consolidation could be seen as part of a larger base going back six months.</p><p>Steel Dynamics topped Q3 earnings views with EPS rising 10% to $5.46 while revenue grew 11% to $5.65 billion. The steel producer’s outlook is optimistic despite weaker flat rolled steel pricing. STLD reports its order activity and backlogs remain solid.</p><p>The Fort Wayne, Indiana-based company is among the largest producers of carbon steel products in the U.S. It engages in metal recycling operations along with steel fabrication and produces myriad steel products.</p><p>How Millett Grew Steel Dynamics From A Three Employee Business</p><p>STLD stock ranks first in the Steel-Producers industry group. STLD stock has a 96 Composite Rating out of 99. It has a 90 Relative Strength Rating, an exclusive IBD Stock Checkup gauge for share-price movement that tops at 99. The rating shows how a stock’s performance over the last 52 weeks holds up against all the other stocks in IBD’s database. The EPS rating is 98.</p><p>Genuine Parts Stock<br />GPC stock gained 2.8% to 162.35 Friday after the company topped earnings views with its Q3 results on Thursday. For the week GPC advanced 5.1% as the stock held its 50-day line and is in a flat base.</p><p>GPC has an official 165.09 flat-base buy point after a three-week rally, according to MarketSmith analysis.</p><p>The relative strength line for Genuine Parts stock has rallied sharply to highs over the past several months.</p><p>On Thursday, the Atlanta-based auto parts company raised its full-year guidance on growth across its automotive and industrial sales.</p><p>Genuine Parts earnings per share advanced 19% to $2.23 and revenue grew 18% to $5.675 billion in Q3. GPC’s full-year guidance is now calling for EPS of $8.05-$8.15, up from $7.80-$7.95. The company now forecasts revenue growth of 15%-16%, up from the earlier 12%-14%.</p><p>During the Covid pandemic, supply chain constraints caused a major upheaval in the auto industry, sending prices for new and used cars to record levels. This has made consumers more likely to hang on to their existing vehicles for longer, driving mileage higher and boosting demand for auto replacement parts.</p><p>Fellow auto stocks O’Reilly Auto Parts (ORLY) and AutoZone (AZO) have also rallied near buy points amid the struggling market. O’Reilly reports on Oct. 26.</p><p>IBD ranks Genuine Parts first in the Retail/Wholesale-Auto Parts industry group. GPC stock has a 96 Composite Rating. Its Relative Strength Rating is 94 and it has an EPS Rating of 89.</p>]]></content:encoded> <wfw:commentRss>https://zzbqmms.info/sp-500-biotech-giant-vertex-leads-5-stocks-showing-strength/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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